text:  healthcare, clothing, utilities, food, you know, just the bare bones, the basics, right? Meaning you, those, these are non-negotiable. They have to be there no matter what. And then you have wants and then you have wishes. So we almost put an order of priority, prior order of priorities, meaning if there's going to be a really bad market year and you know, maybe we want to avoid withdrawing this or sequence of returns risk. Okay. Maybe that,