text:  Yeah, I was actually doing a public seminar talk workshop we were doing, and I was just going over the idea. There's really not an age limit to Roth conversions. There's not an age limit to Roth contributions. If it fits your situation, I think you should examine it and do it. If you are retired, you can still move money from IRA to a Roth, and that's called conversion. If you're working even part-time, you can put a little bit of money away.