I 116th CONGRESS 2d Session H. R. 8410 IN THE HOUSE OF REPRESENTATIVES September 29, 2020 Mr. Barr (for himself, Mr. Riggleman , and Mr. Stivers ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To require the appropriate Federal banking agencies to establish a 3-year phase-in period for de novo financial institutions to comply with Federal capital standards, to provide relief for de novo rural community banks, and for other purposes.