 To have folks come in and talk because you have this conversation all the time just like we're having now. Don't just rely on Social Security. It's great. But let's see what else we can do to make sure that you have a stable, reliable income with or without it. There's some risk you can take in life like crossing a street with no crosswalk if you're in a small town and there's no cars coming at all. Sure. Whereas you're in New York City, you decide to cross the street with no crosswalk and good luck for that.