; and (2) a court of competent jurisdiction, in a lawsuit that is not a class action lawsuit, has determined that such consumer is a victim of fraud with respect to such private education loan. (c) Private education loan defined For the purposes of this section, the term private education loan has the meaning given the term in section in section 140(a) of the Truth in Lending Act. . (b) Table of contents amendment The table of contents of the Fair Credit Reporting Act is amended by inserting after the item relating to section 605D the following new item: 605E. Adverse information in cases of a defrauded student obligor. . 9. Bureau list of credit reporting agencies The Bureau of Consumer Financial Protection shall maintain a list of credit reporting agencies in the United States and publish such list of the website on the Bureau of Consumer Financial Protection. 10. Study and report to Congress on use of non-traditional data in credit scoring (a) Study The Bureau of Consumer Financial Protection shall carry out a study about the use of non-traditional data— (1) by consumer reporting agencies when compiling and furnishing consumer reports; and (2) by persons that create, maintain, or purchase credit scoring models used in making credit decisions. (b) Report Not later than 18 months after the date of the enactment of this section, the Bureau of Consumer Financial Protection shall issue a report to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate containing all findings and determinations, including any recommendations for any legislative or regulatory changes, made in carrying out the study required under subsection (a). (c) Definitions For the purposes of this section, the terms consumer reporting agency and consumer report shall have the meanings given the terms in section 603 of the Fair Credit Reporting Act.