I 116th CONGRESS 2d Session H. R. 6470 IN THE HOUSE OF REPRESENTATIVES April 7, 2020 Ms. Porter (for herself, Ms. DeLauro , Mr. Raskin , Mr. Sean Patrick Maloney of New York , Mr. García of Illinois , Ms. Norton , Mrs. Napolitano , Ms. Tlaib , Mr. Clay , Ms. Barragán , Ms. Haaland , Ms. Escobar , Mr. McGovern , Mr. Rush , Ms. Bonamici , Ms. Velázquez , Mr. Doggett , Ms. DelBene , Mr. Levin of Michigan , Mr. Blumenauer , Mr. Kilmer , Mr. Correa , Mr. Pocan , Ms. Sánchez , Mr. Nadler , Mr. Soto , Mr. Espaillat , Mr. Van Drew , Mr. Brown of Maryland , Mr. DeFazio , Mr. Ryan , Mr. Castro of Texas , Mr. Takano , Mr. Serrano , Ms. Clarke of New York , Mr. Cárdenas , Ms. Meng , Mr. Larson of Connecticut , Ms. Omar , Mr. Ted Lieu of California , Mr. Lynch , Ms. Scanlon , Mr. Neguse , Ms. Ocasio-Cortez , Mr. Johnson of Georgia , Mrs. Hayes , Mr. Malinowski , Mrs. Kirkpatrick , Mr. Lowenthal , Ms. Judy Chu of California , Mr. Levin of California , Mr. Danny K. Davis of Illinois , Ms. Jayapal , Mr. Cohen , Ms. Adams , Mr. Rouda , Ms. Jackson Lee , Ms. Schakowsky , Mr. Thompson of Mississippi , Mr. Harder of California , Mr. McEachin , Ms. Slotkin , Mr. Kennedy , and Ms. Craig ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to institute a 1-year waiting period before medical debt will be reported on a consumer’s credit report and to remove paid-off and settled medical debts from credit reports that have been fully paid or settled, to amend the Fair Debt Collection Practices Act to provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes.