data generated by e-cash payments be collected, monitored, or retained by the United States Government, an authorized e-cash distributor, or any other counterparty except via the exemptions provided by this Act. (9) Preemption of inconsistent State laws State consumer laws are pre-empted unless the Director of the Bureau of Consumer Financial Protection determines, upon the Director’s own motion or upon the request of a State government, but ultimately in the Director’s sole discretion, that a State’s consumer protection laws are not pre-empted. (e) Requirement To accept E-Cash (1) Federal Government The Federal Government shall— (A) accept e-cash for any payment to the Federal Government, including payments for taxes, fines, and fees