4023 of the CARES Act, respectively, to borrowers on covered or multifamily mortgage loans owned by the securitization or other investment vehicle shall not be liable to any party who is owed such a duty or obligation or subject to any injunction, stay, or other equitable relief to such party on account of its cooperation with an offer or implementation of forbearance during the covered period or post-forbearance loss mitigation, including after the expiration of the covered period. (B) Standard industry practice During the covered period, notwithstanding any contractual restrictions, it is deemed to be standard industry practice for a servicer to offer forbearance or loss mitigation options in accordance with the terms of sections 4022 and 4023 of the CARES Act to borrowers, respectively, on all covered or multifamily mortgage loans it services. (C) Rule of construction Nothing in this paragraph may be construed as affecting the liability of a servicer or other person for actual fraud in the servicing of a mortgage loan or for the violation of a State or Federal law. (D) Definitions In this paragraph: (i) Covered mortgage loan The term covered mortgage loan has the meaning given that term under section 4022(a) of the CARES Act. (ii) Covered period The term covered period has the meaning given that term under section 4023(g) of the CARES Act. (iii) Multifamily mortgage loan The term multifamily mortgage loan has the meaning given that term under section 4023(g) of the CARES Act. (iv) Servicer The term servicer — (I) has the meaning given the term under section 6(i) of the Real Estate Settlement Procedures Act of 1974 ( 12 U.S.C. 2605(i) )