; and (4) by adding at the end the following: (d) Requirement The Secretary shall comply with subsections (k)(1), (n), and (o) of section 6 of the Real Estate Settlement Procedures Act of 1974 with respect to any single-family loans it holds or services. . (f) Forbearance of residential mortgage loan payments for multifamily properties (5+ units) (1) In general During the COVID–19 emergency, a multifamily borrower experiencing a financial hardship due, directly or indirectly, to the COVID–19 emergency may request a forbearance under the terms set forth in this section. (2) Request for relief A multifamily borrower may submit a request for forbearance under paragraph (1) to the borrower’s servicer, either orally or in writing, affirming that the multifamily borrower is experiencing hardship during the COVID–19 emergency. (3) Forbearance period (A) In general Upon receipt of an oral or written request for forbearance from a multifamily borrower, a servicer shall— (i) document the financial hardship; (ii) provide the forbearance for not less than 180 days; and (iii) provide the forbearance for an additional 180 days upon the request of the borrower at least 30 days prior to the end of the forbearance period described under subparagraph (A). (B) Right to discontinue A multifamily borrower shall have the option to discontinue the forbearance at any time. (4) Renter protections During the term of a forbearance under this section, a multifamily borrower may not— (A) evict a tenant for nonpayment of rent; or (B) apply or accrue any fees or other penalties on renters for nonpayment of rent. (5) Obligation to bring the loan current A multifamily borrower shall bring a loan placed in forbearance under this section current within the earlier of— (A) 12 months after the conclusion of the forbearance period