; (V) suspicious activity monitoring and reporting; (VI) information sharing; (VII) record retention; (VIII) sanctions implemented by the Office of Foreign Assets Control; (IX) annual employee training, including general training and job-specific training; and (X) monitoring and testing. (C) Prohibition on moratorium The Administrator may not impose a moratorium on the licensing of lending institutions described in subparagraph (A). (D) New applicants Not later than 1 year after the date of the enactment of this paragraph, the Administrator shall begin accepting applications for the licensing of lending institutions. (E) Reports Not later than 1 year after the date of the enactment of this paragraph, and annually thereafter, the Administrator shall submit to the Committee on Small Business and Entrepreneurship of the Senate and the Committee on Small Business of the House of Representatives a report that includes, with respect to the year preceding the report— (i) the number of lending institutions that applied to make loans under this subsection; (ii) the number of such lending institutions that the Administrator approved to make loans under this subsection; (iii) the reason for any denial of an application of such a lending institution; (iv) the number and total amount of loans made by under this subsection by lending institutions