; and (D) an owner of a property used as a community of manufactured homes. (6) Low-income The term low-income means income in relation to family size that is at or below 300 percent of the poverty level determined in accordance with criteria established by the Director of the Office of Management and Budget, except that the Secretary may allow an eligible program participant to use a higher level if, after receiving a justification from such eligible program participant, the Secretary determines that such a higher level is necessary to carry out the purposes of this part and is consistent with the eligibility criteria established in this Act. (7) Manufactured home The term manufactured home has the meaning given that term under section 603(6) of the Manufactured Housing Construction and Safety Standards Act of 1974 ( 42 U.S.C. 5402(6) ). (8) Natural solutions The term natural solutions means ways of adapting or making property more resilient to climate-driven hazards by making changes that imitate naturally occurring ecological functions that mitigate such hazards. (9) Resilience and adaptation standards The term resilience and adaptation standards means a set of building, landscaping, and construction guidelines for how property owners may preemptively mitigate the impacts of extreme precipitation, flooding, wildfires, heat, and other hazards attributable to global climate change in their dwellings and surrounding non-dwelling property. (10) Secretary The term Secretary refers to the Secretary of the Interior. (11) State The term State means— (A) a State; (B) the District of Columbia