Title: What Is Disability Insurance?
Headings: What Is Disability Insurance?
What Is Disability Insurance?
Risks Covered by Disability Insurance Policies
Disability Insurance Coverage Misconception
Why You Need an Individual Disability Insurance Plan
The Purpose of Disability Insurance
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Content: This doesn’t influence our content. Our opinions are our own. Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts. A disability insurance policy protects against one of the greatest threats to your household income: becoming unable to work due to an injury or disability. If you are physically unable to work, your income has been cut significantly while your expenses remain the same. The purpose of disability insurance is to provide income to pay the expense of life even though you can’t work due to a disability.