 Yeah, I hear you. So there's a person out there that's right where you were 30 months ago, two and a half years ago, and they got a paycheck and it just didn't make it. They got too much month left at the end of the money. Talk to them. Rewire that one more time. Well, there's a person out there right where you were 30 months ago. It's the 17th of the month. What is today? The 18th of the month. And they're out of money.