1. Short title This Act may be cited as the Credit Services Protection Act of 2018 . 2. Protection of consumer credit services (a) In general The Credit Repair Organizations Act ( 15 U.S.C. 1679 et seq.) is amended— (1) by striking title each place such term appears and inserting chapter ; (2) by striking TITLE IV—CREDIT REPAIR ORGANIZATIONS and inserting TITLE IV—CONSUMER CREDIT SERVICES ; (3) by inserting before the table of contents for such Act the following: 1 CREDIT REPAIR ; (4) in section 403(3)(B)— (A) in clause (ii), by striking or at the end; (B) in clause (iii), by striking the period and inserting ; or ; and (C) by adding at the end the following: (iv) any authorized credit services provider to the extent such provider offers, sells, provides, or performs credit and identity protection services or credit education services (as such terms are defined, respectively, under section 423).