; and (2) in paragraph (5)— (A) by inserting , including purchasing or otherwise acquiring Qualified ISAs or income-share agreements (as those terms are defined in section 2 of the ISA Student Protection Act of 2019 ) after services the first place it appears; and (B) by inserting , including making Qualified ISAs or income-share agreements (as so defined) after services the second place it appears. V Treatment Under Federal Consumer Finance Laws 501. Qualified ISA anti-discrimination protections The Equal Credit Opportunity Act ( 15 U.S.C. 1691 et seq.) is amended— (1) in section 701(b) ( 15 U.S.C. 1691(b) )— (A) in the matter preceding paragraph (1), by inserting or an ISA funder or its successor in interest after creditor ; (B) in paragraph (4), by striking or at the end; (C) in paragraph (5), by striking the period at the end and inserting ; or ; and (D) by adding at the end the following: (6) to set the terms of a Qualified ISA or an income-share agreement (as those terms are defined in section 2 of the ISA Student Protection Act of 2019 ), based on the earnings reasonably anticipated by the creditor with respect to any program of study, certificate program, degree program, or institutions of higher education where a Qualified ISA is offered. ; and (2) in section 702 ( 15 U.S.C. 1691a )— (A) in subsection (d), by inserting , or the right granted under a Qualified ISA or an income-share agreement (as those terms are defined in section 2 of the ISA Student Protection Act of 2019 ) before the period at the end; and (B) in subsection (e)— (i) by striking or any assignee and inserting any assignee