text:  What a big impact that can make. And it's helpful to look at the earnings history as well. Every once in a while in a blue moon, we'll see somebody where there's an error. Social Security Administration makes an error. So what you're looking for is zeros. If you find that you've got a zero in 1987, like were you really not working that year? Was that a mistake? So look at the earnings history. Make sure you don't see any. The zeros kind of jump off the page at you.