text:  Bank of America is reporting a 6.8% decline in second quarter profit from a year earlier as high interest rates continue to slow lending. But B of A's forecast for net interest income, the difference between the interest income a bank earns from lending activities and the interest paid to depositors, was better than expected. That sent bank shares climbing. The Nasdaq closes up 36, S&P gain 35. The Dow closed up 742 points. It's NPR.