; or (B) an emergency involving Federal primary responsibility that is determined to exist by the President under section 501(b) of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5191(b) ) that simultaneously covers all States for a single incident, event, or emergency. (8) The term small business has the meaning given the term small business concern in section 3 of the Small Business Act ( 15 U.S.C. 632 ). (b) Prohibitions (1) In general Notwithstanding any other provision of law, no debt collector may during a covered period, relating to a debt owed by a consumer or small business— (A) capitalize unpaid interest; (B) apply a higher interest rate triggered by the nonpayment of the debt to the debt balance; (C) charge a fee triggered by the nonpayment of the debt; (D) sue or threaten to sue for nonpayment of a debt; (E) continue litigation to collect a debt that was initiated before the date of enactment of this section; (F) submit or cause to be submitted a confession of judgment to any court; (G) enforce a security interest through repossession, limitation of use, or foreclosure; (H) take or threaten to take any action to enforce collection, or any adverse action for nonpayment of a debt, or for nonappearance at any hearing relating to a debt; (I) commence or continue any action to cause or to seek to cause the collection of a debt, including pursuant to a court order issued before the covered period, from wages, Federal benefits, or other amounts due to a consumer or small business, by way of garnishment, deduction, offset, or other seizure; (J) cause or seek to cause the collection of a debt, including pursuant to a court order issued before the covered period, by levying on funds from a bank account or seizing any other assets of a consumer or a small business; (K) commence or continue an action to evict a consumer or small business from real or personal property