what are some alternatives to payday loans or loan sharks 
if you need money quickly consider asking a family member for help or taking out a personal loan even if you have bad credit you may still qualify for a personal loan which should have lower interest rates and more reasonable repayment terms the bottom lineloan sharks often prey on those that feel like they have no other alternative if you need cash quickly think through your options engaging with a loan shark seldom ends well as it runs the risk of serious financial and even physical harm 