what are the 4 major types of insurance 
there are insurance products for almost everything but for most people there are four types of insurance products that are seen more than any other life insurance auto insurance health insurance and long term disability insurance are those that cover most of an individual s risk factors once someone owns significant property like a house or something high value like jewelry or other collector items they will need additional policies tailored to these individual items however most people who rent will own the four major types listed above 