; and (B) not later than 4 years after the date of enactment of the Behavioral Health Network and Directory Improvement Act , issue final regulations, subregulatory guidance, or program instruction on how to assess ghost networks in health plan directories including reasonable assumptions related to statistics and research methods. (7) Database reporting and auditing to protect against ghost networks (A) Reporting requirements Beginning not later than 3 years after the date of enactment of the Behavioral Health Network and Directory Improvement Act , each group health plan and health insurance issuer offering group health insurance coverage shall submit to the Secretary, at such time as the Secretary, in coordination with the Secretary of Health and Human Services and the Secretary of the Treasury, shall require, but not less frequently than annually, the directory data described in paragraph (a)(4), in a machine readable format (as defined in section 147.210(a)(2)(xiv) of title 45, Code of Federal Regulations (or any successor regulations)). A health insurance issuer or a third party administrator of a group health plan may submit such information for all health insurance coverage or all group health plans, collectively, that such issuer or administrator administers. The Secretary, in coordination with the Secretary of Health and Human Services and the Secretary of the Treasury, shall make data submitted under this subparagraph available on a public website. (B) Provider directory independent audit requirements (i) In general Beginning not later than 3 years after the date of enactment of the Behavioral Health Network and Directory Improvement Act , each group health plan and health insurance issuer offering group health insurance coverage shall conduct an annual directory audit, through an independent entity not associated with the health plan or issuer, that considers the factors described in clause (ii)(I)(aa) and follows the guidelines developed under clause (ii)(I)(bb). (ii) Information to be included (I)