1. Short title; table of contents (a) Short title This Act may be cited as the COVID–19 Relief for Small Businesses Act of 2020 . (b) Table of contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Business stabilization direct loan program. Sec. 3. Business stabilization guaranteed loan program. Sec. 4. Economic injury grants for small business concerns. Sec. 5. Economic injury disaster loans. Sec. 6. Subsidy for certain loan payments. Sec. 7. Temporary fee reductions. Sec. 8. Guarantee amounts. Sec. 9. Maximum loan amount and program levels for 7(a) loans. Sec. 10. Maximum loan amount for 504 loans. Sec. 11. Recovery assistance for microbusinesses. Sec. 12. Additional leverage for small businesses affected by the COVID–19 outbreak. Sec. 13. New Markets Venture Capital Program. Sec. 14. Grants to small business development centers, women’s business centers, and chapters of the Service Corps of Retired Executives. Sec. 15. Grant programs for small business development centers, women’s business centers, and chapters of the Service Corps of Retired Executives. Sec. 16. Waiver of matching funds requirement under the women's business center program. Sec. 17. State Trade Expansion Program. Sec. 18. Contracting and entrepreneurial development assistance. Sec. 19. Resources and services in languages other than English. Sec. 20. Authorization of appropriations for personnel. 2. Business stabilization direct loan program (a) In general The Administrator of the Small Business Administration shall carry out a program to make loans directly to eligible borrowers. (b) Eligible borrower defined In this section, the term eligible borrower means a person who— (1) is a small business concern as defined under section 3 of the Small Business Act ( 15 U.S.C. 632 )