 Six-month rate has gone up between $500 and $800, sometimes 30% or more, and people cannot figure out why. I know why. And if you're listening to the regular mainstream media, they told you in a nutshell, but I'm going to give you a little more detail. The car data that your vehicle collects, everything from about mid-'90s forward, they had black boxes in them. We all know about that. So if you have an accident, they can take that black box and say, oh, Alan, it was your fault. You hit the brakes or you were driving too fast. Or you didn't hit the brakes, yeah.