their medical bills. 3. Prohibition on surprise balance billing and independent dispute resolution with respect to out-of-network health care services (a) In general Subpart II of part A of title XXVII of the Public Health Service Act ( 42 U.S.C. 300gg et seq.) is amended by adding at the end the following: 2729A. General prohibition on surprise balance billing (a) Surprise medical bill In this title, the term surprise medical bill means a balance bill, as described in subsection (b), that an enrollee receives for services provided to the enrollee where such services were— (1) emergency services provided by an out-of-network health care professional or at an out-of-network facility