what happens if the appraisal comes in too low 
if a home appraisal comes in below what the buyer has agreed to pay there are several options they could choose from the first is to ask the seller to renegotiate the home s price so that it aligns with the home s appraisal value the next option is to pay the difference between the appraisal value and the asking price out of pocket buyers could also use a piggyback mortgage to make up the difference between the home s value and its sales price 