text:  And so the key is, is it has to go to a qualified charity. Can't go to you first. And it has to come out of the right account. But here's the really cool part is that if we're taking it out of a tax deferred account, Luann, then that means that if it's going to the charity, you don't pay one cent in tax. The charity is not going to pay one cent in tax. And I mean, that's that's tax free to you. And you get to feel good about that money going somewhere other than the IRS. Right. Yeah.