I'm 48 with a history (thankful it's in my past now :) of hormonal chin acne and I have fair amount of dark circles under my eyes. I have an olive completion. I went looking for a hard core concealer and found this. Been using it ever since. I use Sand Beige mixed with some Carmel color quick fix. It covers VERY well. I will say that the quick fix is not as thick and is applied alot easier than the cover creme though the coverage is not as good. I would suggest that you first moisturize well before applying under the eyes for a smoother spread. I use mine under mineral powder and it works great. It's waterproof and has as your "other" make up wears off this stuff stays on so a good color match is a must. I highly recommend this product.