# INSPIRATION

Never before than now, existed something which can teach out about managing your money the right way practically. Our team REVA brings FinLearn, not another budgeting app.

Money has been one thing around which everyone’s life revolves. Yet, no one teaches us how to manage it effectively. As much as earning money is not easy, so is managing it. As a student, when you start to live alone, take a student loan, or plans to study abroad, all this becomes a pain for you if you don’t understand how to manage your personal finances. We faced this problem ourselves and eventually educated ourselves. Hence, we bring a solution for all.

Finlearn is a fin-ed mobile application that can teach you about money management in a practical way. You can set practical finance goals for yourself and learn while achieving them. Now, learning personal finances is easier than ever with FinLearn,

# WHAT IT DOES

Finlearn is a fin-ed-based mobile application that can teach you about money and finances in a practical way. You can set practical finance goals for yourself and learn while achieving them. Now, learning personal finances is easier than ever with FinLearn.

It has features like Financial Learning Track, Goal Streaks, Reward-Based Learning Management, News Feed for all the latest cool information in the business world.

# HOW WE BUILT IT

* We built the mobile application on Flutter Framework and designed it on Figma.
* It consists of Learning and Goal Tracker APIs built with Flask and Cosmos DB
* The learning track has a voice-based feature too built with Azure text-to-speech cognitive services.
* Our Budget Diary feature helps you to record all your daily expenses into major categories which can be visualized over time and can help in forecasting your future expenses.
* These recorded expenses aid in managing your financial goals in the app.
* The rewards-based learning system unlocks more learning paths to you as you complete your goal.

# CHALLENGES WE RAN INTO

Building this project in such a short time was quite a challenge. Building logic for the whole reward-based learning was not easy. Yet we were able to pull it off. Integrating APIs by using proper data/error handling and maintaining the sleek UI along with great performance was a tricky task. Making reusable/extractable snippets of Widgets helped a lot to overcome this challenge.

# ACCOMPLISHMENTS WE ARE PROUD OF

We are proud of the efforts that we put in and pulled off the entire application within 1.5 days. Only from an idea to building an entire beautiful application is more than enough to make us feel content. The whole Learning Track we made is the charm of the application.

# WHAT’S NEXT

FinLearn would have a lot of other things in the future. Our first agenda would be to build a community feature for the students on our app. Building a learning community is gonna give it an edge.

# Credits

Veideo editing: Aaditya VK
## Inspiration

Everyone on our team comes from a family of newcomers and just as it is difficult to come into a new country, we had to adapt very quickly to the Canadian system. Our team took this challenge as an opportunity to create something that our communities could deeply benefit from when they arrive in Canada. A product that adapts to them, instead of the other way around. With some insight from our parents, we were inspired to create this product that would help newcomers to Canada, Indigenous peoples, and modest income families. Wealthguide will be a helping hand for many people and for the future.

## What it does

A finance program portal that provides interactive and accessible financial literacies to customers in marginalized communities improving their financially intelligence, discipline and overall, the Canadian economy 🪙. Along with these daily tips, users have access to brief video explanations of each daily tip with the ability to view them in multiple languages and subtitles. There will be short, quick easy plans to inform users with limited knowledge on the Canadian financial system or existing programs for marginalized communities. Marginalized groups can earn benefits for the program by completing plans and attempting short quiz assessments. Users can earn reward points ✨ that can be converted to ca$h credits for more support in their financial needs!

## How we built it

The front end was built using React Native, an open-source UI software framework in combination with Expo to run the app on our mobile devices and present our demo. The programs were written in JavaScript to create the UI/UX interface/dynamics and CSS3 to style and customize the aesthetics. Figma, Canva and Notion were tools used in the ideation stages to create graphics, record brainstorms and document content.

## Challenges we ran into

Designing and developing a product that can simplify the large topics under financial literacy, tools and benefits for users and customers while making it easy to digest and understand such information | We ran into the challenge of installing npm packages and libraries on our operating systems. However, with a lot of research and dedication, we as a team resolved the ‘Execution Policy” error that prevented expo from being installed on Windows OS | Trying to use the Modal function to enable pop-ups on the screen. There were YouTube videos of them online but they were very difficult to follow especially for a beginner | Small and merge errors prevented the app from running properly which delayed our demo completion.

## Accomplishments that we're proud of

**Kemi** 😆 I am proud to have successfully implemented new UI/UX elements such as expandable and collapsible content and vertical and horizontal scrolling. **Tireni** 😎 One accomplishment I’m proud of is that despite being new to React Native, I was able to learn enough about it to make one of the pages on our app. **Ayesha** 😁 I used Figma to design some graphics of the product bringing the aesthetic to life!

## What we learned

**Kemi** 😆 I learned the importance of financial literacy and responsibility and that FinTech is a powerful tool that can help improve financial struggles people may face, especially those in marginalized communities. **Tireni** 😎 I learned how to resolve the ‘Execution Policy” error that prevented expo from being installed on VS Code. **Ayesha** 😁 I learned how to use tools in Figma and applied it in the development of the UI/UX interface.

## What's next for Wealthguide

Newsletter Subscription 📰: Up to date information on current and today’s finance news. Opportunity for Wealthsimple product promotion as well as partnering with Wealthsimple companies, sponsors and organizations. Wealthsimple Channels & Tutorials 🎥: Knowledge is key. Learn more and have access to guided tutorials on how to properly file taxes, obtain a credit card with benefits, open up savings account, apply for mortgages, learn how to budget and more. Finance Calendar 📆: Get updates on programs, benefits, loans and new stocks including when they open during the year and the application deadlines. E.g OSAP Applications.
## Inspiration

Ever felt a shock by thinking where did your monthly salary or pocket money go by the end of a month? When Did you spend it? Where did you spend all of it? and Why did you spend it? How to save and not make that same mistake again?

There has been endless progress and technical advancements in how we deal with day to day financial dealings be it through Apple Pay, PayPal, or now cryptocurrencies and also financial instruments that are crucial to create one’s wealth through investing in stocks, bonds, etc. But all of these amazing tools are catering to a very small demographic of people. 68% of the world population still stands to be financially illiterate. Most schools do not discuss personal finance in their curriculum. To enable these high end technologies to help reach a larger audience we need to work on the ground level and attack the fundamental blocks around finance in people’s mindset.

We want to use technology to elevate the world's consciousness around their personal finance.

## What it does

Where’s my money, is an app that simply takes in financial jargon and simplifies it for you, giving you a taste of managing your money without affording real losses so that you can make wiser decisions in real life.

It is a financial literacy app that teaches you A-Z about managing and creating wealth in a layman's and gamified manner. You start as a person who earns $1000 dollars monthly, as you complete each module you are hit with a set of questions which makes you ponder about how you can deal with different situations. After completing each module you are rewarded with some bonus money which then can be used in our stock exchange simulator. You complete courses, earn money, and build virtual wealth.

Each quiz captures different data as to how your overview towards finance is. Is it inclining towards savings or more towards spending.

## How we built it

The project was not simple at all, keeping in mind the various components of the app we first started by creating a fundamental architecture to as to how the our app would be functioning - shorturl.at/cdlxE
Then we took it to Figma where we brainstormed and completed design flows for our prototype -

Then we started working on the App-

**Frontend**

* React.

**Backend**

* Authentication: Auth0
* Storing user-data (courses completed by user, info of stocks purchased etc.): Firebase
* Stock Price Changes: Based on Real time prices using a free tier API (Alpha vantage/Polygon

## Challenges we ran into

The time constraint was our biggest challenge. The project was very backend-heavy and it was a big challenge to incorporate all the backend logic.

## What we learned

We researched about the condition of financial literacy in people, which helped us to make a better product. We also learnt about APIs like Alpha Vantage that provide real-time stock data.

## What's next for Where’s my money?

We are looking to complete the backend of the app to make it fully functional. Also looking forward to adding more course modules for more topics like crypto, taxes, insurance, mutual funds etc.

Domain Name: learnfinancewitheaseusing.tech (Learn-finance-with-ease-using-tech)