financial information as a condition of making or guaranteeing a loan under subparagraph (A) shall provide the information in the manner generally required by commercial agricultural lenders in the geographical area in which the farmer or rancher is located. (d) Conditions applicable with respect to using loan involved for refinancing A borrower may use 25 percent of a loan made or guaranteed under this section to refinance a loan made for a purpose described in subsection (a) if— (1) the borrower is current and performing with respect to the loan to be refinanced