; (D) disability and loss of value insurance that is wholly or partly self-funded by the National Collegiate Athletic Association, a conference, or an institution of higher education; and (E) career counseling or job placement services available to all students at an institution of higher education. (7) Immediate family With respect to a student athlete, the term immediate family means the 1 or more parents, guardians, siblings, aunts, uncles, and grandparents of the student athlete. (8) Institution of higher education The term institution of higher education means an institution of higher education as defined in section 101 of the Higher Education Act of 1965 ( 20 U.S.C. 1001 ). (9) Name, image, or likeness The term name, image, or likeness means a symbol, word, given name, surname, nickname, design, or image (such as a photograph or video) that readily identifies a student athlete. (10) Name, image, or likeness contract The term name, image, or likeness contract means an agreement under which a student athlete receives compensation from a third party for the use of the publicity received by, or the reputation, following, or fame of, the student athlete. (11) National Collegiate Athletic Association The term National Collegiate Athletic Association means the National Collegiate Athletic Association that functions as an authority for intercollegiate athletics in the United States (or a successor organization). (12) Prospective student athlete The term prospective student athlete means an individual who— (A) is attending, and has not yet graduated from, an elementary school or a secondary school (as such terms are defined in section 8101 of the Elementary and Secondary Education Act of 1965 ( 20 U.S.C. 7801 ))