; and (2) by adding at the end the following new subparagraphs: (B) Preseparation counseling may not be provided by a member of the armed forces or a civilian employee of the Secretary concerned. The Secretary concerned shall enter into an agreement with an entity to provide such counseling. (C) Preseparation counseling shall be provided in person to the extent practicable. If the Secretary concerned determines that a member cannot attend such counseling in person, such member may receive such counseling remotely. . (c) Waiver for certain members of the reserve components Such subsection is further amended, in paragraph (4), by adding at the end the following new subparagraph: (D) The Secretary concerned may waive the requirement for preseparation counseling under paragraph (1) in the case of a member of the reserve components who requests such a waiver and who received preseparation counseling during the period of three years preceding the date of such request. . (d) Eligibility of a member who reenlists To receive preseparation counseling Such subsection is further amended by adding at the end the following new paragraph: (5) A member described in this subsection may elect to receive preseparation counseling regardless of whether such member reenlists or agrees to a new period of obligated service. . (e) Elective inclusion of the spouse of a member Such section is further amended, in subsection (b), in paragraph (5), by striking regarding the matters covered by paragraphs (9), (10), and (16) . (f) Minimum amount of counseling regarding financial planning Such subsection is further amended, in paragraph (9), by adding Counseling under this paragraph may not be shorter than one hour. at the end. (g) Counseling regarding homelessness and food insecurity Such subsection is further amended by adding at the end the following new paragraph: (20) If the Secretary concerned determines that a member is at risk of homelessness or food insecurity, information regarding Federal benefits for low-income households, including