; (II) which shall have access to all public lending bank information pertinent to the operations and performance of the People’s Review Board; (III) the meetings of which shall be open to public observation; (IV) which shall issue an annual report of the findings and recommendations of the People’s Review Board, and make such report publicly available online; (V) the structure of which shall ensure adequate representation of, or democratic accountability to, residents within the geographic area of (or, with respect to a corporation or nonprofit instrumentality, the geographic area served by) the relevant entity described in section 101(b)(1); (VI) the membership of which shall prioritize community members representing historically redlined and marginalized communities; and (VII) which may only have members selected by sortition if— (aa) a super-majority of the members are selected by a stratified sampling of residents based primarily within the geographic area of (or, with respect to a corporation or nonprofit instrumentality, the geographic area served by) the relevant entity described in section 101(b)(1); (bb) the People’s Review Board is professionally facilitated, deliberative in nature, and draw upon outside experts representing a range of divergent interests and viewpoints