what are the risks of investing in fixed income instruments 
fixed income instruments require investors to commit their money for an extended period sometimes up to 30 years although there is a way out selling the bond this can result in a gain or less depending on how its value has shifted as interest rates change a bond s market prices shifts if interest rates rise the bond s market price will decline and if interest rates fall the bond s market value will rise in the case that interest rates rise the investor is missing out on higher rates from newer bonds and at the time they would lose money if they sold the bond inflation can also affect the market value of fixed income securities as well as erode the real value of its yield 