person A: I lost my cell phone today
person B: oh no. did you try to retrace your steps to find it?
person A: We were at Old Navy. I think I set it on top of the car and drove away like and idiot
person B: oh that stinks. did you have phone insurance at least?
person A: I do. We just got home so I am going to call once we get settled in. I can't believe it
person B: i'm so sorry. hopefully there is something they can do for you
person A: I probably will have to pay but I think they will replace the phone
person B: it's worth it so you don't have to be without a phone.