person A: I'm so pleased with myself right now.  I saved up enough money to make all of my car payments at once next month.
person B: That's very good. It takes a disciplined person to save money
person A: Heh_comma_ well I didn't exactly save money that mush.  I just hunkered down and started working harder and asked for more hours.
person B: You truely are determined to get that car_comma_ what brand is it?
person A: It's a Kia Soul.  I hope to trade it in someday to cover the down payment on an electric car.