text:  We want to start early. Now, some people want to start very, very early, and they don't mind going deep in debt for it. And they pay for that vacation for years and years to come. Yeah, but I think about that first one, life, and just living the way you want to live in retirement. And I think about someone who, you know, she saved her whole life. She was fine. The plan, she was running the plan. She was in good shape. But there was a trip coming up overseas, and she was like, I've been invited to this trip. I just don't know if I can do it.