; or (II) in the case of any assistance eligible individual described in paragraph (3)(B), the furlough period began with respect to such individual. (ii) Requirements Any assistance eligible individual may elect to enroll in different coverage as described in clause (i) only if— (I) the employer involved has made a determination that such employer will permit such assistance eligible individual to enroll in different coverage as provided under this subparagraph; (II) the premium for such different coverage does not exceed the premium for coverage in which such individual was enrolled at the time such qualifying event occurred or immediately before such furlough began; (III) the different coverage in which the individual elects to enroll is coverage that is also offered to the active employees of the employer, who are not in a furlough period, at the time at which such election is made; and (IV) the different coverage in which the individual elects to enroll is not— (aa) coverage that provides only dental, vision, counseling, or referral services (or a combination of such services); (bb) a qualified small employer health reimbursement arrangement (as defined in section 9831(d)(2) of the Internal Revenue Code of 1986); (cc) a flexible spending arrangement (as defined in section 106(c)(2) of the Internal Revenue Code of 1986)