; (C) that the moratorium under the CARES Act does not terminate the mortgagor’s obligation to make payments due under the mortgage; (D) that mortgagor will owe any mortgage arrearages that accrue during the moratorium under the CARES Act; and (E) that mortgagors are encouraged to contact their mortgage servicer if they are having trouble making payments due under their mortgage. (3) Exemption A servicer shall not be required to send notice pursuant to paragraph (1) to any mortgagor who has previously requested forbearance under subsection (b). . 3. Notice to multifamily housing mortgagors Section 4023 of the CARES Act ( 15 U.S.C. 9057 ) is amended— (1) by redesignating subsection (f) as subsection (g); and (2) by inserting after subsection (e) the following new subsection: (f) Notice to borrower of available relief (1) Notice requirement Subject only to paragraph (3), not later than the expiration of the 30-day period beginning upon the date of the enactment of this subsection, each servicer of a Federally backed multifamily mortgage loan shall send, by first class United States mail, written notice to the multifamily borrower under such loan sufficient to inform such borrower in plain language of the borrower’s eligibility to request forbearance under subsection (b). (2) Content The notice established pursuant to paragraph (1) shall include a statement— (A) explaining that the borrower can seek language assistance and general help through a housing counseling agency in the area that is approved by the Department of Housing and Urban Development and providing information on how to find such an approved housing counseling agency; (B) that the forbearance under the CARES Act does not terminate the borrower’s obligation to make payments due under the mortgage; (C) that borrower will owe any mortgage arrearages that accrue during the forbearance under the CARES Act