how many people are unbanked 
the fed found that 6 of adults in the u s did not have a bank account in 2022 8 the fdic which uses different criteria said that an estimated 5 9 million or 4 5 of american households were unbanked in 2021 1who are the unbanked the fdic says that unbanked rates are usually higher among lower income households less educated households black households hispanic households american indian or alaska native households working age disabled households and single mother households 18