; and (3) if the property securing the claim of the objecting holder is not a motor vehicle— (A) the property is reasonably necessary for the support or maintenance of the debtor or a dependent of the debtor; or (B) the property is reasonably necessary for the continuation, preservation, and operation of a business owned or operated by the debtor or a dependent of the debtor. (e) Impairment (1) In general The holder of an allowed secured claim that is not impaired under a plan may not object to a residence plan under subsection (c) or a property plan under subsection (d). (2) Determination For the purpose of this subsection, impairment shall be determined under section 1124. (f) Denial of motion (1) In general A denial of a motion to confirm a plan shall constitute a final, appealable order. (2) Plan modification Nothing in this section shall be construed to prevent a debtor from proposing to modify a plan that has been denied confirmation. (g) Multiple plans If the debtor has filed multiple plans, any party in interest may request that the confirmation of any plan be stayed until the date on which the court confirms or denies any other plan. (h) Interest rate The rate of interest that shall be used to calculate the value of property distributed under a plan, as of the effective date of the plan, shall be— (1) for the purpose of subsection (c)(2)— (A) in the case of a first priority lien, the current average prime offer rate (as defined in section 1026.35(a)(2) of title 12, Code of Federal Regulations) for a loan of the most similar duration and rate type; and (B) in the case of any other lien, a rate that is 300 basis points greater than the current average prime offer rate (as defined in section 1026.35(a)(2) of title 12, Code of Federal Regulations) for a loan of the most similar duration and rate type