of the House of Representatives and the Committees on Banking, Housing, and Urban Affairs and Health, Education, Labor, and Pensions of the Senate. (2) Truth in Lending Act terms The terms private education loan and institution of higher education have the meanings given those terms, respectively, under section 140 of the Truth in Lending Act ( 15 U.S.C. 1650 ). . (b) Clerical amendment The table of contents under section 1(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act is amended, in the item relating to section 1035, by striking Private Education Loan Ombudsman and inserting Assistant Director and Student Loan Borrower Advocate . 3. Duties of the Department of Education Part D of title I of the Higher Education Act of 1965 ( 20 U.S.C. 1018 et seq. ) is amended by adding at the end the following: 144. Memorandum of understanding with the Assistant Director and Student Loan Borrower Advocate Not later than the end of the 60-day period beginning on the date of enactment of this section, the Secretary of Education, the Chief Operating Officer appointed under section 141(d), and the Student Loan Ombudsman appointed under section 141(f) shall enter into a memorandum of understanding with the Assistant Director and Student Loan Borrower Advocate of the Bureau of Consumer Financial Protection that— (1) ensures coordination in providing assistance to and serving borrowers seeking to resolve complaints related to their private education loans or loans made, insured, or guaranteed under title IV