Title: 
Headings:  OhioHealth Cash Balance Retirement Plan
OhioHealth
 
Cash
 
Balance
 
Retirement
 
Plan
 

Summary
 
Plan
 
Description

Living
 
OhioHealthy

Introduction

ELIGIBILITY
 
REMINDER

Highlights
 
of
 
the
 
Plan

Participating
 
in
 
the
 
Plan

ELIGIBILITY

ENROLLING
 
IN
 
THE
 
PLAN

How
 
Service
 
Works
 
Under
 
This
 
Plan

HOUR
 
OF
 
SERVICE

YEARS
 
OF
 
SERVICE

TRANSFERRED
 
ASSOCIATES

Plan
 
Contributions

ANNUAL
 
COMPENSATION
 
CREDITS

WHAT
 
IS
 
YOUR
 
COMPENSATION?

ANNUAL
 
INTEREST
 
CREDIT

Multiplied
 
by

YOUR
 
PLAN
 
STATEMENT

SICK
 
PAY
 
CREDITS

Vesting

TRUST
 
FUND

When
 
Y
our
 
Account
 
Is
 
Payable

YEAR
 
OF
 
SERVICE
 

NORMAL
 
RETIREMENT
 
DATE

EARLY
 
RETIREMENT
 
DATE

TERMINATION
 
OF
 
EMPLOYMENT
  
BEFORE
 
RETIREMENT

SPECIAL
 
LUMP
 
SUM
 
ELECTIONS

Mandatory
 
Cash-Out
 
Provision

REQUIRED
 
MINIMUM
 
DISTRIBUTIONS

Forms
 
of
 
Payment

IF
 
YOU
 
CHOOSE…

Lump
 
Sum
 
Payment

THE
 
PLAN
 
PAYS…

IF
 
YOUR
 
EMPLOYMENT
 
ENDS

REEMPLOYMENT

WHAT
 
IS
 
A
 
BREAK-IN-SERVICE?
 

IF
 
YOU
 
BECOME
 
DISABLED

WHEN
 
ARE
 
YOU
 
CONSIDERED
 
DISABLED?
 
 

IF
 
YOU
 
DIE

If
 
You
 
Die
 
Before
 
You
 
Retire
 
but
 
After
 
You
 
Are
 
Vested

If
 
You
 
Die
 
After
 
Retirement
 
Benefits
 
Begin

If
 
You
 
Die
 
During
 
Military
 
Service

CHOOSING
 
YOUR
 
BENEFICIARY

Filing
 
a
 
Claim

YOUR
 
RIGHT
 
TO
 
APPEAL

STATUTE
 
OF
 
LIMITATIONS
 
TO
 
FILE
 
A
 
CIVIL
 
ACTION

When
 
Benefits
 
May
 
Not
 
Be
 
Paid

PLAN
 
BENEFITS
 
ARE
 
INSURED
  

Important
 
Tax
 
Information

EARLY
 
DISTRIBUTION
 
PENALTY
 
TAX

Amendment,
 
T
ermination
 
or
 
Merger

AMENDING
 
THE
 
PLAN

NO
 
ORAL
 
MODIFICATION
 
OR
 
AMENDMENT

ENDING
 
CONTRIBUTIONS
 
AND/OR
 
THE
 
PLAN

Plan
 
Administrator

MERGER

More
 
About
 
the
 
Plan

LOANS

NONASSIGNMENT
 
OF
 
BENEFITS

QUALIFIED
 
DOMESTIC
 
RELATIONS
 
ORDERS

IRA
 
CONTRIBUTIONS

NO
 
GUARANTEE
 
OF
 
EMPLOYMENT

MAXIMUM
 
RETIREMENT
 
BENEFITS

Rollover
 
into
 
a
 
Roth
 
IRA

INSURED
 
BENEFITS

TOP-HEAVY
 
PLAN
 
REQUIREMENTS

IF
 
THE
 
PLAN
 
IS
 
UNDERFUNDED

ADMINISTRATION
 
OF
 
THE
 
PLAN

YOUR
 
RIGHTS
 
AS
 
A
 
PLAN
 
PARTICIPANT


Content: Underfunded
  
. . . . . . . . . .