 And here's something else, Mike. Morningstar researchers calculated how much better off clients are after engaging in financial planning strategies. And they found little under 2% annual net difference. Yeah, I saw that. I think that was from, was that June of last year or July or something? July of last year. July, yeah. A study. We've known. It's a statistic that's out there or a number. And it's about that. I think it came out at 1.82%.