 Hey guys, it's Rachel Cruz, here to tell you about a faith-based alternative to health insurance. Christian Healthcare Ministries. CHM allows members to share each other's health care costs, and it's as easy as 1, 2, 3. Step 1, choose the health care provider you want. Step 2, submit your eligible bills. And Step 3, get reimbursed. CHM members take care of your eligible medical bills. Find out more at chministries.org. That's chministries.org.