text:  of Kevin's, friends of the firm, financial planners, Rob Hoxton, Larry Maddox. And so we've got, oh my goodness, dare I say, a hundred years of financial planning experience packed here on these microphones. So we're going to get into it today. If you have a question for the program, might get into listener questions later. We'd love to hear from you. Call or text us, 574-222-2000.