 You don't do investing. You throw all money above 15% at Baby Step 6 and above lifestyle. And you're using some of this for lifestyle. A little bit on the house and a little bit of upgrade on truck. And you're cleaning up some of your earlier baby steps right quick. And then you're going to throw the rest of it at the house. That's what I would do. That's what we would teach. I think that's right on. That's following it to the letter.