; (C) ensure equal access for individuals with disabilities and individuals with limited English proficiency; and (D) publish the plan in a manner that affords residents, affected local governments, and other interested parties a reasonable opportunity to examine the contents of the plan and provide feedback. (3) Approval The Secretary shall, by regulation, specify criteria for the approval of a plan submitted under paragraph (1), including approval of substantial amendments to the plan. (4) Disapproval The Secretary shall disapprove a plan or substantial amendment to a plan submitted under paragraph (1) if a plan or substantial amendment does not meet the approval criteria. (5) Resubmission The Secretary shall permit a grantee to revise and resubmit a plan that the Secretary disapproves under paragraph (4). (6) Timing The Secretary shall approve or disapprove a plan submitted under paragraph (1) not later than 90 days after the date on which the plan is submitted to the Secretary. (e) Financial controls (1) Compliance system The Secretary shall develop and maintain a system to ensure that each grantee has in place— (A) proficient financial controls and procurement processes; (B) adequate procedures to ensure that amounts made available under this section provide the broadest benefit possible to eligible families and individuals that are approved for assistance; (C) adequate procedures to— (i) ensure timely expenditure of funds; and (ii) detect and prevent waste, fraud, and abuse of funds