; (2) wages and benefits for employees; (3) equipment to keep food and beverages cold or frozen, as appropriate; (4) transportation of foods and beverages from rural hub communities to outlying villages, including by air, barge, or surface transportation; and (5) such other activities as the Secretary determines to be appropriate. (d) Interest rate (1) In general Subject to paragraphs (2) and (3), the interest rate of a loan under subsection (b) shall be established by the Secretary, for each quarter of the applicable fiscal year, based on the rate prescribed in Rural Development Instruction 440.1, exhibit B (or a successor instruction), as in effect on the date on which the loan is approved. (2) Adjustment The interest rate established under paragraph (1) shall be adjusted to the nearest 1/8 of 1 percent. (3) Written request (A) In general Notwithstanding paragraph (1), before the closing date of a loan under subsection (b), the eligible entity applying for the loan may submit to the Secretary a written request that the interest rate to be charged for the loan be equal to the lesser of— (i) the interest rate in effect on the date of the loan approval; and (ii) the interest rate in effect on the date of the loan closing. (B) Temporary debt instruments If a request submitted under subparagraph (A) is approved by the Secretary providing that the applicable interest rate shall be the interest rate in effect on the date of the loan closing, the interest rate charged on a loan involving multiple advances of Federal funds using temporary debt instruments shall be the interest rate in effect on the date on which the first applicable temporary debt instrument is issued. (e) Authorization of appropriations There is authorized to be appropriated to carry out this section $100,000,000. . 103. Acceptance of SNAP benefits through online transactions for certain delivery costs Section 7(k) of the Food and Nutrition Act of 2008 ( 7 U.S.C. 2016(k) ) is amended— (1) in paragraph (1), by striking (4) and inserting (5)