<P> The FDIC and its reserves are not funded by public funds ; member banks ' insurance dues are the FDIC 's primary source of funding . The FDIC also has a US $100 billion line of credit with the United States Department of the Treasury . Only banks are insured by the FDIC ; credit unions are insured up to the same insurance limit by the National Credit Union Administration , which is also a government agency . </P>
<P> The FDIC and its reserves are not funded by public funds ; member banks ' insurance dues are the FDIC 's primary source of funding . The FDIC also has a US $100 billion line of credit with the United States Department of the Treasury . Only banks are insured by the FDIC ; credit unions are insured up to the same insurance limit by the National Credit Union Administration , which is also a government agency . </P>
where does the fdic reserve fund come from
where does the fdic reserve fund come from
member banks ' insurance dues
member banks ' insurance dues