; (2) sustain kleptocratic methods of maintaining power; (3) export corruption; (4) fund nongovernmental organizations, media organizations, or academic initiatives in the United States to advance the interests of those persons; and (5) otherwise undermine democratic governance in the United States and the partners and allies of the United States. (b) Report Not later than 2 years after the date of enactment of this Act, the Secretary shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report that contains— (1) the results of the study required under subsection (a); and (2) any recommendations for legislative or regulatory action that would address exploitation of the financial system of the United States by foreign authoritarian regimes. 313. Additional studies Not later than 2 years after the date of enactment of this Act, the Comptroller General of the United States shall conduct a study and submit to Congress a report— (1) evaluating the effect of anti-money-laundering and counter-terrorism-financing requirements on individuals and entities, including charities, embassy accounts, money-service businesses, and correspondent banks, that have been subject to categorical de-risking by financial institutions operating in the United States, or otherwise have difficulty accessing or maintaining— (A) relationships in the United States financial system; or (B) certain financial services in the United States, including opening and keeping open an account; (2) evaluating consequences of financial institutions de-risking entire categories of relationships with the persons identified in paragraph (1)