 Okay. Not your tiny little emergency world that the $45,000 won't even pee on. What about the Roth IRAs? You think we should... No, you should leave your retirement alone, but you should stop adding to it. Are you still adding to retirement? Well, I mean, doing it where, you know, a small percent do work. See, again, you're trying to light the whole room. You're trying to do everything for everybody on this page, and nobody's getting served.