And once again, even though the treasury interest rates are coming down, while they're intervening because of all the craziness that is happening in the economy, the spread between treasuries, and AAA mortgage backed securities, or the spread between treasuries and AAA corporate debt that widens, or another way to think about it is the treasury interest rates are coming down while these things aren't following it, so what Ben Bernanke is saying, look we are doing quantitative easing, we are printing money and we are using that money to go buy things in the economy and we're increasing the amount of cash that there is in the economy, but our point isn't to increase the amount of reserves, or increase the amount of cash, because it's really not changing the behavior of banks. 