 If you have a problem, you may have to stop your baby steps and address the problem. But until you do, you were already broke before you started this, and now you're just running broke trying to actually do some good and climb out, right? So, yeah, cut up your credit cards and let's start attacking them with a vengeance and work as many hours as you can. And as Ken says, always get an extra job. Let's do six things and do that written budget in detail and live on nothing.