1. Community Capital Investment Program Section 4003 of the CARES Act ( 15 U.S.C. 9042 ) is amended by adding at the end the following: (i) Community Capital Investment Program (1) In general The Secretary of the Treasury shall establish a Community Capital Investment Program (the Program ) to support the efforts of community investment institutions to provide loans and forbearance for small businesses, minority-owned businesses, and consumers, especially in low-income and underserved communities, by— (A) providing direct capital investments in community investment institutions; and (B) providing loans to community investment institutions— (i) that are interest-free loans; (ii) that have a loan term of 5 years