; and (ii) if available through the College Scorecard (or similar successor website), for individuals who were enrolled in the borrower's undergraduate or graduate program. (O) The percentage of borrowers who attended the institution and have completed or are no longer enrolled that are in active repayment (as compared to all borrowers who attended the institution and have completed or are no longer enrolled). (P) For undergraduate borrowers, the completion rate of the institution, as available through the College Scorecard (or similar successor website), for the most recent year for which data are available. (Q) A statement that— (i) the statistics provided under this paragraph are averages and median values based on past years; (ii) the borrower's repayment amounts, median earnings, and likelihood of completion may vary from such statistics; and (iii) as appropriate, parent borrowers should be aware that information about the median earnings, completion rate, and percentage of borrowers in active repayment is based on data that excludes parent borrowers. (R) A statement in writing and in a form the borrower may keep, of the annual percentage rate applicable to the loan based on a 10-year standard repayment plan, taking into account— (i) the amount of the loan; (ii) the stated interest rate of the loan; (iii) the standard term for a loan of the same type; (iv) any fees or additional costs associated with the loan; and (v) any capitalization of interest on the loan.