 who had it in whatever allocation it was, and his retirement account went down 40%, 45%. So what was the money manager's why? That's what I don't understand. What was the money manager's why to put somebody at risk like that? I'll tell you what the why was. The why was they needed the money to pay for the boat. There you go. Really, though. Or the beach house. Yeah, yeah. And they didn't really care what's happening to their clients.