person A: I let my health insurance coverage lapse and don't have any insurance right now. Figured I'd be okay since I'm young and haven't gotten sick or hurt in years. Just yesterday_comma_ someone smacked into me and my leg hurts a ton now.
person B: Ouch that sucks.   Honestly_comma_ if you had a crappy obamacare bronze plan its unlikely they'd pay for anything anyways.  Its always a nightmare.    You've got to spend a fair amont of cash before they cover anything but a checkup.
person A: You're probably right. Although it's the first year I'm off my parent's insurance plan_comma_ so I didn't really start the process of looking into them and learning more about them like I should have. When you're young_comma_ you just assume you're invincible_comma_ especially since I'm a nerd who stays inside most of the time. We'll see how it goes.
person B: Yep_comma_ you'll probably be fine. Give it a couple of days. 