Now I would be the first to admit that I I'm not a judge as accountant, I'm an insurance broker er and erm I don't understand er and I'm not aware of all of the rules and regulations that affect accountants er and affect the way audits are carried out,b but I must say  I was a bit surprised t to hear during the debate, er that that was really what the problem was, the problem with B C C I was this conflict of interest, that fraud was known and it was not declared er and er I think that these er  these regulations should now make that considerably er more clear.