text:  I'll tell you one. What's that? Real estate taxes. Real estate taxes, right? Like your house can be paid for, but you still have to pay real estate taxes. And you're like, ah, I forgot. Yeah, yeah. And then also, if someone's in a long retirement, which hopefully we are all in a long retirement, 30 years, you might need to update some things. Or maybe, you know, like your furnace or things like that. Or maybe you just want to do some fun things. That's all stuff that you have to pay for that you maybe weren't planning on, right?