text:  to save some of those life savings and so that's really what their focus was coming in visiting with us let's put together retirement income strategy and i really want to make sure there's an emphasis on tax planning here because that's not what they're getting from their current 401k provider that was about the only financial advice they were getting was you know through the 401k provider that they had and that didn't lean into any tax planning which was really important well let's be honest