1. Short title This Act may be cited as the Emergency Relief for Student Borrowers Act of 2020 . 2. Payments for Federal student loan borrowers as a result of a national emergency (a) In general Part G of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1088 et seq.) is amended by inserting after section 493D the following: 493E. Payments for student loan borrowers during the COVID–19 national emergency (a) Definitions In this section: (1) Coronavirus The term coronavirus has the meaning given the term in section 506 of the Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 ( Public Law 116–123 ). (2) Income-driven repayment The term income-driven repayment means— (A) income-based repayment authorized under section 493C for loans made, insured, or guaranteed under part B or part D; or (B) income contingent repayment authorized under section 455(e) for loans made under part D. (3) Involuntary collection The term involuntary collection means— (A) a wage garnishment authorized under section 488A of this Act or section 3720D of title 31, United States Code; (B) a reduction of tax refund by amount of debt authorized under section 3720A of title 31, United States Code; (C) a reduction of any other Federal benefit payment by administrative offset authorized under section 3716 of title 31, United States Code (including a benefit payment due to an individual under the Social Security Act or any other provision described in subsection (c)(3)(A)(i) of such section)