don t build your credit score as no credit is used
cash is still used for many businesses such as the retail industry coffee shops and convenience stores for example still accept cash payments considering the fees associated with debit and credit cards many retail small businesses prefer cash payments from their customers cash has its own disadvantages as it can be lost stolen or destroyed businesses dealing in large transactions must often incur additional expenses to pay for related security measures such as secured transit or fraud detection eliminate all hidden fees as there are no transaction costs for transacting with cashmanages spending as you can only spend up to whatever physical bills you have in possession assists with budgeting as you can easily visualize how much money you have to spendeliminates the need for access to the internet or technology