text:  It's time to listen to you, the listeners. Go to WCBM.com and vote on WCBM's latest poll. It's fun, it's fast, and let us know what you want more of on WCBM.com. Baltimore is listening. There are many myths and misconceptions about the topic of estate planning. One of the most common being the belief that the planning process must be an uncomfortable, depressing discussion with your family.