what is an annuity table 
an annuity table is a tool for determining the present value of an annuity or other structured series of payments such a tool used by accountants actuaries and other insurance personnel takes into account how much money has been placed into an annuity and how long it has been there to determine how much money would be due to an annuity buyer or annuitant figuring out the present value of any future amount of an annuity may also be performed using a financial calculator or software built for such a purpose 