; or (B) be subject to insurance fees from the Corporation that are greater than insurance fees for typical demand deposits not obtained, directly or indirectly, by or through any deposit broker (commonly known as core deposits ). (5) Modifications (A) In general The Secretary shall provide a 3-month period for public notice and comment before making any material change to the operation of the Program. (B) Exception The requirements of subparagraph (A) shall not apply if the Secretary makes a material change to the Program to comply with safety and soundness standards or other law. (6) Termination (A) By covered bank A covered bank selected for participation in the Program pursuant to paragraph (3) may terminate participation in the Program by providing the Secretary a notification 60 days prior to termination. (B) By Secretary The Secretary may terminate the participation of a covered bank in the Program if the Secretary determines the covered bank— (i) violated any terms of participation in the Program; (ii) failed to comply with Federal bank secrecy laws, as documented in writing by the primary regulator of the covered bank; (iii) failed to remain well capitalized; or (iv) failed comply with safety and soundness standards, as documented in writing by the primary regulator of the covered bank. (7) Definitions In this subsection: (A) Corporation The term Corporation means the Federal Deposit Insurance Corporation. (B) Covered bank The term covered bank means— (i) a minority depository institution that is regulated by the Corporation or the National Credit Union Administration that is well capitalized (as defined in section 38(b) of the Federal Deposit Insurance Act ( 12 U.S.C. 1831o(b) ))