what are examples of consumer credit 
examples of consumer credit include credit cards car loans personal loans student loans mobile home loans and home improvement loans consumer credit is smaller loans issued to individuals that does not have collateral so a mortgage is not considered to be an example of consumer credit 1the bottom lineconsumer credit can be a valuable financial tool to help you make purchases to pay off over time so you can maintain cash flow if you don t use consumer credit responsibly your credit score could suffer understanding how each type of consumer credit works is key to helping you establish good credit history 