; and (cc) on which the insured depository institution does not reserve the right to require advance notice of an intended withdrawal. ; and (2) in subparagraph (C), by striking subparagraph (B) and inserting subparagraph (B)(i) . (b) Reversion On the date that is 2 years after the date of enactment of this Act, section 11(a)(1) of the Federal Deposit Insurance Act ( 12 U.S.C. 1821(a)(1) ) is amended— (1) by amending subparagraph (B) to read as follows: (B) Net amount of insured deposit The net amount to any depositor at an insured depository institution shall not exceed the standard maximum deposit insurance amount as determined in accordance with subparagraphs (C), (D), (E), and (F) and paragraph (3). ; and (2) in subparagraph (C), by striking subparagraph (B)(i) and inserting subparagraph (B) . 3. Reciprocal deposits Section 29(i)(1) of the Federal Deposit Insurance Act ( 12 U.S.C. 1831f(i)(1) ) is amended— (1) in subparagraph (A), by striking $5,000,000,000 and inserting $10,000,000,000 ; and (2) in subparagraph (B), by striking 20 percent and inserting 25 percent . 4. Adjusted least cost resolution Section 13(c)(4) of the Federal Deposit Insurance Act ( 12 U.S.C. 1823(c)(4) ) is amended— (1) by redesignating subparagraph (H) as subparagraph (I)