; and (2) consider whether the stress tests adequately identify salient risks to— (A) the safety and soundness of the nonbank financial institutions subjected to stress tests; (B) the stability of the United States financial system. IV Bank Supervision Appeals Improvement 401. Timeliness of examinations and required permission, regulatory, and reporting guidance (a) Exit interview requirement; timeliness of examinations (1) Insured depository institutions Section 10(d) of the Federal Deposit Insurance Act ( 12 U.S.C. 1820(d) ) is amended by adding at the end the following: (11) Examination timeliness The appropriate Federal banking agency shall complete any examination of an insured depository institution within 270 days of commencing the examination, except that such period may be extended by the appropriate Federal banking agency by providing written notice to the insured depository institution describing with particularity the reasons that a longer period is needed. (12) Exit interview requirement Within 30 days of completing an examination, the appropriate Federal banking agency shall conduct an exit interview with the insured depository institution’s senior management and board of directors. (13) Timeliness of examination reports (A) Final examination report With respect to an examination of an insured depository institution by an appropriate Federal banking agency, the appropriate Federal banking agency shall provide a final examination report to the insured depository institution not later than 60 days after the later of— (i) the exit interview for the examination