 by texting us the keyword TRUST, T-R-U-S-T, to 877-771-5724. Now, we're talking about estate planning with David York, and I think it begs the question, what is estate planning? Many people want to know, do I need estate planning? Do I not need estate planning? And many don't feel they have enough assets to need estate planning. But I think in order to answer the question, do I need estate planning or not, we have to understand the definition.