text:  This is it. News and free talk for all of Mid-Maryland. 930 WFMD. Bill at BillO'Reilly.com. Okay, let's go to the mail. Ravonna Roper, North Highlands, California. Love the news. You reported that the Bidens refinanced their home mortgages every 17 months. My question, do the taxpayers make money from this? No, it has nothing to do with the taxpayers.