Title: 5 Best Credit Cards for Seniors of 2021 | Credit Karma
Headings: The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards

Content: For additional details, check out our complete review of the Fidelity® Rewards Visa® Signature Card. Best for low ongoing APR: Simmons Visa®
Here’s why: Unlike the other cards we’ve covered so far, the Simmons Visa® won’t earn you rewards or cash back when you use it, but it does offer a low ongoing APR. This feature can help seniors who may need to carry a credit card balance keep interest charges under control. With the average APR on credit cards hovering in the mid-teens, the variable purchase and balance transfer APR of 8.25% on the Simmons Visa® card comes in well below the average. And this card doesn’t have an annual fee. Need more info on how your credit card APR works? Take a look at our explanation of what APR is and why it’s important. Find a credit card that works for me Explore Cards Now
Best for 0% intro APR: