text:  We are back. This is The Real Money Pros. This segment of The Real Money Pros is sponsored by Dave Perry at Guild Mortgage. If you're looking to buy a first home or you're looking to finance an investment property, Guild Mortgage has hundreds of customizable loan solutions for you. And again, in this challenging interest rate environment, customizable loan solutions is probably what you're going to need. Dave Perry and his team at Guild Mortgage can help you navigate these waters.