; (2) States should ensure that consumers are able to obtain homeowners insurance for such dwellings; (3) States should support insurers that develop voluntary incentives to provide such insurance; and (4) States may not prohibit insurers from offering a homeowners insurance product specifically designed for such dwellings. (b) Insuring homes and related property in Indian areas Notwithstanding any other provision of law, dwellings located in Indian areas (as such term is defined in section 4 of the Native American Housing Assistance and Self-Determination Act of 1996 ( 25 U.S.C. 4103 )) and constructed or maintained using assistance, loan guarantees, or other authority under the Native American Housing Assistance and Self-Determination Act of 1996 may be insured by any tribally owned self-insurance risk pool approved by the Secretary of Housing and Urban Development. (c) Dwelling defined For purposes of this section, the term dwelling means a residential structure that— (1) consists of one to four dwelling units; (2) is provided electricity from renewable energy sources