 AM 1420, WIMS. The music is great. I see this ad on TV. I call. They told me to stop paying my bills, stop talking to my creditors. They'd take care of everything. I gave them thousands, but most of it went to their fees. Getting out of debt isn't easy. Talk to your creditors directly or visit DebtAdvice.org. Real solutions for real people. This has been a public service message.