 And in his portfolio, we and we looked at it and said, yeah, it's going to be a higher year for you for capital gains, about $40,000 of capital gains. So and 10, 15 grand of income. Well, or tax, that would be due. Love to avoid that if we could. Let's look at your portfolio. You've got these bond investments that haven't done as well. Your overall risk tolerance, you still need to own some bonds.