Department of Agriculture regarding the programs of such Service that assist families to achieve home ownership, including the single family housing direct and guaranteed home loan programs under section 502 of the Housing Act of 1949 ( 42 U.S.C. 1472 ). Not later than the expiration of the 12-month period beginning on the date of the enactment of this Act the Secretary shall submit a report to the Congress setting forth the findings of such study.