text:  And I would encourage you as well. If you've got questions, you're seeking additional learning, check out our Retire With Purpose podcast. Check out the YouTube channel. All of that can be found at HowardBailey.com. We're going to kick this off with a question from Eric. And Eric has this to say. Eric says, how will Social Security cost of living adjustments, also known as COLAs, affect me at my age of 64? I am not currently collecting benefits.