Title: Canceled! When and why your car insurer can nix your coverage | CarInsurance.com
Headings: Canceled! When and Why your Car Insurer can Nix your Coverage
Canceled! When and Why your Car Insurer can Nix your Coverage
Car Insurance Companies Must Give Notice of Cancellation
Considerations for Car Insurance Cancellations
How Much Notice the Insurance Company Must Give you to Cancel your Auto Policy Midterm, by State:

Content: Normally your car insurance is in effect until the term expires. But in certain instances the insurance company can cancel your policy. A cancellation notice is serious business. Without car insurance, you're on the hook for any damage or injuries you cause in an accident, and in most states you're breaking the law by driving without liability coverage. Cancellation is different from nonrenewal, which occurs when an insurance company decides not to renew the policy after the current term ends. Reasons for nonrenewal vary. "It could have been something you did -- such as getting too many tickets or making too many claims," says Insure.com consumer analyst Penny Gusner. " There are also reasons for nonrenewals that aren't your fault, such as the insurance carrier dropping that type of insurance from its lineup or pulling out of your state altogether." Car Insurance Companies Must Give Notice of Cancellation
Cancellation happens before the current term expires. States set rules for when and under what circumstances insurance companies can cancel policies.