; and (2) may not include any speculation about future amounts that may be owed under the income share agreement, including the reporting of any payment caps or early termination amounts. . (b) Regulations The Bureau shall promulgate regulations with respect to the manner in which ISA providers may furnish, and consumer reporting agencies may report, information regarding income share agreements. 504. Treatment under the Fair Debt Collection Practices Act (a) In general Section 803 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692a ) is amended— (1) in paragraph (5), by inserting , including such an obligation or alleged obligation arising out of an income share agreement, as that term is defined in section 2 of the ISA Student Protection Act of 2023 before the period at the end; and (2) in paragraph (6), in the first sentence, by inserting , including an ISA provider (as defined in section 2 of the ISA Student Protection Act of 2023 ), after means any person . (b) Rules of construction Nothing in this section, or the amendments made by this section, may be construed for purposes of any other Federal law as considering— (1) income share agreements as debts, once the ISA recipient owes any amounts to the ISA provider under the income share agreement; or (2) ISA providers as lenders, once the ISA recipient owes any amounts to the ISA provider under the applicable income share agreement. 505. Treatment of educational income share agreements for purposes of Military Lending Act Section 987 of title 10, United States Code, is amended— (1) by redesignating subsection (i) as subsection (j)