; and (B) provide to the active duty military consumer all disclosures required to be made under section 609, without charge to the consumer, not later than 3 business days after any request described in subparagraph (A). ; (4) by amending subsection (d) to read as follows: (d) Procedures Each consumer reporting agency described in section 603(p) shall include on the webpage required under subsection (i) policies and procedures to comply with this section, including policies and procedures— (1) that inform consumers of the availability of 1-year fraud alerts, 7-year fraud alerts, active duty alerts, and security freezes (as applicable); (2) that allow consumers to request 1-year fraud alerts, 7-year fraud alerts, and active duty alerts (as applicable) and to place, temporarily lift, or fully remove a security freeze in a simple and easy manner; and (3) for asserting in good faith a suspicion that the consumer has been or is about to become a victim of identity theft, fraud, or a related crime, or harmed by the unauthorized disclosure of the consumer’s financial or personally identifiable information, for a consumer seeking a 1-year fraud alert or security freeze. ; (5) in subsection (e)— (A) by inserting 1-year or 7-year before fraud alert ; and (B) by amending paragraph (3) to read as follows: (3) subparagraphs (A) and (B) of subsection (c)(1), in the case of a referral under subsection (c)(1)(C). ; (6) in subsection (f), by striking or active duty alert and inserting , active duty alert, or security freeze (as applicable) ; (7) in subsection (g)— (A) by inserting or has been harmed by the unauthorized disclosure of the consumer’s financial or personally identifiable information, or to inform such agency of the consumer’s participation in credit restoration or rehabilitation under section 605D, 605E, or 605F, after identity theft, ; and (B) by inserting or security freezes after request alerts ; (8) in subsection (h)— (A) in paragraph (1)— (i) in the paragraph heading, by striking initial and inserting 1-year