Title: Redlining was banned 50 years ago. It’s still hurting minorities today. - The Washington Post
Headings: Redlining was banned 50 years ago. It’s still hurting minorities today.
Redlining was banned 50 years ago. It’s still hurting minorities today.
The Senate rolls back rules meant to root out discrimination by mortgage lenders

Content: In Macon today, 91 percent of redlined neighborhoods are inhabited by mostly minorities; 73 percent of such neighborhoods remain low-to-moderate income, researchers found. Whites, on the other hand, remain the overwhelming majority in Macon neighborhoods deemed “best” in the 1930s — all of which remain middle-to-upper income. The racial disparity is reflected in the city’s poverty statistics. Nearly 35 percent of blacks in Macon live in poverty today, compared with less than 13 percent of whites, according to 2012 to 2016 census data. Advertisement
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In Baltimore, one of the earliest cities to officially adopt restrictive covenants limiting African Americans and Jews to certain neighborhoods, nearly every census tract labeled “hazardous” in the 1930s remains low-to-moderate income today, researchers found. The only exceptions are the areas surrounding Baltimore's harbor, a former industrial front that’s been redeveloped to attract businesses and tourism. Nearly 70 percent of formerly redlined communities in Baltimore remain predominantly minority, as well as lower income. Even neighborhoods in western Baltimore that had been rated as “desirable” subsequently became populated with minority, low-income residents as middle-class whites fled to the suburbs, researchers said. A 2015 study of home mortgage and small-business lending in Baltimore by the NCRC found that race, more than income, affected mortgage lending in the city.