; (C) meeting increased costs to obtain materials unavailable from the applicant’s original source due to interrupted supply chains; (D) making rent or mortgage payments; and (E) repaying obligations that cannot be met due to revenue losses. (4) Repayment An applicant shall not be required to repay any amounts of an advance provided under this subsection, even if subsequently denied a loan under section 7(b)(2) of the Small Business Act ( 15 U.S.C. 636(b)(2) ). (5) Unemployment grant If an applicant that receives an advance under this subsection transfers into the loan program under section 7(a) of the Small Business Act ( 15 U.S.C. 636(a) ), the advance amount shall be considered when determining loan forgiveness for a loan for payroll costs made under such section 7(a). (6) Authorization of appropriations There is authorized to be appropriated to the Small Business Administration $10,000,000,000 to carry out this subsection. (7) Termination The authority to carry out grants under this subsection shall terminate on December 31, 2020. (b) Definitions In this Act— (1) the term covered period means the period beginning on January 31, 2020, and ending on December 31, 2020; (2) the term eligible entity means— (A) a startup with not more than 500 employees; (B) any individual who operates under a sole proprietorship or as an independent contractor; (C) a cooperative with not more than 500 employees; or (D) an ESOP (as defined in section 3 of the Small Business Act ( 15 U.S.C. 632 )) with not more than 500 employees; and (3) the term COVID-19 means the virus SARS–CoV–2 and the resulting disease COVID-19 or another coronavirus with pandemic potential.