text:  I'm going to add one more. This is the last one that I have on my kind of mental list here. Habit of those that are financially successful, and that is doing tax planning. That's so geeky. But listen, when you make money, you pay taxes. When you spend money, you get to pay some tax on that. When you own property, you're paying taxes. When you own investments, you're paying taxes. And categorically, taxes will be the largest expense of your lifetime. And therefore...