 With that in mind, the Fed is more likely to lower rates. Chairman Powell has already said he's not going to wait until inflation gets to 2% because he's afraid of overshooting. My feeling is he's behaving like a man with a scalpel instead of the ax that he holds. And as a consequence, he'll lower rates too soon, and the economy won't tank, but we won't get to 2% inflation either. Leave them alone. Is that what you're saying for now?