transferred to a third party, and may be enforced by such third party notwithstanding any State law to the contrary. . (d) Amendment to the Federal Deposit Insurance Act Section 27 of the Federal Deposit Insurance Act ( 12 U.S.C. 1831d ) is amended by adding at the end the following: (c) A loan that is valid when made as to its maximum rate of interest in accordance with this section shall remain valid with respect to such rate regardless of whether the loan is subsequently sold, assigned, or otherwise transferred to a third party, and may be enforced by such third party notwithstanding any State law to the contrary. . 4. Rule of construction Nothing in this Act may be construed as limiting the authority or jurisdiction of the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Board of Governors of the Federal Reserve System, the Bureau of Consumer Financial Protection, or the National Credit Union Administration.