 and you owed, say, the average, I guess, nationwide is about $32,000, but that doesn't mean all nurses have that kind of bill. But I've asked people who hire nurses to hospitals and clinics and such, they say a typical nurse coming out of school is going to make $60,000 a year. Now, if the average loan is yours, $32,000, that's a payment of $300 a month. If that nurse is pulling down $5,000 a month gross,