 Now, number one, we have absolutely nothing to do with their investments. You own your own investments. We have no control of your money. You have total control of your money. And you don't leave your children debt. When you have a $100,000 house and you put an $80,000 loan on it, that house is still worth $20,000. And the $80,000 you took out and you bought two more or three more or four more houses means your kids are going to inherit millions of dollars someday in the future. Not debt.