text:  And it's not painful at all. It's very simple. But we kind of go through like your various things like, hey, what's your mortgage? And hey, what is roughly how much you're spending in food monthly and auto expenses and trips? And we just make it really fun. But what we do is we come back and we say, all right, if you were to retire today and I could snap my fingers and say, all right, we're going to get you this amount of money in your mailbox every single month, what would that amount of money need to be?