text:  A penalty for early withdrawal will be imposed and may reduce earnings. Terms and conditions are subject to change without notice. Must have at least one ownership share on deposit and a membership savings account to open additional products. Federally insured by NCUA. White River Lodge Nursing and Rehab Facility is the home that will give you or your loved one a feeling of family. Whether the need is short-term rehab or long-term nursing home placement, you will feel right at home at White River Lodge.