 And so I wanted some guidance, and I'll jump into the numbers with you. Okay. What are the roadblocks? Yeah, so bought our house last year, $366,500, put 5% down, which is about 20K, 7% interest rate. Currently, we still owe $342,000. Whoa, whoa, whoa. How do you owe $342,000 when you only borrowed $246,000?