; and (II) special and time-limited discharge opportunities, including borrowers who may become eligible for such discharge upon taking one or more actions; and (ii) provide the borrower, in writing, in simple and understandable terms, complete and accurate information about obtaining such discharge, including any action that must be taken in order to become eligible for discharge; and (iii) provide the information described under clause (ii) to any borrower of the postsecondary educational lender or servicer who contacts the lender or servicer and inquires about loan affordability or discharge opportunities. (S) Forbearance upon request A postsecondary educational lender or servicer shall grant a borrower forbearance on a private education loan, renewable at 12-month intervals, if— (i) the borrower requests forbearance