text:  over a 20-year time period. So if you started in retirement at $6,000, 20 years from now, you're going to need $12,000 just to keep the same standard of living. But even though prices have been coming down, the worst inflation crisis in 40 years still hasn't ended. And you think about still going to the grocery store and seeing prices continue to rise on whatever it is. I mean, we were at the family cabin yesterday and my wife pulled out a bag of chips