text:  Oh, man, there is so many questions. And I would say, like, how soon do we want to go back? You have the big one. Everyone always asks is when can I retire? Oh, yeah. So if you're 40 years old and you're asking that question already, I might need to be at a bearer of bad news. You may have a couple of years, but I would probably even follow up with that question. Have I saved enough?