 but there's a testing period on that too. So you need to remain in a high deductible health plan for 12 months post rollover. So that doesn't work for him, but she could still do that. So for folks that are 64 and younger, you can do a one-time family max from an IRA to an HSA. It's a really, really great way to force feed 8,300 bucks in for that year.