text:  $3,000 or $4,000. How much is your car payment? How much is your car payment? A $1,000 a month. Wow. What kind of car do you drive? It's $1,000 a month. That's a big car payment. What are you driving? A Highlander. Huh. Okay. Yeah, it's a good car. It's expensive. Now, you can argue. See, the problem is that you make $7,500 a month.