 and a high-yield savings account just sitting there making you feel all warm and cozy on the inside, right? And then you move on to baby step four where you're investing 15% of your income. And so that's how this works. You really came for John's answer, not mine. I think you knew the answer to mine. But here's the big question. Will you do this? Oh, absolutely, yeah. You know your wife better than Jade and I do. What is she going to say if you sit down and say that to her? Um...