Title: Buying Health Insurance for Children Under 18: A Guide for Parents
Headings: Buying Health Insurance for Children Under 18: A Guide
Buying Health Insurance for Children Under 18: A Guide
How Does the ACA Law Affect Children?
Important ACA Rules & Guidelines
1. Adding Your Child to Your Health Insurance as a Dependent
How Your Divorce Affects Your Child’s Health Coverage
2. Health Insurance for Children Only
Child-Only Plans: What’s Covered?
Who Sells Health Insurance for Children Only?
Subsidies for Child-Only Plans
Health Insurance for Children Only: Cost
3. Government Health Insurance for Children
Medicaid for Children
Children’s Health Insurance Program (CHIP)
CHIP and Medicaid Eligibility Requirements: Income / Family Size
Medicaid Expansion Under the Affordable Care Act
CHIP and Medicaid Eligibility Requirements: Age Limits
CHIP and Medicaid Eligibility Requirements: Citizenship Status
CHIP and Medicaid Eligibility Requirements: Pregnant Women
Find Out If You Qualify for CHIP or Medicaid
What Healthcare Services Are Covered by CHIP?
How Much Does CHIP Coverage Cost?
How Do You Enroll in CHIP?
Health Insurance for Youth in Foster Care
4. Short-Term Health Plans: Temporary Health Insurance for Children
When Does It Make Sense to Buy Short-Term Health Insurance for Children?
Not Everyone Qualifies for Short-Term Coverage
These Plans Aren’t ACA-Compliant
5. Kids’ Dental Coverage
Here’s what you need to know about the Affordable Care Act and children’s dental coverage:
Taking the Next Steps

Content: Birthing or Adopting a Child Counts as a Qualifying Life Event (QLE): Examples of qualifying life events include the birth or adoption of a child, marriage or divorce, the loss of employer-based coverage, or moving to a new coverage area. Qualifying life events trigger a sixty-day special enrollment timeframe for you and/or your child. You Have 60 Days to Find Insurance After the Birth of Your Child: If you have a baby while you’re uninsured, you have 60 days to purchase an insurance policy for yourself and your child. If you buy coverage after your baby is born, your plan will typically start within 30 days. Simply Getting Pregnant Doesn’t Count as a QLE: Although having a baby is considered a qualifying life event, getting pregnant is not. If you’re uninsured and become pregnant, that does not let you enroll in a new healthcare plan. You must apply for coverage during the nationwide Open Enrollment Period or within the sixty-day window following a qualifying life event such as birth.