what s the difference between a cleared check and a canceled check 
with a cleared check the funds have been successfully cleared or moved from the payor s account to the payee s account when a check has cleared it is then canceled to prevent it from being used again the bottom linecanceled checks are an important part of the check settlement process they mark the successful settlement of a check transaction you can cancel a check yourself by voiding it or requesting a stop payment from your bank to get a copy of a check that has been canceled you ll usually need to request it from your bank directly or access it via your mobile banking account 