text:  Nice. And now that $100,000 that you have saved over here, we like people to have three to six months of basic expenses before they start saving an additional down payment. So would you say that is that $100,000 or is that other money that you have? Does that also make up your three to six months of expenses? Yeah, I should have clarified that is on top of my emergency fund. Wonderful. Wonderful. Wonderful. Okay, so great. What do you have as your emergency fund?