 Let's go back to work today. We got Joe from Kissimmee calling in to pick the brains of our experts. Go ahead, Joe. You're on the air. Good morning, Joe. Hey, good morning, guys. My question today is in regards to trust. I'm 34 years old. Lucky enough to have had a water house when I was younger and I already paid it off. Have some money saved up and in the high yield savings.