; (B) in the incorrect amount; or (C) not received; (2) a repayment of proceeds was— (A) in the incorrect amount; or (B) not received; or (3) a fee, tip, gratuity, or other donation was— (A) not authorized; or (B) in the incorrect amount. 5. Bureau authority to promulgate regulations applicable to providers (a) In general The Director of the Bureau shall have authority to regulate the provision of earned wage access services by providers. (b) Definition of enumerated consumer laws Section 1002(12) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481(12) ) is amended— (1) in subparagraph (Q), by striking and at the end; (2) in subparagraph (R), by striking the period at the end and inserting ; and ; and (3) by adding at the end the following: (S) the Earned Wage Access Consumer Protection Act. . 6. Application of Truth in Lending Act Proceeds provided to a consumer in compliance with this Act shall not be considered consumer credit, for purposes of section 1602(f) of title 15, United States Code, and the provider of those proceeds shall not be considered a creditor for purposes of section 1602(g) of such title. Fees, tips, gratuities, and donations paid by a consumer to a provider shall not be considered finance charges for purposes of section 1605(a) of such title. 7. Rule of construction Nothing in this Act, or the amendments made by this Act, may be construed to supercede any other requirement on a financial institution or employer found in Federal law.