person A: I am feeling happy I have money saved up.
person B: that's great! Sometimes it's kind of hard to save up money but it's good to have something saved up when things get bad
person A: I know right? Sometimes you don't even have enough for bills let alone to save! I almost never have had a time in life where I have been able to save any money.
person B: you should be proud of yourself! good job!