 And so a lot of my work is, yes, we get the borrower qualified, we get a pre-approval together, but then I also educate the listing agent. When that offer is submitted by my buyer, here's the reason why we're doing 100% financing through the VA loan. It's because it makes financial sense for this person. Absolutely. It makes sense to get an interest rate on average that's about half a percent less than a conventional mortgage.