 Welcome back to On The Money, brought to you by the Certified Financial Group. For more than 30 years, the professionals at Certified Financial Group have been answering questions for listeners every week here on WDBO. Joining us on the show today is Matt Murphy. Gary Abley had to leave a little bit earlier on the show. And Matt, while we close out the show today, we just want to go over with the folks listening in this morning about those workshops you have coming up.