text:  You have to go get beneath that. If we take you at your word, which I'm telling you right now, I've just been doing this for too long. I'm struggling with it. If I take you at your word, and when MasterCard said, I can't let you have any more money, and then you went and opened up another account to keep paying that bill, and this isn't just, oh my gosh, I was just clicking on something, and suddenly I was $50,000 in the hole.