 quite a bit by having that have to go through probate in that, in that circumstance, unless that was your intent. So again, ownerships come first. You need to really be aware of, is it on the way you think it is? Does what happens at death based on how that is owned? And that's really important. And again, if you have a trust, if you don't own that asset in your trust. So I've seen people come in with really fancy leather, you know, three ring binders and it looks, we've got a trust. What's in your trust? Nothing. Hmm.