 Regardless of how you do it, you don't want to pay more than your fair share in taxes. So there's planning that's involved. And when you need money to pay for things like healthcare, where does the money come from? How many different accounts do you have? What types of accounts are they? Are some taxed differently? So people can make mistakes, not just when it comes to investing, but with the income planning. If you make withdrawals out of the wrong account,