; and (2) by adding at the end the following: (C) e TOD and mobility projects (i) In general Notwithstanding subparagraph (A), in the case of a project described in clause (ii), the maximum amount of a secured loan under this section shall be 49 percent of the reasonably anticipated eligible project costs. (ii) Project description For purposes of clause (i), a project eligible for the loan described in clause (i) shall be a project certified under section 4(i)(3) of the Promoting Equitable Transit-Oriented Development and Mobility Corridors Act . . (c) Creditworthiness Section 602(a)(2) of title 23, United States Code, is amended by adding at the end the following: (C) Additional creditworthiness factors Notwithstanding subparagraph (A), an applicant may demonstrate creditworthiness under this paragraph by providing— (i) collateral; (ii) the applicant’s audited financial data, including balance sheet, income statement, and cash flow statements; or (iii) cash flow projections from a project. . (d) Direct loans and loan guarantees Section 502(b) of the Railroad Revitalization and Regulatory Reform Act of 1976 ( 45 U.S.C. 822(b) ) is amended— (1) in paragraph (1)(E)— (A) in clause (ii) by striking the semicolon and inserting ; and ; (B) in clause (iii) by striking ; and and inserting a period; and (C) by striking clause (iv); and (2) by striking paragraph (3). (e) Conditions of assistance Section 502(h)(4) of the Railroad Revitalization and Regulatory Reform Act of 1976 ( 45 U.S.C. 822(h)(4) ) is amended by inserting , except that a Federal match shall not be required for any project certified under section 4(i)(3) of the Promoting Equitable Transit-Oriented Development and Mobility Corridors Act or for a project that has dedicated revenues for affordable housing or public transportation. 10. Local infrastructure bank program Section 610 of title 23, United States Code, is amended— (1) in subsection (a)— (A) by inserting or regional infrastructure bank after State infrastructure bank each place that it appears