text:  these statements have not been evaluated by the fda this product is not intended to diagnose treat cure or prevent any disease tax fees may apply we're here with ryan herbert of pro status financial advisors group here in the maryland dc area and host of the savvy investor radio show and podcast ryan you get to be about 55 and a half and older and you know you need a few things you need a financial advisor you need a cpa and you need an estate planning attorney and you have no idea where to start who