; (2) for leave to care for, or leave to make arrangements to care for, a member of family, including the birth of a son or a daughter; and (3) for leave to make arrangements— (A) to become a foster parent; or (B) to adopt a child. (b) Insurance shall not be available under this chapter if the injury or disability of an employee is— (1) caused by willful misconduct of such employee; (2) caused by such employee's intention to bring about such injury or disability to himself or to another individual; or (3) proximately caused by the intoxication of such employee. (c) In addition to the requirements otherwise applicable under section 8801(5), an insurance contract under this chapter must be fully insured, whether through reinsurance with other carriers or otherwise. 8803. Contracting authority (a) The Director shall, without regard to any statute requiring competitive bidding, contract with one or more carriers for a policy or policies of disability insurance as described under this chapter. The Director shall ensure that each resulting contract is awarded on the basis of contractor qualifications, price, and reasonable competition. (b) (1) Each contract under this section shall contain— (A) a detailed statement of the benefits offered (including any maximums, limitations, exclusions, and other definitions of benefits); (B) the premiums charged (including any limitations or other conditions on their subsequent adjustment); (C) the duration of the enrollment period