1. Short title This Act may be cited as the Fair Credit Reporting for Servicemembers Act . 2. Protections for active duty uniformed consumer (a) Definitions Section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ) is amended— (1) in subsection (q), by amending paragraph (1) to read as follows: (1) Active duty uniformed consumer The term active duty uniformed consumer means a consumer who is— (A) in military service and on active service (as defined in section 101(d) of title 10, United States Code); or (B) a member of the uniformed services (as defined in section 101(a) of title 10, United States Code) who is not a member of the armed forces and is on active service. ; and (2) by adding at the end the following: (bb) Extended active duty uniformed consumer The term extended active duty uniformed consumer means an active duty uniformed consumer that is deployed— (1) in a combat zone (as defined under section 112(c) of the Internal Revenue Code of 1986); or (2) aboard a United States vessel. . (b) Prohibition on including certain adverse information in consumer reports Section 605 of the Fair Credit Reporting Act ( 15 U.S.C. 1681c ) is amended— (1) in subsection (a), by adding at the end the following: (9) Any item of adverse information about a consumer, if the action or inaction that gave rise to the item occurred while the consumer was an extended active duty uniformed consumer.