is it worth it to use a full service broker 
people who use full service brokers want the advice and attention of an expert to guide their financial affairs these are usually complex as these clients tend to be high net worth individuals with complex financial affairs they are willing and able to pay an average of 1 to 3 of their assets per year for the service people who use an online discount broker may feel confident in their ability to handle their own finances and make their own decisions 