; (II) school supplies; (III) benefits, such as travel expenses for student athletes, clothing, and magazine subscriptions; or (IV) payments incidental to athletics participation, such as the National Collegiate Athletic Association cost-of-attendance stipend; (iii) awards for participation or achievement in intercollegiate athletics, such as qualifying for a bowl game, or payments for performance in the Olympics; (iv) awards for future educational opportunities; (v) premiums paid on behalf of a student athlete for loss-of-value insurance or disability insurance; or (vi) travel funds for members of a student athlete’s immediate family to attend sporting events of the student athlete. (5) Conference The term conference means an organization that— (A) has as members 2 or more institutions of higher education; (B) arranges or conducts season-long intercollegiate athletic events to determine, among its members, a champion in a particular intercollegiate sport; and (C) sets rules for varsity intercollegiate sports competition among its members. (6) Grant-in-aid The term grant-in-aid means— (A) tuition, room, board, books, fees, and personal expenses paid or provided by an institution of higher education up to the full cost of attendance; (B) Federal Pell Grants and other State and Federal grants unrelated to, and not awarded with respect to, participation in varsity intercollegiate sports competition; (C) health insurance and the costs of health care wholly or partly self-funded by the National Collegiate Athletic Association, a conference, or an institution of higher education; (D) disability and loss of value insurance that is wholly or partly self-funded by the National Collegiate Athletic Association, a conference, or an institution of higher education