text:  funky family dynamic going on like that you really need to be clear as to who how when and why everybody gets what same idea what the gifting folks end of the month last chance to figure out how to gift if you're going to gift and again that's a good reason you may or may not need to gift but be mindful there's so many things going on when you're gifting you give away things that could be exposed to those kids or those beneficiaries creditors