Title: United Way Worldwide
Headings: Get Help Paying Your Bills
my smart money
Get Help Paying Your Bills
Help Paying Your Bills
3. Reach Out to Your Local Church or Charity
4. Use Government Resources
5. Get Help With Your Utility Bill
Tools to Help
Cash Flow Budget Worksheet
Navigating Financial Impacts of COVID-19
Show
Hide
Checklist

Content: Use Government Resources
Mortgage or rent is most people's largest monthly bill. If you're a homeowner, contact your mortgage lender right away—they may be able to help you adjust your payment amount to give you some wiggle room. If you rent, depending on your income, you could qualify for assistance through a federal or state government program. Search online for one offered by your own state or visit Help With Bills for details on additional support. 5. Get Help With Your Utility Bill
If you're struggling to meet monthly utility payments, like gas or electricity, the U.S. Department of Health and Human Services has a home energy assistance program that could help. You should also investigate state utility assistance programs. There are a number of state-run programs that let you pay a set amount each month based on your income, no matter how high your actual bills get. Other systems will reduce your bill so you only pay a portion of the total bill. Keep in mind that eligibility for these programs usually depends on your total household income.