 Number one, haven't found the right job. The number one reason why people want to retire early is because people haven't found a job that gives them enough fulfillment to do the rest of their lives. Nobody quits a job they like. If there was a job paying $80,000 a year to hike up in the mornings and get massages in the afternoon, I'd do it forever. Well, let's just think of the ridiculous of that concept. Nobody gets a job they like. I know tons of people.