1. Short title; table of contents (a) Short title This Act may be cited as the Protecting People From Surprise Medical Bills Act . (b) Table of contents The table of contents for this Act is as follows: Sec. 1. Short title; table of contents. Sec. 2. Preventing surprise medical bills. Sec. 3. Transparency regarding in-network and out-of-network deductibles. Sec. 4. Transparency for in-network patients. Sec. 5. Reporting requirements. Sec. 6. Billing statute of limitations. Sec. 7. Application. Sec. 8. Studies by Secretaries of Health and Human Services and of Labor. Sec. 9. Regulations. 2. Preventing surprise medical bills (a) Emergency services performed by nonparticipating providers Section 2719A of the Public Health Service Act ( 42 U.S.C. 300gg–19a ) is amended— (1) in subsection (b)— (A) in paragraph (1)— (i) in the matter preceding subparagraph (A)— (I) by striking offering group or individual health insurance issuer and inserting offering group or individual health insurance coverage ; and (II) by striking paragraph (2)(B) and inserting paragraph (2) ; (ii) in subparagraph (B), by inserting or a participating emergency facility, as applicable, after participating provider ; and (iii) in subparagraph (C)— (I) in the matter preceding clause (i), by inserting by a nonparticipating provider or a nonparticipating emergency facility after enrollee ; (II) by striking clause (i); (III) by striking (ii)(I) such services and inserting (i) such services ; (IV) by striking where the provider of services does not have a contractual relationship with the plan for the providing of services ; (V) by striking emergency department services received from providers who do have such a contractual relationship with the plan; and and inserting emergency services received from participating providers and participating emergency facilities with respect to such plan;