are nsf fees legal 
yes nsf fees are legal on bounced checks and should not be charged on debit card transactions or atm withdrawals the u s government doesn t regulate nsf fees or the size of fees but the truth in lending act does require banks to disclose their fees to customers when they open an account can an nsf fee be waived bank policies vary but an nsf fee can often be waived through an nsf reversal after the fact especially if it s the first time that it s been assessed calling the bank s customer service line and requesting a refund is the best course of action for a consumer 