 every dollar you throw in that 401k in the meantime slows down your get-out-of-debt and it slows down your wealth building more than the match. I did the math on it, and it would currently take us about three years, maybe a little less than three years to get out of debt, and doing the 401k match would slow us down by about six months. Yep, that's exactly right. But it will slow you down more than that because the power of focus psychologically