I 118th CONGRESS 1st Session H. R. 4594 IN THE HOUSE OF REPRESENTATIVES July 12, 2023 Ms. Williams of Georgia (for herself, Ms. Adams , Ms. Ross , and Ms. Stevens ) introduced the following bill; which was referred to the Committee on Education and the Workforce A BILL To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan.

1. Short title This Act may be cited as the Clean Slate through Rehabilitation Act . 2. Default reduction program Section 428F(a)(1)(C) of the Higher Education Act of 1965 ( 20 U.S.C. 1078–6(a)(1)(C) ) is amended by striking to remove the record of the default from the borrower's credit history and inserting to remove any adverse item of information relating to such loan from the borrower’s credit history .