 your business isn't worth anything. And that's a hard one for a lot of business owners to get through their head. But that is important to know about. So when it comes to concerns about financial freedom, number one thing is you have to have a plan. You have got to have a plan, a formula that you can track and you can look and you can see. And quite frankly, most of this information has a lot to do with what asset classes are you in and what percentage of your assets do you have exposed to these types of risks? And what percentage of your assets have you protected from these risks? So