 And I don't know who made up elimination period. I don't know why they didn't call it a deductible. But the most common elimination period that I see, I tend to see, is 90 days. And that just means that for the first 90 days, you pay out of your pocket. And then on day 91, moving forward, the long-term care insurance policy will start paying its daily benefit. Now, you can have a 30-day period.