 Well, today's the day. Target shoppers are free to bring cash, credit, or debit cards, but you leave your checkbooks at home. As of July 15th, the big retailer will no longer accept personal checks as payment for purchases. It says few shoppers still pay by check, and eliminating the payments will speed up checkout. In addition to cash and plastic, Target shoppers can use digital wallet services like Apple Pay and Buy Now, Pay Later services.