; and (2) such small business or nonprofit organization shall be deemed a consumer, as such term is defined for purposes of section 813. (f) Tolling Any applicable time limitations for exercising an action prohibited under subsection (b) shall be tolled during a covered period. (g) Predispute arbitration agreements Notwithstanding any other provision of law, no predispute arbitration agreement or predispute joint-action waiver shall be valid or enforceable with respect to a dispute brought under this section, including a dispute as to the applicability of this section, which shall be determined under Federal law. . (b) Clerical amendment The table of contents for the Fair Debt Collection Practices Act, as amended by section 110402, is further amended by inserting after the item relating to section 812A the following: 812B. Restrictions on collections of small business and nonprofit debt during a national disaster or emergency. . 110602. Repayment period and forbearance for small businesses and nonprofit organizations Section 812B of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq.), as added by section 110601, is amended— (1) by inserting after subsection (c) the following: (d) Repayment period After the expiration of a covered period, a debt collector shall comply with the following: (1) Debt arising from credit with a defined payment period For any debt arising from credit with a defined term, the debt collector shall extend the time period to repay any past due balance of the debt by— (A) 1 payment period for each payment that a small business or nonprofit organization missed during the covered period, with the payments due in the same amounts and at the same intervals as the pre-existing payment schedule