II 116th CONGRESS 1st Session S. 2405 IN THE SENATE OF THE UNITED STATES July 31, 2019 Mr. Menendez (for himself, Mr. Booker , Ms. Warren , Mr. Brown , and Mrs. Gillibrand ) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions A BILL To establish additional protections and disclosures for students and cosigners with respect to student loans, and for other purposes.