Title: What Is Disability Insurance and Do You Need It? | RamseySolutions.com
Headings: What Is Disability Insurance and Do You Need It?
Insurance
What Is Disability Insurance and Do You Need It?
What Is Disability Insurance?
Why You Need Disability Insurance
What Are the Types of Disability Insurance?
Long-Term Disability Insurance
Short-Term Disability Insurance
How Much Does Disability Insurance Cost?
Who Needs Disability Insurance?
What Isn’t Covered by Disability Insurance?
How to Get Disability Insurance
Do You Have the Right Coverage?

Content: The younger and healthier you are, the easier it is to qualify for a policy. But as you age, premiums increase. And if your health goes south, you may find it hard to qualify for an affordable policy at all. But disability insurance doesn’t just cover freak accidents. Most claims are for things you may not realize are considered disabilities, like physical injuries, a heart attack, or cancer. These things could happen to anyone in any workplace. Why You Need Disability Insurance
Think none of these will happen to you? Think again. The Social Security Administration (SSA) reports that one in four of today’s 20-year-olds will become disabled for 90 days or more before they turn 67 years old—and that a massive 68% of non-government workers have no disability insurance. ( 1) Yikes!