 and how the interaction of these along with Roth conversions can significantly impact lifetime taxes due? Holy smokes, Tim, that is a fantastic question. It really is. And there is so much to talk about there. We may have to kick this question to another episode, but I would encourage you to do this. Check out our YouTube channel. I talk about a lot of these different things. There was actually a video posted a couple months ago with several thousand views that I would encourage you to check out. I walked