a resulting reduction in payment acres. Part 2—Digital infrastructure Sec. 20221. GAO report on Federal efforts to expand broadband service. Part 3—Direct lending Sec. 20231. Direct loans to small business concerns. Part 4—New Economy and Innovation Investment Sec. 20241. Commission on Innovation. Sec. 20242. Pilot program to fund local incubators. Sec. 20243. Extension and improvement of new markets tax credit. Sec. 20244. Race to the Shop. Part 5—Expanded Access to Care Sec. 20251. Study on the uninsured. Sec. 20252. Volunteer dental projects and action for dental health program. Sec. 20253. Critical access hospital improvements. Sec. 20254. Community health center collaborative access expansion. Subtitle C—Minority Bank Deposit Program Sec. 20301. Findings. Sec. 20302. Minority Bank Deposit Program. Sec. 20303. Amendments to the Community Reinvestment Act. Sec. 20304. Considerations when assessing financial inclusion for federally chartered financial institutions. Subtitle D—Ensuring Diverse Leadership Sec. 20401. Short title. Sec. 20402. Congressional Findings. Sec. 20403. Federal reserve bank presidents. Sec. 20404. Technical adjustments. Subtitle E—Startup Opportunity Accelerator Sec. 20501. Short title. Sec. 20502. Findings. Sec. 20503. Funding for organizations that support startup businesses. Subtitle F—New Markets Tax Credit Extension Sec. 20601. Short title. Sec. 20602. Permanent extension of new markets tax credit. Subtitle G—Extension of the Caribbean Basin Economic Recovery Sec. 20701. Short title. Sec. 20702. Extension of the Caribbean Basin Economic Recovery Act. Subtitle H—Automotive Jobs Sec. 20801. Short title. Sec. 20802. Study of well-being of United States automotive industry