 Well, it's somebody they paid a fee to to help analyze the postal pension. You can analyze it all day. It's going to be what it is. So what we've got is $50,000, which is not nearly enough. We need to be adding to that as soon as we get the debt cleaned up and get the emergency fund in place as fast as we possibly can. That's the idea. Benjamin's in Los Angeles. Hi, Benjamin. Welcome to the Ramsey Show. Thank you so much. How are you today?