is supplemental insurance a good choice 
it all depends on your insurance needs and what other coverage you already have supplemental insurance for yourself and your family members provides additional coverage beyond your employer s standard limits while supplemental insurance offers fewer options than other types of policies it can be worthwhile if your health history or age make it difficult to obtain coverage through a private insurer 10group term life insurance through your employer or an association offers affordable easy to get coverage that provides financial protection for your family if you die however employment based group life is temporary coverage that may not provide a sufficient death benefit to meet all your family s financial needs consider combining group term with your own individual life insurance policy 