text:  Are you paying too much for term life insurance? A man age 50 non-tobacco user can obtain $500,000 of coverage for as little as $110 per month. Level rate for 20 years. That's right, guaranteed level rate for 20 years. If you're a smoker, there are great rates available for you as well. Call Term Busters for a quote. 1-800-908-7636. You're probably paying more than you should. Call 1-800-908-7636. Remember, call Term Busters. 1-800-908-7636. Sample rate for preferred non-tobacco rate class exam required to qualify.