; and (ii) in existence before the expiration of the applicable 1-year period described in paragraph (1). (3) Insurable structures in otherwise protected areas Notwithstanding any other provision in this section, new Federal expenditures and financial assistance may be provided for insurable structures in Otherwise Protected Areas that are used in a manner consistent with the purpose for which the area is protected. . 105. Require disclosure to prospective buyers that property is in the Coastal Barrier Resources System Section 5 of the Coastal Barrier Resources Act ( 16 U.S.C. 3504 ) (as amended by section 104(2)) is amended by adding at the end the following: (e) Disclosure of limitations Not later than 2 years after the date of enactment of the Strengthening Coastal Communities Act of 2023 , the Secretary, in consultation with the Secretary of Housing and Urban Development, shall promulgate regulations that, with respect to real property located in an affected community, as determined by the United States Fish and Wildlife Service, that is offered for sale or lease, require disclosure that the real property is located within a community affected by this Act. . 106. Guidance for emergencies adjacent to the System Not later than 1 year after the date of enactment of this Act, the Secretary of the Interior, in consultation with the Chief of Engineers, shall develop and finalize guidance relating to the expenditure of Federal funds pursuant to the exception described in section 5(a)(3) of the Coastal Barrier Resources Act ( 16 U.S.C. 3504(a)(3) ) for emergency situations that threaten life, land, and property immediately adjacent to a System unit (as defined in subsection (a) of section 3 of that Act ( 16 U.S.C. 3502 )). 107. Exceptions to limitations on expenditures (a) Emergency actions Section 6(a)(6) of the Coastal Barrier Resources Act ( 16 U.S.C. 3505(a)(6) ) is amended by striking subparagraph (E) and inserting the following: (E) Emergency actions necessary to the saving of lives and the protection of