text:  to become as tax efficient as possible. Again, that's thesavvyinvestorradio.com, thesavvyinvestorradio.com. Click on the tax analysis button for that 15-minute phone conversation. You can do that today. A couple of things I learned from you guys here is that if you don't do anything, you're going to lose 20% to 30% just on taxes. Compounding interest equals compounding taxes. And if you don't have a plan for taxes, guess who does? He's...