What is the fine-grained topic of the following text: The challenger bank, which was spun out of Lloyds Banking Group and is now owned by Spanish lender Sabadell, said that no jobs would be lost as a result of the closures, as staff will be offered alternative roles at other sites and many employees already work in more than one TSB branch. Only return the topic.
Challenger Bank TSB's branch closures and staff reassignment