which regulators must an registered investment advisor 
rias may register with the sec if they manage at least 25 million in assets and are required to do so if they manage more than 100 million investment advisers managing smaller amounts of money are typically required to register with state level agencies the bottom linedemand for rias is growing with the expectation that about a third of the market will be managed by rias by 2027 although you don t need to work with one if you decide to hire an ria that advisor doesn t even need to be human you have a choice of robo advisors automated software tools that dispense investment advice based on information about yourself and the investment preferences that you provide the availability of this technology has further lowered the price of working with an ria 