; and (4) describing any proposed improvements to existing authorities or resources that could be provided by Congress. (b) Exception for ongoing investigations The Secretary of the Treasury may not include information in a report required under subsection (a) related to ongoing investigations. 6. Report Not later than the end of the 180-day period beginning on the date of the enactment of this Act, the Secretary of the Treasury shall issue a report to the appropriate committees of the Congress containing recommendations for receiving determinations described under section 4 from persons other than a primary insurance regulatory authority of a State, including establishing a whistleblower program. 7. Definitions In this Act: (1) Appropriate committees of the Congress The term appropriate committees of the Congress means the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate. (2) Maritime insurance The term maritime insurance — (A) means insurance coverage for physical loss or damage of vessels, cargo, terminals, and any transport by which the cargo is transferred, acquired, or held between the points of origin and the final destination; and (B) includes cargo insurance, freight insurance, hull insurance, and protection and indemnity. (3) Registration The term registration means the process— (A) by which a vessel is formally recognized by a country’s maritime authority, resulting in the vessel’s inclusion in the national vessel registry; and (B) conferring upon a vessel the nationality of the registering state; (C) entailing the right to fly the flag of such registering state