text:  again kind of going belly up financially we're speaking with dan div as a personal finance reporter at usa today the story is called living paycheck to paycheck is more common than you think you also say it's not necessarily bad how come well that's right you shouldn't feel guilty about it if you're if you're checking account again like mine sometimes that's seven bucks in it because if you're saving if you've got a 401k or an ira if you've got