text:  That's the total. You're going to cash the whole thing out. Okay. Put that towards the car, and then you're going to try to get the car paid off as fast as you can. Getting rid of the car payment will make the house payment much more bearable. And what kind of a path are the two of you on with your careers? If I visit you three years from now, are you going to be making a lot more, a little more, or no more? I would say a little more.