text:  And you lean into this, and you chop up the credit cards like Rachel said, and we get you on an every dollar budget. I think you can do this in about two years. I really do. And then you're going to be up another $40,000 in salary that can be thrown to this next year when you get your new position. That's going to help. That's going to help you do it even faster. Hang on. Christian's going to pick up, and we'll get you signed up for Financial Peace University. We'll show you how to do this, kid. It's what we do. This is The Ramsey Show.