what is the purpose of a qdro 
the purpose of a qdro which is typically used in divorce agreements is to fairly divide assets in a qualified retirement plan in addition to an ex spouse a qdro can also recognize a child or other dependent as entitled to receive some of the retirement account s assets who files the qdro in a divorce the ex spouse typically files a qrdo some do so with the help of a lawyer standard qdro forms are also provided by some plan administrators 