; (ii) divesting from significant fossil fuel holdings that are not responsible fiduciary investments for beneficiaries; and (iii) exploring the use of organizations to de-risk investments in carbon dependent funds. (5) Consultation with FEMA The Advisory Panel shall, in preparing the report described under paragraph (4), consult with the Federal Emergency Management Agency on any matters within the Agency’s jurisdiction. (6) Results of examination If the Board, after examining the report issued by the Advisory Panel under paragraph (4), determines that pension yields would be both financially profitable and still consistent with the Board’s fiduciary duties if low-carbon investment strategies were implemented, the Board shall set a plan in place to transition the Board’s investment practices accordingly. .