text:  You're going to make this happen. You've got your emergency fund. We're going to give you everything you need when we get off this call. You're going to have every dollar. We're going to hook you up with the coaching that you need. You're going to do everything you need to get on track. We're going to get these bills paid off. We're on it now because the key to getting out of debt is you can't keep creating it. You can't keep depending on it. It can't keep being that security blanket. And when you rip that off, John, you feel it.