 Hi, this is John Severson with Northern State Bank. As a locally owned community bank, Northern State Bank is committed to providing quality financial services and support to our great community, just like it's been doing since 1935. Farm, business, personal, and real estate loans are what we do best, and our knowledgeable bankers will ensure that your experience is positive and productive. Call or stop in today at Northern State Bank in Thief River Falls, downtown or inside Hugo's. Equal housing lender, member FDIC.