; ; (7) in clause (vi) (as redesignated by paragraph (5)), by striking not in excess and inserting during any period not in excess ; and (8) in clause (vii) (as redesignated by paragraph (5)), by striking during which and inserting during any period during which . (d) Rule of construction Nothing in the amendments made by this section shall be construed to authorize any refunding of any repayment of a loan. (e) Applicability The amendments made by this section shall apply with respect to all loans made, insured, or guaranteed under title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1070 et seq.). (f) Conforming amendments Title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1070 et seq.) is further amended— (1) in section 428B(d)(1)(A)(ii) ( 20 U.S.C. 1078–2(d)(1)(A)(ii) ), by striking 428(b)(1)(M)(i)(I) and inserting or clause (i)(I), (iv), or (v) of section 428(b)(1)(M)