what credit score is needed for a bank loan 
the credit score needed for a bank loan will depend on the individual s finances the size of the loan and what the loan is being used for generally a credit score of 640 is required or between 600 and 700 2will a bank give a loan with bad credit usually a bank will give a loan with bad credit these may not be traditional banks but various other banks or online lenders when a person has bad credit receiving a loan will be difficult and costly banks will usually charge a higher interest rate provide a smaller loan size and may include other stipulations the bottom linebank credit allows individuals to purchase high priced items that would otherwise be difficult to purchase just with cash such as houses and cars while some bank credit helps build assets such as mortgages certain bank credit such as credit cards can be dangerous if not managed correctly ensuring your debt to income ratio is at an acceptable level will help control any bank credit and contribute to keeping your personal finances in good shape 