what if i buy real estate with an encumbrance 
that depends on the encumbrance an encumbrance on your newly purchased property may be simply a mortgage or it may be a financial lien placed by someone owed money for work they did for the previous owner that wasn t paid it could be a property tax lien placed by the county or it might be a zoning regulation that prohibits you from building a structure you d hoped to have be sure to research all possible encumbrances before you purchase a home so you understand how you might be obligated financially or otherwise 