Title: Car Insurance Cancellation and Non-Renewal
Headings: Car Insurance Cancellation and Non-Renewal
Car Insurance Cancellation and Non-Renewal
Car insurance cancellation and non-renewal guidelines are dictated by your state insurance laws. Normally, the insurance company has a 60-day underwriting window to review any policy an insurance agent issues. Your provider can cancel your insurance policy for nearly any “reasonable” concern within the first 60 days of it being issued. Learn more below.
Table of Contents
Car Insurance Cancellation
First 60 Days of Your Insurance Policy
What Are “Reasonable” Concerns?
Cancellation After 60 Days
Car Insurance Non-Renewal
Why Do Insurers Non-Renew Policies?
What’s Next?

Content: There are a couple reasons why an insurance company may choose to non-renew a policy. And it may have absolutely nothing to do with you! An insurer may decide they simply don’t want to write a particular line (home or auto for example) or class of insurance (homes on the gulf, drivers under 25 for example) and non-renew every policy that fits in that category. Also, an insurance company may decide to stop writing insurance in one state altogether, which would result in non-renewal for every policy they have in that state. However, it is possible that something you did during your policy term may have caused your insurer to non-renew you. It depends on the type of insurer your policy is written with. Perhaps you are with a standard carrier, and as a result of a few tickets or accidents during your policy, you no longer fit their risk appetite. You would likely be non-renewed and have to seek coverage from a non-standard carrier ( types of auto insurance companies ). What’s Next? Believe it or not, a cancellation or a non-renewal may be the best thing that ever happened to you.