 All right, going to the bank of questions from other fans of the show. Got another one here from David, coincidentally, asking the question, which is better to do? To do a Roth conversion of $50,000, and he puts in parentheses, this will push us above the limit to make a Roth contribution because we're going to come back to that. So do a Roth conversion of 50 grand or contribute to a Roth IRAs. I'm 59 and I'm retired. My wife's 52 and still working. Before we even answer the question, guys,