text:  And a lot of times people go, well, I have a life insurance policy. Do I have that? I don't know. Let's have a look at your policy. And the cool thing is, is that if you have one of those older policies and we need to upgrade you and it makes sense to do it so that you can get those long-term care type benefits, then let's go for it. But it all starts with having a conversation. 208-812-5151. And let's just see what you got going on and if we can make a better difference in your retirement planning.