II 118th CONGRESS 1st Session S. 2730 IN THE SENATE OF THE UNITED STATES September 6, 2023 Mr. Durbin (for himself, Mr. Blumenthal , Mr. Merkley , and Mr. Whitehouse ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.