 So if he gave $50,000, that investor, not the bank, not the lender, not the mortgage banker, he was rewarded to do the short sale and actually made more money than he would have if he would have gotten a straight sale. That's a good answer. A.J., thank you very much. I'm glad you're listening. I've got some intelligence into the show instead of me. You're listening to the best of the Lars Larson Show.