; (B) financial assistance to allow a borrower to reinstate their mortgage following a period of forbearance; (C) principal reduction; (D) utility payment assistance, including electric, gas, and water payment assistance; (E) any program established under the Housing Finance Agency Innovation Fund for the Hardest Hit Housing Markets; (F) reimbursement of funds expended by a State or local government during the period beginning on January 21, 2020, and ending on the date that the first funds are disbursed by the State under the Housing Assistance Fund, for the purpose of providing housing or utility assistance to individuals or otherwise providing funds to prevent foreclosure or eviction of a homeowner or prevent mortgage delinquency or loss of housing or critical utilities as a response to the coronavirus disease 2019 (COVID–19) pandemic