 in case you're ever audited. And then with your income tax return, the following year after you do the gift, or the year you do the gift, if you do it in 24, when you file your 24 return, you'll have a statement with that that you did this, and then you've got the documentation in your file for the rest of your life. So if it ever comes up. But basically, if you do that, it should be zero tax.