person A: Our home is paid off
person B: How long did it take you? That's amazing.
person A: About 3 years.  Used the money from the last house and put it all on this one.
person B: I consider you to be a lucky guy. I hope one day I can pay mine off completely. 
person A: Worth the effort to do it_comma_ now work part time_comma_ mortgage is the biggest expense