; (B) whether State-defined cyber liability under a property and casualty line of insurance is adequate coverage for an act of cyber terrorism; (C) whether such risks can be adequately priced by the private market; and (D) whether the current risk-share system under the Terrorism Risk Insurance Act of 2002 ( 15 U.S.C. 6701 note) is appropriate for a cyber terrorism event; and (2) set forth recommendations on how Congress could amend the Terrorism Risk Insurance Act of 2002 ( 15 U.S.C. 6701 note) to meet the next generation of cyber threats.