text:  Jeannie Ota, who isn't running for office, had asked the commission for this opinion because she wanted to help those who might want to use their funds for child care but were scared of either risking a big fine if it was found that you couldn't do that or public backlash if it felt like it looked bad or something. And so child care in Hawaii is very expensive. A recent study by LendingTree showed that Hawaii is the seventh most expensive for parents paying for child care in comparison to their income.