; (2) that includes the right of the person providing the money to an equitable remedy for breach of performance if the breach gives rise to a right to payment; and (3) regardless of whether the obligation or right to an equitable remedy described in paragraph (2) has been reduced to judgment or is fixed, contingent, matured, unmatured, disputed, undisputed, secured, or unsecured. ; and (B) in the table of contents for such chapter, by adding at the end the following: 140B. Confessions of judgment prohibition. . (2) Conforming amendment Section 130(a) of the Truth in Lending Act ( 15 U.S.C. 1640(a) ) is amended by adding at the end the following: For purposes of this section, the term creditor refers to any person charged with compliance. . 111. Disaster Protection for Workers’ Credit (a) Purpose The purpose of this section, and the amendments made by this section, is to protect consumers' credit from negative impacts as a result of financial hardship due to the coronavirus disease (COVID–19) outbreak and future major disasters. (b) Reporting of information during major disasters (1) In general The Fair Credit Reporting Act is amended by inserting after section 605B the following: 605C. Reporting of information during major disasters (a) Definitions In this section: (1) COVID–19 emergency period The term COVID–19 emergency period means the period beginning on the date of enactment of this section and ending on the later of— (A) 120 days after the date of enactment of this section