; (ii) an individual from a population that is underrepresented in the agricultural profession (as determined by the Secretary), such as minorities or women; (iii) a socially disadvantaged farmer or rancher (as defined in section 355(e) of the Consolidated Farm and Rural Development Act ( 7 U.S.C. 2003(e) )); or (iv) a veteran farmer or rancher (as defined in section 2501(a) of the Food, Agriculture, Conservation, and Trade Act of 1990 ( 7 U.S.C. 2279(a) )); (2) makes 120 monthly payments on the eligible Federal Direct Loan after the date of enactment of the Student Loan Forgiveness for Farmers and Ranchers Act , pursuant to any one or a combination of— (A) payments under an income-based repayment plan under section 493C; (B) payments under a standard repayment plan under section 455(d)(1)(A), based on a 10-year repayment period; (C) monthly payments under a repayment plan under subsection (d)(1) or (g) of section 455 of not less than the monthly amount calculated under section 455(d)(1)(A), based on a 10-year repayment period; or (D) payments under an income contingent repayment plan under section 455(d)(1)(D); (3) is employed full-time as an employee or manager of a qualified farm or ranch at the time of such forgiveness