text:  Okay. Break time is here. We talked a little bit about the programs. 5.9 for three years or the one with the bonuses. 8, 11, and 16 earn up to 21%. Toll-free number is 888-979-5995. We will be right back. You're listening to Wealth Without Risk on Talk Radio 680 WCBM. Hello. This is Matthew Aldwan, host of the radio show Wealth Without Risk. Let me ask you two questions. Are you a baby boomer?