do you need epli and eli 
epli or employment practices liability insurance epli is different from eli or employers liability insurance employers need to buy epli to make sure that they are covered from employee lawsuits that allege discrimination sexual harassment or wrongful termination none of which are covered by employers liability insurance the bottom lineemployers liability insurance protects a company from legal claims filed by workers who have experienced a job related injury or illness it is a type of liability insurance that in conjunction with workers compensation covers companies against costs and claims made by injured employees criminal acts fraud and violation of the law are among the circumstances not covered by employers liability insurance employee lawsuits regarding discrimination sexual harassment or wrongful termination are covered under employment practices liability insurance epli 