 or market loss risk out of the equation, again, it makes a lot better retirement. It puts you in control now because you don't have to worry about a rug pull where your money goes down 40% overnight. And one can affect the other, I would say. If I think about my mom and the conversations we have, stress can directly direct your health, all of that stuff. Yes, if you're happy, you're happy. There you go. So you take this stress out here, and it directly correlates to less stress over here, better health.