; (B) shall pay interest at a rate not below the greater of— (i) the rate of interest on required reserves; and (ii) the rate of interest on excess reserves; (C) shall provide access to debit cards, online account access, automatic bill-pay and mobile banking services, customer service, and such other services as the Board determines, except that digital dollar wallets shall not include overdraft coverage; (D) shall provide, in conjunction with the United States Postal Service, access to automated teller machines to be maintained on behalf of the Board by the United States Postal Service at branch offices; (E) shall be prominently branded in all account statements, marketing materials, and other communications of the Federal reserve bank as a FedAccount maintained by the member bank on behalf of the United States of America; (F) may not be closed or restricted on the basis of profitability considerations