 They're only going to do it right now because they don't have enough buyers knocking on their door. So start knocking on the door and asking for the discounts. If you need help in negotiation, just call me. I'll straighten you out. I'll straighten you out. And if you got a kid that needs straightened out or a grandchild that just isn't going down the right path, get them in front of me. Listen, I'm the loan arranger. I'm a 10th grade dropout.