; and (2) by adding at the end the following: (B) Ensuring no loss of access to benefits due to EBT card damage, loss, or fraud Not later than 180 days after the date of enactment of the Enhanced Cybersecurity for SNAP Act of 2024 , the Secretary shall promulgate regulations requiring the following: (i) If an EBT card is damaged, no longer functions properly, is stolen, or is frozen due to fraud, the applicable State shall take the necessary steps to ensure that the household receives a replacement card, either by mail or in person, as selected by the household, not later than 3 business days after the household submits to the State a request for a replacement EBT card. (ii) A State shall not require, but shall offer as an option, in-person collection of a new or replacement EBT card. . 4. No replacement fees for certain EBT cards Section 7(h)(8)(A) of the Food and Nutrition Act of 2008 ( 7 U.S.C. 2016(h)(8)(A) ) is amended— (1) by striking A State agency and inserting the following: (i) In general Except as provided in clause (ii), a State agency ; and (2) by adding at the end the following: (ii) Exceptions Beginning 60 days after the date of enactment of the Enhanced Cybersecurity for SNAP Act of 2024 , a State agency may not collect a charge under clause (i) if the replacement of the EBT card is due to— (I) the EBT card malfunctioning; (II) suspected or reported fraud relating to that EBT card by an individual outside of the household to which the EBT card belongs; (III) the expiration of the EBT card; or (IV) required replacement of the EBT card in compliance with regulations promulgated pursuant to paragraph (15)(B). . 5. Requirement for retailer use of chip-enabled payment terminals as a condition of SNAP participation Section 9(a) of the Food and Nutrition Act of 2008 ( 7 U.S.C. 2018(a) ) is amended— (1) in paragraph (2)— (A) by striking (2) The Secretary and inserting the following: (2) Regulations The Secretary ; and (B) by indenting the margins of subparagraphs (A) and (B) appropriately