; and (B) meets the requirements of regulations issued under section 124. (5) Dual language learner The term dual language learner means a child who is acquiring two or more languages at the same time, or a child who is learning a second language while continuing to develop the child's first language, including a child who may also be identified by a State or locality as bilingual , an English language learner , limited English proficient , an English learner , or a child who speaks a language other than English . (6) Family literacy services The term family literacy services means services that— (A) are family literacy services, as defined in section 637 of the Head Start Act ( 42 U.S.C. 9832 ); and (B) meet the requirements of section 641A of such Act ( 42 U.S.C. 9836a ). (7) Financial assistance The term financial assistance includes assistance provided by grant, agreement, or contract, for which payments may be made in installments and in advance or by way of reimbursement with necessary adjustments on account of overpayments or underpayments. (8) Full-working-day The term full-working-day means not less than 10 hours per day. Nothing in this paragraph shall be construed to require an entity to provide services to a child who has not reached the age of compulsory school attendance for more than the number of hours per day permitted by State law (including regulation) for the provision of services to such a child. (9) Health The term health , when used to refer to services or care provided to children enrolled in a child care and early learning program, their parents, or their siblings, shall be interpreted to refer to both physical and mental health. (10) Homeless child The term homeless child means an individual described in section 725(2) of the McKinney-Vento Homeless Assistance Act ( 42 U.S.C. 11434a(2) ). (11) Indian The term Indian means an individual who is— (A) a member of an Indian Tribe or band, as membership is defined by the Tribe or band, including— (i) any Tribe or band terminated since 1940