Face: woman wearing wreath with orb and branch; denomination; 
<p>Text: BANQUE DE L'INDOCHINE = Bank of Indochina; 
VINGT PIASTRES = Twenty piastres; 
PAYABLES EN ESPÈCES AU PORTEUR = Payable to bearer in cash; 
L'ARTICLE 139 DU CODE PÉNAL PUNIT DES TRAVAUX FORCÉS CEUX QUI AURONT CONTREFAIT OU FALSIFIÉ LES BILLETS DE BANQUES AUTORISÉES PAR LA LOI 
= Article 139 of Penal Code punishes with the forced labour those who counterfeits or falsifies the bills of the banks authorized by the Law; 
Un Administrateur = Administrator 
[signature: Stanislas Simon]; 
Le Directeur = Director 
[signature: René Thion de la Chaume]; 
SÉB. LAURENT DEL [designer: Sébastien Laurent]; RITA SC [engraver: Rita]; 
Back: Bayon Face Tower in Angkor; denomination; 
Text: BANQUE DE L'INDOCHINE = 東方滙理銀行 = Bank of Indochina; 
HAI CHỤC BẠC = 貳拾元 = ២០ រៀល = 20 piastres; 
SÉB. LAURENT DEL. [designer: Sébastien Laurent]; RITA SC. [engraver: Rita]; 
</p>
Watermark: Vietnamese male head.
Banque de l'Indo-Chine
<a rel="nofollow" class="external text" href="http://art-hanoi.com/collection/icpaper/p50.html">French Indochina 20 Piastres 1928-1931</a> (Art-Hanoi).