Title: What Is Disability Insurance?
Headings: What Is Disability Insurance?
What Is Disability Insurance?
Risks Covered by Disability Insurance Policies
Disability Insurance Coverage Misconception
Why You Need an Individual Disability Insurance Plan
The Purpose of Disability Insurance
Get a Disability Insurance Policy Quote Today!

Content: the ability to earn a living. A disabling illness or injury can stop income, impose additional costs, and prevent saving for the future. Disabilities are not a rarity: statistics from the National Association of Insurance Commissioners show that a 35-year old has a 25% of incurring at least one period of disability of 90 days or longer during his or her working years. Studies further show: Over 36 million Americans are classified as disabled; about 12% of the total population
More than 50% of those disabled Americans are in their working years, from 18-64. 8.3 million disabled wage earners, over 5% of U.S. workers, were receiving Social Security Disability (SSDI) benefits at the conclusion of March, 2011. In December of 2010, there were over 2.5 million disabled workers in their 20s, 30s, and 40s receiving SSDI benefits. The risk of disability is real.