 Further, depending on all the other income sources, they could find themselves above the limit for Income Related Monthly Adjustment Amount, or IRMA, causing them to pay more for their Medicare Part B and Part D. Planning ahead can help with both of these issues. Work with your CFP. My name's Mike Bernard with The Wise Money Show, helping you get wise about your money. Be sure to catch Wise Money with Corhorn Financial Group every Saturday at 9 o'clock on 95.3 MNC and online at wisemoneyradio.com.