; and (6) by striking subsection (e) and inserting the following: (e) Definitions In this section: (1) Borrower The term borrower means a borrower of a postsecondary education loan. (2) Institution of higher education The term institution of higher education has the meaning given the term in section 140 of the Truth in Lending Act ( 15 U.S.C. 1650 ). (3) Postsecondary education loan The term postsecondary education loan means— (A) a private education loan, as defined in section 140 of the Truth in Lending Act ( 15 U.S.C. 1650 ); (B) a loan made, insured, or guaranteed under part B, D, or E of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1071 et seq. , 1087a et seq., and 1087aa et seq.); or (C) a loan made, insured, or guaranteed under title VII or title VIII of the Public Health Service Act ( 42 U.S.C. 292 et seq. and 296 et seq.). . 9. Report on private education loans and private educational lenders (a) In general Not later than 2 years after the date of enactment of this Act, the Director of the Bureau of Consumer Financial Protection and the Secretary of Education, in consultation with the Commissioners of the Federal Trade Commission and the Attorney General of the United States, shall submit a report to the Committee on Banking, Housing, and Urban Affairs of the Senate, the Committee on Health, Education, Labor, and Pensions of the Senate, the Committee on Financial Services of the House of Representatives, and the Committee on Education and the Workforce of the House of Representatives on private education loans (as that term is defined in section 140 of the Truth in Lending Act ( 15 U.S.C. 1650 )) and private educational lenders (as that term is defined in such section). (b) Contents The report required by this section shall examine, at a minimum— (1) the growth and changes of the private education loan market in the United States; (2) factors influencing such growth and changes