 On a negative, when the S&P is down three years in a row, or three-year rolling, it's down 26.9. Still ahead. Down 26.9. Excuse me, I misspoke. When the S&P is down, it's down 18.8% on a three-year rolling period. Gotcha. So if you take the positive and the negatives, the S&P averages 26.9 over a three-year period. Right. So if I could show you how to protect yourself for these downtimes,