; and (B) provides care directly to an individual in such facility at least 10 days per month. (4) Private education loan The term private education loan has the meaning given such term under section 140(a) of the Truth in Lending Act. 5. Grants for professional training (a) Grant authorized The Secretary of Health and Human Services shall pay to each eligible individual who submits an application under subsection (b), a grant equal to 50 percent of the cost of the tuition and fees for eligible professional training, which may not exceed $1,000 per individual. (b) Application To receive a grant under this section, an eligible individual shall submit an application to the Secretary at such time, in such manner, and containing such information as the Secretary may require, which shall include an agreement to commit to employment, for not less than a 2-year period after receiving the eligible professional training for which the grant is awarded, at a long-term care facility, nursing home facility, skilled nursing facility, or post-acute care facility and at which the individual will provide care directly to an individual in such facility at least 10 days per month for such 2-year period. (c) Repayment (1) In general In the event that an eligible individual fails or refuses to comply with the employment commitment under subsection (b), the sum of the amounts of any grant received by such individual may, upon a determination of such a failure or refusal in such employment commitment, be subject to repayment, together with interest thereon accruing from the date of the grant award, in accordance with terms and conditions specified by the Secretary in regulations under this section. (2) Extenuating circumstances The Secretary may waive any repayment requirement under paragraph (1) in the event of extenuating circumstances. (d) Definitions In this subsection: (1) Eligible individual The term eligible individual means an individual who is employed, and provides the care, as described in section 4(d)(3). (2) Eligible