 dollars in debt and it continues to go up they're literally if you're watching right now you can see it on the screen if you're listening uh this is out there they have this at bus stops in washington dc by the way where it's literally going it's a ticker this is like the opposite of xanax this is very anxiety inducing yeah so we are those numbers grow at that alarming rate we are just and we owe money to a lot of people 100 so which puts us in a precarious position right so before i break down the five factors