Title: Redlining - Wikipedia
Headings: Redlining
Redlining
Contents
History
Challenges
Court system
Legislative action
Community organizations
Current issues
Racial segregation in American cities
Race wealth gap
Retail
Brick and mortar
Online
Liquorlining
Financial services
Student loans
Credit cards
Banks
Insurance
Mortgages
Environmental racism
Workforce
Digital redlining
Political redlining
Redlining and Health Inequality
Strategies to reverse effects of redlining
See also
Citations
Further reading and external links
Books
Articles and websites
Lessons

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In the United States, redlining is the systematic denial of various services or goods by governments or the private sector either directly or through the selective raising of prices. The word itself is rooted back to the early 1930's after the color correlating property value grading system was developed by the Home Owners' Loan Corporation, thus the word red -lining, being that the color red was used on financial maps to denote a geographically “hazardous” area that deemed a lower property value. This is often manifested by placing strict criteria on specific services and goods that often disadvantage poor and minority communities or due to certain racial characteristics of the applicants' neighborhood. Due to the heavier population in urban locations, this practice seems to be expressed more in these areas. The Home Owners’ Loan Corporation, also called the HOLC, created a significant amount of the structural imbalance that is redlining.