 I'm just over 100. She's rated 75. Okay, 175. And you owe 400, and you're going to get 300. Yeah, you're, you know, baby step six, four, five, and six is what we'd be putting 15% of your income away already towards retirement. And baby step four or five is kids' college. If you want to throw something towards kids' college or something, you can if you're not already doing that.