anchor.diff:  30,Race of Co-Applicant or Co-Borrower,43,Samoan,
   30,Race of Co-Applicant or Co-Borrower,44,Other Pacific Islander,
   30,Race of Co-Applicant or Co-Borrower,5,White,
  -30,Race of Co-Applicant or Co-Borrower,6,Information not provided by applicant in mail, internet, or telephone application ,Code 6 is only valid for Race of Co-Applicant or Co-Borrower: 1
  -30,Race of Co-Applicant or Co-Borrower,7,Not applicable ,Code 7 is only valid for Race of Co-Applicant or Co-Borrower: 1
  -30,Race of Co-Applicant or Co-Borrower,8,No co-applicant ,Code 8 is only valid for Race of Co-Applicant or Co-Borrower: 1
  +30,Race of Co-Applicant or Co-Borrower,6,Information not provided by applicant in mail internet or telephone application,Code 6 is only valid for Race of Co-Applicant or Co-Borrower: 1
  +30,Race of Co-Applicant or Co-Borrower,7,Not applicable,Code 7 is only valid for Race of Co-Applicant or Co-Borrower: 1
  +30,Race of Co-Applicant or Co-Borrower,8,No co-applicant,Code 8 is only valid for Race of Co-Applicant or Co-Borrower: 1
   35,Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,1,Collected on the basis of visual observation or surname,
   35,Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,2,Not collected on the basis of visual observation or surname,
   35,Race of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable,
   36,Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,1,Collected on the basis of visual observation or surname,
   36,Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,2,Not collected on the basis of visual observation or surname,
  -36,Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable ,
  -36,Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,4,No co-applicant ,
  -37,Sex of Applicant or Borrower,1,Male ,
  +36,Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable,
  +36,Race of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,4,No co-applicant,
  +37,Sex of Applicant or Borrower,1,Male,
   37,Sex of Applicant or Borrower,2,Female,
  -37,Sex of Applicant or Borrower,3,Information not provided by applicant in mail, internet, or telephone application,
  -37,Sex of Applicant or Borrower,4,Not applicable ,
  +37,Sex of Applicant or Borrower,3,Information not provided by applicant in mail internet or telephone application,
  +37,Sex of Applicant or Borrower,4,Not applicable,
   37,Sex of Applicant or Borrower,6,Applicant selected both male and female,
  -38,Sex of Co-Applicant or Co-Borrower,1,Male ,
  +38,Sex of Co-Applicant or Co-Borrower,1,Male,
   38,Sex of Co-Applicant or Co-Borrower,2,Female,
  -38,Sex of Co-Applicant or Co-Borrower,3,Information not provided by applicant in mail, internet, or telephone application,
  +38,Sex of Co-Applicant or Co-Borrower,3,Information not provided by applicant in mail internet or telephone application,
   38,Sex of Co-Applicant or Co-Borrower,4,Not applicable,
  -38,Sex of Co-Applicant or Co-Borrower,5,No co-applicant ,
  +38,Sex of Co-Applicant or Co-Borrower,5,No co-applicant,
   38,Sex of Co-Applicant or Co-Borrower,6,Co-applicant selected both male and female,
   39,Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,1,Collected on the basis of visual observation or surname,
   39,Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,2,Not collected on the basis of visual observation or surname,
  -39,Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable ,
  +39,Sex of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable,
   40,Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,1,Collected on the basis of visual observation or surname,
   40,Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,2,Not collected on the basis of visual observation or surname,
   40,Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable,
  -40,Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,4,No co-applicant ,
  +40,Sex of Co-Applicant or Co-Borrower Collected on the Basis of Visual Observation or Surname,4,No co-applicant,
   41,Age of Applicant or Borrower,<25,Age is less than 25,
   41,Age of Applicant or Borrower,25-34,Age is between 25 and 34,
   41,Age of Applicant or Borrower,35-44,Age is between 35 and 44,
  
positive.code: 13,Ethnicity of Applicant or Borrower,13,Cuban,
  13,Ethnicity of Applicant or Borrower,14,Other Hispanic or Latino,
  13,Ethnicity of Applicant or Borrower,2,Not Hispanic or Latino,
  13,Ethnicity of Applicant or Borrower,3,Information not provided by applicant in mail, internet, or telephone application, Code 3 only valid for ethnicity of Applicant or Borrower: 1
  13,Ethnicity of Applicant or Borrower,4,Not applicable,Code 4 only valid for Ethnicity of Applicant or Borrower: 1
  18,Ethnicity of Co-Applicant or Co-Borrower,1,Hispanic or Latino,
  18,Ethnicity of Co-Applicant or Co-Borrower,11,Mexican,
  
negative.code: 18,Ethnicity of Co-Applicant or Co-Borrower,13,Cuban,
  18,Ethnicity of Co-Applicant or Co-Borrower,14,Other Hispanic or Latino,
  18,Ethnicity of Co-Applicant or Co-Borrower,2,Not Hispanic or Latino,
  18,Ethnicity of Co-Applicant or Co-Borrower,3,Information not provided by applicant in mail internet or telephone application,Code 3 only valid for ethnicity of Co-Applicant or Co-Borrower: 1
  18,Ethnicity of Co-Applicant or Co-Borrower,4,Not applicable,Code 4 only valid for Ethnicity of Co-Applicant or Co-Borrower: 1
  18,Ethnicity of Co-Applicant or Co-Borrower,5,No co-applicant,Code 5 only valid for Ethnicity of Co-Applicant or Co-Borrower: 1
  23,Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,1,Collected on the basis of visual observation or surname,
  23,Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,2,Not collected on the basis of visual observation or surname,
  23,Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname,3,Not applicable,
  