in connection with a mortgage loan, nor shall anything in this section create a defect in title. (e) Effective date The regulations under this section shall take effect 3 years after the date of the enactment of this Act. II Lead Exposure Reduction 201. Lead-based pipe activities training and certification (a) Regulations (1) In general Not later than 18 months after the date of the enactment of this Act, the Administrator of the Environmental Protection Agency (in this title referred to as the Administrator ) shall, in consultation with the Secretary of Labor, the Secretary of Housing and Urban Development, and the Secretary of Health and Human Services (acting through the Director of the National Institute for Occupational Safety and Health), promulgate final regulations governing lead-based pipe activities to ensure that individuals engaged in such activities are properly trained