how do you qualify for a hud loan 
qualification for a mortgage loan offered through a hud program is based on many of the same requirements associated with non hud loans that includes meeting minimum credit score and income guidelines having a debt to income ratio within acceptable limits and meeting the down payment requirements bottom linethe department of housing and urban development serves an important role in ensuring that homebuyers are able to secure mortgage loans fha loans for example can make it easier to buy a home with a smaller down payment and or a lower credit score these types of mortgage options help to make homeownership more accessible overall 