what are the federal housing administration loan limits 
fha loans have limits on how much you can borrow these are set by region with lower cost areas having a lower limit and high cost areas having a higher one 20for 2024 the limits range from 498 257 to 1 149 825 which the fha refers to as its floor and its ceiling there are special exception regions including alaska hawaii guam and the u s virgin islands where very high construction costs make the limits even higher 21elsewhere the limit is set at 115 of the median home price for the county as determined by the u s department of housing and urban development hud 22the chart below lists the 2024 loan limits federal housing administration fha loan relief