text:  These are concerns that retirees have. And it's not saying that it's going to happen to you, but these are the most common concerns. And if you can plan for them and you have these contingency backup plans, boy, that's going to make you feel a lot better should the unspeakable, unthinkable even happen. If you're that kind of person where you're like, I like to plan, I just want to know that all my ducks are in line. It's simple. Just pick up the phone right now and give us a ring at 208-812-5151.