 AM 1450, FM 99.3, KNSI. Welcome to Taking You Home with Voight-Johnson Real Estate. Brandon Johnson is back with us. Good morning, sir. Good morning, Bob. Okay, last week we talked about assumable mortgages, which I'm sure made some people drive right into the ditch because they hadn't heard that phrase for the longest time, right? It's crazy. Let's begin again by just making sure folks understand you are not a lender. Correct. I am a real estate agent.