; (4) while advance payments have proven to be beneficial to those impacted by disasters, there are still significant limitations to the process; and (5) there are technological advances that can enhance the advance payments program, and FEMA should harness those advances to improve the customer experience and streamline FEMA’s payments program with the overall goal of easing burdens on those whose lives have been shattered by natural disasters. 3. Pilot program for remote National Flood Insurance Program claims Part C of chapter II of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4081 et seq. ) is amended by adding at the end the following: 1349. Advance payments pilot program (a) Definitions In this section: (1) Covered data The term covered data means real-time, rapid monitoring data, including data obtained through remote sensing technology. (2) Covered property The term covered property means a property for which the Administrator has received covered data indicating that flooding has occurred. (3) Eligible policyholder The term eligible policyholder means a person holding coverage made available under the national flood insurance program, where the property that is the subject of that coverage is a covered property. (b) Pilot program (1) Establishment Not later than 180 days after the date of enactment of this section, the Administrator shall establish a pilot program that uses covered data to— (A) increase the speed with which claims payments under the national flood insurance program are delivered to eligible policyholders; (B) increase the amount, and enhance the delivery, of advance claims payments under the national flood insurance program made to eligible policyholders