1. Short title This Act may be cited as the Security After Sandy Act . 2. Community disaster loan forgiveness Notwithstanding any other provision of law, repayment shall be canceled for all uncollected amounts owed with respect to loans made by the Federal Government between January 1, 2006, and January 1, 2020, under section 417 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5184 ) with respect to any major disaster declared under section 401 of such Act. 3. Waiver of debt (a) In general Notwithstanding subchapter II of chapter 37 of title 31, United States Code, the Administrator of the Federal Emergency Management Administration, the Secretary of Housing and Urban Development, and the Administrator of the Small Business Administration— (1) subject to paragraph (2), shall waive a debt owed to the United States related to covered assistance provided to an individual or household if— (A) such debt owed is a result of an unauthorized use of funds for such covered assistance; and (B) the use of funds related to the same recovery for which the covered assistance was provided; and (2) may not waive a debt under paragraph (1) if the debt involves fraud by the debtor. (b) Covered assistance defined In this section, the term covered assistance means Federal assistance provided in relation to a major disaster declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5170 ) between January 1, 2006, and January 1, 2020.