text:  Again, we're talking to a professor of wealth management, Dr. Michael Finca. This is highlights from the Retire With Purpose podcast conversation that we had with him at length. And what he's saying here is that it's okay to spend your money. And that's not what most people are hearing from their financial advisor. They're saying, well, we need to preserve the principle or reduce the amount of money you're taking out in order to make sure it lasts as long as you. When the reality is, and my dad talks about this all the time, he's retired and he goes, I saved the money to spend it.