 they said, wait, we just want to know that that money's coming in every month. We're kind of tired of this whole risk management game, this whole investment game. How can we secure that $50,000 a year in income? And is there a way for us to do that and still preserve our principle? So we ran some other numbers. We could use a tool that would guarantee their income for the rest of their life. So if we use an alternative tool right now, we're in