; (ii) the stated interest rate of the loan; (iii) the standard term for a loan of the same type; (iv) any fees or additional costs associated with the loan; and (v) any capitalization of interest on the loan. ; and (4) by adding at the end the following: (3) Information from the Department of Education The Secretary shall provide institutions with the data and statistics necessary to enable institutions to carry out this subsection. . 3. Annual requirement to manually enter loan amount Section 485 of the Higher Education Act of 1965 ( 20 U.S.C. 1092 ), as amended by section 2, is further amended by adding at the end the following: (n) Annual requirement To manually enter loan amount (1) In general In addition to the other requirements of this section and in accordance with paragraph (2), each eligible institution shall ensure that, for each award year, each borrower enrolled in the institution who receives a Federal Direct Loan (other than a Federal Direct Consolidation Loan) and each parent borrower who is borrowing a Federal Direct PLUS Loan made on behalf of a student who is enrolled in the institution, for such year, shall manually enter, either in writing or through electronic means, the exact dollar amount of Federal Direct Loan funding that such borrower desires to borrow for such year. (2) Method The eligible institution shall ensure that the borrower carries out the activity described in paragraph (1)— (A) in the case of a student borrower, in the course of the process used by the institution for students to accept a student loan award; (B) prior to the institution certifying a Federal Direct Loan (other than a Federal Direct Consolidation Loan), including a Federal Direct PLUS Loan made on behalf of a student, for disbursement to a borrower