; or (ii) an amount equal to the product of— (I) $2,000; multiplied by (II) an amount equal to the quotient of— (aa) the national average wage index for the second calendar year preceding such calendar year; divided by (bb) the national average wage index for 2022. (b) Benefit amount (1) In general Except as otherwise provided in this subsection, the benefit amount to which an individual is entitled under this section for a month shall be an amount equal to the greater of— (A) the lesser of— (i) an amount equal to the monthly benefit rate determined under paragraph (2); and (ii) the maximum benefit amount determined under paragraph (3); and (B) the minimum benefit amount determined under paragraph (3), multiplied by the quotient (not greater than 1) obtained by dividing the number of caregiving days of the individual in such month by 20. (2) Monthly benefit rate (A) In general For purposes of this subsection, the monthly benefit rate of an individual shall be an amount equal to the sum of— (i) 85 percent of the individual’s average monthly earnings to the extent that such earnings do not exceed the amount established for purposes of this clause by subparagraph (B); (ii) 69 percent of the individual’s average monthly earnings to the extent that such earnings exceed the amount established for purposes of clause (i) but do not exceed the amount established for purposes of this clause by subparagraph (B)