; and (III) does not include assets directly or indirectly acquired by unlawful means, including any cash proceeds of indebtedness secured by such assets. (iii) Certifier The term certifier means a person providing a certification for any entity under this paragraph who is in a position of substantive authority for the management or operations of the entity, including a principal executive officer or a principal financial officer, with knowledge of such entity’s policies and procedures related to compliance with the requirements under this paragraph. (iv) Full-time employment The term full-time employment means employment in a position that requires at least 35 hours of service per week at any time, regardless of who fills the position. (v) New commercial enterprise The term new commercial enterprise means any for-profit organization formed in the United States within 5 years after the earlier of the application for approval of an investment or the submission of a petition under this paragraph, for the ongoing conduct of lawful business, including a partnership (whether limited or general), corporation, limited liability company, or other entity that receives, or is established to receive, capital investment from investors under this paragraph. (vi) Persons involved with a regional center, new commercial enterprise, or affiliated job-creating entity The term persons involved with respect to a regional center, a new commercial enterprise, or any affiliated job-creating entity means a person directly or indirectly in a position of substantive authority to make operational or managerial decisions over or to legally bind such entities. A person may be in a position of substantive authority if the person serves as the principal, representative, administrator, owner, officer, board member, manager, executive, or general partner of the regional center, new commercial enterprise, or affiliated job-creating entity, respectively. (vii) Rural area The term rural area means any area that, based on the most recent decennial