1. Short title This Act may be cited as the HIV Epidemic Loan-Repayment Program Act of 2020 or the HELP Act of 2020 . 2. Loan repayment program for HIV clinical and dental workforce Part C of title VII of the Public Health Service Act ( 42 U.S.C. 293k et seq.) is amended by adding at the end the following: III Loan Repayment Program for HIV Clinical and Dental Workforce 749B. Loan repayment program for HIV clinical and dental workforce (a) In general The Secretary, acting through the Administrator of the Health Resources and Services Administration, shall carry out a program under which— (1) the Secretary enters into agreements with physicians, advanced practice registered nurses, physician assistants, clinical pharmacists, and dentists to make payments in accordance with subsection (b) on the principal of and interest on any eligible loan; and (2) the individuals each agree to the requirements of service in HIV treatment or HIV dental care employment, as described in subsection (d). (b) Payments For each year of obligated service by an individual pursuant to an agreement under subsection (a), the Secretary shall make a payment to such individual as follows: (1) Service in a shortage area The Secretary shall pay— (A) for each year of obligated service by an individual pursuant to an agreement under subsection (a), 1/5 of the principal of and interest on each eligible loan of the individual which is outstanding on the date the individual began service pursuant to the agreement