; increased by (2) the percentage increase (if any) in the Consumer Price Index for all-urban consumers published by the Department of Labor for the 12-month period ending with the month before the first month of the fiscal year involved. (c) Proportional reduction A State shall adjust on a pro rata basis the amounts paid to each eligible household under subsection (a) for a month (as increased under subsection (b) and, if applicable, reduced under subsection (d)) to the extent that amount determined for the State and month under section 1302(c) is insufficient to make full payments under such subsection to all eligible households in the State. (d) Phase-Out (1) In general Subject to paragraph (2), the amount payable to an eligible household under subsection (a) for a month (as increased under subsection (b)) shall be reduced by a percentage equal to the number of percentage points by which the income of such household exceeds 200 percent of the Federal poverty line (as defined in section 673(2) of the Omnibus Budget Reconciliation Act of 1981, including any revision required by such section, applicable to a family of the size involved). (2) Minimum payment amount Subject to subsection (b), the amount payable to an eligible household under subsection (a) for a month shall not be reduced pursuant to this subsection to an amount that is less than $200. (e) Timeliness A State that receives a payment under section 1302 for a month shall make the payments described in subsection (a) not less than 14 days after the receipt of such payment. (f) Manner of payment A State may use the following methods to make cash assistance payments to eligible households under this section: (1) Transferring amounts to an account held by, or established for, an eligible household at— (A) a community development financial institution (as defined in section 103 of the Community Banking and Financial Institutions Act of 1994 ( 12 U.S.C. 4701 note)); (B) a minority deposit institution; (C) a community development credit union