how a deed of reconveyance works
a deed of reconveyance is issued to borrowers once a mortgage loan has been paid in full the document is created by the lender is notarized includes a legal description of the property and is recorded in the county where the property is located any title search completed on the property will show that the lien has been paid in full since the loan is satisfied the borrower is no longer at risk of foreclosure a deed of trust is an agreement between a home buyer and a lender and states that the home buyer will repay the loan and that the mortgage lender will hold the legal title to the property until the loan is fully paid 