Title: Impulse Buying: Why We Do It and How to Stop | RamseySolutions.com
Headings: Impulse Buying: Why We Do It and How to Stop
Budgeting
Impulse Buying: Why We Do It and How to Stop
What Is an Impulse Buy?
Why Do We Struggle With Impulse Buying?
We impulse buy because of emotions.
We impulse buy because of our past.
We impulse buy when we believe it’s a deal.
How to Stop Impulse Buying
1. Make a budget and stick to it.
2. Give yourself permission to spend.
3. Wait a day (or longer!) before you make a purchase.
4. Shop with a plan in mind.
5. Beware of joining too many email lists.
6. Don’t shop when you’re emotional.
7. Bring someone with you when you shop.
8. Take only the amount of cash you’ll need.
9. Stop the comparisons.
10. Get off social media.
11. Do a no-spend challenge.
12. Forget your card number.
13. Keep your goals in mind.
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Content: Our emotions
Our past experience
We think we’re getting a good deal
We impulse buy because of emotions. Emotions play a huge part in what we buy. Our personal finances are just that— personal. So, it makes sense that when something’s going on with us personally, it shows up in our money habits too. When you’re having a rough day, does a little retail therapy sound like the cure? Maybe it’s nothing extreme. Maybe it’s just grabbing a new baseball cap or a new pair of earrings. You tell yourself it’s not a big deal—you just want to get something nice to make yourself feel better. Hold up! Making decisions based on pure emotion is a surefire way to let impulse buying take control.