text:  Marshall Johnson's here with me. Hey, hey. And we're just a couple certified financial planner practitioners that are here with you exploring retirement strategies, pitfalls, and trending topics that can impact your financial well-being now and well into the future. We got a lot of taxes on the docket today. We're going to be talking tax planning. We're going to share with you today how we were able to help someone save an additional $50,000 in a tax-free bucket every