; and (2) provide to the Secretary of Defense, on an annual basis, the post-award employment documentation required under subsection (g)(1) for scholarship recipients through the completion of their post-award employment obligations. (i) Amount of repayment (1) Less than one year of service If a circumstance described in subsection (g)(2) occurs before the completion of one year of a post-award employment obligation under this section, the total amount of scholarship awards received by the individual under this section shall— (A) be repaid; or (B) be treated as a loan to be repaid in accordance with subsection (j). (2) One or more years of service If a circumstance described in subparagraph (D) or (E) of subsection (g)(2) occurs after the completion of one or more years of a post-award employment obligation under this section, the total amount of scholarship awards received by the individual under this section, reduced by the ratio of the number of years of service completed divided by the number of years of service required, shall— (A) be repaid; or (B) be treated as a loan to be repaid in accordance with subsection (j). (j) Repayments A loan described in subsection (i) shall— (1) be treated as a Federal Direct Unsubsidized Stafford Loan under part D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1087a et seq.); and (2) be subject to repayment, together with interest thereon accruing from the date of the scholarship award, in accordance with terms and conditions specified by the Secretary of Defense (in consultation with the Secretary of Education, Secretary of State, and Secretary of Homeland Security) in regulations promulgated to carry out this subsection. (k) Collection of repayment (1) In general In the event that a scholarship recipient is required to repay the scholarship award under this section, the covered institution providing the scholarship shall— (A) determine the repayment amounts and notify the recipient and the Secretary of Defense of the amounts owed