 I refinanced the whole thing, got them down to $3,500 for all their debt. That was saving them $1,500. It was actually $1,900 when I recall my math. It was $1,900. So one of their concerns was, I don't want to pay my car payments over 30 years. And I said, great, then don't. We're going to consolidate them all into it. Now, take the extra $1,900 that you were used to paying and put that on your mortgage. And they said, well, how long would it take to pay my house off?