Title: Disability Insurance: Why You Need It - NerdWallet
Headings: Disability Insurance: Why You Need It and How to Get It
Disability Insurance: Why You Need It and How to Get It
How much does life insurance cost?
Policy length
Coverage amount
Best health
Good health
Average health
Why you need disability insurance
Types of disability insurance
Short term vs. long-term
How to get disability insurance
Buying your own disability policy
4 questions to ask yourself
1. How much of your income would you need to replace to maintain your lifestyle if you became disabled and couldn't work?
2. How long could you wait before the disability benefits kicked in?
3. How long would you want the benefits to last?
4. How broadly would you define "disability"?
Features of employer-sponsored and individual disability insurance
Other ways to find disability insurance
Dive even deeper in Insurance
Life Insurance Quotes

Content: Disability Insurance: Why You Need It and How to Get It
A complete guide to how disability insurance works and how to get coverage through work or on your own. Barbara Marquand Oct 19, 2017
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money. Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury.