; (ii) a Federal credit union, as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ); and (iii) a State credit union, as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ); and (B) includes any minority depository institution, as defined in section 308 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 ( 12 U.S.C. 1463 note). (5) Federal banking regulator The term Federal banking regulator means each of the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, the Office of the Comptroller of the Currency, the National Credit Union Administration, the Department of the Treasury (including the Financial Crimes Enforcement Network and the Office of Foreign Assets Control), or any Federal agency or department that regulates banking or financial services, as determined by the Secretary of the Treasury. (6) Financial product or service The term financial product or service has the meaning given the term in section 1002 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 ). (7) Financial service The term financial service — (A) means— (i) a financial product or service, regardless of whether the customer receiving the product or service is a consumer or commercial entity; or (ii) a financial product or service, or any combination of products and services, permitted to be provided by— (I) a national bank or a financial subsidiary pursuant to the authority provided under— (aa) the paragraph designated as the Seventh of section 5136 of the Revised Statutes ( 12 U.S.C. 24 ); or (bb) section 5136A of the Revised Statutes ( 12 U.S.C. 24a ); (II) a Federal credit union, pursuant to the authority provided under the Federal Credit Union Act ( 12 U.S.C. 1751 et seq. ); or (III) a community development financial institution; and (B) includes— (i) the business of insurance