text:  Call 208-921-7821 or visit IdahoRoofingContractors.com. 208-921-7821. You've likely seen the ads on TV and perhaps have wondered what a reverse mortgage is all about. Is it right for you? But instead of putting your trust in some TV personality, why not call an expert, an Idaho native, and local mortgage banker Terry Hefner and the Hefner Group at Guild Mortgage.