how long does information remain on your credit report 
information on your credit report will typically remain for at least seven years after which it basically falls off one exception is chapter 7 bankruptcy which can remain for up to 10 years 4who can see your credit report under the fair credit reporting act businesses and other parties need a legally permissible reason to request your credit report that list can include lenders insurance companies employers landlords and government agencies in the case of employers you must give your permission in writing 5