 They have everything in the stock market. So that 1.5 could be worth $750 in 18 months. And they also don't have a social security strategy. And they don't have a tax strategy. They don't have an income strategy. So we started with taking a look at their portfolio, kind of walked you through that, how we analyzed that off the top. And then we wanted to walk through what retirement's going to look like and start stress testing these things.