deposits) in accordance with paragraphs (4) and (5) of section 415(a) of such Act ( 42 U.S.C. 11374(a) ) and this section. (c) Definition of at Risk of Homelessness Notwithstanding section 401(1) of the McKinney-Vento Homeless Assistance Act ( 42 U.S.C. 11360(1) ), for purposes of assistance made available with amounts made available pursuant to subsection (b), the term at risk of homelessness means, with respect to an individual or family, that the individual or family— (1) except as provided in subsection (d)(1)(C), has an income below 80 percent of the median income for the area as determined by the Secretary