 Doesn't cost anything to do that, okay? Oh, but that's a lot of work. Yeah, it'll take you to do all three credit bureaus in a half hour. You know what's a lot of work? Digging yourself out of a hole of identity theft. It takes a good half hour to get all three of them done, first go around. So protect your identity. The fallout from identity theft can be time-consuming and stressful. It can negatively affect your home life as well as your work life.