person A: I had all my stuff moved from my old apartment to my new one_comma_ but the truck got into a wreck.
person B: Holy heck are you okay? Was it like_comma_ a fender bender or a full on collision? 
person A: Full on. The person in front decided that slamming on their breaks at 70 MPH was a good idea.
person B: Freaking idiots on the road. Is your insurance going to be able to cover the damage?