1. Short title This Act may be cited as the Online Consumer Protection Act . 2. Terms of service required for social media platforms and online marketplaces (a) In general Each social media platform or online marketplace shall establish, maintain, and make publicly available at all times and in a machine-readable format, terms of service in a manner that is clear, easily understood, and written in plain and concise language. The terms of service shall meet the following requirements: (1) The terms of service shall include— (A) any terms or conditions of use of any service provided by such person to a consumer; (B) any policies of such person with regard to such service or use of such service by a consumer; and (C) the consumer protection policy consistent with subsection (b). (2) The terms of service shall cover issues related to the behavior of a service or a user of such service, and shall at a minimum include terms of use related to— (A) payment methods; (B) content ownership, including content generated by a user; (C) policies related to sharing user content with third parties; (D) any disclaimers, limitations, notices of nonliability, or the consequences of not agreeing to or complying with the terms of service; and (E) any other topic the Commission deems appropriate. (b) Required consumer protection policy (1) For social media platforms For social media platforms, the consumer protection policy required by subsection (a) shall include— (A) a description of the content and behavior permitted or prohibited on its service both by the platform and by users; (B) whether content may be blocked, removed, or modified, or if service to users may be terminated and the grounds upon which such actions will be taken; (C) whether a person can request that content be blocked, removed, or modified, or that a user’s service be terminated, and how to make such a request