Title: Group Life Insurance vs Individual Life Insurance Policies
Headings: Group vs Individual Life Insurance policies
Navigate Life Insurance
Group vs Individual Life Insurance policies
We often get asked this question, which type of policy is best for me, should I take out a policy through a group insurance scheme (i.e. superfund or my employer) or should I take out an individual policy which I have sourced through my own means.
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Group life insurance vs. individual life insurance
Individual life insurance policies
Group vs Retail Life Insurance
What is a group life insurance policy?
When would Group Life Insurance be available?
Through Employer
Through Your Super Fund
What cover is available through Group Life Insurance?
Death and terminal illness Cover
Salary Continuance
TPD
Built-in features of Group Life Cover
Optional Benefits
Underwriting and Automatic Acceptance
Comparing Group and Retail Life Insurance
Retail life insurance definition
We make it easy for you to compare policies online with our powerful comparison engine.
The advantages of Retail Life Insurance policies is that they can be customised in the following ways:
1. Insured Amount
2. Premium Style
Stepped
Level
Hybrid
3. Ownership Structure
Self Ownership
Joint Ownership
Cross Ownership
Superannuation Ownership
4. Policy Structure Option
Combined Policy
Stand Alone Policy
5. Policy Options
Child Cover
Accidental Death Insurance
Business Future Insurability
6. Income Protection Policy Options
Bed Confinement
Day 1 Accident Cover
Increasing Claims Benefit
Lump Sum Benefit
Superannuation Contribution Option
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Group vs Individual Life Insurance policies
We often get asked this question, which type of policy is best for me, should I take out a policy through a group insurance scheme (i.e. superfund or my employer) or should I take out an individual policy which I have sourced through my own means. Published May 17, 2017
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In This Guide
Group vs Retail Life Insurance
What is a group life insurance policy? When would Group Life Insurance be available? What cover is available through Group Life Insurance? Built-in features of Group Life Cover
Optional Benefits
Underwriting and Automatic Acceptance
Comparing Group and Retail Life Insurance
Retail life insurance definition
The advantages of Retail Life Insurance policies is that they can be customised in the following ways: Types of Life Insurance
Life Insurance
Your Guide to Buying Life Insurance
Online Life Insurance Quotes
Life Insurance Policy Options
Direct Life Insurance
Accidental Death insurance
Keyman Person Insurance
Top 10 Life Insurance Companies in Australia
TPD Insurance
TPD vs Income Protection
Compare TPD Insurance Quotes
Double TPD
Are TPD Insurance Premiums Tax Deductible? TPD vs Trauma Insurance
Income Protection
Your Guide to Protecting Your Income
Income Protection Insurance Quotes
Income Protection Policy Options in Australia
Self-Employed
Tax Deductible
Personal Accident Insurance
Business Expenses
Living Expenses
Best Income Protection Insurance
Trauma Insurance
Trauma Insurance Quotes
Trauma Insurance Policy
Trauma Insurance Guide
Life and Trauma Insurance to Keep Your Child Covered
Key Person Insurance
Capital Protection for Start-Up Businesses in Australia
Buy Sell Insurance
Revenue Protection
Funeral Insurance
Funeral Insurance Quotes
Cost of Children
Life Insurance vs. Funeral Insurance
How to cover the cost of your funeral
Seniors Funeral Insurance
Insurance through Super
Group vs Individual Life Insurance policies
Salary Continuance Insurance
SMSF Life Insurance
Superannuation and Rollovers
Brands We Compare
AIA
BT
ClearView
MetLife
MLC Life Insurance
NEOS
OnePath
TAL
Zurich Life Insurance
There are a number of differences in the types of policies and considerations your need to review to find the solution that is best for you. Here we have provided you with some great information to help you in navigating this question. Group life insurance vs. individual life insurance
In group life insurance the employer or trustee usually takes out a group policy that insures employees or members of a super fund whereas an individual life insurance policy is purchased by an individual for his or her own financial protection.