; and (II) in the case of a married borrower (regardless of tax filing status), $160,000. (B) Subsection (b)(7)(B) shall apply by substituting 20 years for 25 years . (C) A borrower of such a loan may elect, and remain enrolled in, the income-based repayment plan under this subsection regardless of— (i) whether such borrower has a partial financial hardship; and (ii) the income level of the borrower. (D) Notwithstanding subparagraph (A) of subsection (b)(6), a borrower’s monthly payment— (i) shall be equal to the repayment amount determined under subparagraph (A) divided by 12; and (ii) may exceed the monthly repayment amount under a standard 10-year repayment plan or a fixed repayment plan described in section 493E. (E) Subparagraph (B) of subsection (b)(3) shall not apply. (F) Subsection (d) shall not apply. (G) In the case of a consolidation loan made under part B or D on or after the date of enactment of the Simplifying Student Loans Act that is being repaid under this subsection, any monthly payment made pursuant to any repayment plan listed in subsection (b)(7)(B) on a loan for which the liability has been discharged by the proceeds of such consolidation loan shall be treated as a monthly payment under this subsection on the portion of such consolidation loan that is attributable to such discharged loan, except that in the case of a subsequent consolidation loan, any monthly payment on a loan for which the liability has been discharged by the first consolidation loan shall not be applicable for the purposes of this subparagraph. (3) Additional special terms for certain borrowers A borrower described in paragraph (1)(B)— (A) may— (i) choose to continue repayment pursuant to the repayment plan in which the borrower is enrolled on June 30, 2021; or (ii) make a one-time election to— (I) terminate repayment pursuant to the repayment plan described in clause (i) and enter the income-based repayment plan under this subsection