; (2) the term covered small business concern means a small business concern that has experienced, as a result of COVID–19— (A) supply chain disruptions, including changes in— (i) quantity and lead time, including the number of shipments of components and delays in shipments; (ii) quality, including shortages in supply for quality control reasons; and (iii) technology, including a compromised payment network; (B) staffing challenges; (C) a decrease in sales or customers; or (D) a closure; and (3) the term small business concern has the meaning given the term in section 3 of the Small Business Act ( 15 U.S.C. 636 ). 2. Paycheck protection program (a) In general Section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) is amended— (1) in paragraph (2)— (A) in subparagraph (A), in the matter preceding clause (i), by striking and (E) and inserting (E), and (F) ; and (B) by adding at the end the following: (F) Participation in the paycheck protection program In an agreement to participate in a loan on a deferred basis under paragraph (36), the participation by the Administration shall be 100 percent. ; and (2) by adding at the end the following: (36) Paycheck Protection Program (A) Definitions In this paragraph— (i) the terms appropriate Federal banking agency and insured depository institution have the meanings given those terms in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (ii) the term covered loan means a loan made under this paragraph during the covered period; (iii) the term covered period means the period beginning on February 15, 2020, and ending on June 30, 2020; (iv) the term eligible recipient means an individual or entity that is eligible to receive a covered loan; (v) the term eligible self-employed individual has the meaning given the term in section 7002(b) of the Families First Coronavirus Response Act ( Public Law 116–127 )