text:  Yeah, she's a stay-at-home mom. She takes care of the kids and holds down the castle. Okay, so she's queen of the castle. You're making $280,000. You said, how can I budget my money better? Are you using a budget, or is that something you know you need to start? Yeah, it's something I know I need to start. I was doing good for a while, and then my buddy mentioned, he said something about, oh, yeah, you got to get this Dave Ramsey book.