1. Short title This Act may be cited as the Federal Employee Credit Score Protection Act of 2019 . 2. Prohibition on lowering the credit scores of covered individuals (a) In general The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended by adding at the end the following new sections: 630. Prohibitions relating to credit scores during a shutdown (a) In general Subject to subsection (b), a covered entity may not lower the credit score of a covered individual who fails to pay any qualified expense or obligation during the period beginning on the first day of a shutdown and ending on the date that is 60 days after the date on which the shutdown ends, if the covered individual pays the qualified expense or obligation within such period. (b) Requirements and Procedures (1) Identification A covered entity shall, to the extent practicable, identify covered individuals eligible under subsection (a). (2) Assistance from the Office of Personnel Management The Director of the Office of Personnel Management shall, to the extent practicable, assist covered entities in identifying covered individuals. (3) Notification by individuals Not later than 1 year after the date that is 60 days after the date on which a shutdown ends, a covered individual may notify a covered entity that the covered entity may not lower the credit score of the covered individual pursuant to subsection (a), and if such credit score has been lowered, such covered individual may seek a reversal of that action. (c) Notification by entities A covered entity shall notify the public— (1) of the requirement described under subsection (a); and (2) how a covered individual may— (A) inform the entity of the eligibility of the individual under subsection (a)