1. Short title This Act may be cited as the Flood History Information Act of 2024 . 2. Data exchange program Section 1313 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4020 ) is amended— (1) by inserting after the section enumerator the following: (a) Availability of flood insurance information .— ; and (2) by adding at the end the following new subsections: (b) Data exchange program (1) In general The Administrator shall disclose policy and claims information described in paragraph (2) to an insurance company, as such term is defined in subsection (f), if such insurance company has entered into a data sharing agreement with the Administrator pursuant to paragraph (3). (2) Data eligible for sharing The Administrator shall disclose the following claims and policy information, obtained in connection with a flood insurance policy made available under this title or through a data sharing agreement executed pursuant to paragraph (3), pursuant to paragraph (1): (A) The location of the insured property, by address and latitude and longitude). (B) Amount of coverage in force. (C) Dates of loss. (D) The amount paid on claims. (E) Any other claims and policy information the Administrator determines necessary and appropriate. (3) Data sharing agreement A data sharing agreement entered into pursuant to paragraph (1) shall include— (A) the terms and conditions under which insurance companies may use, share, store, and account for the data, which shall at minimum include provisions ensuring that— (i) the insurance company may only use information provided under the agreement for the purposes of underwriting, establishing premium rates, and adjusting claims; and (ii) the insurance company may not use the information provided as part of the agreement for marketing purposes; (B) an agreement by the insurance company to provide to the Administrator the insurance company’s policy and claims data in a form prescribed by the Administrator