 That has tax consequences. And what if the tax bill is $10,000 or $12,000 or something? I can use my cash to pay the tax on that maneuver. At the end of the year, I'm excited because I've got $50,000 more in my Roth IRA growing tax-free forever. That's one option for this cash. The other is to say, well, I could use that same $10,000 and...