Title: 5 Best Credit Cards for Seniors of 2021 | Credit Karma
Headings: The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards

Content: With the average APR on credit cards hovering in the mid-teens, the variable purchase and balance transfer APR of 8.25% on the Simmons Visa® card comes in well below the average. And this card doesn’t have an annual fee. Need more info on how your credit card APR works? Take a look at our explanation of what APR is and why it’s important. Find a credit card that works for me Explore Cards Now
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
Here’s why: The U.S. Bank Visa® Platinum Card gives seniors an opportunity to make a large purchase or transfer a high-interest balance and pay it off without accruing interest charges for a lengthy period of time. You also won’t have to pay an annual fee. For the first 20 billing cycles, you can take advantage of an introductory 0% APR on purchases. The same 0% APR offer also extends to balance transfers made within 60 days of account opening.