text:  But what we were able to do is say that, look, when you need $50,000 out of this account, out of this transaction, when you actually need to spend $50,000, you're going to take $50,000 out and you're going to pay capital gains on it at that time. And what that allowed us to do, and this is what Ryan was saying before, what it allowed us to do is we could take enough money out of the trust and tax at the proper tax level so that they were paying 0% taxes on that.