Title: Health Insurance for Newborn Babies - eHealth Insurance
Headings: Health Insurance for Newborn Babies
Individual and Family
Health Insurance for Newborn Babies
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What are the risks of not having newborn coverage after the first 30 days of birth?
Does my individual or family plan automatically cover my new baby?
What if I can’t afford health insurance?
Where should I start shopping for health insurance for babies?
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Content: The special enrollment period extends for 60 days after your child’s birth. Once enrolled, the effective date is retroactive to your child’s birthdate. What if I can’t afford health insurance? You have options before giving birth if you are having a difficult time affording health insurance. Even if you don’t think you qualify based on income for programs like Medicaid, you should still apply because you may be more likely to receive coverage if you are pregnant. With Medicaid, you don’t have to wait until the annual open enrollment period to apply and enroll; you can enroll in coverage at any time of the year if you qualify. Additionally, there are facilities – such as Planned Parenthood – that sometimes offer prenatal care at lower-rates depending on your income. If you don’t have health insurance and aren’t planning on getting health insurance, you can look into applying for CHIP. The Children’s Health Insurance Program (CHIP) is a way to get health insurance for families who have a difficult time affording health insurance for themselves or health insurance for babies or older children.