; table of contents. Title I—Federal Pell Grants Sec. 101. Doubling Federal Pell Grants and providing all Federal Pell Grants through mandatory funding. Sec. 102. Providing increased Federal Pell Grants and other assistance for recipients of means-tested benefits. Sec. 103. Federal aid eligibility for dreamer students. Sec. 104. Restoring the total semesters of Federal Pell Grant eligibility. Sec. 105. Reducing financial aid penalties from satisfactory academic progress determinations. Sec. 106. Federal Pell Grants for graduate students. Title II—Amendments to terms and conditions of loans and repayment plans Part A—Direct loans Sec. 201. Subsidized loans for graduate and professional students. Sec. 202. Repeal of origination fees. Sec. 203. Prepayment amounts. Part B—Automatic enrollment in income-Driven repayment for certain borrowers Sec. 211. Notification and automatic enrollment procedures for borrowers who are delinquent on loans. Sec. 212. Notification and automatic enrollment procedures for borrowers who are rehabilitating defaulted loans. Sec. 213. Covered loan, income-driven repayment plan, and non-covered loan defined. Sec. 214. Automatic recertification of income for income-driven repayment plans. Sec. 215. Procedure and requirement for requesting tax return information from the IRS. Part C—Amendments to certain loan forgiveness programs Sec. 221. Amendments to terms and conditions of Public Service Loan Forgiveness. Sec. 222. Loan forgiveness for teachers. Title III—Interest Capitalization Sec. 301. Elimination of interest capitalization. Sec. 302. Elimination of disclosure requirements relating to capitalization. Title IV—Interest Rates Sec. 401. Interest rate provisions for new Federal student loans on or after July 1, 2024. Sec. 402. Refinancing FFEL and Federal Direct Loans. Sec. 403. Refinancing private student loans. I Federal Pell Grants 101. Doubling Federal Pell Grants and providing all Federal Pell Grants through mandatory funding (a) Amount of minimum Federal Pell Grants Section 401 of the