text:  You've heard Terry and his quality advice here on the Home Fix Show. Terry is a person you can trust to answer your questions about reverse mortgages, equity loans, bridge loans, and every other mortgage product. If you're looking for ways to use your home equity in retirement without adding additional payments to your budget, Terry Hefner can help you. Home equity loans, home equity lines of credit, or the classic reverse mortgage. The experienced lender you can trust is right here. Terry Hefner and the Hefner Group at Guild Mortgage.