text:  because you talk to these college students to your point that graduated 21 years old with 120 grand in debt to not an Ivy league. I mean, they're charging insane money now and they want to go and be a missionary or do something, you know, where they're not making a ton, but they got all of this debt. And I'm like, what were your, how did your parents direct you? Well, they didn't talk to me. And you're like, Oh my gosh, like an 18 year old is sitting here making a decision that's going to affect them for the next decade of their life. And a parent didn't step in and at least have the conversation. Like,