 And there are also groups that get together and insure people that have a lot of problems. For example, before they had the no existing conditions rule that came with the Obamacare, I couldn't get insurance because I had cancer. Think about it. Hi, I'd like to get some insurance. Do you have any medical history? Yeah, I've died like three times and I've had almost everything to kill you and I've had cancer and et cetera, et cetera. Yeah, I don't think we want to insure you, Del. But...