; (3) does not adversely affect— (A) any other holder of a special recreation permit or other permit; or (B) any other authorized use of the Federal recreational lands and waters; and (4) is consistent with— (A) any applicable laws (including regulations); and (B) the land management plan, resource management plan, or equivalent plan applicable to the Federal recreational lands and waters. (c) Effect Nothing in this section affects any authority of, regulation issued by, or decision of the Secretary concerned relating to the use of electric bicycles on Federal recreational lands and waters under any other Federal law. 324. Liability (a) Insurance requirements (1) In general Except as provided in paragraph (2), as a condition of issuing a special recreation permit under subsection (h)(1)(B) of section 803 of the Federal Lands Recreation Enhancement Act ( 16 U.S.C. 6802 ) (as amended by section 203(a)(3)) or a commercial use authorization, the Secretary concerned may require the holder of the special recreation permit or commercial use authorization to have a commercial general liability insurance policy that— (A) is commensurate with the level of risk of the activities to be conducted under the special recreation permit or commercial use authorization