What is the fine-grained topic of the following text: Weapons of Math Destruction: How Big Data Increases Inequality and Threatens Democracy, by Cathy O’Neil, Ph.D. (Crown, 2016), addresses a topic that directly affects each student’s life: how personal data that’s collected is used to determine everything from the ability to get a loan, to how much we pay for health insurance, to college rankings. Only return the topic.
The use and impact of personal data in determining loan ability, health insurance costs, and college rankings.