text:  that has a smoothing effect over time so that you don't push yourself into a really high tax bracket one year and then income falls dramatically the next year. So this is where the balancing act comes in, right? You need to be intentional about how you're withdrawing this money. And you need to keep in mind that all retirement accounts are not the same. They're not. Right? There's different types of retirement accounts. Tyson, let's talk about the three buckets of money. You know, there's the taxed always bucket, the tax deferred bucket, and then there's the taxed rarely bucket.