; and (D) undertake other activities to improve coordination among the members of the working group as it relates to the Secretary’s administration of loans made, insured, or guaranteed under this title. (6) Investigations In order to carry out its duties under this subsection, the working group may engage in investigations of entities with which the Secretary has entered into a contract under this section. (7) Rule of construction Nothing in this subsection shall be considered to alter, limit, or restrict the Bureau of Consumer Financial Protection’s obligations under chapter 5 of title 5, United States Code (commonly known as the Administrative Procedures Act ), including the Director’s obligation to provide notice, solicit public comment, and respond to such comment when issuing regulations. . (d) Removal of record of default Part G of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1088 et seq. ) is amended by adding at the end the following: 494. Removal of record of default Upon repaying in full the amount due on a defaulted loan made, insured, or guaranteed under this title, the Secretary, guaranty agency, or other holder of the loan shall request any consumer reporting agency to which the Secretary, guaranty agency, or holder, as applicable, reported the default of the loan, to remove any adverse item of information relating to such loan from the borrower's credit history. . (e) Removal of record of default from credit history Section 455(g) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(g) ) is amended by adding at the end the following: (3) Consumer reporting agencies Upon obtaining a Federal Direct Consolidation Loan that discharges the liability on a defaulted loan made, insured, or guaranteed under this title, the Secretary, guaranty agency, or other holder of the loan shall request any consumer reporting agency to which the Secretary, guaranty agency or holder, as applicable, reported the default of the loan, to remove any adverse item of information relating to such loan from the