 Well, are you better off getting 8% per year, not paying an advisor $10,000 a year? Or are you better off getting 10% paying an advisor, you know, $10,000 a year? Well, the answer is simple. You're better off basically $20,000 a head, making $100,000 a million as opposed to $80,000 on a million, even though the advisor got their $10,000 per year. So I would say the advisor's earning their keep. And that's what it boils down to when I talk about value. Does it cost money to work with talent wealth management?