 of your current folks unless you're dissatisfied with them. And then there's no need to ask the question. And I'd check SmartVestorPro at RamseySolutions.com and talk to a couple of those guys and gals and see if they have anything to offer. And maybe you do a portion of it again and you take a portion of it and self-manage. All self-manage is you're not going to screw with it. That's the trick. The problem people have when they self-manage at the beginning of their investing lives is they jump on and off.