; and (bb) is not on the list established and updated by the Board under subparagraph (D); (II) require any person who accepts credit cards for payments to exclusively use, for transactions associated with a particular credit card, an authentication, tokenization, or other security technology that cannot be used by all of the payment card networks that may process electronic credit transactions for that particular credit card; or (III) inhibit the ability of another payment card network to handle or process electronic credit transactions using an authentication, tokenization, or other security technology for the processing of those electronic credit transactions; or (ii) impose any penalty or disadvantage, financial or otherwise, on any person for— (I) choosing to direct the routing of an electronic credit transaction over any payment card network on which the electronic credit transaction may be processed; or (II) failing to ensure that a certain number, or aggregate dollar amount, of electronic credit transactions are handled by a particular payment card network. (C) Applicability The regulations prescribed under subparagraphs (A) and (B) shall not apply to a credit card issued in a 3-party payment system model. (D) Designation of national security risks (i) In general Not later than 1 year after the date of enactment of the Credit Card Competition Act of 2023 , the Board, in consultation with the Secretary of the Treasury, shall prescribe regulations to establish a public list of any payment card network— (I) the processing of electronic credit transactions by which is determined by the Board to pose a risk to the national security of the United States