; and (5) provide that the institution will not charge any fees of any kind, however described, to student or parent borrowers for origination activities or the provision of any information necessary for a student or parent to receive a loan under this part, or any benefits associated with such loan. (b) Origination An agreement with any institution of higher education for the origination of loans under this part shall— (1) supplement the agreement entered into in accordance with subsection (a); (2) include provisions established by the Secretary that are similar to the participation agreement provisions described in paragraphs (2), (3), (4), and (5) of subsection (a), as modified to relate to the origination of loans by the institution; (3) provide that the institution will originate loans to eligible students and parents in accordance with this part; and (4) provide that the note or evidence of obligation on the loan shall be the property of the Secretary. (c) Withdrawal procedures (1) In general An institution of higher education participating in the Federal ONE Loan Program under this part may withdraw from the program by providing written notice to the Secretary of the intent to withdraw not less than 60 days before the intended date of withdrawal. (2) Date of withdrawal Except in cases in which the Secretary and an institution of higher education agree to an earlier date, the date of withdrawal from the Federal ONE Loan Program under this part of an institution of higher education shall be the later of— (A) 60 days after the institution submits the notice required under paragraph (1)