how to avoid surcharges
there are a number of steps a consumer can take to avoid surcharges regardless of the type or situation in which it occurs for financial surcharges many merchants add a surcharge if you pay with a credit card especially if it s a small transaction to avoid this surcharge you can use a debit card or pay in cash some surcharges arise due to being out of network for example if you use an atm that s not affiliated with your bank you may be charged a surcharge to avoid this understand the limitations of the service and ask your bank or other network about your options always ensure receiving this information back in written form to substantiate any future confusion surcharges often arise when you travel such as an airline surcharge for checked baggage roaming surcharges for using data in remote or international locations or resort surcharges for additional amenities consider planning ahead being mindful of where these charges may arise and act accordingly by intentionally deciding against using companies with surcharges lastly always remember to read the fine print and terms and conditions regardless of what a customer service representative may tell you you are bound to any agreement you have signed this agreement will directly identify areas where you may face additional charges as you should use it not only as a planning tool but as a reference for future activity 