text:  When done correctly, the amount sent directly from your IRA custodian to the qualified charity is not included as income on your tax return. Taxpayers who no longer itemize due to higher standard deductions can still receive a tax benefit for their charitable giving by using the QCD strategy. The QCD can also count toward annual IRA required minimum distributions. It's a winning strategy for both you and your favorite radio station, KKCR. Mahalo for your support.