; (D) the Securities and Exchange Commission, in the case of an alternative trading system, a broker, a dealer, an investment adviser, an investment company, a national securities exchange, and a private fund; and (E) the Board of Governors of the Federal Reserve System, in the case of a financial institution or a large platform utility that does not otherwise have an appropriate Federal financial regulator under subparagraph (A) through (D). (4) Banking definitions The terms appropriate Federal banking agency , depository institution , and depository institution holding company have the meaning given those terms, respectively, under section 3 of the Federal Deposit Insurance Act. (5) Commodities definitions The terms commodity pool operator , commodity trading advisor , and futures commission merchant have the meaning given those terms, respectively, under section 1a of the Commodity Exchange Act. (6) Credit union The term credit union means a Federal credit union or a State credit union, as such terms are defined, respectively, under section 101 of the Federal Credit Union Act. (7) Digital asset The term digital asset means an asset that is issued and transferred using distributed ledger or blockchain technology, including, so-called virtual currencies , coins , and tokens . (8) Financial institution The term financial institution means— (A) an alternative trading system; (B) a branch or agency of a foreign bank, as defined in section 1(b) of the International Banking Act of 1978; (C) a broker; (D) a commodity pool operator; (E) a commodity trading advisor; (F) a credit union; (G) a dealer; (H) a depository institution; (I) a depository institution holding company; (J) a futures commission merchant; (K) an investment adviser; (L) an investment company; (M) a national securities exchange; (N) an organization operating under section 25 or 25A of the Federal Reserve Act; (O) a private fund; (P) a State-licensed money services business