; and (cc) on which the insured credit union does not reserve the right to require advance notice of an intended withdrawal. (II) Insurance Notwithstanding clause (i), the Board shall fully insure the net amount that any member or depositor at an insured credit union maintains in a noninterest-bearing transaction account. Such amount shall not be taken into account when computing the net amount due to such member or depositor under clause (i). (III) No fees No fee may be levied on an insured credit union for the insurance under this clause. . (2) in subparagraph (B), by striking subparagraph (A) and inserting subparagraph (A)(i) .