what is a trust fund baby 
a trust fund baby is someone whose parents have set up a trust fund for them the term is a popular cultural reference that s often used negatively there s an implication that these beneficiaries are born with silver spoons in their mouths are overly privileged and don t have to work to earn a living trust funds can indeed provide beneficiaries with security but many so called trust fund babies don t live luxuriously or in high society 