text:  Say hello to 4U Banking from Zions Bank. Customized banking that's all about you and the way you bank. Like a home equity line of credit. Experience 4U Banking today at a Zions Bank branch. Or visit zionsbank.com slash 4U to learn more. Loan subject to credit approval. Terms and conditions apply. Actual APR will be determined based on loan amount and credit worthiness. Rates and terms are subject to change without notice. Other conditions may apply. Contact a local branch for full details. A division of Zions Bank Corporation and a member FDIC. Equal housing lender. NMLS number 467014.