; (B) the District of Columbia; and (C) any territory or possession of the United States. 4. Grant program (a) In general Not later than 180 days after the date of the enactment of this Act, the Secretary shall establish a grant program to award grants to eligible program participants to assist eligible property owners with dwelling and property adaptations to increase their ability to withstand climate-driven hazards. (b) Application Eligible program participants applying for a grant under this section shall— (1) submit to the Secretary an application— (A) at such time and in such manner as the Secretary determines appropriate; and (B) containing a description of— (i) the eligible activities to be undertaken with the grant funds; (ii) how eligible program participants will prioritize eligible property owners in awarding funding based on factors that take into account varying levels of disaster risk and means; (iii) how eligible property owners awarded funding will be required to report on their use of funds; and (iv) other information, as the Secretary determines appropriate; and (2) if awarded funding under this Act, accept and process applications for funding from eligible property owners using an online system accessible on a smartphone or personal electronic device in addition to accepting and processing applications through a paper format. (c) Use of funds (1) Eligible program participants Eligible program participants— (A) shall use funds awarded under this Act to award grants to eligible property owners for resilience and adaptation activities to mitigate the impacts of climate change, including related modifications needed to maintain the existing accessibility of a property to individuals with disabilities, as the Secretary may determine after the consultation prescribed under section 5(a)