 Welcome back. This segment of the show is sponsored by ZapMyDebt.com. Let me ask you, do you ever think, how can I work this hard and still be in debt? The piles of overdue bills, the threatening phone calls, never having money to do anything, it just sometimes won't stop. If you're trapped in debt, our partners at Zero Debt USA will help you find the way out. They've developed aggressive new strategies to end your debt permanently.