text:  unethical it's just so nasty that it ought to be unethical uh what they yeah it's a big it's a big investment it's going to cost you it's going to cost you uh you know 20 30 000 bucks and that you don't have it cost me two years it cost me two whole years of of gains because of this no way i never thought i would be upset to get a huge check in the mail but i did and