I have medium yellowish-olive skin tone which has been difficult to find a neutral.  This shade "Tea and Crumpets" is beautiful!  I was looking for a color that would match as closely as possible to my natural nail bed color, and I was not having any luck!  Finally I went less pink, more neutral/tan, and this is so flattering!  Contrary to what I thought, it's lighter than my skin tone, and it actually brightens my fingers.  I mistakenly thought lighter colors would darken my skin, but this is a *splendid* exception.  (nice word - splendid)  It's definitely a frost, and I find it streaks a little, but I'm not a professional, so that's fine for me.  I'm just thrilled to death I finally found a color that isn't goth or weird or screaming for attention.  I like subtle and refined, and this is it!  It's so pretty!