 Now, boomers tend to live, of course, in large homes by themselves. And there's really just little incentive for them to move out of those homes. For one, they'd be competing with record housing prices right now and scarce inventory when most boomers tend to have a fixed income. Plus, they are typically locked into a low mortgage rate already. And who wants to lose that, right? It would just not make sense financially for them to pick up and leave. Not to mention that last year, 75 percent of the country's housing market was considered low.