1. Short title This Act may be cited as the Consumer Online Payment Transparency and Integrity Act . 2. Automatic renewal protections (a) In general A person who sells a good or service to a consumer pursuant to a contract that includes a free-to-pay conversion or negative option feature or any other automatic renewal provision shall disclose such feature or provision and the cancellation procedure clearly and conspicuously in the contract. (b) Automatic renewal A person who sells a good or service to a consumer pursuant to a contract that will automatically renew unless the consumer cancels the contract, shall— (1) notify, in the same manner as the consumer entered into the contract, the consumer of— (A) the first automatic renewal (and of each automatic renewal thereafter) not less than 7 days (or a longer time period as determined appropriate by the Commission) before the commencement of the renewal period; and (B) how the consumer may cancel the contract, which shall include— (i) an online mechanism for cancellation provided by the person; and (ii) a toll-free telephone number, email address, postal mail address, or other cost-effective, timely, and easy-to-use mechanism for cancellation provided by the person; (2) on an annual basis and notwithstanding the consumer’s consent to the initial term (or any subsequent term), obtain the consumer’s express informed consent to renew the contract before charging the consumer for the renewal; and (3) notwithstanding the consumer's consent to the initial term (or any subsequent term), in the event that the person has actual knowledge that the consumer has not used the good or service provided under the contract for a period of 6 consecutive months since the consumer's most recent express informed consent— (A) obtain the consumer's express informed consent to the automatic renewal before charging the consumer for the automatic renewal