 Let's say about $7,000. Are you current on your home? I am. What's the $7,000 owed to? Other credit cards and then a couple medical bills. Okay, so why are they more urgent than these people who are getting ready to sue you? Because this life insurance company is going to sue you, dude. I don't care if they got quiet or not. They're going to get their charge back. I've never seen a life insurance company that didn't get a charge back commission back out of somebody's hide.