text:  By contacting us, we'll review aspects of your retirement portfolio to include suggestions about how to best utilize estate, tax, and retirement planning strategies and other financial services or if changing management styles is appropriate for your specific needs and objectives. Exposure to ideas and financial vehicles discussed should not be considered investment advice or recommendation to buy or sell any financial vehicle. Past performance is not a guarantee of future results. Investments can fluctuate and when redeemed may be worth more or less than when originally invested.