how does the cfpb help prevent usury 
the cfpb identifies abusive conduct against consumers in 2010 congress passed the consumer financial protection act which allows the cfpb federal banking regulators and states to identify wrongdoing and target firms that are committing abusive acts or practices 8the bottom lineusury laws aim to protect consumers from predatory lending and high interest rates individual states in the u s set usury laws for their region 18th century american colonies established the first usury laws in the united states 