what is a good debt to income ratio 
as a general guideline 43 is the highest dti ratio a borrower can have and still get qualified for a mortgage ideally lenders prefer a debt to income ratio lower than 36 with no more than 28 35 of that debt going toward servicing a mortgage 1 the maximum dti ratio varies from lender to lender however the lower the debt to income ratio the better the chances that the borrower will be approved or at least considered for the credit application 