text:  A penalty for early withdrawal will be imposed and may reduce earnings. Terms and conditions are subject to change without notice. Must have at least one ownership share on deposit in a membership savings account to open additional products. Federally insured by NCUA. WBIW weather. Your local weather is brought to you by Magic Morning Bakery. Satisfy your sweet tooth with a sweet summer treat at Magic Morning. Open Tuesday through Saturday. Located on 16th Street in Bedford.