; (D) low-income communities, defined as any census block group in which 30 percent or more of the population are individuals with low income; (E) low-income households, defined as a household with annual income equal to, or less than, the greater of— (i) an amount equal to 80 percent of the median income of the area in which the household is located, as reported by the Department of Housing and Urban Development; and (ii) 200 percent of the Federal poverty line; and (F) rural areas, which include any area other than— (i) a city or town that has a population of greater than 50,000 inhabitants; and (ii) any urbanized area contiguous and adjacent to a city or town described in clause (i). (5) Climate resilient infrastructure The term climate resilient infrastructure means any project that builds or enhances infrastructure so that such infrastructure— (A) is planned, designed, and operated in a way that anticipates, prepares for, and adapts to changing climate conditions