; appeals process Section 309 of the Riegle Community Development and Regulatory Improvement Act of 1994 ( 12 U.S.C. 4806 ) is amended— (1) by redesignating subsection (f) as subsection (i); and (2) by inserting after subsection (e) the following: (f) Office of Supervisory Appeals The Federal banking agencies and the National Credit Union Administration shall each establish an Office of Supervisory Appeals to carry out the independent intra-agency appellate process required under this section. (g) Appeals officials (1) Appointment The head of each of the Federal banking agencies and the National Credit Union Administration shall appoint appeals officials, in a number sufficient to fully staff the panels described under subsection (h), from among the following classes of individuals: (A) Individuals who have financial institutions regulatory agency experience. (B) Individuals who— (i) are a licensed attorney or a certified public accountant authorized to practice under the laws of a State, the District of Columbia, or a territory of the United States; (ii) have either academic or private sector experience; (iii) have relevant subject matter knowledge or work-related experience in the financial services sector, as determined by the agency making the appointment; and (iv) are not, and were not during the previous 10-year period, employed by a Federal banking agency, a Federal reserve bank, or the National Credit Union Administration. (C) Individuals— (i) with at least 10 years private sector financial services senior management-level experience; and (ii) recommended by— (I) an insured depository institution; (II) an insured credit union