; and (ii) the Federal share of the cost of the construction does not exceed $15,000,000. (B) Specific authorization If the Federal share of the cost of a project described in paragraph (1) exceeds $15,000,000, the Secretary shall submit the project recommendation to Congress for authorization prior to construction, and shall include the project recommendation in the next annual report submitted under section 7001 of the Water Resources Reform and Development Act of 2014. (C) Financing (i) Contributions If, based on a study carried out pursuant to paragraph (1), the Secretary determines that a project described in paragraph (1) will not produce benefits greater than cost, the Secretary shall allow the affected community to pay, or provide contributions equal to, an amount sufficient to make the remaining costs of design and construction of the project equal to the estimated value of the benefits of the project. (ii) Effect on non-Federal share Amounts provided by an affected community under clause (i) shall be in addition to any payments or contributions the affected community is required to provide toward the remaining costs of design and construction of the project under section 103 of the Water Resources Development Act of 1986 ( 33 U.S.C. 2213 ). (4) Ability to pay (A) In general Any cost-sharing agreement for a project entered into pursuant to this section shall be subject to the ability of the affected community to pay. (B) Determination The ability of any affected community to pay shall be determined by the Secretary in accordance with procedures established by the Secretary. (C) Effect of reduction Any reduction in the non-Federal share of the cost of a project described in paragraph (1) as a result of a determination under this paragraph shall not be included in the Federal share for purposes of subparagraphs (A) and (B) of paragraph (3). 121. Emergency response to natural disasters (a) In general Section 5 of the Act of August 18, 1941 ( 33 U.S.C. 701n ) is amended— (1) in subsection (a), by adding at