This is a great phone for those on a budget (like me!)  It's one step down from the v400.  So if you can afford it, get the v400 instead!  The v400 has a ton of included themes and photos, and more memory (5 MBs) compared to this phone, which is sort of "bare bones" (1.8mb).  Both have the same quality camera and photos, although the v400 has a better screen. Both phones can have .mp3's playing as ringtones.