; (2) the master calendar requirements under section 482; (3) negotiated rulemaking under section 492; and (4) the requirement to publish the notices related to the system of records of the agency before implementation required under paragraphs (4) and (11) of section 552a(e) of title 5, United States Code (commonly known as the Privacy Act of 1974 ), except that the notices shall be published not later than 180 days after the date of enactment of the Take Responsibility for Workers and Families Act . . (2) FFEL amendment Section 428(c)(8) of the Higher Education Act of 1965 ( 20 U.S.C. 1078(c)(8) ) is amended by striking and for which and all that follows through this subsection . (3) Applicability The requirement of the Secretary to make payments under section 493E of the Higher Education Act of 1965, as added by paragraph 1, shall apply to payments due after the date of enactment of this Act. (b) Minimum relief for student loan borrowers as a result of a national emergency Part G of title IV the Higher Education Act of 1965 ( 20 U.S.C. 1088 et seq.), as amended by subsection (a), is further amended by inserting after section 493E the following: 493F. Minimum relief for student loan borrowers as a result of a national emergency (a) Minimum student loan relief as a result of a national emergency Not later than 90 days after the conclusion of a national emergency (as defined in section 493E), the Secretary shall, for each borrower of a loan made under part B, D, or E, reduce the total outstanding balance due on all such loans of the borrower, by an amount equal to the lesser of— (1) the difference between $10,000 and the total amount of payments made by the Secretary under section 493E(b) on such loans of the borrower during the period of such national emergency