 If I did pull the annuity, then it would wipe out six of my seven debts, and I know it wouldn't be the total amount. I would obviously owe some taxes on it, but it would wipe out six of my seven debts and speed up the journey, and I don't want to make an irrational or irresponsible decision with this, but I can't find any answers on annuities, and so I just wanted to call and get some advice and guidance on whether or not I should touch this or leave it alone.