at risk of homelessness Notwithstanding section 401(1) of the McKinney-Vento Homeless Assistance Act ( 42 U.S.C. 11360(1) ), for purposes of assistance made available with amounts made available pursuant to subsection (a), the term at risk of homelessness means, with respect to an individual or family, that the individual or family— (1) has an income below 80 percent of the median income for the area as determined by the Secretary