Title: Chase AARP Credit Card Review – Forbes Advisor
Headings: Chase AARP Credit Card Review
Chase AARP Credit Card Review
Our Verdict
Cons
Highlights
AARP® Credit Card from Chase
Regular APR
Annual Fee
Credit Score
Table of Contents
Introduction
At a Glance
Rewards
Earning Rewards
Redeeming Rewards
Rewards Potential
Other Card Benefits
Fine Print
How The Card Stacks Up
AARP® Credit Card from Chase vs Chase Freedom Flex℠
AARP® Credit Card from Chase vs PayPal Extras Mastercard *
AARP® Credit Card from Chase vs Citi® Double Cash Card
Compare Chase AARP Card With Other Cards
AARP® Credit Card from Chase
Regular APR
Is The Card For You?
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Content: Chase AARP Credit Card Review – Forbes Advisor



Chase AARP Credit Card Review
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Our Verdict
Editor’s Note: Chase is no longer taking applications for this card and in Spring 2021 Barclays will become the new issuer. At that time it is expected that Barclays will take applications for the new version of the AARP Card. Yes, AARP originally stood for American Association of Retired Persons, but don’t let the name fool you. Whippersnappers and their grandparents alike can apply for the $0 annual fee AARP® Credit Card from Chase * with its hard-working, unlimited 3% cash back on restaurant spending and gas. All other spending on the card earns 1%. Although that may seem like a pretty nifty proposition, be aware that there are other no-annual fee cards that offer similar elevated rewards on gas, restaurant spending and other categories too, making them a more nimble choice than the Chase AARP card. Pros
Rich rewards on dining and gas
No cap on cash back earnings
No AARP membership required to apply
No annual fee
Cons
APR can be high, depending on your credit
3% foreign transaction fee
No extra benefits for AARP members
Base rewards rate is lackluster
Highlights
$100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening
16.24% – 22.99% Variable APR on purchases and balance transfers
No annual fee
Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food
Earn 3% Cash Back rewards on purchases at gas stations
Earn 1% Cash Back rewards on all other purchases
Redeem for cash back with no minimum.