 But this is what you want to look at. Look at really what's the worst case scenario and how can you protect yourself. And one of the things that you'll definitely want to consider is life insurance. The good news for you is if you're in good health, you can go buy a whole ton of life insurance without any high premiums. And stay away from whole life, universal life, all that stuff. Get yourself a 25, 30-year term policy. It's going to cost you pennies to do that.