Title: Short Term Disability Insurance | Guardian
Headings: Protect your income with short term disability insurance
Protect your income with short term disability insurance
What is short term disability insurance?
How does short term disability insurance work?
Why do you need short term disability insurance?
Disability insurance calculator
What conditions qualify for short term disability?
What’s the difference between short term and long term disability insurance?
What’s the difference between short term disability and temporary disability insurance?
Unexpected Guardians: Two people talk disability
What should you know when buying short term disability insurance?
Is short term disability insurance worth it?
How do I get individual disability insurance?

Content: Short Term Disability Insurance | Guardian
Protect your income with short term disability insurance
4 minute read
Guardian continues to stay on top of all new and evolving government updates regarding coronavirus and short term disability. For additional updates, please visit our resource center, which includes frequently asked questions about Guardian’s response to the COVID-19 pandemic. Each year, over 5% of American workers will experience a short-term disability due to illness, injury, or pregnancy. 1 And disability often results in lost income and medical bills that can throw your financial plans off track, even if you’re only away from work for a short period of time. That’s why short term disability insurance is a vital protection to help ensure an illness or injury won’t permanently damage your financial confidence. Here are the most important things you need to know before you start shopping for short term disability insurance policy. What is short term disability insurance? Disability insurance is sometimes referred to as income replacement because it pays you benefits to replace a portion of the income you lose if you’re unable to work due to a prolonged illness or injury. Short term disability insurance typically starts paying benefits within two weeks of a qualifying illness or injury and covers you for a benefit period that’s usually between 13-26 weeks. You’ll continue to receive benefits until you’re able to return to work or until you reach the end of your benefit period.