; table of contents. Title I—Ending Too Big to Fail and Bank Bailouts Subtitle A—Repeal of the Orderly Liquidation Authority Sec. 111. Repeal of the orderly liquidation authority. Subtitle B—Financial Institution Bankruptcy Sec. 121. General provisions relating to covered financial corporations. Sec. 122. Liquidation, reorganization, or recapitalization of a covered financial corporation. Sec. 123. Amendments to title 28, United States Code. Subtitle C—Ending Government Guarantees Sec. 131. Repeal of obligation guarantee program. Sec. 132. Repeal of systemic risk determination in resolutions. Sec. 133. Restrictions on use of the Exchange Stabilization Fund. Subtitle D—Eliminating Financial Market Utility Designations Sec. 141. Repeal of title VIII. Subtitle E—Reform of the Financial Stability Act of 2010 Sec. 151. Repeal and modification of provisions of the Financial Stability Act of 2010. Sec. 152. Operational risk capital requirements for banking organizations. Title II—Demanding Accountability from Wall Street Subtitle A—SEC Penalties Modernization Sec. 211. Enhancement of civil penalties for securities laws violations. Sec. 212. Updated civil money penalties of Public Company Accounting Oversight Board. Sec. 213. Updated civil money penalty for controlling persons in connection with insider trading. Sec. 214. Update of certain other penalties. Sec. 215. Monetary sanctions to be used for the relief of victims. Sec. 216. GAO report on use of civil money penalty authority by Commission. Subtitle B—FIRREA Penalties Modernization Sec. 221. Increase of civil and criminal penalties originally established in the Financial Institutions Reform, Recovery, and Enforcement Act of 1989. Title III—Demanding Accountability from Financial Regulators and Devolving Power Away from Washington Subtitle A—Cost-Benefit Analyses Sec. 311. Definitions. Sec. 312. Required regulatory analysis. Sec. 313. Rule of construction. Sec. 314. Public availability of data and regulatory analysis. Sec. 315. Five-year regulatory impact analysis.