 They're going to be down periods. They're going to be up periods. It's how you go about navigating both. That's important. I remember I was on and talking about the direction of the markets and how things are doing well. Are you still a buyer of all these tech stocks here? For some clients, yes. For some clients, we're taking profits because they've been in them for a while. Everyone's situation is unique and different. They don't want to hear that.