 That's below minimum wage. $5.76 an hour. Now, we haven't talked about paying back your college loans. We haven't talked about travel time. We haven't talked about the cost of not working for four years. All those factors I've left out. It would be even worse if you really... And yet, what I want you to understand is that college is the gold standard concept. To invest in a college degree is the gold standard of 90% of Americans. What is it your financial planner talks about?