does the 3 6 3 rule still apply 
the 3 6 3 rule was a slang term for banking conditions in the 1950s 60s and 70s when government regulations were stricter and bank lending practices were more uniform the term suggested banks paid account holders 3 interest loaned out money at 6 interest and were done with their work day and playing golf by 3 p m looser regulations in the 1970s changed this 