<P> The Dodd -- Frank Wall Street Reform and Consumer Protection Act ( Pub. L. 111 -- 203 , H.R. 4173 , commonly referred to as Dodd -- Frank ) was signed into federal law by President Barack Obama on July 21 , 2010 . Passed as a response to the financial crisis of 2007 -- 2008 , it brought the most significant changes to financial regulation in the United States since the regulatory reform that followed the Great Depression . It made changes in the American financial regulatory environment that affected all federal financial regulatory agencies and almost every part of the nation 's financial services industry . </P>
<P> The Dodd -- Frank Wall Street Reform and Consumer Protection Act ( Pub. L. 111 -- 203 , H.R. 4173 , commonly referred to as Dodd -- Frank ) was signed into federal law by President Barack Obama on July 21 , 2010 . Passed as a response to the financial crisis of 2007 -- 2008 , it brought the most significant changes to financial regulation in the United States since the regulatory reform that followed the Great Depression . It made changes in the American financial regulatory environment that affected all federal financial regulatory agencies and almost every part of the nation 's financial services industry . </P>
when did the consumer rights act come into force
when did the consumer rights act come into force
July 21 , 2010
July 21 , 2010