; and (6) zip codes, geographic areas, and communities in which the offer of and use of telematics and other newer data-driven technologies is greater or lesser. (e) Evaluation of information In conducting each study under this section, the Comptroller General shall evaluate the presence or absence of disparate impact in private passenger automobile insurance pricing, risk classifications, and product offerings based on race, religion, national origin, gender, marital status, sexual orientation, occupation, occupation status, level of education, consumer credit score, and homeownership status, and shall employ multi-variate statistical analysis to conduct such analysis. (f) Limitation In conducting each study under this section, the Comptroller General may not engage in or include in the study any analysis of the reasonableness of premiums charged to claims paid or incurred. (g) Biennial reports For each study required to be conducted pursuant to subsection (a), the Comptroller General shall submit a report to the Congress describing the study conducted, the analysis conducted under the study, and any conclusions reached pursuant to the study and analysis. The report for each such study shall be submitted not later than the deadline under subsection (a) for completion of the study. (h) Availability of information Upon submitting each report to the Congress pursuant to subsection (g), the Comptroller General shall make publicly available all information collected pursuant to this section for such report and other information used in conducting the study under this section for such report, except that any information made publicly available may not contain any personally identifiable information, nor any information that could identify individual insureds or applicants, under private passenger automobile insurance for which such information is collected. (i) Considerations in approving premium rates Each State insurance regulatory officer or agency shall take into consideration the reports submitted pursuant to