I 118th CONGRESS 1st Session H. R. 1817 IN THE HOUSE OF REPRESENTATIVES March 27, 2023 Mr. Williams of Texas (for himself, Mr. Luetkemeyer , and Mr. Hill ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To prohibit Federal agencies from requiring lenders to estimate a borrower’s race or ethnicity via visual observation or surname.

1. Short title This Act may be cited as the Preventing Racial Profiling in Lending Act . 2. Prohibition on estimating race or ethnicity A Federal agency may not require any person or entity, when extending credit, to estimate a borrower’s race or ethnicity via visual observation or surname.