when can i start making withdrawals from a sepp plan 
you can begin making withdrawals from a sepp plan before you turn 59 keep in mind though that you must take these payments in accordance with one of the three calculations set up by the irs these are the amortization annuitization and required minimum distribution methods each method leaves you with a different annual distribution the method you choose should suit your own financial situation can i take sepp withdrawals from my 401 k yes and no you can use make withdrawals from your 401 k through a sepp program if you are no longer employed with the company as such you cannot take any money from your account if you still work for the employer that sponsors the plan 