; and (2) by adding at the end the following: For the purpose of calculating the amounts of authority required under this clause, the Agency shall, with respect to insurance, exclude unutilized authorizations that terminated during the fiscal year. . (b) Small business policy Section 2(b)(1)(E)(i)(I) of such Act ( 12 U.S.C. 635(b)(1)(E)(i)(I) ) is amended to read as follows: (I) It is further the policy of the United States to encourage the participation of small business (including women-owned businesses, minority- owned businesses, veteran-owned businesses, businesses owned by persons with disabilities, and businesses in rural areas) and start-up businesses in international commerce, and to educate the public about how to export goods using the United States Export Finance Agency. . 105. Office of Minority and Women Inclusion (a) In general Section 3(i) of the Export-Import Bank Act of 1945 ( 12 U.S.C. 635a(i) ) is amended to read as follows: (i) Office of minority and women inclusion (1) Establishment The Agency shall establish an Office of Minority and Women Inclusion which shall be responsible for carrying out this subsection and all matters relating to diversity in management, employment, and business activities in accordance with such standards and requirements as the Director of the Office shall establish. (2) Transfer of responsibilities The Agency shall ensure that, to the extent that the responsibilities described in paragraph (1) (or comparable responsibilities) were, as of the date of the enactment of this subsection, performed by another office of the Agency, the responsibilities shall be transferred to the Office. (3) Duties with respect to civil rights laws The responsibilities described in paragraph (1) shall not include enforcement of statutes, regulations, or executive orders pertaining to civil rights, except that the Director of the Office shall coordinate with the President of the Agency, or the designee of the President of the Agency, regarding the design and implementation of any remedies