text:  Burke, who is also board president of Lahaina Community Land Trust, says with some mortgage lenders giving homeowners misinformation or poor advice, education is key. We're just trying really hard to get people to understand that if you're still holding onto a mortgage, just reach out, you know, because I thought I was fine. I was on my forbearance plan, I did everything correct, and I'm still hit with this issue. Catherine Kluyt-Pachtal, HPR News.