1. Short title This Act may be cited as the Wildfire Insurance Coverage Study Act of 2023 . 2. GAO study regarding insurance for wildfire damage (a) Study The Comptroller General of the United States, in consultation with the Director of the Federal Insurance Office and State insurance regulators, shall conduct a study to analyze and determine the following: (1) Risk assessment The extent and nature of wildfire risk in the United States, including— (A) identifying trends in declarations for wildfires under the Fire Management Assistance grant program under section 420 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5187 ), with respect to geography, costs, probability, and frequency of wildfire disasters; (B) identifying mitigation practices that would assist in reducing premiums for insurance policies covering damages from wildfires; (C) identifying existing programs of the Federal Government and State governments that measure wildfire risk and assess their effectiveness in forecasting wildfire events and informing wildfire response; and (D) analyzing and assessing the need for a national map for measuring and quantifying wildfire risk. (2) Existing state of coverage With respect to the existing state of homeowners insurance coverage and commercial property insurance coverage for damage from wildfires in the United States— (A) the extent to which private insurers have, during the 10-year period ending on the date of the enactment of this Act, increased rates, cost-sharing provisions, or both for such coverage (after adjusting for inflation) and the geographic areas in which such increased rates, cost-sharing, or both applied; (B) the extent to which private insurers have, during the 10-year period ending on the date of the enactment of this Act, refused to renew policies for such coverages and the geographic areas to which such refusals applied; (C) the events that have triggered such increased rates and refusals to renew policies