text:  The overall cost of owning a vehicle is growing even more expensive thanks to the extra costs associated with having a car, like climbing interest rates that grew to over 8% in February and surging insurance rates that jumped almost 23% from April of last year, adding up to hundreds of extra dollars per month for consumers, which industry experts blame on many car shoppers sitting out of the car buying market. That's Fox Wheels. I'm Jeff Manasso, Fox News.