; (B) suffers from food insecurity; (C) earns insufficient income to ensure food security or economic security; (D) lives in a rural, suburban, or urban community that suffers from poverty, hunger, or food insecurity; (E) is homeless; (F) receives (or recently received) assistance under a State program funded under part A of title IV of the Social Security Act ( 42 U.S.C. 601 et seq.), relating to temporary assistance to needy families; (G) is eligible for benefits under any Federal nutrition assistance program or Federal antipoverty program; or (H) is formerly a youth in transition from foster care or the juvenile detention facilities. (4) Partner nonprofit organization The term partner nonprofit organization means any national, regional, State, or local nonprofit group described in section 501(c)(3) of the Internal Revenue Code of 1986 and exempt from tax under section 501(a) of such Code. 4. HOPE Accounts Pilot Projects (a) Pilot projects authorized The Secretaries shall allow eligible entities that apply to such Secretaries to carry out Health, Opportunity, and Personal Empowerment ( HOPE ) Accounts Pilot Projects to enable target populations of individuals to establish through banks, credit unions, and any governmental or Tribal agencies HOPE accounts that enable such individuals— (1) to have their paychecks deposited directly in such accounts; (2) to use such accounts to increase savings that would be matched with funds provided by government and private sources, including individual development accounts; (3) to use an account mobile application on a smart phone to easily locate and sign up for job training and placement services online; (4) to enable such individuals to use any smart phone, tablet, or computer— (A) to learn about the public and philanthropic programs that provide benefits to such individuals, including aid to improve health, nutrition, job training and placement, housing, and income; (B) to receive Federal and State tax credits