; (B) the term direct costs , used with respect to a student, means the costs determined under paragraph (3)(B)(i) for such student; (C) the term English learner has the meaning given the term in section 8101(20) of the Elementary and Secondary Education Act of 1965 ( 20 U.S.C. 7801(20) ), except that such term does not include individuals described in subparagraph (B) of such section; (D) the term first generation college student has the meaning given the term in section 402A(h); (E) the term indirect costs , used with respect to a student, means the costs determined under paragraph (3)(C)(ii) for such student; (F) the term low-income student has the meaning given the term in section 419N(b)(7); (G) the term minority-serving institution means an institution of higher education described in section 371(a); and (H) the term private education loan has the meaning given the term in section 140 of the Truth in Lending Act. .