Title: What Is Disability Insurance?
Headings: What Is Disability Insurance?
What Is Disability Insurance?
Risks Covered by Disability Insurance Policies
Disability Insurance Coverage Misconception
Why You Need an Individual Disability Insurance Plan
The Purpose of Disability Insurance
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Content: Over 36 million Americans are classified as disabled; about 12% of the total population
More than 50% of those disabled Americans are in their working years, from 18-64. 8.3 million disabled wage earners, over 5% of U.S. workers, were receiving Social Security Disability (SSDI) benefits at the conclusion of March, 2011. In December of 2010, there were over 2.5 million disabled workers in their 20s, 30s, and 40s receiving SSDI benefits. The risk of disability is real. Despite the risk, many people do not have an adequate individual disability policy to protect them if they lose their primary income due to a disability. Underestimating your real risk of disability can be financially devastating! Disability insurance policies are worth the investment! Disability Insurance Coverage Misconception
A disability insurance policy covers a range of disabilities or injuries. When most people think of disability insurance, their minds immediately go to work injuries and workers compensation.