 Now, while technology has changed banking, is there still a place where you go into a local bank and you know the manager and you call him by his name and he trusts you, and it's not all just digitally manufactured deposits and loans? 100%. So we really focus on building long-term relationships with our customers, and we do that by having a local expert. So we just opened a new branch in Homer last month in March, and it's staffed by people who live in Homer.