; (2) a reduction of tax refund by amount of debt authorized under section 3720A of title 31, United States Code, or section 6402(d) of the Internal Revenue Code of 1986; (3) a reduction of any other Federal benefit payment by administrative offset authorized under section 3716 of title 31, United States Code (including a benefit payment due to an individual under the Social Security Act or any other provision described in subsection (c)(3)(A)(i) of such section); and (4) any other involuntary collection activity by the Secretary. (d) Notice to borrowers and transition period To inform borrowers of the actions taken in accordance with this section and ensure an effective transition, the Secretary shall require eligible lenders and guaranty agencies with agreements under subsection (a) to— (1) not later than 15 days after entering into such agreement, notify borrowers— (A) of the actions taken in accordance with this section for whom payments have been suspended and interest waived; (B) of the actions taken in accordance with subsection (c) for whom collections have been suspended; (C) of the option to continue making payments toward principal; and (D) that the program under this section is a temporary program; and (2) beginning on August 1, 2020, carry out a program to provide not less than 6 notices by postal mail, telephone, or electronic communication to borrowers indicating— (A) when the borrower’s normal payment obligations will resume; and (B) that the borrower has the option to apply for income-driven repayment or other repayment or forgiveness programs, including a brief description of such options. (e) Waivers In carrying out this section, the Secretary may waive the application of— (1) subchapter I of chapter 35 of title 44, United States Code (commonly known as the Paperwork Reduction Act ); (2) the master calendar requirements under section 482 of the Higher Education Act of 1965 ( 20 U.S.C. 1089 ); (3) negotiated rulemaking under section 492 of the Higher Education Act of 1965 ( 20 U.S.C. 1098a )