Title: Church Insurance: Cost, Coverage & Top Companies
Headings: Church Insurance: Cost, Coverage & Top Companies
Church Insurance: Cost, Coverage & Top Companies
Top Church Insurance Companies
CoverWallet
State Farm
Brotherhood Mutual
Church Mutual Insurance
Gateway Specialty Insurance
How Insurance for Churches Works
Most Common Types of Church Insurance
General Liability Insurance
Commercial Property Insurance
Pastoral Professional Liability Insurance
Directors and Officers (D&O) Insurance
Commercial Auto Insurance for Churches
Workers’ Compensation Insurance
Abuse & Molestation Insurance for Churches
Church Insurance Costs
Church Insurance Costs & Deductibles by Coverage Type
Who Needs Church Insurance
Church Insurance Frequently Asked Questions (FAQs)
Who pays for a volunteer’s injury?
Why does my board of directors need D&O insurance?
Does church insurance cover high-value artifacts?
Does church insurance cover fundraisers?
Bottom Line
About the Author
Virginia Hamill

Content: All you have to do is supply basic information, and CoverWallet matches you to a carrier that can provide your organization with appropriate and affordable coverage. Visit CoverWallet
Top Church Insurance Companies
Provider
Best For
CoverWallet
Religious organizations that want to compare offers while still getting covered quickly
State Farm
Churches that want broad property insurance that covers equipment breakdown and sewer backup
Brotherhood Mutual
Christian churches that want liability, property, and medical coverage for overseas missions
Church Mutual Insurance
Worship centers that want assistance with safety training to reduce claims
Gateway Specialty Insurance
Religious organizations that want multiple options for tailoring coverage
Last updated on 05/13/2020. Churches, synagogues, mosques, and other religious organizations face a unique set of risks—everything from equipment breakdown to allegations of pastoral misconduct—so we focused mainly on specialty carriers. These church insurance companies have industry knowledge, and that means they can typically offer coverage that provides sufficient protection at an affordable rate. CoverWallet
Common risks in the industry like older buildings, high-value artifacts, and high expectations among congregants make church insurance challenging to find, so we recommend submitting an application with online broker CoverWallet. The application is easy to fill out and often results in multiple offers to compare in just minutes. This gives applicants a chance to select the option that best fits their needs. State Farm
State Farm offers broad coverages for religious organizations, particularly when it comes to church property insurance. In addition to commercial property, churches get coverage for several common exposures, including sewer backups, equipment breakdown, and employee dishonesty. Optional coverage for cemetery liability, data breaches, and hired autos is available too.