 This is Retire With Purpose, brought to you by Howard Bailey Financial, the official wealth management partner of Notre Dame Athletics. Welcome back to the Retire With Purpose Radio Hour, where we're dedicated to possibly impacting the lives of our clients, team members, and communities for the next 100 years and beyond. And one way that we do that is through the development of unique, purpose-driven strategies customized for our clients to help you alleviate those financial concerns that might be keeping you up at night.