 no one uses any more credit cards. So that's thing one is we just don't operate on debt anymore. I mean, my screen says that if you're trying to do the baby steps, you definitely cannot use credit cards anymore. So those get cut up. And then after that, yeah, you probably do need to have a real conversation about how his access is to this money if he's just going to go off and spend $500 and $600. I mean, that's a scary position to be in, Dave.