 And the goal for every parent, of course, is I want my kid to be generous and wise and diligent with the money and not wasteful and impulsive. And I think over time, every 13-year-old is impulsive. It's rare to meet the ones that are like, I've been saving since I was 8. Like, I even wasn't like that, and I'm the biggest nerd out there. Every 18-year-old is impulsive too, and 21-year-olds are impulsive.