does regulation e cover credit cards 
no credit cards are covered by the truth in lending act of 1968 modified in 2009 by the credit card accountability responsibility and disclosure credit card act but they are not covered by regulation e which only covers consumers when they use efts 85the bottom lineregulation e was enacted under the cfpb the regulatory agency that oversees financial products and services offered to consumers the cfpb was created in 2010 9 regulation e establishes the basic rights liabilities and responsibilities of consumers who use efts and remittance transfer services and of the financial institutions or others that offer these services 