 And then they start talking and now they're suing you. You can't lie about it. And so two things happen. Number one, you owe the money so you don't even have to lie about it. If they go to court, you're going to lose. You're going to get a judgment against you. By the way, you have no credit left, I'm assuming, because you haven't paid any of the other credit cards. Exactly. Yeah. OK, so your credit is shot. Now, you can try and you can say because that's not under the penalty of perjury. You say, hey, I don't have any money.