 Welcome back into the Financial Safari. Consumer advocate here with you alongside best-selling author, Coach Pete Deruta. Also joining us in studio, Bruce Rosenblum, as well as Pete Ustick, new to the team here at Financial Safari. We're going to see if we don't make him run away here in this first session. We've got a little problem. His name is Pete, and my name is Pete, too. There you go. I'm going to call him the Uce. There you go, the Uce.