; and (2) by adding at the end the following clause: (v) Beginning on the date of enactment of this clause, the requirements of clause (i) shall cease to be effective, and any amounts maintained in an account established on behalf of an individual under clause (i) shall be subject to the same requirements, and may be used in the same manner, as monthly benefits payable to such an individual under this title. . (b) Rule of construction Amounts transferred into the account of an individual pursuant to subsection (a) shall not be taken into account as income or resources of such individual for purposes of determining the eligibility of such individual or any other individual for benefits or assistance, or the amount or extent of such benefits or assistance, under title XVI of the Social Security Act ( 42 U.S.C. 1381 et seq.), under any other Federal program, or under any State or local program financed in whole or in part with Federal funds. 111. Increasing the substantial gainful activity limit Section 223(d)(4) of the Social Security Act ( 42 U.S.C. 423(d)(4) ) is amended— (1) in subparagraph (A), by striking the second sentence; and (2) by adding at the end the following new subparagraphs: (D) (i) Earnings derived from services shall demonstrate an individual's ability to engage in substantial gainful activity when the amount of such earnings exceeds, on a monthly basis— (I) for calendar year 2020, $2,400; and (II) for any calendar year after 2020, subject to clause (ii), an amount equal to the amount that applied under this subparagraph for the preceding calendar year multiplied by the quotient obtained by dividing— (aa) the national average wage index (as defined in section 209(k)(1)) for the 12-month period ending with September of such preceding calendar year