 We probably won't go back to that era between global financial crisis and that pandemic where rates were very, very low and inflation was very low. We think that things like the neutral rate are driven by slow-moving forces, but ultimately, you can see the effect. We have, you know, our policy rate is over 5% now, and it feels like policy is restrictive but not, you know, intensely restrictive. So that suggests that the neutral rate of interest