text:  What do you think when you're pulling up to the old stoplight in Tulsa, Oklahoma, and some dude drives up in a gigantic truck that you know he's paying $1,200 a month? What goes through your head when you look over at that dude? I'm just grateful that I don't have a car payment like that. That was so kind. I thought, yeah, I set you up. I was like, wow. Way to go. Okay, what advice have you got to the younger version of you that's listening?