; and (ii) not later than 30 days after the date on which the Board received the response, provides the applicant a detailed notice describing the deficiencies. (D) Treatment of third-party information In determining whether the record on an application is complete, the Board may take into account only information provided by the applicant, and may not base the determination of completeness on any information (including reports, views, or recommendations) provided by third parties. (8) Deadline for determination (A) In general Notwithstanding any other provision of this subsection, the Board shall grant or deny an application submitted under this subsection not later than 90 days after the date on which the application was initially submitted to the Board, regardless of whether the record on such initial application was complete. (B) Failure to make a determination If the Board does not grant or deny an application within the time period described under subparagraph (A), such application shall be deemed to have been granted. (C) Tolling of period The Board may at any time extend the deadline described under subparagraph (A) at the request of the applicant, but may not extend the deadline more than 30 days past the deadline described under subparagraph (A). . (c) Insured depository institutions Section 18(c) of the Federal Deposit Insurance Act ( 12 U.S.C. 1828(c) ) is amended by adding at the end the following: (14) Complete record on an application (A) Notice to applicant Not later than 30 days after the date on which the responsible agency receives a merger application for approval under this subsection, the responsible agency shall transmit to the applicant a letter that either— (i) confirms the record on the application is complete