what is form 1095 a health insurance marketplace statement 
form 1095 a is a form that is sent to americans who obtain health insurance coverage through a health insurance marketplace carrier 1the form does not have to be returned to the government but serves as a record of the individual s coverage it includes information such as the effective date of the coverage the premium amounts paid monthly and any advance payments of the premium tax credit or subsidy 1the form was created with the affordable care act aca often referred to as obamacare people who receive coverage from the marketplace created by that law may be eligible for subsidized coverage or for a tax credit a penalty for taxpayers who are not covered by health insurance was abolished at the start of 2019 2who can file form 1095 a health insurance marketplace statement you will receive form 1095 a if you enrolled in a qualified health plan via the federal health insurance marketplace or a state s exchange the exchanges use the form to provide participants in different markets with information on their coverage 3you do not have to submit form 1095 a itself you have to provide information from the form or acknowledge that you have received one on the federal tax return if you are eligible for a premium tax credit you may have to attach a related form form 8962 premium tax credit 3the penalty for having no health coverage has been abolished however some buyers are still eligible for tax credits for buying it as a result of the american rescue plan of 2021 all taxpayers with insurance bought on the aca marketplace are now eligible for this credit previously filers were ineligible if their income exceeded 400 of the federal poverty line 45you should keep form 1095 a for your records the form is issued as suggested by its title by the health insurance marketplace 