text:  And some individuals, they feel good about it because they want to make sure that there's something left over to their beneficiaries. But what I find really interesting is this idea of waiting until you pass away to have a gift passed on to your kids. And I remember seeing this report. I forget where it was. It's not completely accurate, so take this grain of salt. But the age in which majority of inheritance is received, I think it's around like 60s.