<P> In US insurance policies , an additional insured is a person or organization that enjoys the benefits of being insured under an insurance policy , in addition to whoever originally purchased the insurance policy . The term generally applies within liability insurance and property insurance , but is an element of other policies as well . Most often it applies where the original named insured needs to provide insurance coverage to additional parties so that they enjoy protection from a new risk that arises out of the original named insured 's conduct or operations . An additional insured often gains this status by means of an endorsement added to the policy which either identifies the additional party by name or by a general description contained in a `` blanket additional insured endorsement . '' </P>
<P> In US insurance policies , an additional insured is a person or organization that enjoys the benefits of being insured under an insurance policy , in addition to whoever originally purchased the insurance policy . The term generally applies within liability insurance and property insurance , but is an element of other policies as well . Most often it applies where the original named insured needs to provide insurance coverage to additional parties so that they enjoy protection from a new risk that arises out of the original named insured 's conduct or operations . An additional insured often gains this status by means of an endorsement added to the policy which either identifies the additional party by name or by a general description contained in a `` blanket additional insured endorsement . '' </P>
which policy is typically added as an endorsement to another policy
which policy is typically added as an endorsement to another policy
additional insured
additional insured