text:  Hi, Dave. Thanks so much for taking my call. My question is, do I keep my home? And it's on the market right now. Do I keep it, continue to try to sell it, or do I just try to get more income in order to better afford my house? I did not buy it the Ramsey way. So I only put 5% down. And so I have a PMI and then, so I didn't pay the 20%. So that's basically my question.