1. Short title This Act may be cited as the Tribal Trust Land Homeownership Act of 2023 . 2. Definitions In this Act: (1) Applicable Bureau office The term applicable Bureau office means— (A) a Regional office of the Bureau; (B) an Agency office of the Bureau; or (C) a Land Titles and Records Office of the Bureau. (2) Bureau The term Bureau means the Bureau of Indian Affairs. (3) Director The term Director means the Director of the Bureau. (4) First certified title status report The term first certified title status report means the title status report needed to verify title status on Indian land. (5) Indian land The term Indian land has the meaning given the term in section 162.003 of title 25, Code of Federal Regulations (as in effect on the date of enactment of this Act). (6) Land mortgage The term land mortgage means a mortgage obtained by an individual Indian who owns a tract of trust land for the purpose of— (A) home acquisition; (B) home construction; (C) home improvements