 And it may be if you have some consumer debt in your financial life. Ben, you were citing some statistics way back in the first segment of this show. And you said, what is the average credit card balance for, was it for millennials or? Gen X. Gen X, okay. Yikes. That's personal here. So Gen X has, what was it? Around $9,000. $9,000 at what interest rate? 22%. 22%.