1. Short title; table of contents (a) Short title This Act may be cited as the Increasing Financial Regulatory Accountability and Transparency Act . (b) Table of contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Title I—Enhancing FDIC Transparency Sec. 101. Federal Deposit Insurance Corporation transparency. Title II—Enhancing Federal Reserve Transparency Sec. 201. Federal Reserve transparency. Title III—Enhancing Financial Stability Oversight Council Transparency Sec. 301. FSOC transparency. Title IV—Establishing Federal Reserve Vice Chair for Supervision Experience Requirement Sec. 401. Establishment of requirements to be Vice Chairman for Supervision. Title V—Banking Regulator Accountability Sec. 501. Reports and testimony to Congress on supervision. I Enhancing FDIC Transparency 101. Federal Deposit Insurance Corporation transparency Section 13(c) of the Federal Deposit Insurance Act ( 12 U.S.C. 1823 ) is amended— (1) in paragraph (1)(C), by inserting after taken the following: after notification to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate and ; (2) in paragraph (4)— (A) in subparagraph (B)(i)(I), by striking a present-value and inserting an expected present-value ; and (B) in subparagraph (G)— (i) in clause (i)— (I) by inserting after notification to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate and before upon the ; and (II) in subclause (II), by striking would and inserting that can be shown to ; (ii) in clause (iii)(I), by inserting before the semicolon the following: , including documentation of factors, empirical analyses, and data that gave rise to the determination