; (D) meet such requirements as the Secretary shall establish to ensure that insurance of the mortgage represents an acceptable risk to the Mutual Mortgage Insurance Fund; and (E) meet such underwriting requirements as the Secretary shall establish to meet actuarial objectives identified by the Secretary, which may include avoiding a positive subsidy rate or complying with the capital ratio requirement under section 205(f)(2). (5) Authorization of appropriations There is authorized to be appropriated to carry out the program under this subsection— (A) $660,000 for fiscal year 2024, to remain available until expended; and (B) $160,000 for each of fiscal years 2025 through 2030, to remain available until expended. (6) Reauthorization required The authority to enter into new commitments to insure mortgages under this subsection shall expire on the date that is 5 years after the date on which the Secretary first makes available insurance for mortgages under this subsection. .