how is the fha ufmi premium calculated 
the ufmi premium the fha requires on a mortgage is 1 75 of the loan amount so if the initial loan is 200 000 1 75 of that amount would be 3 500 the mortgage amount would thus become 203 500 with the ufmi premium included can the ufmi be paid in cash or can it be financed into the loan payments the ufmi premium can be paid either in cash or financed into the loan but must be entirely paid in one way the other not split any ufmip amounts paid in cash are added to the total cash settlement requirements 