 I'm really not interested in it right now, so I don't really know what my next step is besides just throwing money into my savings. There's three things you can do with money, and you ought to do all three always, regardless. You ought to save and invest it for future goals, and you do need some goals, whatever they are. I don't care if it's family. You need a goal. Let's say I want to be a millionaire by the time I'm 40. I don't care. Set it up. The second thing is you need to enjoy money.