; and (B) with respect to an eligible FinTech startup, the specific Federal financial regulator or regulators designated under section 2(c)(2) for such eligible FinTech startup. (3) Eligible FinTech startup The term eligible FinTech startup means an entity that— (A) provides an application or product and has no more than 10,000 total users of such application or product; (B) has no more than 15 employees; (C) has received less than 5 rounds of venture capital; and (D) has not yet partnered with an insured depository institution (as defined under section 3 of the Federal Deposit Insurance Act). (4) Federal financial regulator The term Federal financial regulator means each of the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection, the Commodity Futures Trading Commission, the Department of Housing and Urban Development, the Department of the Treasury, the Farm Credit Administration, the Federal Communications Commission, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, the Federal Trade Commission, the National Credit Union Administration Board, the Office of the Comptroller of the Currency, and the Securities and Exchange Commission.