; or (ii) in the case of a lessee who lacks the mental capacity to contract or to manage his or her own affairs (including disbursement of funds without limitation) due to such injury or illness, the spouse or dependent of the lessee may terminate the lease. (B) Definitions In this paragraph: (i) The term catastrophic injury or illness has the meaning given that term in section 439(g) of title 37, United States Code. (ii) The term covered service means full-time National Guard duty, active Guard and Reserve duty, or inactive-duty training (as such terms are defined in section 101(d) of title 10, United States Code). . (b) Deaths Paragraph (3) of such section is amended by striking The spouse of the lessee and inserting The spouse or dependent of the lessee . 80012. Deferral of certain debts arising from benefits under laws administered by the Secretary of Veterans Affairs (a) In general During the covered period, the Secretary of Veterans Affairs may not— (1) take any action to collect a covered debt (including the offset of any payment by the Secretary); (2) record a covered debt; (3) issue notice of a covered debt to a person or a consumer reporting agency; (4) allow any interest to accrue on a covered debt; or (5) apply any administrative fee to a covered debt. (b) Exception Notwithstanding subsection (a), the Secretary may collect a payment regarding a covered debt (including interest or any administrative fee) from a person (or the fiduciary of that person) who elects to make such a payment during the covered period. (c) Definitions In this section: (1) The term consumer reporting agency has the meaning given that term in section 5701 of title 38, United States Code. (2) The term covered debt means a debt— (A) owed by a person (including a fiduciary) to the United States; (B) arising from a benefit under a covered law; and (C) that is not subject to recovery under— (i) section 3729 of title 31, United States Code; (ii) section 1729 of title 38, United States Code