Title: 15 Things You Need To Know About Church Insurance | Southern States Insurance
Headings: 15 Things You Need To Know About Church Insurance
15 Things You Need To Know About Church Insurance
Important Items In Church Insurance
1. Protection Against Legal Action
2. Church Insurance for Your Property
3. Coverage for Accusations of Sexual Abuse
4. Protection for Counselors
5. Coverage for Employee Injuries
6. Protection In the Event of a Flood
7. Insurance for Accusations Made by Employees
Accusations that can be covered:
8. Special Event Coverage
Location Of The event
9. Insurance for Missions
Foreign Or Domestic
Worldwide Liability
Travel Medical
D. Kidnap and Ransom
10. Covering Your Church Van or Bus
11. Protections for Accusations Against Your Church Board
Coverage for Behavior
12. Coverage for Large Claims
Umbrella Policy
13. Protection if Your Computers Are Breached
14. Coverage if Money Is Stolen
15. Coverage For Church Volunteers
If A Volunteer Is Hurt
Partnering with a Reputable Church Insurance Agency

Content: Every church insurance policy should include this vital coverage. 3. Coverage for Accusations of Sexual Abuse
Any organization that works with children has the potential to be accused of a crime of a sexual nature. An accusation can be made regardless of whether any wrong doing occurred. And the church must defend itself. If someone claims they were sexually abused: Accusations of a sexual nature are not covered under a general liability policy and require a separate liability policy. This is a coverage that no church insurance program can afford to be without. Sadly, the statistics of child sexual abuse are staggering, with 93% of sex offenders describing themselves as “religious. ” 4.