; (ii) the mortgage’s deadline to send notification to the mortgagor or his or her heirs that the loan is due and payable; (iii) the deadline to initiate foreclosure; (iv) any reasonable diligence period related to foreclosure or the Mortgagee Optional Election; (v) if applicable, the deadline to obtain the due and payable appraisal; and (vi) any claim submission deadline, including the 6-month acquired property marketing period. (B) Forbearance period The mortgagee shall not request due and payable status from the Secretary of Housing and Urban Development nor initiate foreclosure during this six-month period described under subparagraph (A), which shall be considered a forbearance period. (C) Extension A forbearance provided under subparagraph (B) and related deadline extension authorized under subparagraph (A) shall be extended for an additional 180 days upon— (i) the borrower’s request, oral or written, submitted to the borrower’s servicer affirming that the borrower is experiencing a financial hardship that prevents the borrower from making payments on property charges, completing property repairs, or performing an obligation of the borrower under the Security Instrument due, directly or indirectly, to the COVID–19 emergency; (ii) a non-borrowing spouse’s request, oral or written, submitted to the servicer affirming that the non-borrowing spouse has been unable to satisfy all criteria for the Mortgagee Optional Election program due, directly or indirectly, to the COVID-19 emergency, or to perform all actions necessary to become an eligible non-borrowing spouse following the death of all borrowers