 I did. So you didn't just open your eyes and there was $50,000? Well, no. So the credit cards were old ones that we had zero balance on that we had used from years prior when during COVID we were using... My wife wasn't able to work, so it was just my income that was supporting us. And mortgage rates in Colorado are not very good at all, and they haven't been for a long time. And we just basically were using credit cards to kind of survive.