But you can see that er for someone who has no, a wife who has no income and her husband's paying twenty five percent or forty percent then by moving a, say er twenty thousand at erm well er whatever percentage to fill up these allowances er if you're getting ten thousand or twenty thousand put, put it into the wife's name that they give us the interest is then hers, if she has no other income it neatly can be swallowed up by the allowance.