; (iv) in paragraph (4)(C), by striking paragraph (7) and inserting paragraph (11) ; (v) by redesignating paragraphs (5) through (11) as paragraphs (9) through (15), respectively; (vi) by inserting after paragraph (4) the following: (5) Disclosures before first fully amortized payment Not fewer than 30 days and not more than 150 days before the first fully amortized payment on a postsecondary education loan is due from the borrower, the postsecondary educational lender or servicer shall disclose to the borrower, clearly and conspicuously— (A) the information described in— (i) paragraph (2)(A) (adjusted, as necessary, for the rate of interest in effect on the date the first fully amortized payment on a postsecondary education loan is due); (ii) subparagraphs (B) through (G) of paragraph (2); (iii) paragraph (2)(H) (adjusted, as necessary, for the rate of interest in effect on the date the first fully amortized payment on a postsecondary education loan is due); (iv) paragraph (2)(K); and (v) subparagraphs (O) and (P) of paragraph (2); (B) the scheduled date upon which the first fully amortized payment is due; (C) the name of the postsecondary educational lender and servicer, and the address to which communications and payments should be sent including a telephone number and website where the borrower may obtain additional information; (D) a description of alternative repayment options, including Federal Direct Consolidation Loans under part D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1087a et seq.), as applicable, and servicemember or veteran benefits under the Servicemembers Civil Relief Act ( 50 U.S.C. App. 501 et seq.) or other Federal or State law related to postsecondary education loans