; or (2) the emergency declared by the President on March 13, 2020, under section 501 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5191 ) and under any subsequent major disaster declaration under section 401 of such Act that supersedes such emergency declaration. S Small Business Administration 190001. Definitions In this division— (1) the terms Administration and Administrator mean the Small Business Administration and the Administrator thereof, respectively; (2) the term covered small business concern means a small business concern that has experienced, as a result of COVID–19— (A) supply chain disruptions, including changes in— (i) quantity and lead time, including the number of shipments of components and delays in shipments; (ii) quality, including shortages in supply for quality control reasons; and (iii) technology, including a compromised payment network; (B) staffing challenges; (C) a decrease in sales or customers; or (D) a closure; and (3) the term small business concern has the meaning given the term in section 3 of the Small Business Act ( 15 U.S.C. 636 ). 190002. Paycheck protection program (a) In general Section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) is amended— (1) in paragraph (2)— (A) in subparagraph (A), in the matter preceding clause (i), by striking and (E) and inserting (E), and (F) ; and (B) by adding at the end the following: (F) Participation in the paycheck protection program In an agreement to participate in a loan on a deferred basis under paragraph (36), the participation by the Administration shall be 100 percent. ; and (2) by adding at the end the following: (36) Paycheck protection program (A) Definitions In this paragraph— (i) the terms appropriate Federal banking agency and insured depository institution have the meanings given those terms in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (ii) the term covered loan means a loan made under this paragraph during the covered period