Title: Chase AARP Credit Card Review – Forbes Advisor
Headings: Chase AARP Credit Card Review
Chase AARP Credit Card Review
Our Verdict
Cons
Highlights
AARP® Credit Card from Chase
Regular APR
Annual Fee
Credit Score
Table of Contents
Introduction
At a Glance
Rewards
Earning Rewards
Redeeming Rewards
Rewards Potential
Other Card Benefits
Fine Print
How The Card Stacks Up
AARP® Credit Card from Chase vs Chase Freedom Flex℠
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Compare Chase AARP Card With Other Cards
AARP® Credit Card from Chase
Regular APR
Is The Card For You?
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Content: Yes, AARP originally stood for American Association of Retired Persons, but don’t let the name fool you. Whippersnappers and their grandparents alike can apply for the $0 annual fee AARP® Credit Card from Chase * with its hard-working, unlimited 3% cash back on restaurant spending and gas. All other spending on the card earns 1%. Although that may seem like a pretty nifty proposition, be aware that there are other no-annual fee cards that offer similar elevated rewards on gas, restaurant spending and other categories too, making them a more nimble choice than the Chase AARP card. Pros
Rich rewards on dining and gas
No cap on cash back earnings
No AARP membership required to apply
No annual fee
Cons
APR can be high, depending on your credit
3% foreign transaction fee
No extra benefits for AARP members
Base rewards rate is lackluster
Highlights
$100 Bonus Cash Back after you spend $500 on purchases in the first 3 months from account opening
16.24% – 22.99% Variable APR on purchases and balance transfers
No annual fee
Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food
Earn 3% Cash Back rewards on purchases at gas stations
Earn 1% Cash Back rewards on all other purchases
Redeem for cash back with no minimum. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts
Contactless – Just Tap To PayFor fast, easy and secure checkout simply tap to pay where you see the Contactless symbol
Purchase Protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
More Highlights
AARP® Credit Card from Chase
Regular APR
16.24% - 22.99% Variable APR on purchases and balance transfers
Annual Fee
$0
Welcome Bonus
$100 Cash Back
Credit Score
Good/Excellent
Table of Contents
Introduction
At a Glance
Rewards
Other Card Benefits
Fine Print
How The Card Stacks Up
Compare Chase AARP Card With Other Cards
Is The Card For You? Introduction
The Chase AARP card is a co-branded card with a twist. Although it offers above-average rewards on restaurant and gas spending, there are no benefits specific to AARP members. You don’t even have to be an AARP member to apply for the card, which might make you wonder why AARP’s name is even on the card. The only sort-of member perk is the ability to redeem rewards earned on the Chase AARP card to join or renew the organization.