do no load funds guarantee better returns 
no no load funds do not guarantee better returns investment performance depends on the fund s management and market conditions that said charging loads hasn t traditionally provided better performance so you re not necessarily losing out on results by seeking out no load funds 5can no load funds invest internationally yes many no load funds invest internationally providing global market exposure without sales charges you can check the financial industry regulatory authority s fund analyzer and review those funds that don t charge loads by checking off your criteria including for funds without loads 9can no load funds be part of retirement accounts yes no load funds are often used in retirement accounts because they are cost efficient and cover a wide variety of sectors and markets the bottom lineno load funds offer a cost effective option by selling shares without commissions or sales charges this approach reduces expenses and allows you to invest more in the fund once relatively rare among mutual funds no load funds now cover over 90 of those offered 