 they're saving their average customer 854 bucks a month and they do it by having you tapped into your home's equity that wipes out high interest credit card debt and 854 bucks a month well that's like a ten thousand dollar a year raise and that's the difference between being in the black or being in the red for so many families especially with credit card interest rates 21 or even higher and carrying a balance month to month that's killing people financially