text:  So I'm going to be negative, and I'm scared it's never going to be any different, and therefore I'm going to tweet about it and make fun of it because it's the only way I know how to cope with it. And I think we also meet people who are 18 who are rock stars who go, yeah, it's hard, but you know what? I'm going to get the second job for now, and I'm going to get out of debt. I'm going to stay out of debt. It just points back to the Ramsey plan. If you really believe that there's no hope, then stay out of debt and get out of debt is your best –