 But then you go to use your credit card, and Visa's down. So then what happens? I got a nasty gram from Chase the other day. I went to Taco Bell, and I spent $16 at Taco Bell. And then they told me my checking account was overdrawn. And I'm like, oh, darn it. But that was the day before payday. Well, that had nothing to do with this, right? Oh, I can't blame it on this.