I've always been a firm believer that God is the One truly in control of our lives and that whatever happens, good or bad, we can learn from it and help others learn from our own experiences. Only, it seems that people are only willing to listen if what we've been through is particularly bad, whether it be abuse, alcohol, or as in this case,  financial. Curse this sick part of humanity, but it's called negative reinforcement. Sometimes-most times-we must hurt before we will learn an important lesson.