 sources. And now let's look at what are your assets? What are your financial resources? Maybe it's a Roth IRA, a retirement IRA. Maybe it's just cash that you save. Maybe it's your employer 401k that you're net saving, dumping money into. Whatever the case may be, we got to take inventory of that. And then we can run scenarios. We can actually solve mathematically to determine what is your bandwidth to spend? What are your bands that you have to spend in a year, month over month?