; (B) unfairly use the personal economic resources of another person, including money, assets, and credit, for the advantage of the person; (C) exert undue influence over the financial and economic behavior or decisions of another person, including forcing default on joint or other financial obligations; (D) exploit powers of attorney, guardianship, or conservatorship; or (E) fail or neglect to act in the best interest of another person to whom one has a fiduciary duty. (4) Indian tribe The term Indian tribe means an Indian tribe included on the list published by the Secretary of the Interior under section 104 of the Federally Recognized Indian Tribe List Act of 1994 ( 25 U.S.C. 5131 ). (5) Low- or moderate-income community The term low- or moderate-income community means a census tract designated as low-income or moderate-income by the Financial Institutions Examinations Council on a public website of the Council. (6) Regulated financial institution The term regulated financial institution means— (A) a depository institution, as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (B) a Federal credit union or a State credit union, as those terms are defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ); (C) an investment adviser, as defined in section 202(a) of the Investment Advisers Act of 1940 ( 15 U.S.C. 80b–2(a) ); (D) a broker or dealer, as defined in section 3(a) of the Securities Exchange Act of 1934 ( 15 U.S.C. 78c(a) ); (E) an insurance company, as defined in section 2(a) of the Investment Company Act of 1940 ( 15 U.S.C. 80a–2(a) ); (F) any business entity that sells, solicits, or negotiates insurance coverage; (G) a transfer agent, as defined in section 3(a) of the Securities Exchange Act of 1934 ( 15 U.S.C. 78c(a) ); (H) an individual who is required under State law to be licensed to sell, solicit, or negotiate insurance coverage; and (I) an individual who— (i) is employed by, or associated with, an investment adviser