person A: I'm nervous about the last half of the year. I've been having rough financial times. They'll get better in February_comma_ but it's a long time till then.
person B: I am sorry to hear that. I am sure you be fine.
person A: I hope so_comma_ but I'll be sweating bullets until then.
person B: We all go through tough times. It will work out for you in the end.