 just make a contribution to the roth ira and at the end of the the year i now have ten thousand dollars more in the roth ira which one's a better scenario you're kind of saying well first can you do both right that is what i'm saying can i afford to make the contribution can i also do the conversion and at the end of the year i have even more in the roth that's why your middle name is roth that's right um michael p roth bernard that's right