; and (B) in subparagraph (C)— (i) in clause (ii)(I), by inserting or emergency room after emergency department ; and (ii) in subparagraph (C)(ii)(II), by adding, a deductible, after (expressed as ; and (2) in paragraph (2)(B)— (A) in clause (i)— (i) by inserting or freestanding emergency room after hospital ; and (ii) by inserting or emergency room after emergency department ; and (B) in clause (ii), by inserting or emergency room after hospital . 102. Protection against surprise bills (a) PHSA Section 2719A of the Public Health Service Act ( 42 U.S.C. 300gg–19a ) is amended by adding at the end the following: (e) Coverage of certain out-of-Network services (1) In general Subject to subsection (h), in the case of an enrollee in a group health plan or group or individual health insurance coverage who receives out-of-network, ancillary, non-emergency services at an in-network facility, including any referrals for diagnostic services— (A) the cost-sharing requirement (expressed as a copayment amount, coinsurance rate, or deductible) with respect to such services shall be the same requirement that would apply if such services were provided by an in-network practitioner, and any coinsurance or deductible shall be based on in-network rates