 I want to talk about car data. Everybody seems to have noticed that their insurance rates have gone through the roof. And if you look at your insurance rates, you're like, well, how is that? I haven't had any accidents. I'm not speeding. I have no speeding tickets. Nothing's changed. And suddenly my six-month rate has gone up between $500 and $800, sometimes 30% or more. And people cannot figure out why. I know why. And if you're listening to the regular mainstream media, they told you in a nutshell, but I'm going to give you a little more detail.