Title: 15 Things You Need To Know About Church Insurance | Southern States Insurance
Headings: 15 Things You Need To Know About Church Insurance
15 Things You Need To Know About Church Insurance
Important Items In Church Insurance
1. Protection Against Legal Action
2. Church Insurance for Your Property
3. Coverage for Accusations of Sexual Abuse
4. Protection for Counselors
5. Coverage for Employee Injuries
6. Protection In the Event of a Flood
7. Insurance for Accusations Made by Employees
Accusations that can be covered:
8. Special Event Coverage
Location Of The event
9. Insurance for Missions
Foreign Or Domestic
Worldwide Liability
Travel Medical
D. Kidnap and Ransom
10. Covering Your Church Van or Bus
11. Protections for Accusations Against Your Church Board
Coverage for Behavior
12. Coverage for Large Claims
Umbrella Policy
13. Protection if Your Computers Are Breached
14. Coverage if Money Is Stolen
15. Coverage For Church Volunteers
If A Volunteer Is Hurt
Partnering with a Reputable Church Insurance Agency

Content: This could include the actual church building or if the church is leasing their location the property inside the building such as the pews and musical instruments. For the Church building (s) itself
Church building insurance covers events like fire or wind that could cause complete or partial damage to the church. The way the premium is determined is based on square footage, construction, year built and location. For older churches, where updates or renovations were done, this is very important. For the Items in the Church
Imagine if you turned the church upside down and shook it: everything that falls out should be covered under a separate limit that is the combined value of all those items. For items that leave the Church sometimes
For any items that leave the church grounds, they will need to be covered under a separate policy. The coverage for items inside the church are only for items that never leave the grounds. Coverage for property damages that put your ministry on hold
If a claim occurred, in which the church was damaged to such an extent that services could no longer be held, the church would still have ongoing expenses such as payroll. Also, if services continued but were held at another location, there would be additional costs.