; (ii) standard names and a summary of the terms and conditions of each individual Federal grant and work-study program under this title, including general information about eligibility; and (iii) standard names and a summary of the terms and conditions of each Federal loan program under this title, including general information about eligibility, current interest rates, the ability to make payments based on income, forgiveness, cancellation, and any other available benefits of the Federal loan program. (B) Consumer testing (i) In general The Secretary shall conduct consumer testing on the items developed under this paragraph among representatives of students (including low-income students, first generation college students, adult students, and prospective students), students’ families (including low-income families, families of first generation college students, and families of prospective students), institutions of higher education, secondary school and postsecondary school counselors, and nonprofit consumer groups. (ii) Use of results The Secretary shall— (I) use the results of the consumer testing under this clause in the final establishment of each of the items listed in subparagraph (A); and (II) share the results of that testing with relevant stakeholders. (C) Report to congress Not later than 1 year after the date of enactment of the Student Aid Improvement Act of 2019 , and after the consideration of public comments received pursuant to subparagraph (A), the Secretary shall submit a report to Congress containing— (i) the final names, definitions, summaries, terms, conditions, and other information described in subparagraph (A) determined necessary by the Secretary