I 118th CONGRESS 1st Session H. R. 3928 IN THE HOUSE OF REPRESENTATIVES June 7, 2023 Mr. Schiff introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Federal Deposit Insurance Act to permit an insured depository institution to elect to have a higher standard maximum deposit insurance amount applicable to commercial deposits of the institution and to require higher assessments of such an institution, to amend the Federal Credit Union Act to provide a similar program for insured credit unions, and for other purposes.