text:  and just talking about just the simplicity of the baby steps so you can list out seven right there's seven but the order of that brings order to people's lives too that's one reason i think that this plan out of majority of financial people out there is the most successful financially because in order to have change you need to have a plan that you have confidence in and there's a level of submitting to that that this works so even if you're listening to this and you're new to it