text:  I think 80 or 70% of mortgages out there are conventional mortgages. Yeah, and that's because they're a little more competitive when it comes to multi-offer competitions and things like that. And I just explained that to my buyer yesterday. He was asking the differences. He's like, I can go any direction. Give me the pros and cons on all of that when it comes time to offering. And, of course, I always begin with, if you're only the man in the ring, there's no other offers.