; and (B) does not include a refusal to extend additional disbursements or amounts financed under an income share agreement under an existing income share agreement arrangement if— (i) the applicant is delinquent or otherwise in default; or (ii) such additional amounts would exceed a previously established limit on the amount financed. (2) Amount financed The term amount financed means, with respect to an income share agreement, the amounts credited or advanced by the ISA provider to the ISA recipient or on behalf of the ISA recipient. (3) Annual percentage rate The term annual percentage rate means the annual percentage rate described in section 1026.22(a) of title 12, Code of Federal Regulations. (4) Applicant The term applicant means, with respect to an income share agreement, any individual who applies to an ISA provider directly or indirectly for an extension, renewal, or continuation of an income share agreement and includes applications for an additional amount exceeding a previously established limit on the amount financed. (5) Bureau The term Bureau means the Bureau of Consumer Financial Protection. (6) Comparable loan The term comparable loan means, with respect to an income share agreement, a loan that— (A) has an amount financed, as described in section 1026.18(b) of title 12, Code of Federal Regulations, that is equal to the total amount financed, as defined in paragraph (2), for the income share agreement; (B) has— (i) the same disbursements or financing dates, payment start date, and frequency of payments as the income share agreement; and (ii) an expected number of payments equal to the ISA maximum number of payments