 all kinds of things. So don't not buy. But I want the buyers, I want them to get you all the info because the more info they give you, the better the rate. Basically, that's it. Well, it's not necessarily the more info, but you're not going to get a premium interest rate on a reduced doc loan. I think that's what you're getting to. So if somebody says, ah, do you really need my tax returns and I'm self-employed? No, I don't.