What is the fine-grained topic of the following text: The Star asked Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse: take control of your finances, manage your spending, and de-stress your money for good, about why people have so much trouble handling their own finances — and how they can do better. Only return the topic.
Overcoming financial management difficulties according to author Ashley Feinstein Gerstley.