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<p><b>Government Publishing Office</b></p><p>U.S. Congress<br>House of Representatives<br>Committee on Financial Services<br></p><p>H.R. 627, THE CREDIT CARDHOLDERS' BILL OF RIGHTS ACT OF 2009; AND H.R. 1456, THE CONSUMER OVERDRAFT PROTECTION FAIR PRACTICES ACT OF 2009</p><p>Date(s) Held: 2009-03-19</p><p> 111th Congress, 1st Session</p><p>GPO Document Source: &lt;a href="<a rel="nofollow" class="external free" href="https://www.gpo.gov/fdsys/pkg/CHRG-111hhrg48870/content-detail.html">https://www.gpo.gov/fdsys/pkg/CHRG-111hhrg48870/content-detail.html</a>" rel="nofollow"&gt;CHRG-111hhrg48870&lt;/a&gt;<br>Superintendents of Documents ID: Y 4.F 49/20</p><p>Witnesses:</p><ul><li>Albin, Sheila A., Associate General Counsel, Office of General Counsel, National Credit Union Administration (NCUA)</li><li>Braunstein, Sandra F., Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System</li><li>Clayton, Kenneth J., Senior Vice President/General Counsel, American Bankers Association Card Policy Council</li><li>Echard, Linda, President and CEO, ICBA Bancard, on behalf of the Independent Community Bankers of America</li><li>Fecher, Douglas, President and CEO, Wright-Patt Credit Union, Inc., on behalf of the Credit Union National Association (CUNA) 31 Ireland, Oliver I., Partner, Morrison &amp; Foerster LLP</li><li>McCracken, Todd, President, National Small Business Association (NSBA)</li><li>Mierzwinski, Edmund, Consumer Program Director, U.S. PIRG</li><li>Plunkett, Travis B., Legislative Director, Consumer Federation of America</li><li>Yakimov, Montrice Godard, Managing Director, Compliance and Consumer Protection, Office of Thrift Supervision</li></ul><p>Related Items:</p><ul><li>&lt;a href="<a rel="nofollow" class="external free" href="https://www.govtrack.us/congress/bills/111/hr627">https://www.govtrack.us/congress/bills/111/hr627</a>" rel="nofollow"&gt;United States House Bill 627  (111th Congress)&lt;/a&gt;</li><li>&lt;a href="<a rel="nofollow" class="external free" href="https://www.govtrack.us/congress/bills/111/hr627">https://www.govtrack.us/congress/bills/111/hr627</a>" rel="nofollow"&gt;United States House Bill 627  (111th Congress)&lt;/a&gt;</li><li>&lt;a href="<a rel="nofollow" class="external free" href="https://www.govtrack.us/congress/bills/111/hr1456">https://www.govtrack.us/congress/bills/111/hr1456</a>" rel="nofollow"&gt;United States House Bill 1456  (111th Congress)&lt;/a&gt;</li><li>&lt;a href="<a rel="nofollow" class="external free" href="https://www.govtrack.us/congress/bills/111/hr1456">https://www.govtrack.us/congress/bills/111/hr1456</a>" rel="nofollow"&gt;United States House Bill 1456  (111th Congress)&lt;/a&gt;</li><li>Congressional Serial No. 111-17</li></ul><br>Subjects: 111th;House</div>
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Committee on Financial Services</div>
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