; (B) includes an initial assessment to identify individual learning goals and objectives; (C) creates a personal and dynamic learning experience for each individual participant, including ongoing assessments as well as interim milestones related to learning objectives and longer-term goals; and (D) includes modules on student loans, financial aid, budgeting and credit, consumer debt, housing costs, retirement, the importance of emergency savings, banking (including checking and savings accounts), credit use and interest rates, predatory lending practices, privacy, and security, which shall be conducted by or at the direction of the eligible entity. (9) Program Guide The term Program Guide means a guide that includes program policies and procedures, a savings plan agreement template, withdrawal form template, recommended timelines, other key forms, and the structure for implementing and reporting program results for a college match savings program carried out with a grant under this section. (10) Reporting Dashboard The term Reporting Dashboard means a robust online data portal for college match savings programs carried out with a grant under this section that— (A) allows eligible entities to monitor student progress, track achievement, and measure relevant behavioral change; (B) standardizes and facilitates student evaluation across participating institutions; and (C) is in compliance with the requirements of section 444 of the General Education Provisions Act (commonly known as the ‘Family Educational Rights and Privacy Act of 1974’). (11) Success Coaching Model The term Success Coaching Model includes— (A) financial capability training to address budgeting, managing student debt, savings, debit management, credit cards, retirement readiness, and credit reports; (B) college readiness training that provides mentoring to help students be better prepared for the challenges of postsecondary education