 If we just go ahead and spend $80,000 a year instead of spending $40,000 a year at just 4%, still lasts 23 years. Wow. We're not going to double those expenses today. And if we use historical rates of return and just say, hey, let's say this makes 7% a year over the next 25 years, you pull out $40,000 a year, you're going to have about $4 million in 25 years when you pass away. Wow.