text:  Yeah, I mean, I don't know if they're going to go to court. Yeah, they probably will for $3,000. It depends on the credit card company and how aggressive they are and do they want to send a message out, et cetera. You call them up and you go, I'm broke. Are you broke, by the way? Yes. You call the credit card company? Yeah. No, you call the lawyers that represent the credit card company. What do you live on? What's your income? Okay.