is a home appraisal required 
a home appraisal is almost always a requirement when purchasing a home with a mortgage lenders use the appraisal to determine whether the home is worth the amount of money the buyer is asking to borrow a buyer may not require an valuation if they re paying cash for a home versus taking out a mortgage loan can the buyer be present during an appraisal both buyers and sellers can ask to be present at the home appraisal with the approval of the appraiser in lieu of attending themselves buyers and sellers can request that their agents be allowed to attend the appraisal but typically only the appraiser is present as it s less common for buyers or sellers to show up 