 Temporary buy down. So most people think of a buy down as, hey, you're going to get me to pay a couple points and I'm going to get a little bit lower interest rate. Well, newsflash, folks, you can't pay enough points to get your interest rate to where you're going to go, wow, that's just great. Like you can go from a seven and an eighth to a six and seven eighth, but that's about as far as you're going to go. But if you want to go from a seven to a five or a four, you're