 Hi, I'm Ashley Kerb, real estate loan officer at Security Bank USA. I love this community that I call home. I know the Bemidji area and understand how important it is to love where you live. I can help you with all your mortgage loan needs, whether you need to purchase, build, or refinance. Give me a call, stop in, or download our mortgage app. Sometimes the key to happiness is right here at home. Security Bank USA is your locally owned community bank. We are here for good. Member FDIC, Equal Housing Lender.