 Yeah, pretty much because I don't like even their emergency funds. They don't even have them in a high-yield savings account, just little things like that. And I feel like I've said all I can say without, you know. Oh, you probably have. Right. So their emergency fund is where? Just in a regular savings account. And let me preface, too. They both have no debt other than their very modest homes. Okay. So they're following the basic principles that way.