; and (B) rules to guarantee a clear and accessible process for making such referrals. (5) The Secretary of Health and Human Services or Director of the Centers for Medicaid and Medicare Services shall develop rules to ensure providers operating within the Program shall have appropriate referral and authorization mechanisms for patients who are not insured, or are not Medicaid or Medicare beneficiaries. (6) Delivery network If a patient is a Medicaid or Medicare beneficiary, MCPs must ensure that, they meet the following requirements: (A) Maintains and monitors a network of appropriate providers that is supported by written agreements and is sufficient to provide adequate access to all services covered by the Program or patients’ other health care benefits, such as Medicaid or Medicare, ensuring access to patients with limited English proficiency or physical or mental disabilities; (B) provides female patients with direct access to women’s routine and preventive health care services; (C) arranges for patients to receive a second opinion, should the patient elect, at no cost to the patient; and (D) if its network of street medicine providers are unable to provide necessary services, that the MCP is able to adequately and timely cover those services, without cost to the patient exceeding standards costs within the Program or the providers’ network. (e) Funding The Secretary has the authority to allocate existing funds for the Program. (f) Definitions In this Act: (1) Covered individual The term covered individual means an unsheltered homeless individual over the age of zero who resides in an eligible city or county. (2) Eligible city or county