text:  What's the next right thing to do? So I had a conversation with a couple that are small business owners, and they're thinking about retiring or selling, and they have some real estate, they have a business and all that, and they're trying to figure out what to do first. And I said, well, do you really want to retire? And they're like, not really, but we're not sure if we can. I said, well, one of the things is we can imagine us being retired now. What do you need to live off of? And the reality of a small business, the business might pay for a lot of things.