 is my co-host Keisha is with us in San Antonio. Hi Keisha, how are you? Hi Dave, I'm great. Thanks for taking my call. Sure, what's up? I'm calling because I need guidance. I am a great saver, however I haven't invested at all. I'm 50 years old, I have about $300,000 in cash and I haven't invested so my money is just sitting in the bank not earning any