text:  protections were going to go away, and so if he wanted to opt out, if he was concerned about not having built protection, he would need to do so by the end of July. Yeah, well, we re-upped, and we have actually managed to save money because of that switch, but it takes a lot of effort, a lot of planning. Yeah, people certainly can make use of it, and time of use is used in a lot of different states by a