how expensive is the positive pay service 
the costs associated with the positive pay system depend entirely on where you bank other factors can also affect the fees including your relationship with the bank the type of client you are and your net worth some banks offer the service for free while others charge monthly fees or offer it on a per use basis the bottom linealthough check use is dropping thanks to new banking technologies check fraud continues to threaten businesses and banks but there are ways that you can ensure your account is protected the positive pay system can help banks alert you to the possibility of fraudulent checks before they go through your account when you sign up you ll be expected to provide your bank with a list of checks you write so the bank can cash those items and hold or reject those that aren t on the list check the costs and fees with your bank before you enroll 