text:  So, again, it's a juicy CD. I've got a nice article on it, just a page and a half long that explains it all. It works. You fill out one form through us, and boom, it's done. And you can't take possession of the money, though. So you can't say, okay, Gil, send me money out of my IRA because I want to give it to my charity. No, you've got to go directly from your IRA or directly from your retirement plan into the charity. If you take possession of it, it excludes you from getting that tax-free. But it's a neat little plan.