Title: Redlining was banned 50 years ago. It’s still hurting minorities today. - The Washington Post
Headings: Redlining was banned 50 years ago. It’s still hurting minorities today.
Redlining was banned 50 years ago. It’s still hurting minorities today.
The Senate rolls back rules meant to root out discrimination by mortgage lenders

Content: The Federal Housing Administration institutionalized the system of discriminatory lending in government-backed mortgages, reflecting local race-based criteria in their underwriting practices and reinforcing residential segregation in American cities. The discriminatory practices captured by the HOLC maps continued until 1968, when the Fair Housing Act banned racial discrimination in housing. Could the #BankBlack movement help African Americans close the wealth gap? But 50 years after that law passed, the lingering effects of redlining are clear, with the pattern of economic and racial residential segregation still evident in many U.S. cities — from Montgomery, Ala., to Flint, Mich., to Denver. Advertisement
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Nationally, nearly two-thirds of neighborhoods deemed “hazardous” are inhabited by mostly minority residents, typically black and Latino, researchers found. Cities with more such neighborhoods have significantly greater economic inequality. On the flip side, 91 percent of areas classified as “best” in the 1930s remain middle-to-upper-income today, and 85 percent of them are still predominantly white. Researchers found that redlined neighborhoods in the South and the West are more likely today to be home to a largely minority population. Neighborhoods in the South and Midwest display the most persistent economic inequality. In Macon, Ga., 65 percent of neighborhoods were marked “hazardous” in the 1930s, making it the most redlined city in the United States, followed closely by Birmingham, Ala., and Wichita, Kan.
Here are the 10 U.S. cities with the highest percentages of neighborhoods marked “hazardous” in the 1930s: