 As that's happening, no one's got a crystal ball, but in the markets that we've seen here recently and even year to date, year over year from last year, even with seeing the highest interest rates we've seen in 30 years, which was around November of 2023 when rates were encroaching 8%, we still saw 4% year over year appreciation in Jacksonville. And Albert Einstein says compound interest is the eighth wonder of the world. So that 4% compounds on what you've already accrued, keeps compounding, your appreciation's going up, your amortization's coming up.