program to deal with the COVID-19 virus means any program created by the Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 ( Public Law 116–123 ), the Families First Coronavirus Response Act ( Public Law 116–127 ), or the Coronavirus Aid, Relief, and Economic Security Act ( Public Law 116–136 ) and any program established by the Federal Government or any State, local, tribal, or territorial government for the purpose of reducing the economic dislocation caused by the spread of COVID-19. (b) Loan covenant The term loan covenant means any provision which allows or requires the acceleration of repayments due under any loan agreement, or which reduces the availability of funds under a line of credit, due to any act or omission of the borrower or any entity related to the borrower. Loan covenant includes any provision which accelerates repayment under a loan, or reduces the amount that may be borrowed under a line of credit, because the borrower's total liabilities or current liabilities exceed any benchmark, or any percentage of the borrower's assets, revenues, equity, or other benchmark.