II 118th CONGRESS 1st Session S. 721 IN THE SENATE OF THE UNITED STATES March 8, 2023 Mrs. Hyde-Smith (for herself, Mr. Cruz , Mr. Kennedy , and Mr. Cassidy ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To permit policyholders under the National Flood Insurance Program to elect to have previous premium rates remain in effect until the Administrator of the Federal Emergency Management Agency satisfies certain conditions, and for other purposes.