are loan origination fees tax deductible 
in most cases loan origination fees are not tax deductible however some points paid as part of the loan origination process may be tax deductible if they meet certain conditions it s essential to consult with a tax advisor or tax professional to understand the tax implications specific to your situation the bottom lineorigination fees are upfront charges imposed by lenders when obtaining a loan such as a mortgage they cover the cost of processing the loan application underwriting and preparing necessary documents for closing origination fees can be expressed as a percentage of the loan amount or a flat fee impacting the borrower s upfront costs alternatively they may also be commonly rolled into the mortgage increasing the total loan amount and monthly payments 