 Okay, think about this for a second. And you just said the same thing. The time horizon for the 80-year-old, and this is sort of weird to talk about, actually extends beyond their time. Yes, right. But I don't necessarily believe the risk tolerance for the 80-year-old extends beyond their time. That's my opinion. Sure, that's fine. Risk tolerance is a very unique trait of all of us. So if they are...