; (D) loan guarantees made pursuant to title XVII of the Energy Policy Act of 2005 ( 42 U.S.C. 16511 et seq.); and (E) such other programs as the Secretary determines appropriate. (4) Secretary The term Secretary means the Secretary of Energy. (5) Underserved or disadvantaged community The term underserved or disadvantaged community means a community located in a zip code within a census tract that is identified as— (A) a low-income urban community; (B) an urban community of color; (C) having a significantly low number of electric vehicle charging stations per capita; or (D) any other urban community that the Secretary determines is disproportionately vulnerable to, or bears a disproportionate burden of, any combination of economic, social, and environmental stressors.