 Guys, markets move quick. We are recording this around the midpoint of the year, and I think it's safe to say, by anyone's expectation, the S&P 500 has surpassed expectations. In fact, Wall Street firms, which chase their tails and try to do forecasting, they're all chasing their tails saying, oh, we're going to update our forecast, we're going to update our forecast, because the S&P 500 has already exceeded