 This is The Ramsey Show. The phone number is 888-825-5225. Eric's in Buffalo, New York. Hi, Eric. How are you? Better than I deserve, Dave. Long-time listener, great fan of you and Jade. Got you on Spotify and Facebook and all that. Appreciate you for having me. Thank you. So I was in a train accident about a year and three months ago. Got caught between a couple trains and