 Here's Dave Ramsey with today's Ramsey Reality Check. I am convinced, and I have been for 30 years, almost 30 years I've been on the air here, that anyone can do this stuff. The biggest blocker for you winning with money is you. Is it hard? Sure. If it was easy, we wouldn't respect people who win. The processes and the things you do to become wealthy over time are intentional acts. For more common sense advice on life and money, go to DaveRamsey.com.