text:  Lahaina resident Mikey Burke stopped by a recent mortgage assistance fair. She was speaking with a representative from her mortgage company when she got the nightmare news. She says, oh, wait a minute, you are delinquent on your loan. And I say, well, that can't happen because I'm on a disaster forbearance plan. And she goes, yeah, correct. That's got to be a mistake. And so she looks into it further. And just very nonchalantly, she says, oh, we actually started foreclosure proceedings on you.