how much does a jewelry floater cost 
jewelry floaters typically cost between 1 and 2 of the jewelry s value per year 3 so if you have a diamond necklace worth 12 000 a jewelry floater could cost you 120 per year the bottom linea jewelry floater is additional insurance you can purchase to protect your jewelry beyond what s covered in your homeowners insurance policy buying a jewelry floater can protect your jewelry collection in case of theft loss or damage saving you from out of pocket costs to repair or replace it 