; or (B) without a lease or with a lease terminable at will under State law. (2) Dwelling The term dwelling has the meaning given such term in section 802 of the Fair Housing Act ( 42 U.S.C. 3602 ) and includes houses and dwellings described in section 803(b) of such Act ( 42 U.S.C. 3603(b) ). (d) Sunset (1) Sunset date The date described in this paragraph is the date of the expiration of the 6-month period that begins upon the termination by the Federal Emergency Management Agency of the emergency declared on March 13, 2020, by the President under the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 4121 et seq.) relating to the Coronavirus Disease 2019 (COVID-19) pandemic. (2) Notice to vacate after sunset date After the date described in paragraph (1), the lessor of a covered dwelling may not require the tenant to vacate the covered dwelling before the expiration of the 30-day period that begins upon the provision by the lessor to the tenant, after the date described in paragraph (1), of a notice to vacate the covered dwelling. 104. Suspension of other consumer loan payments (a) In general During the COVID–19 emergency, a debt collector may not, with respect to a debt of a consumer (other than debt related to a federally related mortgage loan)— (1) capitalize unpaid interest; (2) apply a higher interest rate triggered by the nonpayment of a debt to the debt balance; (3) charge a fee triggered by the nonpayment of a debt; (4) sue or threaten to sue for nonpayment of a debt; (5) continue litigation to collect a debt that was initiated before the date of enactment of this section; (6) submit or cause to be submitted a confession of judgment to any court; (7) enforce a security interest through repossession, limitation of use, or foreclosure; (8) take or threaten to take any action to enforce collection, or any adverse action for nonpayment of a debt, or for nonappearance at any hearing relating to a debt