 No, they sent me, so this is what I did. I sent an email for an OOCR saying that this amount is for the debt, and this settles the debt. Yes, it does say this settles the debt. It settles the debt. This is a scam. Just tell them to bite it. Not a chance I'm giving them a dime. Nope. Good luck with that. Yeah. I'm sorry. Oh, people, people, people, people. Payday lenders. Scum of the earth. Scum of the earth.