; and (2) by striking 50 years each place such term appears and inserting 99 years . 603. Exemption for Indian tribes from national flood insurance program participation requirement Paragraph (3) of section 3(a) of the Flood Disaster Protection Act of 1973 ( 42 U.S.C. 4003(a)(3) ) is amended by inserting before the semicolon at the end the following: or for any Indian tribe that has in effect a plan for mitigating damage resulting from flooding that has been approved by the tribal government for the tribe . 604. Compliance with treaty obligations The Secretary of Housing and Urban Development shall withhold all or partial funds to a tribe or tribal entity under this Act if, after consultation with the Secretary of the Interior and the tribe, the Secretary determines prior to disbursement that the tribe is not in compliance with obligations under its 1866 treaty with the United States as it relates to the inclusion of persons who are lineal descendants of Freedmen as having the rights of the citizens of such tribes, unless a Federal court has issued a final order that determines the treaty obligations with respect to including Freedmen as citizens. For purposes of this subparagraph, a court order is not considered final if time remains for an appeal or application for discretionary review with respect to the order. 605. Clerical amendment The table of contents in section 1(b) is amended by striking the item relating to section 206 (treatment of funds). VII HOUSING FOR NATIVE HAWAIIANS 701. Reauthorization of Native Hawaiian Homeownership Act Section 824 ( 25 U.S.C. 4243 ) is amended to read as follows: 824. Authorization of appropriations There are authorized to be appropriated to the Department of Housing and Urban Development for grants under this title— (1) $13,000,000 for fiscal year 2025; (2) $13,620,000 for fiscal year 2026; (3) $14,280,000 for fiscal year 2027; (4) $14,960,000 for fiscal year 2028