There is very little character development but lets face it how much can you get into 49 pages?  Obviously you can get in a lot of sex which seems rather second thought for the male protagonist.  He is more concerned with punishing the female Protagonist and when he becomes aroused...well might as well finish the encounter.  There is spanking in this novella as well as a boorish Cash and a slutty Noelle.  Noelle is so desperate to get sex from Cash that she will even risk it in the bar backroom where any one of his brothers can walk in and obviously they did view the event.  The only nod to the holiday is the fact that Noelle rings a bell for a charity on the street corner. I'm not likely to read this author again. Even for Free.