when you deposit cash or checks into your checking or savings account at a bank regulation cc specifies how soon you can have access to your deposited funds additionally regulation cc requires that your bank discloses to you the schedule of when your funds will be available for withdrawal 
for example cash deposits must be available for withdrawal no later than the business day after the business day on which it was deposited government checks and some other types of checks also have similar rules the bank must notify you of the schedule of when your deposits will be available 