person. (2) A statement that the person has elected to adhere to, and duly represents and warrants annually and publicly, the following standards: (A) The person, or any of its affiliates, does not advise or assist consumers in modifying or removing, or attempting to modify or remove, adverse information that is accurate and not obsolete from a consumer’s consumer report. (B) The person, or any of its affiliates, does not assist consumers in altering a consumer’s existing credit record, credit history, or credit score by concealing or distorting, or attempting to conceal or distort, adverse information that is accurate and not obsolete. (C) The person, or any of its affiliates, does not assist consumers in interacting with consumer reporting agencies described in section 603(f) of the Fair Credit Reporting Act in any manner which interferes with the lawful operation of such consumer reporting agencies. (D) The person, or any of its affiliates, does not use the term credit repair in its marketing of credit and identity protection services and credit education services. (E) The person provides consumers with the mandatory disclosure described in section 424(c) prior to entering into a contract or agreement for services, and a right to cancellation, in accordance with the provisions of this chapter. (3) A copy of the policies and procedures adopted and implemented by the person to ensure and document compliance with the provisions of this Act, including, policies and procedures for— (A) executing a contract with the consumer to commence the authorized services