text:  All right, 25 to the top of the hour, 800-941-SHAWN, if you want to be a part of the program. Look, food costs are up a whopping 20%. Insurance costs are out of control, and they're still rising. Child care through the roof. You know, most people have no other choice but to put these expenses on credit cards. I have articles in my pile today. Nearly two-thirds of the middle class are struggling financially, quote, gasping for air.