II 118th CONGRESS 1st Session S. 3549 IN THE SENATE OF THE UNITED STATES December 14, 2023 Mr. Reed (for himself, Mr. Merkley , Mr. Brown , Ms. Smith , Mr. Blumenthal , Ms. Stabenow , Mr. Warnock , Mr. Whitehouse , Mr. Schatz , Mr. Wyden , Mr. Booker , Mr. Luján , Mr. Fetterman , Mr. Welch , Mr. Padilla , and Ms. Butler ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers.