 When I said that we were close, and I don't mean misleading, but what I'm getting at is that there was guesses about what was mailed to you, and someone said advertisement, but they guessed wrong on what type of advertisement. But the advertisement is what you need is the big clue. What type of advertisement would we be getting 3.1 billion times? Good morning, KSRM. Credit card application. That is correct. Who's our winner this morning? Mike.