I 116th CONGRESS 1st Session H. R. 4664 IN THE HOUSE OF REPRESENTATIVES October 11, 2019 Ms. Pressley introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Consumer Financial Protection Act of 2010 to require the Director of the Bureau of Consumer Financial Protection to issue a quarterly report on debt collection complaints and enforcement actions, and to prohibit rules that would allow a debt collector to send unlimited email and text messages to a consumer.

1. Short title This Act may be cited as the Monitoring and Curbing Abusive Debt Collection Practices Act . 2. Debt collection (a) Report on debt collection complaints and enforcement actions Section 1016 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5496 ) is amended by adding at the end the following: (d) Report on debt collection complaints and enforcement actions The Director shall issue a quarterly report to Congress containing— (1) an analysis of the consumer complaints received by the Bureau with respect to debt collection, including a State-by-State breakdown of such complaints; and (2) a list of enforcement actions taken against debt collectors during the previous 12 months. . (b) Limitation on debt collection rules Section 1022 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5512 ) is amended by adding at the end the following: (e) Limitation on debt collection rules The Director may not issue any rule with respect to debt collection that allows a debt collector to send unlimited email and text messages to a consumer. .