 Don't make changes when the market goes down. That's the worst thing you can do. Just keep socking that money away. Every paycheck, you don't see it, you don't spend it, and it's compounding and growing for you without being taxed, and you're getting a tax deduction along the way. You can't beat that. And what about my high-yield savings? Should I just leave it as is right now? How much do you have in there? $53,000. Okay. That's probably a little on the high side. How much are you earning on the high-yield savings today?