Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5174 ) related to the removal of debris from an owner-occupied private residence or property for a major disaster declared by the President in accordance with such Act on or after May 1, 2018, and before September 30, 2020, as if such submission were made within the time limit in section 206.40(d) of title 44, Code of Federal Regulations. 312. (a) For major disasters declared in 2018 pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5170 ), a territory or possession of the United States shall be deemed to be a local government for purposes of section 417 of such Act ( 42 U.S.C. 5184 ) and section 206.361(a) of title 44, Code of Federal Regulations. (b) Notwithstanding section 206.361(a) of title 44, Code of Federal Regulations, the President may provide a loan until the last day of the fiscal year that is 3 fiscal years after the fiscal year in which the natural disaster described in such subsection occurs. (c) Notwithstanding section 417(b) of such Act and section 206.361(b) of title 44, Code of Federal Regulations, the amount of any loan issued to a territory or possession may— (1) exceed $5,000,000