1. Short title This Act may be cited as the Credit Union Governance Modernization Act of 2020 . 2. Expulsion of Federal credit union members for cause Section 118(a) of the Federal Credit Union Act ( 12 U.S.C. 1764(a) ) is amended— (1) by striking Except and inserting (1) Except ; (2) by striking by a two-thirds vote of the members of a Federal credit union present at a special meeting called for the purpose, but only after opportunity has been given him to be heard and inserting for cause pursuant to a policy adopted by a majority vote of a quorum of the directors of the Federal credit union and provided in written or electronic form to all members of the Federal credit union ; and (3) by adding at the end the following: (2) (A) Any member expelled pursuant to this paragraph shall— (i) be provided with written or electronic notice of the reason for the expulsion; and (ii) be given an opportunity to request reinstatement of membership and have the request considered at a meeting of the board of directors, in a timely manner after the expulsion. (B) Nothing in this paragraph may be construed to require a board of directors to allow an expelled member to address the board in person or attend the meeting described in subparagraph (A)(ii) in person. (3) In this subsection, the term cause includes— (A) a loss to the Federal credit union; (B) a violation of the membership agreement of the Federal credit union; (C) a disruption to the operations of a Federal credit union; and (D) fraud, attempted fraud, other illegal behavior, or inappropriate behavior, as defined by the policy described in paragraph (1), such as physical or verbal abuse of Federal credit union members or staff. .