; (2) the terms and conditions offered to a consumer regarding an extension of credit; or (3) an adverse action made for employment purposes. ; and (2) in the table of contents for such Act, by adding at the end the following new item: 630. Prohibition of certain factors related to Federal credit restoration or rehabilitation. . II Expanding Access to Tools To Protect Vulnerable Consumers from Identity Theft, Fraud, or a Related Crime, and Protect Victims from Further Harm 201. Identity theft report definition Paragraph (4) of section 603(q) of the Fair Credit Reporting Act ( 15 U.S.C. 1681a(q)(4) ) is amended to read as follows: (4) Identity theft report The term identity theft report has the meaning given that term by rule of the Bureau, and means, at a minimum, a report— (A) that is a standardized affidavit that alleges that a consumer has been a victim of identity theft, fraud, or a related crime, or has been harmed by the unauthorized disclosure of the consumer’s financial or personally identifiable information, that was developed and made available by the Bureau; or (B) (i) that alleges an identity theft, fraud, or a related crime, or alleges harm from the unauthorized disclosure of the consumer’s financial or personally identifiable information; (ii) that is a copy of an official, valid report filed by a consumer with an appropriate Federal, State, or local law enforcement agency, including the United States Postal Inspection Service, or such other government agency deemed appropriate by the Bureau