 Okay, now, my theory, and I can't prove it, but listen and see if it makes logical sense. The people who are not living with friends or family, hey, I lost my job, I lost my apartment, my roommate moved out, I can't afford to pay the rent, and I just lost my job, but it'll take me a couple of months to get back on my feet. Now, in most cases, if you don't have any family or friends willing to take you in, why do you suppose that's the case? I think I know the answer. I bet you do, too.