Title: What Happens to a Judgment Lien During the Foreclosure Process | Nolo
Headings: What Happens to Judgment Liens During Foreclosure?
What Happens to Judgment Liens During Foreclosure?
Find out what happens to judgment liens if your home is foreclosed.
By Amy Loftsgordon, Attorney
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What Is a Judgment Lien?
How Judgment Liens Attach to Real Estate
Judgment Lien Priority
Mortgage Foreclosures and Judgment Liens
Will the Lienholder Foreclosure a Judgment Lien?

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If a judgment lien has attached to your home or other real property, and that property goes through a foreclosure, the judgment lien is typically wiped out, assuming that the lien doesn't have priority. Whether the judgment lienholder will get paid anything after a foreclosure depends on whether there is any money left over after senior mortgage holders and priority liens are paid off. What Is a Judgment Lien? If you're sued in court for a sum of money and lose the case, the prevailing party will get a judgment. That party may then file a judgment lien, which is a lien that attaches to your real estate. Once a judgment lien is placed on a parcel of real estate, the lien acts as an assurance that you'll pay the amount owed to the creditor. In most cases, a judgment lien remains on title to the property until you decide to sell or refinance your house. Then, when you sell or refinance, the lien will be paid off.