text:  right okay yeah you got an issue you got a real issue here uh by the way i don't know how a lawyer can tell you you give five percent to someone who goes bankrupt and all of a sudden that stops the foreclosure i mean when the bankruptcy is uh when the bankruptcy is dealt with in the bankruptcy court that disappears instantly uh the court uh allows the foreclosure instantly uh so the question is uh what do you do about all this