 Alex Verchia takes a total return approach for his income strategies. And I think Bob French was time segmentation. I think all three of them use a different approach over there at The Retirement Researcher. Yeah, which is why it's so powerful to make sure that you have more than one head in the mix and you're getting all of those different options. Here at Howard Bailey, you're not just getting Casey Weed, Marshall Johnson as your financial planner. You're getting both of us and the whole Howard Bailey team. We don't do plans in a vacuum.