I recently started listening to Dave's Podcasts and this book provides his outline for getting your way out of debt, why you need to do it and what the benefit's of doing so will be to you and your family.  If you like Dave, but haven't read his books, you should get it.  If you have financial problems and need help, I highly recommend this book.  Some of this is stuff you may know, but Dave uses real life examples of folks who have transformed their lives - providing inspiration and a sense that you're not alone. He's also been there before so he's not theorizing. Dave provides a simple road map (baby steps) to starting and getting (and staying) out of debt.  Just like his show, he uses plain spoken language and pulls no punches.  Well worth the time & money.