text:  and if we're upside down on them so if we're going through the if we're going through the step two of the of the snowball do we jump ahead and and try to pay that stuff off so we can sell that liquidate it or do we just keep going down the list yeah if you can come up with a difference let's say the boat is you know it's worth 23 and you owe 30 well you need the seven grand difference in cash