; (4) technology-based solutions to allow programs to operative more efficiently and effectively and to better serve eligible program participants; (5) quantitative and qualitative measures of the effectiveness of programs that provide housing for extremely low-, very low-, low-, and moderate-income individuals and families; (6) reforms the Department can undertake to prevent, to the maximum extent possible, a disruptive loss of benefits by program participants who experience income growth that may otherwise disqualify them from such benefits (commonly referred to as a benefits cliff ) or, conversely, that may disqualify participants with lower incomes marginally in excess of program requirements; (7) ways to improve the social and economic outcomes for program participants, including actions the Department can take to mitigate health and safety risks to program participants and to foster economic mobility and opportunity; (8) improvements to enhance transparency, oversight, and public accountability; and (9) any such other action that would optimize the effectiveness of the Department or its programs. (c) Reports (1) Initial report Not later than 9 months after the date of its initial meeting, the Commission may submit to the Congress an initial report containing its analysis and preliminary recommendations under subsections (a) and (b). (2) Final report Not later than 18 months after the date of its initial meeting and upon an affirmative vote of a majority of the members of the Commission, the Commission shall submit to the Congress and make publicly available a final report containing— (A) a detailed statement of the findings, conclusions, and recommendations of the Commission under subsections (a) and (b); (B) a statement of the assumptions, scenarios, and alternatives considered in reaching such findings, conclusions, and recommendations; (C) proposed legislative language for reauthorization, expiration, termination, or elimination of programs consistent with the final report