 I'm doing well, thanks. Yeah, always good to chat with you. As we talk about the Fraud Watch Network, some of the scams going on, it is summertime. We're going into the holidays as well with Independence Day next week, which means people may be traveling, buying things, and enjoying life for sure. But that also means that they're opening themselves up for those opportunities of frauds and scams wherever they may be, including retail scams. Talk about what's going on here.