 You need to be a first-time homebuyer, or if you're a veteran, you do not have to be a first-time homebuyer. And then you get 5% of the loan amount, up to $35,000, 640 credit score, debt-to-income ratio under 50%, purchase primary, and you can get some of the money that the state's offering to help out. But it goes fast. There's $100 million. What's the terms on that?