 the world. So that 4% compounds on what you've already accrued, keeps compounding, your appreciation's going up, your amortization's coming down, and that gap in between is your equity. So after that four-year period, your financial position could be considerably different from if you were renting and you'd paid $100,000 in rent with nothing to show for it. Isn't that amazing? It's just, that's such a great illustration. I'm so glad you shared that because I really do think that, um,