what is a voluntary lien 
a lien is a claim that one person or other entity has over the property of another as security for the payment of a debt liens can be either voluntary or involuntary a voluntary lien is contractual or consensual meaning that the lien is created by an action taken by the debtor such as a borrower who obtains a mortgage to buy a home and agrees that the home will serve as collateral for the loan that s opposed to an involuntary lien which is imposed on the debtor by for example a court of law without their say so 