 ...insurance as a phone app. It's voluntary. It has no effect on your already great auto rate, and it's built around the belief that we can teach you to be a better driver. The possible payout annually, $130 per adult, $260 per child if certain standards are met. The biggest reward? It may save your life or someone you love. That text really can wait. Call Salinas Insurance at 574-970-0312 or visit salinasagency.com.