I 118th CONGRESS 1st Session H. R. 6390 IN THE HOUSE OF REPRESENTATIVES November 13, 2023 Mr. Self (for himself, Mr. Brecheen , Mr. Biggs , and Mr. Weber of Texas ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Consumer Credit Protection Act to permit the refusal of credit to aliens who do not have lawful status in the United States, and for other purposes.

1. Short title This Act may be cited as the Reinforcing Immigration Status for Credit Knowledge Act or the RISK Act . 2. Refusal of credit to aliens without lawful status Section 701(b) of the Consumer Credit Protection Act ( 15 U.S.C. 1691(b) ) is amended— (1) in paragraph (4), by striking ; or and inserting a semicolon; (2) in paragraph (5), by striking the period at the end and inserting ; or ; and (3) by adding at the end the following: (6) to refuse to extend credit to an alien who does not have lawful status in the United States under the immigration laws (as such terms are defined in section 101 of the Immigration and Nationality Act ( 8 U.S.C. 1101 )). .