; and (B) result in less robust or less stringent protections to consumers than protections that exist on the date of the enactment of this Act for consumers served by other existing categories of depository institutions, including protection under the Community Reinvestment Act of 1977 ( 12 U.S.C. 2901 et seq. ). (3) Data reporting The Board of Governors and the Corporation shall jointly, in a manner that respects the privacy of covered bank customers to the greatest extent possible, develop an annual assessment for determining if covered banks have appropriately provided services to all customers within the jurisdiction of service, based on demographic information chosen by regulators, including race, gender, and area median income of such customers. (c) Ecological sustainability considerations and prohibitions on fossil fuel investment (1) In general The Board of Governors, the Corporation, and the Commission shall jointly develop and promulgate rules and regulations to— (A) ensure that any and all activities undertaken and services offered by a covered bank, or any person seeking or in the process of becoming a covered bank, are consistent with Federal and scientifically established standards, goals, and targets with respect to ecological sustainability, climate crisis-mitigation, and decarbonization; and (B) require that any covered bank or person seeking or in the process of becoming a covered bank, may not facilitate fossil fuel production, processing, or infrastructure, including by— (i) providing loans to, making investments in, or otherwise engaging in any activity that is financial in nature, or incidental to such financial activity, with a fossil fuel company; (ii) providing loans to, making investments in, or otherwise engaging in any activity that is financial in nature, or incidental to such financial activity, for a fossil fuel project; (iii) taking compensation to arrange or facilitate a transaction that provides funds for fossil fuel production or processing from existing or new sources