1. Short title This Act may be cited as the Ending Too Big to Jail Act . 2. Stop financial institution crime (a) Findings Congress finds the following: (1) History has shown that the Office of the Special Inspector General for the Troubled Asset Relief Program (referred to in this subsection as SIGTARP ) has— (A) served as an effective model for— (i) recovering taxpayer dollars; and (ii) bringing accountability by rooting out waste, fraud, and abuse; and (B) proven to be a leader in targeting crimes committed by insiders at financial institutions in order to protect the interests of the people of the United States. (2) The financial crisis in 2008 laid bare one of the biggest vulnerabilities of the United States, which is fraud committed by financial institutions. Fraud committed by financial institutions continues as of the date of enactment of this Act, which demonstrates that such fraud does not disappear, but evolves and grows over time, which weakens financial institutions from the inside. (3) There is a need for a permanent law enforcement agency dedicated solely to investigating fraud committed by financial institutions and insiders at financial institutions because that type of fraud— (A) wreaks havoc on the economy of the United States; (B) puts the finances of the United States at risk