Title: 5 Best Credit Cards for Seniors of 2021 | Credit Karma
Headings: The 5 best credit cards for seniors of 2021
The 5 best credit cards for seniors of 2021
In a Nutshell
The best credit cards for seniors can help you maintain your financial well-being and make the most of your golden years.
Best for travel: Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Best for simple cash back: Citi® Double Cash Card
Citi® Double Cash Card
Best for boosting retirement savings: Fidelity® Rewards Visa® Signature Card
Best for low ongoing APR: Simmons Visa®
Best for 0% intro APR: U.S. Bank Visa® Platinum Card
How we picked the best credit cards for seniors
How to make the most of these credit cards

Content: Note that if you do transfer a balance to this card, you’ll need to pay a balance transfer fee of 3% (minimum $5) of the transferred amount. And when the promotional period ends, the variable APR on purchases and balance transfers increases to 14.49% - 24.49%. If you need to pay for an unplanned expense, make a large purchase or pay down high-interest debt, this card gives you plenty of time to do it interest-free. Just try to make sure you can pay off your balance by the end of the intro period to avoid having to carrying a balance while the card has that higher variable APR. To find out more, read our review of the U.S. Bank Visa® Platinum Card. How we picked the best credit cards for seniors
To choose the best cards for seniors, we reviewed dozens of options from a variety of credit card issuers and chose the cards we thought would appeal to the broadest audience of seniors. We looked at cards marketed specifically to seniors, but didn’t end up choosing any of them for this list. While these cards claim to be tailored to seniors’ needs, we found alternatives that better meet the needs of this demographic. Ultimately, card features mean much more than marketing when it comes to meeting the needs of any audience. When making our picks, we wanted to choose cards that can help seniors make the most of retirement by providing rewards with simple structures, including straightforward redemption systems and options that offer flexibility based on the cardholder’s preferences.