text:  What I'll say about cryptocurrency, when we use our Riskalyze tool, we rate each investment on a scale from 1 to 99, 1 being the safest and 99 being the riskiest. Cryptocurrency is going to be very, very risky because it's highly speculative. I'm not knocking it because I own some, Prashant owns some, but you have to understand how that's going to affect your overall portfolio and the risk that you're taking on.