 So that was Joe this morning. Thank you. And we're going to get back to Charles when we were talking about how to leave a legacy. Right, Charles? We kind of cut you off there with our callers this morning. Take it away. Yeah, but in terms of conversations, what we just spoke with Joe there on air was a lot of what I was going to talk about today in terms of kind of estate planning when it comes to legacies and the importance of that. The other piece has to do kind of with managing your taxes. One of the things that...