Title: Disability income insurance | Principal
Headings: Disability income insurance
Disability income insurance
Protect the life—and income—you’ve worked for.
What is Disability Income insurance?
How does DI insurance work?
Do I really need DI insurance?
Learn more about why you need DI insurance:
Explore Principal Disability Income insurance

Content: It helps ensure you have the money you need—and are better able to continue living the lifestyle you’ve worked for—if you become too sick or hurt to work. What is Disability Income insurance? DI insurance provides you monthly payments when you can’t work due to a disabling illness or injury. It’s insurance for your income, similar to how auto insurance covers your car and homeowner’s insurance covers your house. How does DI insurance work? Just like with your home, auto, and health insurance, you pay a monthly cost for income protection. If you get seriously ill or hurt and can’t work, Disability Income insurance acts as your financial back-up plan. It lets you focus on taking care of yourself, instead of worrying about how you’ll pay the bills. In addition to covering your everyday living expenses, it also protects your overall financial health by helping you avoid dipping into your savings or retirement assets. Do I really need DI insurance?