; and (ii) in the case of a disability insurance policy, provides for payments equal to or less than the reasonable earnings expectations of the donor. . (b) Covered pilot program Section 301 of the National Organ Transplant Act ( 42 U.S.C. 274e ) is amended by adding at the end the following: (d) Covered pilot program encouraging organ donation (1) Approval The Secretary may approve covered pilot programs for purposes of applying the exception in paragraph (2). (2) Exception to prohibition Subsection (a) does not prohibit— (A) acquisition, receipt, or transfer of any noncash benefit provided pursuant to a covered pilot program; or (B) other actions taken to carry out a covered pilot program. (3) Definitions In this subsection: (A) The term covered pilot program means a pilot program that— (i) is conducted by the Federal Government or any State, territory, Tribe, or local government; (ii) is approved by the Secretary under paragraph (1); (iii) is subject to an ethical review board process; (iv) has a term of not more than 5 fiscal years; (v) is for the purpose of providing, or allowing the provision of, noncash benefits for organ donation and organ donors, and measuring the effects of providing such noncash benefits; (vi) measures the effects of providing such noncash benefits; and (vii) allows for the determination of the recipient of an organ donated pursuant to the covered pilot program— (I) in the case of organs from deceased donors, only by the Organ Procurement and Transplantation Network