text:  Investment advisory services may be offered through Howard Bailey Securities LLC, a registered investment advisor. Working with Howard Bailey Securities LLC cannot guarantee investment success or that specific financial goals will be achieved. Job Optional was a number one Amazon bestseller in retirement planning on July 2nd, 2019, and a Wall Street Journal e-book bestseller on August 9th, 2019. For more information on professional designations, visit www.finra.org slash investors slash professional dash designations.