; by (B) 4; or (2) $10,000,000. (d) Allowable uses of program loans (1) In general During the covered period, a recipient of a loan made under section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) (including a recipient of assistance under the Community Advantage Pilot Program of the Administration) may, in addition to the allowable uses of such a loan, use the proceeds of the loan for— (A) payroll support, including paid sick, medical, or family leave, and costs related to the continuation of group health care benefits during those periods of leave; (B) employee salaries; (C) mortgage payments; (D) rent (including rent under a lease agreement); (E) utilities; and (F) any other debt obligations that were incurred before the covered period. (2) Delegated authority (A) In general For purposes of making loans for the purposes described in paragraph (1), a lender under section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) shall be considered to have delegated authority to make and approve loans under such section 7(a) based on an evaluation of the eligibility of the borrower. (B) Considerations In evaluating the eligibility of a borrower for a loan under section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ) with the terms described in this subsection and subsection (c), a lender shall only consider whether the borrower— (i) was in operation on March 1, 2020