; or (2) identify or discuss deficiencies in compliance or risks associated with the Bank Secrecy Act, including anti-money laundering or countering the financing of terrorism practices. (i) (h) Definitions In this section: (1) Appropriate Federal banking agency The term appropriate Federal banking agency means— (A) the appropriate Federal banking agency, as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); and (B) the National Credit Union Administration, in the case of an insured credit union , as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ) . (2) Depository institution The term depository institution means— (A) a depository institution, as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); and (B) an insured credit union , as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ) . (3) Intelligence community The term intelligence community has the meaning given the term in section 3 of the National Security Act of 1947 ( 50 U.S.C. 3003 ). 11. Annual access to financial services report The Federal banking regulators shall submit to Congress an annual report containing— (1) information and data on the availability of access to financial services for minority-owned, veteran-owned, women-owned, Tribal community-owned, and small State-sanctioned marijuana businesses