Look folks this is not a $400 IPAD or Samsung.  If you want a wizbang then you don't want the Nook HD.  For me it fit all my needs without needing a loan to buy one.  I ordered my direct from B & N for $179.00.  It came pre registered in my wifes account who has the nook color.  It is very easy to create your own profile and not see all the junk your spouse has but, at the same time can pick what you want that they have.  No need to repurchase what they already have.