; and (2) enter into contracts with departments, agencies, and instrumentalities of the Federal Government, State agencies, and private firms, institutions, and agencies, for the conduct of research or surveys, the preparation of reports, and other activities necessary for the discharge of the duties of the Commission, to the extent or in such amounts as are provided in appropriations Acts. 20107. Termination The Commission shall terminate 90 days after the date on which the Commission submits its report to the Congress under section 20103(c). 20108. Authorization of appropriations To carry out the provisions of this subtitle, there are authorized to be appropriated $12,000,000. B Today’s American Dream 20201. Short title This subtitle may be cited as the Today’s American Dream Act . 1 Retail Redlining and Food Deserts 20211. Economic growth, retention, and recruitment of commercial investment in economically underserved communities The Small Business Investment Act of 1958 ( 15 U.S.C. 661 et seq.) is amended by adding at the end the following new title: VIII ECONOMIC GROWTH, RETENTION, AND RECRUITMENT OF COMMERCIAL INVESTMENT IN ECONOMICALLY UNDERSERVED COMMUNITIES 811. Purpose The purpose of this title is to assist with the economic growth of economically underserved communities that have potential for strong Class 1 commercial investment, but that continue to have a difficult time recruiting Class 1 commercial investment. 812. Grant program (a) Authorization From amounts appropriated under section 814, the Administrator shall make grants on a competitive basis to an eligible community for— (1) the creation of a grant program or revolving loan fund program (or both) that helps develop financing packages for Class 1 commercial investment in the community; (2) lowering real estate property tax rates in the community; (3) conducting community-wide market analysis to help recruit and retain Class 1 commercial investment