Title: Redlining - Wikipedia
Headings: Redlining
Redlining
Contents
History
Challenges
Court system
Legislative action
Community organizations
Current issues
Racial segregation in American cities
Race wealth gap
Retail
Brick and mortar
Online
Liquorlining
Financial services
Student loans
Credit cards
Banks
Insurance
Mortgages
Environmental racism
Workforce
Digital redlining
Political redlining
Redlining and Health Inequality
Strategies to reverse effects of redlining
See also
Citations
Further reading and external links
Books
Articles and websites
Lessons

Content: Because of these dangers, strict policing in these neighborhoods was more prevalent than in white neighborhoods which resulted in more arrests and murders of unarmed civilians. Community-police relations tend to be the worst in these high-crime, concentrated poverty, spatially isolated minority neighborhoods. Neighborhoods with a high proportion of minority residents were also more likely to be redlined than other neighborhoods with similar household incomes, housing age and type, and other determinants of risk, but which contained a different racial composition. A prime example of redlining occurred in Detroit, Michigan following World War II. Maps of Detroit during this time period clearly show that black neighborhoods were segregated from other white or wealthier communities through the process of labelling neighborhoods with any black residents as “hazardous” to lenders. As the city was quickly transforming into an industrial and automotive empire, some black residents wanted to move out of their crowded inner-city neighborhoods that the first migrants from the Great Migration had been segregated to. These homes were often in disrepair and required extensive and expensive restoration and maintenance. Without access to home loans, working class blacks were financially unable to leave, creating a cycle of poverty in which they were confined to the lowest paying jobs due to discrimination in the job market while simultaneously being forced to pay more for the most decrepit housing stock compared to their white counterparts. This resulted in radical disinvestment in inner-city minority neighborhoods and the lowering of property values, realities that were exacerbated further by white flight. The shadow of redlining looms in Detroit today as data shows that peop