what is an automatic contribution notice 
an automatic contribution notice is a notification from an employer that an employee has been enrolled in either an eligible automatic contribution arrangement eaca or a qualified automatic contribution arrangement qaca employers must notify all employees 30 to 90 days before the plan year begins with plans that automatically enroll employees on the day of hire the notice may be given to employees on the hiring date 4the bottom linea qualified automatic contribution arrangement qaca is an opt out retirement savings plan employees are automatically enrolled in the plan and are not necessarily fully vested immediately it may take up to two years to become fully vested if you have questions about your plan contact your employer s human resources department or your plan administrator 