; (ii) a loan made under title IV; and (iii) veterans’ education benefits (as defined in section 480(c)). (J) Status as a participant in a program described in section 116(b)(3)(A)(ii) of the Workforce Innovation and Opportunity Act ( 29 U.S.C. 3131(b)(3)(A)(ii) ). (3) Institutional and program comparison The Secretary shall include on the College Scorecard website a method for users to easily compare institutions and programs, including in a manner that allows for such comparison based on— (A) the institutional and program information described in paragraph (1); and (B) the student characteristics described in paragraph (2). (4) Universal net price calculator The Secretary shall include on the College Scorecard website a universal net price calculator that enables users to answer questions and receive personalized pricing information for each institution of higher education and program of study offered by such institution. (5) Updates (A) Data The Secretary shall update the College Scorecard website not less than annually. (B) Technology and format The Secretary shall regularly assess the format and technology of the College Scorecard website and make any changes or updates that the Secretary considers appropriate. (6) Consumer testing In developing and maintaining the College Scorecard website, the Secretary, in consultation with appropriate departments and agencies of the Federal Government, shall— (A) not later than 6 months after the date of the enactment of the College Cost Reduction Act, and not less than once every 3 years thereafter, consumer testing with appropriate persons, including current and prospective college students, family members of such students, institutions of higher education, and experts, to ensure that the College Scorecard website is usable and easily understandable and provides useful and relevant information to students and families