 I don't like that for you because I like to have a safety blanket, a force field around your risk money to make sure you always have that safe money coming in. But if you want all risk, we can do that. We've got managed accounts as well to put together, money managers looking after your money. There's no guarantees on that risk side, though. You have to know that. Despite what Wall Street says and makes you feel, there's no guarantees.