how does an esop work 
first an esop is set up as a trust fund here companies may place newly issued shares borrow money to buy company shares or fund the trust with cash to purchase company shares meanwhile employees can accumulate a growing number of shares an amount that can rise over time depending on their employment term these shares are meant to be sold only at or after the time of retirement quitting or termination and the employee is remunerated by receiving the cash value of their shares 