person A: We had planned a beach vacation this year_comma_ but it was not meant to be I guess.
person B: Oh no_comma_ I know that is so disappointing first hand.  The same thing has happened to me for the last three years.  Is everything going well_comma_ though?
person A: Yeah_comma_ the condo we had rented had a fire and burned to the ground.  We didn't have time to find another place.
person B: That is a real bummer.  Maybe you can have a makeup vacation in September.