 They are. Okay. So the good thing about a federal student loan right now is you can kind of take advantage of some of the IDRs that will allow you to temporarily have a lower minimum payment so you can pay off this car quickly and then take all of that money and throw it at the smallest student loan debt, which in this case I think you said was $18,000. But I want you to still check and see if that's busted up any smaller because sometimes they are even by semester when you took it.