 And welcome back, everyone, to Answers for Elders Radio Network. And we are here with retirement coach Larry Jacobson, who is a dear friend of mine. And Larry, it's so great to have you always back on my show. I tell you, you are an absolute favorite. It's fun. This is fun. I mean, we both are ended up in the same field, essentially. Isn't that amazing? And it is amazing. And we get to help people.