how does a ucc lien work 
a ucc lien also known as a ucc filing is a form that a creditor files to provide notice that they have an interest in the property of a debtor whether that property is personal or business the overall purpose of a ucc lien is to allow a creditor to claim collateral on financing with a debtor the creditor will have the right to the property if the debt is not repaid the bottom linethe universal commercial code assures both parties in a financial transaction that a check a lease or a cash transfer is handled pretty much the same in any state in the u s it was designed to remove barriers to business across states 