707
question: What is the writer's credit score?, context: Improve credit score as a 19 year old. Hello! I'm hoping to get some tips for improving my credit score. I am 19 years old, I graduated high school a year early at 17 and have worked full-time since then. My current annual income is $40,000, but I plan to go part-time in the summer so I can attend a state community college and work towards a degree. My current credit score (provided by Amex) is 707. Here is a breakdown: 0 late payments 13% credit utilisation ($4400/$32900) 22 years credit history (My mom added me as an authorised user on her oldest account) 5 credit cards, no mortgages, auto loans, or student loans (this seems to be my worst category) 5 inquiries in the last 12 months My current plan is to reduce my credit utilisation further to below 10% (I have $2500 on an interest free Chase Slate card that I am going to pay off in the next two months). Other than that though, I'm not sure what the best way for me to improve my credit is. I own my car (paid cash) and am not planning to buy a new one for awhile. I am considering taking out a student loan (tuition is about $7500 per year) to help improve my credit. One question I have is, if I pay off the student loan immediately to avoid interest, will that still help my credit score? Thanks!!!
What is the writer's credit score?
My current credit score (provided by Amex) is 707 .
Improve credit score as a 19 year old. Hello! I'm hoping to get some tips for improving my credit score. I am 19 years old, I graduated high school a year early at 17 and have worked full-time since then. My current annual income is $40,000, but I plan to go part-time in the summer so I can attend a state community college and work towards a degree. My current credit score (provided by Amex) is 707. Here is a breakdown: 0 late payments 13% credit utilisation ($4400/$32900) 22 years credit history (My mom added me as an authorised user on her oldest account) 5 credit cards, no mortgages, auto loans, or student loans (this seems to be my worst category) 5 inquiries in the last 12 months My current plan is to reduce my credit utilisation further to below 10% (I have $2500 on an interest free Chase Slate card that I am going to pay off in the next two months). Other than that though, I'm not sure what the best way for me to improve my credit is. I own my car (paid cash) and am not planning to buy a new one for awhile. I am considering taking out a student loan (tuition is about $7500 per year) to help improve my credit. One question I have is, if I pay off the student loan immediately to avoid interest, will that still help my credit score? Thanks!!!
My current credit score (provided by Amex) is <hl> 707 <hl> .
Improve credit score as a 19 year old. Hello! I'm hoping to get some tips for improving my credit score. I am 19 years old, I graduated high school a year early at 17 and have worked full-time since then. My current annual income is $40,000, but I plan to go part-time in the summer so I can attend a state community college and work towards a degree. My current credit score (provided by Amex) is <hl> 707 <hl>. Here is a breakdown: 0 late payments 13% credit utilisation ($4400/$32900) 22 years credit history (My mom added me as an authorised user on her oldest account) 5 credit cards, no mortgages, auto loans, or student loans (this seems to be my worst category) 5 inquiries in the last 12 months My current plan is to reduce my credit utilisation further to below 10% (I have $2500 on an interest free Chase Slate card that I am going to pay off in the next two months). Other than that though, I'm not sure what the best way for me to improve my credit is. I own my car (paid cash) and am not planning to buy a new one for awhile. I am considering taking out a student loan (tuition is about $7500 per year) to help improve my credit. One question I have is, if I pay off the student loan immediately to avoid interest, will that still help my credit score? Thanks!!!
Improve credit score as a 19 year old. Hello! I'm hoping to get some tips for improving my credit score. I am 19 years old, I graduated high school a year early at 17 and have worked full-time since then. My current annual income is $40,000, but I plan to go part-time in the summer so I can attend a state community college and work towards a degree. <hl> My current credit score (provided by Amex) is 707 . <hl> Here is a breakdown: 0 late payments 13% credit utilisation ($4400/$32900) 22 years credit history (My mom added me as an authorised user on her oldest account) 5 credit cards, no mortgages, auto loans, or student loans (this seems to be my worst category) 5 inquiries in the last 12 months My current plan is to reduce my credit utilisation further to below 10% (I have $2500 on an interest free Chase Slate card that I am going to pay off in the next two months). Other than that though, I'm not sure what the best way for me to improve my credit is. I own my car (paid cash) and am not planning to buy a new one for awhile. I am considering taking out a student loan (tuition is about $7500 per year) to help improve my credit. One question I have is, if I pay off the student loan immediately to avoid interest, will that still help my credit score? Thanks!!!