; and (C) by inserting after clause (ii) the following new clause: (iii) contain statistical analyses of the institution’s fair lending performance using data reported under the Home Mortgage Disclosure Act; and ; and (2) in subparagraph (B), by striking clauses (i) and (ii) and inserting clauses (i), (ii), and (iii) . 5. Financial stability considerations for merger transactions (a) Insured depository institutions Section 18(c) of the Federal Deposit Insurance Act ( 12 U.S.C. 1828(c) ), as amended by section 4, is further amended— (1) in paragraph (5)— (A) in subparagraph (A), by striking or at the end; (B) in subparagraph (B), by striking the period at the end and inserting , or ; and (C) by inserting after subparagraph (B) the following new subparagraph: (C) any proposed merger transaction for which the resulting insured depository institution would receive a score greater than 25 on the assessment described in paragraph (17)(B). ; and (2) by adding at the end the following new paragraph: (17) Financial stability In considering the risk to the stability of the United States banking or financial system under paragraph (5), the responsible agency shall— (A) take into account— (i) the insured depository institutions or bank holding companies that might acquire the applicant insured depository institution if the resulting insured depository institution were to fail after consummation of the proposed merger; and (ii) whether such an acquisition would result in greater or more concentrated risks to the stability of the United States banking or financial system; and (B) use the assessment methodology developed by the Basel Committee on Banking Supervision for assessing global systemically important banks. . (b) Bank holding companies (1) Proposed acquisitions, mergers, or consolidations Section 3(c)(7) of the Bank Holding Company Act of 1956 ( 12 U.S.C. 1842(c)(7) ), as amended by section 4, is further amended— (A) by striking In every case, and inserting the following: (A) In general In every case,