are loan origination fees negotiable 
yes loan origination fees are often negotiable borrowers can try to negotiate with lenders to reduce or waive some of the origination fees shopping around for multiple lenders and obtaining loan estimates can provide leverage during negotiations can i roll loan origination fees into my mortgage in some cases borrowers can include loan origination fees in the mortgage amount this means the fees will be spread out over the life of the loan but it also increases the total loan amount and the overall interest paid over time it s essential to discuss this option with the lender and understand the implications before proceeding 