; (B) by inserting after subsection (b) the following: (c) Use of surcharges The Administrator shall deposit any surcharge imposed and collected under subsection (a) in the Affordability Assistance Fund established under subsection (a) of section 1326 in order to provide financial assistance under subsection (b) of that section. ; and (C) in subsection (d), as so redesignated, by striking Subsections (a) and (b) and inserting Subsections (a) through (c) ; and (2) in section 1310A(c) ( 42 U.S.C. 4017A(c) ), by striking paragraph (4). 206. Multifamily mitigation (a) In general Section 1361(d)(1) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4102(d)(1) ) is amended, in the matter preceding subparagraph (A), by inserting (including multifamily buildings in urban areas) after residential buildings . (b) Premium credit Section 1308(k) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4015(k) ) is amended by striking the Administrator shall and all that follows through the period at the end and inserting the following: “the Administrator shall— (1) take into account the implementation of any mitigation method identified by the Administrator in the guidance issued under section 1361(d) ( 42 U.S.C. 4102(d) ); and (2) offer a premium credit to a property owner for the implementation of any alternative mitigation method with respect to a multifamily building in an urban area, as described in paragraph (1) of such section 1361(d). . (c) Land use controls (1) In general Section 1315(a) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4022(a) ) is amended by adding at the end the following: (3) Land use controls for certain multifamily buildings in urban areas (A) Definition In this paragraph, the term covered area means an area that— (i) is an urban area