; (ii) reasonable loan origination and service fees; and (iii) other terms as prescribed by the Secretary. (C) Eligibility To be eligible under subparagraph (A), a low- and moderate-income community financial institution shall hold not less than 10 percent of each eligible small business loan described in subparagraph (B), or 10 percent of the loans as represented in a loan pool described in subparagraph (D). (D) Loan pool Each loan pool described in subparagraph (A)— (i) shall be composed of not less than 50 loans that amount to not less than $1,000,000; (ii) shall be originated by a low- and moderate-income community financial institution for a commercially reasonable fee charged by the facility created under the Program; (iii) shall be serviced by a low- and moderate-income community financial institution for a commercially reasonable fee charged by a facility created under the Program; and (iv) shall be representative of the risk in the total loan portfolio of the low- and moderate-income community financial institution. (E) Prioritization Low- and moderate-income community financial institutions shall prioritize the purchase of eligible small business loans described in subparagraph (B) that are made to minority-owned small businesses. (5) Equity equivalent loan participations (A) In general The facilities created under paragraph (2) shall purchase 90-percent participations in loans made by financial institutions to low- and moderate-income community financial institutions that meet the eligibility requirements in this paragraph. (B) Eligibility To be eligible under subparagraph (A), a financial institution shall retain not less than 10 percent of each loan described in subparagraph (C). (C) Loans A loan described in this subparagraph shall be— (i) for not more than $10,000,000; (ii) originated after March 15, 2020; (iii) serviced by a financial institution