; and (2) 35 percent shall be transferred or credited to the Capital Magnet Fund under section 1339 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 ( 12 U.S.C. 4569 ). (i) Reporting requirements The Secretary shall provide public reports not less frequently than quarterly regarding the use of funds provided by the Housing Assistance Funds. Such reports shall include the following data by State and by program within each State, both for the past quarter and throughout the life of the program— (1) the amount of funds allocated; (2) the amount of funds disbursed; (3) the number of households and individuals assisted; (4) the acceptance rate of applicants; (5) the average amount of assistance provided per household receiving assistance; (6) the average length of assistance provided per household receiving assistance; (7) the income ranges of households for each household receiving assistance; and (8) the outcome 12 months after the household has received assistance. 108. Mortgage forbearance (a) Findings (1) Findings Congress finds that— (A) the collection of debts involves the use of the mails and wires and other instrumentalities of interstate commerce; (B) at times of major disaster or emergency, the income of consumers is often impaired and their necessary daily expenses often increase; (C) temporary forbearance benefits not only consumer and small business debtors, but also other creditors by avoiding downward collateral price spirals triggered by an increase in foreclosure activity; (D) without forbearance, many consumers and small businesses are unlikely to be able to pay their obligations according to their original terms and are likely to default on obligations or file for bankruptcy, resulting in reduced recoveries for creditors, and in the case of bankruptcy, no recovery of unaccrued interest