Look for a licensed agent or broker who has experience with Nevada real estate.


Make sure you have a "buyers agent" who will protect your interests only. Some agents represent both the seller and the buyer in a transaction, but most real estate experts agree that each part should have their own agent.
Sign a brokerage or listing agreement. This will put your expectations and the agent's fee or commission schedule in writing.
Find an agent or broker by asking for referrals, performing an Internet search or responding to real estate ads that you find in print or online.;
, You can work with a lender to apply for a traditional mortgage or take advantage of Nevada's home lending programs that help certain populations such as teachers and people with disabilities get home loans.


Talk to a reputable lender who can help you apply for the right loan. Start with your local bank or credit union.
Apply for a traditional mortgage if you have a solid credit history, verifiable income and a down payment.
Discuss your eligibility for federal loan assistance from the Federal Housing Administration (FHA), Veteran's Administration (VA) or United States Department of Agriculture (USDA).
Ask your lender about your eligibility for state assistance. If you are a teacher or educational professional, you may qualify for Nevada's Extra Credit Teacher Home Purchase Program. There are also programs for people with disabilities, or those who care for people with disabilities.
Check with the Nevada Housing Finance Agency about requirements for a Nevada's Interest Only PLUS loan. This mortgage is a 35-year loan which requires the home-buyer to pay only interest for the first 5 years of the loan.
 Your real estate agent can help you look for homes in the area of Nevada that you would like to buy.


Check listings in your local newspaper if you are not using an agent.
Go online to search for homes for sale in the area of Nevada you want to buy. Sites such as Realtor.com provide listings according to zip code, and anyone can search so you do not need an agent.
Narrow your search to homes you can afford.
Ask your agent to show you houses based on the size, location and other requirements you need or want.
 Your agent must present this document to you before you make an offer on a house. It lists the property that the seller will include with the house, such as appliances or furniture. The form must also disclose the condition of the home and any hazards.



Submit a contract of sale. Your agent will help you write and sign a purchase agreement. Your contract will need to include a deposit, usually around $2,000, to indicate that your offer is serious.
 The seller or selling agent will either accept your offer or give you a counter offer. Continue to negotiate until you both settle on a price.
 You and the seller will decide on a date to close on the sale of the house. Most house sales in Nevada close from 30 to 60 days after the contract is signed by both parties.


Include language about how soon you would like to close in the contract when you make your written offer. The closing is usually contingent upon a successful house inspection and mortgage approval.
 A licensed home inspector will look at the house and give you a list of any problems that need to be addressed. The seller can either fix them or offer you a credit towards fixing them after you move in.
 Before closing, inspect the property yourself to make sure it is ready for you to move in.
 Make sure all of your paperwork is in place and that your mortgage has been approved by the lender.
 In Nevada, most insurers will require you to have enough insurance to cover at least 80 percent of the replacement cost of your home.
 Attend closing with your real estate agent, an attorney provided by your lender, and the seller or the seller's agent.


Pay your down payment, if you are making one, and your closing costs. Lenders often require a certified check rather than a personal check.
Get your keys from the seller. You have successfully purchased a home in Nevada.
Find a real estate agent.
Get a mortgage.
Look for a house.
Review the Real Estate Transfer Disclosure Statement.
Make an offer on the house you want to buy.
Negotiate with the seller.
Set a closing date.
Schedule an inspection.
Do a final walk through.
Finalize your mortgage.
Purchase homeowners insurance.
Close on the house.
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