person A: I spent all summer getting ready to write my thesis. I can't wait to get time to start.
person B: That's pretty cool that you're motivated and excited to start it. Most people would be scared and procrastinating. You'll do great.
person A: I need to get it over. I need to start paying back student loans. It's the last thing I need to do before I can get hired as a Ad Professor. 
person B: Sounds like you have a plan laid out. It also sounds like you've already accomplished so much.. You should be very proud. I'm with you_comma_ I have over $40_comma_000 in student loans. Such a crazy pressure on someone right when they graduate. Good luck!
person A: I've been paying on mine and have 75 still to pay. Then I want a PhD so that will be another 50k