; and (B) the date on which— (i) the national unemployment rate (as determined by the Bureau of Labor Statistics) is within 2 percentage points of the national unemployment rate on the date of enactment of this Act; and (ii) the 3-month average of the national unemployment rate has declined for two consecutive months. (2) Amount of payments (A) In general With respect to a qualified individual, the amount of each monthly payment under paragraph (1) shall be as follows: (i) For a qualified individual age 18 or older, $2,000. (ii) For a qualified individual under age 18, $1,000. (B) Income limitation The amount of a payment under subparagraph (A) shall be reduced (but not below zero) by 5 percent of so much of the individual’s adjusted gross income as exceeds $75,000. The Secretary of the Treasury shall adjust such amount as appropriate to account for individuals filing joint returns. (3) Method of delivery (A) In general The Secretary of the Treasury, acting through the Commissioner of the Internal Revenue Service, shall make the payments required under paragraph (1)— (i) first, by direct deposit (including to a pass-through digital dollar wallet), if the Commissioner has sufficient information to make direct deposit payments to the applicable individual