person A: someone backed into me in the parking lot yesterday because they didnt look in their mirror.
person B: oh no_comma_ that is unfortunate. are you alright?
person A: Yes.  The first thing they said when they got out of their car was "I don't have insurance."
person B: wow_comma_ you might just have bad luck
person A: I believe I do because it was the third straight time someone has hit me without insurance.
person B: i would just take an uber from now on if i were you.