II 118th CONGRESS 1st Session S. 3404 IN THE SENATE OF THE UNITED STATES December 5, 2023 Mr. Durbin (for himself, Ms. Klobuchar , Mr. Reed , Ms. Smith , Mr. Welch , Ms. Duckworth , and Ms. Warren ) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions A BILL To require certain protections for student loan borrowers, and for other purposes.