text:  I'm still here. Did you have anything you wanted to follow up with real quick? Yeah, I'll just sum it up real quick. I've been reading your book. Oh, thank you. I thought that it would enlighten me, because my current accounts are in mutual funds and bonds and what have you, and I know you swab and ETS, and I really don't understand the differences that well, but we'll get into that somewhere else, but that book is great, and