 The Ramsey Show. If I thought with my 40 years plus in the financial world that your best shot at having a high-quality life was a universal income, I would be for it. But I don't think it is. Your best quality of life is when your character is increased with discipline, grit, the ability to overcome obstacles, a belief that if I leave the cave, kill something, and drag it home, I get to keep it. Listen weekdays at 1 on KSRM.com.