 it's not trying to do everything at one time like something because someone else just bought a house or sold a house well let me tell you nothing is worse than turning around you buy a five hundred thousand dollar house and then the ac goes out and you don't have five thousand dollars to get a new ac that is backwards yeah and so when you move into a home and you don't have an emergency fund to cover the things that will happen eventually you know you thought you thought the the leak was fixed is not fixed you thought the roof was good it's not good there's always something