1. Short title This Act may be cited as the Fair Debt Collection Practices for Servicemembers Act . 2. Enhanced protection against debt collector harassment of members of the Armed Forces (a) Communication in connection with debt collection Section 805 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692c ) is amended by adding at the end the following: (e) Communications concerning servicemember debts (1) Definition In this subsection, the term covered member — (A) has the meaning given the term in section 987(i)(1) of title 10, United States Code; and (B) means an individual who was separated, discharged, or released from duty described in such section 987(i)(1), but only during the 365-day period beginning on the date of separation, discharge, or release. (2) Prohibitions A debt collector may not, in connection with the collection of any debt of a covered member— (A) communicate with any individual above a covered member in the chain of command, including for the purpose of acquiring location information about the covered member; (B) threaten to have the covered member reduced in rank; or (C) threaten to have the covered member’s security clearance revoked. . (b) Unfair practices Section 808 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692f ) is amended by adding at the end the following: (9) The representation to any covered member (as defined under section 805(e)(1)) that failure to cooperate with a debt collector will result in— (A) a reduction in rank of the covered member; (B) a revocation of the covered member’s security clearance; or (C) prosecution under chapter 47 of title 10, United States Code (the Uniform Code of Military Justice). .