 This is The Real Money Pros. Welcome back to The Real Money Pros. This segment of The Real Money Pros is sponsored by Guild Mortgage, specifically Dave Perry at Guild Mortgage, who is a dear friend of the show, has been on our program many times. He gives us great insight on the lending side of things, particularly with mortgages. So whether you're looking to use Guild Mortgage's first-time homebuyer program or you want to finance a new investment property,