Whereas annuities provide a predictable way to meet immediate, ongoing, and future financial obligations and objectives in retirement; Whereas surveys consistently indicate that the vast majority of individuals in the United States are looking for a financial solution that provides the benefits offered by annuities, specifically the ability to address the critical concern of running out of money during retirement; Whereas outliving retirement savings can— (1) create a financial hardship that reduces the standard of living in retirement; (2) defeat the fulfillment of legacy goals; and (3) require dependence on family and friends for monetary support; Whereas millions of individuals in the United States currently lack an adequate level of guaranteed income in retirement to ensure a secure financial future for themselves and their loved ones; Whereas research indicates that an owner of an annuity has a higher confidence in overall retirement readiness; Whereas an annuity is the only product in the financial marketplace that can provide guaranteed lifetime income; Whereas determining the type of annuity to buy and when to take income is one of the most important financial decisions a consumer will ever make, and individuals and families can benefit greatly from the expert guidance of a financial professional; and Whereas numerous stakeholders who support annuities have designated June as National Annuity Awareness Month , the goals of which are— (1) to educate consumers on annuity benefits; (2) to support access to annuities to meet the individual financial goals of consumers; and (3) to encourage savers to seek professional guidance to implement annuities effectively in income and legacy planning: Now, therefore, be it