; (3) in Wisconsin, Social Security Disability claimants with representation succeed up to 70 percent of the time while unrepresented claimants succeed only 30 to 55 percent of the time; and (4) nationwide, only 14 percent of defendants in debt collection proceedings have attorneys (compared with 99 percent of plaintiffs) and defendants with an attorney are significantly more likely to prevail (including 10 times more likely to prevail in Virginia); Whereas investing in civil legal aid provides enormous cost savings to States, including that— (1) in 2016, Florida saved $60,400,000 by providing civil legal services, including $2,900,000 in avoided costs of emergency shelter, $50,600,000 in avoided foreclosure costs, and $6,900,000 in avoided costs associated with domestic violence; (2) for every $1 spent on civil legal aid for housing cases in Massachusetts in 2014 the Commonwealth saved $2.69 on other services, including emergency shelter, health care, foster care, and law enforcement, and by providing legal services to survivors of domestic violence, Massachusetts saved $2 for each $1 spent that year; (3) in 2011, a $53,600,000 investment in civil legal services in Pennsylvania created 2,643 jobs and yielded $594,000,000 in income and cost savings for residents, including a $25,000,000 savings in emergency shelter costs and an influx of $118,000,000 in Social Security benefits for low-income residents; and (4) in 2008, civil legal aid in Missouri helped 130 low-income families avoid homelessness, saving the State $1,500,000 in emergency shelter costs, and that aid provided representation in domestic violence proceedings that saved the State $2,200,000 in avoided costs, including costs relating to medical care for injuries, police resources, and counseling for affected children; Whereas every State has enacted legislation to guarantee counsel for some types of civil proceedings, most commonly child welfare and mental health proceedings, but the reach of these laws is very limited