person A: I've had a stressful time lately. I'm trying to get to a more peaceful place_comma_ but it sure is hard.
person B: You should take a vacation! That always helps me clear my mind.
person A: No_comma_ that's out of the question. I'm behind on bills...so I'm trying to catch up during what is the most expensive time of year for me...it's rough.
person B: Oh man_comma_ that is rough. I'm really sorry to hear that. Hang in there!