 attack these these bills with me already from paycheck to paycheck okay why does a 21 year old need his mommy to pay his car payment because that's his mommy's name and uh he did not he's not working yet well he was working but they just laid him off so um i bought it for him as a graduation gift you bought him a car payment okay how much do you owe on your car i owe now about 12 000 what do