 I bought it for him as a graduation gift. You bought him a car payment? Okay. How much do you owe on your car? I owe now about $12,000. What do you owe on his? Oh, on my car, I owe nothing on his $12,000. Oh, I see. Okay, so what's the other $88,000 in debt? NYU? Yeah, it's NYU and then, of course, credit cards. How much is credit cards?