 And so what do you have to consider with that? Um, if you see that you have to say, um, from a buyer's perspective, you have to bring, or you have to find out what that difference in cash is that you're going to have to bring to the table because you're assuming whatever mortgage balance that that seller has. So you may need to bring a significant down payment to be able to make that work. And then you have to qualify for that loan. So whether it's a VA, um, an FHA, a conventional, you still have to qualify with the seller's lender. Um,