Title: USA Cryptocurrency Regulation | Bitcoin Law | Coinfirm
Headings: USA Cryptocurrency Regulation | Bitcoin Law
USA Cryptocurrency Regulation | Bitcoin Law
Crypto AML: The Bank Secrecy Act (BSA)
The Bank Secrecy Act and the Patriot Act
FinCEN’s Self-Hosted Wallet Regulations
Cryptocurrency Tax Regulations in the USA
USA Cryptocurrency Regulations Licensing Requirements
FinCEN CVC Guidance – PDF Download
USA Crypto Regulatory & Financial Investigatory Units/Agencies
OFAC Cryptocurrency Sanctions

Content: However, a recent USA crypto regulation proposed last year, the Crypto-Currency Act of 2020, sought to define which regulators regulate what – helps to visualize the regulatory nuances as they are in-line with historic litigation and criminal proceedings and applicable laws. Securities and Exchange Commission – SEC
The SEC regulates the financial industry in the USA. In the past, it has sought to regulate crypto as a security. In recent years it has applied the term to a number of different crypto businesses that are deemed to be issuing unregulated securities as their IPOs (see the Howey Test). Commodity Futures Trading Commission – CFTC
The CFTC regulates financial markets in relation to futures, swap, and some options. Most commodities in today’s financial markets are traded on the futures market. In the past, the CFTC has taken the view that cryptocurrencies “are commodities” as the then-Chairman in 2019 noted about Bitcoin and Ether. Office of the Comptroller of the Currency – OCC
The OCC is the USA financial regulator charged with overseeing national banks such as appointing charters and penalties etc. In 2020 and 2021, the OCC has been issuing charters to cryptocurrency ‘banks’, as the industry welcomes FIs and large fund management companies. Financial Crimes Enforcement Network – FinCEN
FinCEN is an office of the US Treasury that analyzes information about financial transactions in an effort to counter money laundering and terrorism financing.