 They tend to say, don't get out, don't get out, don't get out. They don't call you up and go, I'll be scared. No, don't get out, don't get out, don't get out. Set it and forget it, set it and forget it. Time in the market's more than timing of the market. That's a great phrase. I love that phrase. And so all the data says for that reason, if no other reason, a good broker in your corner, a good smart investor pro in your corner makes you money because they keep you from