 I know for me that that was a lot of it, a lot of the mistakes I made. And I'm not saying this to make an excuse per se, but I just didn't know. I didn't know what I was doing. And a lot of stupid is from ignorance. Like, you know, I didn't learn budgeting in school. I didn't learn financial management skills. And so there was a piece of it that I just didn't know better. But the key is once you do that,