text:  Welcome back to The Real Money Pros. This is the second hour of our two-hour program. And if you missed the last hour or any hours of our program, visit therealmoneypros.com. It's where you can access previous shows, our archive of educational content. I'm Jeremiah Bates, joined with Nick Daniels. And Nick, I think you're the primary driver of the videos that we post on The Real Money Pros. Appreciate you doing that. I feel like you do a great job distilling down topics,