is a home appraisal the same as an inspection 
a home appraisal and a home inspection are two different things conducted for different purposes and by people with different kinds of expertise a mortgage lender sets up an appraisal and the appraiser will use various valuation methods including the recent sales prices of comparable homes to assess its value this helps the lender determine how large a loan it might be willing to offer on the property a home inspector only evaluates the home s condition for overall safety or potential trouble spots like a leaking roof peeling paint or anything that s not up to the local building code 