 I can't say it enough. Protect your family. It's what you're supposed to do. Go to Zander.com or call 800-356-4282. Hey guys, Rachel Cruz here. You know, some people think budgeting means they can't have any fun with money. And I know this because that was me. But the truth is, budgeting doesn't limit your freedom. It actually gives you freedom. A budget is simply telling your money where to go. And the best way to do this is with EveryDollar, my favorite budgeting app.