 but they don't divide that out. They just have a one-size-fits-all solution for everything. Yes, they were really trying to move money extremely quickly during the pandemic, and some of this, you know, maybe is understandable because it was a crisis of, you know, huge proportions. You might say a hundred-year pandemic that we suffered, but there was also, as a result of moving money so quickly, a lot of waste and a lot of people got