text:  Yeah, I love it. I love the analogy, and it makes a simple, easy-to-understand reference that we can all work with. Yeah, and Dr. Michael Finke, he was my professor in the Retirement Income Certified Professional Program, the Chartered Financial Consultant Program, and he really is passionate about how financial advice needs to change today. He was out at a major conference in LA when we were having our conversation on the podcast, and he was there to educate financial advisors on