 They're not even in school and you're already paying $25,000 a head? I mean, are they going to Harvard? We're going to take out student loans for the four-year-olds. Wow. There's gold in those daycare bills. Dave Ramsey and the Ramsey Show. Sponsored by First State Bank. Weekdays, 9 till noon on 101.9 FM and 1340 AM. The all-new MNC Nation.