 We would work with you to build an appropriate portfolio to get that invested and get that working for you so you can keep pace with inflation and have that money grow at a faster rate than you would earn in a checking or savings account. The most appropriate thing for you and all of our listeners to know, John, is really how conservatively or how aggressively do you need to invest that excess money and currently not only in addition to the excess, but the money that you currently have.