1. Availability of funds in connection with Federal Government checks (a) In general Section 603(a) of the Expedited Funds Availability Act ( 12 U.S.C. 4002(a) ) is amended— (1) in the heading, by striking Next Business Day ; (2) by redesignating paragraph (2) as paragraph (3); (3) by inserting after paragraph (1) the following: (2) Government checks Funds deposited in an account at a depository institution by check shall be available for withdrawal immediately in the case of a check which— (A) is drawn on the Treasury of the United States; and (B) is endorsed only by the person to whom it was issued. ; and (4) in paragraph (3), as so redesignated— (A) in the heading, by striking Government checks; certain and inserting Certain ; (B) by striking subparagraph (A); and (C) by redesignating subparagraphs (B) through (F) as subparagraphs (A) through (E), respectively. (b) Conforming amendments The Expedited Funds Availability Act ( 12 U.S.C. 4001 et seq.) is amended— (1) by striking subsections (a)(2) each place such term appears and inserting subsections (a)(2), (a)(3) ; (2) by striking in subsection (a)(2) each place such term appears and inserting in paragraph (2) or (3) of subsection (a) ; (3) in section 603— (A) in subsection (b)(3)(C), by striking subsection (a)(2)(D) and inserting subsection (a)(3)(C) ; and (B) in subsection (c)(1)(B)(iii), by striking subsection (a)(2)(D) and inserting subsection (a)(3)(C) ; and (4) in section 604— (A) in subsection (a)(1)(D), by striking subparagraph (A), (B), or (C) of section 603(a)(2) and inserting section 603(a)(2) or subparagraph (A) or (B) of section 603(a)(3) ; and (B) in subsection (b), by striking subsection (a)(2) and inserting subsection (a)(2), (a)(3) .