Allocate funds each month for separate expenses (food, rent, fuel, and so forth). Some do this by putting cash in envelopes, one for each expense category.
Muntwa sika mma nneɛma bi te sɛ aduan, ɛdan ka, pɛtrol ne ne nkekaho. Deɛ ebinom yɛ ne sɛ, wɔde sika no hyehyɛ envelope mu na wɔkyerɛw ebiara din gu akyiri.