 This is Retire With Purpose, brought to you by Howard Bailey Financial, the official wealth management partner of Notre Dame Athletics. Welcome back to the Retire With Purpose Radio Hour, where we are dedicated to possibly impacting the lives of our clients, team members, and communities for the next 100 years and beyond. One way that we do that is through the development of our unique purpose-driven retirement plans, all driven by our planning framework, the Retire With Purpose framework.