; and (4) to the extent possible, such a program should be uniform throughout the intelligence community and publicly promoted by each element of the intelligence community to both current employees of the element as well as to prospective employees of the element. (b) Report on potential intelligence community-Wide program (1) In general Not later than 180 days after the date of the enactment of this Act, the Director of National Intelligence, in cooperation with the heads of the elements of the intelligence community and the heads of any other appropriate department or agency of the Federal Government, shall submit to the congressional intelligence committees a report on potentially establishing and carrying out an intelligence community-wide program for student loan repayment, student loan forgiveness, financial counseling, and related matters, as described in subsection (a). (2) Matters included The report under paragraph (1) shall include, at a minimum, the following: (A) A description of the financial resources that the elements of the intelligence community would require to establish and initially carry out the program specified in paragraph (1). (B) A description of the practical steps to establish and carry out such a program. (C) The identification of any legislative action the Director determines necessary to establish and carry out such a program. (c) Annual reports on established programs (1) Covered programs defined In this subsection, the term covered programs means any loan repayment program, loan forgiveness program, financial counseling program, or similar program, established pursuant to title X of the National Security Act of 1947 ( 50 U.S.C. 3191 et seq.) or any other provision of law that may be administered or used by an element of the intelligence community. (2) Annual reports required Not less frequently than once each year, the Director of National Intelligence shall submit to the congressional intelligence committees a report on the covered programs. Each such report shall include, with