; and (C) as of 2021, Guam’s public debt stood at $2,600,000,000, representing 43 percent of its Gross Domestic Product. (16) The physical infrastructure of the United States territories, including electricity grids and water plants, is outdated, and has lacked appropriate maintenance and hardening. (17) The United States territories face housing affordability and availability challenges that impact their ability to absorb the influx of the recovery workforce after a disaster occurs. (18) The United States territories are situated in remote locations, which results in higher import costs, significant delays in the shipping and transportation of construction materials necessary to carry out recovery projects, and barriers for staff seeking to travel to the continental United States to receive recovery training. (19) The United States territories have limited specialized staff to adequately navigate and manage recovery programs, including developing projects for obligation, using Public Assistance to cover administrative and managerial costs, and procuring goods and services according to Federal standards. (20) The United States territories hurdle to find and procure specialized personnel to advance recovery efforts, such as engineers and construction contractors, given the high demand for these professionals by public agencies and large corporations in the aftermath of disasters. (21) The United States territories struggle with dangerous demographic patterns that exacerbate social, financial, and economic fragilities. From 2010 to 2020, the populations of the territories shrunk, and at a faster pace than any other continental state. In such period, Puerto Rico’s population was reduced by 11.8 percent, U.S. Virgin Islands’ population by 18.1 percent, Northen Mariana Islands’ population by 12.2 percent, American Samoa’s population by 10.5 percent, and Guam’s population by 3.5 percent. Additionally, the islands are experiencing lower birthrates and higher death rates. (22) The postal addresses used in the United