 I want you to take your time and pay cash for the next little property you buy. And I think between now and 30 years old, you probably are going to have several properties that you could pay cash for without your uncle and without 7% APR. And just because you can manage three roommates doesn't mean you know how to manage tenants yet. That's a bit of a leap. They're a little different. And I've managed tenants for 40 years. Believe me, I know.