Title: Church Insurance: Cost, Coverage & Top Companies
Headings: Church Insurance: Cost, Coverage & Top Companies
Church Insurance: Cost, Coverage & Top Companies
Top Church Insurance Companies
CoverWallet
State Farm
Brotherhood Mutual
Church Mutual Insurance
Gateway Specialty Insurance
How Insurance for Churches Works
Most Common Types of Church Insurance
General Liability Insurance
Commercial Property Insurance
Pastoral Professional Liability Insurance
Directors and Officers (D&O) Insurance
Commercial Auto Insurance for Churches
Workers’ Compensation Insurance
Abuse & Molestation Insurance for Churches
Church Insurance Costs
Church Insurance Costs & Deductibles by Coverage Type
Who Needs Church Insurance
Church Insurance Frequently Asked Questions (FAQs)
Who pays for a volunteer’s injury?
Why does my board of directors need D&O insurance?
Does church insurance cover high-value artifacts?
Does church insurance cover fundraisers?
Bottom Line
About the Author
Virginia Hamill

Content: Commercial Auto Insurance for Churches
Commercial auto insurance covers church-owned cars, trucks, and vans. Most states require businesses to carry at least liability coverage to pay damages they cause in accidents. However, you can add other coverages, such as: Medical payments: Pays medical expenses for you, your insured driver, and passenger, no matter who is at fault
Collision: Covers damage to your church-owned vehicles caused by an accident
Uninsured/underinsured motorists: Covers medical expenses and property damage caused by a driver who either doesn’t have insurance or doesn’t have enough insurance
Comprehensive: Pays for repairs to your church-owned vehicles if they’re damaged in something other than a collision
Roadside assistance: Covers the cost of roadside assistance like tows
Hired and non-owned auto: Covers your liability for cars you lease, hire, or borrow
Commercial car insurance fol