; (B) of the actions taken in accordance with subsection (c) for whom collections have been suspended; (C) of the option to continue making payments toward principal; and (D) that the program under this section shall only be provided during the COVID–19 pandemic; and (2) beginning on August 1, 2020, carry out a program to provide not less than 6 notices by postal mail, telephone, or electronic communication to borrowers indicating when the borrower’s normal payment obligations will resume. (e) Waivers In carrying out this section, the Secretary of Education may waive the application of— (1) subchapter I of chapter 35 of title 44, United States Code (commonly known as the Paperwork Reduction Act ); (2) the master calendar requirements under section 482 of the Higher Education Act of 1965 ( 20 U.S.C. 1089 ); (3) negotiated rulemaking under section 492 of the Higher Education Act of 1965 ( 20 U.S.C. 1098a ); and (4) the requirement to publish the notices related to the system of records of the agency before implementation required under paragraphs (4) and (11) of section 552a(e) of title 5, United States Code (commonly known as the Privacy Act of 1974 ), except that the notices shall be published not later than 180 days after the date of enactment of this Act. (f) Effective date This section shall take effect as if included in the enactment of the CARES Act ( Public Law 116–136 ).