how can i improve my debt to income ratio for a mortgage 
some of the best ways to improve debt to income ratio include paying down revolving or installment debts reducing housing costs and increasing income a lower dti can increase the amount of home you may be able to afford when qualifying to mortgage a property the bottom lineprospective borrowers should do everything they can to keep their debt to income ratios low this shows potential creditors that the prospective borrower has a good relationship with debt and has a monetary cushion between their income and debt in order to absorb unforeseen expenses which greatly lessens the likelihood of default 