II 118th CONGRESS 1st Session S. 2295 IN THE SENATE OF THE UNITED STATES July 13, 2023 Mr. Warner (for himself, Mr. Kaine , Mr. Warnock , Mr. Ossoff , and Mr. Van Hollen ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To establish a program to provide low- and moderate-income first-time, first-generation homebuyers with access to affordable and sustainable wealth-building home loans.