 and it varies usually upon your local geologic setting and the type of structure you're in. But all those numbers you gave me were not, you know, the world has never experienced a 9 Richter magnitude, as far as we know. I'm sorry, we have 250 zip codes. That's the way it's done now. So if you don't want to have the federal government pay over an 8.0 for people's damage, regardless of how wealthy they are,