; and (2) will receive from the eligible business severance pay or other benefits upon termination of employment with the eligible business which exceeds twice the compensation described in paragraph (1). (b) Total compensation defined In this section, the term total compensation includes salary, bonuses, awards of stock, and other financial benefits provided by an eligible business to an officer or employee of the eligible business. 103. Requirement to provide employee health insurance benefits (a) In general The Secretary may not provide any loans or loan guarantees under paragraph (1), (2), or (3) of section 4101(b) to an eligible business, unless the eligible business certifies that the eligible business currently provides, or will provide within 60 days from receipt of the loan or loan guarantee, and any contractor, subcontractor, or affiliate of the eligible business, currently provides, or will provide within 60 days from receipt of the loan or loan guarantee, to any employee based in the United States, health insurance benefits equal to or greater than the hourly health and welfare fringe benefit rate published by the Department of Labor pursuant to the McNamara-O’Hara Service Contract Act of 1965 ( 41 U.S.C. 6710–6707 ) and section 4.52 of title 28, Code of Federal Regulations, for all hours worked by each employee, and shall continue to do so for at least the 5-year period after any loan or loan guarantee provided to the eligible business under this subtitle ends. 104. Prohibition on outsourcing and requirement for on-shoring (a) In general The Secretary may not provide any loan, or enter into a loan guarantee to an eligible business under of section 4101(b) unless the eligible business enters into a legally binding agreement with the Secretary that during the 5-year period beginning on the date on which the eligible business receives the funds or, in the case of a loan, during the period of the loan and for 5 years after that period, the eligible business shall— (1) not outsource to any other business,