; or (B) if a consumer does not have a social security number, matches information that includes the full legal name, date of birth, current address, and at least one former address of the consumer. (3) Periodic audits Each consumer reporting agency shall perform periodic audits, on a schedule determined by the Bureau, on a representative sample of consumer reports of the agency to check for accuracy. . 4. Improved Dispute Process for Consumer Reporting Agencies (a) Responsibilities of furnishers of information to consumer reporting agencies Section 623 of the Fair Credit Reporting Act ( 15 U.S.C. 1681s–2 ) is amended— (1) in subsection (a)(8)— (A) in subparagraph (E)(ii), by inserting and consider after review ; and (B) in subparagraph (F)— (i) in clause (i)(II), by inserting , and does not include any new or additional information that would be relevant to a reinvestigation before the period at the end; and (ii) by adding at the end the following new clause: (iv) New or additional information For purposes of clause (i)(II), the term new or additional information — (I) means information of a type designated by the Bureau; and (II) does not include information previously provided to the person. ; and (2) in subsection (b)(1), by inserting and consider after review . (b) Bureau credit reporting ombudsperson Section 611(a) of the Fair Credit Reporting Act ( 15 U.S.C. 1681i(a) ) is amended by adding at the end the following: (8) Bureau credit reporting ombudsperson (A) In general Not later than 180 days after the date of enactment of this paragraph, the Bureau shall establish the position of credit reporting ombudsperson, whose specific duties shall include carrying out the Bureau’s responsibilities with respect to— (i) resolving persistent errors that are not resolved in a timely manner by a consumer reporting agency