how do i know if my mortgage is assumable 
certain types of home loans are assumable for example usda va and fha loans are assumable each agency has specific requirements that both parties must fulfill for the loan to be assumed by the buyer the usda requires that the house is in a usda approved area the seller must not be delinquent on payments and the buyer must meet certain income and credit limits the buyer must confirm with the seller and the seller s lender if the loan is assumable 