Title: General Liability for Rental Properties | Home Guides | SF Gate
Headings: General Liability for Rental Properties
General Liability for Rental Properties
Landlord Negligence
Tenant Negligence
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Check the Lease Terms
In any case of injury, crime or property damage, the terms of the rental agreement can usually help shed light on who is liable. A lease agreement should state who is liable for which parts of the property. Landlords are usually responsible for the structural elements of the building and for the common areas, such as the building entry, communal stairs and any communal outdoor areas. However, rental agreements vary, so it is important to refer to the document to establish with certainty who is responsible for the area of the property where the incident occurred. Insurance
Both landlords and tenants can take out an insurance policy to limit their financial liability for injury, crime and damage occurring on rental property. A landlord's insurance policy can protect him or her from claims filed by tenants -- medical bills in cases of injury or lawsuits in cases of theft or property damage. Tenants can also get renter's insurance to protect their property from damage and themselves from claims filed against them if their negligence causes damage or personal injury to others. ‒‒:‒‒
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