Whereas approximately 2,600,000 Americans filed fraud reports with the Federal Trade Commission in 2023, an increase of 200,000 from the previous year; Whereas it is estimated that American citizens lost more than $10,000,000,000 to scams in 2023; Whereas the Better Business Bureau found that 52 percent of scam reports in 2023 resulted in a dollar loss for the individual, an increase of nearly 28 percent from the previous year; Whereas scammers continue to develop new strategies to target American citizens, including— (1) social media scams, where the Federal Trade Commission estimates approximately ¼ of successful scams originate; (2) small business scams such as fraudulent invoices, advertising offerings, and impersonations of government officials; and (3) scams using artificial intelligence to create false audio or video files; Whereas targeting of at-risk individuals for scams is on the rise, including— (1) veterans, who reported $292,000,000 in losses to scams in 2022 alone, according to the Federal Trade Commission, and who are often targeted by individuals posing as Department of Veterans Affairs officials or health care providers; (2) seniors, in which a study by the University of Michigan found that 75 percent of Americans ages 50 to 80 experienced a scam attempt between 2021 and 2023, and 30 percent fell victim to a scam; and (3) young adults, who are now losing more money to scams than any other age group through fraudulent employment offers, investment opportunities, and checks and money orders, according to the Better Business Bureau; and Whereas there is a greater need for increasing awareness of scams, including— (1) providing consumers and business owners with knowledge and tools to avoid scams; (2) encouraging Americans to utilize Federal Government resources to identify and address potential scams; and (3) improving the ability of Federal law enforcement to discover, track, and halt scam operations to protect the American people: Now, therefore, be it