text:  She was talking about how she's like, hey, me and my spouse, we work, we have three kids, and I feel like we're not living high on the hog, but we just keep accumulating this debt, and it just makes me feel terrible. And we're diving into it, and I'm just like, let me guess. You just get up every day, and this is like a point of contention probably for you and your spouse. I mean, it's just a weight on your shoulders that even if you have a good day,