; (B) physical harm; (C) psychological harm, including anxiety, embarrassment, fear, and other demonstrable mental trauma; (D) adverse outcomes or decisions with respect to the eligibility of an individual for rights, benefits, or privileges in employment (including hiring, firing, promotion, demotion, and compensation), credit and insurance (including denial of an application or obtaining less favorable terms), housing, education, professional certification, or the provision of health care and related services; (E) stigmatization or reputational harm; (F) price discrimination; (G) other adverse consequences that affect the private life of an individual, including private family matters and actions and communications within the home of such individual or a similar physical, online, or digital location where such individual has a reasonable expectation that personal information will not be collected, processed, or retained; (H) chilling of free expression or action of an individual, group of individuals, or society generally, due to perceived or actual pervasive and excessive collection, processing, disclosure, or maintenance of personal information by a covered entity; (I) impairing the autonomy of an individual, group of individuals, or society generally; and (J) other adverse consequences or potential adverse consequences, consistent with the provisions of this Act, as determined by the Director. (15) Privacy preserving computing (A) In general The term privacy preserving computing means— (i) the collecting, processing, disclosing, or maintaining of personal information that has been encrypted or otherwise rendered unintelligible using a means that cannot be reversed by a covered entity, or a covered entity’s service provider, such that— (I) if such personal information could be rendered intelligible through cooperation or sharing of cryptographic secrets by multiple persons, the covered entity has both technical safeguards and business processes to prevent such cooperation or sharing