person A: Not too long ago_comma_ my mother unexpectedly paid off a high monthly payment and interest loan! I couldn't believe it! 
person B: Wow. That is a blessing
person A: Yes_comma_ I didn't have a clue she was going to do it and it was very much appreciated it.She's always so great thought_comma_ I am blessed.
person B: I am going to always take care of my kids like that