1956 ( 12 U.S.C. 1843(j)(2) ), as amended by section 10, is further amended by adding at the end the following new subparagraph: (M) Citizen standing (i) In general Not later than 10 days after the approval of a notice under this subsection by the Board, or the denial of a request for reconsideration of such notice by the Board, an individual may file a civil action in the appropriate United States district court to review such approval, regardless of whether the individual submitted a comment or otherwise participated in the notice process. (ii) Consideration In any such action, the court shall review de novo the issues presented, consider the matter on an expedited basis, and issue a decision within 30 days. (iii) Costs An individual who files a civil action under this subparagraph may not be required to pay the costs of the Board or any party to the notice that is the subject of the civil action. (iv) Effect on notice The proposed transaction or activity that is the subject of a civil action under this subparagraph may not be commenced or consummated until the court issues a final decision in such action. .