what are all risk perils 
all risk perils is another name for all risk insurance as it relates to individual risks named perils is an insurance product that names what is insured in case of an accident all risks assuming there are no perils mentioned could be considered all risk perils since all perils are assumed as risk under the policy however these are rare as they put undue risk acceptance on the insurer and it is much more common to see many perils listed even on an all risks policy the bottom lineall risk insurance also called all risk coverage is an insurance product that covers any incident that isn t explicitly mentioned these policies assume a good deal of risk for the insurer and are less common than named risk coverage which states exactly what is covered versus stating only what is to be omitted which is the case with all risk 