 that you owe. He paid for all those sins. He was buried and rose from the grave. And he says, if you will believe that he made that payment for you, if you trust him as the one who paid for your sins, that payment is good on your behalf. He gives you everlasting life. The moment you believe, look at in verse 13, these things have I written unto you that believe on the name of the son of God, that you may know that you have eternal life.