II 118th CONGRESS 1st Session S. 362 IN THE SENATE OF THE UNITED STATES February 9, 2023 Mr. Rounds (for himself, Ms. Lummis , Mr. Tillis , Mr. Hagerty , and Mr. Daines ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To require the Federal financial institutions regulatory agencies to take risk profiles and business models of institutions into account when taking regulatory actions, and for other purposes.