text:  the Fed's going to cut rates, but when are they going to finally start cutting rates? And I think that's what's been driving this sideways market a little bit. Well, not that the Fed would ever tell us the story, but if they're going to lower the rates three times, they're running out of time here. Yeah, and I'd say that forecast has definitely changed. Now we're hearing analysts say maybe one, possibly two. Right now on the table, they're saying possibly September, most likely December before we see a rate cut. And