; and (ii) is a borrower of an eligible Federal student loan, an eligible private student loan, or both; and (B) determine the qualified loan amount of the applicant, if the application is approved, including the amount described in section 2(b)(2)(B) . (3) Determination Not later than 30 days after the date on which the Secretaries concerned receive an application from an individual in accordance with this Act, the Secretaries concerned shall— (A) confirm that such individual is a frontline health care worker who is a borrower of an eligible Federal student loan, an eligible private student loan, or both, then notify the individual of such confirmation, and grant the individual loan forgiveness in accordance with section 2; or (B) determine that such individual is not a frontline health care worker who is a borrower of an eligible Federal student loan, an eligible private student loan, or both, then deny such application, and provide a notification to the individual that includes— (i) that the application was denied; (ii) the reason for such denial