; (B) a degradation of water quality in rivers, streams, and lakes as a result of pollution loadings from newly non-jurisdictional waters that will adversely affect the environment, will increase the costs of drinking water treatment and reservoir maintenance, and will negatively affect recreational opportunities for downstream waters, such as fishing and swimming; (C) a loss of wetlands and streams without corresponding mitigation ; (D) an increased risk for communities from flooding, both in terms of the magnitude of potential floods as well as the duration of flooding events