 One that should not be overlooked, but it's often underestimated just how impactful that decision is. I think somebody was probably just driving down the road and heard you say seven-figure decision. You're like, wait a minute, seven-figure. But yeah, that's the reality over the next 25, 30 years. If you have a million dollars in an IRA, you may pay a million, a million two in taxes over that period of time. And it's staggering when you really look at it.