I 118th CONGRESS 1st Session H. R. 1810 IN THE HOUSE OF REPRESENTATIVES March 27, 2023 Mr. Luetkemeyer (for himself, Mr. Hill , and Mr. Williams of Texas ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To require the Bureau of Consumer Financial Protection to issue a rule before deleting or modifying certain small business loan data, and for other purposes.

1. Short title This Act may be cited as the Bank Loan Privacy Act . 2. Rulemaking requirement Section 704B(e)(4) of the Equal Credit Opportunity Act ( 15 U.S.C. 1691c–2(e)(4) ) is amended— (1) by striking The Bureau may, and inserting: (A) In general The Bureau may, ; and (2) by adding at the end the following: (B) Rulemaking requirement The Bureau shall, before deleting or modifying data under this paragraph issue, through advance notice and comment, a rule that includes a description of what modifications and deletions the Bureau intends to make to the data and how such modifications and deletions will advance a privacy interest. .