; and (D) would promote consumer protection. (c) Multiparty petitions One or more covered persons that offer or intend to offer similar financial innovations may jointly submit a petition under this section. (d) Safe harbor (1) In general During the period after a covered person submits a petition under this section and before the agency receiving the petition makes a determination on the petition pursuant to section 7, an agency may not take an enforcement action against a covered person relating to the financial innovation that was the subject of the petition. (2) Injunctive relief If an agency determines that a financial innovation described under paragraph (1) presents an immediate danger to consumers or presents systemic risk to the United States financial system, the agency may apply to a court of competent jurisdiction for an injunction to prohibit a covered person from offering such financial innovation during the period described in paragraph (1). (3) Preservation of anti-fraud authority This subsection shall not apply to the authority of an agency to take an enforcement action against a covered person with respect to fraud relating to the financial innovation that was the subject of the petition. (e) Notice and comment (1) In general Not later than 30 days after receiving a petition, the agency that receives the petition shall publish the petition in the Federal Register and provide a 60-day period for public notice and comment. (2) Exception for notice and comment period The agency that receives the petition may waive the notice and comment period described in paragraph (1) if such agency determines that the covered person submitting the petition is similarly situated to another covered person that has been granted approval of a petition pursuant to section 7. (3) Confidentiality The agency shall maintain the confidentiality of any nonpublicly available data or information in any petition submitted under this section. The agency shall give reasonable consideration to maintaining the confidentiality of