 or had you been talking up until this point yeah we talked last fall when this was still you know in forbearance interest wasn't accruing and i said you know just let me know what i need to do like all and i even started then like i don't feel responsible for this interest i i don't think you should pay this full amount i agree with that because you know what did she say all right hold on what did she say when you said this to her in person