person A: My friend is a surgeon and we were discussing salary. He easily makes 200_comma_000 a year and he is only 32. It's crazy and I was jealous of him.
person B: You shouldn't_comma_ because that is  a very stressful job
person A: Yeah_comma_ that's a good point. I also realized he has a high malpractice insurance_comma_ and is on call a lot.
person B: And don't forget how many years they have to study in order to get a license for surgery
person A: True. He went to college for 12 years! The student loans are probably high too.