text:  Welcome back. This is Chris Murray, your financial editor on Free Talk Radio 930 WFMD at WFMD.com. And as a podcast, just go to Apple Podcasts. You can grab it there. Thanks so much for being part of the program. If you're a new listener, welcome. Glad to have you. If you've been with us for a while, thank you for that. And, hey, if you go back to 1997 when I founded the program and you've been here for that long.