 You qualify for a standard mortgage. You don't need to get ripped off on a mortgage. Okay. Call Churchill Mortgage and talk to those guys. They'll help you get it done. Because he's hammering you on the rate, isn't he? Yeah, it's between 6.9 and 7.7. Yeah. Why is it between? Because if I down payment more, it'll come down. Oh, yeah. Yeah. Okay. Yeah, you need a new mortgage lender.