; and (iv) by striking in furnishing the information and inserting in furnishing such information or enforcement services . (3) Conforming amendment Section 469A(a) of such Act ( 42 U.S.C. 669a(a) ) is amended by inserting section 452(l) or before section 466(a)(17)(A) . (c) Allowing single-State financial institutions To participate in the financial institution data match Section 466(a)(17)(A)(i) of such Act ( 42 U.S.C. 666(a)(17)(A)(i) ) is amended by striking in the case of financial institutions doing business in two or more States . (d) Report on withholding practices for independent contractors Not later than December 30, 2020, the Comptroller General of the United States shall issue a report on State rules and practices in relation to income withholding for nonemployees and how they are similar to or different from those applicable to employees under the Consumer Credit Protection Act ( 15 U.S.C. 1601 et seq.). (e) Effective date (1) In general Subject to paragraph (2), the amendments made by this section take effect on January 1, 2021. (2) Delay if State legislation required In the case of a State plan under part D of title IV of the Social Security Act ( 42 U.S.C. 651 et seq.) which the Secretary of Health and Human Services determines requires State legislation in order for the respective plan to meet the additional requirements imposed by the amendments made by this section, the respective plan shall not be regarded as failing to comply with the requirements of such part solely on the basis of its failure to meet such additional requirement before the first day of the first calendar quarter beginning after the close of the first regular session of the State legislature that begins after the date of enactment of this section. For purposes of the previous sentence, in the case of a State that has a 2-year legislative session, each year of the session shall be considered to be a separate regular session of the State legislature.