Title: Eligibility and Benefits
Headings: Eligibility and Benefits
Eligibility and Benefits
​​How do I know if my child qualifies?
​What are the benefits?
​What are the income guidelines for CHIP?
​​I live with my boyfriend or girlfriend, do I have to include their income?
My baby and I live with my parents, do I have to include my parent's income?​
​What if my family's income changes? Can I be re-evaluated to see if I qualify for free CHIP?
​Are children of state or public agency employees eligible for CHIP?
​Are there any deductions when determining CHIP eligibility?
​What if I'm not legally living in the United States, but my child is?
How long can my child be on CHIP?​
​I have a job, can my children still get CHIP?
​I am pregnant. Can I apply for CHIP for me or my unborn child?
​When I applied, my child received Medical Assistance coverage, but I want them to be on CHIP. What can I do?
My Medical Assistance benefits are going to end. Can I apply for CHIP?​
I just got a notice that my child isn’t eligible for CHIP, what can I do?
​​We are a family with three children. Two are eligible for CHIP, but one is eligible for Medical Assistance. How can this be? ​
​I have insurance but it does not cover dental, vision and/or prescriptions. Can I just get these benefits through CHIP?
​Does CHIP cover braces?
My child has a pre-existing condition. Will that affect our eligibility?​

Content: If you are under the age of 19, you can apply for CHIP for yourself as long as you meet the eligibility criteria. If your unborn child needs insurance, the child may qualify for CHIP once they are born. We encourage you to start the application process prior to birth as your baby may be eligible for CHIP or Medical Assistance. If you have health insurance, including CHIP, your baby may be covered under your insurance policy for 31 days after it is born. ​When I applied, my child received Medical Assistance coverage, but I want them to be on CHIP. What can I do? If your household income falls below CHIP income guidelines or if your child has one or more serious health conditions that require high-cost long-term care, your child will likely receive health insurance through Medical Assistance. When you apply for CHIP or Medical Assistance, your application is sent to the appropriate program based on all available information and is subject to change if your income changes. You cannot choose one program over the other. However, if your income changes, you should provide documentation of that change to see if you qualify for a different program.