how do you apply for workers compensation 
the rules for applying for workers compensation vary by state in general a worker with a job related injury or illness should you can follow through with the employer s insurance company to ensure a claim was filed if your claim is denied you can appeal the decision with your state s workers compensation board who is exempt from workers compensation generally only employees are eligible for workers compensation contractors and freelancers are not beyond that every state writes its own rules for example arkansas specifically excludes farm laborers and real estate agents from eligibility idaho excludes domestic workers louisiana excludes musicians and crop dusting airplane crew members 8the bottom lineevery state except texas requires employers to provide workers compensation coverage to at least some of their employees the states write the rules so there are many exceptions and exemptions contractors and freelancers are rarely covered and many states exclude certain professions from the mandate or otherwise limit the scope of the benefits most states have online sites that can help determine if you re covered by workers compensation insurance for example florida s division of workers compensation has information on its program links to forms and a database to check whether your employer has coverage 18