text:  then I will guarantee that we continue to provide you new slices of cake in the form of income every single year as long as you live, even if you run out of money. Because they're playing the odds, right? They're playing the odds that on average all the people that they are insuring their income against are on average going to pass away at a certain point in time and they're going to win. But this provides you the ability to participate in a pool that gives you the ability to never run out of cake.