 and you need to be and i'll tell you why in a minute okay so that what you're looking for is go to ramsey solutions dot com and click on smart mr pro and find the purpose pros in san antonio and talk to a couple of them interview them and decide who you want to work with what you're looking for someone you're comfortable with and here's what's really important and we try to not have any smart mr pros that aren't this number one they're going to keep if you go to our smart mr pros the people we recommend