what is a rent to own agreement 
rent to own agreements are common in the united states as an option for consumers who want to become homeowners but don t have the necessary funds to make a down payment to purchase a home they re similar to murabaha in some ways a lease is entered into that provides the tenant with an option to ultimately buy the property at a predetermined time the rental amount usually includes a non refundable percentage that s set aside by the landlord toward the eventual down payment 2