 Joe, if you want to hang on after the break, there's a little bit more we can discuss on this. And I see Bill's on the line as well. We'll catch up to you. Bill is right after the break. That's right. If you want to hop in line, 844-580-9326, 844-580-WDBO. Send in your open mic using that free WDBO app. You're listening to On The Money, where we're playing tomorrow with a certified financial group.