; and (2) how a covered individual may— (A) inform the entity of the eligibility of the individual under subsection (a); and (B) submit such reasonable materials deemed necessary to confirm such eligibility. (d) Duties of consumer reporting agencies A consumer reporting agency that receives a credible notification that a covered individual is eligible under subsection (a) shall— (1) notify covered entities of the eligibility of such covered individual; (2) to the extent practicable, inform other consumer reporting agencies of the eligibility of such covered individual; and (3) in the event the credit score of a covered individual was lowered prior to receipt of such credible notification, take all necessary measures to reverse that action and restore the credit score of the covered individual such that it reflects the credit score such covered individual would have received absent the consideration of the nonpayment of a qualified expense or obligation. (e) Enforcement Upon petition by a covered individual, the Bureau may— (1) require a covered entity to make appropriate adjustments to the credit score of the covered individual; and (2) issue a fine or take another enforcement action, as determined by the Bureau. (f) Definitions In this section: (1) Covered entity The term covered entity means an entity that develops a credit score. (2) Covered individual The term covered individual means— (A) an employee of the Federal Government who is furloughed or excepted from furlough during the shutdown; (B) a Federal contractor who, during any lapse in Federal appropriations, is not receiving pay by reason of such lapse