; (B) in the first sentence, by inserting (including an organization) after person ; (C) in the second sentence— (i) by inserting (including an organization) after any person ; and (ii) by inserting and may appropriately receive such payments on behalf of the claimant after claimant ; and (D) by adding at the end the following: (2) If the Office determines that direct payment of a benefit to an individual mentally incompetent or under other legal disability would cause substantial harm to the individual, the Office may defer or suspend direct payment of the benefit until such time as the appointment of a representative payee is made. . (2) FERS Section 8466(c) of title 5, United States Code, is amended— (A) by inserting (1) after (c) ; (B) in the first sentence, by inserting (including an organization) after person ; (C) in the second sentence— (i) by inserting (including an organization) after any person ; and (ii) by inserting and may appropriately receive such payments on behalf of the claimant after claimant ; and (D) by adding at the end the following: (2) If the Office determines that direct payment of a benefit to an individual mentally incompetent or under other legal disability would cause substantial harm to the individual, the Office may defer or suspend direct payment of the benefit until such time as the appointment of a representative payee is made. . (d) Limitations on appointments of representative payees (1) CSRS Section 8345 of title 5, United States Code, is amended by inserting after subsection (e) the following: (f) The Office may not authorize a person to receive payments on behalf of a minor or individual of legal disability under subsection (e) if that person has been convicted of a violation of— (1) section 8345a or 8466a; (2) section 208 or 1632 of the Social Security Act ( 42 U.S.C. 408 and 1383a)