would not remain at least adequately capitalized in severely adverse economic conditions under the evaluation described in clause (i). . (b) Well capitalized thresholds (1) Definition of well capitalized for interstate bank mergers Section 44(g) of the Federal Deposit Insurance Act ( 12 U.S.C. 1831u(g) ) is amended by adding at the end the following new paragraph: (12) Well capitalized The term well capitalized means, with respect to an insured depository institution with total consolidated assets of $10,000,000,000 or more, that such institution exceeds the required minimum level for each relevant capital measure to be considered adequately capitalized (as determined under section 38) by at least 50 percent of such minimum. . (2) Bank holding companies Section 2(o)(B)(ii) of the Bank Holding Company Act of 1956 ( 12 U.S.C. 1841(o)(B)(ii) ) is amended to read as follows: (ii) Well capitalized A bank holding company is well capitalized if— (I) with respect to a company that has total consolidated assets of $10,000,000,000 or more, it exceeds the required minimum level for each relevant capital measure (as determined by the Board) by at least 50 percent of such minimum