person A: I'm happy that I've got more maturity and self-discipline than most of my friends.  Based on my bank account and current income I can tell hen it's a good time to party and when it's a good time to stay in.  This situation also explains why most of them are broke and I'm not.
person B: thats cool
person A: Yup. Are you staying in or going out tonight
person B: im staying in.. its raining cats and dogs