text:  We've made some changes to look at how we estimate damages so that we can make payments more quickly, and we've made tremendous progress since the beginning of the year. FEMA says more than $900 million has now been paid out to more than 5,000 applicants, or about a quarter of the estimated total number of victims. This means $3 billion is still sitting unspent, and Las Vegas is now dealing with flooding, water shortages, and the fallout from prolonged business closures. Mayor David Romero says the disaster keeps unfolding.