 arm have your current folks unless you're dissatisfied with them and then there's no need to ask the question and I'd check SmartVestor Pro at RamseySolutions.com and talk to a couple those guys and gals and see if they have anything to offer and maybe you do a portion of it again and you take a portion of it and self-manage all self-manages is you're not gonna screw with it that's the trick the problem people have when they self-manage at the beginning of their investing lives is they jump on and off