1. Short title; table of contents (a) Short title This Act may be cited as the Consumer Protections Against Surprise Medical Bills Act of 2020 . (b) Table of contents The table of contents of this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Consumer protections through requirements on health plans to prevent surprise medical bills for emergency services. Sec. 3. Consumer protections through requirements on health plans to prevent surprise medical bills for non-emergency services performed by nonparticipating providers at certain participating facilities. Sec. 4. Consumer protections through application of health plan external review in cases of certain surprise medical bills. Sec. 5. Consumer protections through health plan transparency requirements. Sec. 6. Consumer protections through health plan requirement for fair and honest advance cost estimate. Sec. 7. Determination through open negotiation and mediation of out-of-network rates to be paid by health plans. Sec. 8. Prohibiting balance billing practices by providers for emergency services, for services furnished by nonparticipating provider at participating facility, and in certain cases of misinformation. Sec. 9. Additional consumer protections. Sec. 10. Reporting requirements regarding air ambulance services. Sec. 11. GAO report on effects of legislation. Sec. 12. Transitional rule allowing deduction for surprise billing expenses below AGI floor. 2. Consumer protections through requirements on health plans to prevent surprise medical bills for emergency services (a) PHSA amendments (1) In general Section 2719A of the Public Health Service Act ( 42 U.S.C. 300gg–19a ) is amended— (A) in subsection (b)— (i) in the heading, by striking Coverage and inserting Cost-Sharing and payment ; (ii) in paragraph (1)— (I) in the matter preceding subparagraph (A)— (aa) by striking a group health plan, or a health insurance issuer offering group or individual health insurance issuer, and inserting a health plan