1. Short title; table of contents (a) Short title This Act may be cited as the Protecting Your Credit Score Act of 2019 . (b) Table of contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Establishment of online consumer portal landing page for consumer access to certain credit information. Sec. 3. Accuracy in consumer reports. Sec. 4. Improved Dispute Process for Consumer Reporting Agencies. Sec. 5. Injunctive relief. Sec. 6. Increased transparency. Sec. 7. Consumer reporting agency registry. Sec. 8. Authority of Bureau with respect to consumer reporting agencies. Sec. 9. Bureau standards for protecting nonpublic information. Sec. 10. Report on data security risk assessments in examinations of consumer reporting agencies. Sec. 11. GAO study on the use of social security numbers. 2. Establishment of online consumer portal landing page for consumer access to certain credit information (a) In general Section 612(a)(1) of the Fair Credit Reporting Act ( 15 U.S.C. 1681j(a)(1) ) is amended by adding at the end the following: (D) Online consumer portal landing page (i) In general Not later than 1 year after the date of enactment of this subparagraph, each consumer reporting agency described in section 603(p) shall jointly develop an online consumer portal landing page that gives each consumer unlimited free access to— (I) the consumer report of the consumer; (II) the means by which the consumer may exercise the rights of the consumer under subparagraph (E) and section 604(e); (III) the ability to initiate a dispute with the consumer reporting agency regarding the accuracy or completeness of any information in a report in accordance with section 611(a) or 623(a)(8); (IV) the ability to place and remove a security freeze on a consumer report for free under section 605A(i) and (j)