how does a writ of seizure and sale work 
a writ of seizure and sale is a drastic step taken by a lender or creditor to recoup some of the money that was lent to the borrower for the property a writ of seizure and sale can occur when a borrower defaults on a mortgage and as a result the loan goes into foreclosure foreclosure is a legal process by which a bank creditor or lender assumes control of a property and sells the home the assistance of law enforcement is usually employed in seizing the property there are laws governing the foreclosure process and each state s laws might be slightly different in some states a notice is made publicly of the foreclosure and impending sale however banks often try to work with borrowers during a process called pre foreclosure to help bring the loan payments to the current status and explore alternatives to prevent foreclosure and the writ of seizure and sale of the property 