Title: Health Insurance for Newborn Babies - eHealth Insurance
Headings: Health Insurance for Newborn Babies
Individual and Family
Health Insurance for Newborn Babies
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Content: Starting on day 31, this extension of coverages ends. While maternity care (both pre and postnatal) and some health care services for children are essential benefits that are covered by all marketplace plans, health insurance for babies is not included as an essential benefit. To get health insurance at this time, you must enroll in or change your health insurance plan. Having a child is a qualifying life event that triggers a special enrollment period. During the special enrollment period, you can enroll in a plan or change your current plan without waiting for the open enrollment period to begin. The special enrollment period extends for 60 days after your child’s birth. Once enrolled, the effective date is retroactive to your child’s birthdate. What if I can’t afford health insurance? You have options before giving birth if you are having a difficult time affording health insurance. Even if you don’t think you qualify based on income for programs like Medicaid, you should still apply because you may be more likely to receive coverage if you are pregnant.