Title: Can I Buy Renters Insurance For My Tenant? | Policygenius
Headings: Can I buy renters insurance for my tenant?
Can I buy renters insurance for my tenant?
A landlord cannot legally buy a renters insurance policy in their tenant's name. However, they can require tenants to purchase a renters insurance policy in order to rent their property.
Key takeaways
Should I buy renters insurance for my tenant?
Partnering with insurance companies
Need coverage?
Can I require my tenant to buy renters insurance?
Additional interested party
What is landlord insurance?

Content: Although renters insurance can minimize a landlord’s risk, it doesn’t actually offer financial protection for landlords. Some landlords already have homeowners insurance for their property, but if you’re going to rent out your apartment or house, you should purchase landlord insurance in addition to homeowners insurance. Just like renters insurance is financial protection for your tenant, landlord insurance covers your building and your property. Like renters insurance, landlord insurance contains liability coverage, so if someone gets hurt on your property then your landlord insurance can help you pay any legal fees or medical expenses that you are liable for. You’re also protected from income loss, to an extent. If you’re unable to rent out a room or building when it’s being repaired from a specific covered loss, your landlord insurance can reimburse you for some of that income loss. Learn more about the benefits of landlord insurance. About the author
Kara McGinley
Property and Casualty Insurance Expert
Kara McGinley is an insurance editor at Policygenius, specializing in home, auto and renters insurance. She previously worked as a freelance writer and copywriter, and has been writing about insurance since 2019. Kara is an expert at making complicated topics like property insurance simple to understand.