; and (B) the number of contracts awarded by the Secretary where a small community financial institution participated in a financial agent agreement awarded to a large financial institution; and (C) the number of outreach events described in paragraph (4) held during the year covered by such report. . (b) Effective date This section and the amendments made by this section shall take effect 90 days after the date of the enactment of this Act. 12. Application of CARES Act to low- and moderate-income community financial institutions Title IV of the CARES Act ( Public Law 116–136 ) is amended— (1) in section 4012(b)— (A) in paragraph (2), by striking The interim and inserting Except as provided in paragraph (3), the interim ; and (B) by adding at the end the following: (3) Exception for low- and moderate-income community financial institutions Notwithstanding paragraph (2), with respect to a qualifying community bank that is a low- and moderate-income community financial institution, the interim rule issued under paragraph (1) shall be effective during the period beginning on the date on which the appropriate Federal banking agencies issue the rule and ending on December 31, 2022. ; and (2) in section 4013(a)(1)— (A) by striking means the period and inserting means— (A) except as provided in subparagraph (B), the period ; (B) in subparagraph (A), as so designated, by striking the period at the end and inserting ; and