text:  From everyone here at Capital Wealth, we just want to wish you a very happy 4th of July. Please be safe, make some awesome memories, light off some fireworks, enjoy some barbecues, and just enjoy the weekend. Happy birthday, America. Hi, we're so thankful you joined us today. We trust that we are giving you some great information about retirement. I'm Leigh Ann Fulmer here with Mike Stevens. And Mike, we know you get questions all the time about retirement, and we're going to go through our Retire Right Radio mailbag right now and bring some questions to you on our airwaves, okay?