text:  13 more years before they run out of money. So what they probably won't do is go to someone who's currently collecting Social Security and say, hey, we're going to reduce your benefit. They're not going to go to the little widow down the street and say, hey, we're cutting your retirement income. What they could do, though, is go to someone who has yet to take Social Security and say, okay, well, instead of 67, we're now going to push you off to 72, or instead of 70, it's now going to be 75. So we know that they have to make some sort of change to the program. We just don't know what that's going to look like right now.