Title: Individual disability income insurance
Headings: Individual disability income insurance
Individual disability income insurance
How long could you afford to live without a paycheck?
Did you know?
Do I need short term or long term disability insurance?
Buying your own individual disability insurance
Individual vs. supplemental disability income insurance
Factors that affect cost
How much disability insurance do you need?
Disability insurance calculator
Individual disability insurance features
Other types of individual disability insurance
Why you need disability income protection before you’re sick or injured
Keep student loan payments on track
Dealing with the unexpected
Protecting what matters
There when you need us
FAQs
How long do I need to have individual disability insurance policy before a claim is paid?
How much income is protected by individual disability insurance?
Can you keep your disability insurance if you change jobs?

Content: Why you need disability income protection before you’re sick or injured
Apply while you’re healthy. You get the most favorable terms by buying individual disability income insurance before you need it. Once you’re too sick or injured to work, you usually can’t get the protection you need. Lock in pricing. Once you have your non-cancellable and guaranteed renewable policy, the amount you pay each month is guaranteed, and the insurance company can never cancel your coverage as long as you make your payments on time. Secure coverage while on the path to your career. If you’re studying to become a professional such as a doctor, dentist, or a lawyer, you can apply for insurance before you graduate, with options to increase coverage as your income grows. Customize your coverage. You can select options to customize your protection. These options can let you increase coverage as your income grows and help keep pace with the cost of living.