 I know your company is great. You donate 50% of your profits. You seem like a nice guy, but let's cut to the chase. What's your interest rate? So we've got to be competitive there. We wouldn't be the fifth largest retail lender in the country if we weren't. But that's just one piece of a much larger puzzle. It is. It is. It sounds cheesy, but these things ring true. Your interest on rent is 100%.