; and (iii) by inserting before the period the following: “the following information: (i) An estimate of an individual’s cost-sharing liability for a requested covered item or service furnished by a provider, which shall reflect any cost-sharing reductions the individual would receive. (ii) A description of the accumulated amounts. (iii) The in-network rate, including negotiated rates and underlying fee schedule rates. (iv) The out-of-network allowed amount or any other rate that provides a more accurate estimate of an amount an issuer will pay, including the percent reimbursed by insurers to out-of-network providers, for the requested covered item or service furnished by an out-of-network provider. (v) A list of the items and services included in bundled payment arrangements for which cost-sharing information is being disclosed. (vi) A notification that coverage of a specific item or service is subject to a prerequisite, if applicable. (vii) A notice that includes the following information: (I) A statement that out-of-network providers may bill individuals for the difference, including the balance billing, between a provider’s billed charges and the sum of the amount collected from the insurer in the form of a copayment or coinsurance amount and the cost-sharing information. (II) A statement that the actual charges for an individual's covered item or service may be different from an estimate of cost-sharing liability depending on the actual items or services the individual receives at the point of care. (III) A statement that the estimate of cost-sharing liability for a covered item or service is not a guarantee that benefits will be provided for that item or service. (IV) A statement disclosing whether the plan counts copayment assistance and other third-party payments in the calculation of the individual’s deductible and out-of-pocket maximum. (V) For items and services that are recommended preventive services under section 2713 of the Public Health Service Act, a statement that an in-network item or service