text:  Jaden? Yeah, can you hear me? Yeah, you broke out for a minute. Oh, I'm sorry. So, yeah, I'm 20 years old, have three kids at home. I make about $40,000 a year, and I'm $22,000 in debt. Okay. I'm just trying to figure out just how to pay off this debt and kind of just set an example for my kids so they can kind of do the same thing that I did.