Title: What to Do If Your Car Insurance Policy Is Canceled | Reviews.com
Headings: What to Do If Your Car Insurance Policy Is Canceled
What to Do If Your Car Insurance Policy Is Canceled
Reasons Your Insurer Might Cancel Your Insurance
Non-payment
Fraud
Major driving offenses
Frequent claims
What to Do After Your Insurance Policy Is Canceled
Contact your insurer
Search for a new company
FAQ
Will a canceled policy make it harder to get insurance?
Where can I find a good insurance policy?
What factor does my credit score play in calculating my insurance rate?
What happens if I don’t have car insurance?
What’s Next?
About the Authors
Chelsea Wing Editor

Content: In less serious cases, your insurance company may elect to not renew your policy, but you’ll still have insurance through the end of your term. But if your insurer cancels your policy, you will receive notice of the termination and you will need to find a new provider before your policy ends. Here are some of the most common reasons why your insurer might cancel your policy. Non-payment
As part of the terms of your insurance policy, you commit to paying your premium in full and on time at the beginning of each payment period. When you breach these terms, your insurer has the right to revoke your policy. If you realize that you can’t afford an upcoming payment, contact your insurer as quickly as possible and explain your situation. Your insurer will likely be more flexible if you are proactive about letting it know. However, if you’ve made a habit of missing payments, it will be much harder to get your policy reinstated, and you’ll likely need to pay a higher rate due to the lapse in coverage. Fraud
A far more serious offense than non-payment, committing car insurance fraud is not only a cause for insurance cancellation, but it’s also against the law. Some examples of fraud include falsifying claim documents, incorrectly reporting your vehicle as stolen, or staging a car accident or vehicle theft.