; (3) the term covered period means the 8-week period beginning on the date of the origination of a covered loan; (4) the term covered rent obligation means rent obligated under a leasing agreement in force before February 15, 2020; (5) the term covered utility payment means payment for a service for the distribution of electricity, gas, water, transportation, telephone, or internet access for which service began before February 15, 2020; (6) the term eligible recipient means the recipient of a covered loan; (7) the term expected forgiveness amount means the amount of principal that a lender reasonably expects a borrower to expend during the covered period on the sum of any— (A) payroll costs; (B) payments of interest on any covered mortgage obligation (which shall not include any prepayment of or payment of principal on a covered mortgage obligation); (C) payments on any covered rent obligation; and (D) covered utility payments