what is a good vantagescore 
like fico scores vantagescores currently run from 300 to 850 earlier vantagescores used a 501 to 990 scale 5 the higher a person s score the more creditworthy they are judged to be according to the credit bureau experian vantagescores break down this way 5differences between fico scores and vantagescoresfico scores remain the most widely used credit score employed by about 90 of top lenders fico says 6 however vantagescores are becoming more widely adopted according to the consulting firm oliver wyman between 2019 and 2022 vantagescore usage grew by 18 7unlike vantagescore fico bases its scores on five rather than six factors and assigns them somewhat different weightings these are the weights that fico says it uses 8there are several other points of difference between fico and vantagescore as mentioned vantagescores combine information from all three credit bureaus while the fico scores issued by a particular credit bureau are based on the information in that bureau s files the three bureaus also issue multiple versions of fico scores based on different fico models including some tailored for specific types of lenders such as mortgage companies or credit card issuers equifax and transunion each offer 13 different fico scores while experian has 14 9fico scores require a credit history of at least six months or at least one update to the person s files in the past six months while vantagescores can be calculated for people with briefer credit histories or dormant files vantagescore says that allows it to score approximately 37 million more consumers who typically are not scored by conventional models without relaxing standards 1 all told vantagescore adds its model is capable of scoring about 94 of the adult population in the u s 10