text:  The connection that they have with the Jaina, the connection that they have with every day, as opposed to, oh, I'm going to squirrel away my money for a later time or for an investment or this always in the future, always in the future, as opposed to what is needed right now. Right. You know, and the folks that choose to live in the day to day, I have great and tremendous respect for them because as Bearback Jack was saying, he's got no money saved away. He's in his 70s now.