; (II) the cost of a rental housing unit with the number of bedrooms appropriate for the household size as determined by the Secretary of Housing and Urban Development under Fair Market Rents estimate determined by such Secretary as required under section 8 of the United States Housing Act of 1937 ( 42 U.S.C. 1437f ), and multiplied by the other basic goods factor set under clause (iv); (III) for up to 6 household members who are under 5 years, the cost of average child care prices for such children as determined by National Database of Childcare Prices of the Department of Labor; (IV) for up to 6 household members enrolled in employer-sponsored health care plans, the median non-premium out-of-pocket costs for such members as determined by the Secretary based on the Household Component of the Medical Expenditure Panel Survey to the extent practicable; (V) for up to 6 household members who are not otherwise enrolled in an employer-sponsored health care plan or are eligible for Medicare, the sum of the premium of an Essential Health Benefits Benchmark Plan defined by the Secretary as required under title I of the Patient Protection and Affordable Care Act and, to the extent practicable, the median non-premium out-of-pocket costs for those enrolled in such a plan as determined by the Secretary based on the Household Component of the Medical Expenditure Panel Survey