; (ii) in paragraph (1)(O), by striking paragraph (6) and inserting paragraph (10) ; (iii) in paragraph (2)(L), by striking paragraph (6) and inserting paragraph (10) ; (iv) in paragraph (4)(C), by striking paragraph (7) and inserting paragraph (11) ; (v) by redesignating paragraphs (5) through (11) as paragraphs (9) through (15), respectively; (vi) by inserting after paragraph (4) the following: (5) Disclosures before first fully amortized payment Not fewer than 30 days and not more than 150 days before the first fully amortized payment on a postsecondary education loan is due from the borrower, the postsecondary educational lender or servicer shall disclose to the borrower, clearly and conspicuously— (A) the information described in— (i) paragraph (2)(A) (adjusted, as necessary, for the rate of interest in effect on the date the first fully amortized payment on a postsecondary education loan is due); (ii) subparagraphs (B) through (G) of paragraph (2); (iii) paragraph (2)(H) (adjusted, as necessary, for the rate of interest in effect on the date the first fully amortized payment on a postsecondary education loan is due); (iv) paragraph (2)(K); and (v) subparagraphs (O) and (P) of paragraph (2); (B) the scheduled date upon which the first fully amortized payment is due; (C) the name of the postsecondary educational lender and servicer, and the address to which communications and payments should be sent including a telephone number, email address, and website where the borrower may obtain additional information; (D) a description of all alternative repayment options, including applicable repayment plans and options for loan consolidation, loan forgiveness, and loan repayment