<P> The contract is valid for one year and the briefcase holder -- dubbed `` Mr. Money in the Bank '' ( or in the case of women , `` Ms. Money in the Bank '' ) -- can cash in the contract at the date , place , and time of their choosing . The briefcase may also be defended in matches , similar to how championships are defended . All of the briefcase holders have successfully defended and cashed in the contract except Mr. Kennedy . John Cena , Damien Sandow , and Baron Corbin are the only Money in the Bank contract holders to cash in and fail to gain a championship . To date , Cena has had the contract cashed in against him the most ( three times ) as Edge , Rob Van Dam , and Damien Sandow have all cashed in against him . Cena was also involved in all instances where the championship failed to change hands after cashing in the contract , once as the challenger ( which he won by DQ against CM Punk ) and the second time as champion ( defeating Sandow clean ) , and lastly as a distraction causing Corbin to lose to champion Jinder Mahal . Edge , Daniel Bryan , and Seth Rollins are the only Money in the Bank contract holders to be given a title shot for a championship without having cashed in the contract for the title shot ( Edge won a championship tournament in 2005 on Raw to earn him a title match against Batista , Bryan faced then - World Heavyweight Champion Mark Henry in a steel cage match on a live Christmas episode of SmackDown in 2011 , and Rollins received a title shot in a triple threat match , also involving Cena and champion Brock Lesnar , at the 2015 Royal Rumble ) . </P>
<P> The contract is valid for one year and the briefcase holder -- dubbed `` Mr. Money in the Bank '' ( or in the case of women , `` Ms. Money in the Bank '' ) -- can cash in the contract at the date , place , and time of their choosing . The briefcase may also be defended in matches , similar to how championships are defended . All of the briefcase holders have successfully defended and cashed in the contract except Mr. Kennedy . John Cena , Damien Sandow , and Baron Corbin are the only Money in the Bank contract holders to cash in and fail to gain a championship . To date , Cena has had the contract cashed in against him the most ( three times ) as Edge , Rob Van Dam , and Damien Sandow have all cashed in against him . Cena was also involved in all instances where the championship failed to change hands after cashing in the contract , once as the challenger ( which he won by DQ against CM Punk ) and the second time as champion ( defeating Sandow clean ) , and lastly as a distraction causing Corbin to lose to champion Jinder Mahal . Edge , Daniel Bryan , and Seth Rollins are the only Money in the Bank contract holders to be given a title shot for a championship without having cashed in the contract for the title shot ( Edge won a championship tournament in 2005 on Raw to earn him a title match against Batista , Bryan faced then - World Heavyweight Champion Mark Henry in a steel cage match on a live Christmas episode of SmackDown in 2011 , and Rollins received a title shot in a triple threat match , also involving Cena and champion Brock Lesnar , at the 2015 Royal Rumble ) . </P>
who failed to cash in money inthe bank
who failed to cash in money inthe bank
John Cena Damien Sandow Baron Corbin
John Cena Damien Sandow Baron Corbin