; or (II) transfers from a community college into a historically black college or university, Tribal College or University, or minority-serving institution; (ii) attends the historically black college or university, Tribal College or University, or minority-serving institution, on at least a half-time basis; (iii) maintains satisfactory academic progress; and (iv) is a low-income student. (B) Special rules (i) First 3 years An otherwise eligible student shall lose eligibility 3 calendar years after first receiving benefits under this title. (ii) Special rule for certain students Notwithstanding subparagraph (A)(i), an otherwise eligible student whose parent or guardian was denied a Federal Direct PLUS loan under part D after November 1, 2011, and before March 29, 2015, and who subsequently withdrew from a historically black college or university, Tribal College or University, or minority-serving institution, and has not yet completed a program of study at such historically black college or university or minority-serving institution, shall be eligible to participate under sections 499H, 499I, or 499J in order to complete such program of study, subject to all other requirements of sections 499H, 499I, or 499J (as the case may be). (2) Historically black college or university The term historically black college or university means a part B institution described in section 322(2). (3) Low-income student The term low-income student — (A) shall include any student eligible for a Federal Pell Grant under section 401; and (B) may include a student ineligible for a Federal Pell Grant under section 401 who is determined by the institution to be a low-income student based on an analysis of the student’s ability to afford the cost of attendance at the institution. (4) Minority-serving institution The term minority-serving institution means any public or nonprofit institution of higher education— (A) described in paragraph (2), (4), (5), (6), or (7) of section 371(a)