text:  Well, I appreciate that. I mean, I should point out, though, I mean, I don't know if this would matter, but as of today, I have no outstanding debt. Good. Okay, then you're on your way. You have an emergency fund of three to six months of expenses? Oh, yeah, yes. Good. How much do you have saved? Well, in the savings account, I've got about $45,000, a little bit more. Excellent. You are on your way, man.