; and and inserting the option of repaying the loan in accordance with a repayment plan described in paragraph (9)(C) established by the lender in accordance with regulations of the Secretary; and ; and (2) in paragraph (9), by adding at the end the following: (C) Selection of repayment plans on and after July 1, 2021 (i) Opportunity to change repayment plans Notwithstanding any other provision of this paragraph, or any other provision of law, and in accordance with regulations, beginning on July 1, 2021, the lender shall offer a borrower of a loan made, insured, or guaranteed under this part the opportunity to change repayment plans, and to enroll in one of the following repayment plans: (I) A fixed repayment plan described in section 493E. (II) The income-based repayment plan under section 493C(f). . (b) Assignment by the Secretary Section 428(m) of the Higher Education Act of 1965 ( 20 U.S.C. 1078(m) ) is amended— (1) in the subsection heading, by striking Income-contingent and ; (2) by amending paragraph (1) to read as follows: (1) Authority of secretary to require The Secretary may require borrowers who have defaulted on loans made under this part that are assigned to the Secretary under subsection (c)(8) to repay those loans under the income-based repayment plan under section 493C(f).