1. Short title This Act may be cited as the Payment Choice Act of 2019 . 2. Findings Congress finds the following: (1) Section 5103 of title 31, United States Code, provides that United States coins and currency are legal tender for all debts, public charges, taxes, and dues . (2) A growing number of retail establishments, across the nation, have adopted cashless policies , declaring that they refuse to accept United States cash payment from their customers and, instead, require that payment for the goods and services offered by such retailers be made only with credit cards, debit cards, or digital payment methods that result in electronic transfers of funds to the retailer. 3. Retail businesses prohibited from refusing cash payments (a) In general Subchapter I of chapter 51 of title 31, United States Code, is amended by adding at the end the following: 5104. Retail businesses prohibited from refusing cash payments (a) In general No person selling or offering goods or services at retail to the public may— (1) refuse to accept United States legal tender of cash as payment for goods or services; (2) post signs or notices in, on, or about the business premises of such person stating that cash payment is not accepted; or (3) charge a higher price to any customer who pays by cash than customarily is charged to a customer using other forms of payment. (b) Exception Subsection (a) shall not apply to any goods or services sold to the public by telephone, mail, or internet. (c) Enforcement (1) Preventative relief Whenever any person has engaged, or there are reasonable grounds to believe that any person is about to engage in any act or practice prohibited by this section, a civil action for preventive relief, including an application for a permanent or temporary injunction, restraining order, or other order may be brought against such person. (2) Civil penalties Any person who violates this section shall— (A) be liable for actual damages; (B) be fined not more than $2,500 for a first offense