Today was my lucky day.  Last week I went to a Dermatologist for the first time in my life.  He wasted no time in telling me what he saw and out the door he went.  What he said was mostly good....like the skin on my face was in great shape and condition for my age, BUT I certainly hadn't paid the same attention to my back, legs and arms.  On this, he stated I really needed to get a good moisturizer for my body, preferably one with Vitamin E in it.  I figured I had enough bottles of lotion at home I could use and could wait until I'd used them all up before buying something else.