title: Dollars & No Sense: Why Are You Spending Your Money Like An Idiot?: Budgeting, Budgeting for Beginners, How to Save Money, Money Management, Personal Finance, Minimalist Living Book 1 (Volume 1)
author:  Simeon Lindstrom 
description: Hi there! <br /> <br /> My name is Simeon and I'm a poet and a philosopher at heart, a health and fitness enthusiast by habit, a daredevil by choice, and a adrenaline junkie for life. <br /> <br /> Some of my academic endeavors encompass the following: cognitive neuroscience, applied positive psychology, sports and exercise science, and evidence-based psychological coaching. <br /> <br /> I currently work as a life coach and health counselor with people who want to make realistic, autonomous, and lifelong changes in various areas of their lives. <br /> <br /> Take care! /Simeon
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  ![](images/9781554687015_Outside_Front_Cover.png)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  397 Ways
  
  
  TO SAVE  
  MONEY
  
  
  **Spend Smarter & Live Well on Less**
  
  
  ![](images/iii-1.png)
  
  
  **KERRY K. TAYLOR**
  
  
  CREATOR OF  
   **SQUAWKFOX.COM**  
    
  
  
  ![](images/logo.png)
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  To Carl Russmann, my partner and support  
  in all things, including writing.
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  # Contents
  
  
  [Cover](cvi.htm)
  
  
  [Title Page](tp.htm)
  
  
  [Introduction: Money Matters](int.htm)
  
  
  [PART ONE: Big Decisions](p01.htm)
  
  
  [CHAPTER 1: Renting](c01.htm)
  
  
  [CHAPTER 2: Homeownership](c02.htm)
  
  
  [CHAPTER 3: Financial Choices](c03.htm)
  
  
  [CHAPTER 4: Shopping](c04.htm)
  
  
  [PART TWO: Home Management](p02.htm)
  
  
  [CHAPTER 5: Home Maintenance](c05.htm)
  
  
  [CHAPTER 6: Energy](c06.htm)
  
  
  [CHAPTER 7: Cleaning](c07.htm)
  
  
  [PART THREE: Room by Room](p03.htm)
  
  
  [CHAPTER 8: Kitchen](c08.htm)
  
  
  [CHAPTER 9: Living Room and Dining Room](c09.htm)
  
  
  [CHAPTER 10: Bedroom](c10.htm)
  
  
  [CHAPTER 11: Kids’ Rooms and Beyond](c11.htm)
  
  
  [CHAPTER 12: Bat