activities: (A) For the purposes of the activities of the working group, define the term cyber insurance in a manner that is different from the definition of that term under section 2(4), if the working group determines that such a modified definition is necessary. (B) Analyze and explain in a manner most understandable to customers the technical and legal terminology commonly used in policies. (C) Analyze, and develop recommendations regarding, provisions in policies that relate to ransomware and ransom payments made in response to ransomware. (D) Analyze and explain in a manner most understandable to customers the terminology used in policies to include or exclude coverage for losses due to cyber incidents that are caused by cyberterrorism or acts of war. (E) Develop recommendations for prospective customers on ways to effectively evaluate the types and levels of coverage offered under a policy. (F) Develop recommendations for issuers, agents, and brokers regarding how to provide and communicate policy provisions that are clear and easy to understand for customers. (G) Identify the constraints of issuers in covering higher amounts of losses and new cyber risk areas currently not covered, including reputational damage and intellectual property lost. (H) Gather input from issuers on what measures would improve the ability of those issuers to offer additional coverage under policies, including improvements to their actuarial data, cyber risk data, and information sharing mechanisms and effective measurement of the cybersecurity practices of consumers. (I) Identify the constraints of the market and why more organizations do not use cyber insurance as a risk response mechanism. (J) Develop recommendations for customers on how best to use cyber insurance as a risk response mechanism for cyber risk and incentives for doing so. (2) Consultation In carrying out the activities of the working group under paragraph (1), the working group shall consult with the public in an open and transparent manner, including by