; or (bb) economic abuse (including behaviors that control such borrower’s ability to acquire, use, and maintain access to money, credit, or the joint financial obligations of both borrowers); (II) the individual borrower certifies, on a form approved by the Secretary, that such borrower is unable to reasonably reach or access the loan information of the other individual borrower; or (III) the Secretary determines that authorizing each individual borrower to apply separately under subparagraph (A) would be in the best fiscal interests of the Federal Government. (C) Borrower eligibility Notwithstanding section 428C(a)(3)(A), the Secretary shall award a consolidation loan under this part to each borrower who— (i) applies for such loan under subparagraph (A); and (ii) meets the requirements of subparagraphs (A) and (B). (3) Consumer Reporting Agencies Upon obtaining a Federal Direct Consolidation Loan that discharges the liability on a defaulted loan made, insured, or guaranteed under this title, the Secretary, guaranty agency, or other holder of the loan shall request any consumer reporting agency to which the Secretary, guaranty agency or holder, as applicable, reported the default of the loan, to remove any adverse item of information relating to a delinquent or defaulted loan made, insured, or guaranteed under this title from the borrower’s credit history. . (i) Repeal of subsidized loan usage limitation Subsection (q) of section 455 of the Higher Education Act of 1965 ( 20 U.S.C. 1087e ) is repealed. 4303. Amendments to terms and conditions of public service loan forgiveness Section 455(m) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(m) ) is amended— (1) in paragraph (1)— (A) in subparagraph (A)— (i) by striking or at the end of clause (iii); (ii) in clause (iv), by striking and ; and (iii) by adding at the end the following: (v) payments under the income-based repayment plan under section 493C(f); or (vi) payments under the fixed repayment plan described in section 493E; and