; (B) includes a home described in subparagraph (A) without regard to whether the home was built before, on, or after the date on which the construction and safety standards established under section 604 of that Act ( 42 U.S.C. 5403 ) became effective; and (C) shall not include any self-propelled recreational vehicle. (4) Manufactured housing community The term manufactured housing community means a community comprised primarily of manufactured homes used primarily for residential purposes. (5) Public housing agency The term public housing agency has the meaning given the term in section 3(b) of the United States Housing Act of 1937 ( 42 U.S.C. 1437a(b) ). (6) Secretary The term Secretary means the Secretary of Housing and Urban Development. (7) State The term State means— (A) a State; (B) the District of Columbia; (C) the Commonwealth of Puerto Rico; and (D) any other territory or possession of the United States. I Homeownership 101. Direct down payment assistance (a) Definitions In this section: (1) Eligible household The term eligible household means a household with an income that is less than 140 percent of the area median income. (2) Share equity home; shared equity homeownership program The terms shared equity home and shared equity homeownership program have the meanings given those terms in section 105(a). (b) Establishment The Secretary shall establish a program to provide grants to State housing finance agencies to establish new or supplement existing down payment assistance programs for eligible households located within the State. (c) Requirements for eligible households An eligible household receiving assistance from a grant provided under this section shall— (1) participate in housing counseling provided by— (A) an organization approved by the Department of Housing and Urban Development; or (B) a culturally specific nonprofit organization