Title: Insurance For Churches And Ministries (Religious Organization Coverage)
Headings: Insurance For Churches And Ministries
(Religious Organization Coverage)

Insurance For Churches And Ministries
(Religious Organization Coverage)
Insurance For Churches And Ministries
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Content: omissions; breach of the duty of loyalty to the corporation; insolvency; and claims which are not indemnified by the church due to limits caused by state law, derivative judgments or settlements, public policy, equitable considerations, and the provisions of the corporations articles and bylaws. Employment Practices Liability: This coverage provides for claims arising from practices associated with employment-related events. It protects a religious organization against claims made by employees alleging discrimination (based on sex, race, age or disability, for example), wrongful termination, harassment and other employment-related issues. Employee Benefits Liability: This coverage provides for claims arising from an error or omission by an employer with regard to the benefits an employee should have received. So if a church staff member should have been enrolled in the health plan but was not due to an oversight, then incurred hospital bills that the health insurance should have paid for, that staff member could sue the church.