; and (ii) with respect to a violation by a debt collector, an unfair or unconscionable means to collect or attempt to collect any debt under section 808 of the Federal Debt Collection Practices Act ( 15 U.S.C. 1692f ). (C) Pressure defined In this paragraph, the term pressure means any communication, recommendation, or other similar communication, other than providing basic information about a borrower’s options, urging a borrower to make an election described under subsection (b). (b) Relief for private student loan borrowers as a result of the covid–19 national emergency (1) Student loan relief as a result of the covid–19 national emergency Not later than 90 days after February 1, 2021, the Secretary of the Treasury shall carry out a program under which a borrower, with respect to the private education loans of such borrower, shall receive in accordance with paragraph (3) an amount equal to the lesser of— (A) the total amount of each private education loan of the borrower; or (B) $10,000, reduced by the aggregate amount of all payments made by the Secretary of the Treasury with respect to such borrower under section 140(h) of the Truth in Lending Act. (2) Notification of borrowers Not later than 90 days after February 1, 2021, the Secretary of the Treasury shall notify each borrower of a private education loan of— (A) the requirements to provide loan relief to such borrower under this section