 It does. I mean, you think about even people that are really good at this and have been diligent. Maybe they have a trust set up and everything's owned right and great. Everything's fine. And they just say, you know what? We want to buy a second home or we moved. Did you retitle that to your trust? And I'd say half the time they did, half the time they didn't. Well, if their attorney doesn't know they moved and they didn't tell the attorney, guess what? It's not going to be owned in the trust unless they