 you know, we're going to have great years. We're going to have horrible years in markets. Most of the people that we work with are going to have, you know, 20, 30, sometimes 40 years of retirement. There's so much that's going to happen over that period of time. And the implication just wasn't good. And, you know, he appreciated the analysis. But I think this happens a lot, Cheryl, when individuals meet with financial advisors. And, of course, financial advisors are like anyone else. They want