; (2) one or more fiat currencies. . 312. Conforming amendment The table of contents for subchapter I of chapter 51 of subtitle IV of title 31, United States Code is amended by adding at the end the following: 5104. Department of Treasury regulation of digital asset fiat-based stablecoins. . C Federal Deposit and Share Insurance for Digital Assets 321. Digital asset not deposits for Federal deposit and share insurance (a) Federal Deposit Insurance Act Section 3(l)(5) of the Federal Deposit Insurance Act ( 12 U.S.C. 1813(l)(5) ) is amended— (1) in subparagraph (B), by striking ; and and inserting a semicolon; (2) in subparagraph (C), by striking the period at the end and inserting ; and ; and (3) by adding at the end the following: (D) any— (i) digital asset (as defined in section 1a of the Commodity Exchange Act ( 7 U.S.C. 1a )); or (ii) digital asset security (as defined in section 3(a) of the Securities Exchange Act of 1934 ( 15 U.S.C. 78c(a) ). . (b) Federal Credit Union Act Section 101(5) of the Federal Credit Union Act ( 12 U.S.C. 1752(5) ) is amended by striking State law and inserting State law: Provided further : That in no case may such terms include a digital asset (as defined in section 1a of the Commodity Exchange Act ( 7 U.S.C. 1a )) or digital asset security (as defined in section 3(a) of the Securities Exchange Act of 1934 ( 15 U.S.C. 78c(a) ) . 322. Directed rulemaking FDIC and NCUA website disclosure on digital assets and insurance noncoverage (a) FDIC and NCUA notices Not later than 90 days after the date of the enactment of this Act, the Federal Deposit Insurance Corporation and the National Credit Union Administration shall each make publicly available on the website of such entity a notice— (1) regarding the treatment of digital assets and digital asset securities