If you are in debt way over your head and don't know what to do, order this book!!  You will never get better financial advice.  You will see, for once, light at the end of the tunnel of debt.  And if you follow his instructions and stick to them, you will never have to drown in debt again.  It won't be easy to do, but if you're sick of debt and sick of not ever knowing where your money went paycheck after paycheck, it will all be worth it to you.  This is not a get-rich-quick scheme, either.  It's all basically just common sense.  But if you have bad spending habits, you will have to change them.  That may seem impossible, but this book makes you WANT to change them.  It makes you see how much money you've thrown away in the past, and you'll become determined not to throw any more away.