; and (B) the period by which a monthly stipend is extended under section 3680(a)(2)(B) of this title. (2) (A) An individual described in paragraph (2) who transfers fewer than 12 credits from a program of education that is disapproved as described in subsection (b)(1)(B) shall be deemed to be an individual who did not receive such credits, as described in subsection (b)(2), except that the period for which such individual's entitlement is not charged shall be the entire period of the individual's enrollment in the program of education. In carrying out this subparagraph, the Secretary, in consultation with the Secretary of Education, shall establish procedures to determine whether the individual transferred credits to a comparable course or program of education. (B) An individual described in this paragraph is an individual who is enrolled in a course or program of education discontinued as described in subsection (b)(1)(B) during the period beginning on the date that is 120 days before the date of such discontinuance and ending on the date of such discontinuance. . (b) Effective date The amendment made by subsection (a) shall take effect on the date that is 180 days after the date of the enactment of this Act. 3. Additional requirements for approval of educational institutions for purposes of the educational assistance programs of the Department of Veterans Affairs (a) In general Section 3675(b) of title 38, United States Code, is amended by adding at the end the following new paragraphs: (4) The educational institution is approved and participates in a program under title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1070 et seq.) or the Secretary has waived the requirement under this paragraph with respect to an educational institution and submits to the Committees on Veterans’ Affairs of the Senate and House of Representatives notice of such waiver for each calendar quarter for which such waiver applies. (5) The educational institution has agreed to abide by the Principles of Excellence under Executive