; and (B) includes any structure described in such section 603 without regard to— (i) whether the structure complies with any standards under such Act; and (ii) the date of the manufacture of the structure. (7) Manufactured home community The term manufactured home community means any community, court, or park equipped to accommodate manufactured homes for which pad sites or pad sites and the manufactured homes, or both, are leased to residents to be used primarily for residential purposes, including any manufactured housing community, as the term is used for purposes of a program described in subparagraph (B) or (C) of paragraph (2). (8) Secretary The term Secretary means the Secretary of Housing and Urban Development. 3. Requirements for covered loan programs (a) Requirements On and after the date that is 180 days after the date of enactment of this Act, no loan shall be eligible for insurance by the Secretary or purchase by an enterprise, as applicable, under a covered loan program unless— (1) the borrower under the loan certifies to the Secretary or the applicable enterprise that the borrower will include, in any lease agreement for a pad site, or a pad site and manufactured home, located in any manufactured home community that the borrower or an affiliate of the borrower owns, the minimum consumer protections described in subsection (b)