 We live outside of New York City, and you work in a big city like Philly or whatever, and you've got to park your car there. It knows that. It knows from your GPS where you go, how long you're there, how often you're there. That data says, well, there's a higher chance of an incident of a car being stolen, so we're going to raise your insurance rates. And that's partly how they do it. But they can raise them for a multitude of other reasons, your credit score, if you've got young drivers. But those are normal things. Mm-hmm.