 but I feel like you can solve both of those problems. What do you think? I'm just doing some quick math in my head here. What do you think his mortgage payment is? That's what I was trying to guess. Because the next question is, okay, let's say we give you the gold seal of approval and you go and you pay off this mortgage. What are you going to do with the mortgage payment that you're no longer obligated to make? Where's that money going? Because is it going to roll into the 529s? I know you said he's got them since birth for all three of the children, but...