; (N) by redesignating paragraphs (40), (40A), (40B), (41), (41A), and (42) as paragraphs (55), (56), (57), (58), (59), and (60), respectively; (O) by inserting before paragraph (56), as so redesignated, the following: (54) The term minimum payment obligation means, except as provided in section 1021(c)(1) of this title, an amount equal to the lesser of— (A) the allowed unsecured claims; or (B) the sum of— (i) the value of the debtor’s interest in property of the bankruptcy estate in excess of— (I) any allowed secured claims that are secured by that property; plus (II) any exemption applicable under section 522(b); (ii) in the case of a debtor in a household of 1, 2, 3, or 4 individuals, to the extent the debtor’s annual income exceeds 135 percent of the median family income of the applicable State for a family of the same number of individuals or fewer as the debtor— (I) if the excess is not over $10,000, 15 percent of the excess; (II) if the excess is over $10,000 but not over $50,000, $1,500 plus 45 percent of the excess over $10,000; (III) if the excess is over $50,000 but not over $100,000, $19,500 plus 75 percent of the excess over $50,000; or (IV) if the excess is over $100,000, $94,500 plus 150 percent of the excess over $100,000; and (iii) in the case of a debtor in a household exceeding 4 individuals, clause (ii) shall apply, except that excess income shall be calculated as the extent to which the debtor’s annual income exceeds the sum of 135 percent of the highest median family income of the applicable State for a family of 4 or fewer individuals and $9,000 for each individual in excess of 4. ; (P) by redesignating paragraphs (31), (32), (33), (34), (35), (35A), (36), (37), (38), (38A), (38B), (39), and (39A) as paragraphs (41), (42), (43), (44), (45), (46), (47), (48), (49), (50), (51), (52), and (53), respectively; (Q) in paragraph (45)(B), as so redesignated, by striking paragraphs (21B) and (33)(A) and inserting paragraphs (29) and (43)(A)