text:  Welcome back to the Michael Knowles Show. I'm Michael Knowles. Finally, finally, we've arrived at my favorite time of the week when I get to hear from you in the mailbag. Take it away. Howdy, Michael. Congrats on baby boy number three. We also just had our third boy and hope to build a baseball team someday. I currently work, but the plan is for me to stay at home after working another year or so to meet some financial goals.