 I also think it's noteworthy that there, and I'll say I had expected, I think this was the consensus around a lot of people, that Jerome Powell and the Fed would start to bring down rates sooner this year. They may still do it, you know, whatever, a quarter of a point by the end of the year, but that they would start to do it sooner because that would do a whole bunch of things for the economy that would look good, but I think that they're still so worried about