What is the fine-grained topic of the following text: As the CRHT survey forms did not have ‘what saving/assets do you have’ questions included, it is difficult to assess the Affordability Potential of the households, so in some cases we have had to use the level of income and knowledge of the job/age/situation to assess what mortgage they could afford. Only return the topic.
Assessing Affordability Potential for Mortgages