 Well, it's interesting. So let's weave this into open discussion here. What are the building blocks to financial freedom? And here's how I'm tying that together. Well, is the building block to financial freedom, well, you got to have a really low interest rate. You have to, otherwise you can't get there. Or is it, well, you got to have really good income. I mean, high income means you're going to be able to have financial freedom. But if not,