Title: How Utility Bills Might Affect Your Credit History
Headings: Does Paying Utility Bills Affect Your Credit Score?
Does Paying Utility Bills Affect Your Credit Score?
Alternative Credit-Scoring Methods
Utility Accounts in Collections
Service Provider Payment History Checks
Building Your Credit
Monitor Your Credit
Fix Errors in Your Credit Reports
Keep Paying on Time
Get Current on Bills That Affect Your Credit Score
Article Sources

Content: You may even be denied service. So, depending on what a utility provider evaluates when determining whether to extend service to customers, those utility payments may indeed be important. Building Your Credit
Since utility bills don't usually affect your credit score, it's all the more important to bolster your credit in other ways. If your credit files are thin or have negative items, there are several steps you can take to improve them and increase your score. Monitor Your Credit
In addition to staying current on utilities, pay attention to your traditional credit data. For starters, obtain and review your credit reports regularly. Under federal law, you can get a free copy of your credit reports with each of the three major credit bureaus once a year. 11 ﻿
Get a report from one of the three major credit bureaus every four months to catch problems before they get out of hand. Fix Errors in Your Credit Reports
If you spot inaccurate or incomplete information in any of your credit reports, contact the credit bureau that generated the report as quickly as possible to fix them. Negative items—even erroneous ones—can drag down your scores.