person A: I was naive with the interest rate on my credit card and have let it get out of control_comma_ it is unsettling to me.
person B: Being in debt is so stressful and I'm sure that just adds to it. 
person A: It does_comma_ and the worst of all is I'm scared to tell my partner about it.
person B: I don't blame you. I have been in that position with a credit card I forgot to pay when we moved and they didn't have the correct forwarding address. Stress on top of stress. :(
person A: How did you end up getting out from it?