; or (ii) 85 percent of the balance of the financing outstanding at the time of disbursement of the loan, if such balance is less than or equal to $150,000. . (c) Express loan guarantee amounts and loan size increases (1) Temporary modification Section 7(a)(31) of the Small Business Act ( 15 U.S.C. 636(a)(31) ) is amended— (A) in subparagraph (A)(iv), by striking with a guaranty rate of not more than 50 percent. and inserting the following: with a guarantee rate— (I) for a loan in an amount less than or equal to $350,000, of not more than 90 percent; and (II) for a loan in an amount greater than $350,000, of not more than 75 percent. ; and (B) in subparagraph (D), by striking $350,000 and inserting $1,000,000 . (2) Increase in availability Effective September 30, 2021, section 7(a)(31) of the Small Business Act ( 15 U.S.C. 636(a)(31) ), as amended by paragraph (1), is amended— (A) in subparagraph (A)(iv), by striking guarantee rate and all that follows through the period at the end and inserting guarantee rate of not more than 50 percent.