; or (bb) in the case of a household member with a household income above 200 percent of the poverty line, a qualified health plan that is not at the gold or platinum level. (II) Specified lower cost-sharing qualified health plan The term specified lower cost-sharing qualified health plan means— (aa) in the case of a household member with a household income at or below 200 percent of the poverty line, the lowest-premium qualified health plan offered by the health insurance issuer that is at the silver level