; and (II) the 3-month average of the national unemployment rate has declined for two consecutive months. (4) Digital dollars The term digital dollars means dollar balances consisting of digital ledger entries recorded as liabilities in the accounts of any Federal reserve bank and digital coins or currency instruments issued by the United States Treasury as legal tender, and held as bearer instruments in any digital dollar cash wallet approved by the United States Treasury. (5) Digital dollar account wallets The term digital dollar account wallet means a digital dollar account, maintained by a Federal reserve bank on behalf of any person, for the purpose of holding digital dollar balances. (6) Digital dollar cash wallets The term digital dollar cash wallet means any software program, whose standards, specifications, and functions are authorized and regulated by the United States Treasury, which stores, sends, and receives digital coins or currency instruments issued by the United States Treasury as legal tender, and which are considered bearer instruments in the possession of the individual or entity on whose behalf the wallet is managed and administered. (7) At-risk populations The term at-risk population means a population that is experiencing, or reasonably may be expected to experience, unique direct or indirect financial or personal hardship as a result of or during the Coronavirus crisis, including the elderly, homeless, physically disabled, and those in remote areas, as well as any other population as identified by the Secretary. (8) Secretary The term Secretary means the Secretary of the Treasury. 3. Boost Communities Program (a) In general The Secretary shall establish a program to be known as the Boost Communities Program . Under the Program, the Secretary shall make payments to eligible individuals for each month in the payment period. Such payments shall consist of a general assistance component and a targeted supplemental assistance component. (b) Payments For purposes of this section— (1) Amount of