Title: Is Disability Insurance Really Necessary? - 2020
Headings: Is Disability Insurance Really Necessary?
Is Disability Insurance Really Necessary?
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Content: Is Disability Insurance Really Necessary? - 2020
Is Disability Insurance Really Necessary? Asked June 19, 2013 in
Disability Insurance
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David Racich PRO
Fountain Hills, Arizona
Disability insurance is paycheck protection 24/7, unlike workers comp, which pays for injuries experienced on the job. Social security disability can help, but in most cases it’s inadequate. It is possible that you may have short term disability through your employer’s group benefit plan. Still the combination of all three will generally fall short of sufficient coverage. The average American worker has 90 days in cash reserves. The average long term disability period is 30 months. The odds of being disabled during your working life are a statistical probability, more than death.