1. Short title; table of contents (a) Short title This Act may be cited as the Public Banking Act of 2023 . (b) Table of contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Definitions. Title I—Federal Recognition of Public Banks Sec. 101. Federal charter of public lending banks and public payment banks. Sec. 102. Federal recognition of non-federally chartered banks. Sec. 103. Federal Reserve System membership. Sec. 104. Public member bank services. Sec. 105. Specific requirements relating to covered banks. Sec. 106. Regulations. Sec. 107. Technical assistance. Title II—Federal Recognition of Public Securities Sec. 201. Regulation of public lending banks and non-federally chartered banks. Title III—Public Deposit Insurance Sec. 301. In general. Title IV—Postal Banking Sec. 401. Partnerships with covered banks for postal banking services. Title V—Public Bank Development Programs Sec. 501. Public bank grant program. Sec. 502. Public bank incubator program. Sec. 503. Community development grant program. Sec. 504. Treatment of funding. Title VI—Community Development Financial Institutions Sec. 601. State and local instrumentalities eligible to be community development financial institutions. 2. Definitions In this Act: (1) Board of Governors The term Board of Governors means the Board of Governors of the Federal Reserve System. (2) Commission The term Commission means the Securities and Exchange Commission. (3) Copyleft license The term copyleft license means any copyright license with respect to technology that grants the licensee the authority to— (A) use the technology for any purpose; (B) study how the technology works, and change the technology as desired; (C) access any source code related to the technology