; and (D) anything else that the Secretary determines appropriate. (5) Knowingly The term knowingly with respect to conduct, a circumstance, or a result, means that a person has actual knowledge, or should have known, of the conduct, the circumstance, or the result. (6) Secretary The term Secretary means the Secretary of the Treasury. (7) United states financial institution The term United States financial institution has the meaning given the term U.S. financial institution under section 561.309 of title 31, Code of Federal Regulations.