text:  Going over misconceptions that are out there, and these are things you need to avoid as you move towards your retirement. I mean, working with a fiduciary, fiduciary firm will help you do this because you're going to be talking about these different subjects as you craft what is going to be your retirement plan. The opportunity to get on the calendar with Elite Income Advisors is ongoing during the course of this show, and the appointments we make available for our radio listeners are