person A: Last month our area received record amounts of rainfall. The river that is down from my house backed up so bad it flooded my entire house destroying practically everything.
person B: Sorry to hear about that. Are the damages covered by an insurance?
person A: Yes_comma_ we had insurance that is going to cover it_comma_ but it still sucks start from ground zero. Plus_comma_ insurance can't really replace some things.
person B: I understand. It is always difficult to start from ground zero. Good luck.