; or (II) such higher amount negotiated between the Secretary and the Corporation under which the Corporation will insure all deposits of such higher amount. (D) Limitations The total amount of funds deposited under the Program in a covered bank may not exceed the lesser of— (i) 10 percent of the average amount of deposits held by such covered bank in the previous quarter; or (ii) $100,000,000. (3) Interest (A) In general Each eligible custodial entity designated by the Secretary shall— (i) collect interest from each covered bank in which such custodial entity deposits funds pursuant to paragraph (2); and (ii) disburse such interest to the Secretary each month. (B) Interest rate The rate of any interest collected under this paragraph may not exceed 50 percent of the discount window primary credit interest rate most recently published on the Federal Reserve Statistical Release on selected interest rates (daily or weekly), commonly referred to as the H.15 release (commonly known as the Federal funds rate ). (4) Statements Each eligible custodial entity designated by the Secretary shall submit to the Secretary monthly statements that include the total amount of funds deposited with, and interest rate received from, each covered bank by the eligible custodial entity on behalf of qualifying entities. (5) Records The Secretary shall issue a quarterly report to Congress and make publicly available a record identifying all covered banks participating in the Program and amounts deposited under the Program in covered banks. (d) Requirements relating to deposits Deposits made with covered banks under this section may not— (1) be considered by the Corporation to be funds obtained, directly or indirectly, by or through any deposit broker for deposit into one or more deposit accounts (as described under section 29 of the Federal Deposit Insurance Act ( 12 U.S.C. 1831f ))