; Whereas homes in majority-Black neighborhoods in the United States are systematically undervalued compared to those in predominantly White areas, with the devaluation contributing to underfunded public services, including education, and perpetuating a cycle of economic disadvantage and inequality for Black people residing in these communities; Whereas employment discrimination has resulted in higher unemployment rates and lower wages for Black people in the United States compared to their White counterparts, with Black workers being disproportionately represented in low-wage positions and underrepresented in high-wage executive roles; Whereas the war on drugs and discriminatory criminal justice policies in the United States have led to mass incarceration of Black people at rates significantly higher than White people, disrupting families, limiting employment opportunities, and imposing financial burdens that hinder wealth accumulation; Whereas systemic racism in healthcare has created disparities in access to quality care and outcomes for Black people in the United States, leading to higher healthcare costs and economic instability for affected families, further widening the racial wealth gap; Whereas Black people in the United States face significant barriers in accessing financial services and capital, with a lower likelihood of loan approval and higher interest rates compared to White applicants, limiting opportunities for business ownership and investment; Whereas, according to an analysis by Citi Group, disparities for Black people across the economic system of the United States from 2004 to 2024 have cost the economy $16,000,000,000,000; Whereas 14.4 percent of the population in the United States is Black, yet Black households hold only 4 percent of total household wealth compared to 84 percent held by White households