text:  What do you say to that? I say, what do you say, Karen? I mean, what do you say, Jade? I say, you know, one thing about the stock market is it's a culture. You write it when it's up, you write it when it's down. And the way we talk about it here is really the idea of dollar cost averaging. No matter what you're putting aside, you know, whatever that percentage is every month, especially if you're out of debt and you have, you know, your emergency savings, you're doing 15% every single month.