I don't sign any contracts I don't have to unless there is a very good reason. In the case of a T-mobile cell phone contract, there is a VERY good reason: getting two awesome (and pricey) cell phones for virtually free. I got an HTC Touch Pro 2 (retails at $650+) and a a blackberry pearl flip phone (retails for $400+) for $150 total. That's over a $800 savings. Average out over 24 months, that's $33.00 off my cell phone bill a month--a significant savings. I don't need a new phone every 6-12 months like some people seem to, so for me it's a great deal, especially since I have a preference for high-end smart phones. If you just need a basic model, you're probably better off getting a cheap unlocked phone and paying month to month.