; and (B) $5,000,000,000 for each of fiscal years 2021 through 2023. (2) Available until expended Amounts appropriated under this subsection shall remain available until expended. (c) Default Federal safeguard (1) In general For purposes of plan year 2021, in the case of a State that does not, by a date specified by the Secretary for each such year, in consultation with the National Association of Insurance Commissioners, have in effect a waiver under section 1332 of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18052 ) that includes an invisible high-risk pool or reinsurance program that meets the requirements of subsection (f)(2) of such section 1332, the Secretary shall, from amounts appropriated under subsection (b), use the allocation determined for the State under subsection (a)(4)(A) of such section 1332 for plan year 2021 for the purpose described in paragraph (2). Such allocation shall be increased by the amount of pass through funding that would be available under section 1332(a)(3) of the Patient Protection and Affordable Care Act if the State obtained a waiver for an invisible high-risk pool or reinsurance program under such section. (2) Required use for market stabilization payments to issuers The Secretary shall use any allocation for a State made pursuant to paragraph (1) to help stabilize premiums for health insurance coverage in the individual market in such State by providing payments to health insurance issuers, using payment parameters and a methodology determined by the Secretary. (d) Invisible high-Risk pools and reinsurance programs (1) In general Section 1332 of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18052 ) is amended by adding at the end the following: (f) Invisible high-Risk pools and reinsurance programs (1) Funding With respect to a State that has received a waiver under this section to establish an invisible high-risk pool or reinsurance program described in paragraph (2), the State may fund such program, in whole or in part, using one or both of the