 How much of that has to do with, I guess, some of the trend, maybe, just us beginning to digest that mortgage rates are going to be, I guess, in that 6-plus range for the foreseeable future? For a while. I think the psychology of this is important, especially for homeowners, because a lot of them have probably done everything in their power to hold on to their house because they've got these great mortgage rates. But that shock of the 6% and 7% mortgage rate