 and take the hit on the taxes? I wouldn't. No, I wouldn't. You're not only going to get the taxes, you're going to get a 10% penalty. So what's going to happen at $135,000? You're going to lose 40%. That's like borrowing money at 40% interest. Yes, but I am actually an active trader in our brokerage account, and I've made like $700,000 in the last five years.