 I think really dispel a lot of the confusion that's out there with regards to what happens to an IRA when I pass away. Can my spouse inherit that? What are the rules that my spouse has to follow? What if my kids or grandkids or a trust inherits that IRA? How is that handled? Lots of confusion around that. So Dave's going to go over some of those options. Also talk about how IRAs are taxed, the difference between a pre-tax IRA, a Roth IRA, the pros and cons of each. Should you move your