person A: Lightening hit my house and fried all of my appliances! ugh frustrating. 
person B: Oh my goodness_comma_ that's crazy! Do you have home insurance to cover the cost to replace everything?
person A: Yeah I do_comma_ but it still sucks! What a pain in the rear.
person B: Yeah that's awful_comma_ I'm sorry that happened to you. I'm glad you're alright at least! That's a scary thing to happen.