Title: The Fourth Pillar - Wikipedia
Headings: The Fourth Pillar
The Fourth Pillar
Contents
Main objectives
Main activities
Relevance to the insurance sector
Publications
References
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Content: The aim of the Four Pillars research programme is to study the key importance in the new service economy of Social Security, Insurance, Savings and Employment. The programme focuses on the future of pensions, welfare and employment. The Geneva Association launched its Four Pillars research programme with a view to identifying possible solutions to the issue of the future financing of pensions and, more generally, to organising social security systems in our post-industrial societies. Demographic trends - especially increased life and health expectancy - could be seen as positive if we were able to devise ways of enabling "ageing in good-health populations" to make a valid economic and social contribution to the functioning of our service economies over the decades to come. The concept of the Four Pillars owes its origin to the fact that in most countries the funding of pensions is based on three pillars: The 1st pillar: the compulsory, pay-as-you-go, state pension; The 2nd pillar: the supplementary (often funding-based) occupational pension; The 3rd pillar: