and timely disclosures of the following information: (1) Claims payment policies and practices. (2) Periodic financial disclosures. (3) Data on enrollment. (4) Data on disenrollment. (5) Data on the number of claims that are denied. (6) Data on rating practices. (7) Information on cost-sharing and payments with respect to any out-of-network coverage (or with respect to any item and service furnished under such a plan that does not use a network of providers). (8) Information on participant and beneficiary rights under this part. (9) Rate and payment information described in subsection (d). (10) Other information as determined appropriate by the Secretary. Rate and payment information described in paragraph (9) shall be made available to the public not later than January 10, 2025, and not later than the tenth day of every month thereafter, in the manner described in subsection (d)(2)(A), and, beginning on January 1, 2027, in real-time through an application program interface (or successor technology) described in subsection (d)(2)(B). (b) Use of plain language The information required to be submitted under subsection (a) shall be provided in plain language. The term plain language means language that the intended audience, including individuals with limited English proficiency, can readily understand and use because that language is clear, concise, well-organized, accurately describes the information, and follows other best practices of plain language writing. The Secretary, jointly with the Secretary of Health and Human Services and the Secretary of Labor, shall develop and issue standards for plain language writing for purposes of this section and shall develop a standardized reporting template and standardized definitions of terms to allow for comparison across group health plans and health insurance coverage. (c) Cost sharing transparency (1) In general A group health plan shall, upon request of a participant or beneficiary and in a timely manner, provide to the participant or beneficiary a statement of the