 That's a good thing. But the other is just you're afraid because you don't know how. And that's the investing thing. That's wisdom. But it's something that can be overcome. I don't want to overcome my fear of bears. They will eat you. But I do want to overcome my fear of things I don't understand that can help me. And the fear goes away with knowledge. So sit down with a good SmartVestor Pro. Click that at Ramsey Solutions. And let the guys that we recommend begin to teach you and gradually...