 Yeah, so we came actually a year and a half ago and did our debt-free stream, and we never will go back. So you're Baby Steps Millionaires. Way to go. What do you guys do for a living, Catherine? I'm just curious. We both work at a university. Okay, that's great. Good for you. Well done. Yeah, excellent. You're heroes. So again, it's the ratios. That's what we're looking at. And another way of looking at that, folks, for Catherine is...