Title: 15 Best Credit Cards for Seniors & Retirees (2021)
Headings: 15 Best Credit Cards for Seniors & Retirees in 2021
15 Best Credit Cards for Seniors & Retirees in 2021
credit card advice
Best “Travel Rewards” Cards for Seniors
1. Capital One Venture Rewards Credit Card
AIR MILES RATING
2. Discover it® Miles
AIR MILES RATING
3. Capital One VentureOne Rewards Credit Card
AIR MILES RATING
+See More Cards with Travel Rewards
Best “No Foreign Transaction Fee” Cards for Seniors
4. Discover it® Cash Back
BEST OVERALL RATING
5. Capital One Venture Rewards Credit Card
BEST OVERALL RATING
6. Chase Sapphire Reserve®
BEST OVERALL RATING
+See More Cards with No Foreign Transaction Fees
Best “Cash Back” Cards for Seniors
7. Capital One Quicksilver Cash Rewards Credit Card
CASH BACK RATING
8. Discover it® Cash Back
CASH BACK RATING
9. Capital One SavorOne Cash Rewards Credit Card
CASH BACK RATING
+See More Cards with Cash Back
Best “0% Intro APR” Cards for Seniors
10. Chase Freedom Unlimited®
0% INTRO APR RATING
11. Capital One Quicksilver Cash Rewards Credit Card
0% INTRO APR RATING
12. U.S. Bank Visa® Platinum Card
0% INTRO APR RATING
+See More Cards with 0% Intro APR Offers
Best “Low Ongoing APR” Cards for Seniors
13. Discover it® Cash Back
LOW APR RATING
14. Applied Bank® Secured Visa® Gold Preferred® Credit Card
LOW APR RATING
15. Discover it® chrome
LOW APR RATING
+See More Cards with Low Ongoing APRs
Spend Wisely in Your Retirement
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About the Author
Brittney Mayer

Content: For example, 60,000 points are worth $900 toward travel
With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
1:1 point transfer to leading airline and hotel loyalty programs
See application, terms and details. Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.99%-23.99% Variable
$550
Good/Excellent
+See More Cards with No Foreign Transaction Fees
Some foreign merchants may offer you dynamic currency conversion (DCC), which basically means they’ll convert their prices to US dollars for you before running your credit card. DCC can seem like a convenient way to avoid foreign transaction fees, but it’s rarely the best way to get a good conversion rate since the merchant can choose the rate. What’s more, your issuer may still consider the transaction to be foreign and charge you a fee anyway. Best “Cash Back” Cards for Seniors
Those who see the articles on complicated schemes to maximize rewards for free travel may be intimidated into thinking credit card rewards are too complicated. But not all rewards credit cards come with convoluted transfers and three-digit annual fees. For many, the simplest form of credit card rewards is cash back, with straightforward, flat-rate redemption that won’t require a spreadsheet to master. Some of our favorite cash back cards can provide up to 5% cash back on elig