how often does the fico score update 
every lender has its own schedule for reporting payment information to the credit bureaus your credit score can change roughly once a month but it may change more often depending on how many different loans you have active the bottom linethe fico score is one of the leading tools for measuring the creditworthiness of a borrower most lenders in the u s use fico scores when making a decision on mortgage applications while a low score can be discouraging you can improve your fico score by borrowing responsibly and making payments on time 