 So when there's a multiple offer situation and you have one buyer that's putting 0% down. Right. They're getting 100% financing. Yes. It could, in some instances, in some markets, like what we saw in 2020 and 2021, when it was extremely competitive, you know, you're competing against people that are offering cash. Right. They're saying, hey, I'll give you cash. I'll pay you 5% more than what you've listed the home for, and I'll close in 14 days. Right. Yeah.