Title: Credit History Online, Check Your Free Credit History Online Now!
Headings: Credit History Online
Credit History Online
What is credit history?
What is the importance and use of credit history?
What are the factors that impact your credit history?
Your Bill Repayment History
Your Level of Debt Matters
The Age of Your Credit History
Types of Credit on Your Report
Number of Credit related Inquiries
How does bad credit history impact you?
High interest rates on your credit cards and loans
Credit and loan applications may not be approved
You might get denied for employment
How to build your credit history?
How do loans impact your credit history?
Build credit through new loans
Missed payments on loans
Reduces capacity to Borrow
Hits your credit score
Number of Inquiries
What are the benefits of a good credit report?
Low Interest Rates on Credit Cards and Loans
Increased Chance for approval of Credit Card and Loans
Better Insurance Rates
Conclusion
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Content: Your credit history ascertains your ability to obtain credit. Your credit history is the deciding factor for the terms of credit granted, such as the loan amount, the interest rate and the tenure of the loan. Your credit history impacts more than just your creditworthiness. Credit history can also have an influence your ability to obtain a job, rent a house, and get the utility services. What are the factors that impact your credit history? Your Bill Repayment History
Your repayment history consists of 30%-35% of your credit score. In fact, your ability to make all your payments timely such as the utility bills, EMI for personal loan, home or car loan, mobile phone bills, credit card bills etc. has an immense positive impact on the credit history. Hence, you should always make it a point to pay all your bills on time. Your Level of Debt Matters
It is not just how much debt you have but also the relative credit utilization ratio that matters.