; and (ii) on the property or effects described in clause (i) for any reason other than a reason described in that clause; and (B) a loan that a Federal worker has obtained with respect to a motor vehicle. (2) Limitation on foreclosure or enforcement A person holding a lien on the property or effects of a Federal worker may not, during a covered period, foreclose on or enforce that lien without the order of a court that was issued before the date on which that foreclosure or enforcement occurs. (b) Stay of proceedings In a proceeding to foreclose on or enforce a lien that is subject to this section, a court may, upon the motion of the court, and shall, if requested by a Federal worker, the ability of whom to comply with the obligation resulting in the proceeding is materially affected by a shutdown— (1) stay the proceeding for a period of time as justice and equity require; or (2) adjust the obligation to preserve the interests of all parties. (c) Misdemeanor A person that knowingly takes an action that violates this section, or attempts to take an action that violates this section, shall be fined as provided in title 18, United States Code, or imprisoned for not more than 1 year, or both. 9. Student loans (a) Definition of student loan In this section, the term student loan means the following: (1) A loan made, insured, or guaranteed under title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1070 et seq.), including any Federal Direct Stafford Loan, Federal Direct Unsubsidized Stafford Loan, Federal Direct PLUS Loan, or Federal Direct Consolidation Loan. (2) A private education loan, as such term is defined in section 140(a) of the Truth in Lending Act ( 15 U.S.C. 1650(a) ). (b) Application to student loans This section shall apply to any situation in which— (1) the student loan payment of a Federal worker falls due or remains unpaid during a shutdown