1. Short title This Act have been cited as the Protect our Checks Act of 2020 . 2. Protecting stimulus checks from garnishment and fees (a) Protection of 2020 recovery rebates (1) In general Section 2201(d) of the CARES Act ( Public Law 116–136 ) is amended— (A) by redesignating paragraphs (1), (2), and (3) as subparagraphs (A), (B), and (C), and by moving such subparagraphs 2 ems to the right; (B) in the heading, by striking reduction or offset and inserting reduction, offset, garnishment, etc. ; (C) by striking Any credit and inserting the following: (1) In general Any credit