how much is whole life insurance 
the cost of whole life insurance varies based on several factors such as age occupation and health history older applicants typically have higher rates than younger applicants people with a stellar health history normally receive better rates than those with a history of health challenges the face amount of coverage also determines how much a policyholder will pay the higher the face amount the higher the premium also certain companies have higher rates than others independent of the applicant and their risk profile it s also worth noting that for the same amount of coverage whole life insurance is far more expensive than term life insurance 