Title: Can Undocumented Immigrants get Life Insurance?
Headings: Can Undocumented Immigrants get Life Insurance?
Can Undocumented Immigrants get Life Insurance?
Health Insurance
Life Insurance
Purchasing Life Insurance
Receiving Death Benefit from Life Insurance Policies

Content: Health Insurance
Health care reform is something that has been a hot topic in congress. Democrats typically perceive health care as a more social kind of platform that should be provided to people by the government. Whereas, Republicans primarily believe that individuals and companies should be responsible for health care. With all of the debate surrounding health care, where do immigrants stand? Illegal immigrants are not legally allowed to purchase health insurance but their children who were born in the United States have access to government health care programs such as Medicaid, but it typically takes up to 5 years to even qualify for Medicaid. Health care reform will allow illegal immigrants to obtain legal status at a faster rate which will allow them to pay taxes and contribute to organizations such as Medicaid and Medicare. Life Insurance
A life insurance policy is a contract between an individual and an insurance company. In exchange for premium payments, the insurance company pays out a death benefit in the event of the insured individuals’ death. Death benefits from all types of life insurance are generally income tax-free. With immigration reform, life insurance will still be available to illegal immigrants but at a perceivably faster rate.