 The Wise Money Show is brought to you by First State Bank, Green Improvements, and the attorneys at South Bank Legal. Welcome to another episode of The Wise Money Show with Corhorn Financial Group, where every week we're helping you take your next wise step in your financial life. Thanks for being here, friends. My name is Mike Bernard. I'm your host. I'm also one of the certified financial planners on the program. And with me in the KFG studio is my business partner and fellow CFP, Josh Gregory.