; (3) the Secretary may, at any time, seek repayment from or reimburse any insurer, based on estimates of insured losses under the Program, to effectuate the insured loss sharing provisions in section 4; and (4) the Secretary will determine any final netting of payments under the Program, including payments owed to the Federal Government from any insurer and any Federal share of compensation for insured losses owed to any insurer, to effectuate the insured loss sharing provisions in section 4. (c) Consultation The Secretary shall consult with the NAIC, as the Secretary determines appropriate, concerning the Program. (d) Contracts for Services The Secretary may employ persons or contract for services as may be necessary to implement the Program. (e) Submission of Premium Information (1) In general The Secretary shall annually compile information on the business interruption insurance premium rates of insurers for the preceding year. (2) Access to information To the extent that such information is not otherwise available to the Secretary, the Secretary may require each insurer to submit to the NAIC business interruption insurance premium rates, as necessary to carry out paragraph (1), and the NAIC shall make such information available to the Secretary. (3) Availability to congress The Secretary shall make information compiled under this subsection available to the Congress, upon request. (f) Reporting of Business Interruption Insurance Data (1) Authority Beginning upon the date of the enactment of this Act, in each calendar year, the Secretary shall require participating insurers to submit to the Secretary such information regarding losses of such insurers, under insurance coverage for business interruption, resulting from public health emergencies as the Secretary considers appropriate to analyze the effectiveness of the Program, which shall include information regarding— (A) lines of insurance with exposure to such losses; (B) premiums earned on such coverage; (C) geographical location of exposures