; or (ii) any unsafe or unsound practice. (C) Unsafe or unsound condition An unsafe or unsound condition to transact business. (D) Cease and desist orders Any willful violation of a cease and desist order which has become final. (E) Concealment Any concealment of the institution’s books, papers, records, or assets, or any refusal to submit the institution’s books, papers, records, or affairs for inspection to any examiner or to any lawful agent of the Comptroller, State bank supervisor, or the Board. (F) Inability to meet obligations The issuer is likely to be unable to pay its obligations or meet its customers’ demands in the normal course of business. (G) Losses The issuer has incurred or is likely to incur losses that will deplete all or substantially all of its capital, and there is no reasonable prospect for the institution to come into compliance with capital requirements specified under this Act, consistent with Board regulation. (H) Violations of law Any violation of any law or regulation, or any unsafe or unsound practice or condition that is likely to— (i) cause insolvency or substantial dissipation of assets or earnings; (ii) weaken the issuer’s condition; or (iii) otherwise seriously prejudice the interests of the institution’s customers. (I) Consent The issuer, by resolution of its board of directors or its shareholders or members, consents to the appointment. (J) Undercapitalization of institution The institution is undercapitalized as specified by Board rule, and— (i) has no reasonable prospect of becoming adequately capitalized (as defined by Board rule); (ii) fails to become adequately capitalized when required to do so; (iii) fails to submit a capital restoration plan; or (iv) materially fails to implement a capital restoration plan. (K) Undercapitalization of issuer The issuer— (i) is critically undercapitalized, as defined by Board rule