are hurricanes usually part of homeowners insurance 
you may have to get separate flood insurance and windstorm insurance to cover hurricane damage these policies may not be part of homeowners insurance however some policies may include windstorm insurance most standard homeowners insurance won t cover flood damage the bottom linehurricane insurance can be a valuable tool to protect your from financial hardship in the event your home suffers from damage from a hurricane whether hurricane insurance is right for you will depend on a number of factors including the risk that a hurricane will damage your home and your own financial situation consider consulting a financial advisor for guidance with your specific needs 