 for a hang-in-there approach when it comes to investing because, let's face it, you don't even have to look at it. Your 401k or retirement account, if you've got a hang-in-there strategy with an advisor, kind of sort of pat yourself on the back for really not having to do anything. It didn't matter if it was S&P or Dow or NASDAQ. It's been doing well. I think the anxiety that people are feeling and the apprehension, though, is,