; (3) includes a return prepared pursuant to section 6020(a) of the Internal Revenue Code of 1986, or similar State or local law, or a written stipulation to a judgment entered by a nonbankruptcy tribunal; and (4) does not include a return made pursuant to section 6020(b) of the Internal Revenue Code of 1986, or similar State or local law. . (hh) Effect of discharge Section 524 of title 11, United States Code, is amended— (1) in subsection (a)— (A) in paragraph (1), by striking 727, 944, 1141, 1192, 1228, or 1328 and inserting sections 727 or 1328, as in effect on the day before the date of enactment of the Consumer Bankruptcy Reform Act of 2020, or sections 944, 1031, 1141, 1192, or 1228 ; and (B) in paragraph (3), by striking 1192, 1128(a)(1), or 1328(a)(1) and inserting 1031, 1192, or 1228(a), or section 1328(a)(1), as in effect on the day before the date of enactment of the Consumer Bankruptcy Reform Act of 2020 ; (2) in subsection (b)(2)(B), by striking 727 and inserting 1031 ; (3) by striking subsection (c) and inserting the following: (c) (1) A debtor that receives a discharge under section 1031, or section 727 or 1328, as in effect on the day before the date of enactment of the Consumer Bankruptcy Reform Act of 2020, the trustee, the United States trustee, or the bankruptcy administrator may bring a civil action against a person that knows or should know that the discharge injunction is applicable and has intentionally or negligently commenced or continued any action described in subsection (a). (2) An action under paragraph (1) shall be commenced not later than 1 year after the date on which the discharged debtor, the trustee, or the United States trustee discovers that a person has commenced or continued any action described in subsection (a). (3) In an action under paragraph (1), the court may award relief consistent with this title if the court finds that a person has— (A) engaged in conduct in violation of this section or of any provision of this title