why might you want a noncancellable disability insurance policy 
a noncancellable policy prevents your insurance premiums from going up these policies also offer protection when income changes under a noncancellable policy even if your income declines in the future the company must pay the original disability benefit amount with disability insurance if you take up another job for lesser pay you would still be able to keep your insurance with a noncancellable policy and draw the original benefit as needed 