 And I got to get back to basics here. Everybody wants to buy and sell, buy and sell, buy and sell. One of the techniques is just refinance the money out of the house instead of selling it. You leave a little bit of equity in the house, pull the rest out and go buy something else. Or even if you want to just go get some money out of your house to use for fun, which doesn't build your wealth. But if you do that, you refi it, pull the money out. It's tax free. You don't pay any taxes on it at all.