1. Short title This Act may be cited as the Combating Predatory Lending in Higher Education Act of 2023 . 2. Addition of certain loans to parents and graduate student to the calculation and reporting of cohort default rates (a) Definition of cohort default rate Section 435(m) of the Higher Education Act of 1965 ( 20 U.S.C. 1085(m) ) is amended— (1) in paragraph (1)— (A) in subparagraph (A)— (i) by striking section 428, 428A, or 428H and inserting this part or part D ; and (ii) by inserting or a Federal Direct Consolidation Loan after section 428C ; and (B) in subparagraph (C), by inserting or a Federal Direct Consolidation Loan after section 428C ; and (2) in paragraph (2), by adding at the end the following new subparagraph: (E) For the purposes of this subsection, the term students , when used with respect to a determination or calculation of the number of students who enter repayment or default on a loan received for attendance at an institution, shall include parents with a Federal Direct PLUS Loan or a loan under section 428B made on behalf of a dependent student for attendance at the institution. . (b) Collection and reporting of cohort default rates Section 435(m)(4)(A) of such Act of 1965 ( 20 U.S.C. 1085(m)(4)(A) ) is amended— (1) by striking section 428, 428B, or 428H and inserting this part or part D ; and (2) by inserting or a Federal Direct Consolidation Loan after section 428C . (c) Effective date The amendments made by this section shall be effective for the first fiscal year beginning after the date of enactment of this Act, and each subsequent fiscal year.