1. Short title This Act may be cited as the 90/10 Accountability for All Act . 2. Expanding the applicability of the 90/10 rule (a) In general Section 487 of the Higher Education Act of 1965 ( 20 U.S.C. 1094 ) is amended— (1) in subsection (a)(24), by striking In the case of a proprietary institution of higher education (as defined in section 102(b)), such institution and inserting The institution ; and (2) in subsection (d)— (A) in paragraph (1)— (i) in the matter preceding subparagraph (A), by striking a proprietary and inserting an ; (ii) in subparagraph (A), by striking , except in and all that follows through higher education ; (iii) in subparagraph (C)(iv), by striking subparagraph (D)(iii) and inserting subparagraph (D)(ii) ; (iv) in subparagraph (D)— (I) by striking clauses (i) and (ii) and inserting the following: (i) in the case of loans made by an institution of higher education on or after July 1, 2012, only the amount of loan repayments received during the applicable institutional fiscal year; and ; (II) by redesignating clause (iii) as clause (ii); and (III) in clause (ii), as redesignated by subclause (II)— (aa) by striking a proprietary and inserting an institution ; and (bb) by inserting and after the semicolon at the end; (v) by striking subparagraph (E); and (vi) by redesignating subparagraph (F) as subparagraph (E); (B) in paragraph (2)— (i) in subparagraph (A)— (I) by striking A proprietary and inserting An ; and (II) by striking a proprietary and inserting an ; and (ii) in subparagraph (B), by striking a proprietary and inserting an ; (C) in paragraph (3)(A), by striking proprietary ; and (D) in paragraph (4), by striking proprietary . (b) Effective date The amendments made by this section shall take effect on July 1, 2020.