what is supply chain finance 
supply chain finance scf is a term describing a set of technology based solutions that aim to lower financing costs and improve business efficiency for buyers and sellers linked in a sales transaction scf methodologies work by automating transactions and tracking invoice approval and settlement processes from initiation to completion under this paradigm buyers agree to approve their suppliers invoices for financing by a bank or other outside financier often referred to as factors and by providing short term credit that optimizes working capital and provides liquidity to both parties scf offers distinct advantages to all participants while suppliers gain quicker access to money they are owed buyers get more time to pay off their balances on either side of the equation the parties can use the cash on hand for other projects to keep their respective operations running smoothy 