; (3) in paragraph (7), by inserting collection or before disclosure each place such term appears; (4) by striking paragraph (9); (5) by amending paragraph (11) to read as follows: (11) Customer or consumer relationship (A) In general The term customer or consumer relationship means a customer relationship or a consumer relationship. (B) Customer relationship The term customer relationship shall have the meaning given the term in rules issued pursuant to section 504. (C) Consumer Relationship The term consumer relationship shall have the meaning given the term in rules issued pursuant to section 504 and such meaning shall— (i) include situations in which a financial institution obtains nonpublic information from an individual with whom the financial institution does not have a customer relationship; and (ii) deem a financial institution to no longer to be in a consumer relationship with an individual at such time as the financial institution no longer collects, controls, possesses, transmits, or maintains any nonpublic personal information of such individual. (D) Treatment of certain transactions When the terms customer relationship and consumer relationship are defined by rule, it shall be specified that the following transactions do not, by themselves, establish a consumer relationship or a consumer relationship: (i) The use of an automated teller machine. (ii) The use of a credit card or debit card to make a purchase. (iii) Such other similar transactions as the agencies determine appropriate.