; or (B) section 501 of such Act. (b) Moratorium on furnishing adverse information during covered period No person may furnish any adverse item of information (except information related to a felony criminal conviction) relating to a consumer that was the result of any action or inaction that occurred during a covered period. (c) Information excluded from consumer reports In addition to the information described in section 605(a), no consumer reporting agency may make any consumer report containing an adverse item of information (except information related to a felony criminal conviction) relating to a consumer that was the result of any action or inaction that occurred during a covered period. (d) Summary of rights Not later than 60 days after the date of enactment of this section, the Director of the Bureau shall update the model summary of rights under section 609(c)(1) to include a description of the right of a consumer to— (1) request the deletion of adverse items of information under subsection (e); and (2) request a consumer report or score, without charge to the consumer, under subsection (f). (e) Deletion of adverse items of information resulting from the coronavirus disease (COVID–19) outbreak and major disasters (1) Reporting (A) In general Not later than 60 days after the date of enactment of this subsection, the Director of the Bureau shall create a website for consumers to report, under penalty of perjury, economic hardship as a result of the coronavirus disease (COVID–19) outbreak or a major disaster for the purpose of providing credit report protections under this subsection. (B) Documentation The Director of the Bureau shall— (i) not require any documentation from a consumer to substantiate the economic hardship