consequently in germany a monthly income of around euro un virgule zéro zéro allows an employee to live in decent housing not in france where the annual cost for housing is on average euro quatre virgule six cents for those who are homeowners with no loans euro cinq virgule quatre cents for tenants in low cost housing euro sept virgule cinq cents for tenants renting in the free housing sector and euro treize virgule sept cents for those who borrowed to buy a home