 Your new home for Lars Larson, 101.9 FM and 1340 AM and MNC Nation Station. The Ramsey Show. How much are you paying a month in child care? Our child care costs are about $80,000 a year. They're not even in school and you're already paying $25,000 a head? I mean, are they going to Harvard? We're going to take out student loans for the four-year-olds. There's gold in those daycare cells.