; (2) maintaining a permanent, revolving discount line of credit account with the Board of Governors of the Federal Reserve System; and (3) borrowing from other banks or wholesale capital markets, under repurchase or other agreements, on a short- or medium-term basis, as determined by the Bank’s Chief Financial and Risk Officers, with approval by the Bank’s Board. (e) Deposits Once chartered as a national bank, the Bank— (1) shall accept deposits from individuals, corporations, public entities, or any other source, into transaction deposit accounts on its books, and pay interest on those deposits, in an amount deemed appropriate by the Board; (2) may deposit its funds in any bank or other financial institution; and (3) may utilize the services of electronic transfer systems to transfer funds among any deposit accounts. (f) Loans (1) In general The Bank shall provide loans, in accordance with this Act, to entities, or enter into blended financing credit, for the financing, development, or operation of infrastructure projects. (2) Loan maturity The maturity of loans should match, to the extent possible, the maturity periods of anticipated profitability, economic stimulus, and projected useful life of projects financed by such loans. (3) Loan limit Total loans contracted by the Bank shall not exceed $5,000,000,000,000. (4) Interest charges on loans and other fees The Bank— (A) shall charge fixed-rate interest, fees, premiums, or discounts based on the risk associated with a loan made by the Bank, taking into consideration— (i) the price of Treasury obligations of a similar maturity or 1.6 percent per annum, whichever is greater; (ii) the credit rating of the borrowing entity if expressly published, or an assessment of the overall finances of the borrowing entity indicating an ability to service the loan; (iii) current and expected future economic conditions, including expected improvements in the economy and the borrowing entity’s finances resulting from the Bank’s overall lending operations