 Yeah, Clyde, thanks for all you do. Alan, here's something that's not being talked about very much, but I think it's going to have a major impact. The derivatives from Europe are getting ready to hit our banks if they're not doing it right now. They should be just sucking them dry. What do you have to say about that? Well, that's just like it was back when, 2008, right? We're actually looking at that. That's one thing that I could go on if you want to talk about that tomorrow. I can be happy to talk about that. But you're right.