; or (2) the administrator makes adjustments for a student with a disability so as to take into consideration the additional costs such student incurs as a result of such student's disability. (d) Refusal or adjustment of loan certifications On a case-by-case basis, an eligible institution may refuse to use the authority provided under this section, certify a statement that permits a student to receive a loan under part D, certify a loan amount, or make a loan that is less than the student's determination of need (as determined under this part), if the reason for the action is documented and provided in written form to the student. No eligible institution shall discriminate against any borrower or applicant in obtaining a loan on the basis of race, national origin, religion, sex, marital status, age, or disability status. . (j) Disregard of student aid in other programs Section 479B of the Higher Education Act of 1965 ( 20 U.S.C. 1087uu ) is amended to read as follows: 479B. Disregard of student aid in other programs Notwithstanding any other provision of law, student financial assistance received under this title, or under Bureau of Indian Affairs student assistance programs, shall not be taken into account in determining the need or eligibility of any person for benefits or assistance, or the amount of such benefits or assistance, under any Federal, State, or local program financed in whole or in part with Federal funds. . (k) Native American students Section 479C of the Higher Education Act of 1965 ( 20 U.S.C. 1087uu–1 ) is amended to read as follows: 479C. Native American students In determining the student aid index for Native American students, computations performed pursuant to this part shall exclude— (1) any income and assets of $2,000 or less per individual payment received by the student (and spouse) and student’s parents under Public Law 98–64 ( 25 U.S.C. 117a et seq.