; and (C) by inserting before the period at the end the following: , or from a member of the Armed Forces serving on active duty who was awarded the Purple Heart . (2) by adding at the end the following new paragraph: (3) A fee shall be collected under this section from any veteran with a service-connected disability rated as less than total, any surviving spouse of such a veteran, and any member of the Armed Forces who, on or after January 1, 2020, receives a loan in an amount that exceeds the Freddie Mac conforming loan limit limitation determined under section 305(a)(2) of the Federal Home Loan Mortgage Corporation Act ( 12 U.S.C. 1454(a)(2) ) for a single-family residence, as adjusted for the year involved. . (d) Effective date The amendments made by this section shall apply with respect to a loan guaranteed under section 3710 of title 38, United States Code, on or after January 1, 2020. (e) Guidance Notwithstanding section 501 of such title, the Secretary of Veterans Affairs may issue guidance to implement the amendments made by this section before prescribing new regulations under sections 3703 and 3729 of such title, as so amended. 7. Information gathering for Department of Veterans Affairs home loan appraisals (a) In general Section 3731(b) of title 38, United States Code, is amended by adding at the end the following new paragraph: (3) The Secretary shall permit an appraiser on a list developed and maintained under subsection (a)(3) to make an appraisal for the purposes of this chapter based solely on information gathered by a person with whom the appraiser has entered into an agreement for such services. . (b) Effective date The amendments made by this section shall apply with respect to an appraisal under section 3731 of such title, on or after January 1, 2020. (c) Guidance Notwithstanding section 501 of such title, the Secretary of Veterans Affairs may issue guidance to implement section 3731(b)(3) of title 38, United States Code, as added by subsection (a), before prescribing new regulations under