; (II) requesting different loan amounts than the recommended loan amounts; and (III) declining aid offered. (ii) Information on when and how direct costs to the institution must be paid. (iii) A disclosure that verification of financial circumstances may require the student to submit further documentation. (iv) Information about where a student or the student’s family can seek additional information regarding the financial aid offered, including contact information for the institution’s financial aid office and the Department of Education’s website on financial aid. (G) Additional information If in consultation with the heads of relevant Federal agencies, including the Secretary of the Treasury and the Director of the Bureau of Consumer Financial Protection, the Secretary determines the inclusion of additional information is necessary (based on the results of the consumer testing under paragraph (7)(B)) so that students and parents can make informed loan borrowing decisions, this information shall be included. Such information may include— (i) the most recent cohort default rate, as defined in section 435(m) with respect to an institution where more than 30 percent of enrolled students borrow loans to pay for their education, and a comparison to the national average cohort default rate; (ii) the percentage of students at the institution who borrow student loans; (iii) the median loan debt at graduation for students at the institution (clearly marked as including only Federal loans if private loan data are not available to be included); (iv) the estimated monthly loan payment based on— (I) the median loan debt at graduation calculated under clause (iii) and the standard repayment plan; and (II) the median loan debt at graduation calculated under clause (iii) and the median payment for various example salaries under the Income Contingent Repayment plan known as Revised Pay As You Earn