For instance, Divine has recommended that some of her clients borrow from their 401 (k) s when cash flow was hampered by other high-interest debt. "If the client has done a great job of saving, has job security and could benefit by having some funds freed up, it's a workable strategy," she said.
Isibonelo, u-Divine uncome ukuthi amanye amakhasimende akhe aboleke kuma-401 (k) s abo lapho ukuhamba kwemali kuphazanyiswe esinye isikweletu senzalo ephezulu. "Uma ikhasimende lenze umsebenzi omkhulu wokonga imali, liqashwe ngokuphelele futhi lingazuza ngokuthi kukhululwe enye imali, kuyisu elisebenzekayo leli," kusho yena.