; and (B) by adding at the end the following new paragraph: (5) (A) In addition to any other enforcement action taken under this subsection, upon a final determination by the Under Secretary for Benefits under subsection (g) that an educational institution or the owner of an educational institution violated subsection (a) or (c), the Secretary shall require the educational institution to repay to the Secretary all amounts of educational assistance under chapter 30, 31, 32, 33, or 35 of this title, or chapter 1606 or 1607 of title 10, paid to the educational institution by or on behalf of an individual who pursued a course or program of education at the educational institution during the time period when the violation occurred. (B) As a condition of the approval of a course or program of education under this chapter, the educational institution offering the course or program shall agree that if Under Secretary of Benefits makes a final determination under subsection (g) that the educational institution or the owner of the educational institution violated subsection (a) or (c), the educational institution shall make the repayment required under subparagraph (A). (C) The Under Secretary shall establish a process for making a determination regarding the amount an educational institution or an owner of an educational institution is required to repay under subparagraph (A) in the case of a violation of subsection (a) or (c). Such process shall include— (i) clearly defined factors to be used to determine the amount attributable to the violation, including the degree to which individuals enrolled in a program of education offered by the educational institution using entitlement to educational assistance under chapter 30, 31, 32, 33, or 35 of this title or chapter 1606 or 1607 of title 10 suffered a loss due to the violation