 And, you know, take your chances. And people, you know, in America, I've heard people say, oh, that's crazy. I don't want to take my chances. I want a guaranteed check when I get old. And what they found was after, I think, 30 years, most of those people who took the I'm going to the private marketplace option are now living on something like 85 percent of their working paycheck, which sounds pretty good. Is that the way it worked out?