; and (2) by adding at the end the following: (b) Deadline To file appeal The Director shall establish a deadline for filing an appeal under this section that is not less than 1 year after the date on which the decision being appealed was made. (c) Notification upon initial denial of claim The Director shall ensure that a claimant is provided with the rules, forms, and deadlines for an appeal under this section at the time a claim is first denied in full or in part, including— (1) the effective date of the denial; (2) a justification for the denial, including supporting documentation; (3) the date on which the period of limitation for instituting an action on the claim under section 1333 or 1341 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4053 and 4072), as applicable, will end; and (4) a point of contact through which the claimant can directly discuss an appeal with a representative of the Federal Emergency Management Agency. (d) Deadline To resolve appeal (1) In general Not later than 90 days after the date on which a policyholder has submitted all necessary information relating to an appeal under this section, the Director shall provide an appeal decision in writing to the policyholder and insurer, including specific information for the resolution of the appeal. (2) Enforcement If the Director does not comply with the deadline under paragraph (1) with respect to an appeal, and the policyholder that brought the appeal is ultimately successful, the Director shall pay to the policyholder interest on the claim that is the subject of the appeal, which shall— (A) begin accruing on the date on which the policyholder files the appeal