text:  What does your emergency fund look like? Where are you going to go if you see an opportunity and you want to buy that lake house you always dreamed about or that truck that you've always dreamed about? Where are you going to go with that liquidity? Yeah, these are all important things to take into consideration and have really intentional conversations around. Talk about Social Security, talking about taxes, retirement income planning, really all of these things, whether it's sovereignty, it's taxes, it's retirement income planning.