; and (B) means the National Credit Union Administration, in the case of an insured credit union (as defined under section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 )). (2) Borrower The term borrower means a borrower of a commercial mortgage loan. (3) Commercial mortgage The term commercial mortgage means a mortgage loan secured by an interest in real property owned for rental income. (4) Financial institution The term financial institution means— (A) a person authorized to make and approve loans under section 7(a)(36) of the Small Business Act ( 15 U.S.C. 636(a)(36) ) or section 1109 of the CARES Act ( Public Law 116–136 ); (B) a national banking association; and (C) such other persons as the Secretary determines appropriate. (5) Parent company The term parent company means any entity that has control over a borrower . (6) Secretary The term Secretary means the Secretary of the Treasury.