 Yeah, you bet. Your household income is what? I'm just over $100,000. She's right at $75,000. Okay, $175,000. And you owe $400,000. You're going to get $300,000. Yeah, baby step six, four, five, and six is what we would be putting 15% of your income away already towards retirement. And baby step four or five is kids' college. If you want to throw something towards kids' college or something, you can if you're not already doing that.