text:  I'm Laura Smith. And I'm John Zimney, serving more of Elkhart County during Michiana's Morning News. Weekday mornings on 101.9 FM and 1340 AM and MNC Nation Station. The Ramsey Show. How much are you paying a month in child care? Our child care costs are about $80,000 a year. They're not even in school and you're already paying $25,000 a head? I mean, are they going to Harvard? We're going to take out student loans for the four-year-olds. There's golden nose daycare skills.