how much does windstorm insurance cost 
windstorm insurance can cost approximately 2 000 per year in coastal or high risk areas however the cost can vary depending on the size of the home its location and the insurer 5the bottom linewindstorm insurance covers excessively gusty events including hurricanes and cyclones often excluded from a homeowners insurance policy those living in high risk areas must purchase windstorm insurance in addition to their homeowners insurance however storm surges and flooding that follow a windstorm and cause property damage may not be covered by windstorm insurance 