text:  costs low or maybe they covered it entirely now you've got this big charge on a monthly and annual basis for what you're spending right part of your expenditures yeah i mean there's a lot of stuff right i mean what if you're getting your car paid like what if they give you the car yeah there's lots of benefits that you might have had in an employee package like your cell phone or you might have had a company car you know maybe you ate lunch every day at work but right you know the cafeteria was subsidized so you know just things like that you know