text:  Yeah, because what you're doing is you're kicking the can down the road. You're putting money into a tax-deferred bucket so you don't have to pay taxes today, but you're going to be paying taxes down the road. In the first segment, we talked about the family that was trying to diversify their tax buckets. This individual, Chris, we may look, and you may already have 90%. It's not uncommon for us to sit down with a family member