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Content: Unemployed people have a hard time finding new jobs since jobs are scarce and the competition for jobs is extremely high. Unemployment not only affects individuals but their families as well. Most of these people will collect unemployment benefits for only a small fraction of their previous salaries. These changes often drive families into a state of poverty, and unfortunately, sometimes even into homelessness. [Related: What Stops You From Being Generous?] #2 Lack of Affordable Housing
The growing gap between wage earnings and the cost of housing in the United States leaves millions of families and individuals unable to make ends meet. According to the National Low Income Housing Coalition, families across the country would need to earn a “housing wage” of $15.37 an hour to afford a two-bedroom apartment at the average fair market rent. Even in West Virginia, the least expensive rental state in the country, a full-time wage earner would have to earn over $8.78 an hour in order to afford a two bedroom apartment. #3 Substance Abuse
Drug and alcohol addiction affects about 20% of the homeless population.