Oh that's erm  your objection er was nobody had seen me and you didn't really answer the question   clients by coming in to their homes  you know, Martin made the comment er that in actual fact nobody had seen them  seen them in six or seven years so I thought that was a possibility for a  just er oh n maybe not as deep a  but nevertheless  erm there was a good, good pause er  er how did you er come to be with Friends Provident er you, it was good that you asked er er if the wife would be attending the second meeting, that was an important thing.