 It's a new complex world when it comes to tax planning for retirement. No longer is it an accumulation phase when you're saving, but it's now a distribution phase when you're spending. And people often pay more taxes in retirement simply because of our confusing and ever-changing tax system. Certified Financial Group, the only Central Florida firm to make CNBC's top 100 list, is hosting a free workshop on Saturday, July 13th at 10 a.m. right here in our state-of-the-art learning center in Altamont Springs.