; (B) the availability and type of any such assistance provided post-forbearance; and (C) the overall ability of the enterprises and the FHA mortgage insurance programs to successfully meet their charter requirements, civil rights responsibilities, and other requirements under law. (d) Definitions For purposes of this Act, the following definitions shall apply: (1) Covered period The term covered period means, with respect to a federally backed mortgage loan, the period of time during which the borrower under such loan may request forbearance on the loan under section 4022(b) of the CARES Act ( 15 U.S.C. 9056 ; Public Law 116–136 ; 134 Stat. 490). (2) COVID-19 emergency The term COVID–19 emergency has the meaning given such term in section 4022 of the CARES Act ( 15 U.S.C. 9056 ; Public Law 116–136