 It was a life lesson. Close the dream, and then you get to pay payments on the dream. Yeah, that's called a nightmare, yeah. Ouch, no fun at all. Wow. How long have you guys been married? About three years. Just celebrated our three-year anniversary in June. Okay, so after you're married about a year, you look up and go, debt is everywhere. I've had it. Tell me about your I've had it moment. What was it brought you to where you go, okay, we're doing this?