or from the Federal government, (H) under such program, the State assumes responsibility for the security of payroll deductions and employee savings, and (I) under such program, the State adopts measures to ensure that employees are notified of their rights under the program and creates a mechanism for enforcement of those rights. For purposes of subparagraph (B), the State administering a program may delegate to and utilize one or more service or investment providers, or other private- or public-sector entities, to operate and administer the program, if the State retains full responsibility for the operation and administration of the program. (2) Participation available to non-employees A program of a State described in paragraph (1) may permit participation by individuals who are not employees, including self-employed individuals, independent contractors, sole proprietors, and partners. (3) Program may be maintained by multiple States The program described in paragraph (1) may be part of a multi-State program, plan, compact, alliance, partnership, or other multi-State or regional arrangement. (4) State For purposes of this section, the term State has the meaning given such term in section 3(10) of the Employee Retirement Income Security Act of 1974, except that such term also includes any governmental agency or instrumentality of a State. (h) Cross reference For provision preempting conflicting State laws, see section 2(j) of the Automatic IRA Act of 2019 . . (b) Mandatory transfers Section 401(a)(31)(B)(i) of the Internal Revenue Code of 1986 is amended— (1) by inserting (including a plan established through a qualifying automatic IRA arrangement (as defined in section 408B)) after individual retirement plan each place it appears, and (2) by adding at the end the following new sentence: Any amount so transferred (and any earnings thereon) shall be invested only in investments described in section 408B(d)(6). . (c) Penalty for failure To timely remit contributions to automatic IRA arrangements Section 4975(c)