person A: I had to borrow money from my parents to pay the mortgage. I am having trouble making ends meet.
person B: I am sorry to hear that_comma_  I hope it is only a temporarily situation and you will be on your feet in no time.
person A: Thanks I hope so too. I recently took on a second part time job so that should help. These are tough times for a lot of people. 
person B: Yes I know.  It hasn't been easy for me either_comma_ but I believe think will go our way pretty soon.
person A: I just keep buying lottery tickets! A girl can dream!