 There again, that's something that most people haven't thought about until grandkids come along and say, you know what, that's worth a discussion. How do we want to set that up? Does your will say the same thing or not? Do you have a trust that spells that out or not? If you do, or if you have those changes, you might want to discuss that with an estate planning attorney. We may need to update a few things there. If there are minor children involved, do you have a custodian named