text:  how much tax ends up getting paid. With that being said, if taxes are a concern for you, if you've never considered Roth conversion, moreover, if you're working with an advisor and they've never talked about Roth conversion, it's time to start thinking about whether or not you're working with the right specialist. When you come into visit with us, not only will we go through your income, help you map that out for the rest of your life,