; (bb) the People’s Review Board is professionally facilitated, deliberative in nature, and draw upon outside experts representing a range of divergent interests and viewpoints; and (cc) the members selected through sortition are required to receive a comprehensive orientation and intensive training on banking regulation and finance prior to participating in decision making, and required to receive continuing educational programming throughout their term. (c) Tribal covered bank lending priorities A Tribal covered bank shall prioritize loans to Indigenous communities. (d) Environmental policy Before the end of the 2-year period beginning on the formation of a covered bank, the Board of Directors of the covered bank or the Governing Assembly of the covered bank shall establish a formal environmental or environmental justice policy for the covered bank. (e) Use and disclosure of financial information and technology (1) Gramm-Leach-Bliley Act Title V of the Gramm-Leach-Bliley Act ( 15 U.S.C. 6801 et seq. ) shall apply to a covered bank to the same extent such title applies to a financial institution. (2) Use of technology A covered bank shall— (A) wherever feasible, prefer, use, and promote open source technologies; (B) wherever possible, license under a copyleft license any software, hardware, or other digital technologies that are developed, financed, or otherwise owned by the covered bank; (C) wherever possible, make any software acquired or developed by the covered bank available to other covered banks to study, copy, and use, at zero cost, upon request; and (D) generally take all reasonable efforts to encourage and promote technology sharing and the development of technological best practices and common standards. (3) Expectation of privacy A covered bank shall— (A) maintain an individual or entity’s legitimate expectation of privacy if that individual or entity is a customer of the covered bank