; and (2) relating to State-sanctioned marijuana businesses during the period beginning on January 1, 2014, and ending on the date that is 1 year after the date of enactment of this Act. 14. Applicability to hemp-related legitimate businesses and hemp-related service providers The provisions of this Act (other than sections 6 and 13) shall apply with respect to hemp-related legitimate businesses and hemp-related service providers in the same manner as such provisions apply with respect to State-sanctioned marijuana businesses and service providers. 15. Rules of construction (a) No requirement To provide financial services Nothing in this Act shall require a depository institution, an entity performing a financial service for or in association with a depository institution, a community development financial institution, or an insurer to provide financial services to a State-sanctioned marijuana business, service provider, or any other business. (b) General examination, supervisory, and enforcement authority Nothing in this Act may be construed in any way to limit or otherwise restrict the general examination, supervisory, and enforcement authority of the Federal banking regulators (including the Department of the Treasury), provided that any supervisory or enforcement action is not being taken solely because the provision of financial services to a State-sanctioned marijuana business or service provider. (c) Business of insurance Nothing in this Act shall interfere with the regulation of the business of insurance in accordance with the Act entitled An Act to express the intent of the Congress with reference to the regulation of the business of insurance , approved March 9, 1945 (commonly known as the McCarran-Ferguson Act