 say renovation loans i say renovation loans so this house needs kitchen cabinets it needs um like the ac it needs a couple things let's say it needs 35 000 they could buy this house for 350 and then get and put their money down payment they might end up with a mortgage i can finance in the repair costs right into the loan for you absolutely i've got fha 203k streamline i've got fha 203k traditional loans that you can even do structural work and then i've got conventional rehab loans just to cause