text:  So that means that you can always beat state farms rates is what we're saying. That's exactly what that means. So Ramsey Trusted Pros will help you do that. We interview them, we vet them, we coach them to make sure they're market experts and that you get the right coverages and you get them at the right price. So find out who the Ramsey Trusted Pro is in your area, RamseySolutions.com slash coverage. Today's question comes from Tara in Nebraska.