; and (5) require certain reports or records where they have a high degree of usefulness in criminal, tax, or regulatory investigations or proceedings, or in the conduct of intelligence or counterintelligence activities, including analysis, to protect against terrorism. . (b) Anti-Money laundering programs Section 5318 of title 31, United States Code, is amended— (1) in subsection (a)(1), by striking subsection (b)(2) and inserting subsections (b)(2) and (h)(4) ; and (2) in subsection (h)— (A) in paragraph (1)— (i) by inserting and terrorist financing after money laundering ; and (ii) by inserting and combating the financing of terrorism after anti-money laundering ; (B) in paragraph (2)— (i) by striking The Secretary and inserting the following: (A) In general The Secretary