; and (3) by adding at the end the following new paragraph: (3) (A) An individual may elect to receive disability insurance benefits during the individual’s waiting period pursuant to paragraph (1) if such individual or their appointed representative makes such election in writing (which may include selecting an option on a benefit application form) during— (i) in the case of an individual who has applied for but not yet received a decision on their application for such disability insurance benefits before the date on which this paragraph takes effect— (I) the 45-day period following such date, or (II) the 10-day period (if such period ends later than the end of the 45-day period) following the date on which such individual receives a decision on such application which is favorable to such individual, (ii) in the case of an individual applying for disability insurance benefits on or after the date on which this paragraph takes effect— (I) the date on which such individual files an application for disability insurance benefit, or during the 10-day period following such date, (II) the date on which such individual requests reconsideration of the initial determination, or during the 10-day period following such date, or (III) the date on which such individual requests a hearing by an administrative law judge, or during the 10-day period following such date, (iii) in the case of an individual whose interest the Commissioner of Social Security determines would be served by making payment of the individual’s benefit to a representative payee (within the meaning of section 205(j)), such individual’s election may be revoked or confirmed by such representative payee during the 10 day period beginning on the date on which such representative payee is selected, and (iv) in the case of an individual who elects to receive disability insurance benefits during such individual’s waiting period pursuant to paragraph (1), the individual may revoke such election during the periods described in this subparagraph, except that in no