 and by the way um all your folks plans that didn't work out you're great radio my guess is that zachary is is can only buy a house if he has somebody else's income attached to it because he only makes 40 grand and so maybe the conversation is if i really want to be a homeowner in two years then i'm going to figure out ways to up my income in pretty dramatic fashion and not just settle for a 40 000 a year life at the age of in my mid-20s i'm gonna go for it