; (D) the Department must provide the borrower detailed information about which loans did not qualify, which payments did not qualify, and what information is necessary for a successful appeal; (E) borrowers who were denied loan forgiveness prior to enactment of this Act have 180 days to request reconsideration; and (F) for any months in which a borrower postponed monthly payments under a deferment or forbearance and was employed full-time or part-time at a qualifying employer as defined in 34 CFR 685.219 but was in a deferment or forbearance status, the borrower may obtain credit towards forgiveness for those months. III Loan and Interest Pause 301. Student loan and interest pause (a) Section 455(f) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(f) ) is amended— (1) in paragraph (1), in the matter preceding subparagraph (A), by striking A borrower and inserting Except as provided in paragraph (6), a borrower ; (2) in paragraph (2)(A)— (A) in clause (i), by striking or after the semicolon; (B) by striking the matter following clause (ii); (C) in clause (ii), by striking the comma at the end and inserting ; or ; and (D) by adding at the end the following: (iii) is serving in a medical or residency program which, in part, focuses on the provision of street medicine; ; and (3) by adding at the end the following: (6) Special rule for certain in school deferment Notwithstanding any other provision of this Act, a borrower described in paragraph (2)(A)(ii) shall be eligible for a deferment, during which periodic installments of principal need not be paid and interest shall not accrue on any loan made to the borrower under this part. . IV Improved Standards for Shelters 401. Safe shelters Whereas homeless shelters should always be safe for residents; Whereas a significant number of homeless women report feeling safer spending the night in a car as opposed to a shelter; Whereas approximately thirty-two percent of homeless women report being sexually or physically assaulted each year