text:  65, and you're not yet ready to retire. Well, you can put money in that. You can use it from your IRA. You can use it from your investment funds. You can use it from a number of different locations where the money can come from. And you can use it from an in-service rollover. Let's talk about that. I do a lot of work with in-service rollovers. Not a lot of people know about this. An in-service rollover allows you, the 401k plan participant, to transfer money