; annual verification. Sec. 204. Plain language crypto asset customer agreements. Sec. 205. Basic consumer protection standards for crypto assets. Sec. 206. Cleaning up crypto asset lending. Sec. 207. Settlement finality. Sec. 208. Advertisements of crypto asset intermediaries and certain other persons. Sec. 209. Cybersecurity standards for crypto asset intermediaries. TITLE III—Combating illicit finance Sec. 301. Higher penalties for crypto asset crimes. Sec. 302. Anti-money laundering examination standards. Sec. 303. Crypto asset kiosks. Sec. 304. Independent Financial Technology Working Group to Combat Terrorism and Illicit Financing. Sec. 305. Sanctions compliance responsibilities of payment stablecoin issuers. Sec. 306. Crypto asset mixers and tumblers. Sec. 307. Financial Crimes Enforcement Network Innovation Laboratory. TITLE IV—Responsible Commodities regulation Sec. 401. Definitions. Sec. 402. Reporting and recordkeeping. Sec. 403. Jurisdiction over crypto asset transactions. Sec. 404. Registration of crypto asset exchanges. Sec. 405. Supervision of affiliates. Sec. 406. Violations. Sec. 407. Market reports. Sec. 408. Bankruptcy treatment of crypto assets. Sec. 409. Identified banking products. Sec. 410. Financial institutions definition. Sec. 411. Offsetting the costs of crypto asset regulation. TITLE V—Responsible securities regulation Sec. 501. Securities offerings involving certain intangible assets. Sec. 502. Guidance relating to satisfactory control location. TITLE VI—Customer protection and market integrity authority Sec. 601. Customer protection and market integrity authority. Sec. 602. Registration, rulemaking, and supervision of customer protection and market integrity authorities. Sec. 603. Records and reports