 Call him at 202-224-3121. Urge him to stop Biden's radical Medicare changes by opposing H.R. 4895 now. Paid for by Seniors for Better Care. Here with Niles Gens from Gens Financial Services. Niles, if someone is retiring within 10 years, are there some tax moves that should be made? Yes, Bob, there are three tax moves that people should consider if they're within 10 years of retiring. First, make catch-up contributions to your IRA. Next, fund an HSA.