; and (ii) make such records available to the Commission at the request of the Commission. (3) Specified adult defined In this subsection, the term specified adult means— (A) an individual age 65 or older; or (B) an individual age 18 or older who a registered open-end investment company or a transfer agent acting on behalf of such company reasonably believes has a mental or physical impairment that renders the individual unable to protect the individual’s own interests. . (b) Recommendations (1) In general Not later than 1 year after the date of the enactment of this section, the Securities and Exchange Commission, in consultation with the entities specified in paragraph (2), shall submit to Congress a report that includes recommendations regarding the regulatory and legislative changes necessary to address the financial exploitation of security holders who are specified adults (as defined in subsection (i)(3) of section 22 of the Investment Company Act of 1940 ( 15 U.S.C. 80a–22 ), as added by this section). (2) Consultation The entities specified in this paragraph are as follows: (A) The Commodity Futures Trading Commission. (B) The Director of the Bureau of Consumer Financial Protection. (C) The Financial Industry Regulatory Authority. (D) The North American Securities Administrators Association. (E) The Board of Governors of the Federal Reserve System. (F) The Comptroller of the Currency. (G) The Federal Deposit Insurance Corporation.