what is the difference between a certified and cashier s check 
both certified checks and cashier s checks are considered more secure than personal checks cashier s checks are signed by banks and drawn against a bank s account while certified checks are signed by an individual and drawn against a personal account both checks are guaranteed by the bank which makes them more secure the bottom linechecks are a useful financial tool that make payments and money transfers more convenient and potentially safer than cash different checks are designed for different purposes and for different risk levels learning how to use a check correctly including how to void a check can provide you with a secure payment method that you may need or prefer to use in certain circumstances 