; (B) the loan term or duration of a student loan; or (C) a student loan being placed in forbearance. (3) Responsibilities of the Private Education Loan Ombudsman (A) Monitoring consumer complaints The Private Education Loan Ombudsman of the Bureau (in this subsection referred to as the Ombudsman ) shall monitor complaints from consumers to assess compliance with the rules issued under paragraph (1) and, if the Ombudsman determines it appropriate, recommend supervisory or enforcement actions to the Director of the Bureau with respect to a person the Ombudsman determines may be in violation of such rules. (B) Recommendations on dispute process The Ombudsman shall issue periodic recommendations to the Director of the Bureau and the Congress on regulatory and statutory changes that the Ombudsman believes would improve the process under this section for disputing information related to student loans that has been furnished to a consumer reporting agency. (4) Monitoring compliance The Director of the Bureau shall monitor compliance with the rules issued under paragraph (1) and, if the Director determines that a person may be in violation of such rules, take such supervisory or enforcement actions as the Director determines appropriate. (5) Student loan defined In this subsection, the term student loan means— (A) a private education loan, as defined in section 140(a) of the Truth in Lending Act; and (B) a loan made, insured, or guaranteed under title IV of the Higher Education Act of 1965.