text:  Working with Howard Bailey Securities LLC cannot guarantee investment success or that specific financial goals will be achieved. Job Optional was a number one Amazon bestseller in retirement planning on July 2nd, 2019, and a Wall Street Journal e-book bestseller on August 9th, 2019. For more information on professional designations, visit www.finra.org slash investors slash professional dash designations. Fort Wayne Newspapers Reader's Choice Award in the category of financial advisors awarded on the basis of a public vote held online by Fort Wayne Newspapers. This radio show is a paid placement.