; and (B) $148,400,000 for the cost of direct loans authorized by such section 502, including the cost of modifying loans, as defined in section 502 of the Congressional Budget Act of 1974 ( 2 U.S.C. 661a ). (2) Interest rate Notwithstanding any other provision of law, the annual interest rate payable on a direct loan authorized by section 502 of the Housing Act of 1949 ( 42 U.S.C. 1472 ), as modified by payment assistance, may not be lower than 1.0 percent. (b) Housing choice voucher downpayment program In addition to amounts otherwise available, there is appropriated to the Secretary of Housing and Urban Development for each of fiscal years 2024 through 2033, out of any money in the Treasury not otherwise appropriated, $1,000,000,000, for providing downpayment assistance under section 8(y)(7) of the United States Housing Act of 1937 ( 42 U.S.C. 1437f(y)(7) ). 205. Report on tax on secondary homes The Secretary of the Treasury shall, not later than 180 days after the date of the enactment of this Act, submit to Congress a report on the feasibility, economic consequences, and revenue effects of establishing a tax on vacation homes and short-term rental homes. 206. National housing information database (a) Establishment The Secretary of Housing and Urban Development and the Director of the Federal Housing Finance Agency shall jointly establish and maintain a national database of landlords of residential rental dwelling units in multifamily housing. (b) Information The Secretary and the Director shall require each landlord of a residential rental dwelling unit in multifamily housing to submit to the database the following information regarding a residential rental dwelling unit: (1) The identity of the landlord and owner of the dwelling unit and contact information for such landlord and owner. (2) The total number of residential rental dwelling units in the property in which such dwelling unit is located. (3) The total number of residential rental dwelling units owned by or under the control of such landlord. (4)