 Hey, so I'm going to make a long story as short as I can. So I have, I own my own insurance practice and financial practice a couple of years ago. And basically it was costing me more money than what I was making. And I pumped all my savings and I even cleared out some Roths to keep it afloat. Well, I eventually got out of that and didn't realize the negative ledger that I had, the negative account that I had.