 I have no idea if there's aliens and UFOs and if they take over. I don't have a plan for that. The time I'm going to spend worrying about it is really close to zero. A, you can't do anything about it. I honestly do not spend any of my time planning my personal finances around the end of the world scenarios. Dave Ramsey and the Ramsey Show, sponsored by First State Bank. Weekdays, 9 till noon on 101.9 FM and 1340.