 I've seen this movie before. You have? Sure. This is the part where all is lost and the hero searches for hope. Then a mysterious figure reminds her that she has the farmer's home policy perk guaranteed replacement cost and that her home will be rebuilt regardless of her limits or if the cost of materials has gone up. That's really something. You get a whole lot of something with farmer's policy perks. Wait, I didn't ruin the ending, did I? Yeah. Yeah, you did. We are free.