; or (B) the expiration of the 30-day period described in paragraph (1), if the ISA recipient has not accepted the income share agreement before within the period. (3) Exceptions not requiring re-disclosure (A) In general Notwithstanding paragraph (2), nothing in this section shall prevent an ISA provider of an educational ISA from— (i) withdrawing an offer before consummation of the transaction if the making of the income share agreement would be prohibited by law or if the ISA provider has reason to believe that the ISA recipient has committed fraud in connection with the income share agreement application; (ii) changing the ISA payment calculation method and terms if the change will unequivocally benefit the ISA recipient; or (iii) reducing the amount funded based upon a certification or other information received from the covered educational institution, or from the ISA recipient, indicating that the student's cost of attendance has decreased or the ISA recipient's other financial aid has increased, except that, in such case, the ISA provider may make corresponding changes to the terms of the ISA payment calculation method, ISA duration, and other terms only to the extent that the ISA recipient would have received the terms if the ISA recipient had applied for the reduced amount financed. (B) No new disclosures required If the ISA provider changes the ISA payment calculation method or terms of the income share agreement under this paragraph, the ISA provider shall not be required to— (i) provide the disclosures required under subsection (b)(2) for the new income share agreement terms