title: A new basic dictionary of banking (Banking series)
author:  Leo Onyiriuba 
description: Onyiriuba is a leading banker and author on banking. He proffers solutions to problems which constrain operators and stakeholders in the banking industry. Doing so, he brings about positive changes in the work of bankers that affect the ordinary people. Beyond banking, he assists clients to reinvent enterprise, unlock potential, discover possibilities, and find key to success. Onyiriuba started building a voice when, as a budding author, he wrote Economic policy and economic development in Africa (2000). He was moved to write the book by a need to transform Africa. His banking series in which he has four bestsellers to his credit builds on this foundation. Soon he became a strong voice of banking in Africa as he published Analysing and managing risks of bank lending (2004), Drive and tasks in bank marketing (2008), Dictionary and language of banking (2010), and Credit risk: Taming a hotbed of reckless banking (2013). Onyiriuba is now a well-known and respected voice in banking circles in Nigeria  and, indeed, West Africa. He commits himself to adding value to the body of banking literature and practice, enhancing the services of banks, advancing risk management in banking, and helping institutionalize sound banking culture. His literary piece, On the road to self-actualization (2013), underscores his passion about leading a fulfilling life. He makes a case in "Finances and drive to own and run your own business"  his forthcoming book on personal finance  for borrowing money without fear to jumpstart, advance, or consolidate well-thought-out business plans. Onyiriuba started a career in banking in 1991 after a stint as a lecturer in the university. As a banker, he was at various times group head (commercial banking), regional director (Lagos), and divisional director (corporate banking). Presently, he runs a financial consultancy in Lagos, Nigeria  with a commitment to helping clients succeed. He leads a team of enthusiasts for the latest business, finance and banking thinking. The team helps clients build best practice knowledge, institutionalize sound culture, manage risk well, and create value. Born 13 June 1961, Onyiriuba holds undergraduate and postgraduate degrees in business administration and finance.
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  **Encyclopedic**
  
   **Dictionary of**
  
   **International**
  
   **Finance and**
  
   **Banking**
  
   **Jae K. Shim**
  
   **Michael Constas**
  
  St. Lucie Press
  
  Boca Raton London New York Washington, D.C.
  
  **Encyclopedic**
  
   **Dictionary of**
  
   **International**
  
   **Finance and**
  
   **Banking**
  
   **Jae K. Shim**
  
   **Michael Constas**
  
  St. Lucie Press
  
  Boca Raton London New York Washington, D.C.
  
  **** **** ****
  
  disclaimer Page 1 Tuesday, May 15, 2001 3:54 PM
  
   **Library of Congress Cataloging-in-Publication Data**
  
  Shim, Jae K.
  
  Encyclopedic dictionary of international finance and banking / Jae
  
  K. Shim and Michael Constas.
  
  p. cm.
  
  ISBN 1-57444-291-0 (alk. paper)
  
  1\. International finance—Encyclopedias. 2. Banks and banking,
  
  International—Encylopedias. 3. International economic
  
  relations—Encyclopedias. I. Constas, Michael, 1952- . II. Title.
  
  HG3880 .S55 2001
  
  332′.042′068—dc21
  
  2001001297
  
  This book contains information obtained from authentic and highly regarded
  sou