I 118th CONGRESS 1st Session H. R. 2481 IN THE HOUSE OF REPRESENTATIVES April 6, 2023 Ms. Bonamici (for herself, Mr. García of Illinois , Ms. Lee of California , Mr. Huffman , Mr. Grijalva , Mr. Blumenauer , Ms. Tlaib , Ms. Norton , Mr. Casar , and Ms. Salinas ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator, and for other purposes.

1. Short title This Act may be cited as the Fair Manufactured Housing Lending Act . 2. Inclusion of retailers of manufactured or modular homes in the definition of mortgage originator Section 103(dd)(2)(C) of the Truth in Lending Act ( 15 U.S.C. 1602(dd)(2)(C) ) is amended— (1) by striking any person and all that follows through not otherwise and inserting any person who is not otherwise ; (2) by striking ; or and inserting a semicolon; and (3) by striking clause (ii).