I 116th CONGRESS 1st Session H. R. 5001 IN THE HOUSE OF REPRESENTATIVES November 8, 2019 Mr. Clay introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal purpose of which is the enforcement of security interests.

1. Short title This Act may be cited as the Non-Judicial Foreclosure Debt Collection Clarification Act . 2. Enforcers of security interests Section 803(6) of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692a(6) ) is amended by striking For the purpose of section 808(6), such term also includes any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the enforcement of security interests. .