; (bb) the career advancement opportunities for the incumbent worker in the occupation of such worker as of such date; and (cc) the ability of the incumbent worker to, upon completion of the program of training services selected by such worker, secure employment in an in-demand industry or occupation in the local area that will lead to economic self-sufficiency and wages higher than the current wages of the incumbent worker. (II) Limitation (aa) In general An incumbent worker described in item (bb) shall be ineligible to receive an incumbent worker upskilling account under this subparagraph. (bb) Ineligibility Item (aa) shall apply to an incumbent worker— (AA) whose total annual wages for the most recent year are greater than the median household income of the State; or (BB) who has earned a baccalaureate or professional degree. (iii) Cost sharing for certain incumbent workers With respect to an incumbent worker determined to be eligible to receive an incumbent worker upskilling account who is not a low-income individual— (I) such incumbent worker shall pay not less than 25 percent of the cost of the program of training services selected by such worker