; no personal guarantee The flush matter following subparagraph (E) (as so redesignated) of section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) ) is amended by striking That no loan or guarantee and all that follows through credit elsewhere and inserting the following: With respect to a loan made under this paragraph to a cooperative, the Administrator shall not require a personal guarantee for such a loan . (d) Eligibility of cooperatives Section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) ) is amended by striking small agricultural cooperative and inserting small cooperative . (e) Additional amounts (1) In general The Administrator of the Small Business Administration may increase by 20 percent the amount received by an eligible small business concern under section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) ) to cover continuity-of-operations and risk mitigation improvements, including telework capability, offsite record keeping, redundancy, the administrative costs of establishing paid sick leave, and presenteeism prevention. (2) Definition In this section, the term eligible small business concern means a small business concern that— (A) meets the applicable size standard established under section 3 of the Small Business Act ( 15 U.S.C. 632 ); and (B) is receiving assistance under section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) ) related to COVID–19. (f) Authorization of appropriations There is authorized to be appropriated to the Administrator to carry out the loan program under section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) )— (1) $177,000,000 for administration costs