; and (4) if and when the Food and Drug Administration approves an oral birth control that is available over-the-counter, such birth control should be covered by health insurance, without a prescription and without cost-sharing. 5. Clarifying coverage requirements The Secretaries of Health and Human Services, Labor, and the Treasury shall clarify that coverage of contraceptives pursuant to section 2713(a)(4) of the Public Health Service Act ( 42 U.S.C. 300gg–13(a)(4) ) includes coverage of over-the-counter contraceptives approved, granted authorization for emergency use, or cleared by the Food and Drug Administration, even if the enrollee does not have a prescription for the contraceptive. 6. Rules of construction (a) Non-Interference with FDA regulation Nothing in this Act shall be construed to modify or interfere with Food and Drug Administration processes to review, approve, clear, or authorize for emergency use, or otherwise determine the safety and efficacy of, and make available, non-prescription drugs or devices, modify or interfere with the scientific and medical considerations of the Food and Drug Administration, or alter any other authority of the Food and Drug Administration. (b) Non-Preemption Nothing in this Act preempts any provision of Federal or State law to the extent that such Federal or State law provides protections for consumers that are greater than the protections provided for in this Act. 7. Duties of retailers to ensure access to contraception for use without a prescription (a) In general Any retailer that stocks contraception that is approved, granted authorization for emergency use, or cleared by, or otherwise legally marketed under regulation by, the Food and Drug Administration for use without a prescription may not interfere with an individual's access to or purchase of such contraception or access to medically accurate, comprehensive information about such contraception. (b) Limitation Nothing in this section shall prohibit a retailer that stocks over-the-counter contraceptive