; and (B) the maximum annual amount of Federal Direct Unsubsidized Stafford loans such a student may borrow in any academic year (as defined in section 481(a)(2)) or its equivalent shall be the maximum annual amount for such student determined under section 428H, plus an amount equal to the amount of Federal Direct Stafford loans the student would have received in the absence of this paragraph. . 203. Annual and aggregate loan limits Section 455(a) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(a) ) is further amended by adding at the end the following: (5) Annual and aggregate loan limits (A) In general Subject to subparagraph (B), for academic year 2024–2025 and each succeeding academic year, section 428H(d) shall be applied— (i) in paragraph (2)(A)— (I) in clause (i), by substituting $14,550 for $12,000 ; and (II) in clause (ii)— (aa) in subclause (I), by substituting $8,250 for $7,000 ; and (bb) in subclause (II), by substituting $8,250 for $7,000 ; (ii) in paragraph (3)— (I) in subparagraph (A), by substituting $2,550, in the case of a student described in clause (i) of section 428(b)(1)(A), $2,650, in the case of a student described in clause (ii) of such section, and $2,750, in the case of a student described in clause (iii) of such section for $2,000 ; and (II) in subparagraph (B), by substituting $34,100 for $31,000 ; and (iii) in paragraph (4)— (I) in subparagraph (A)— (aa) in clause (i)(I), by substituting $6,950 for the first year such year and $7,050 for the second such year for $6,000 ; (bb) in clause (ii)(I), by substituting $8,250 for $7,000 ; and (cc) in clause (iii)— (AA) in subclause (I), by substituting ‘$6,850 for $6,000 ; and (BB) in subclause (II), by substituting $7,962 for $7,000