 to now the culture where we've got to bail out every company at the slightest hint of trouble. And the precedent that sets is very dangerous because then the average American feels if that rich company or that big cat is getting bailed out, why am I not getting more assistance? Why am I getting laid off or why are my wages not rising so sharply? Why is the government spending billions in that explicitly or implicitly? So that leads to the sense of unfairness.