; and (2) by adding at the end the following new subsection: (k) Option for disabled individuals with terminal illnesses To receive disability insurance benefits without a waiting period (1) In general An individual who is entitled to a disability insurance benefit and has been diagnosed with a medical condition or disease that is included in the most recent list published by the Commissioner of Social Security under paragraph (2) may elect to receive such benefit beginning with the first month during all of which the individual is under a disability and in which the individual becomes entitled to such benefit. (2) Publication of list Not later than 6 months after the date of enactment of this subsection, and every 5 years thereafter, the Commissioner of Social Security shall, through a formal rulemaking process in accordance with sections 556 and 557 of title 5, United States Code, publish a list of medical conditions and diseases— (A) which are included in the most recent list of Compassionate Allowance Conditions published by the Social Security Administration; (B) for which the average life expectancy for all individuals diagnosed with such condition or disease does not exceed 5 years from the date of diagnosis