text:  So when my wife and I got married, we had, uh, I think close to $92,000 in debt. And, um, we went through financial peace. We followed the baby steps. Um, like you said, they have kind of a tight wall and we, we buckled down for two and a half years, um, got the debt paid off and then, um, contributed to my company's 401k. They had a pretty good match. So just continually did that. Um,