what is considered harassment under the fair debt collection practices act fdcpa 
harassment can include repetitive phone calls calling very early or very late obscene or threatening language publicizing the debt and calling without identifying themselves as a debt collector 8the bottom linedebtors are responsible for paying off money they ve borrowed but they also have rights including to be free from threats or harassment if they cannot pay debt collectors must follow certain rules with how they try to collect the money you owe if you know your rights you can better manage these situations and avoid stress and more financial turmoil 