1. Short title This Act may be cited as the FDIC Board Accountability Act . 2. FDIC Board of Directors Section 2 of the Federal Deposit Insurance Act ( 12 U.S.C. 1812 ) is amended— (1) in subsection (a)— (A) in paragraph (1)— (i) in subparagraph (A), by adding and at the end; and (ii) by striking subparagraphs (B) and (C) and inserting the following: (B) 4 of whom shall be appointed by the President, by and with the advice and consent of the Senate, from among individuals who are citizens of the United States, 1 of whom shall have State bank supervisory experience, and separately 1 of whom shall have demonstrated primary experience working in or supervising depository institutions having less than $10,000,000,000 in total assets. ; and (B) by adding at the end the following: (3) Non-voting status of the Director of the Bureau of Consumer Financial Protection The Director of the Bureau of Consumer Financial Protection shall serve as a non-voting observer to the Board of Directors of the Corporation. ; (2) in subsection (c)— (A) in paragraph (1), by adding at the end the following: No individual may be appointed as a member for more than two terms. ; and (B) by adding at the end the following: (4) Maximum length of service Notwithstanding any other provision of this Act, no person shall serve as a member for more than twelve years in total. ; (3) in subsection (d)(2)— (A) by striking Consumer Financial Protection Bureau each place such term appears and inserting Bureau of Consumer Financial Protection ; and (B) by inserting or observer, as the case may be, after member ; and (4) in subsection (f)(2), by striking or of the Consumer Financial Protection Bureau .