text:  We are concerned with the potential devastating impacts this bill could have on the 1.1 million seniors who, by no fault of their own, would experience significant rate increases if this bill were to pass. A state budget analysis found the average Medigap premium would increase by 33 percent, about $80 a month. Tricia Newman with KFF says it's a valid concern. For people with modest incomes, people at the sort of lower end of the income scale who have Medigap,