on the credit score and loan-to-value ratio characteristics of a mortgage. (6) Standard single-family pricing framework The term standard single-family pricing framework means the loan-level pricing adjustment fee structure in effect on April 30, 2023. 7. Enterprise guarantee fees Subsection (f) of section 1327 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 ( 12 U.S.C. 4547(f) ) is amended by striking October 1, 2032 and inserting October 1, 2033 .