; and (2) after the end of March and the end of September, commencing September 30, 2021, a written report on all projected costs and liabilities, all operating expenses, including compensation for financial agents, and all transactions made by the Community Development Financial Institutions Fund, which shall include participating institutions and amounts each institution has received under each program described in paragraph (1). 15. Inspector General oversight (a) In general The Inspector General of the Department of the Treasury shall conduct, supervise, and coordinate audits and investigations of any program established under this Act or the amendments made by this Act. (b) Reporting The Inspector General of the Department of the Treasury shall issue a report not less frequently than 2 times per year to Congress and the Secretary of the Treasury relating to the oversight provided by the Office of the Inspector General, including any recommendations for improvements to the programs described in subsection (a). 16. Study and report with respect to impact of programs on low- and moderate-income and minority communities (a) Study The Secretary of the Treasury shall conduct a study of the impact of the programs established under this Act or any amendment made by this Act on low- and moderate-income and minority communities. (b) Report Not later than 18 months after the date of enactment of this Act, the Secretary shall submit to Congress a report on the results of the study conducted pursuant to subsection (a), which shall include, to the extent possible, the results of the study disaggregated by ethnic group. (c) Information provided to the Secretary Eligible institutions that participate in any of the programs described in subsection (a) shall provide the Secretary of the Treasury with such information as the Secretary may require to carry out the study required by this section.