; and (ii) include students (including low-income students, English learners, first generation college students, veteran students, graduate students, and undergraduate students (including prospective students and returning students)), students’ families (including low-income families, families of English learners, and families with first generation college students), institutions of higher education (including representatives from two- and four-year institutions, public and private institutions, and minority-serving institutions), secondary school and postsecondary counselors, financial aid administrators, nonprofit college access organizations, and nonprofit consumer groups; and (B) not later than 60 days after the publication of the requirements under paragraph (2)— (i) issue a report on the findings of the consumer testing under this paragraph; and (ii) specify ways in which the findings are reflected in such requirements. (5) Data reporting Not later than 18 months after the date of enactment of the College Cost Transparency and Student Protection Act , the Secretary shall ensure that information published on the College Scorecard website of the Department (or any successor website), or the website of each institution of higher education participating in any program under this title— (A) with respect to the net price or the cost of attendance of an institution of higher education, provides separate cost estimates for direct costs and indirect costs, in a manner consist with the standard terms and definitions published under paragraph (2); and (B) with respect to the median earnings or median payments on loans made under this title for students who complete a program of study at an institution of higher education, provides such information in a manner consistent with paragraph (3)(D)(v). (6) Definitions In this subsection— (A) the term cost of attendance has the meaning given the term in section 472