 I just never want to think about this again. I want to have a set it and forget it type of approach to my retirement income strategy. Just give me those paychecks in my inbox every single month for the rest of my life. And I am thrilled. At the other end of the spectrum, I have families I'll work with that say legacy is very important. Flexibility is more important. I want the liquidity. I want the flexibility. I want the upside potential.