text:  It's going to sound cheesy, and for people who are struggling with Baby Step 1, this sounds nuts. But it's a true thing, and it happens. We get this call a lot. The first thing is you're going to practice. You're going to put money in the budget that you promised yourself you're going to spend, even if it's a little thing. The second thing, and this is what I had to do. This is just me being vulnerable here. I matched it. I'm going to give this money away the same amount that I'm going to spend on myself, and it will let me exhale.