1. Short title This Act may be cited as the Prudential Regulator Oversight Act . 2. Annual testimony of prudential regulators (a) In general The Dodd-Frank Wall Street Reform and Consumer Protection Act ( 12 U.S.C. 5301 et seq.) is amended by adding at the end of title VI the following: 629. Annual testimony of prudential regulators (a) Semi-Annual report (1) In general The prudential regulators shall each issue a semi-annual report to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives regarding the efforts, activities, objectives, and plans of the regulator with respect to the conduct of supervision and regulation of depository institution holding companies, depository institutions, and credit unions. (2) Specific contents Each report required under paragraph (1) shall include a description of— (A) the safety and soundness of depository institution holding companies, depository institutions, and credit unions, including capital, liquidity, leverage, stress testing, and living wills, as applicable; (B) the examination and supervision of depository institution holding companies, depository institutions, and credit unions, particularly G–SIBs, including a detailed description of enforcement actions taken during the reporting period, and a description of the regulator’s exercise of all available tools beyond imposing fines to ensure compliance with all applicable laws and regulations, as well as actions to ensure accountability for culpable executives; (C) emerging risks that may affect depository institutions and potential threats to the financial stability of the United States, and any actions the regulator took in coordination with the Office of Financial Research, to identify and mitigate those threats