 We call that construction to perm, yeah. So it's fairly easy to do. And how much do you have to put down on those construction loans? Usually construction loans, you want at least 20% down the void of PMI. But it's something that can be done, and it's easy to roll it with one lender. You start with the land, then get your builder, roll that through, and then convert it to a fixed loan at the end. Mm-hmm.