 Yeah, which again tells me that when they have their hands on my money, it's not my money. No, the minute you give your money to a bank, a custodian, legally speaking, these are all private corporations, right? So now they have full possession of your whatever, if it's a stock, a bond, if it's money, whatever. You now become a beneficial owner, right? You don't get any kind of guarantee on a stock, a bond, or a mutual fund.