text:  in that latter part of the equation because they're like oh gosh like yeah if spending money feels weird or i feel wasteful is this okay they ask all the same questions you ask and so um so what i'm always looking for it to make it a wise decision and also to make it emotionally palatable is ratios okay how big a percentage of your world is this and thirty thousand dollars is a percentage of 1.5 or as a percentage of 165 000 income with somebody completely debt free it's like buying a biscuit dude