 so they were just ok I'm not I'm not conservatively investing and I'm 63 I don't want to know how what the job so I'm investing in good growth stock mutual funds that are growing like a weed and you need to be your bro I was thinking about that too I was kind of like well I'm not broke but I have no retirement whatsoever applied it I mean how much do you have how much money do you have I got about 20k in savings ok well you're broke