text:  how to most efficiently deploy that wealth based on their desired result, their desired outcome. And maybe that is involving tax planning. Maybe it's involving proper spending. Maybe you're spending too much. Maybe you're not spending enough. Maybe you're approaching retirement and we've really got to accelerate the savings. Maybe we got to look at, hey, you have a high headwind of taxes. We need to find ways to mitigate that headwind. Maybe you have a large risk