; and (3) assess the benefits that would accrue to first-time, low-income homebuyers based on the recalibrated single-family pricing framework taking effect. (4) assess the impacts that the recalibrated single-family pricing framework taking effect would have on affordable housing preservation, rural housing, and manufactured housing. (b) Report The Comptroller General shall submit a report to the Congress setting forth the findings and conclusions of the study, and make the report publicly available online on a website of the Department, not later than the expiration of the 14-month period beginning on the date of the enactment of this Act. 6. Definitions In this Act: (1) Director The term Director means the Director of the Federal Housing Finance Agency. (2) Enterprise The term enterprise has the meaning given such term in section 1303 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 ( 12 U.S.C. 4502 ). (3) Loan-level pricing adjustment fee The term loan-level pricing adjustment fee means an up-front fee paid by lenders when a mortgage loan is acquired by an enterprise. (4) Recalibrated single-family pricing framework The term recalibrated single-family pricing framework means the loan-level pricing adjustment fee structure as referred to in the announcement of the Federal Housing Finance Agency on January 19, 2023, relating to Updates to the Enterprises’ Single-Family Pricing Framework , and set forth in Federal National Mortgage Association Lender Letter LL-2023-01 and Federal Home Loan Mortgage Corporation Bulletin 2023-1. (5) Risk-based pricing The term risk-based pricing means the calibration of fees based on the expected credit losses to an enterprise of each single-family mortgage category as defined by an enterprise based on the credit score and loan-to-value ratio characteristics of a mortgage. (6) Standard single-family pricing framework The term standard single-family pricing framework means the loan-level pricing adjustment fee structure in effect on April 30, 2023. 7.