; and (ii) notify the consumer and the furnisher of the adverse item of information of the deletion. (f) Free credit report and scores (1) In general During the period between the beginning of a covered period and ending 12-months after the end of the covered period, each consumer reporting agency described under section 603(p) and each nationwide specialty consumer reporting agency shall make all disclosures described under section 609 upon request by a consumer, by mail or online, without charge to the consumer and without limitation as to the number of requests. Such a consumer reporting agency shall also supply a consumer, upon request and without charge, with a credit score that— (A) is derived from a credit scoring model that is widely distributed to users by the consumer reporting agency for the purpose of any extension of credit or other transaction designated by the consumer who is requesting the credit score; or (B) is widely distributed to lenders of common consumer loan products and predicts the future credit behavior of a consumer. (2) Timing A file disclosure or credit score under paragraph (1) shall be provided to the consumer not later than— (A) 7 days after the date on which the request is received if the request is made by mail