person A: I came home from work.. and opened my mail up.. and you won't believe what I got in the mail.
person B: What did you get in the mail?
person A: I got a repo notice for my car.  I am so upset.
person B: That is awful_comma_ did you miss some payments?
person A: Yes.. but I had a valid reason.  Cries..
person B: Whats the reason?
person A: I couldn't work I was taking care of my sick husband.
person B: I'm sorry to hear that_comma_ how is he feeling now?