what happens when a check bounces 
bank fees are just one part of bouncing a check in many cases the payee also assesses a charge for example if someone writes a check to the grocery store and the check bounces the grocery store may reserve the right to redeposit the check along with requiring the writer to pay them a bounced check fee in other cases if a check bounces the payee reports the issue to debit bureaus such as chexsystems which collects financial data on savings and checking accounts negative reports with organizations like chexsystems can make it hard for consumers to open checking and savings accounts in the future 4 in some cases businesses collect a list of customers who have bounced checks and ban them from writing checks at that facility again 