text:  And these are the same people that finance their vacations and all these things too. They live on credit card debt. And so this is what we talk about. You're creating a generation where they are debt slaves. Was it you that told me last week it's like $3 trillion in debt? Well, it's a trillion dollars just in credit card debt. I don't know if this debt counts towards that, but it's not unheard of. Everywhere you go now, as soon as you try to buy a whatever, you try to buy an appliance, you try to go on vacation, they go, here, finance your vacation.