What is the fine-grained topic of the following text: Combinate score with Credit Card Agency says that it is a 45% transaction fraud rate and the score for Stripe and Bank of America (other credit card providers like Revolut, N26, BBVA, Banco Santander, JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, Goldman Sachs, Morgan Stanley and Capital One says it is a 65% credit charge fraud rate. Only return the topic.
Credit Card Transaction and Charge Fraud Rates