Title: What to Do if Your Homeowners Insurance is Cancelled -- Insurance.com
Headings: What to do if your homeowners insurance is cancelled
What to do if your homeowners insurance is cancelled
Can homeowners insurance drop you?
Why your homeowners insurance may get canceled
Home insurance canceled after an inspection
Homeowners insurance canceled because of roof issues
Multiple claims
Living in a high-risk area
Pets
Not paying your premiums
Bad credit
How can I get homeowners insurance after non-renewal?
What is high-risk home insurance?
How to get homeowners insurance with a bad roof
How to ensure an insurance company doesn't cancel your home insurance

Content: For insurers, it all boils down to costs. If an area has a history of claims or a homeowner files multiple claims, an insurance company could deem the property an unacceptable risk and either raise the premium or cancel your policy altogether. "Insurance companies would normally not react to one bad year," Balsiger says. " They do modeling and look at profitability over a period of time. It's not uncommon to have a year where the insurance company loses money." Pets
Homeowners insurance covers your property and the contents within it and many often cover pets in your home. However, depending on state law, an insurance company typically maintains an exclusion list for pets they won't insure. This can include everything from exotic pets like a boa constrictor to certain dog breeds. If your exotic pet or blacklisted breed bites someone or damages your neighbor's property and you must file a claim, your insurance company may cancel your policy if they weren't informed of the pet when they issued your coverage. Full disclosure is important -- hiding details from your insurance company could give them a justifiable reason to cancel your coverage.