 your withdrawals can help reduce your taxable income as well. And the other side of that coin, your example was someone who's in retirement and they're living off their IRAs. What if you pause the distributions out of the IRA and live off of the proceeds from this sale? That can work when you're in retirement. What if you're not in retirement? You may have the ability to start funding additional retirement accounts that maybe in a normal year you can't afford to do.