; (B) modifying rates; or (C) requiring rebates to consumers. (5) Noncompliance Failure to comply with any corrective action taken by the Secretary under this subsection may result in the application of civil monetary penalties and, if the Secretary determines appropriate, make the plan involved ineligible for classification as a qualified health plan. . (b) Clarification of Regulatory Authority Such section is further amended— (1) in subsection (a)— (A) in the subsection heading, by striking premium and inserting rate ; (B) in paragraph (1), by striking unreasonable increases in premiums and inserting potentially excessive, unjustified, or unfairly discriminatory rates, including premiums, ; and (C) in paragraph (2)— (i) by striking an unreasonable premium increase and inserting a potentially excessive, unjustified, or unfairly discriminatory rate ; (ii) by striking the increase and inserting the rate ; and (iii) by striking such increases and inserting such rates ; (2) in subsection (b)— (A) in the subsection heading, by striking Premium and inserting Rate ; (B) by striking premium increases each place it appears and inserting rates ; (C) in paragraph (1), in the paragraph heading, by striking Premium Increase and inserting Rate ; and (D) in paragraph (2)— (i) in the paragraph heading, by striking Premium Increases and inserting Rates ; and (ii) in subparagraph (B), by striking premium and inserting rate ; and (3) in subsection (c)(1)— (A) in the heading, by striking Premium and inserting Rate ; (B) by inserting that satisfy the condition under subsection (e)(3)(A) after award grants to States