text:  News Talk KBOI. Chuck, there are so many lenders out there. How do you pick the right one? We tell everyone to research first, then come to Dollar Loan Center. Try this. Call any payday lender, tell them you want to borrow $500 for a week, and ask the total amount you're going to owe them after that week. Real simple, straightforward question. You can do the math from there.