 I've avoided all that. $13 a month. It's cheaper than lunch today. And, again, insurance for the really big stuff in your life, like making sure you feel comfortable in your own house, darn it. Legacyhittinginairinc.com. Go online. Check out all the specials that they have. If you are looking for a new AC, check out the information about becoming a maintenance club member and enter to win a Daikin air conditioner. Legacyhittinginairinc.com.