 Now, even if there is a lifeguard nearby, that still helps to have your own person who is accountable for everyone in the group. They know their limitations, and that's the bottom line. You have to know your limitations. Don't go out when you're in doubt. If you get into trouble and you get overwhelmed, again, let's fall back to rip current or just swimming issues, do not panic. Yell for help, and someone hopefully can get to you with flotation.