 Need plumbing service? Call Johnson Heating, Cooling, and Plumbing at 881-7738, 881-7738, or online at johnsoncomfort.com. Ken Coleman, Ramsey Personality, is my co-host today. Thank you for joining us, America. Daniel is in Los Angeles. Hi, Daniel. Welcome to the Ramsey Show. Hello, Dave. We have some home fears, home buying fears, actually. Okay.