; (IV) the ability to place and remove a security freeze on a consumer report for free under section 605A(i) and (j); (V) if the consumer reporting agency offers a product to consumers to prevent access to the consumer report of the consumer for the purpose of preventing identity theft, a disclosure to the consumer regarding the differences between that product and a security freeze as defined under section 605A(i) or (j); (VI) information on who has accessed the consumer report of the consumer over the last 24 months, and, as available, for what permissible purpose the consumer report was furnished in accordance with section 604 and section 609; and (VII) the credit score of the consumer in accordance with section 609(f)(7). (ii) No waiver A consumer reporting agency described in section 603(p) may not require a consumer to waive any legal or privacy rights to access— (I) a portal established under this subparagraph