1. Short title This Act may be cited as the National Climate Bank Act . 2. Table of contents The table of contents of this Act is as follows: Sec. 1. Short title. Sec. 2. Table of contents. Sec. 3. National Climate Bank. Subtitle C—National Climate Bank Sec. 1621. Definitions. Sec. 1622. Establishment. Sec. 1623. Mandate. Sec. 1624. Finance and investment division. Sec. 1625. Start-up Division. Sec. 1626. Zero-emissions fleet and related infrastructure financing program. Sec. 1627. Project prioritization and requirements. Sec. 1628. Board of Directors. Sec. 1629. Administration. Sec. 1630. Establishment of risk management committee and audit committee. Sec. 1631. Oversight. Sec. 1632. Maximum contingent liability. 3. National Climate Bank Title XVI of the Energy Policy Act of 2005 ( Public Law 109–58 , as amended) is amended by adding at the end the following new subtitle: C National Climate Bank 1621. Definitions In this subtitle: (1) Bank The term Bank means the National Climate Bank established under section 1622. (2) Board The term Board means the Board of Directors of the Bank. (3) Chief executive officer The term chief executive officer means the chief executive officer of the Bank. (4) Climate-impacted communities The term climate-impacted communities includes— (A) communities of color, which include any geographically distinct area the population of color of which is higher than the average population of color of the State in which the community is located; (B) communities that are already or are likely to be the first communities to feel the direct negative effects of climate change; (C) distressed neighborhoods, demonstrated by indicators of need, including poverty, childhood obesity rates, academic failure, and rates of juvenile delinquency, adjudication, or incarceration; (D) low-income communities, defined as any census block group in which 30 percent or more of the population are individuals with low income