text:  And so a deficit is essentially when you have less money, and I know you know this, Tim, but when you have less money coming in than the money going out. And so this year, we had a massive deficit, like $600 million. And so what they did is they took $500 million out of our rainy day fund to cover the hole. Well, guess what? We're out of the rainy day fund now, and the hole next year is going to be in the billions. Wow.