; (B) bodily injury to a person who, as a result of the injury, immediately receives medical treatment away from the scene of the accident; or (C) one or more motor vehicles incurring disabling damage as a result of the accident, requiring at least one of the motor vehicle to be transported away from the scene by a tow truck or other motor vehicle; and (2) does not include— (A) an occurrence involving only boarding and alighting from a stationary motor vehicle; or (B) an occurrence involving only the loading or unloading of cargo.