text:  He says $1,000 a month starting when I'm 65. I'm 60 now, starting when I'm 65 for the rest of my life. Okay, so that's $12,000 a year, and so the amount of money that it would take to create that would be $100,000 at 12%. Okay. Okay, so if you had $100,000 invested at 12%, that would be $12,000 a year, right? Right.