is a digital wallet the same as a mobile wallet 
though digital wallets and mobile wallets are very similar they aren t the same digital wallets are typically meant for online transactions whereas mobile wallets are tied to a smartphone or wearable device both connect to bank accounts and credit cards for purchasing on the go can i use apple pay on an android phone most smartphone makers use proprietary mobile wallets on their phones only ios devices may use apple pay just as only samsung phones can use samsung pay 67 for universal use download a third party mobile wallet like paypal or venmo can i use my mobile wallet on my smartwatch many tech wearables are now capable of using mobile wallets depending on the device it may come preloaded with a mobile wallet such as apple pay on an apple watch the bottom linemobile wallets allow people to use their phones to pay for everyday services with complex encryption and security features using a mobile wallet can actually be safer than using a physical card most phones now come preloaded with the company s mobile wallet app but there are options such as venmo that work with all phone brands 