 Now, with a look at people going places and doing things on the keen eye, here's Merrill Sikorsky. It seems like everybody's trying to figure it out. Are these good times? Are they hard times? Do I sell in these times? Do I buy in these times? When are the price of potato chips going to come down from $6? And I'm talking with Kerry Skinner, who's the Senior Vice President of Marketing and Communications Director for North Rim Bank.