what is the difference between net settlement and real time gross settlement 
the difference between net settlement and real time gross settlement rtgs is that net settlement involves aggregate data that is processed and settled at the end of the day whereas rtgs involves data with individual transactions in real time processed and settled instantly the bottom linereal time gross settlement rtgs is a key component of the financial system settling interbank payments continuously allowing for the instantaneous transfer of money securities rtgs systems reduce the risk to financial institutions in regard to high value transfers 