text:  And, again, if you never sell the asset, then it ends up being passed on to your heirs, and they receive a step-up noon basis. We also help people with those 1031 exchanges there. You can sell one of those hard assets, that real estate asset, 1031, transfer that to another vehicle, and then continue to invest in real estate, but maybe diversify your holdings or allocate something that's more appropriate for you and your risk tolerance there.