; or (ii) earns a grade point average of less than 2.20 on a 4-point scale, or the equivalent, for 2 or more consecutive semesters. (D) Definition of college athlete scholarship In this paragraph, the term college athlete scholarship means a scholarship provided by an institution of higher education for an academic year to an individual who has agreed to be a college athlete for the institution for such academic year. (2) Requirements for academic advising and tutoring Any academic advisor or tutoring services provided to a college athlete by an institution of higher education shall be independent from the athletic department of the institution of higher education. (3) No influence or retaliation for coursework An individual working or volunteering for an athletic department of an institution of higher education may not influence, or retaliate against a college athlete based on, a college athlete’s selection of any course or academic major. (4) No interference in extracurriculars An individual working for an athletic department of an institution of higher education shall not interfere with, or discourage, any college athlete who wishes to secure employment or internships, participate in student groups or events, or serve as a volunteer, as long as such activities do not interfere with mandatory class time or mandatory team activities. (b) Penalties An institution of higher education found to be in violation of subsection (a), or to have permitted the work or volunteering of an individual who violated such subsection, shall be assessed, for each individual harmed by the violation, a civil penalty of $75,000. 9. Financial literacy and life skills development program (a) In general Each institution of higher education shall— (1) offer a financial literacy and life skills development program described in subsection (b)