Title: Church Insurance - Cost & Coverage (2021)
Headings: Church Insurance
Church Insurance
Church Insurance Policy Information
How Much Does Church Insurance Cost?
What Type Of Liability Insurance Do Churches Need?
What Type Of Property Insurance Do Churches Need?
Church's Risks & Exposures
Commercial Insurance And Business Industry Classification
8661: Religious Organizations
Church Insurance - The Bottom Line
Types Of Small Business Insurance - Requirements & Regulations
Small Business Insurance Information
Types Of Small Business Insurance
Business Insurance Required by Law
Other Types Of Small Business Insurance
Additional Resources For Non-Profit Insurance

Content: The hired auto policy covers private vehicles used for church business. What Type Of Property Insurance Do Churches Need? All of these church insurance policy types can help ensure that the church does not suffer financial hardship if a claim is brought against it. These policies are different from usually business insurance policies and often must go beyond standard church insurance coverage to pay claims for loss of tapestries, stained-glass windows, special audio equipment, and more. These coverage types can provide the church compensation if it experiences loss due to theft, vandalism, falling objects, fire, and weather. Flood insurance may need to be purchased separately, especially if your church is located in a flood zone. Beyond basic property coverage, some other specific endorsements that your church may wish to build into its policy include: Utility services interruption coverage. Cover losses related to the loss of utilities with this type of policy. For example, if the church's water pipes burst and damage its interior, then this insurance can pay for repairs.