 So RamseySolutions.com slash agent. Pim is with us in Pittsburgh. Hi, Pim. How are you? Good. How are you guys? Better than we deserve. What's up? Yeah, so just a little back story. My wife and I are followers of the Baby Steps. We're on four, five, and six. We have about $65,000 left on our mortgage. Way to go. And we're completely debt-free.