person A: I had a pretty large loan_comma_ with a bit of a high interest rate_comma_ and a high monthly payment. My mother decided to pay it off for me_comma_ out of the blue!
person B: oh my goodness. what a blessing
person A: Yes_comma_ I couldn't believe it. She's so sweet and giving_comma_ but I sure didn't expect her to do that!
person B: it much be a huge weight off of your shoulder