; and (B) ends on the termination by the Federal Emergency Management Agency of such emergency. (2) Small business The term small business means— (A) a small business concern (as defined under section 3 of the Small Business Act ( 15 U.S.C. 632 )); (B) a family farm; and (C) an independent contractor. 203. Loan and obligation payment relief for affected small businesses and non-profits (a) In general (1) In general During the COVID–19 emergency, a debt collector may not, with respect to a debt of a small business or non-profit (other than debt related to a federally related mortgage loan)— (A) capitalize unpaid interest; (B) apply a higher interest rate triggered by the nonpayment of a debt to the debt balance; (C) charge a fee triggered by the nonpayment of a debt; (D) sue or threaten to sue for nonpayment of a debt; (E) continue litigation to collect a debt that was initiated before the date of enactment of this section; (F) submit or cause to be submitted a confession of judgment to any court; (G) enforce a security interest through repossession, limitation of use, or foreclosure; (H) take or threaten to take any action to enforce collection, or any adverse action for nonpayment of a debt, or for nonappearance at any hearing relating to a debt; (I) commence or continue any action to cause or to seek to cause the collection of a debt, including pursuant to a court order issued before the end of the 120-day period following the end of the COVID–19 emergency, from wages, Federal benefits, or other amounts due to a small business or by way of garnishment, deduction, offset, or other seizure; (J) cause or non-profit seek to cause the collection of a debt, including pursuant to a court order issued before the end of the 120-day period following the end of the COVID–19 emergency, by levying on funds from a bank account or seizing any other assets of a small business or non-profit; (K) commence or continue an action to evict a small business or non-profit from real or personal property