 yes sir okay but logic goes out the window because there's so much emotion and we pay whatever we got to pay because babies are important no no no we're gonna we're gonna actually use wisdom about an emotional process and part of that wisdom is not touching your 401k yeah and there's two reasons why number one you're going to pay an exorbitant penalty for doing so your income tax rate plus a 10 early withdrawal penalty which is like borrowing at 30 something percent interest which you would never do