; (3) foreclosure mitigation services are also critical to address the needs of homeowners who lose employment and income because of the pandemic and who face serious delinquency or mortgage default, or are in foreclosing proceedings during this period; (4) evaluations from the National Foreclosure Mitigation Counseling program revealed that homeowners at risk of or facing foreclosure are better served when they have access to a housing counselor and a range of tools and resources to help them avoid losing their home and have the support they need to tailor the best possible response to their situation. 3. Funding for housing counseling services (a) Authorization of appropriations There is authorized to be appropriated to the Neighborhood Reinvestment Corporation (in this section referred to as the Corporation ) established under the Neighborhood Reinvestment Corporation Act ( 42 U.S.C. 8101 et seq.) $700,000,000 for fiscal year 2020 for assistance under section 106 of the Housing and Urban Development Act of 1968 ( 12 U.S.C. 1701x ) for housing counseling services, which shall remain available until September 30, 2023. (b) Prioritization of housing counseling services Of any amounts made available pursuant to subsection (a), not less than 40 percent shall be provided to counseling organizations that target counseling services regarding loss mitigation to minority and low-income homeowners, renters, individuals experiencing homelessness, and individuals at risk of homelessness or provide such services in neighborhoods with high concentrations of minority and low-income homeowners, renters, individuals experiencing homelessness, and individuals at risk of homelessness. (c) Eligible uses Amounts made available pursuant to subsection (a) may be used in such amounts as the Corporation determines for costs of— (1) public education and outreach