text:  It's not just for canceled flights, folks. Coverage also includes an array of items such as trip cancellation, interruption and delay coverage, medical expenses and evacuation, translation services, passport or ticket replacement, lost or delayed baggage, flight or hotel rebookings, prescription replacement, roadside assistance, and more. They even offer 24-hour emergency services. And in today's world, look into CFAR or cancel-for-any-reason coverage as well.