how much home equity loan can i get 
for well qualified borrowers the limit of a home equity loan is the amount that gets the borrower to a combined loan to value cltv of 90 or less this means that the total of the balances on the mortgage any existing helocs any existing home equity loans and the new home equity loan cannot be more than 90 of the appraised value of the home for example someone with a home that appraised for 500 000 with an existing mortgage balance of 200 000 could take out a home equity loan for up to 250 000 if they are approved can you have a heloc and a home equity loan simultaneously yes you can have both a heloc and a home equity loan at the same time provided you have enough equity in your home as well as the income and credit to get approved for both 