; and (2) any monthly payment made on a loan for which the liability has been discharged by such first consolidation loan shall not be applicable. . 4630. Requiring a common manual for loan servicers Part G of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1088 et seq.), as amended by this part, is further amended by adding at the end the following: 493F. Requiring a common manual for loan servicers (a) In general Not later than 1 year after the date of enactment of the College Affordability Act , the Secretary shall develop a manual of common procedures and policies for entities with which the Secretary enters into contracts for the origination, servicing, and collection of covered loans, to standardize procedures to ensure consistency of quality and practice across such entities, and a minimum standard of quality and practice, to ensure that borrowers, including individuals pursuing public service loan forgiveness under section 455(m) and teachers, are well served. (b) Updates The Secretary shall update the manual under subsection (a) as frequently as may be necessary, but not less frequently than once every 5 years. (c) Covered loans defined The term covered loans means— (1) loans sold or assigned to the Secretary under part B; (2) loans made or purchased under part D