 And I wake up and there's $12,000 laying in the middle of my kitchen table. Do I go buy Taylor Swift concerts or put it on my student loan? You put it on your student loan. It's a no-brainer for me. Now, that's talking to the daughter. But I'm never going to tell the mom to go back. So I'm not really going to say your advice was wrong. But it's a great discussion, particularly because we get to discover that, to my great disappointment, Ken Coleman...