 how all these funds like CalPERS in California have invested over the years in equity, and they were doing really good for a while. Their returns were high, but now their returns aren't there, and they have to sell their assets to be able to make their payments. It's going to be interesting. I appreciate your work on this, Jeff. I think that far too few people know what's going on behind the walls over there, and it is our fund. We should know.