text:  I get my contributions out of my regular paycheck, but someone said I should look at that at some point to convert things to an IRA and then take them out of an IRA as a qualified distribution. Right. Can you clarify that for me, please? Sure. How much money do you typically give the charity every year? Probably close to $20,000. $20,000, okay. How much do you have in an IRA right now?