; (C) not deny, in coordination with or at the request of others, any person a financial service the covered bank offers; and (D) when denying any person financial services the covered bank offers, provide written justification to the person explaining the basis for the denial, including any specific laws or regulations the covered bank believes are being violated by the person or customer. (2) Justification requirement A justification described in paragraph (1)(D) may not be based solely on the reputational risk to the covered bank. (c) Cause of action for violations of this section (1) In general Notwithstanding any other provision of law, a person may commence a civil action in the appropriate district court of the United States against any covered bank or covered credit union that violates or fails to comply with the requirements under this section, for harm that person suffered as a result of such violation. (2) No exhaustion It shall not be necessary for a person to exhaust its administrative remedies before commencing a civil action under this section. (3) Damages If a person prevails in a civil action under this section, a court shall award the person— (A) reasonable attorney’s fees and costs; and (B) treble damages.