outbreak declared by the President on March 13, 2020, under the National Emergencies Act ( 50 U.S.C. 1601 et seq.). (ii) Residential mortgage loan The term residential mortgage loan has the meaning given that term under section 103(dd) of the Truth in Lending Act ( 15 U.S.C. 1602(dd) ). (iii) Servicer The term servicer has the meaning given in section 6(i) of the Real Estate Settlement Procedures Act of 1974 ( 12 U.S.C. 2605(i) ). .