which is better a fixed annuity or an indexed annuity 
this depends on what you want out of this retirement product a fixed annuity offers a guarantee that an index annuity doesn t a set amount of income in the payout phase however the potential for growth is smaller than what you might get with an indexed annuity in fact the interest rate on a fixed annuity might be so low that it won t match inflation that said there is a bit more risk with an indexed annuity since it follows but doesn t participate in the stock market 