 But I'm not sure that that entirely justifies being bullish on housing prices. The reason why, Gord, if you think about it, a person who decides not to sell because of low mortgage rates, that subtracts a unit from supply. But because they're also not moving, it subtracts a unit from demand. So it's kind of like a wash on supply and demand. Now, it's true that some of those people decided to sell because they plan to rent. But then a lot of those people are older, and they actually don't have mortgages. So they're not really locked in.