text:  You're listening to Retire With Purpose, brought to you by Howard Bailey Financial, the official wealth management partner of Notre Dame Athletics. According to a 2023 Gallup poll, 71% of non-retired adults are worried about retirement saving. At Howard Bailey Financial, we don't believe retiring with confidence should be guesswork. In fact, our mission is to help you gain clarity and purpose and elevate meaning in your life through personal and practical financial strategies.