text:  According to a 2023 Gallup poll, 71% of non-retired adults are worried about retirement saving. At Howard Bailey Financial, we don't believe retiring with confidence should be guesswork. In fact, our mission is to help you gain clarity and purpose and elevate meaning in your life through personal and practical financial strategies. That's why we provide our Retire With Purpose Toolkit at no cost. In it, you'll find valuable information on minimizing taxes,