 And then you have a kid saying, how am I going to take care of mom? She's not doing well. And there's 30,000 bucks that may be a fraudulent policy. Yeah. Let's talk about that. Not helpful guys. Talk about that, John, because so many people, I cannot tell you how many times I say, do you have life insurance? And they go, oh yeah, I have it through my work. No, that is not like you're doing good. If you get $25,000, it's a high five policy. That's enough to get you through the funeral. Yes. That's it. Pay a bill. That's it. And we're talking about 10 to 12 times your income.