text:  and that's where we are now. We've been in that house since 2012, so we upgraded. So I've done it twice. The $105,000 felt like it was a lot more than the big house did, but it was a bigger percentage ratio-wise. Your ratios are fine. I'm curious, Catherine, the 3.6, I'm just curious, what are they in? Because you mentioned selling and income producing all real estate, or is it?