II 118th CONGRESS 1st Session S. 2592 IN THE SENATE OF THE UNITED STATES July 27, 2023 Mr. Fetterman (for himself, Ms. Smith , Ms. Baldwin , Ms. Hirono , Mr. Markey , Mr. Merkley , Mrs. Murray , Mr. Schatz , and Mr. Sanders ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Fair Credit Reporting Act to require nationwide consumer reporting agencies, upon request, to use the current legal name of a consumer on consumer reports, and for other purposes.

1. Short title This Act may be cited as the Name Accuracy in Credit Reporting Act . 2. Requirement to use the current legal name of the consumer on consumer reports Section 605(a) of the Fair Credit Reporting Act ( 15 U.S.C. 1681c(a) ) is amended by adding at the end the following: (9) With respect to a consumer reporting agency described in section 603(p), any prior name of the consumer about whom the report relates, other than the current legal name of the consumer, after receiving a request from the consumer to use only the current legal name of the consumer on all consumer reports. .