1. Short title This Act may be cited as the Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act . 2. Pilot program for borrowers without sufficient credit history Section 258 of the National Housing Act ( 12 U.S.C. 1715z–24 ) is amended— (1) in subsection (a)— (A) by striking carry out and inserting establish and carry out ; (B) by striking establish, and ; (C) by inserting who elect to participate in the pilot program before the second comma; (D) by striking mortgagors and ; (E) by inserting after their creditworthiness the following: and have opted into the use of additional credit information ; and (F) by striking alternative each place such term appears and inserting additional ; (2) in subsection (b), by adding after the period at the end the following: The pilot program may not be carried out with respect to any mortgagor or prospective mortgagor under a mortgage the proceeds of which are used to prepay or pay off an existing loan secured by the same property. ; (3) by striking subsection (c); (4) by redesignating subsections (b) (as amended by paragraph (2) of this subsection) and (d) as subsections (c) and (k), respectively; (5) by inserting after subsection (a) the following new subsection: (b) Goal The goal of the pilot program under this section shall be to examine and evaluate the benefits of using such a credit scoring model that uses additional data.