text:  raise when he pays the truck off today exactly oh i forgot about that little detail we want that it's a big deal and dave we got a lot of new people all the time joining in i think this is a this would be a good refresher here why we tell people if they're not familiar with the baby steps or they just join us in his situation it's going to change his life if he actually gets in order and does them the right way that's why we're telling you to cut it today cut the payment today