1. Short title This Act may be cited as the Disaster Protection for Workers’ Credit Act of 2020 . 2. Purpose The purpose of this Act, and the amendments made by this Act, is to protect consumers' credit from negative impacts as a result of financial hardship due to the coronavirus disease (COVID–19) outbreak and future major disasters. 3. Reporting of information during major disasters (a) In general The Fair Credit Reporting Act is amended by inserting after section 605B the following: 605C. Reporting of information during major disasters (a) Definitions In this section: (1) Covered coronavirus disease (COVID–19) outbreak period The term covered coronavirus disease (COVID–19) outbreak period means the period beginning on January 31, 2020, and ending on the later of— (A) 120 days after the date of enactment of this section