 why that's kind of a misconception that people have because sometimes it does work out that you may not pay income taxes in retirement, but it's really based on your overall income, not your age. No matter your age, you have to file and possibly pay income taxes if your income is high enough. Generally, if you're over 65, married couple, a little over $30,000 in total income. So if you have a pension, Social Security, investments,