Experian requests that you include the following information in your letter:


Your full name and middle initial (and generation, such as Jr., Sr., II, III, etc.);
Your date of birth;
Your Social Security number (or a note that you were never given a Social Security number); and
All addresses where you have lived for the past two years.
 For each item on your report that you believe to be inaccurate, list the account name and number, and describe why the information is wrong.Consider the following samples:


"My credit repot indicates that my GE Capital Account XXXX-XXXX-1234 is 30 days late. This is incorrect, because I have never been late in making payments on this account. Please remove this inaccurate information.""My credit report contains a negative Verizon Visa account numbered XXXX-XXXX-5678. This account is more than seven years old and should be removed from my credit report.", Send your letter, along with copies of your ID and the other document showing your address, to Experian at: P.O. Box 4500, Allen, TX 75013.Consider sending your letter via certified mail and requesting a return receipt. The receipt confirms when you mailed your dispute letter.
Provide your identifying information.
Describe the inaccuracies you want to dispute.
Mail your dispute letter.
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