 When you switch and save with Progressive, you could use that money towards golf lessons to become a scratch golfer. Progressive cannot guarantee that you will ever become a scratch golfer. Scratch golfers are really, really good. Drivers who switch and save with Progressive could save hundreds on average, and sure, you could put that money towards lessons, but if you can't hit the broadside of a barn and think you're going to become a scratch golfer, you're delusional. Sorry, just telling it like it is. Savings? Maybe. Scratch golfer? Don't hold your breath.