text:  credit for managing three kids, two dogs, and a full-time job to pursue an MBA, and credit for serving in the military by day so they can study cybersecurity at night. For over 75 years, we've been helping students receive the credit they deserve. With more than 135 degrees and certificates, students at UMGC can use prior learning or relevant experience to earn up to 90 credits toward a bachelor's, and graduate students can transfer up to 12 credits toward their master's.