text:  Charles, thank you. That was Charles Haverland. You're listening to The Newsroom from the BBC World Service in London. The tech giant Apple has avoided the threat of European Union-imposed fines over its mobile wallet technology. The company was facing penalties for blocking alternatives to Apple Pay on iPhones. After a four-year investigation, the two sides have struck a deal. Our technology reporter is Chris Vallance. He joins us now. So what does this deal mean, Chris?