; Whereas the financial crisis of 2007 and 2008 exacerbated the racial wealth gap; Whereas intentionally malicious and racially motivated lending practices by large financial institutions directly resulted in the widening of the racial wealth gap in the ruthless pursuit of profits; Whereas efforts to incentivize the private sector to lend to the victims of redlining and historically financially underserved areas have failed to generate the private lending necessary to close the wealth gap or address disparate access to credit; and Whereas the Trump administration seeks to undermine the already weak incentive structure that pushes financial institutions to lend to the victims of redlining: Now, therefore, be it