is the cfp exam hard 
the cfp exam requires a lot of preparation and covers a wide range of topics in depth the best way to ensure you pass the cfp exam is by preparing for it well in advance and sticking to a study schedule the bottom linebecoming a cfp takes education and experience as well as a strong grasp of financial ethics the test to gain this distinction is comprised of 170 questions and is split into two three hour sessions 8even if candidates pass the test and meet all the requirements the cfp board still has the final say about whether to award this distinction given the stringent requirements cfps can be assumed to have an in depth understanding of financial planning 