 If you went from 7% to 5% on a $400,000 mortgage, your payment's going to drop by $500 a month. $500 a month. And this is the thing. The prices are rising faster than these interest rates are going to go down. Absolutely. Absolutely. And we don't know when they're going to go down. We don't know. We think they will go down eventually, but no one knows that number. I'm betting you that first Fed meeting in September.