 Homeowners in St. Cloud can now turn their properties into multi-family housing. The ordinance change, approved at Monday night's city council meeting, would let property owners build a 200 to 800 square foot addition to a home that can either be attached or detached. People can also convert some of their existing space into a unit for a tenant. The model is a form of light-touch density housing, which experts say will increase supply of housing in urbanized areas. The city is predicted to need more than 1,100 homes by 2040.