; and (ii) not later than 7 days after the date on which the review begins, the review panel shall review all relevant information and determine whether, by a preponderance of the evidence, the criminal record of the applicant renders the applicant unfit for housing. (H) Appeals (i) In general Each applicant shall have a right to appeal a decision by a review panel under this paragraph to deny admission to housing, in accordance with any applicable regulations. (ii) Appeal An applicant shall have 14 days to appeal the determination made under subparagraph (G)(ii) and a request for such an appeal shall be made in writing. (iii) Hearing Pursuant to a request made under clause (ii), the public housing agency shall hold an informal hearing and decide whether to uphold the initial determination within 7 days after the hearing. (iv) Reservation of assistance The public housing agency shall hold the dwelling unit open or shall reserve the assistance under the federally assisted housing program, as the case may be, during the entire time of the appeals process under this subparagraph. (3) Non-discrimination When conducting an individualized review under this section, a public housing agency or owner of federally assisted housing shall comply with applicable civil rights requirements under the Fair Housing Act ( 42 U.S.C. 3601 et seq.), title VI of the Civil Rights Act of 1964 ( 42 U.S.C. 2000d et seq.), section 504 of the Rehabilitation Act of 1973 ( 29 U.S.C. 794 ), and titles II and III of the Americans with Disabilities Act of 1990 ( 42 U.S.C. 12131 et seq., 12181 et seq.). (4) Review factors In conducting the reviews required under paragraph (1), the public housing agency or owner shall consider the following factors holistically, such that no single factor is dispositive: (A) Severity The severity of the criminal offense or offenses committed. (B) Time elapsed The amount of time elapsed since the criminal offense or offenses were committed. (C) Evidence of rehabilitation Evidence of rehabilitation, including— (i)