text:  Get Clear Career Assessment that we've sold almost 100,000 of, and it goes with the book for free. So not only do you get the assessment, you get the book to teach you how to read the assessment and what to take away from it. So be sure and pick that up at RamseySolutions.com. Jack is in New York. Hi, Jack. Welcome to the Ramsey Show. Well, thank you very much, Dave. How are you today? Better than I deserve. What's up?