what is title v of hera 
title v of hera mandates nationwide standards for licensing and registration of mortgage loan originators this provision is designed to ensure that homebuyers are dealing with credible originators and lenders when seeking mortgage loans the bottom linehera was and is designed to promote a stable housing market for borrowers lenders and investors if you own a home or plan to buy one then hera affects you whether you realize it or not being protected against predatory lending and unfair practices means that americans can buy a home with confidence without fearing a repeat of the 2008 housing crisis 