1. Short title This Act may be cited as the Helping America’s Farmers Act . 2. Agricultural economic injury disaster loan (a) Definitions In this section: (1) Eligible entity The term eligible entity means— (A) a producer— (i) of horticulture, nursery crops, floriculture, non-specialty crops, wool, livestock, dairy, aquaculture, or specialty crops; or (ii) engaged in the production of food and fiber; or (B) a farmer or rancher. (2) Large eligible entity The term large eligible entity means an eligible entity with an adjusted gross income of greater than $500,000. (3) Secretary The term Secretary means the Secretary of Agriculture, acting through the Administrator of the Farm Service Agency. (4) Small eligible entity The term small eligible entity means an eligible entity with an adjusted gross income of less than or equal to $500,000. (b) Agricultural economic injury disaster loan program (1) In general The Secretary shall carry out a program to make loans under this subsection to small eligible entities for the purposes described in paragraph (3). (2) Terms of loans (A) Amount of loan In carrying out this subsection, the Secretary shall make loans to small eligible entities in an amount less than or equal to $2,000,000. (B) Interest rate A loan under subparagraph (A) shall have an interest rate equal to zero percent. (C) Repayment The Secretary shall establish the repayment terms with respect to each loan to a small eligible entity under this subsection, except that such repayment may not— (i) begin before the date that is 1 year after the date on which such loan is made to such small eligible entity; and (ii) be for a period of less than 10 years or a period of greater than 15 years; and (D) Waiver of certain requirements With respect to a loan made under this subsection in response to an economic disaster, the Secretary shall waive— (i) any rules related the personal guarantee on advances and loans of not more than $200,000 for all applicants