text:  because it's going to be more expensive next year and the next year and the next year, and there's not a bubble, there's not a crash coming. I mean, none of that's happening. So if you have the ability to get in, go ahead, because it's terrible. I mean, we were looking at numbers last week. For your generation, Gen Z, this is the toughest time home buying has been in 50 or 60 years. I mean, it's tough.