Title: How Much Does it Cost to Have a Baby? | The Simple Dollar
Headings: How Much Does it Cost to Have a Baby?
How Much Does it Cost to Have a Baby?
The Rising Costs of Having a Child
Estimating the Costs of Prenatal Care and Delivery
Prenatal Care with Health Insurance
Marketplace Coverage
Employer Coverage
Medicaid Coverage
Pregnancy Costs for the Uninsured
How to Reduce Maternity Costs
Cost of Raising a Child Calculator
What Your Baby Really Needs Through Age One
What to have at the hospital
Must-haves: 0 to 3 months old
Must-haves: 3 to 6 months old
Must haves: 7 to 12 months old
The Bottom Line on the Cost of Having a Child
Holly Johnson

Content: When you’re ready to try and have a child – or as quickly as possible after you find out you’re pregnant – you should seek out prenatal care from a qualified physician or clinic. Where you receive your care will depend on a wide range of factors including your location, the type of insurance you have, and quite possibly even your income. Here’s the good news: Where it was once difficult for women to secure maternity coverage on the individual health insurance market, the passage of the PPACA, or Patient Protection and Affordable Care Act (commonly called Obamacare), ensures maternity care as one of the essential benefits provided in all health plans. In other words, all plans that are compliant with the law now include maternity as a default, and individuals no longer need to purchase a maternity rider for their policies. Prenatal Care with Health Insurance
Most women will access prenatal care through their state or federal insurance marketplace, a private insurance plan provided by their employer or a spouse’s employer, or Medicaid. Here’s what you might expect from each of those scenarios: Marketplace Coverage
Marketplace coverage is available for individuals and families who are not offered health insurance through an employer. Currently, national health insurance is supported by 13 state-based marketplaces, four federally-supported marketplaces, seven state-partnership marketplaces, and 27 states which sell plans through federally-facilitated healthcare.gov. For the 2015-16 enrollment period, individuals are able to purchase qualified plans through January 31, 2016.