 As always, don't take our word for it. Just do your own homework. Call American Financing, 800-906-2440. 800-906-2440. Or you can visit them online, AmericanFinancing.net. It's AmericanFinancing.net. NMLS 182334. NMLSConsumerAccess.org. APR for rates in the 5 starts at 6.799% for well-qualified borrowers. Call 800-906-2440 for details about credit costs and terms.