 you you should be spending if you wanted to you don't have to but you you could actually spend 120 000 a year and still not run out of money like huh okay that's interesting or you could spend maybe even more than that so the analysis really helps there cheryl and i think when people are taking distributions um the problem with the distribution whether it's you know summertime or whether they're just moving out of markets and putting in cash when you start pulling money out of the market