; (2) financial crime patterns and trends; (3) the high-level context for why AML and CFT programs are necessary for law enforcement agencies and other national security agencies, and what risks the programs seek to mitigate; and (4) de-risking and its effect on the provision of financial services. (b) Training materials and standards The Council shall establish uniform training materials and standards for use in the training required under subsection (a). . 203. Sharing of compliance resources (a) In general Section 5318 of title 31, United States Code, is amended by adding at the end the following: (o) Sharing of compliance resources (1) Sharing permitted Two or more financial institutions may enter into collaborative arrangements in order to more efficiency comply with the requirements of this subchapter. (2) Outreach The Secretary of the Treasury and the appropriate supervising agencies shall carry out an outreach program to provide financial institutions with information, including best practices, with respect to the sharing of resources described under paragraph (1). . (b) Rule of construction The amendment made by subsection (a) may not be construed to require financial institutions to share resources. 204. GAO Study on feedback loops (a) Study The Comptroller General of the United States shall carry out a study on— (1) practices within the United States Government for providing feedback ( feedback loop ) to relevant parties (including regulated private entities) on the usage and usefulness of personally identifiable information ( PII ), sensitive-but-unclassified ( SBU ) data, or similar information provided by such parties to Government users of such information and data (including law enforcement or regulators)