 So, George, this is really a moral crisis. I wrote about this in my last newsletter. But these colleges, they're promoting cultural Marxism, the group think, the anarchy, violence, postmodernism, all the stuff we're seeing in the streets today. And I think during this pandemic, half these colleges are going broke. And I think that would actually be a good thing. All right. Chuck Coppice, of course, his book, America's Financial Reckoning Day.