 um there's a lot that went into that number you have to look at you know well what was the advisor charging in fees and everything else but just assuming the average fee that an advisor uh charges i think it goes to the question well is there a benefit or what is the benefit to hiring a financial advisor so that particular study found that on average an additional 1.82 percent per year so let's say that um again i know our listeners can do math but let's say that you're