programs more understandable to students and their families. (D) To increase the efficiency and effectiveness of such programs for students and their families. (E) To manage the costs of administering such programs. (F) To increase the accountability of the officials responsible for administering the operational aspects of such programs. (G) To oversee institutions, contractors, and third party servicers that participate in the Federal student financial assistance programs authorized under title IV. (H) To provide greater flexibility in the management and administration of such programs. (I) To implement open, common, integrated systems for the delivery of Federal student financial assistance programs authorized under title IV. (J) To develop and maintain a student financial assistance system that contains complete, accurate, and timely data to ensure program integrity. (K) To increase transparency in the operations and outcomes of Federal student financial assistance programs authorized under title IV.