 We finished up with sequence risk on the last segment, but what about taxes? Can we control taxes? Well, we can't control tax policies directly, but we can control how we set our dollars up to be taxed and what system they will fall into. There's three different types of taxable allocations. There is diversification when it comes to taxes. Many times you don't hear that, but that is true. That's one of the number one things I learned when I got into financial industry was