 Okay, that's $40,000, right? All right, so $2,000 times 20 is $40,000. And then let's say that you get the benefit of that policy spending, paying out all of that money, a couple hundred thousand dollars. Then you're going to need Medicaid at some point in the future. You need long-term care. And you're able to hold on to $200,000 plus benefits.