 So that's what I would do, sir. Thank you for being a new listener. I hope we can continue to serve you. Chance is in Birmingham. Hey, Chance, welcome to the Ramsey Show. Good afternoon, Dave. How are you? Great. How can we help? I was calling to get some guidance from you. I've been following you for years, and you've helped me tremendously. I want to personally thank you for that. I am debt-free now.