; and (B) subject to congressional disapproval in accordance with such chapter. (f) Definition of covered loan In this subsection, the term covered loan means a loan made, insured, or guaranteed under part B, D, or E of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1071 et seq. ; 1087a et seq.; 1087aa et seq.) or a loan under the Health Education Assistance Loan Program. 5. Effective date This Act, and the amendments made by this Act, shall take effect on the date that is 30 days after the date of enactment of this Act.