1. Short title This Act may be cited as the Medicare Crisis Program Act of 2020 . I Medicare 101. COVID–19 Medicare enrollment option (a) In general Title XVIII of the Social Security Act ( 42 U.S.C. 1395c et seq.) is amended by adding at the end the following new section: 1899C. COVID–19 Medicare enrollment option (a) Option (1) Eligibility Every individual who meets the requirements described in paragraph (2) shall be eligible to enroll under this section. (2) Requirements For purposes of paragraph (1), the requirements described in this paragraph are the following: (A) The individual— (i) experienced a loss of, or reduction in, employment during the specified period (as defined in subsection (h)) and was approved for unemployment benefits relating to such loss or reduction in the State in which such individual resides; or (ii) is the spouse, child, or other dependent of an individual described in clause (i). (B) The individual is not— (i) otherwise entitled to benefits under part A or eligible to enroll under part A or part B; (ii) enrolled under a Federal health care program (as defined in section 1128B(f)) or the program established under chapter 89 of title 5, United States Code; (iii) enrolled under an eligible employer-sponsored plan (as defined in section 5000A(f)(2) of the Internal Revenue Code of 1986), but only if such plan— (I) includes the essential health benefits package (as defined in section 1302(a) of the Patient Protection and Affordable Care Act); and (II) the employee’s required contribution (within the meaning of section 5000A(e)(1)(B) of such Code, except that such contribution shall be determined with respect to self-only or family coverage, as applicable to the employee) with respect to the plan does not exceed the percentage specified in section 36B(c)(2)(C)(i)(II) of such Code for the applicable year