; and (iii) postal banking services provided by the United States Postal Service. (B) The Board of Governors may issue regulations as necessary to ensure effective harmonization and coordination between covered banks and any entities responsible for administering digital dollar services on behalf of the Federal Government. (4) (A) A facility (to be known as the Public Bank Primary Liquidity Facility ) to provide liquidity to public member banks by buying or lending (at a reasonable rate of interest that is not greater than the overnight policy target rate) against federally recognized public loans (as described in section 105) and federally-recognized public securities (as described in section 201(b)), under terms and conditions that the Board of Governors determines to be necessary and appropriate to promote public welfare. (B) The facility under subparagraph (A) shall purchase or accept loans or securities under such subparagraph at face value. (5) (A) A facility (to be known as the Public Bank Supplementary Liquidity Facility ) to provide liquidity to public member banks by buying or lending (at a reasonable rate of interest that is not greater than the overnight policy target rate) against assets not otherwise eligible to be purchased or accepted as collateral under paragraph (4). (B) The facility under subparagraph (A) may purchase or accept assets as collateral under such subparagraph at a reasonable discount. (6) A facility (to be known as the Public Bank Credit Facility ) to provide credit to public member banks on an unsecured basis, in such amounts and such rates of interests as the Board of Governors determines to be necessary and appropriate to promote public welfare. (7) A facility (to be known as the Federally Recognized Public Loan Facility ) to, in consultation with the Corporation— (A) develop rules, standards, and criteria for Federal recognition of loans, mortgages, credit cards, account overdrafts, and other direct lending products issued by public member banks