1. Short title This Act may be cited as the Small Business COVID–19 Recovery Grants Act of 2020 . 2. Economic injury grants for small business concerns (a) Grants The Administrator of the Small Business Administration shall provide grants to eligible small business concerns that have suffered a substantial economic injury (as defined in section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) ), directly or indirectly, as a result of the public health emergency declared because of COVID–19. (b) Definition of eligible small business concern In this section, the term eligible small business concern means a small business concern (as defined under section 3 of the Small Business Act ( 15 U.S.C. 632 )) or an independent contractor. (c) Amount of grant A grant provided under this section shall be in an amount that is not more than $100,000. (d) Use of funds An eligible small business concern that receives a grant under this section may use the grant funds to address the direct effects of the COVID–19 pandemic, including— (1) providing paid sick leave to employees unable to work; (2) maintaining payroll to retain employees during business disruptions or substantial slowdowns; (3) meeting increased costs to obtain materials unavailable from the original source of the eligible small business concern due to interrupted supply chains; (4) making payments under a lease or mortgage loan related to a place of operation of the small business concern; (5) repaying obligations that cannot be met due to revenue losses