why does filing a claim increase insurance premiums 
sometimes filing a claim can result in higher insurance premiums going forward although this is not always the case as some insurers will forgive the first accident for example rate hikes following a claim are mainly due because the insurer will see you as a greater risk than before and adjust the cost upwards accordingly if you can prove that a claim was made where you were not at fault you may be able to reverse such an increase if you file too many claims over a very short period of time the insurance company may not renew your policy regardless of fault 