 That's correct. Oh, okay. Just one is there's no tax implications if I use it. The other one there is. So your plan is just save up the money then? Correct. Okay. So you want to save up like $20,000. What's your car going to bring? Right now, about $14,000. Yeah, okay. So you save up $20,000 and your car brings $10,000 by then, and you buy a $30,000 Camry. I'm in. Okay. So my question, though, is...