text:  All right, all right. You're listening to The Ramsey Show. Thanks for being here. I'm Jade Warshaw. Next to me is Dr. John Deloney. If you want to get involved in the conversation, you can do that. Give us a call. The number is 888-825-5225, and we'll get you in the mix. Hey, if you're selling a house or if you're buying a house, let me tell you a little something. We want you to do that the Ramsey way.