when was the home affordable modification program hamp active 
the home affordable modification program hamp was a loan modification program introduced in 2009 to help mitigate the impact of the 2008 subprime mortgage crisis it expired in 2016 who qualified for hamp initially between 2009 and 2011 only principal residences could qualify but starting in 2012 the program was opened up to include second homes homes that an owner was renting out households with multiple mortgages and homeowners who didn t initially qualify for the program based on certain financial eligibility standards 