; (II) in subparagraph (B)— (aa) by striking and to its primary financial regulatory agency ; and (bb) by striking primary financial regulatory agency the second time it appears and inserting Board of Governors ; and (III) in subparagraph (C)— (aa) by striking Each Federal primary financial regulatory agency, in coordination with the Board of Governors and the Federal Insurance Office, and inserting The Board of Governors ; and (bb) by striking consistent and comparable ; and (iii) by adding at the end the following: (3) Accountability and appropriateness in bank holding company stress tests (A) Quality and Accountability Assurance No annual test or exercise conducted by the Board of Governors under this subsection or any other provision of law shall serve as a basis for restricting a capital distribution by a bank holding company unless the Board of Governor’s Vice Chair for Supervision certifies in writing to the Congress that any model or combination of models used therein are demonstrably more accurate than any similar model or combination of models utilized by the bank holding company in a stress test conducted under paragraph (2). (B) Process Any action taken by the Board of Governors to restrict a capital distribution by a bank holding company on the basis of a stress test or exercise conducted by the Board of Governors under this subsection or any other provision of law shall be conducted pursuant to a capital directive subject to, and issued in accordance with, section 908(b)(2) of the International Lending Supervision Act of 1983 ( 12 U.S.C. 3907(b)(2) . ; (K) in subsection (j)— (i) in paragraph (1), by striking or a nonbank financial company supervised by the Board of Governors ; and (ii) in paragraph (2), by striking the factors described in subsections (a) and (b) of section 113 and any other and inserting any