 Yeah, I mean, that doesn't sound too inviting, but you hear a lot of ways to handle these kind of things, and it's just kind of hard to sort of— Oh, yeah, if you scroll social media for half a second, you're going to hear a bunch of dimwits telling you to go get four HELOCs on this thing and leverage it and go buy 17 more Airbnbs and put that in a whole life insurance policy and borrow against it. But you've got to ignore all this nonsense out there and do what's right for you. Yeah.