 of interest rates ever because it's our specialty. For our entire career, Josh and I have been saying, well, interest rates have got to go up at some point. You can't expect this 4% forever. You can't expect 3.5% forever. You can't expect 3% forever. You can't expect 2.5% forever. And we've been wrong, wrong, wrong, wrong. So careful, careful if you're assuming that, oh, no, it's a boomerang. Yeah, we're at 7% now. Give it 18 months. We'll be back at 4%. Careful.