are solvency ratios the same for every company 
no solvency ratios vary from industry to industry while companies should always strive to have more assets than liabilities the margin for their surplus can change depending on their business can a company survive if they are insolvent some companies can survive for a time while being insolvent since their assets and liabilities tend to be long term metrics they may be able to operate the same as if they were solvent as long as they have liquidity liquidity is the capital that a company has to operate their business 