 In other words, having a plan that works for you, not against you, and puts you in control of retirement. We do this every single day. Next 10, at no cost or obligation, we'll give you that portfolio analysis, and then we'll design a plan that meets what you're looking for. A very revealing and informative comprehensive review it can be if you schedule 919-415-1716, 919-415-1716, or text COACH to 600-700. Coach, what replaces the pension of the old days?