 that cuts borrowers' monthly payments and provides a faster path to have debts forgiven. He ruled shortly before the U.S. District Court Judge John Ross of St. Louis, Missouri, issued a preliminary injunction barring the department from granting further loan forgiveness under the administration's Savings on a Value Education Plan. The SAVE plan provides more generous terms than past income-based repayment plans, lowering monthly payments for eligible borrowers and allowing those whose original principal balances were $12,000 or less