what is vandalism and malicious mischief insurance 
vandalism and malicious mischief insurance is insurance coverage that protects against losses sustained as a result of vandals this type of insurance is included in most basic commercial and homeowner policies it is an important insurance component for properties that are not occupied during well known periods of the day such as churches and schools these structures can become targets when they are unoccupied because vandals know there is a reduced risk of being caught 