 Let's see, so I'd be saving now, just not later. Yeah, but see, when you get to the million dollars, well, my point is 95% of what's in there is growth, not what you put in. And you're only saving taxes now on what you put in. Now, if you want to get real nerdy about it, you could run a present value calculation on that $50,000, but it still doesn't make the point.