text:  are you use and why is that why that jump well things are a lot more expensive as we all know so let's let's hope it's for living expenses and stuff that cost more that they actually need um but you know there could be impulse buying and other things that happen online that a lot of us sometimes do but i think a lot of it has to you know i'm hoping that it's because the cost of living has gone up a lot so that'll settle off but now let's figure out what to do with all the debt yeah it's this generation that seems to stand out here at least for the for this study