text:  Just log on to Don'tBeBroke.com to find us or apply online. If you have a payday or title loan now, you're going to love the DLC. Our rates are normally half of the competition, and we guarantee to beat their rate. In fact, bring us your current loan contract so we can help you consolidate and get more. Stop by one of our new locations, give us a call, or check us out at Don'tBeBroke.com. Licensed by the Idaho Department of Finance, this program has been called a loan qualification. Free loan means you pay off your loan in one week or less. The interest is free. You are still required to repay the principal amount. Certain limitations may apply. Loans are subject to approval.