title: China and the Credit Crisis: The Emergence of a New World Order
author:  Giles Chance 
description: &#8220;Informative and useful&#8230;&#8221; &#8211; <i>China International Business</i>, China
zlib_text:  
  Int. J. Financial Stud. 2020, 8, 15; doi:10.3390/ijfs8010015 
  www.mdpi.com/journal/ijfs 
  Article 
  Does Geographical Discrimination Exist in Online 
  Lending in China: An Empirical Study Based on 
  Chinese Loan Platform Renren 
  Tianlei Pi *, Yaosen Liu and Jiahui Song 
  School of Economics and Business Administration, Chongqing University, Chongqing 400030, China; 
  201702021001@cqu.edu.cn (Y.L.); 1830281@tongji.edu.cn (J.S.) 
  * Correspondence: pitianlei@cqu.edu.cn; Tel.: +86-136-5768-0656 
  Received: 30 September 2019; Accepted: 03 March 2020; Published: 9 March 2020 
  Abstract: Background: Online lending has developed rapidly in China in recent years, into a typical 
  Internet financial model. China’s online lending related issues have received widespread attention 
  from scholars. Methods: This study used 396,634 order data-points (935,037 original order data-
  points) from the Renren Loan website since its inception in January 2017. We used ordinary least 
  squares (OLS) regression to study