text:  Ken Coleman, Ramsey personality, is my co-host today in the lobby of Ramsey Solutions. You can come by and watch the show anytime you want. We're on every day, Monday through Friday, from 1 to 4 Central Time. We usually have 50 to 200 folks out here eating our free homemade cookies, drinking our free coffee, and watching the show for free. And it's worth every dollar you paid, too. I'm just saying. So in the lobby also is the debt-free stage, and that's where Kyler and Stephanie are.