 And then the money goes down. Are they still going to take their quarterly fee even though they're losing money? Yes. Are you going to be in a better place in the world when you lose money three or four years in a row? No. How's that going to make you feel to know that you're not doing good, yet the person who's managing your money is making money every single quarter, regardless if you're doing good or not? You've heard the commercials. When you do well, we do well. What if we don't do well? Well, we still do well.