 Whether it's the interest rates. That is wild. A new car vehicle purchase, like the medium car purchase, was $49,000. $49,000, right? Your interest rates, obviously, they're cooling a little bit from where they were last year. Not by much. But not by much. No. New car rates are anywhere, depending on... And this is why having a credit score, a good credit score is pretty important. Based on credit score, it's anywhere from 7% to 14% on a new car. I saw a stat...