 Out of other assets, you're in a situation where you're bringing in so much money per year, you have absolutely no problem. The reality to the story is, is that all I needed to replace when I quit my job in corporate America, I was making $70,000 a year, which, by the way, the take-home on that is $3,500 a month after you pay income taxes, Social Security and Medicare taxes, 401k deposit, and insurance. My take-home is $3,500.