Title: Medicaid Caregiver Child Exemption for Home Transfers
Headings: Caregiver Child Exemption: Transfer the Home to Children without Medicaid Penalty
Caregiver Child Exemption: Transfer the Home to Children without Medicaid Penalty
Definitions
What is the Caregiver Child Exemption?
What Defines a "Child"
What Defines a "Home"
What Defines "Providing Care"
Eligibility and Qualifying
Documentation
Scenarios for Qualification
Benefits
Transferring the Home
Types of Transfers
Tax Consequences
Common Questions
Is advance planning required?
What happens if the elderly individual passes during the two year caregiving period?
Can the elderly parent and adult child move homes during the two year period?
How to Begin / Learn More

Content: Medicaid Caregiver Child Exemption for Home Transfers
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Caregiver Child Exemption: Transfer the Home to Children without Medicaid Penalty
Page Reviewed / Updated - October 14, 2020
Expert Reviewed By: Joshua Iversen, President, Syzygy Financial LLC
Table of Contents

Definitions
What is the Caregiver Child Exemption? What Defines a "Child"
What Defines a "Home"
What Defines "Providing Care"
Eligibility and Qualifying
Documentation
Scenarios for Qualification
Benefits
Transferring the Home
Tax Consequences
Common Questions
How to Begin / Learn More
Definitions
What is the Caregiver Child Exemption? The Caregiver Child Exemption, also known as the Caretaker Child Exception and the Adult Child Caregiving Exemption, enables an elderly individual to transfer their home to their adult child without violating Medicaid's Look Back Period on asset transfers. Medicaid's 5-year look back is a rule that considers the asset transfers a Medicaid applicant has made in the 60 months prior to their application. If found in violation, can result in a period of Medicaid ineligibility. ( The one exception to this rule is California, which has a more lenient look-back period of 30 months.) The Caregiver Child Exception is an exception to the look back rule.