II 118th CONGRESS 1st Session S. 1838 IN THE SENATE OF THE UNITED STATES June 7, 2023 Mr. Durbin (for himself, Mr. Marshall , Mr. Welch , and Mr. Vance ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Electronic Fund Transfer Act to require the Board of Governors of the Federal Reserve system to prescribe regulations relating to network competition in credit card transactions, and for other purposes.