 I'm 30 years old. I'm getting married in August. I currently live with family, so I'm not paying any rent. I'm purchasing a home in August. I'm putting $150,000 down. My gross income is $180 a year. I have a $45,000 emergency fund fully funded for six months or even longer. I have, in terms of investments, I have only one real investment, which is Apple stock. I have about $50,000 that I just never touch. It was something that