 over a million over, you could owe $400,000 in estate taxes. Just an extra tax that your heirs get to pay because you were worth too much money. State of Minnesota, estate tax percentage is smaller. It's a range of 13% to 16%, so not as high. It's still pretty significant. If you're worth $4 million and you die, you're a single person, or you're the second of a spouse to pass away, and you have kids...