; (2) provide a much-needed supplement to traditional financial aid options through matched savings; (3) give students the tools to succeed by giving students the opportunity to invest in their education and to improve their financial capability through financial empowerment training and success coaching; and (4) help students— (A) develop healthy financial habits and life skills; (B) prepare to embark on a lifetime of healthy financial practices after graduation; and (C) minimize or eliminate student loan debt. 4. Definitions In this Act: (1) 529 account The term 529 account means a qualified tuition program as defined in section 529(b) of the Internal Revenue Code of 1986. (2) Cost of attendance The term cost of attendance has the meaning given that term in section 472 of the Higher Education Act of 1965 ( 20 U.S.C. 1087ll ). (3) Custodial account The term custodial account means a financial account established for the benefit of an eligible student, which shall be treated as a trust if the assets of the custodial account are held by a bank (as defined in section 408(n) of the Internal Revenue Code of 1986 ( 26 U.S.C. 408 (n))) or another person who demonstrates, to the satisfaction of the Secretary, that the manner in which such person will administer the custodial account will be consistent with the requirements of this Act. (4) Educational savings account The term educational savings account means an account that is— (A) a custodial account