Title: Guide to Short-Term Business Loans | Fast Capital 360®
Headings: Short-Term Loans: A Guide
Short-Term Loans: A Guide
How much do you need?
What Is a Short-Term Business Loan?
What Are the Types of Short-Term Financing?
What Are the Short-Term Business Loan Benefits?
Easy to Qualify For
Fast to Fund
Faster Payoff Structure
What Are the Cons of Short-Term Financing?
Higher Rates
Frequent Payments
Smaller Loan Amounts
Is a Short-Term Loan Right for My Business?
What Will a Short-Term Business Loan Cost?
How Can I Qualify for a Short-Term Business Loan?
How to Apply for a Short-Term Business Loan
Fast Capital 360 brings together some of the best short-term business loan lenders through one straightforward application.
Applying is fast, easy — and most importantly — won’t impact your credit.
One application. Multiple loan offers.
Get industry-leading advice to help you make confident decisions.

Content: In short, if your business will benefit from an immediate infusion of capital, and you’re confident you can repay the debt in full and on time, a short-term loan might make sense for your business. What Will a Short-Term Business Loan Cost? How much a short-term loan costs depends on a variety of business aspects, including your credit score, but you’ll find interest rates start around 10% and go up based on your risk profile. Generally, short-term loans have higher interest rates as the financing carries a greater risk for the lender. Use our interactive short-term business loan calculator to estimate your total cost of borrowing. How Can I Qualify for a Short-Term Business Loan? Qualifying for a short-term business loan is faster and easier than qualifying for a conventional term loan. Short-term business loan lenders consider various factors, including your annual revenue, time in business, average daily sales, profit margins and your intended use of funds. Lenders increase approvals by spreading risk across multiple business attributes. While your credit rating is taken into account, it holds less clout.