person A: My friend wrecked my car when I let him borrow it over the weekend
person B: That is a real bummer. I hope your friend gets it repaired for you.
person A: Well_comma_ it's a giant hassle to manage from the insurance side but apparently they will cover it if he doesn't. Might hike my rates_comma_ though
person B: Well you probably won't be lending your car again any time soon hahah!