what happens to your health insurance when you get laid off 
in most cases your employer will stop paying for health insurance at the end of the month if you are laid off you can then continue your coverage through the federal cobra program for a term of 18 to 36 months you will get the same insurance you had as an employee at the rate that the company has negotiated for its employee coverage 89cobra coverage is significantly more expensive than employer provided health insurance you may be better off getting coverage through one of the plans offered under the affordable care act during the time you re unemployed you should qualify for a substantial subsidy for the coverage and may pay little or nothing for it 