 We take home around $10,000 a month. Okay. Okay. So there's a lot wrong with this initial plan A. I don't like you borrowing against your home to do upgrades because you're putting your own home on the line in order to do that. Why is there this urgency to make to do all of this? Why is there an urgency to do a HELOC? And if you don't do that, then we've got to move and buy a $900,000 house. Why is there this sense of we've got to do something?