; (ii) any terms and conditions relevant to the debt; (iii) that the consumer incurred the debt and the amount owed; and (iv) that there is a chain of title of the ownership of debt and the right to collect the debt, including documents showing the date of each transfer of ownership of the debt and the identity of each owner of the debt; and (D) a sworn affidavit stating— (i) that the applicable statute of limitations for collecting the debt has not expired and the date on which such statute of limitations expires; and (ii) that the debt collector personally reviewed all applicable records and documents relating to the debt to be collected. .