 Hey, and we can deliver that to you in 30 minutes or less. Just give us a call. You can sit down with one of our advisors and we can walk you through all of your options and where you stand today. And you select the approach that best fits you. It's your money. It's not ours. It's not your advisors. It's yours. And that means it's your decision. Just give us a call at 866-482-7000.