 Just a quick side, I heard from someone who's in my family who reached out and said, hey, I just decided to start my pension. Is there anything I need to know? And again, so it's not like your CFP wants their control freak or they want to slow you down or prevent you from doing what you want to do. Here's the thing. And guys, I just I didn't even have the heart to tell her. She made a mistake.