text:  Now we have $67,000, and you can make up to 1%. Now, I know that I'm throwing out a lot of numbers here, and it can get confusing, so let's do that one more time. Your choices are a $62,000 account that can earn up to 6%, or a $67,000 account that can earn up to 21%. Let me put it that way. Which one would you choose, right?