Title: These are the best rewards credit cards for 2020
Headings: These are the best rewards credit cards for 2020
These are the best rewards credit cards for 2020
Best rewards credit cards of 2020
In This Post
Comparing the best rewards credit cards
TPG’s picks for the best rewards credit cards
American Express Gold Card: Best for supermarkets and takeout
Capital One Venture Rewards Credit Card: Best for airline rewards
Citi® Double Cash Card: Best for everyday spending
Chase Sapphire Preferred: Best for beginner travelers
Chase Sapphire Reserve: Best for frequent travelers
Ink Business Preferred Credit Card: Best for small businesses
Blue Cash Preferred® Card from American Express: Best for commuters
Gallery: 60 Money Moves That Could Set You Up for Life (GOBankingRates)
Chase Freedom Flex: Best for rotating rewards
Wells Fargo Propel American Express card: Best for gas rewards
Capital One Savor Card: Best for entertainment rewards
Chase Freedom Unlimited: Best for flexible rewards
Blue Cash Everyday® Card from American Express: Best for beginner cash back
Research Methodology
How rewards credit cards work
Pros and cons of rewards credit cards
Pros
Cons
Types of credit card rewards
Popular credit card rewards programs
Chase Ultimate Rewards
Top cards that earn Ultimate Rewards:
Amex Membership Rewards
Top cards that earn Membership Rewards:
Citi ThankYou
Top cards that earn ThankYou Points:
How TPG values Amex, Chase and Citi rewards points
How to compare rewards credit cards
How much can you save with a rewards credit card?

Content: Best for rotating rewards
Wells Fargo Propel American Express® card: Best for gas rewards
Capital One® Savor® Cash Rewards Credit Card: Best for entertainment rewards
Chase Freedom Unlimited: Best for flexible rewards
Blue Cash Everyday® Card from American Express: Best for beginner cash back
In This Post
Comparing the best rewards credit cards
Rewards credit card
Best For
Bonus value*
Earning rate
Annual fee
American Express Gold Card
Supermarkets and takeout
$700
Earn 4x on restaurants worldwide and U.S. supermarkets (up to $25,000 per calendar year, then 1x), 3x on flights booked directly with airlines or through amextravel.com, 1x on everything else. Terms apply. $250
(see rates & fees)
Capital One® Venture® Rewards Credit Card
Airline rewards
up to $1,400
Earn 5x on car rentals and hotel stays booked with the card through Capital One Travel, 2x on everything else. $95
Citi® Double Cash Card
Everyday spending
N/A
Earn 2% cash back on every purchase — 1% when you buy and 1% when you pay your bill
$0
Chase Sapphire Preferred Card
Beginner travelers
$1,200
Earn 2x points total on up to $1,000 in grocery store purchases per month from Nov. 1, 2020 to April 30, 2021, 2x on dining and travel, 1x on everything else
$95
Chase Sapphire Reserve
Frequent travelers
$1,000
Earn 10x on Lyft, 3x on travel (after using the $300 travel credit) and dining, 1x on everything else. $550
Ink Business Preferred
Small businesses
$2,000
Earn 3x on assorted business categories (up to $150,000 per account year in combined spending; then 1x).