is a keogh the same as a solo 401 k 
a solo 401 k also called a one participant 401 k is a regular 401 k with a special calculation for a sole proprietor or small business with no employees a keogh plan has much higher contribution limits than a solo 401 k the bottom linea keogh plan is a retirement plan for the self employed or unincorporated small businesses they are generally defined contribution plans or defined benefit plans keogh plans can invest in the same instruments as other types of retirement plans such as stocks bonds certificates of deposit cds and annuities 