; (ii) issuing mortgage-backed securities; and (iii) issuing securities backed by loans guaranteed by the Small Business Act. (B) Crowdfunding exemption Section 4A of the Securities Act of 1933 ( 15 U.S.C. 77d–1 ) shall not apply to Black banks or community banks. (c) Conforming change to definition of appropriate Federal banking agency Section 3(q)(1) of the Federal Deposit Insurance Act ( 12 U.S.C. 1813(q)(1) ) is amended— (1) in subparagraph (B), by striking and at the end; (2) in subparagraph (C), by adding and at the end; and (3) by adding at the end the following: (D) notwithstanding paragraphs (2) and (3), any Black bank or community bank (as such terms are defined under section 14705 of the RESCUE Act for Black and Community Banks); . 14703. Codification of the Minority Bank Deposit Program (a) In general (1) In general Section 1204 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 ( 12 U.S.C. 1811 note) is amended to read as follows: 1204. Expansion of use of minority banks, women’s banks, and low-income credit unions (a) Minority Bank Deposit Program (1) Establishment There is established a program to be known as the Minority Bank Deposit Program to expand the use of minority banks, women’s banks, and low-income credit unions. (2) Administration The Secretary of the Treasury, acting through the Fiscal Service, shall— (A) on application by a depository institution or credit union, certify whether such depository institution or credit union is a minority bank, women’s bank, or low-income credit union; (B) maintain and publish a list of all depository institutions and credit unions that have been certified pursuant to subparagraph (A); (C) periodically distribute the list described in subparagraph (B) to— (i) all Federal departments and agencies; (ii) interested State and local governments; and (iii) interested private sector companies