; and (C) notifying the borrower that the program under this section is a temporary program and will end 6 months after the COVID-19 national emergency period ends. (6) Suspension of involuntary collection During the COVID-19 national emergency period and the 6-month period immediately following, the Secretary of Education, or other holder of a loan made, insured, or guaranteed under part B, D, or E, shall immediately take action to halt all involuntary collection related to the loan. (7) Mandatory forbearance During the period in which the Secretary of Education is making payments on a loan under paragraph (1), the Secretary, or a lender or guaranty agency for a loan made under part B, shall grant the borrower forbearance as follows: (A) A temporary cessation of all payments on the loan other than the payments of interest and principal on the loan that are made under paragraph (1). (B) For borrowers who are delinquent but who are not yet in default before the date on which the Secretary begins making payments under paragraph (1), the retroactive application of forbearance to address any delinquency. . (2) FFEL amendment Section 428(c)(8) of the Higher Education Act of 1965 ( 20 U.S.C. 1078(c)(8) ) is amended by striking and for which and all that follows through this subsection . (b) Payments for private education loan borrowers as a result of the COVID-19 national emergency Section 140 of the Truth in Lending Act ( 15 U.S.C. 1650 ) is amended by adding at the end the following new subsection: (h) COVID-19 national emergency private education loan repayment assistance (1) Authority Effective on the date of the enactment of this section, for the duration of the COVID-19 emergency period and the 6-month period immediately following, the Secretary of the Treasury shall, for each borrower of a private education loan, pay the total amount due for such month on the loan, based on the payment plan selected by the borrower or the borrower’s loan status. (2) No capitalization of interest With respect to any loan in