; or (ii) 85 percent of the balance of the financing outstanding at the time of disbursement of the loan, if such balance is less than or equal to $150,000. . (b) Express loan guarantee amounts (1) Temporary modification Section 7(a)(31)(A)(iv) of the Small Business Act ( 15 U.S.C. 636(a)(31)(A)(iv) ) is amended by striking with a guaranty rate of not more than 50 percent. and inserting the following: with a guarantee rate— (I) for a loan in an amount less than or equal to $350,000, of not more than 90 percent