are mutual funds safe investments 
all investments involve some degree of risk when purchasing securities such as stocks bonds or mutual funds and the actual risk of a particular mutual fund will depend on its investment strategy holdings and manager s competence unlike deposits at banks and credit unions the money invested in mutual funds isn t fdic or otherwise insured can i withdraw money from a mutual fund anytime yes mutual funds are generally highly liquid investments meaning you can redeem your shares on any business day however it s important to be aware of any potential fees or penalties associated with early withdrawals such as redemption fees or short term trading fees which some funds impose to discourage people from trading in and out of the funds frequently withdrawing funds may have tax implications particularly if the investment has appreciated in value which means you ll have to pay taxes on the capital gains 19