1. Short title; table of contents (a) Short title This Act may be cited as the Retirement Savings for Americans Act of 2023 . (b) Table of contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Definitions. Sec. 3. Relationship to Social Security. Sec. 4. Government benefits. Title I—The American Worker Retirement Plan Sec. 101. The American Worker Retirement Fund. Sec. 102. Investment of American Worker Retirement Fund. Sec. 103. Eligibility. Sec. 104. Enrollment. Sec. 105. Contributions. Sec. 106. Distributions. Sec. 107. Accounts. Sec. 108. Tax treatment. Sec. 109. Spousal protections; survivor rights. Title II—The American Worker Retirement Plan Investment Management System Sec. 201. The American Worker Retirement Investment Board. Sec. 202. The American Worker Retirement Plan Advisory Council. Sec. 203. Executive Director. Sec. 204. Investment policies and selection of asset managers. Sec. 205. Administrative provisions. Sec. 206. Fiduciary responsibilities; liability and penalties. Sec. 207. Bonding. Sec. 208. Investigative authority. Sec. 209. Exculpatory provisions