text:  All right, so just a quick little layout of where I'm at. I am divorced, and I am, after the divorce, moved in with my parents due to health issues and then the divorce and everything. So I am currently on disability, and I have a lump sum of money in my account, and I'm trying to decide. I am in baby step three, I believe, because I have no debt or anything like that. I have my emergency fund for six months.