; and (B) a circumstance described in paragraph (3) applies. (2) Cost-sharing A group health plan or health insurance issuer offering group or individual health insurance coverage shall ensure that any cost-sharing requirements for coverage of services for an active course of treatment provided by an out-of-network provider under paragraph (1) are the same requirements as if such services were provided by an in-network provider. (3) Circumstance A circumstance described in this paragraph is a circumstance in which— (A) with respect to a health insurance issuer offering group or individual health insurance coverage— (i) the individual was receiving services for the active course of treatment described in paragraph (1) from the out-of-network provider described in such paragraph during the prior plan year when— (I) the individual was a participant, beneficiary, or enrollee of a different health insurance coverage offered by such health insurance issuer; and (II) such provider was an in-network provider with respect to such different health insurance coverage; and (ii) the health insurance issuer decided to cancel or discontinue offering such different health insurance coverage for the plan year for which the individual makes the request, including a case in which such different health insurance coverage is withdrawn from the market for such plan year