<P> Credit unions offer many of the same financial services as banks , but often using a different terminology ; common services include share accounts ( savings accounts ) , share draft accounts ( checking accounts ) , credit cards , share term certificates ( certificates of deposit ) , and online banking . Normally , only a member of a credit union may deposit or borrow money . Surveys of customers at banks and credit unions have consistently shown a significantly higher customer satisfaction rate with the quality of service at credit unions . Credit unions have historically claimed to provide superior member service and to be committed to helping members improve their financial situation . In the context of financial inclusion credit unions claim to provide a broader range of loan and savings products at a much cheaper cost to their members than do most microfinance institutions . </P>
<P> Credit unions offer many of the same financial services as banks , but often using a different terminology ; common services include share accounts ( savings accounts ) , share draft accounts ( checking accounts ) , credit cards , share term certificates ( certificates of deposit ) , and online banking . Normally , only a member of a credit union may deposit or borrow money . Surveys of customers at banks and credit unions have consistently shown a significantly higher customer satisfaction rate with the quality of service at credit unions . Credit unions have historically claimed to provide superior member service and to be committed to helping members improve their financial situation . In the context of financial inclusion credit unions claim to provide a broader range of loan and savings products at a much cheaper cost to their members than do most microfinance institutions . </P>
what is a checking account called at a credit union
what is a checking account called at a credit union
share draft accounts
share draft accounts