 So there's a very good likelihood. It's not a guarantee. There aren't many of those in life anymore. But there's a very good likelihood that by the end of this year, we'll all be doing even a little bit better than we are now. And that's a chance I'm certainly willing to take. So don't be frightened by anything that's going on. Just stay with it. Play by the rules. Have fun. Stay safe and warm and all that for 4th of July. And we'll see you next week. This is the Family Financial Hour.