text:  I agree 100%. And we're not behind on anything by any means. I'm tired of making the minimum payments. I want to get these things paid off. Yeah, absolutely. And you're out of control. Y'all just spend and spend and spend and spend with no plan because nobody hears the word no in your place. And so the grown-ups in the place are going to have to circle the wagons, you and your wife, and say, all right, as grown-ups, we're going to do what's best for this family in the long term, which means in the short term we're going to say no to some things to ourselves.