; and (2) shall not require, in prescribing regulations to implement this section, that any Farm Credit System institution contradict the wishes of a customer who does not wish to voluntarily report race, sex, or ethnicity by requiring the Farm Credit System institution to report the race, sex, or ethnicity of the customer based on visual observation, surname, or any other method. (e) Protection of personally identifiable information In reporting the information collected under this section, the Farm Credit Administration shall not include any information that would reveal the identify of any loan applicant or borrower. (f) Effective date This section shall apply only to applications received and loans made 1 year or more after the date of the enactment of this section. . 3. Conforming amendments Section 704B(h)(1) of the Equal Credit Opportunity Act ( 15 U.S.C. 1691c–2(h)(1) ) is amended by inserting , other than any entity that is supervised by the Farm Credit Administration before the period at the end.