text:  When you get ready to buy your first home, it's easy to feel intimidated. After all, a house could be one of the most expensive purchases you've ever made. And when you're up against a fast-paced market, you might feel pressured into making dumb decisions. Dumb housing decisions can get you into so much debt that you can't breathe. I've made plenty of dumb decisions with zeros on the end. I know.