 And let me just say this, I don't think that long-term care insurance is an option any longer. The cost of senior care is skyrocketing right along with everything else. Why wouldn't it, right? So it's getting so expensive that I just don't think this is an option anymore. And I've met so many people, yeah, I don't know, I don't want to buy long-term care insurance. I mean, what if I don't use it? Well, let me give you a statistic.