; and (iv) beginning on the date of enactment of LOAN Act, interest shall only accrue on the percentage of such a loan that is equal to— (I) the amount of the outstanding principal on the original loan on the date it was assigned; divided by (II) the total amount of such assigned loan, including interest outstanding at the time of the assignment of such loan and the amount added by the guaranty agency in accordance with clause (i) , on the date such loan was assigned. . (d) Loan limits for Unsubsidized Stafford Loans Section 428H(d)(5) of the Higher Education Act of 1965 ( 20 U.S.C. 1078–8(d)(5) ) is amended by inserting before the date of enactment of the LOAN Act after Interest capitalized . (e) Unsubsidized Stafford loans for middle income borrowers Section 428H(e)(2) of the Higher Education Act of 1965 ( 20 U.S.C. 1078–8(e)(2) ) is amended— (1) in the header, by striking Capitalization and inserting No capitalization ; (2) in subparagraph (A), in the matter before clause (i), by striking , if agreed upon by the borrower and the lender and all that follows through clause (ii)(IV) and inserting be paid by the borrower and shall not be capitalized. ; (3) by striking subparagraph (B); and (4) by redesignating subparagraph (C) as subparagraph (B). (f) Income contingent repayment Section 455(e)(5) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(e)(5) ) is amended by striking the last sentence and inserting No interest may be capitalized on such loan on or after the date of the enactment of the LOAN Act, and the Secretary shall promulgate regulations with respect to the treatment of accrued interest that is not capitalized . (g) Deferment and forbearance (1) In general Section 455(f) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(f) ) is amended— (A) in the subsection heading, by inserting at the end the following: and forbearance ; (B) in subparagraph (B), by striking capitalized or