@Test void hasRefunds_noRefunds() { assertThat(UserFundsDto.builder().build().hasRefunds()).isFalse(); }
public boolean hasRefunds() { return fndRefunds != null || otherRefunds != null; }
UserFundsDto { public boolean hasRefunds() { return fndRefunds != null || otherRefunds != null; } }
UserFundsDto { public boolean hasRefunds() { return fndRefunds != null || otherRefunds != null; }  }
UserFundsDto { public boolean hasRefunds() { return fndRefunds != null || otherRefunds != null; }  boolean hasRefunds(); }
UserFundsDto { public boolean hasRefunds() { return fndRefunds != null || otherRefunds != null; }  boolean hasRefunds();  }