Title: What Bills Can You Pay Late? - Money Nation
Headings: What Bills Can You Pay Late?
What Bills Can You Pay Late?
What Bills Can You Pay Late?
Never Pay These Bills Late
How Late is Late?
How Much do Late Payments Hurt a Credit Score?
Home Mortgage Payments: Never Pay Late
Car Loan Payments: Never Pay Late
Credit Card Payments: Never Pay Late
Utility Bills: Never Pay Late
On Time Utility Payments Don’t Help
Bills You May Be Able to Pay Late
Sources

Content: One commenter on Equifax’s blog notes that just a single late payment on her energy bill had a damaging effect on her credit score. Late payments of just 30 days on any of the following will hurt your credit score: Power bills
Cell phone bills
Water bills
Heating bills
Gas bills
Any other utility bills
Internet provider bills
On Time Utility Payments Don’t Help
Many have complained that it’s unfair that although late payments on utility bills hurt credit scores, on time payments don’t help. While on time payments on credit cards, home loans and car loans all help a credit score, on time payments on utility bills don’t do a thing. That hardly seems fair, since late payments on those bills will all hurt a credit score. Bills You May Be Able to Pay Late
It is never a good idea to pay a bill late. Any late payment that gets reported to a credit reporting agency will damage a credit score. However, desperate times call for desperate measures. The list of bills below are less likely to hurt a credit score than others: Rent payments
Medical bills
Bank overdrafts
Insurance payments
Child support payments and alimony
Late payments on any of the above bills could easily get reported to a credit reporting agency and ruin your credit score for years.