 One thing I found out, and this was during COVID when I was doing a lot of weird things, because I had the time to do a lot of weird things. But anyway, one thing I found out was that when you're, like she said, when you never get the same person twice, they're commission-based. Even if they're borrowing you money or making you a home loan or refining your mortgage, they're commission-based. So there might be 10 different people