 Again, though, and I think I love, Coach, I'd love to bring this up again to you. You made a great analogy with the annuity just then. Another one was about you and your brothers, about how maybe one of your brothers might get in trouble or not have the best reputation. They all have the same last name. But you all have the same last name. Just like the annuities all have the same last name, but there are some first names that are different.