 Build wealth, do work that they love, and create actual amazing relationships. George Campbell Ramsey, personality, number one best-selling author of the book Breaking Free from Broke, co-host of the Smart Money Happy Hour, Ramsey Network's production, is my co-host today. Open phones at 888-825-5225. Oliver is in Raleigh, North Carolina. Hey, Oliver, what's up? Hey, how are you doing today?