 Right. You're not there. Your baby steps four, five, and six, and you're intentional, which means you're going to want to do some other things. You may need to upgrade a car. You may actually want to go on a vacation. You may want to spend some of your money on fun, and you should. Okay. Okay. Let's just throw a couple numbers here, okay? You make $150,000. If you put $100,000, you said you had $188,000 on the mortgage? Yes.