 max here's what your co-pays might look like year one we're going to have that in the budget you're going to put that money away like a sinking fund so that when and if something happens you're going to be okay you have the money to cover it and i think that's that's going to really give her that dignity to go i can take care of myself that's huge while under the care of mom and dad and under their roof so she has minimal bills while working full-time there's no reason why she can't put away money yeah