text:  But there's only one company left offering the 5.9. I had a handful. Now I only have one. And a bunch of companies have reduced their rates a little bit. But the writing is on the wall. And I don't like it that much. I'd like to see them stay where they are. I'd like to see. I'd just love to see a good old-fashioned even six. But we're not getting there. So anyway, 5.9% guaranteed for three years.