1. Short title This Act may be cited as the Second Chance at Public Service Loan Forgiveness Act . 2. Findings Congress finds the following: (1) The public service loan forgiveness program under section 455(m) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(m) ) was created in 2007 to attract individuals to public service by forgiving an individual’s Federal loans under part D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1071 et seq.