This made me feel hopeful about our financial futurelike I can dream again.  My husband will love that.  I appreciate the simplicity of this book.  He gives a disclaimer that most of what is in the book is not new information and that was true.  He said we give the same financial advice your grandma would give, only we keep our teeth in.  I wish I had read this kind of book as a teenager and I think every newlywed could use it.