person A: For the last couple of month_comma_ I had been consistently paying off my credit card debts. I hope that my credit score would start going up again
person B: That's good to hear_comma_ friend! I've been trying to work off my debt as well. Once it's done_comma_ I'm going to chop those things up.
person A: Mainly_comma_ i disciplined myself on cutting spending on unnecessary items which are just for fun or pleasure. That helped a lot
person B: I hear you. That really helped me out a bunch too. It'll be so nice when we're both debt free!