text:  From the Ramsey Network, it's The Ramsey Show, where we talk about your life, your money. We help you build wealth, do work that you love, and create actual amazing relationships. I'm your host, Jade Warshaw. Your other host for the hour is Dr. John Deloney. We're going to get into it, going to get involved with questions about your life and your money. So you can call us. The number is 888-825-5225, and we'll give you our best advice. All right, we've got some folks on the line. We've got Bridget from Indianapolis, Indiana.