person A: I just pulled up my student loan bill. I've been out of school 10 years and still owe 75k.
person B: That's awful! Luckily I paid all mine off_comma_ but I know many people still struggle with it
person A: It started off at 150k so I've paid a lot but it's still crazy. Make me think I would have been better off to just go work construction or something instead of college. 
person B: Yea...the education costs are atrocious and_comma_ honestly_comma_ not even worth it on my opinion. It's just the piece of paper. The material you learn from them can be learned online for free or nearly so
person A: I agree. I feel like I've learned just as much or more from MOCC's since then.