text:  late fees on credit cards what did those credit card companies do they raised interest rates on credit cards you're going to pay it somewhere else they're not going to just say yeah that's fine we're going to take that lower profit margin and we'll be okay with that going forward we'll be just fine you're going to make it up elsewhere and that's what these companies are talking about doing is it disingenuous yeah are consumers going to push back on it all that strongly