; (B) is licensed, approved, certified, or otherwise recognized as providing rehabilitation training to disabled individuals by— (i) a State agency with responsibility for vocational rehabilitation programs, drug abuse treatment programs, mental health services programs, or alcohol abuse treatment programs; or (ii) the Secretary of Veterans Affairs; and (C) provides or will provide the borrower with rehabilitation services under a written plan that— (i) is individualized to meet the borrower’s needs; (ii) specifies the date on which the services to the borrower are expected to end; and (iii) requires a commitment of time and effort from the borrower that prevents the borrower from being employed at least 30 hours per week, either because of the number of hours that must be devoted to rehabilitation or because of the nature of the rehabilitation. (3) Excepted PLUS loan; excepted consolidation loan The terms excepted PLUS loan and excepted consolidation loan have the meanings given such terms in section 494A. (4) Family size The term family size means the number that is determined by counting— (A) the borrower; (B) the borrower’s spouse; (C) the borrower’s children, including unborn children who are expected to be born during the period covered by the deferment, if the children receive more than half their support from the borrower; and (D) another individual if, at the time the borrower requests a deferment under this section, the individual— (i) lives with the borrower; (ii) receives more than half of the individual’s support (which may include money, gifts, loans, housing, food, clothes, car, medical and dental care, and payment of college costs) from the borrower