; (2) provides coverage of the essential health benefits described in section 1302(b) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18022(b) ); (3) provides silver and gold-level coverage described in section 1302(d)(1)(C) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18022(d)(1)(C) ); and (4) provides coverage of comprehensive reproductive health services, including abortion. (b) Preemption Notwithstanding section 1303(a)(1) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18023(a)(1) )— (1) a State may not prohibit the public health plan option from offering the coverage described in subsection (a)(4); and (2) no State law that would prohibit such a plan from offering such coverage shall apply to such plan. 104. Premiums (a) In general The Secretary shall establish premium rates for the public health plan option that— (1) are adjusted based on the applicable rating area; (2) are at a level sufficient to fully finance— (A) the costs of health benefits provided by such plans; and (B) administrative costs related to operating the plans; (3) comply with the requirements under section 2701 of the Public Health Service Act ( 42 U.S.C. 300gg ); and (4) ensure that no individual or household will pay more than 8 percent of adjusted gross monthly income toward the monthly premium. (b) Federal subsidies Federal subsidies shall be provided to ensure that the premium shall be— (1) zero in the case of an individual whose annual household income is below 200 percent of the poverty line; (2) determined by a linear sliding scale, in the case of an individual whose household income is at least 200 percent of the poverty line, but not more than 600 percent of the poverty line