schedule of fixed amounts (or a reference to the location of the schedule in the ISA) followed by a description that states, The amount of your ISA Payment will vary based on your income. See your ISA for more information. . (C) The term Maximum Number of Income-Determined Payments and the ISA maximum number of payments, followed by a description that states, The maximum number of ISA payments you will make when your income is above the Income Threshold. . (D) The term Maximum Duration and the ISA duration, followed by a description that states, The maximum amount of time that you are required to make income-determined payments, excluding any extensions that you request. . (E) The term Income Threshold and the income threshold for the income share agreement, followed by a description that states, The minimum income you must make in order to trigger a payment obligation under this income share agreement. If your income is less than or equal to this Income Threshold, you will not owe any ISA payments for that period. . (5) A statement that during periods in which the ISA recipient’s income is not above the income threshold— (A) the ISA recipient will not owe an ISA payment for that period of time