; and (B) to be eligible for such loan forgiveness, the borrower must apply to the Secretary of Education no later than the date that is 180 days after the date of enactment of the Student Debt Cancellation Act of 2019. . 4. Notice to the public Not later than 15 days after the date of enactment of this Act, the Secretary of Education, in consultation with institutions of higher education and lenders of Federal student loans and private education loans, shall take such actions as may be necessary to ensure that borrowers who have outstanding eligible Federal student loans or outstanding eligible private student loans (as defined in section 459C of the Higher Education Act of 1965, as added by this Act) are aware of the loan forgiveness programs authorized by this Act. Such information shall— (1) be presented in a form that is widely available to the public, especially to borrowers with outstanding Federal and private student loans; (2) be easily understandable; and (3) clearly notify borrowers of eligible private student loans— (A) that borrowers must apply for loan forgiveness under this Act, and must do so no later than the date that is 180 days after the date of enactment of this Act; and (B) of the application process and requirements to apply for forgiveness of eligible private student loans in accordance with this Act.