is there a limit on overdraft fees 
federal laws do not specify maximums that banks can charge for overdrafts but banks are required to disclose any fees when the account is established and they are required to give customers advance notice of any fee increase 4can banks refuse to cover overdrafts banks are not required to offer overdraft protection and even when they do and a customer opts in they retain the right to pay or not pay a particular overdraft transaction that might fall outside the rules of the agreement 5