magnified the harm to individual privacy that can occur from the collection, maintenance, use, or dissemination of personal data. (7) The opportunities for an individual to secure employment, insurance, credit, and housing and the right to due process and other legal protections are endangered by the unrestricted collection, disclosure, processing, and misuse of personal data. (8) Information systems lacking privacy protection amplify bias. (9) In order to protect the privacy of individuals, it is necessary and proper for Congress to regulate the collection, maintenance, use, processing, storage, and dissemination of information. (b) Purpose The purpose of this Act is to establish a data protection agency to— (1) safeguard privacy, promote innovation, ensure compliance with the law, and promote best practices