; (B) in paragraph (12), by striking the period at the end and inserting ; or ; and (C) by adding at the end the following: (13) a disclosure between the Secretary of Education and the Director of the Bureau of Consumer Financial Protection authorized under the CFPB Student Loan Integrity and Transparency Act. . (6) Data privacy (A) Memorandum of understanding The Director and the Secretary shall enter into one or more memoranda of understanding to address data privacy issues related to information shared between the Bureau and the Department pursuant to this Act. (B) Safeguarding nonpublic information The Director and the Secretary shall establish and maintain such safeguards as are necessary and appropriate to protect the confidentiality of any nonpublic information received by their agency pursuant to this Act (as well as any derived information), including— (i) restricting access to the nonpublic information to only those of officers, employees, and contractors who have a need for such information to carry out the receiver’s responsibilities under applicable law; (ii) informing those persons who are provided access to the nonpublic information of their responsibilities under this Act; and (iii) ensuring that the nonpublic information is protected in accordance with the standards applicable to Federal agencies for protection of the privacy and confidentiality of personally identifiable information and for data security and integrity. (c) Handling of complaints by the Bureau The Director shall— (1) accept complaints related to private education loans and the servicing of title IV loans