; and (2) assess such services made available through the Supportive Services for Veterans Families program, including with respect to the types, modes of delivery, duration, consistency, and quality, of such services. (d) Barriers to counseling In conducting the study under subsection (a)(2), the Secretary shall conduct research on the effects of the following perceived barriers to financial and credit counseling for housing unstable veterans surveyed in the study: (1) The cost of financial and credit counseling services. (2) The perceived stigma associated with seeking financial and credit counseling assistance. (3) The effect of driving distance or availability of other forms of transportation to the nearest facility that received a grant under the Supportive Services for Veterans Families program. (4) The availability of child care. (5) The comprehension of eligibility requirements for, and the scope of services available under, the Supportive Services for Veterans Families program. (6) The effectiveness of outreach for the services available to housing unstable veterans under the Supportive Services for Veterans Families program. (7) The location and operating hours of facilities that provide services to housing unstable veterans under the Supportive Services for Veterans Families program. (8) The COVID–19 pandemic and other health related issues. (9) Such other significant barriers as the Secretary considers appropriate. (e) Evaluation and assessment of effects of counseling (1) Effects In conducting the study under subsection (a)(3), the Secretary shall conduct research on the ability to evaluate and assess the potential effects of financial and credit counseling services on housing unstable veterans with respect to the following: (A) The effects of such services on employment by comparing the veterans who received such services and the veterans who did not receive such services. (B) The effects of such services on housing status by comparing the veterans who received such services and the veterans who did