I 116th CONGRESS 2d Session H. R. 6241 IN THE HOUSE OF REPRESENTATIVES March 12, 2020 Mr. Hill of Arkansas (for himself and Mr. McHenry ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Electronic Fund Transfer Act to allow for touchless transactions, and for other purposes.

1. Short title This Act may be cited as the Touchless Transactions Act of 2020 . 2. Touchless transactions Section 921 of the Electronic Fund Transfer Act ( 15 U.S.C. 1693o–2 , relating to Reasonable fees and rules for payment card transactions ) is amended by adding at the end the following new section: (e) Touchless transactions (1) In general Any person who allows for a swipe, dip, or tap transaction to initiate an electronic fund transfer that is a point-of-sale transfer shall not be required to capture a signature of an individual. (2) Enforcement Notwithstanding any other provision of this title, the Federal Trade Commission shall be authorized to enforce the requirements of this subsection in the manner provided under section 918(c). .