; (2) facilitate the provision of payments, credit, and other financial services as a public good; and (3) support the financial and budgetary health of State and Tribal governments, local government units, government agencies, State or tribally chartered corporations, nonprofit entities designated by a State or Tribal government to be acting in the public interest of a community within such State or Tribe, or an association of one or more of such entities. (b) Services The Board of Governors shall offer the following services to public member banks: (1) Fiscal agent accounts— (A) in which public member banks may invest funds held on behalf of any entity described in section 101(b)(1); and (B) under which— (i) the Board of Governors shall pay interest on all balances held overnight in such fiscal agent accounts at a rate that is greater than or equal to the greater of— (I) the sum of the overnight policy target rate plus two percent; or (II) the daily rate on 30-year marketable Treasury bonds; and (ii) the interest described in clause (i) (minus a reasonable administrative fee imposed by the public member bank) shall be paid to the entity for which the public member bank invested such funds. (2) Payment accounts— (A) in which public member banks may invest funds held on behalf of any entity other than an entity described in section 101(b)(1) for purposes of providing money transmitter services; and (B) under which the Board of Governors shall pay interest (minus a reasonable administrative fee) on all balances held overnight in such fiscal agent accounts at a rate that is greater than or equal to the greater of— (i) the overnight rate paid on required reserves