 Probably answer John is yes, it'll bump up to the higher amount if something happens to you. And this is just a very important part of planning in order to maximize social security benefits. Especially because she's younger, she's going to probably outlive you. So it does probably make sense to delay your benefit and take hers early. But we want to look at the big picture. It may make sense that we want to delay that till age 70, follow hers at 62.