; plus (B) any expenses incurred by the participating insurer relating to paying such claim. (2) Prohibition The Program shall provide no benefit or reimbursement for an insurer’s payment and claim expenses for benefits paid under any policy for business interruption coverage that does not expressly exclude coverage for a virus . (3) Treatment of rights and duties (A) Policyholders Policyholders under policies for which reimbursement is provided under the Program shall retain all first party rights to policies for business interruption insurance coverage. (B) State law Participation in the Program by an insurer shall not supersede or replace any rights of good faith and fair duty under State insurance law. (4) Compliance The Secretary shall take any such actions as may be necessary, before providing any assistance pursuant to paragraph (1) to a participating insurer, that the participating insurer makes payment to policyholders in compliance with the terms and conditions of the policies referred to in subsection (c). (e) Limitation on assistance for a participating insurer The Secretary shall limit the amount of assistance provided for a participating insurer under the Program under this section according to the limits of the eligible policies involved. (f) Definitions For purposes of this section, the following definitions shall apply: (1) Business interruption insurance coverage The term business interruption insurance coverage means property and casualty insurance coverage provided or made available for losses resulting from periods of suspended business operations, whether provided under broader coverage or separately. (2) Civil authority shutdown The term civil authority shutdown means forced closure of businesses, or evacuation, by mandate, law, or order of any State or local government or governmental officer or agency. (3) COVID-19 losses The term COVID-19 losses means for losses resulting from business interruption due to a civil authority shutdown as a result of the COVID-19 pandemic. (4) Eligible