text:  One of the reasons this is a misconception, people just don't like to think about their end game. I mean, we are living longer and we need to plan for it. Yeah, I think you're exactly right. It's another, I'd say, pretty common mistake that people make when it comes to retirement planning. Now, look, of course, there is no way to know with certainty the age at which you or your partner is going to pass. But with that being said, you have to look at