of section 227(e) of the Communications Act of 1934 ( 47 U.S.C. 227(e) ). (2) Covered communication The term covered communication means a communication (regardless of whether the communication expressly refers to SARS–CoV–2 or COVID–19) that would lead a reasonable person to believe— (A) that— (i) a financial opportunity (including participation in a government assistance program or a government or private loan or insurance program) is or may be available to such person, the household of such person, or a member of such household, when such opportunity is not in fact so available