That such amount is designated by the Congress as being for an emergency requirement pursuant to section 251(b)(2)(A)(i) of the Balanced Budget and Emergency Deficit Control Act of 1985. Related Agency Neighborhood Reinvestment Corporation Payment to the Neighborhood Reinvestment Corporation For an additional amount for Payment to the Neighborhood Reinvestment Corporation , $100,000,000, to remain available until expended, to the Neighborhood Reinvestment Corporation ( NRC ) for housing counseling for households threatened with housing instability due to the economic circumstances caused by the COVID-19 pandemic, under the following terms and conditions: (1) The NRC shall make grants to counseling intermediaries approved by the Department of Housing and Urban Development ( HUD ) to provide housing counseling assistance to help prevent and respond to the displacement of residents due to eviction, default of mortgages, or foreclosure of mortgages ( Housing Counseling Assistance ). State Housing Finance Agencies may also be eligible to receive grants where they meet all the requirements under this heading. NRC may target grants may to HUD-approved counseling intermediaries and State Housing Finance Agencies based on their ability to serve the most vulnerable communities, based on an analysis by the NRC of which areas are most impacted by the economic circumstances caused by the COVID-19 pandemic. (2) Housing Counseling Assistance shall be made available to consumers facing housing instability ( Housing Counseling Clients ). Housing Counseling Clients will be provided such assistance that shall consist of activities that are likely to prevent evictions or foreclosures, and result in the long-term affordability of the housing unit retained pursuant to such activity or another positive outcome for the Housing Counseling Client. No funds made available under this heading may be provided directly to lenders, to landlords, or to Housing Counseling Clients to discharge outstanding rent or mortgage balances or for any