; or (2) the case is closed, dismissed, or converted to a case under chapter 11 or 12 of this title. (b) Negotiable instruments A creditor may present a negotiable instrument, and may give notice of dishonor of such an instrument. (c) Relief from stay On request of a party in interest and after notice and a hearing, the court shall grant relief from the stay provided under subsection (a) with respect to a creditor, to the extent that— (1) as between the debtor and the individual protected under subsection (a), the individual received consideration for the claim held by the creditor; (2) the plan filed by the debtor does not propose to pay the claim; or (3) the interest of the creditor would be irreparably harmed by a continuation of the stay. (d) Termination of stay On the date that is 20 days after the date on which a party in interest files a request under subsection (c) for relief from the stay provided under subsection (a), the stay shall be terminated with respect to the party in interest, unless the debtor or any individual that is liable on the consumer debt with the debtor files and serves upon the party in interest a written objection to the proposed relief from the stay. 1010. Interpretive principle In cases in under this chapter, the provisions of this title shall be interpreted liberally in favor of relief for consumer debtors. II Plans 1021. Filing of plans (a) In general Except as provided in subsection (c), the debtor may file— (1) a repayment plan that solely provides for the treatment of unsecured claims; (2) a residence plan that solely provides for the treatment of claims secured by the debtor's principal residence