; (2) in subparagraph (A), by inserting and after the semicolon; (3) in subparagraph (B), by striking the semicolon and inserting a period; and (4) by striking subparagraphs (C) and (D). 4. Higher education relief opportunities for civilians in the case of a national emergency and limitations on covered loans (a) Temporary authority for higher education relief (1) In general Subject to the limitation provided in subsection (c), during the 90 day period after a declaration of a national emergency under section 201 of the National Emergencies Act ( 50 U.S.C. 1621 ), the Secretary of Education may suspend or defer Federal student loan payments or the accrual of interest for loans made, insured or guaranteed under part B, D, or E of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1071 et seq. ; 1087a et seq.