the need to establish a user account or provide other credentials. (4) User instructions Each group health plan shall make available to the public instructions written in plain language explaining how individuals may search for information described in paragraph (2) in files submitted in accordance with paragraph (3). The Secretary shall develop and publish a template that such a plan may use in developing instructions for purposes of the preceding sentence. (5) Attestation Each group health plan shall post, along with rate and payment information made public by such plan, an attestation that such information is complete and accurate. (c) Definitions In this section: (1) Participating provider The term participating provider has the meaning given such term in section 9816. (2) In-network rate The term in-network rate means, with respect to a health plan and an item or service furnished by a provider that is a participating provider with respect to such plan and item or service, the contracted rate in effect between such plan and such provider for such item or service. . (B) Clerical amendment The item relating to section 9819 of the table of sections for subchapter B of chapter 100 of the Internal Revenue Code of 1986 is amended to read as follows: Sec. 9819. Price transparency requirements. . (2) PHSA Section 2799A–4 of the Public Health Service Act ( 42 U.S.C. 300gg–114 ) is amended to read as follows: 2799A–4. Price transparency requirements (a) Cost sharing transparency (1) In general For plan years beginning on or after the date that is 2 years after the date of the enactment of the Health Care Price Transparency Act of 2023, a group health plan or a health insurance issuer offering group or individual health insurance coverage shall permit individuals to learn the amount of cost-sharing (including deductibles, copayments, and coinsurance) under the individual's plan or coverage that the individual would be responsible for paying with respect to the furnishing of a specific item or service by a provider in