; or (B) a covered educational institution that engaged in any unfair, deceptive, or abusive acts or practices, as those terms are described in section 1031 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5531 ), related to the student’s recruitment, enrollment, instruction, job placement, or other interactions with the covered educational institution or its agents. . (2) Definition of Private Education Loan Section 140(a)(8) of the Truth in Lending Act ( 15 U.S.C. 1650(a)(8) ) is amended— (A) in subparagraph (A)— (i) by redesignating clause (ii) as clause (iii); (ii) in clause (i), by striking and after the semicolon; (iii) by adding after clause (i) the following: (ii) is not made, insured, or guaranteed under title VII or title VIII of the Public Health Service Act ( 42 U.S.C. 292 et seq. and 296 et seq.); and ; and (iv) in clause (iii), as redesignated by clause (i), by striking regardless of and all that follows through educational lender and inserting the following: “regardless of— (I) whether the loan is provided through the institution or provider of postsecondary education that the subject student attends or directly to the borrower from the private educational lender; or (II) whether some or all of the postsecondary education financed by the private education loan has already been provided; ; and (B) by striking subparagraph (B) and inserting the following: (B) does not include— (i) an extension of credit under an open-end consumer credit plan, unless such open-end credit is extended expressly for postsecondary education expenses; (ii) a reverse mortgage transaction; (iii) a residential mortgage transaction; or (iv) any other loan that is secured by real property or a dwelling