person A: I am confident I will soon find a well paying job that will allow me to pay my student debt
person B: Those are such high payments_comma_ be sure to get your plan based on your income_comma_ it really helps.
person A: I will thank you for the advise.  Yes it is hard_comma_ I am glad to hear some schools will be free son so student don't get such a load.
person B: Yes_comma_ the US takes advantage of the need for education. I hope you find a job you love_comma_ and don't forget that they have lots of payment options.