Title: 5 Best Credit Cards for Seniors of 2021 | Credit Karma
Headings: The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards

Content: You’ll earn two points for every $1 you spend on purchases that count — earnings that equate to a $1 reward for every $50 you spend. Your rewards can be deposited in several kinds of eligible Fidelity accounts, including certain retirement accounts, HSAs and college savings accounts. This gives you the flexibility to not only boost your retirement savings, but also to help meet healthcare costs or contribute to your children’s or grandchildren’s education. The Fidelity® Rewards Visa Signature card also has no annual fee, so you don’t have to deal with that added cost offsetting your rewards. If you don’t have a Fidelity account but like the idea of this credit card, it might be worth contacting your retirement account provider to find out if it offers a similar option. For additional details, check out our complete review of the Fidelity® Rewards Visa® Signature Card. Best for low ongoing APR: Simmons Visa®
Here’s why: Unlike the other cards we’ve covered so far, the Simmons Visa® won’t earn you rewards or cash back when you use it, but it does offer a low ongoing APR. This feature can help seniors who may need to carry a credit card balance keep interest charges under control.