Brilliant!  This is the book everyone should read before they finish High School.  It's never too early in life to read this book and it's never too late.  Stressed by money, debt and bills?  Dave will tell you how you can clean it all up and prevent it from happening again.  It will be hard work and no one can do it for you, but you won't feel alone when you read the stories about people who were in your situation and  pulled themselves out of it.  Give it a read.  It's just a book.  It won't bite you and you will only have to give up a couple of hours of TV to read it.