; and (C) provide in writing, in both English and Spanish, to any borrower whose payments on the covered mortgage loan are or become 31 days delinquent, a notification that— (i) the borrower may be eligible for forbearance under this section; (ii) the borrower can seek language assistance and general help through a housing counseling agency certified by the Department of Housing and Urban Development; (iii) provides information on how to find a counseling agency described in clause (ii); and (iv) shall be provided not later than the 45th day of the delinquency of the borrower. (8) Certain treatment under RESPA During any period of time that a borrower is in forbearance, has not yet received an offer under subsection (d)(2) or a notice of the determination of the servicer under subsection (d)(3), as applicable, or whose first payment due under an offer under subsection (d)(2) is not yet past due— (A) for purposes of section 1024.41 of title 12, Code of Federal Regulations (or any successor regulation), any delinquency on the mortgage loan shall be tolled