text:  And so that's really what their focus was, coming in, visiting with us. Let's put together a retirement income strategy. And I really want to make sure there's an emphasis on tax planning here because that's not what they were getting from their current 401k provider. That was about the only financial advice they were getting was through the 401k provider that they had. And that didn't lean into any tax planning, which was really important. Well, let's be honest. A lot of families don't really have the ability to save.