text:  Yeah, so we show you in black and white what your taxable income could look like and how that could be impacted and compounded over your retirement life. And so then we look at how much could we save and we start employing those strategies. And it's going to be different for every single person. It depends on whether you're married. It depends on whether you're divorced. It depends on how much you have in a 401k and an IRA. It depends on if you've got real estate, you name it.