Title: Business Insurance Coverages for Your Church
Headings: Business Insurance for Your Church
Business Insurance for Your Church
Churches Are No Longer Immune From Lawsuits
Sources of Coverage
Property Insurance
Liability Insurance
General Liability Coverage
Umbrella Liability
Errors & Omissions Coverage
Business Auto
Workers Compensation

Content: Churches should also consider purchasing building ordinance coverage, which covers the extra costs of repairing or reconstructing the building so that it meets current building codes. Without this coverage, a church could large out-of-pocket costs for required upgrades. All property the church owns should be insured under the property policy. Church-owned buildings may include meeting halls, parsonages, education centers, and living quarters inhabited by members of the clergy. Examples of personal property are furniture, office supplies, and computers. Personal property might also include religious artifacts, stained glass, statuary, paintings, scriptures, and prayer books. These items can be covered by fine arts insurance . Churches are not immune to crime. Some of the most common crimes committed against churches are burglary, vandalism, arson, and theft of cash by employees. Burglary, vandalism, and arson are covered perils under most commercial property policies.