 Coal is built into them other than Social Security. So your assets, are they guaranteed increasing income? Well, they should be, and they can be. You can definitely do that, and we're going to talk about that on the show. How can you do that? Well, another risk we're looking at and talking about, sequence of returns. Now this one, and so as long as we understand it, we can have control to some extent. The key is understanding what is sequence of returns risk,