 and you deserve to live a life of long-term financial confidence. That's what we're here to deliver to you. And quite often, all that takes is an answer to one or two of your questions that might be keeping you up at night. And we want to give you that opportunity to get answers to your questions at no cost or obligation. You can just submit those questions over to us. We'll get the answers right back to you. You can submit those questions to us by emailing us at info at howardbailey.com, visiting us at howardbailey.com, or just shoot us a text.