person A: I am starting a new phase in my life. Completed all debt and off to a new start
person B: I can hear the sigh of relief in your voice. I bet your anxious about what the next chapter will be. 
person A: yes very. but I know that it will be good. 
person B: I can tell your proud of yourself. Im happy for you!
person A: Thanks! I hope to learn from my mistake and continue to progress
person B: You will be fine! Stay optimistic about it
person A: I try to be. it can be difficult on some days_comma_ but I think I have a good attitude towards most things
person B: I agree_comma_ but having great joy in life helps