text:  I mean, you finance everything else. We have a whole generation in America that believes that as long as I got a credit card or I can get payments, I'll be all right. I don't buy it, Charles. I just don't buy it. They're talking a company. This is a company that is a medical funding company that they brought in and you have a car in repair and they give you an estimate. The dealer doesn't want to lose that revenue. So what they'll do is they'll get this company to finance you.