; (3) the interoperability of blockchain protocols and blockchain systems; (4) the interoperability of blockchain protocols and software-based systems, including websites and wallets; (5) the decentralized governance systems through which blockchain protocols may be developed, published, constituted, administered, maintained, or otherwise distributed, including— (A) whether the systems enhance or detract from— (i) the decentralization of the decentralized finance; and (ii) the inherent benefits and risks of the decentralized governance system; and (B) any procedures, requirements, or best practices that would mitigate the risks identified in subparagraph (A)(ii); (6) the benefits of decentralized finance, including— (A) operational resilience and availability of blockchain systems; (B) interoperability of blockchain systems; (C) market competition and innovation; (D) transaction efficiency; (E) transparency and traceability of transactions; and (F) disintermediation; (7) the risks of decentralized finance, including— (A) pseudonymity of users and transactions; (B) disintermediation; and (C) cybersecurity vulnerabilities; (8) the extent to which decentralized finance has integrated with the traditional financial markets and any potential risks or improvements to the stability of the markets; (9) how the levels of illicit activity in decentralized finance compare with the levels of illicit activity in traditional financial markets; (10) methods for addressing illicit activity in decentralized finance and traditional markets that are tailored to the unique attributes of each; (11) how decentralized finance may increase the accessibility of cross-border transactions