Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation

Content: Personal property might also include religious artifacts, stained glass, statuary, paintings, scriptures, and prayer books. These items can be covered by fine arts insurance . Churches are not immune to crime. Some of the most common crimes committed against churches are burglary, vandalism, arson, and theft of cash by employees. Burglary, vandalism, and arson are covered perils under most commercial property policies. Employee theft coverage will protect a church against theft of money, securities, and other property by church employees. Some insurers will extend the definition of employee to include volunteers. Many churches use computers to purchase supplies, maintain accounts, and communicate with parishioners. Most standard property policies afford inadequate coverage for computers and data so churches should consider buying electronic data processing coverage . Liability Insurance
At one time, religious organizations were immune from tort liability.