; (ii) the first day of the next scheduled pay period following the date of the origination of the covered loan; (iii) the first day of the first full month following the date of the origination of the covered loan; or (iv) April 15, 2020; or (B) with respect to an eligible recipient of a covered loan that suffered a decline in gross receipts of more than 80 percent in 2020 as compared to 2019 or in the 6-month period beginning on the date of the origination of the covered loan as compared to a comparable period, and as determined by the eligible recipient of a covered loan, the 12-month period beginning on— (i) the date of the origination of the covered loan; (ii) the first day of the next scheduled pay period following the date of the origination of the covered loan; (iii) the first day of the first full month following the date of the origination of the covered loan; or (iv) April 15, 2020. (6) Eligible recipient The term eligible recipient — (A) means an individual or entity that— (i) is eligible to receive a loan made under section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ); or (ii) as of February 15, 2020, has not more than 5,000 full-time employees; (B) includes— (i) a nonprofit organization that— (I) as of February 15, 2020, has not more than 5,000 full-time employees; and (II) is not more than 50 percent owned or controlled by a State, local, or Tribal government; (ii) a business concern that— (I) deals in rare coins and stamps; and (II) as of February 15, 2020, has not more than 5,000 full-time employees; and (iii) a business concern that leases or finances equipment to other businesses, if the business concern— (I) as of February 15, 2020, has not more than 5,000 full-time employees; and (II) is not— (aa) a mortgage lender