; (ii) credit unions of varying asset sizes; (iii) third-party vendors who use artificial intelligence when providing services to depository institutions and credit unions; and (iv) artificial intelligence experts. (3) Contents The contents of the report are the following: (A) A description of how banks and credit unions proactively protect themselves and consumers from fraud utilizing artificial intelligence. (B) A list of standard definitions for the different manners in which artificial intelligence is used, including terms like generative AI , machine learning , natural language processing , algorithmic AI , and deep fakes . (C) A description of potential risks that could result from the use of artificial intelligence by bad actors to steal consumers’ data, steal consumers’ identities, and commit fraud. (D) A list of best practices for financial institutions to protect their customers from attempts to steal consumer data, steal consumers’ identities, or commit fraud. (E) Legislative and regulatory recommendations for the regulation of artificial intelligence and to protect consumers from data theft, identity theft, and fraud. (d) Termination The Task Force shall terminate 90 days after the final report is issued pursuant to subsection (c).