text:  Need plumbing service? Call Johnson Heating, Cooling, and Plumbing at 881-7738. 881-7738. George Campbell Ramsey Personality is my co-host today. Thank you for joining us. It is a free call at 888-825-5225. In the lobby of Ramsey Solutions on the debt-free stage, Mike and Nicole are with us. Hey, guys, how are you? We're doing great, Dave. Thanks for having us. We're honored to have you. Where do you live?