text:  Hey, you're listening to The Ramsey Show. If you want to give us a call, an unfiltered call about your life and your money, we will take it. The number is 888-825-5225. By the way, my name is Jade. Next to me is Dr. John Deloney, and we're your hosts today. So we are the ones who will give our advice. If you wanted George Campbell's advice or Rachel Cruz's advice, you should have called on a different day.