; 134 Stat.601) shall apply to assistance under this section until the expiration of such waiver or alternative requirement. (4) Termination of vouchers upon turnover (A) In general A public housing agency may not reissue any vouchers made available under this section when assistance for the family initially assisted is terminated. (B) Reallocation Upon termination of assistance for one or more families assisted by a public housing agency under this section, the Secretary shall reallocate amounts that are no longer needed by such public housing agency for assistance under this section to another public housing agency for the renewal of vouchers previously authorized under this section. IV Suspending Negative Credit Reporting and Strengthening Consumer and Investor Protections 110401. Reporting of information during major disasters (a) In general The CARES Act ( Public Law 116–136 ) is amended by striking section 4021 and inserting the following: 4021. Reporting of information during major disasters (a) Purpose The purpose of this section, and the amendments made by this section, is to protect consumers' credit from negative impacts as a result of financial hardship due to the coronavirus disease (COVID–19) outbreak and future major disasters. (b) Reporting of information during major disasters (1) In general The Fair Credit Reporting Act is amended by inserting after section 605B the following: 605C. Reporting of information during major disasters (a) Definitions In this section: (1) Consumer With respect to a covered period, the term consumer shall only include a consumer who is a resident of the affected area covered by the applicable disaster or emergency declaration. (2) Covered major disaster period The term covered major disaster period means the period— (A) beginning on the date on which a major disaster is declared by the President under— (i) section 401 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5170 ), under which assistance is authorized under section 408 of such