that subsection, not to exceed $10,000 per violation. 6. Credit unions Section 206(b)(1) of the Federal Credit Union Act ( 12 U.S.C. 1786 ) is amended by inserting or is refusing or has refused, or has a subsidiary that is refusing or has refused, to do business with any person who is in compliance with the law, including section 8 of the Fair Access to Banking Act , after as an insured credit union, . 7. Use of automated clearing house network (a) Definitions In this section: (1) Covered credit union The term covered credit union means— (A) any insured credit union, as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 )