 Hi Dave. Um, thanks so much for taking my call. My question is, do I keep my home and it's on the market right now? Do I keep it, continue to try to sell it or do I just try to get more income in order to better afford my house? I did not buy it the Ramsey way, so I only put 5% down. Um, and so I have a PMI and then, um, so I didn't pay the 20% so that's basically my question.