While the Bank of Ghana acknowledges the importance of this practice as a loss mitigating norm in credit management, a number of banks and SDIs take advantage, to overprice the premiums charged to customers, resulting in the increased cost of borrowing.
ɛnam sɛ Bank of Ghana hu no sɛ, saa nhyehyɛe yi boa sɛdeɛ ɛbɛyɛ a sikakorabea ahodoɔ no nneɛma nnye ngu no nti no, sikakorabea no bi afa ho de gye sika binom firi wɔn adwadifoɔ hɔ a ɛrema wɔn bosea a wɔbɔ no kɔ soro pa ara