or sent a message to a banned member through the online dating service. (2) Rule of construction This subsection may not be construed to preempt any law of a State or political subdivision of a State relating to contracts or torts. (d) Definitions In this section: (1) Banned member The term banned member means a member of an online dating service whose account or profile on the online dating service is the subject of a fraud ban. (2) Commission The term Commission means the Federal Trade Commission. (3) Fraud ban The term fraud ban means the termination or suspension of the account or profile of a member of an online dating service because, in the judgment of the online dating service provider, there is a significant risk the member will attempt to obtain money from another member through fraudulent means. (4) Member The term member means an individual who— (A) submits to an online dating service provider the information required by the provider to establish an account or profile on the online dating service