text:  I'm sorry to get on a soapbox for a moment here, but it bothers my mind how stupid they think the average person is. And the average person feels like, oh, these guys know more than I do. You really don't have to be a genius. You didn't have to go to Wharton Business School to figure out that there's inflation when the Fed didn't know it because you were filling up your car and you kept saying every week the gas prices go up.