; (2) that includes the right of the person providing the money to an equitable remedy for breach of performance if the breach gives rise to a right to payment; and (3) regardless of whether the obligation or right to an equitable remedy described in paragraph (2) has been reduced to judgment or is fixed, contingent, matured, unmatured, disputed, undisputed, secured, or unsecured. ; and (B) in the table of contents for such chapter, by adding at the end the following: 140B. Confessions of judgment prohibition. . (2) Conforming amendment Section 130(a) of the Truth in Lending Act ( 15 U.S.C. 1640(a) ) is amended by adding at the end the following: For purposes of this section, the term creditor refers to any person charged with compliance. .