; and (ii) in clause (iii), by inserting or, in the case of a default that occurs after July 1, 2019, be subject to income-based repayment in accordance with section 493C(c) before the semicolon at the end; (B) in subparagraph (E)(i), by striking the option of repaying the loan in accordance with a standard, graduated, income-sensitive, or extended repayment schedule (as described in paragraph (9)) established by the lender in accordance with regulations of the Secretary; and and inserting the option of repaying the loan in accordance with an applicable repayment plan described in paragraph (9)(C) ; and (C) by striking subparagraph (L); and (2) in paragraph (9)— (A) in subparagraph (A)— (i) in the subparagraph heading, by inserting before July 1, 2019 after selection ; and (ii) in the matter preceding clause (i)— (I) by inserting or subparagraph (C), as applicable, after this subparagraph ; and (II) by striking The borrower and inserting Before July 1, 2019, the borrower ; (B) in subparagraph (B), by inserting before the period at the end or, for a borrower entering repayment after July 1, 2019, the lender shall provide the borrower with the fixed repayment plan described in section 493E ; and (C) by adding at the end the following: (C) Selection of repayment plans on and after July 1, 2019 Notwithstanding any other provision of law, and in accordance with regulations, beginning on July 1, 2019, a lender shall offer a borrower of a loan made, insured, or guaranteed under this part the opportunity to change repayment plans at any time after July 1, 2019, and then not more than once per calendar year thereafter. The borrower may choose between the following repayment plans: (i) A fixed repayment plan described in section 493E. (ii) The income-based repayment plan under section 493C(c). . (b) Federal Direct Loan program repayment plan options Section 455(d) ( 20 U.S.C. 1087e(d) ) is amended— (1) by redesignating paragraphs (2) through (5) as paragraphs (3) through (6), respectively