text:  a financial expert, like a fiduciary advisor. Maybe you're avoiding that because I'll get to it later. Or, ah, you know, the market's doing really great. Why do I need to do this? Or, you know, this is working out or this and that. I feel like I got everything covered or no, I moved all my money to, I got out of my investments and I moved it to savings because I'm getting, you know, close to 5% APY or I'm buying gold and look at what gold's doing. Okay. Those could be the right moves to make, but are they?