text:  That's wild, right? Think about that. Spending on average estimated $315,000 after tax on healthcare in retirement. Here's one thing, and it might not be appropriate for everyone, but it's something that we've been doing for several years now. And hear me out, don't turn off the station when you hear me say this, life insurance, okay? And life insurance in the past has got a negative connotation, primarily just because a lot of policies were junk.