; and (2) require an individual who uses financial assistance for a nonallowable expense to remit to the Secretary an amount equal to the amount used for the nonallowable expense. (g) Combination of benefits The Secretary may allow multiple individuals to use financial assistance under the pilot program to establish or operate a single qualified business enterprise. (h) Training The Secretary, in collaboration with the Administrator, shall provide training to individuals participating in the pilot program with respect to the establishment and operation of a business, including how to avoid becoming a victim of predatory lending. (i) Withdrawal from pilot program (1) An individual, upon notice to the Secretary, may withdraw from participation in the pilot program at any time prior to the completion of the three-year period of the program. (2) In the event that an individual withdraws from the pilot program under paragraph (1), the Secretary shall— (A) determine the remaining educational assistance to which the individual is entitled under this chapter; and (B) allow the individual to use such remaining educational assistance in accordance with this chapter. (j) Duration The Secretary shall carry out the pilot program for a period of seven years. (k) Qualified business enterprise defined In this section, the term qualified business enterprise means a business enterprise engaged in lawful activities under— (1) Federal law; or (2) the law of the State in which the business enterprise is located. . (b) Conforming amendment Section 3301 of such title is amended by adding at the end the following new paragraph: (5) The term educational assistance under this chapter does not include financial assistance under section 3328. . (c) Clerical amendment The table of sections at the beginning of chapter 33 of such title is amended by inserting after the item relating to section 3327 the following new item: 3328. Pilot program to allow election to receive financial assistance to establish and operate a small business. .