of best practices and standards. (F) Considerations with respect to how to make the policy reform investments under the plan long-lasting. (G) Appropriate consultation with affected stakeholders in that country and in the United States. (f) Termination The pilot program established under subsection (a) shall terminate on the date that is 5 years after the date of the enactment of this Act. 402. Promoting adoption of United Nations Convention on Assignment of Receivables in International Trade (a) Findings Congress makes the following findings: (1) The United Nations Convention on the Assignment of Receivables in International Trade, done at New York December 12, 2001, and signed by the United States on December 30, 2003 (in this section referred to as the Convention ), establishes uniform international rules governing a form of financing widely used in the United States involving the assignment of receivables. (2) Receivables financing is an important tool in helping United States businesses secure working capital financing. Within the United States, lenders and buyers of receivables provide financing based on the use of receivables from debtors located within the United States as working capital collateral. (3) Receivables financing occurs in transactions in which businesses either sell their rights to payments from their customers (known as receivables ) to a bank or other financial institution, or use their rights to those payments as collateral for a loan from a lender. The businesses selling or using their receivables as collateral are referred to as assignors and buyers and lenders are referred to as assignees . (4) Many countries, however, do not have the kinds of modern commercial finance laws on the assignment of receivables required to implement the Convention. (5) United States-based lenders are less willing to make loans secured by receivables owed by debtors located outside the United States, as such cross-border transactions may involve countries the laws of which are inconsistent with modern