to plan years beginning on or after the date that is one year after the date of the enactment of this Act. 4. Transparency for in-network patients Subpart II of part A of title XXVII of the Public Health Service Act ( 42 U.S.C. 300gg et seq.), as amended by section 3, is further amended by adding at the end the following: 2729B. Transparency for in-network patients (a) Standards Not later than January 1, 2021, the Secretary shall, through rulemaking, establish transparency standards to provide better information to individuals who are enrolled in group health plans or health insurance coverage offered in the individual or group market (as such terms are defined in section 2791 of the Public Health Service Act ( 42 U.S.C. 300gg–91 )) about which health care providers are participating in the network of the plan or coverage in which such an individual is enrolled. Such standards shall at a minimum provide for the following: (1) Such plans and coverage offer provider directories online and in print. (2) Annual audits of such provider directories, as specified by the Secretary. (3) Monthly updates of such online directories. (b) Guidance Beginning January 1, 2022, a group health plan or a health insurance issuer offering group or individual health insurance coverage shall be in compliance with the standards established pursuant to subsection (a). . 5. Reporting requirements Subpart II of part A of title XXVII of the Public Health Service Act ( 42 U.S.C. 300gg et seq.), as amended by sections 3 and 4, is further amended by adding at the end the following: 2729C. Transparency requirements (a) In general Each group health plan and health insurance issuer offering group or individual health insurance coverage shall annually report (beginning for plan year 2021) to the Secretary and the Secretary of Labor, with respect to the applicable plan or coverage for the applicable plan year— (1) the total claims that were submitted by in-network health care providers with respect to enrollees under the plan or coverage, and the