Title: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Headings: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
When you think about the insurance that you need, disability insurance might not be at the top of your list. Here is why you should move it to the top.
What’s Ahead:
What is disability insurance?
Is it worth it?
Why is disability insurance so important?
Disability insurance replaces your income if you get seriously ill
Disability insurance replaces income if you are severely injured
Disability insurance could provide enough income to cover bills while recovering
Disability insurance may kick in if you can still work but not in the same capacity
Disability insurance complements Social Security Disability Insurance
Disability insurance covers short-term and long-term needs
Disability insurance protects your household from a complete loss of income
Where to get disability insurance
Policygenius
Breeze
Summary
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About the author
Eric Rosenberg

Content: “If you’re the breadwinner, you better have some disability insurance,” he said. Why is disability insurance so important? Disability insurance replaces your income if you get seriously ill
Some of those most common disability insurance claims relate to cancer, musculoskeletal disorders, and depression. While you hopefully never have to deal with any of these unfortunate situations, they are quite common. In fact, one of them is affecting my family right now. My dad is receiving disability insurance payments related to prostate cancer. My family never expected my dad to get a stage four cancer diagnosis at any point, but here we are. I’m so glad for my parent’s finances that they had this critical insurance coverage. You just never know when a major illness could strike. Disability insurance replaces income if you are severely injured
Many professions carry a high likelihood of injury.