Title: Church Insurance: Cost, Coverage & Top Companies
Headings: Church Insurance: Cost, Coverage & Top Companies
Church Insurance: Cost, Coverage & Top Companies
Top Church Insurance Companies
CoverWallet
State Farm
Brotherhood Mutual
Church Mutual Insurance
Gateway Specialty Insurance
How Insurance for Churches Works
Most Common Types of Church Insurance
General Liability Insurance
Commercial Property Insurance
Pastoral Professional Liability Insurance
Directors and Officers (D&O) Insurance
Commercial Auto Insurance for Churches
Workers’ Compensation Insurance
Abuse & Molestation Insurance for Churches
Church Insurance Costs
Church Insurance Costs & Deductibles by Coverage Type
Who Needs Church Insurance
Church Insurance Frequently Asked Questions (FAQs)
Who pays for a volunteer’s injury?
Why does my board of directors need D&O insurance?
Does church insurance cover high-value artifacts?
Does church insurance cover fundraisers?
Bottom Line
About the Author
Virginia Hamill

Content: These resources are perfect for churches looking to control costs by reducing claims. Gateway Specialty Insurance
Gateway Specialty Insurance is a Berkshire Hathaway-owned brokerage that partners with 17 insurance carriers to provide quality insurance to niche markets. Its relationships with specialty insurers mean Gateway Specialty can tailor your church insurance to meet your specific needs. On top of the common insurance policies for churches, you can add coverage for equipment breakdown, business income, and special events. How Insurance for Churches Works
Insurance for churches and other religious organizations consists of multiple policies. You identify your organization’s risks and pick policies designed to cover them. Most organizations start with a business owner’s policy (BOP) that covers both third-party lawsuits and damage to church property and usually costs churches $1,200 to $2,600 per year. While BOPs provide important coverage for churches, they aren’t the only type of insurance that religious organizations need. The policies your church or temple needs depends largely on the exposures you have. An exposure is the potential your organization has for loss, and that often comes from your operations.