person A: I just got notice that my mortgage payment has gone up this year and i'm so mad about it.
person B: Oh no! That has so happened to me before! It was only by a couple dollars a month but I SO needed those couple of dollars at the time. I would be MAAADDD
person A: I am_comma_ it went up 20 dollars. 
person B: Call the bank and get it fixed ASAP! That's got to be so annoying for you!
person A: I have to go over the paperwork_comma_ it may be because my insurance went up.