Title: Balance transfer credit card & Balance transfer offers | Westpac
Headings: Balance transfer credit cards
Balance transfer credit cards
Altitude Qantas Platinum
Points earn rates
Special offer:
Altitude Velocity Platinum
Points earn rates
Special offer:
Altitude Rewards Platinum
Points earn rates
Special Offer:
Westpac Low Rate card
Special offer
Altitude Rewards Black
Points earn rates
Special offer:
Altitude Velocity Black
Points earn rates
Special Offer
Altitude Qantas Black
Points earn rates
Special offer:
How does a Westpac credit card help me?
Westpac Extras
Plan smarter repayments
Track your spending easily
Know what to pay when
Frequently asked questions
Things you should know
Credit criteria, fees and charges apply. Switches, upgrades or Westpac group staff are ineligible.
3. Complimentary Lounge Passes

Content: You can usually ask to cancel a card account over the phone, provided the card has been paid off. How does a SmartPlan repayment plan work? SmartPlan helps you stay on top of large purchases and balances by breaking them down into regular installments. 1
Credit card balance SmartPlan
Turn any of your outstanding purchase, cash advance or promotional plan (e.g. balance transfer) balances of $200 or more into a SmartPlan. The purchase balance SmartPlan type is currently available at a lower interest rate. 1
Large purchase SmartPlan
Create a large purchase SmartPlan to help you pay off an individual ‘big ticket’ item of $500 or more that you’ve bought on your card in the last 30 days – think purchases such as a flight, hotel bill or even a new fridge. Large purchase SmartPlans are currently available at a lower interest rate. 1
How does Westpac protect me from fraud? The security of your card and information is extremely important to us. We have a range of security measures in place to ensure that your account is protected, including online.