Title: Westpac Low Rate Credit Card - Review | Finder
Headings: Westpac Low Rate Credit Card
Card Types
Cards From
Westpac Low Rate Credit Card
Save with a $0 annual fee for the first year and pay off existing credit card debt with 0% for 28 months on balance transfers.
Find out more Go to site
Details
Sally McMullen
Ask an expert
To ask a question simply log in via your email or create an account.

Content: interest rate on purchases
Cons
Balance transfer reverts to the high cash advance rate of 21.49% p.a. after the introductory period
Charges a one-time 1% balance transfer fee
Bonus points
N/A
Annual fee
$0 annual fee for the first year ($59 p.a. thereafter)
Minimum monthly repayment
2% of the closing balance or $10, whichever is greater
Late payment fee
$15
Foreign currency conversion fee
3%
Cash advance fee
2% or $2.50, whichever is greater
Overseas cash advance fee
2%
Additional cardholder fee
$0
Number of additional cardholders
1
Go to Westpac's site More info
Review by
Sally McMullen
sally.mcmullen@finder.com.au
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong. How to apply
You can apply for the Westpac Low Rate credit card online in 10 minutes and receive a response in 60 seconds. Check that you meet the eligibility criteria and have the necessary information to complete the application first. Eligibility criteria
Eligible balance transfer debt. If you plan to take advantage of the balance transfer offer, you can transfer from $200 up to 80% of your available credit limit from up to 3 non-Westpac Australian issued credit, charge or store cards.