text:  What happens because they need income during retirement? What happens if we take the building part of it and we do a certain type of tax transaction? It's going to yield you 3% or 4%. So we're going to call that our, and I'm doing air quotes for you on the radio just so you can see the air quotes, the safe money. We're going to make that our safe money. And it's going to produce 3%, 4%, maybe 5% in a good year for you.