are my bank deposits insured 
yes bank deposits of up to 250 000 are insured by the federal deposit insurance commission fdic the national credit union association ncua insures accounts of up to 250 000 for credit unions 21the bottom linebank deposits are the primary means by which people store their money mainly in savings accounts checking accounts and money market accounts bank deposits are a way to safely keep money with the ability to access it at any time in a conveniently 