do liability driven investment portfolios usually include equities 
they can be included depending on the investor s tolerance for risk but many portfolios don t have them due to their greater risk the main goal of an ldi is to match assets to liabilities and manage risk so that income is available to satisfy specific financial obligations investments that offer high returns can potential interfere with with goal if their risk is too great the bottom linea liability driven investment is an investment that can ensure that financial obligations can be met liability driven investing involves matching assets which produce cash flow to the liabilities requiring cash while individual investors can put ldi investing to good use a pension fund with billions of dollars of liabilities is a perfect example of the type of investor that most often employs it 