text:  Zevin, you there? Or Zavin? Good morning, Bill. Good morning. By the way, where are you from, Zevin? Interesting name. I'm from Glendale. You're from where? Armenia. Armenia. Okay. Fair enough. I don't recognize the accent, but all right. What can I do for you, Zevin? Okay. I bought life insurance for my mom. My mom passed away.