; and (v) capitalized interest necessary to meet market requirements, reasonably required reserve funds, cost contingencies, capital issuance expenses, and other carrying costs during construction; and (B) any other cost with respect to the project that the Director determines the financing of which is necessary to promote participation by a small business in satellite imaging capabilities that can be used for national security purposes, including the acquisition of geospatial intelligence in furtherance of the national security of the United States. (3) Director The term Director means the Director of the National Geospatial-Intelligence Agency. (4) Direct loan The term direct loan means a disbursement of funds by the Government to a non-Federal borrower under a contract that requires the repayment of such funds with or without interest. The term includes the purchase of, or participation in, a loan made by another lender and financing arrangements that defer payment for more than 90 days, including the sale of a Government asset on credit terms. The term does not include the acquisition of a federally guaranteed loan in satisfaction of default claims. (5) Eligible entity The term eligible entity means a small business concern (as defined under section 3 of the Small Business Act ( 15 U.S.C. 632 )) that produces or supplies— (A) a technology listed in the most up-to-date version of the list of critical and emerging technologies published by the White House or the integrated priority list published by the Administrator of the Defense Technical Information Center