; and (bb) institutionally owned or operated housing and food costs (as determined based on the costs for housing and food under section 472). (II) Total estimated other expenses based on the published program length, including— (aa) the component totals each for housing and food costs for students who reside off-campus; and (bb) for all students, books, supplies, transportation, miscellaneous personal expenses, health insurance (if applicable), and child care (if applicable), as determined under section 472. (ii) Total net price (I) The estimated total net price that the student, or the student’s family on behalf of the student, is estimated to have to pay for the student to attend the institution for the published program length, equal to— (aa) the estimated total cost of attendance as described in clause (i) for the student based on the published program length; minus (bb) the estimated total amount of grant aid described in paragraph (2)(B) that is estimated to continue for the program length and is included in the financial aid offer, based on the published program length. (II) A disclosure that the estimated total net price is an estimate of the total expenses for the published program length and not equivalent to the amount the student will owe directly to the institution over the published program length. (4) Additional requirements for financial aid offer The financial aid offer shall meet the following requirements: (A) Include, in addition to the requirements described in paragraphs (2) and (3), a concise summary, in plain language, of— (i) the terms and conditions of financial aid recommended under subparagraphs (B), (D), and (E) of paragraph (2), and a method to provide students with additional information about such terms and conditions, such as links to the supplementary information