 it was too much, too soon. It's not bad. Because here's the thing. The $36,000, we could just call it dollar for dollar. There's a concept in money. Let me walk you through it. Here's what's going on in my head. There's a concept in money. Would you rather have $100,000 today or would you rather have $100,000 five years from now? Well, you'd rather have it today because of what you could earn on it during that five years. Agreed? Agreed.