1. Short title This Act may be cited as the Housing Emergencies Lifeline Program Act of 2023 or the HELP Act of 2023 . 2. Congressional findings The Congress finds that— (1) housing is fundamentally an issue of economic and racial justice and a critical determinant of health; (2) the 2008 financial crisis was a Great Depression-level event for Black Americans, wiping out decades of gains in Black homeownership, which has now fallen to its lowest rate since the passage of the Fair Housing Act in 1968; (3) Black borrowers were 76 percent more likely to have lost their home to foreclosure than White borrowers during the foreclosure crisis; (4) Black and Hispanic households continue to be about twice as likely as White households to rent their homes; (5) in 2016, 58 percent of Black household heads and 54 percent of Hispanic household heads were renting their homes, compared with 28 percent of White household heads; (6) while cost burdens affect households of all races and ethnicities, Black and Brown renters are much more likely to be burdened, with 55 percent of Black renters considered to be rent burdened compared to only 43 percent of White renters; (7) Black households account for 12 percent of all households in the United States, but 19 percent of all renters and 26 of all renter households with extremely low incomes; (8) prior to the coronavirus pandemic, it was estimated that around 3.7 million evictions are filed every year, a rate of about 7 every minute; (9) across the United States, one in 20 renters faces an eviction every year, but for Black renters, the number is one in 11; (10) the Department of Housing and Urban Development does not require the reporting or collection of eviction data, including among households in federally assisted housing, and should be required to do so