II 118th CONGRESS 2d Session S. 3784 IN THE SENATE OF THE UNITED STATES February 8 (legislative day, February 7), 2024 Mr. Reed (for himself, Mr. Brown , Ms. Smith , Mr. Wyden , and Mr. Merkley ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To provide requirements for the bulk auction or group sale of certain non-performing loans, and for other purposes.