; and (B) in paragraph (2)— (i) by striking , (b), and (c) and inserting and (b) ; and (ii) in the paragraph heading by striking Temporary and permanent schedules and inserting Permanent Schedule ; and (7) in subsection (d), as redesignated by paragraph (5), by striking (c), or (e) and inserting or (c) . (b) Safeguard exceptions Section 604 of the Expedited Funds Availability Act ( 12 U.S.C. 4003 ) is amended— (1) in subsection (a)— (A) in paragraph (1)— (i) in the matter following subparagraph (D) by striking on the business day after the business day on which such cash or funds are deposited or, in the case of a wire transfer, on the business day after the business day on which and inserting in real time after such cash or funds are deposited or, in the case of a wire transfer, in real time after ; and (ii) in the paragraph heading by striking Next Business Day and inserting Real Time ; (B) in paragraph (2)— (i) by striking , 603(c), ; and (ii) by striking 603(e) and inserting 603(c) ; and (C) by striking paragraph (3)(B) and inserting the following: (B) any such funds deposited in excess of such amount shall be available for withdrawal in real time. ; (2) in subsection (b) by striking (c), or (e) and inserting or (c) ; (3) in subsection (c)(1) by striking (c), and (e) and inserting and (c) ; and (4) in subsection (d) by striking (c), and (e) and inserting and (c) . (c) Miscellaneous provisions Section 607 of the Expedited Funds Availability Act ( 12 U.S.C. 4006 ) is amended— (1) by striking subsections (a) and (b); and (2) by redesignating subsections (c) through (f) as subsections (a) through (d), respectively. (d) Regulations and reports by Board Section 609 of the Expedited Funds Availability Act ( 12 U.S.C. 4008 ) is amended— (1) by striking subsections (d) and (f)