Title: When to Get Health Insurance for Newborn
Headings: When do you get health insurance for a newborn?
When do you get health insurance for a newborn?
Dino Christoforakis
Do I Have to Get Health Insurance for My Baby Before it is Born?
What Medical Care Expenses Will I Need to Anticipate for My Newborn?
What is Covered According to the Affordable Care Act?
What are the Most Important Things to Review When I Shop for Coverage?
– Summary of Benefits
– List of Participating Providers
– Co-pays and Premiums
Take a Breath Before You Get Started
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Content: While all of the care received during a pregnancy is for the baby and keeping mom healthy, the medical costs for the baby after its birth are an often overlooked concern. Enter your zip on this page to get free private health insurance quotes! Do I Have to Get Health Insurance for My Baby Before it is Born? The topic of insurance can be a complicated and confusing conversation. The great news is you don’t have to worry about getting health insurance coverage for your baby before he or she is born. With the Affordable Care Act (ACA or Obamacare), new parents—whether by birth or adoption— have 30 days to obtain coverage for their new baby. Expenses incurred within those 30 days will be covered retroactively. This means that if your baby is born on the first of the month, you have until the 30th of that month to let your insurance company know your child’s name, date of birth, and social security number. Insurance companies understand that your baby will undergo standard tests and immunizations before the 30th of the month. Those expenses incurred during your child’s first 30 days will be eligible for coverage as long as you enroll by day 30.