; or (ii) such other percent of such payment as the Secretary and the person whose future payments are to be reduced under paragraph (1) agree would not cause a hardship to the person of the payment. (B) A person whose future payments are to be reduced under paragraph (1) may request, via the administrative process prescribed under subsection (c), the Secretary make a determination under subparagraph (A)(ii) of this paragraph. (4) In the case of an indebtedness that was incurred as a result of an error or failure described in paragraph (2)(A), the Secretary may not deduct under paragraph (1) any amount relating to such indebtedness after the date that is five years after the date on which the debt was incurred. (5) The Secretary may not deduct under paragraph (1) any amount relating to an indebtedness while the existence or amount of such indebtedness is being— (A) disputed under subsection (c); or (B) appealed. (6) The Secretary may not deduct under paragraph (1) any amount if the Secretary determines that the cost that would be incurred by the Department to recover such amount would exceed the amount to be recovered. (7) Paragraphs (2) through (6) shall not apply to payments under chapter 19 of this title. . (2) Due process (A) Minimum period for notice Subsection (b) of such section is amended— (i) by amending paragraph (1) to read as follows: (1) has made reasonable efforts to notify such person of such person's right— (A) to dispute through prescribed administrative processes the existence or amount of such indebtedness; (B) to request a waiver of such indebtedness under section 5302 of this title; and (C) to request the Secretary make a determination under subsection (a)(3)(A)(ii);