 you'll get into a mess, and I talk to those people every day on this show, and they will tell you over and over, don't do that. So now then, back to you buying a house and answering your question. Are you 100% debt-free right now? Yes, sir. Okay, you're not going to maintain an 800 credit score then, unless you go back in debt. You've just got to go back in debt.