 Welcome to the Retire With Purpose radio show where we believe in helping you gain clarity and purpose and elevating meaning in your life through personal and practical financial strategies. And we know, you know, this is a world just filled with conflicting financial advice. And Marshall and I here at Howard Bailey Financial, we are dedicated to providing you guidance you can trust. Today, we're going to take the complex. We're going to break it down into easy to understand information that you're going to be able to put into actionable items in your financial life right after this show.