1. Short title This Act may be cited as the Eleanor Smith Inclusive Home Design Act of 2019 . 2. Definitions As used in this Act: (1) Covered dwelling unit The term covered dwelling unit means a dwelling unit that— (A) is— (i) a detached single-family house; (ii) a townhouse or multi-level dwelling unit (whether detached or attached to other units or structures); or (iii) a ground-floor unit in a building of not more than 3 dwelling units; (B) is designed as, or intended for occupancy as, a residence; (C) was designed, constructed, or commissioned, contracted, or otherwise arranged for construction, by any person or entity that, at any time before the design or construction, received or was guaranteed Federal financial assistance for any program or activity relating to the design, construction, or commissioning, contracting, or other arrangement for construction, of the dwelling unit; and (D) is made available for first occupancy on or after the date that is 1 year after the date of enactment of this Act. (2) Federal financial assistance The term Federal financial assistance means— (A) any assistance that is provided or otherwise made available by the Secretary of Housing and Urban Development or the Secretary of Veterans Affairs, or under any program or activity of the Department of Housing and Urban Development or the Department of Veterans Affairs, through any grant, loan, contract, or any other arrangement, on or after the date that is 1 year after the date of enactment of this Act, including— (i) a grant, a subsidy, or any other funds; (ii) service provided by a Federal employee; (iii) real or personal property or any interest in or use of such property, including— (I) a transfer or lease of the property for less than the fair market value or for reduced consideration; and (II) proceeds from a subsequent transfer or lease of the property if the Federal share of the fair market value is not returned to the Federal Government; (iv) any— (I) tax credit; or (II) mortgage or loan guarantee or insurance