 given that he is going to pass away most likely first, then she's going to carry on with his much larger benefit for a number of years. And the farther apart those benefit numbers are for you, if it's $500 a month for one person and $2,000 a month for one person, for instance, the more planning opportunity that you have. If you're divorced, if you're widowed, you have additional planning opportunities that couples just don't have. Right.