text:  Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell or a solicitation of an offer to buy or sell the investments mentioned. A professional advisor should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio.