text:  But if you don't know and you don't have someone who's actively walking you through Wolfe's Law, what that looks like, how you start to be active on making that process, then you come into my office at 65 years old, you can barely walk, you're mentally sharp as a tack, ready to go. Grandkids, kids, all of these things. But at the same aspect, we have to put a value on that of time and money.