text:  Yes, I did. You're fine. Yeah, you're fine. I mean, theoretically, the fact that you didn't, you two are the beneficiaries. There's nobody else. So the only people that can complain about that are beneficiaries who are not getting money, but you got money. Yeah, there's nobody. Should you have opened it? Sure. But there's absolutely no liability. There's no one there to complain.