what improvements can you use a 203k loan for 
a 203k loan cannot be used for extravagant items such as a swimming pool however it can be used for major repairs including the electrical plumbing roof landscaping and appliances the bottom linethe federal housing administration fha insures mortgage loans allowing borrowers to benefit from a lower down payment however there are minimum property requirements including the home must be safe sound and secure if serious issues exist with the home or property the fha will consider the home uninsurable borrowers would need to contact private insurers to cover the property or a 203k loan could be used to make the necessary repairs 