; or (ii) is a property, or is on or in a property, that has a federally backed mortgage loan or federally backed multifamily mortgage loan, as such terms are defined in section 4024(a) of the CARES Act ( 15 U.S.C. 9058(a) ). (3) Covered housing The term covered housing means a dwelling unit assisted with amounts made available, or a loan or mortgage made, insured, or guaranteed, under any of the following programs: (A) The programs for tenant- and project-based rental assistance under section 8 of the United States Housing Act of 1937 ( 42 U.S.C. 1437f ). (B) The program for public housing under the United States Housing Act of 1937 ( 42 U.S.C. 1437 et seq. ). (C) The program for supportive housing for the elderly under section 202 of the Housing Act of 1959 ( 12 U.S.C. 1701q ). (D) The program for supportive housing for persons with disabilities under section 811 of the Cranston-Gonzalez National Affordable Housing Act ( 42 U.S.C. 8013 ). (E) The community development block grant program under title I of the Housing and Community Development Act of 1974 ( 42 U.S.C. 5301 et seq. ). (F) The HOME Investment Partnerships program under titles I and II of the Cranston-Gonzalez National Affordable Housing Act ( 42 U.S.C. 12704 et seq. ). (G) The program for housing opportunities for persons with AIDS under subtitle D of title VIII of the Cranston-Gonzalez National Affordable Housing Act ( 42 U.S.C. 12901 et seq. ). (H) The programs for homeless assistance under title IV of the McKinney-Vento Homeless Assistance Act ( 42 U.S.C. 11361 et seq. ). (4) Covered housing assistance The term covered housing assistance means assistance under any program specified in paragraph (3). (5) Legal counsel The term legal counsel means full representation by an attorney throughout proceedings in issue. (6) Owner For the purposes of this Act, the term owner means any private person or entity, including a cooperative, an agency of the Federal Government, or a public housing agency, having the legal right to lease or sublease dwelling