; (B) the Office of Policy Development and Research of the Department; (C) the Office of Fair Housing and Equal Opportunity of the Department; (D) the Office of Housing of the Department; and (E) the Office of Public and Indian Housing of the Department. (10) State The term State means any State of the United States, the District of Columbia, the Commonwealth of Puerto Rico, the Virgin Islands, Guam, American Samoa, the Commonwealth of the Northern Mariana Islands, and any possession of the United States. (b) Planning grants The Secretary may award grants on a competitive basis to eligible entities for the purpose of developing and evaluating housing policy plans. (c) Implementation grants The Secretary may award grants on a competitive basis to eligible entities for the purpose of implementing housing policy plans. (d) Rural area minimum The Secretary shall award not less than 10 percent of the funds awarded to eligible entities under this section to eligible entities located in rural areas. (e) Applications (1) In general An eligible entity desiring a grant under this section shall submit to the Secretary an application at such time, in such manner, and containing such information as the Secretary may require. (2) Priority In awarding grants under this section, the Secretary shall give priority to an eligible entity that— (A) has or is likely to develop a housing policy plan that will— (i) improve housing supply, affordability, and accessibility for all individuals of every race and income level; (ii) reduce barriers to affordable housing development; and (iii) avoid the displacement of residents by new housing developments in the area under the jurisdiction of the eligible entity; (B) in developing or implementing a housing policy plan, intends to leverage and efficiently use funds from— (i) another Federal, State, or local assistance program relating to housing; or (ii) a private funding source