person A: I was in a car accident one time. 
person B: Oh_comma_ that's awful. Were you okay_comma_ or did you have to go to the hospital?
person A: I was okay_comma_ just shook up.  I could see the other car coming at me before the impact.
person B: That sounds terrifying! I've never been in a car accident_comma_ and sure wouldn't like to be in one.