text:  These are all things that need to be discussed as you move towards your retirement date and have a plan for it. We are offering up that Retire Smart Roadmap today. It is complimentary, and all you've got to do is call 800-653-8404. That's 800-653-8404. Both Prashant and Mike are independent fiduciaries. Prashant, he is busy. He is a published author, Fiscal Health, Retirement Wealth, and Retire Abundantly. Mike, when are you writing your book?