are cds safe 
cds are one of the safest ways to invest your money first their rate is fixed and guaranteed second cd investments are protected by the same federal insurance that covers all deposit products the federal deposit insurance corp fdic insures bank accounts and the national credit union administration ncua insures credit union accounts in both cases up to 250 000 of your funds are protected in the rare event that institution were to fail 67if you are holding more than 250 000 in deposits you can spread your funds across multiple institutions for full coverage 