Title: law - If a house is in foreclosure what does the bank own vs what the former owner owns - Personal Finance & Money Stack Exchange
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If a house is in foreclosure what does the bank own vs what the former owner owns
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answered Nov 21 '10 at 1:36
Ryan
Ryan
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Basically what you said: Things permanently attached to the home stay; personal property goes. If you upgraded a fixture and still have the old fixture, you can swap them out as long as the old fixture still functions. Share
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answered Nov 21 '10 at 1:21
mbhunter
mbhunter
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That is incorrect. Very often, people who stopped paying their mortgage were forced to do so by their lender. They make you fill out a fancy packet if you lose your job or something life-changing happens which renders you unable to work and you require short-term help. Well that happened to me when I needed only a month of assistance. When I was ready to resume payments, they told me to wait the six-month mortgage assistance period before paying again on my mortgage. Then the same thing keeps happening, until you've lived in your home not paying anything for 2 years because they won't let you !!!!