<P> Non-sufficient funds ( NSF ) is a term used in the banking industry to indicate that a cheque can not be honored because insufficient funds are available in the account on which the instrument was drawn . An NSF check is often referred to as a bad check , dishonored check , bounced check , cold check , rubber check , returned item , or hot check . In England and Wales and Australia , such checks are typically returned marked `` Refer to Drawer '' , an instruction to contact the person issuing the check for an explanation as to why the check was not honored . </P>
<P> Non-sufficient funds ( NSF ) is a term used in the banking industry to indicate that a cheque can not be honored because insufficient funds are available in the account on which the instrument was drawn . An NSF check is often referred to as a bad check , dishonored check , bounced check , cold check , rubber check , returned item , or hot check . In England and Wales and Australia , such checks are typically returned marked `` Refer to Drawer '' , an instruction to contact the person issuing the check for an explanation as to why the check was not honored . </P>
a cheque returned by bank marked nsf means that
a cheque returned by bank marked nsf means that
a cheque can not be honored because insufficient funds are available in the account on which the instrument was drawn
a cheque can not be honored because insufficient funds are available in the account on which the instrument was drawn