text:  we want to see what your budget is. And that really is the foundation whenever I meet with somebody, is I'm always going to talk to them about how much money do you need in retirement. And I tell them, don't underestimate it. I'd much rather you overestimate it and give yourself wiggle room than cut it right down to the bare wire at that point. Because you don't want to be stressing about money in retirement. Retirement should be fun. It should be enjoyable. You should be doing all the things that you didn't have a chance to do. Having that