text:  Holy cow, go with VA, get the lower rate, get the benefit, no more assurances, that, whatever, you know. And if you're not, you can't do, you know, you can't play with FHA much. You're going to have to go conventional and this and that and everything else if there's another offer in place. Because 9 out of 10 other people, or 7 out of 10 other people, I should say, are going to lean into a conventional loan when there's multiple offers.