; and (2) may not include any speculation about future amounts that may be owed under the Qualified ISA or income-share agreement, as applicable. . (b) Regulations The Director of the Bureau of Consumer Financial Protection shall promulgate regulations with respect to the manner in which ISA funders may furnish, and consumer reporting agencies may report, information regarding Qualified ISAs and income-share agreements. 504. Application of the Fair Debt Collection Practices Act (a) In general Section 803 of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692a ) is amended— (1) in paragraph (5), by inserting , including a Qualified ISA and an income-share agreement, as those terms are defined in section 2 of the ISA Student Protection Act of 2019 before the period at the end; and (2) in paragraph (6), in the first sentence, by inserting , including an ISA funder, as defined in section 2 of the ISA Student Protection Act of 2019 , after means any person . (b) Rule of construction Nothing in this section, or the amendments made by this section, may be construed for purposes of any other Federal law as considering— (1) Qualified ISAs or income-share agreements as debts; or (2) ISA funders as debt collectors. 505. Application of the Military Lending Act Section 987 of title 10, United States Code, is amended— (1) by redesignating subsection (i) as subsection (j)