what are some examples of money market instruments 
the money market is composed of several types of securities including short term treasuries t bills certificates of deposit cds commercial paper repurchase agreements repos and money market mutual funds that invest in these instruments the money market funds typically have shares priced at 1 can you lose money in the money market most money market accounts are insured by the fdic up to 250 000 per institution just like bank deposits there s virtually no chance you ll lose your money by owning a cd or t bill because money market instruments are very low risk some money market funds can break the buck and briefly incur losses during periods of extreme financial stress such as at the height of the 2008 financial crisis this was quickly corrected however 