The term insured depository institution has the meaning given that term under section 3 of the Federal Deposit Insurance Act. (E) Paycheck Protection Program The term Paycheck Protection Program means section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ). (F) Rural With respect to an area, the term rural has the meaning given that term under section 1026.35(b)(iv)(A) of title 12, Code of Federal Regulations. (G) Rural bank The term rural bank means an insured credit union or insured depository institution located in a rural area. (H) Small minority depository institution The term small minority depository institution means an institution that— (i) is a minority depository institution, as defined under section 308(b) of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 ( 12 U.S.C. 1463 note)