how much does home insurance typically cost 
home insurance premiums average about 1 300 a year across the nation however rates for individual policies can vary significantly depending on your location coverage limits credit score insurance company state regulations and other factors while location is one of the most important factors insurers also look at the condition of your home how old it is and the history of previous claims the bottom linehomeowners insurance covers a variety of damages to your home and other assets at your residence while most policies provide several basic coverages the types of losses that are insured can vary widely across the industry to find the most affordable home insurance for your situation consider getting home insurance quotes from several insurance providers 