1. Short title This Act may be cited as the Consumer Protection for Medical Debt Collections Act . 2. Amendments to the Fair Debt Collection Practices Act (a) Definition Section 803 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692a ) is amended by adding at the end the following: (9) The term medical debt means a debt arising from the receipt of medical services, products, or devices. . (b) Unfair practices Section 808 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692f ) is amended by adding at the end the following: (9) Engaging in activities to collect or attempting to collect a medical debt owed or due or asserted to be owed or due by a consumer, before the end of the 2-year period beginning on the date that the first payment with respect to such medical debt is due. . 3. Prohibition on consumer reporting agencies reporting certain medical debt (a) Definition Section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ) is amended by adding at the end the following: (bb) Medical debt The term medical debt means a debt arising from the receipt of medical services, products, or devices. (cc) Medically necessary procedure The term medically necessary procedure means— (1) health care services or supplies needed to diagnose or treat an illness, injury, condition, disease, or its symptoms and that meet accepted standards of medicine