; (4) except as provided in paragraph (5), default under the residence plan constitutes default under any security agreement that creates a security interest in the debtor's principal residence; (5) the debtor will be in default for a late payment under the plan and any security agreement that creates a security interest in the debtor's principal residence only if the debtor is more than 120-days delinquent on any payment under the residence plan; (6) the holders of any judicial lien or statutory lien created before the order for relief cannot exercise any remedies under applicable nonbankruptcy law, unless the debtor is 120-days delinquent on any payment under the residence plan; (7) the last payment on account of the secured claim is due on a date that is not later than the later of— (A) 15 years after the date of confirmation of the residence plan; or (B) 5 years after the original maturity date of the loan relating to the claim; and (8) the debt secured by the debtor's principal residence that is dealt with by the residence plan has not been previously provided for by a residence plan that was— (A) confirmed on a date that is not more than 6 years before the date of the filing of the petition; and (B) completed. (d) Objection to property plan If the holder of an allowed secured claim that is secured by property that is not the debtor's principal residence objects to the confirmation of a property plan, the court shall confirm the property plan only if— (1) the property plan provides that— (A) the holder of the claim retains the lien securing the allowed secured claim; (B) the value, as of the effective date of the property plan, of the property to be distributed under the property plan on account of the claim is not less than the amount of the allowed secured claim, unless— (i) the property securing the claim is a motor vehicle that was acquired by the debtor within the 90-day period immediately preceding the date of the filing of the petition