; (15) restrictive land use regulations disproportionately affect low- and moderate-income families by limiting the availability of quality affordable housing and driving up the costs of existing housing; (16) President Biden has proposed the Unlocking Possibilities program, a competitive grant program to help States and localities eliminate needless barriers to affordable housing production, including permitting for manufactured housing communities; (17) almost 2 million people in the United States live in public housing; (18) public housing agencies are unnecessarily prohibited from increasing their number of public housing units above the total they had in 1992 under a provision of law commonly referred to as the Faircloth limit ; (19) community land trust or shared equity programs are crucial for ensuring perpetual housing affordability; (20) community land trusts or related shared equity housing programs have established legal frameworks to keep homes affordable for more than 30 years; (21) there are over 300 community land trust entities in the United States encompassing 43,931 housing units; (22) 44 percent of all shared equity dwelling units are rental units; (23) a reported 45 percent of shared equity homeowners are people of color; (24) many shared equity housing organizations include a commitment to racial and ethnic diversity in their organizational and operational practices; (25) the Emergency Rental Assistance Program (ERAP), established during the COVID–19 pandemic, provided rental and utility assistance to more than 5 million households; (26) these funds protected renters and landlords and have demonstrated the need for a permanent emergency rental assistance program; (27) analysis shows that daily eviction rates fell dramatically due to the ERAP; (28) State and local public developers are innovating new ways to finance and cross-subsidize the creation of affordable mixed income public housing without depending on the use of scarce low-income housing tax credits