; (E) the term small business concern owned and controlled by socially and economically disadvantaged individuals has the meaning given the term in section 8(d)(3)(C); and (F) the term startup means a business that has not yet opened. ; (3) in paragraph (2)— (A) by striking 3-year ; and (B) by striking pilot ; (4) in paragraph (3)— (A) in subparagraph (A), by striking and at the end; (B) in subparagraph (B), by striking the period at the end and inserting ; and ; and (C) by adding at the end the following: (C) to provide flexible capital to and through mission lenders who are best positioned to understand community need and respond quickly to it during times of economic downturn, especially as a result of a disaster, including those caused by public health threats. ; (5) in paragraph (4)— (A) by striking subparagraph (B) and inserting the following: (B) Loan limits (i) Single loan (I) In general Except as provided in subclause (II), no single loan to an eligible intermediary under this subsection may exceed $1,000,000. (II) Exception for underserved markets If an eligible intermediary makes not less than 60 percent of its loans to small business concerns in underserved markets, the eligible intermediary may receive a single loan under this subsection of $1,500,000. (ii) Total amount The total amount outstanding and committed to an eligible intermediary by the Administrator under the Program may not exceed $5,000,000. (iii) Considerations In determining whether to make a loan to an eligible intermediary before prior loans made to the eligible intermediary under the Program are paid off, the Administrator shall take into consideration the lending experience and track record of the eligible intermediary within the Program.