text:  Yeah, but you picked it. You actually plugged in where you want to go. You picked retirement. You picked how retirement is going to look a little bit. And then we basically supply all the information along that path. But without a plan, you're just saying, well, I want to get there, but I have no idea what to do. And you just start driving down roads. It's like taking a day off on Monday and you say, all right, we're going on vacation now. And you go in the car and you're like, all right, where are we going? Right.