; (2) the government of such recipient country is respecting that country’s constitution and upholds democratic values such as freedom of religion, freedom of speech, freedom of the press, the rule of law, and the rights of minorities; and (3) the recipient country has demonstrated fiscal stability, a commitment to a free market economy, and the financial capacity to meet the terms of the loan proposed to be provided by the United States. (c) Repayment A loan made under the authority provided by subsection (a) shall be repaid in not more than 12 years, but may include a grace period of up to one year on the repayment of the principal. (d) Appropriate congressional committees defined In this Act, the term appropriate congressional committees means— (1) the Committee on Foreign Affairs and the Committee on Appropriations of the House of Representatives; and (2) the Committee on Foreign Relations and the Committee on Appropriations of the Senate.