text:  If you're a retiree who's perhaps home during most of the day and most of your energy usage falls during the midday period, it may be more beneficial for you to stay on something like time of use-based rates. But he says if you work a 9 to 5 and do most of your chores when you come home in the evening, time of use may not work for you. So if you need to run your washer and dryer on hot, you need to do your laundry, you need to shower during that time period, that's going to be a lot harder to shift that usage around.