 student loan relief, FDIC-supported failed banks, and increased Medicaid spending. We see an increased focus on reining in the budget looking forward. Thank you, Michael. Ready to start pursuing your financial success with one of the nation's leading wealth management firms? Go to Stiefel.com to find a Stiefel advisor near you. That's S-T-I-F-E-L.com. And for more insights, visit StiefelInsights.com. Stiefel Nicholas & Company, Inc., member SIPC and NYSE.