text:  But it was a bigger percentage ratio-wise. Your ratios are fine. I'm curious, Catherine, the 3.6, I'm just curious, what are they in? Because you mentioned selling and income producing all real estate, or is it some mutual funds? 2.2 is investment real estate, and then our home is about 530, and then 401K's IRAs is 770, and about 160 in the bank. How old are you?