text:  It's because living a long life could have a snowball effect on all of your expenses. The longer you live, the more you'll have to spend on everyday living expenses like healthcare and medical expenses. The more likely you'll experience additional bouts of inflation, just like we just experienced. You'll run through some recessions, some stock market corrections. And there's this article that just came out from Forbes that life expectancy in the United States for men and women combined is 77.5 years old.