 It's a bit like getting birthday cards when you're eight years old. When I was a boy on the farm, a birthday meant lots of cards. I come from a big extended family with plenty of aunts and uncles, and so birthdays meant cake, candles, and cards. Now, by the time I was eight, I knew that some cards held more than a few kind words. An eight-year-old boy can feel if there's something else in that card. Now open it up, you'll find one of two things. There could be simple money in there,