as a financial asset or as a result of being held in custody or safekeeping by a crypto asset intermediary. (2) Accrual to customer Except as otherwise specified by an agreement with a customer, all subsidiary proceeds relating to crypto asset services provided to a customer shall accrue to the benefit of the customer in accordance with paragraph (3). (3) Election A crypto asset intermediary may elect not to collect certain subsidiary proceeds if the election is disclosed in an agreement with the customer. (4) Withdrawal A customer may request return of a crypto asset from an intermediary in a method that permits the collection of the subsidiary proceeds of the crypto asset. (5) Agreement A crypto asset intermediary shall enter into an agreement with a customer, if desired by the customer, regarding the manner in which to invest subsidiary proceeds or other gains attributable to the crypto assets of the customer. (d) CEO attestations Each year, the chief executive officer of a crypto asset intermediary shall, under penalty of perjury, certify compliance with the following, to the best of the knowledge and belief of the chief executive officer: (1) Applicable anti-money laundering, customer identification, prevention of terrorist financing, and sanctions laws. (2) Applicable custodial and safekeeping laws, including proof of reserve requirements. (3) The other provisions of this chapter. . (b) Technical and conforming amendment The table of sections for chapter 98 of title 31, United States Code, as amended by section 204 of this Act, is amended by adding at the end the following: 9805. Basic consumer protection standards for crypto assets. . 206. Cleaning up crypto asset lending (a) In general Chapter 98 of title 31, United States Code, as amended by section 205 of this Act, is amended by adding at the end the following: 9806. Crypto asset lending arrangements (a) Lending arrangements A crypto asset intermediary shall ensure that any lending arrangements relating to crypto assets are— (1) clearly disclosed to