text:  yeah so the the svb example is a good one because so these specific stress tests that they are suing over were enacted uh i think as part of dodd-frank during the great recession and they specifically require testing of all banks with assets over a hundred billion dollars and if you're over 250 billion dollars these tests occur every single year if you're under that if you're between 100 and 250 then it's a biannual testing that they do