 Hey, listener, when is the last time you got a different quote on your homeowner's insurance? When's the last time you got a different quote on your auto insurance, which is a huge component of the CPI, which is way more expensive right now than it was a few years ago. The last CPI that we saw, so car insurance, it was up well up over 20% from where it was a year ago. I mean, I've seen it. I'm sure everyone's seen it. When you look at your annual, I think I try to pay mine on an annual or semi-annual basis, so I don't see it as a recurring thing. But when I got the most recent one, I'm like, oh, jeez.