; relating to assessments and fees) is amended by adding at the end the following: (4) Excluded assets For purposes of paragraph (2)(B), the total consolidated assets of an insurance savings and loan holding company, as defined in section 10(a)(1) of the Home Owners’ Loan Act ( 12 U.S.C. 1467a(a)(1) ), shall not include assets attributable to the business of insurance conducted by the insurance savings and loan holding company or any affiliate of the insurance savings and loan holding company, other than assets associated with insurance for credit risk. . 4. Implementation (a) Definition of Board In this section, the term Board means the Board of Governors of the Federal Reserve System. (b) Implementation of supervisory framework Not later than 2 years after the date of enactment of this Act, the Board shall establish the supervisory framework required under paragraph (7) of section 10(b) of the Home Owners’ Loan Act ( 12 U.S.C. 1467a(b) ), as added by this Act. (c) Review of supervisory guidance Not later than 30 months after the date of enactment of this Act, the Board shall complete the review of supervisory policy letters and policy guidance required under paragraph (7) of section 10(b) of the Home Owners’ Loan Act ( 12 U.S.C. 1467a(b) ), as added by this Act. (d) Report to congress Not later than 3 years after the date of enactment of this Act, the Board shall submit to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives a report on the implementation of this Act. 5. Relationship to other laws This Act and the amendments made by this Act shall not limit any authority over insurance savings and loan holding companies, as defined in section 10(a)(1) of the Home Owners’ Loan Act ( 12 U.S.C. 1467a(a)(1) ), as added by this Act, that is provided by a Federal law other than the Home Owners’ Loan Act ( 12 U.S.C. 1461 et seq.). 6. Rulemaking authority The Board may issue regulations and orders as may be necessary to— (1)