; extension A forbearance requested pursuant to subparagraph (A) shall be provided for a period of 180 days, and may be extended upon request of the borrower for an additional 180 days. (C) Treatment of tenants A borrower receiving a forbearance under this subsection with respect to a mortgage secured by a dwelling that has tenants, whether or not the borrower also lives in the dwelling, shall provide the tenants with rent relief for a period not less than the period covered by the forbearance. (2) Automatic forbearance for delinquent borrowers (A) In general Notwithstanding any other law governing forbearance relief, during the COVID–19 emergency, any borrower who is or becomes 60 days or more delinquent on a mortgage obligation shall automatically be granted a 180-day forbearance, which may be extended upon request of the borrower for an additional 180 days. Such a borrower may elect to continue making regular payments by notifying the servicer of the mortgage obligation of such election. (B) Notice to borrower The servicer of a mortgage obligation placed in forbearance pursuant to subparagraph (A) shall provide the borrower written notification of the forbearance and its duration as well as information about available loss mitigation options and the right to end the forbearance and resume making regular payments. (C) Treatment of payments during forbearance Any payments made by the borrower during the forbearance period shall be credited to the borrower’s account in accordance with section 129F of the Truth in Lending Act ( 15 U.S.C. 1639f ) or as the borrower may otherwise instruct that is consistent with the terms of the mortgage loan contract. (3) Requirements for servicers (A) Notification (i) In general Each servicer of a federally related mortgage loan shall notify the borrower of their right to request forbearance under paragraph (1)— (I) not later than 14 days after the date of enactment of this subsection