text:  the timeline that rachel said for you giving your parents and that you created that's that's for you too and that's for anybody if you're living at home you the thing with living at home is it's got to have a clear start and end date otherwise it can perpetuate and the the goal post keeps moving well after i get out of debt well after i save a down payment well after you right because it is cheaper to live at home so i am 100 with you rachel i would do this