; (ii) an impact credit union; (iii) an impact bank; and (iv) a minority depository institution, as defined under section 308 of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 ( 12 U.S.C. 1463 note). (B) Credit union The term credit union has the meaning given the terms State credit union and Federal credit union under section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 ). (C) Impact credit union The term impact credit union means a credit union that— (i) has total consolidated assets of less than $10,000,000,000; and (ii) extends at least 50 percent of the loans extended by the credit union to borrowers who are low-income borrowers, as determined by the Secretary. (D) Impact bank The term impact bank means a depository institution (as defined under section 3 of the Federal Deposit Insurance Act) that— (i) has total consolidated assets of less than $10,000,000,000