 On the increase in your payment, it is likely your insurance. Mine went from approximately $1,600 to $2,400. Big bummer. Wow, mine didn't go up that much. But no, I know part of it was the taxes. Because the idiots in St. Cloud voted on property tax increase for parks. And they voted against sales tax increase for expanding the MAC. Unbelievable. And I think that took hold this year. So yeah, it's all about the escrow.