 rather than later can help you lock in lower rates for years to come. So I bumped this up on my list and got it done. I called SelectQuote and couldn't believe how easy and affordable life insurance is. I'm 40 and got a $500,000 policy for $16 a month. My husband's also 40 and his $500,000 policy was only $18 a month. Plus with SelectQuote same day coverage,