 More on these stories at townhall.com. ...of today's program may be pre-recorded. Ryan Welley from Fergus Falls Monument talks about why pre-planning is so important. How beneficial it is for while you're still alive to do your pre-planning, whether it's your funeral planning, memorial planning, those type of things. It's so difficult for the family to make those decisions after the fact, especially for a spouse that's living still. They're already going through so much and then to have to try to make these decisions on their own is so difficult.