 This is Dave Ramsey and welcome back to The Ramsey Show on KSRM 920 AM. Our scripture of the day, Ecclesiastes 10.10. If the axe is dull and its edge unsharpened, more strength is needed, but skill will bring success. Tom Brady said to be successful at anything, the truth is you don't have to be special. You just have to be what most people aren't, consistent.