text:  get a clear picture of their values and what they wanted to accomplish in their lives. And then because taxes were so important, we wanted to go through something we go through with every client. Typically, we don't go through that in a first visit. We might start talking about taxes in a second visit. But every person that comes and talks to us, we're going to talk about taxes. And at some point, we're going to talk about something that Marshall alluded to a moment ago, and that is different tax buckets.