; and (ii) collaborate, where possible, to attempt to resolve such complaints, including through the use of the ombudsmen established under section 1035 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5535 ) and section 141(f) of the Higher Education Act of 1965 ( 20 U.S.C. 1018(f) ). (3) Complaints regarding private education loans with Federal consumer financial law issues With respect to complaints regarding private education loans, the Bureau is responsible for— (A) attempting to resolve informally such complaints, in accordance with section 1035(c)(1) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5535(c)(1) ); and (B) as appropriate, discussing issues with the Department regarding products offered by institutions of higher education or to students or prospective students, or other issues that may impact Federal programs overseen by the Department. (f) Payment of costs (1) In general The Bureau and the Department shall each bear its own costs of complying with this Act. (2) Interagency agreement for transfer of funds If funds are transferred between the Bureau and the Department for the provision of goods or services authorized by this Act, including access to Department databases described under subsection (b)(1), such transfer shall be accomplished by a separate interagency agreement. (g) Rules of Construction (1) Nothing in this Act may be construed to limit the existing authorities of the Bureau or the Department. (2) Nothing in this Act may be construed to prohibit the Bureau or the Department from entering into memoranda of understanding to establish additional policies and procedures related to the requirements of this Act. (3) Nothing in this Act may be construed to prevent an agency from complying with a legally valid or enforceable order of a court of competent jurisdiction, or, if compliance is compulsory, with a request or demand from a duly authorized committee of the United States Senate or House of Representatives.