 less than a month later I want two of these credit cards gone and so you're going to list them smallest to largest you're going to knock off the little ones first and get some momentum like George is talking about hang on we'll get you signed up Austin will get you signed up for Financial Peace University we'll get you into the class where you're learning how to handle money and this all goes in your rear view mirror then and this is the year of life change for you so some of it bad some of it good and we're here to walk with you so hang on Austin will pick up