text:  How does that affect your lens on how you're navigating your financial situation as an adult? Have things changed? Has income and complications in your financial world really accelerated at an impressive rate? Maybe over a three to five year period where maybe what you were doing five years ago is no longer serving you from a standpoint of taxes, retirement, things that you're doing with your family. Maybe you could be spending more. Maybe you should be spending less. Maybe you should be saving more.