1. Verification of the financial independence of financial services counselors in the Department of Defense (a) Verification of financial independence Section 992(b) of title 10, United States Code, is amended— (1) in paragraph (2)(A)— (A) in clause (i), by striking and at the end; (B) in clause (ii)— (i) by striking may and inserting shall ; (ii) by striking installation by any means elected by the Secretary from among the following: and inserting installation— ; (iii) in subclause (I)— (I) by striking Through and inserting through ; and (II) by striking Defense. and inserting Defense; ; (iv) in subclause (II)— (I) by striking By contract and inserting by contract ; and (II) by striking Internet. and inserting Internet; or ; and (v) in subclause (III)— (I) by striking Through and inserting through ; and (II) by striking counseling. and inserting counseling; and ; and (C) by adding at the end the following new clause: (iii) may not provide financial services through any individual unless such individual agrees to submit financial disclosures annually to the Secretary. ; (2) in paragraph (2)(B), by striking installation by any of the means set forth in subparagraph (A)(ii), as elected by the Secretary concerned. and inserting installation in accordance with the requirements established under clauses (ii) and (iii) of subparagraph (A). ; and (3) in paragraph (4)— (A) by inserting (A) before The Secretary