What is the fine-grained topic of the following text: Presently, the rates of return on the five-year family savings certificates is 11.28 percent, five-year pensioner savings schemes 11.76 percent, three-year post office savings certificates 11.28 percent, family savings certificate is 11.52 percent, three-year profit-based savings certificates is 11.04 percent and five-year wage earners development bond is 12 percent. Only return the topic.
Rates of return on different savings schemes and bonds.