text:  to the point, your question about the TSP versus the 401k. So in the big picture, yeah, they're conceptually the same idea, right? The TSP is a federal government's version of a 401k. The TSP is actually, you know, while we typically don't know the fees are inside a 401k, the TSP actually is probably the cheapest place to actually hold your funds. You get the least amount of service because you can't pick up the phone and talk to anybody. They don't do that.