 Welcome back. You're listening to Senior Care Live on the Senior Care Broadcasting Network. Have a question? Visit SeniorCareLive.com. All right, and just to put an exclamation point on that last segment, oh, Steve, I don't want to invest in this policy, and it's just money. I don't know if I want to spend it, blah, blah, blah, in this long-term care insurance stuff. Well, let's say you spend $2,000 a year, and you invested in your insurance policy for 20 years.