 Top of the line Holland America cruise ship. We've got the entire ship for Ramsey people. It's the live like no one else cruise. Do not come on this cruise if you are in Baby Step 2 trying to get out of debt. You should not be going on vacation if you're on Baby Step 2 trying to get out of debt. If you don't have your emergency fund in place. But if you're at Baby Step 4 and beyond, you're investing. Now you're starting to do some things with your money. You're starting to do vacations. You're starting to eat out again.