how vandalism and malicious mischief insurance works
due to the risk and frequency of loss this coverage typically carries a higher deductible for properties that are known to be unoccupied for certain hours of the day including churches and schools vandalism and mischief are described as the intentional injury or destruction of property vandalism and malicious mischief can be written as an endorsement to a standard policy such as the standard fire policy in the event that the policy requires a separate endorsement for this type of coverage landlords can also benefit from this type of policy especially if some of their properties are in high crime areas it may be worth researching the best rental property insurance companies to find the best policies and rates 