text:  is to make sure that your Social Security supplemental benefits there are not eroded over time by inflation. So to put that into a little bit of perspective, we never had a cost-of-living adjustment until 1975, and the very first one was 8%. They went big, the first one. Well, what was happening in the mid-'70s, right? We had a ton of inflation. Inflation was sky-high. So this started in the 70s, and we've had one since.