; and (2) the borrower complies with regulations issued by the Secretary or the Director, as applicable, that require the borrower to submit documentation to the Secretary, or to the applicable enterprise and the Director, that is sufficient, as determined by the Secretary or the Director, to ensure that the borrower is complying with the certification described in paragraph (1), which shall include a copy of the standard lease agreement used by the borrower that includes the minimum protections described in subsection (b). (b) Minimum consumer protections (1) In general The minimum consumer protections described in this subsection are as follows: (A) 1-year lease terms that are renewable for additional 1-year terms unless there is good cause for non-renewal. (B) (i) A right to receive written notice of any newly required charges (including water and other utilities) or increase in the rents for pad sites, or pad sites and manufactured homes, located in the community, including a written justification of the increase with information on increases in the costs of operating, maintaining, or improving the community. (ii) A written notice described in clause (i) shall— (I) be provided to the tenant not less than 60 days before the effective date of any newly required charge or increase in the rents, except that, in the case of any increase exceeding 5 percent of the previous monthly rent, an additional 30-days notice shall be provided for each additional 2.5-percent increase in the rent; and (II) include identification of the amount of, and a description of, any newly required charges (including water and other utilities) that the tenant is not currently responsible for but will be responsible for upon the rent increase and, if available, an estimate of the monthly amount of those charges. (iii) For purposes of the calculation in clause (i)(I)— (I) the amount of any increase in the monthly rent for a dwelling unit shall be considered to include any newly required charges described in clause (i)(II)