text:  I can't remember where I cited it from, but I remember seeing that the average car payment now, it was like over $700. I think it was more than that, honestly. So you're talking about financing a new car, even financing a used car. It far exceeds what previous assumptions were. Now, why is this important? Well, from a planning side, Nick, you and I, we do a lot of financial planning with clients. And when we're especially going into retirement...