 Credit might be shaky, but the past housing history is great. They got great references from their last landlord, that kind of thing. I look at all that. So I agree with that because when I'm choosing a tenant for my properties, I am less concerned about their credit. I am more concerned about their debt ratio and their past rental history. So that's what I'm looking at. Well, it's funny because if they have marginal credit, that just means they're going to rent from me for longer. Yeah, when we...