 your house payment is awful high but uh... it's thirty three percent of your payroll pay and uh... that's left over from the divorce that wasn't what you signed up for that's left over from the divorce but that's part of what's tanking your monthly budget so yeah getting on a written plan will make you feel like you've gotten a raise getting on the budget and uh... so that's going to be very important but if we take your six thousand dollars put at the top of the page