text:  Yeah, so with Social Security, that's a great question, and there's been a lot of research reports and white papers saying, do I take it now, do I take it later? The way Social Security does it, to give kind of a quick refresher for everyone listening, so age 62 is considered early retirement. That's the earliest you can take Social Security. Right now, age 67 is kind of considered full retirement, and then age 70 is considered late retirement, where you have to take Social Security. So the question of do we take it now, do we take it later, there is a benefit for way