; November 1, 2019) shall be subject to the requirements of subsection (l) of section 165 of the Financial Stability Act of 2010, as added by this Act, on the effective date described in subsection (c). (c) Effective date The appropriate Federal banking agencies (as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 )) shall issue final rules to carry out this Act and the amendments made by this Act that shall take effect on a date not earlier than 60 days after the date of the enactment of this Act and not later than December 31, 2024.