1. Short title This Act may be cited as the Relief for Small Businesses and Nonprofits Act . 2. Loan and obligation payment relief for affected small businesses and nonprofits (a) In general (1) In general During the COVID–19 emergency, a debt collector may not, with respect to a debt of a small business or nonprofit (other than debt related to a federally related mortgage loan)— (A) capitalize unpaid interest; (B) apply a higher interest rate triggered by the nonpayment of a debt to the debt balance; (C) charge a fee triggered by the nonpayment of a debt; (D) sue or threaten to sue for nonpayment of a debt; (E) continue litigation to collect a debt that was initiated before the date of enactment of this section; (F) submit or cause to be submitted a confession of judgment to any court; (G) enforce a security interest through repossession, limitation of use, or foreclosure; (H) take or threaten to take any action to enforce collection, or any adverse action for nonpayment of a debt, or for nonappearance at any hearing relating to a debt; (I) commence or continue any action to cause or to seek to cause the collection of a debt, including pursuant to a court order issued before the end of the 120-day period following the end of the COVID–19 emergency, from wages, Federal benefits, or other amounts due to a small business or nonprofit by way of garnishment, deduction, offset, or other seizure; (J) cause or seek to cause the collection of a debt, including pursuant to a court order issued before the end of the 120-day period following the end of the COVID–19 emergency, by levying on funds from a bank account or seizing any other assets of a small business or nonprofit; (K) commence or continue an action to evict a small business or nonprofit from real or personal property