; (B) improvement of physical mobility, including rehabilitating, or providing for additional, streets, public transportation stations, structured parking, walkways, and bikeways; (C) improve accommodations for individuals with disabilities; (D) utility development, including rehabilitating or relocating existing, or providing for new drinking water, wastewater, electric, and gas utilities; or (E) community service facilities, such as child care centers. (7) Public transportation The term public transportation has the meaning given the term in section 5302 of title 49, United States Code. (b) Loan program established The Secretary, in consultation with the Secretary of Transportation, may make or guarantee loans under this section to eligible borrowers for projects. (c) Application (1) In general An eligible applicant may submit to the Secretary an application for a loan or loan guarantee under this section— (A) to fund a project carried out by the eligible applicant; or (B) on behalf of an eligible borrower, to fund a project carried out by the eligible borrower. (d) Selection criteria (1) In general The Secretary may make a loan or loan guarantee under this section for a project that— (A) is part of a community-wide development plan, as defined by the Secretary; (B) promotes sustainable development; and (C) ensures that not less than 20 percent of any housing units constructed or substantially rehabilitated as part of transit-oriented development supported by the project are affordable over the long-term to, and occupied at time of initial occupancy by— (i) renters with incomes at or below 60 percent of the area median income; or (ii) homeowners with incomes at or below 100 percent of the area median income. (2) Considerations The Secretary, in consultation with the Secretary of Transportation, shall select the recipients of loans and loan guarantees under this section based on the extent to which— (A) the transit-oriented development supported by the project will encourage increased use of transit