; (E) recommendations for reforming or eliminating the use of area median income for the purposes of making housing more affordable for low-income and seasonal workers in mountain communities; and (F) recommendations for using existing authorities of the Secretary to make housing more affordable for low-income and seasonal workers in mountain communities, particularly in areas for which the Secretary has applied a high housing cost adjustment. 4. Definitions In this Act: (1) Area median income The term area median income means median income for an area, as such term is used in section 3(b) of the United States Housing Act of 1937 ( 42 U.S.C. 1437a(b) ), median family income, and any other substantively similar metric that the Secretary uses to refer to the median income level for a given area or jurisdiction for purposes of any program administered by the Secretary. (2) High housing cost adjustment The term high housing cost adjustment an adjustment for high housing costs, high construction costs, or high costs of living, or any substantively similar adjustment that the Secretary may use to increase income limits for areas where the cost of housing is abnormally high compared to the median income for such area. (3) Secretary The term Secretary means the Secretary of Housing and Urban Development. (4) Mountain communities The term mountain communities means any rural area, as defined in section 1490 of title 42, United States Code, located in the Mountain Division within the Census Bureau’s Western Region.