text:  Maybe two days ago. All right. So just don't name names. We can call them Fred and Wilma. We're meeting with them. And what prompted that? Well, they're setting money aside, but they're putting it into the bank because they just want money in the bank. And I'm talking to them about, you know, you don't know how long you're going to live. And for money that's 10 years out, our biggest risk is inflation, right?