 This is MNC Nation, your new home for Lars Larson. Weeknights 6-9 on 101.9 FM and 1340 AM at MNC Nation Station. Ken Coleman, Ramsey Personality, is my co-host today. Thank you for joining us, America. Daniel is in Los Angeles. Hi, Daniel. Welcome to the Ramsey Show. Hello, Dave. We have some home fears, home buying fears, actually.