First, determine for each debt the interest rate, the fees, the impact of a late or missed payment, and the possibility that a payment is already overdue
Ansa na mubetua ɛka biara no, munni kan nhwɛ nsiho a ɛwɔ ho, sika a wɔtetew wɔ ho ne nea ebesi bere a ɛka no tua apa ho. Afei nso monhwɛ sɛ ebia bere a ɛsɛ sɛ mutua ka no bi mpo apa ho dedaw anaa