text:  CapEd Credit Union presents The Real Money Pros. Powered by Treasure Valley Subaru. On News Talk KBOI. Money Pros. And we are back. This is The Real Money Pros. TheRealMoneyPros.com is where you can find us. It's where you can interact with the show. It's where you can ask the experts. Send us a message. Send us a question. You will get a response from a fiduciary financial advisor. I'm Jeremiah Bates. I'm joined with Nick Daniels.