; and . (b) Consumer Financial Protection Act of 2010 Section 1027(e) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5517(e) ) is amended— (1) by redesignating paragraph (3) as paragraph (4); and (2) by inserting after paragraph (2) the following: (3) Rule of construction limitation with respect to debt collection Paragraph (2) shall not apply to a licensed attorney engaging in litigation activities to collect a debt on behalf of a client if the attorney is excluded from the term debt collector under section 803 of the Fair Debt Collection Practices Act by reason of section 803(6)(F) of such Act. .