how can you get a warm card 
warm cards are relatively easy to obtain from financial institutions that provide them usually you have three options for requesting a warm card 1 go to the bank branch and ask for one it typically takes a few business days for the card to be shipped to you 2 you also can call your bank to request a warm card 3 or most financial institutions offer mobile banking apps those offering warm cards should make it easy to access these restricted cards through their app 1the bottom linea warm or deposit only card is a bank card used by businesses to let employees to make deposits in the business s financial accounts unlike debit cards warm cards typically only allow the employee to make deposits while prohibiting them from making withdrawals warm cards are used by companies to enable their employees to make necessary transactions while reducing or eliminating the risk of theft or fraud they also can increase convenience for owners by allowing them to delegate cash deposits to employees without concern about fraud or theft 