; and (bb) at least as clearly and conspicuously as the most clear and conspicuous disclosure on the document; (II) shall include the notification of the availability of language assistance and housing counseling; and (III) may be provided by first-class mail or electronically, if the borrower has otherwise consented to electronic communication with the servicer and has not revoked such consent. (ii) Oral notification Any oral notification required under subparagraph (A) shall be provided in the language the servicer otherwise uses to communicate with the borrower. (iii) Written translations In providing written notifications in languages other than English under clause (i), a servicer may rely on written translations developed by the Federal Housing Finance Agency or the Bureau of Consumer Financial Protection. (3) Foreclosure moratorium Except with respect to a vacant or abandoned property, a servicer of a Federally backed mortgage loan may not initiate any judicial or non-judicial foreclosure process, move for a foreclosure judgment or order of sale, or execute a foreclosure-related eviction or foreclosure sale for not less than the 60-day period beginning on March 18, 2020. (d) Enforcement The provisions of this section shall be enforceable using the remedies available— (1) to the Federal agency insurer, guarantor, originator, or purchaser of the Federally backed mortgage loan