1. Short title This Act may be cited as the Coronavirus Emergency Borrower Defense Act of 2020 or the Coronavirus E-BD Act of 2020 . 2. Emergency borrower defense (a) Emergency borrower defense An eligible borrower, or parent borrower who took out an eligible loan on behalf of an eligible borrower, shall be entitled to relief on such loan pursuant to this section. (b) Eligible borrower; eligible loan In this section: (1) Eligible borrower (A) In general The term eligible borrower means— (i) a borrower covered by Department of Education findings made on or before the date of enactment of this section against an institution of higher education for job placement rate misrepresentation; (ii) a borrower on whose behalf a State attorney general has asserted a right to borrower defense discharge if the assertion was made by the State attorney general to the Secretary of Education on or before the date of enactment of this section; or (iii) a borrower who— (I) was subject to a misrepresentation made by the institution of higher education that the borrower attended related to guaranteed employment or transferability of credits where such misrepresentation was established by the Department of Education in findings made on or before the date of enactment of this section; and (II) has asserted being subject to such misrepresentation in a borrower defense application to the Secretary of Education. (B) Eligibility A borrower— (i) described in clause (i) or (ii) of subparagraph (A), shall be an eligible borrower whether or not the borrower has applied for borrower defense and whether or not the borrower's claim has been adjudicated, if the borrower has not previously received complete relief on the eligible loan based on the borrower defense