text:  I think a couple of the mistakes that I would tease out to say, hey, gosh, do what you can to avoid these. Kevin has said, I challenged him on it originally, but time and truth go hand in hand. I think he's absolutely right. The biggest financial decision you're going to make is your asset allocation. And saying that a little bit easier is your disciplined investment strategy. So sticking to that. I think one of the most common mistakes that...