; and (ii) by adding at the end the following: (3) Covered period With respect to a loan, the term covered period means the period beginning on the date of enactment of this Act and ending 12 months after such date of enactment. . (2) Automatic forbearance for delinquent borrowers Section 4022(c) of the CARES Act ( 15 U.S.C. 9056(c) ), as amended by paragraph (5) of this subsection, is further amended by adding at the end the following: (9) Automatic forbearance for delinquent borrowers (A) In general Notwithstanding any other law governing forbearance relief— (i) any borrower whose covered mortgage loan became 60 days delinquent between March 13, 2020, and the date of enactment of this paragraph, and who has not already received a forbearance under subsection (b), shall automatically be granted a 60-day forbearance that begins on the date of enactment of this paragraph, provided that a borrower shall not be considered delinquent for purposes of this paragraph while making timely payments or otherwise performing under a trial modification or other loss mitigation agreement