text:  After reading what that person had suggested, seeing legal advice, and I thought through that remark that, you know, you could have shysters that are going to come after you for everything you've got because you're acknowledging it, then I thought, well, why don't I go to, let's just say, for example, I decided to go to Crown and Money Management and give that amount that I owed to them in a monthly amount, which is the amount