text:  will play a big role in your retirement. And if you could stop and add up all the money that you could pay in taxes when you're retired, and we're talking about taxes on your IRA and 401k, taxes on your growth from your investments, like we talked in the tax always bucket, taxes on your social security income and so much more. If you add those up every single year and multiply that by 20 or 30 years in retirement, well,