; and ; and (2) in paragraph (9), by adding at the end the following: (C) Selection of repayment plans on and after July 1, 2021; opportunity to change repayment plans Notwithstanding any other provision of this paragraph, or any other provision of law, and in accordance with regulations, beginning on July 1, 2021, the lender shall offer a borrower of a loan made, insured, or guaranteed under this part the opportunity to change repayment plans, and to enroll in one of the following repayment plans: (i) A fixed repayment plan described in section 493E. (ii) The income-based repayment plan under section 493C(f). . 3. Amendments to terms and conditions of loans and repayment plans (a) Rulemaking regarding termination of certain repayment plans Before July 1, 2021, the Secretary of Education shall carry out a plan to end all eligibility for repayment plans other than a fixed repayment plan described in section 493E of the Higher Education Act of 1965 ( 20 U.S.C. 1001 et seq.), as added by this Act, and an income-based repayment plan described under section 493C(f) of the Higher Education Act of 1965 ( 20 U.S.C. 1001 et seq.), as added by this Act, for loans made under part B or D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1070 et seq.), unless the borrower is enrolled in another repayment plan before July 1, 2021, in accordance with the amendments made by this Act. (b) Repayment plans Section 455(d) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(d) ) is amended— (1) by redesignating paragraphs (2) through (5) as paragraphs (3) through (6), respectively