what qualifies as predatory lending 
predatory lending is any lending that takes advantage of the borrower through unfair and abusive practices or loan terms these can include extremely high interest rates high fees undisclosed costs and terms and any characteristic that reduces the equity of the borrower can you go to jail for not paying a loan no you cannot go to jail for not paying a loan no type of consumer debt that is unpaid entails an individual going to jail not paying a loan will impact your credit score and will be a part of your credit history hurting your chances of obtaining loans or loans with good rates in the future but no type of unpaid debt results in the borrower receiving jail time 