 asset class are you going to use? Remember, when you hear somebody talk about asset allocation, typically every bit of it's in the market. It's in stocks and bonds. Well, do bonds go down? Well, of course bonds go down. Do stocks go down? Well, we know the answer to that one. But stocks and bonds typically, particularly when it comes to interest rates, act like a teeter-totter for each other. When one is up, the other is down and vice versa. So that being said,