text:  Yeah, that's a great question and something that we believe a lot of parents should be doing if they have the financial wherewithal to be able to do it. You know, not wait until they're at your funeral saying, look at how much money Dad and Mom accumulated, you know, that they enjoy it with you during your lifetime. So I think that it's a great concept that you're talking about. But you're absolutely right. There are lots of issues that you have to be concerned about.