; and (B) has consolidated assets of less than $700,000,000. (3) Insured credit union The term insured credit union has the meaning given that term under section 101 of the Federal Credit Union Act. (4) Insured depository institution The term insured depository institution has the meaning given that term under section 3 of the Federal Deposit Insurance Act. (5) Minority depository institution The term minority depository institution has the meaning given that term under section 308(b) of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 ( 12 U.S.C. 1463 note). (6) Paycheck Protection Program The term Paycheck Protection Program means section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ). (7) Rural With respect to an area, the term rural has the meaning given that term under section 1026.35(b)(iv)(A) of title 12, Code of Federal Regulations. (8) Rural bank The term rural bank means an insured credit union or insured depository institution located in a rural area. (d) Direct appropriation for the payroll loan facility There is appropriated, out of amounts in the Treasury not otherwise appropriated, $25,000,000,000 to the Secretary of the Treasury to carry out this subsection.