text:  You should invest as early as you can to benefit from exponential growth and compounding. You tell me, which do you think is more important to increase your rate of return from 7% to 9% because you're a better investor and you focus your energy and your attention on investment strategies or focus your energy and attention on doubling your income over a five-year period. So let's suppose you're following with me and you agree. All right, I get it. I need to earn more. I want to focus on that.