text:  because if the government does let Social Security go insolvent and everyone sees a 20% reduction in their pay, that means they're going to see a 20% reduction in how much they can spend, which would be economic disaster. So I don't think there's a risk of Social Security going insolvent. I think the likelihood is increased taxes. Not a fan of that. But we'll wait and see. And if the Biden administration is reelected,