 There hasn't been a lot of damage so far this year because markets, for the most part, are up. But it's a big year. It's an election year. There's a lot going on. We're wondering what the Fed's going to do. There's, you know, some of this consensus that Janet Yellen was out talking about inflation reaching 2%. But other economists are going, hey, listen, her numbers are off. It's not going to get there as fast.