; and (2) by inserting after subsection (a) the following: (b) (1) It shall be unlawful for any private education lender to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of the institution of higher education an applicant intends to attend, presently attends, or previously attended, including whether such institution is a minority-serving institution. (2) In this subsection: (A) The term institution of higher education has the meaning given such term in section 101(a) of the Higher Education Act of 1965 ( 20 U.S.C. 1001(a) ). (B) The term minority-serving institution means an institution of higher education described in section 371(a) of the Higher Education Act of 1965 ( 20 U.S.C. 1067q(a) ). (C) The term private education lender has the meaning given such term in section 140(a) of the Truth In Lending Act ( 15 U.S.C. 1650(a) ). . (b) Civil liability Section 706(g) of the Equal Credit Opportunity Act ( 15 U.S.C. 1691e(g) ) is amended by striking section 701(a) each place it appears and inserting subsection (a) or (b) of section 701 . (c) Conforming amendment Section 603(k) of the Fair Credit Reporting Act ( 15 U.S.C. 1681a(k) ) is amended by striking 701(d)(6) each place it appears and inserting 701(e)(6) . 3. Study and report on lending discrimination (a) Study The Comptroller General of the United States shall conduct a study on— (1) whether private education lenders (as defined in section 140(a) of the Truth in Lending Act ( 15 U.S.C. 1650(a) )) discriminate against applicants who intend to attend, currently attend, or previously attended minority-serving institutions of higher education (as described in section 371(a) of the Higher Education Act of 1965 ( 20 U.S.C. 1067q(a) )); and (2) the extent of such discrimination, if any. (b) Report Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall submit to Congress a report that contains the results of the study conducted under subsection (a).