; or (E) any other holder of a postsecondary education loan other than the Secretary of Education. (4) Postsecondary education loan The term postsecondary education loan means— (A) a private education loan (as defined under section 140(a)); or (B) a loan made, insured, or guaranteed under title IV of the Higher Education Act of 1965. (5) Qualified written request (A) In general The term qualified written request means a written correspondence of a borrower (other than notice on a payment medium supplied by the postsecondary educational lender or servicer) transmitted by mail, facsimile, or electronically through an email address or website designated by the covered lender, servicer, or assignee to receive communications from borrowers that— (i) includes, or otherwise enables the covered lender, servicer, or assignee to identify, the name and account of the borrower; and (ii) includes, to the extent applicable— (I) sufficient detail regarding the information sought by the borrower