 It really is unfortunate. And if you're someone who's had to use credit cards a lot, chances are pretty good that you could end up in debt up to your eyeballs eventually. Talking about the kind of debt that can wipe out your savings and set you back years, if not forever. But if you're a fiscally responsible person, you should find a little time in your day to give the mortgage consultants over at American Financing a quick call.