title: The Beginner's Guide to Wealth
author: Noel Whittaker and James Whittaker
description: NOEL WHITTAKER: International best selling author, finance and investment expert, radio broadcaster, newspaper columnist and public speaker - Noel Whittaker is Australia's money management visionary.\ JAMES WHITTAKER: James Whittaker has more than a decade of experience with both corporate and start-up companies in Australia and the US. In addition to his financial planning background, James is passionate about transforming people's lives as co-founder and director of several companies in the health and fitness space.
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  [![The Rules of Wealth](../images/titlepage.png)](http://www.pearson.com/uk)
  
  
  
  
  
  
  
  
  ## Contents
  
  
  [Introduction](introduction.html)
  
  
  [Acknowledgements](acknowledgements.html)
  
  
  [Thinking wealthy](part-001.html)
  
  
  [1 Anybody can be wealthy – you just need to apply yourself](chapter-001.html)
  
  
  [2 Decide on your definition of wealth](chapter-002.html)
  
  
  [3 Set your objectives](chapter-003.html)
  
  
  [4 Keep it under your hat](chapter-004.html)
  
  
  [5 Most people are too lazy to be wealthy](chapter-005.html)
  
  
  [6 Get a reality check](chapter-006.html)
  
  
  [7 Understand your money beliefs and where they come from](chapter-007.html)
  
  
  [8 Understand that wealth is a consequence, not a reward](chapter-008.html)
  
  
  [9 Decide what you want money for](chapter-009.html)
  
  
  [10 Understand that money begets money](chapter-010.html)
  
  
  [11 Calculate the net return](chapter-011.html)
  
  
  [12 If you see money as the solution you’ll find it becomes the
  problem](chapter-012.html)
  
  
  [13 You