1. Short title This Act may be cited as the Homes for Every Local Protector, Educator, and Responder Act of 2023 or the HELPER Act of 2023 . 2. FHA mortgage insurance program for mortgages for first responders Section 203 of the National Housing Act ( 12 U.S.C. 1709 ) is amended by adding at the end the following: (z) FHA mortgage insurance program for mortgages for first responders (1) Definitions In this subsection: (A) First responder The term first responder means an individual who is, as attested by the individual— (i) (I) employed full-time by a law enforcement agency of the Federal Government, a State, a Tribal government, or a unit of general local government; and (II) in carrying out such full-time employment, sworn to uphold, and make arrests for violations of, Federal, State, county, township, municipal, or Tribal laws, or authorized by law to supervise sentenced criminal offenders or individuals with pending criminal charges; (ii) employed full-time as a firefighter, paramedic, or emergency medical technician by a fire department or emergency medical services responder unit of the Federal Government, a State, a Tribal government, or a unit of general local government