; and (7) such other purposes as the Secretary may provide. (d) Cost-Sharing (1) In general Except as provided in paragraph (2), the Secretary shall require each eligible entity receiving a grant under this section to contribute to the cost of activities to be carried out with such grant amounts an amount that is equal to or exceeding 10 percent of the total cost of such activities. In the case of eligible entities that are State agencies or entities, such contributed amount shall be derived from non-Federal sources. (2) Exception Paragraph (1) shall not apply in the case of any activities carried out with grant amounts in any area with respect to which a major disaster was declared by the President under section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5170 ) during the 5-year period ending upon approval of the application for a grant under this section to carry out such activities, but not including the major disaster declared by reason of the novel coronavirus (COVID-19). (e) Reports Not later than September 30, 2025, the Secretary shall submit a report to the Congress describing the activities carried out with grants under this section and evaluating the effectiveness of the program under this section in developing and rehabilitating housing that is affordable to low-income families. (f) Authorization of appropriations There is authorized to be appropriated to the Secretary for grants under this section $100,000,000 for fiscal year 2021, which amount shall remain available until September 30, 2024. . 4. Study of RHS home ownership outreach efforts The Secretary of Agriculture shall conduct a study to determine the efficacy and effectiveness of outreach and education activities of the Rural Housing Service of the Department of Agriculture regarding the programs of such Service that assist families to achieve home ownership, including the single family housing direct and guaranteed home loan programs under section 502 of the Housing Act of 1949 ( 42 U.S.C. 1472 ).