1. Short title This Act may be cited as the Small Business Credit Protection Act of 2023 . 2. Data breaches (a) In general The Small Business Act ( 15 U.S.C. 631 et seq. ) is amended— (1) by redesignating section 49 ( 15 U.S.C. 631 note) as section 50; and (2) by inserting after section 48 ( 15 U.S.C. 657u ) the following new section: 49. Data breaches (a) Definition In this section— (1) the term consumer report has the meaning given the term in section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ); and (2) the term credit reporting company — (A) has the meaning given the term consumer reporting agency in section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a )