; (B) available for providing loans to project sponsors; (C) available for repaying the secured loan made to the CDFI in accordance with sections 602 and 603; and (D) invested in such financing instruments as the Secretary may approve to earn interest to augment the lending capacity of the account. (3) Loans Any loan to a project sponsor funded from the account shall— (A) be in an amount determined by the CDFI, but in any case not exceed 80 percent of eligible project costs; (B) commence repayment not later than 5 years after the project has been completed; (C) have a final maturity not later than 30 years after the date of the first payment on the loan; (D) be set at a rate not greater than the level needed to fully reimburse the CDFI’s administrative, monitoring, servicing, and capital charges associated with the loan