what is tangible net worth 
tangible net worth is most commonly a calculation of the value of a company that excludes any value derived from intangible assets such as copyrights patents and intellectual property for an individual the tangible net worth calculation includes home equity any other real estate holdings bank and investment accounts and major personal assets such as an automobile or jewelry relatively insignificant personal assets are not ordinarily included in the calculation for an individual investopedia ryan oakleyformula and calculation of tangible net worthtnw total assets liabilities intangible assetswhere tnw tangible net worth begin aligned text tnw text total assets text liabilities text intangible assets textbf where text tnw text tangible net worth end aligned tnw total assets liabilities intangible assetswhere tnw tangible net worth tangible net worth is calculated as follows tangible net worth can also be calculated for individuals using the same formula of total tangible assets minus total debt liabilities 