Title: Improvements and Betterments Insurance Coverage
Headings: Improvements and Betterments
Insurance Coverage

Improvements and Betterments
Insurance Coverage
Improvements and Betterments Insurance Coverage
What Is Improvements and Betterments Insurance Coverage?
Where Do You Buy Improvements and Betterments Insurance Coverage?
Underwriting Information
How Much Does Improvements and Betterments Insurance Coverage Cost?
Building Owner's Interest
Improvements and Betterments Insurance Coverage And Leases
Improvements and Betterments Insurance Coverage - The Bottom Line
Further Reading On Business Property Insurance

Content: Definition: Improvements and betterments are defined as fixtures, alterations, installations, or additions that become a part of the described building that the tenant makes or acquires at its expense. It does not include rent paid. The tenant cannot legally remove them from the building. Improvements and betterments are actually improvements to the real estate or to the building that the tenant or lessee installs or pays for or that it acquires at its expense, exclusive of rent paid. They are permanent in nature. Some examples are a new storefront, decorations, partitions, acoustical insulation, and elevators. They usually represent significant value but they are not personal property because the tenant cannot remove them. Improvements and betterments eventually become part of the building and the building owner's property. The building owner should insure them as part of its building coverage.