 literally into your last days and so you can hire a medical butler and have some higher quality of life and just just have somebody there to serve you and you've got your own assisted living game plan and a huge quality of life you've got the money to do that and so i want you to hold back enough to cover that too well and think about over the next 30 years property taxes will go up his homeowner's insurance will probably go up so there's some factors to think about yeah that's that's not going he's not gonna run out of money on that but if you want to budget um