text:  I would want to put down $600,000, $650,000 tops. Okay, $650,000 tops. And that gets you where you want to be. What we would teach is the payment all in, HOAs, everything, taxes, insurance, is no more than 25% of your take-home pay. So that gets you there. That gets me to $3,200, $3,300. Okay, so tell me where your wife is in all of this.