Title: Disability Insurance: How It Protects Your Income | Guardian
Headings: Disability Insurance
Disability Insurance
Help protect a portion of your paycheck from unexpected illness and injury that keeps you from working.
What is disability insurance?
Who is disability insurance for?
What are the benefits of disability insurance?
Disability definition
Being disabled doesn’t mean one is unable.
Here are the types of disability insurance we offer:
Individual disability insurance
Getting disability insurance
How much disability insurance do I need?
Want help figuring out the right disability insurance policy for you?

Content: Why do I need it? Who is disability insurance for? If you depend on the income you receive through work to pay your expenses, then you should probably consider disability insurance. It ensures that you can continue to receive partial income if you end up too sick or injured to work. Hear Wes' story
What are the benefits of disability insurance? People may incorrectly assume what qualifies as a “disability.” For example, they may believe the term applies to catastrophic conditions, such as paralysis from a car accident or a debilitating stroke. However, disabilities typically are the result of less severe injuries and more common conditions such as pregnancy, back pain, depression, and digestive disorders. An analysis of Guardian disability claims shows “mental health,” which includes substance abuse, as one of the fastest-growing diagnosis categories in the past five years, along with digestive and circulatory. 2
Disability definition
It gives you money after an illness or accident
Small business owner protection
Financial wellness
Disability definition
Every disability policy has a specific definition of disability that you must meet in order to get benefits.