 what do you say to that i say what do you say care i mean what do you say jade i say you know one thing about the stock market is it's a roller coaster you ride it when it's up you ride it when you when it's down and the way we talk about it here is really the idea of dollar cost averaging no matter what you're putting aside you know whatever that percentage is every month especially if you're out of debt and you have you know your emergency savings