; and (iv) in subparagraph (E), as so redesignated, by striking subparagraph (A), (B), or (C) and inserting subparagraph (A), (B), (C), or (D) . (B) Amendments to dollar thresholds At any time, the Director of ECIP may increase the value thresholds applicable to e-cash for any reporting requirement under subchapter II of chapter 53 of title 31, United States Code, but may at no time decrease such value thresholds. (g) Systemic liquidity The Board of Governors of the Federal Reserve System shall take appropriate measures to ensure that the implementation and adoption of e-cash does not disrupt or substantially impact the general availability or cost of liquidity for depository institutions, credit unions, or community development financial institutions, or their capacity to extend credit and other financial services to underserved populations, as described under the Community Reinvestment Act of 1977, and any other applicable Federal and State laws, however such measures may in no way impair, restrict, or otherwise limit the ability of the public to access, hold, and use e-cash. 4. Electronic Currency Innovation Program (a) In general The Secretary shall establish the Electronic Currency Innovation Program to direct, oversee, coordinate, and harmonize the development, implementation, maintenance, and regulation of e-cash instruments, devices, technologies, platforms, and supporting and enabling infrastructure in accordance with the technical and policy criteria established by this Act. (b) Director (1) Appointment (A) In general The head of the ECIP shall be the Director, who shall be appointed by the President, by and with the advice and consent of the Senate. (B) Term The term of the Director is 5 years. (C) Removal The President may remove the Director from office. On removal, the President shall send a message to the Senate giving the reasons for removal. (D) Interim director When a Director has not yet been confirmed or appointed, the Secretary may, subject to the consent of the President, appoint an Interim