Title: Church Insurance - Cost & Coverage (2021)
Headings: Church Insurance
Church Insurance
Church Insurance Policy Information
How Much Does Church Insurance Cost?
What Type Of Liability Insurance Do Churches Need?
What Type Of Property Insurance Do Churches Need?
Church's Risks & Exposures
Commercial Insurance And Business Industry Classification
8661: Religious Organizations
Church Insurance - The Bottom Line
Types Of Small Business Insurance - Requirements & Regulations
Small Business Insurance Information
Types Of Small Business Insurance
Business Insurance Required by Law
Other Types Of Small Business Insurance
Additional Resources For Non-Profit Insurance

Content: Employee theft. This type of insurance rider covers embezzlement, fraud, and theft by bonded church employees. Work with a seasoned insurance agent to determine which types of church insurance your church needs and which endorsements or riders make sense for the church's unique needs. Church's Risks & Exposures
Property exposure is high due to the building being unoccupied the majority of the time, which can encourage vandalism or break-ins. Small fires can quickly get out of control when no one is on premises. Regular daily visits to the premises by a member of the clergy or a parishioner can be very helpful in preventing and detecting losses. Ignition sources include electrical wiring, heating, and air conditioning equipment. There may be cooking facilities for community events. While domestic ranges and ovens are generally used and should be supplemented by portable fire extinguishers, any commercial cooking equipment needs to be properly controlled. Many churches have installed sound systems that are attractive to thieves, as are computers and other office equipment, video devices, and musical instruments.