; and (B) administrative costs to administer and manage the Program. (5) Premium adjustments The Secretary shall adjust premiums each quarter for each participating insurer to reflect material changes in the exposure of such insurer. (6) Premium increases Excluding any adjustment made under paragraph (5), the Secretary may increase premiums for a participating insurer not more than 7 percent annually. (h) Loss prevention partnerships (1) In general The Secretary, in coordination with the advisory committee established under subsection (i), State insurance agencies, and State and Federal emergency management agencies, shall develop a list of activities that qualify as loss prevention partnerships for purposes of this section. The list may include the following activities: (A) Participating insurers providing amounts to insured parties to cover the cost, in whole or in part, of activities aimed at reducing losses to the insured party. (B) Participating insurers making coverage contingent upon the implementation of a loss prevention activity by a potential insured party. (2) Activities excluded from loss prevention partnerships The Secretary, State insurance agencies, and State and Federal emergency management may not include the following activities as loss prevention partnerships for purposes of this section: (A) The provision of an insurance premium discount for an investment by an insured party or potential insured party in an activity designed to reduce the losses of the participating insurer, absent an investment by the participating insurer. (B) The provision of general information about loss prevention. (i) Advisory committee (1) In general The Secretary shall establish an advisory committee to advise the Secretary with respect to the Program. (2) Membership The committee established in paragraph (1) shall include the following members: (A) 5 members representing consumer organizations engaged in fair housing, insurance, environmental, climate, and technology advocacy. (B) 3 members selected from individual