text:  One of my favorite clients, they've been with us forever now at this point, and I say forever, probably 25, 30 years. When they first came to us, she was a FedEx employee, had a great 401K, a reasonable little pension, and he does woodworking. I mean, he's just a really outdoorsy type guy. And when we're sitting down talking, the first time is we're talking about what retirement is going to look like. Now that every day is Saturday and you're both home in front of each other every day, and as I bring that up, you can just see the look on their faces like, oh, my God.