; (B) a minority deposit institution; (C) a community development credit union; or (D) another financial institution. (2) Providing an eligible household with a debit or credit card to access payment amounts. (3) By making such payments through the benefit transfer system of an existing cash benefit program administered by the State, such as the supplemental nutrition assistance program, a retirement benefit program, a welfare program, a disability assistance program, a housing assistance program, or an unemployment assistance program. (4) Any other method determined appropriate by the State and approved by the Secretary. (g) Definitions In this section: (1) Family assistance month The term family assistance month means, with respect to a State, a month occurring during any period that— (A) begins with the most recent month that is a trigger month for the State; and (B) ends with the earlier of— (i) the 11th consecutive month following such trigger month that is not a trigger month for the State; and (ii) the first month following such trigger month that is— (I) if such trigger month is an economic trigger month, an economic recovery month; or (II) if such trigger month is a natural disaster trigger month, a natural disaster recovery month. (2) Trigger month (A) In general The term trigger month means, with respect to a State, a month in which— (i) the State's average unemployment rate for the 6 months preceding the month involved exceeds the lowest monthly unemployment rate for the State for the 12 months preceding the month involved by at least 0.5 percentage points; (ii) the national average unemployment rate for the 3 months preceding the month involved exceeds the lowest national monthly unemployment rate for the 12 months preceding the month involved by at least 0.5 percentage points; (iii) the number of applications for unemployment insurance benefits in the State for the month involved exceeds by at least 20 percent the average number of such applications for the 3 months preceding the month involved