1. Short title This Act may be cited as the Subsidizing Tenant Arrears Yet Helping Owners with Mortgages Emergency Act of 2020 or the STAY HOME Act of 2020 . 2. Authorization of appropriations In addition to any other amounts made available for fiscal year 2020 for grants under the Emergency Solutions Grants program under subtitle B of title IV of the McKinney-Vento Homeless Assistance Act ( 42 U.S.C. 11371 et seq.), there is authorized to be appropriated $25,000,000,000 for grants under such subtitle made in accordance with this Act to respond to needs arising from the public health emergency relating to Coronavirus Disease 2019 (COVID-19). 3. Eligible activities (a) Payments for rental arrearages Amounts made available pursuant to section 2 of this Act may be used only to provide payments, to avoid eviction, on behalf of eligible households under subsection (b), directly to the owners of dwelling units occupied by such households, in the amount necessary to pay all or a portion of any amount of rent for such dwelling unit past due at the time of such payment and attributable to occupancy at any time during the emergency declared on March 13, 2020, by the President under the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 4121 et seq.) relating to the Coronavirus Disease 2019 (COVID–19) pandemic. (b) Eligible households An eligible household under this section shall be a household that— (1) has an income that does not exceed 120 percent of the median income for the area in which the family resides