; (B) in paragraph (20), by striking the period at the end and inserting a semicolon; and (C) by adding at the end the following: (21) the term manufacturing debenture means a deferred interest debenture that— (A) is issued at a discount; (B) has a 5-year maturity or a 10-year maturity; (C) requires no interest payment or annual charge for the first 5 years; (D) is restricted to companies assigned to a North American Industry Classification System code for manufacturing; and (E) is issued at no cost (as defined in section 502 of the Credit Reform Act of 1990 ( 2 U.S.C. 661a )) with respect to purchasing and guaranteeing the debenture. . (3) Startup small manufacturers Section 502(3)(C)(i) of the Small Business Investment Act of 1958 ( 15 U.S.C. 696(3)(C)(i) ) is amended by inserting is not a small manufacturer (as defined in section 501(e)(7)) and after small business concern . (e) Additional leverage for manufacturers Section 303(b)(2) of the Small Business Investment Act of 1958 ( 15 U.S.C. 683(b)(2) ) is amended by adding at the end the following: (E) Additional leverage base on investment in manufacturers (i) Definition In this subparagraph, the term covered small manufacturer means a small manufacturer (as defined in section 501(e)(7)) that— (I) is located in a low or moderate income geographic area; (II) is not less than 51 percent owned by 1 or more veterans (as defined in section 101 of title 38, United States Code); (III) is not less than 51 percent owned by 1 or more socially disadvantaged individuals or economically disadvantaged individuals (within the meaning given such terms under section 8(a) of the Small Business Act ( 15 U.S.C. 637(a) )); (IV) is not less than 51 percent owned by 1 or more women; (V) is located in an area with above average unemployment; (VI) is a smaller business concern described in subparagraph (A) of section 103(12); (VII) is located in a rural area