text:  One credit card, max, go straight to another one. Over what course of time? How long did it take you to acquire this debt? It was over a year. Bro, I'm having a hard time with it. Same. I'm having a hard time with it. Are you married? I am. I'm married and I have kids. And that was the hardest part was once I realized how bad it was. Dude, you would know, man. Alex, you would know.