OT: Would you believe me if I tell you...

That neither my baby or me has health insurance!
I moved from San Francisco to Daly City. My baby used to have Medical. Back in February 5th of 2014 I apply again for baby and me, and till this day; our case is pending. I've try to call once a week to check the status and it has been two weeks when they told me the system was down and they didn't know when it's going to be up again.
Now, is it just my luck?
Last time my baby went to see his pediatrician, he was one year old. He's about to be 18 months.
I told the guy on the phone and he goes, try not to add bills for Medical, or they will disqualify you and you will end up paying for your bills.
I could get insurance through my work, but that's $400 a month. Which is a chunk from my check. The enrollment period is over, since I was waiting for Medi-Cal approval.

We are in a similar situation. My husband changed jobs last April (2013) and in doing so list his insurance. We were told his job would provide after 3 months, but because he hasn't been accepted into the union as "full time" yet, he has still not been offered insurance. We applied for the state sponsored insurance for my nov12 lo last October, and due to a crap ton of clerical errors on their side, we have still not been approved despite meeting all of the qualifications. Enrollment ended Wednesday and the nect period is November. I am so frustrated. We've kept up on vaccinations through the public health office. I just thank God that my lo hasn't gotten sick or gotten hurt. I really feel for you. And like pp^ I am Canadian, but living in the USA. I usually love it here, but the health system makes my blood boil.

You should at least go in for vaccines (which I know are free) to keep lo on schedule. My guess is if you went in and your ped was in the same room with your lo he/she would probably give her a quick once over and answer any questions you have (at least I think my ped would.)

If it were me, I think I would pay the $400 - or try to make a one off appt with dr for well visit - you could probably get a payment plan.
I wouldn't let a bunch of paper pushers possibly affect my child's health. This is a huge time of development and change with our LOs. If there is something going on that you can't see it needs to be caught sooner vs later. My friend brought her son in once for a well visit and he had double ear infections, but no symptoms she could see. My dd (dear daughter) has a retracted inner ear (again no symptoms I would know of) that needs to be
Monitored to make sure it resolves.
Iron levels and lead levels need to be checked if they weren't at 12
Months...

Did you just skip the 15 month all together? I really think you should find a way to make the 18 month happen.

So sorry to hear that. We recently went to Italy and health care there is also free. Don't know what's Wrong with our system but its all wrong. We also pay for health insurance through our employer. And wow your in Cali. I'm about 2 hours south of you. Best of luck with getting coverage for your baby.

Vaccines aren't free. I went through a similar issue from November until the end of March trying to get coverage straightened out. I took Ladon in for his check up, and they told me his insurance wasn't active. They said they wouldn't charge me for the well check up, but they couldn't give me any vaccines until I got the insurance active again.

It sucked, because when I finally got it straightened out, Ladon had to get 6 shots to get caught up. It was a craptastic day after that.

Can you not afford paying for health insurance through your work? DH also p...

Posted
05/02/2014

Can you not afford paying for health insurance through your work? DH also pays $400 monthly and we've never thought having it was just an option, especially for LO.

I think it depends on how much income you have as to whether or not that $400 is feasible. I can understand if you don't make enough to consider $400 a month manageable that you'd want to go with a lower cost alternative. But, that's just my experience both working outside of the home and having to pay daycare costs as a single parent, and working from home so I don't have to pay daycare costs. Nothing is more important than the health of the child, but a roof and electricity is kind of nice to have, too. lol

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