Title: 15 Best Credit Cards for Seniors & Retirees (2021)
Headings: 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
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About the Author
Brittney Mayer

Content: For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their financial needs. As you set out on new adventures, it makes sense to re-evaluate your current credit cards to determine whether they still merit a place in your wallet. You may also want to take a look at the options to see if there are replacements that will better suit your new lifestyle. Travel Rewards | No Foreign Transaction Fees | Cash Back | 0% Intro APR | Low Ongoing APR
Best “Travel Rewards” Cards for Seniors
While the average Baby Boomer may spend around $6,300 on travel in a single year, those who use the right travel rewards credit card for their expenses may be able to cut that number down by an appreciable amount. Travel rewards credit cards offer points or miles on every purchase, which can generally be redeemed for travel-related expenses like flights and hotel stays. Many of our favorite travel cards even come with nice signup bonuses to get you traveling faster. 1. Capital One Venture Rewards Credit Card
AIR MILES RATING
★★★★★
4.9
OVERALL RATING
4.8/5.0
Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
Earn unlimited 2X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Receive up to $100 application fee credit for Global Entry or TSA Pre✔®
Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs
No foreign transaction fees
See application, terms and details. Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.24% - 24.49% (Variable)
$95
Excellent, Good
2.