text:  $175,000 in an IRA, $30,000 in bonds, and $140,000 in my state retirement fund. Okay, no real estate? No real estate. Okay, cool. And your age? 54. Good, good. Okay, and how much of this did you inherit? $2,000. Okay, so that is not why you're a millionaire. All right, good. Not at all. And your best-year working income and worst-year working income?