; and (2) by adding at the end the following: (h) Dispute process for Native American’s medical debt (1) In general With respect to a Native American’s medical debt of a consumer, the consumer may submit a notice along with proof of liability of the Department of Health and Human Services for payment of that debt or documentation that the Indian Health Service is in the process of making payment for authorized medical services rendered to a consumer reporting agency or a reseller to dispute the inclusion of that debt on a consumer report of the consumer. (2) Notification to native american The Department of Health and Human Services shall submit to a Native American a notice that the Department of Health and Human Services has assumed liability for part or all of a Native American’s medical debt. (3) Deletion of information from file If a notice and proof of liability or documentation is received under paragraph (1), the consumer reporting agency shall delete all information relating to the Native American’s medical debt from the file of the consumer and notify the furnisher and the consumer of that deletion. . 3. Effective date The amendments made by this Act shall take effect on the date that is 90 days after the date of enactment of this Act.