 And I showed my oldest son just last week, if he was buying a $200,000 house, what kind of down payment that is. That's a bigger down payment on a $200,000 house than $150,000 house, right? So the cash you need just to be able to kind of get in the game is larger. But then I also reminded him of where interest rates were even just two or three years ago versus where they are right now.