providing a loan to an eligible entity under paragraph (1), a State or Indian tribe may provide a special advance on request of the eligible entity for assistance in defraying the start-up costs of the eligible entity, as determined by the State or Indian tribe, as applicable, of providing loans to qualified consumers under subsection (f). (B) Limitation A special advance shall be provided to an eligible entity under subparagraph (A) only during the 10-year period beginning on the date on which the loan is issued to that eligible entity. (C) Amount The amount of a special advance provided under subparagraph (A) shall not be greater than 5 percent of the approved loan amount. (D) Repayment Repayment of a special advance provided under subparagraph (A)— (i) shall be required during the 10-year period beginning on the date on which the special advance is made