 it feels terrible right like you couldn't couldn't imagine it getting any worse than what it is right now you know i just bought a house last year it was my first house and you know i had i met like seven and a quarter and i was like complaining to my dad i was like man this really stinks like if i would have done this a couple years before i might have been at like two or three and he's like cry me a river because you know my first mortgage was 13 percent uh and so you know this isn't so bad but