what are the advantages of a roth ira 
while roth iras do not include an employer match they do allow for a greater diversity of investment options 6 for individuals who anticipate that they will be in a higher tax bracket when they re older roth iras also can be a beneficial option and you can withdraw your contributions but not earnings at any time tax and penalty free 21 ultimately you can manage how you want to invest your roth ira by setting up an account with a brokerage bank or qualified financial institution 9