text:  Is that a good way to think about that? Where if the market goes down, you still have, you know, I guess that's protecting against a market downturn, whereas if, you know, your house got flooded, you would buy insurance to protect your house in case of a flood. That's exactly what it is. I mean, you are literally paying for insurance or swapping out the right for that protection, right? The way these insurance companies generally work, you know, we had some clients coming in. It was actually interesting. They drove all the way from Bel Air.