 for the very first time the year you turn 73. That's when it starts, at the beginning of the year. So with the year you're going to turn 73, that has to be taken. There is a deadline for it, and it's April 1st. So it's just good to know that stuff. Your accountant should help you with that. Any financial advisor can help you with that. What I do for my clients is I set them up on automatic RMDs. So once it's in place,