 This is money I never plan on touching, and it's going to my kids. That is a mental exercise put into practice. Yep, absolutely. It helps you remove emotions because when the market's doing well and you put some money safely to be there for income now, and you go, well, geez, my other money's making 8%, 10%. I'm only getting 2% or 3% over here. Don't worry about it. That's what that money's exactly precisely supposed to be doing. You understand, and vice versa, if it's money that's for the kids and it's down 20% one year,