how much does health insurance cost 
the cost of health insurance varies widely based on the scope of coverage the type of plan you have the deductible and your age when you sign up copays and coinsurance also add to your expenses you can get a good sense of the costs of plans by looking at the four levels of coverage offered by the federal health insurance marketplace it categorizes plans as bronze silver gold or platinum with each category priced according to the level of coverage provided and their corresponding costs to the user the bottom lineunlike many countries the u s does not have a universal government health care system instead it has a complicated system of subsidies and tax incentives that make health care affordable for most people most of the time if you are employed you probably have health insurance that is subsidized by your employer if you are self employed you can get insurance directly from a private insurer if your income is low you can get a subsidy for the costs if you are elderly or disabled you can get coverage through the federal medicare or medicaid programs 