text:  Most new businesses come from people with kind of a middle class level of wealth. The extreme wealthy don't need to start a business. They can just throw some investments on their own. But you need some wealth to be able to start a business. If you're broke, no one's going to loan you money. So it's this little bit of wealth that really helps. And you get more of that when you have a stronger middle class. David Matlin, thank you so much for this conversation. Thank you very much for having me. It was a pleasure.