; and (v) trust companies. (2) Covered bank (A) In general The term covered bank means a bank that has the ability to— (i) raise the price a person has to pay to obtain an offered financial service from the bank or from a competitor; or (ii) significantly impede a person, or the business activities of a person, in favor of or to the advantage of another person. (B) Presumption (i) In general A bank shall not be presumed to be a covered bank if the bank has less than $100,000,000,000 in total assets. (ii) Rebuttable presumption (I) In general A bank is presumed to be a covered bank if the bank has $100,000,000,000 or more in total assets. (II) Rebuttal A bank that meets the criteria under subclause (I) can seek to rebut this presumption by submitting to the Office of the Comptroller of the Currency written materials that, in the judgement of the agency, demonstrate the bank does not meet the definition of covered bank. (3) Covered credit union The term covered credit union means— (A) any insured credit union, as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 )