; (B) the number of disaster survivors whose claims for Federal disaster assistance for individuals were denied due to another individual filing a fraudulent application using their personal identifying information; (C) the adequacy of existing fraud prevention protocols in place on the Federal Emergency Management Agency’s online application for Federal disaster assistance for individuals; and (D) recommendations for improving the identity verification protocols in place for Federal disaster assistance for individuals. 4. Repair and rebuilding (a) In general Section 408(b)(1) of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5174(b)(1) ) is amended— (1) by striking rendered uninhabitable and inserting damaged by a major disaster ; and (2) by striking uninhabitable, as a result of damage caused by a major disaster and inserting damaged by a major disaster . (b) Hazard mitigation Section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5174 ) is amended— (1) in subsection (c) by adding at the end the following: (5) Hazard mitigation (A) In general The President may provide financial assistance to individuals and households whose primary residence, utilities, or residential infrastructure are damaged by a major disaster, for cost-effective hazard mitigation measures that reduce threats to life and property, or future damage to such residence, utilities, or infrastructure in future disasters. (B) Relationship to other assistance A recipient of assistance provided under this paragraph shall not be required to show that the assistance can be met through other means, except insurance proceeds. ; and (2) in subsection (h)— (A) in paragraph (1) by inserting , financial assistance for hazard mitigation under subsection (c)(5)(A), after subsection (c)(1)(A)(i) ; (B) in paragraph (3) by striking paragraphs (1) and (2) and inserting paragraphs (1), (2), and (3)