what is a self directed individual retirement account sdira 
a self directed individual retirement account sdira is a type of individual retirement account ira that can hold investments that a typical ira cannot such as precious metals commodities and real estate 1 sdiras have the same contribution limits as traditional and roth iras 7 000 per year and 8 000 if you re 50 or older for 2024 up from 6 500 and 7 500 respectively for 2023 2