1. Short title This Act may be cited as the Fair Student Loan Debt Collection Practices Act . 2. Collection restrictions with respect to Federal student loans (a) In general The Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq.) is amended— (1) by inserting after section 811 the following: 811A. Collection restrictions with respect to Federal student loans (a) Prohibition on collecting from borrowers below certain income guidelines A debt collector may not attempt to collect a Federal student loan debt from a borrower during any period of time when a similarly situated borrower would not be required to make a payment under an income-driven repayment plan. (b) Limitation on amounts collected based on certain income guidelines During any 1-month period, a debt collector may not attempt to collect from a borrower an amount with respect to a Federal student loan debt that exceeds the amount that a similarly situated borrower would be required to make for such month under an income-driven repayment plan. (c) Certification before accepting payment A debt collector may not accept any payment with respect to a Federal student loan debt unless the debt collector first certifies to the borrower that the borrower is not eligible for any administrative discharge of such debt. (d) Definitions In this section: (1) Debt collector The term debt collector — (A) has the meaning given the term under section 803