 The Ramsey Show. If I thought with my 40 years plus in the financial world that your best shot at having a high quality life was a universal income, I would be for it. But I don't think it is. Your best quality of life is when your character is increased with discipline, grit, the ability to overcome obstacles. Dave Ramsey and the Ramsey Show. Sponsored by First State Bank. Weekdays 9 till noon on 101.9 FM and 13.