1. Short title This Act may be cited as the Medicare and Medicaid Protection Act of 2018 . 2. Findings Congress finds the following: (1) Congress enacted Medicare in 1965 to address concerns that about half of the seniors in the United States lacked health insurance. Under Medicare, the uninsured rate for seniors has dropped to just 2 percent and the life expectancy at age 65 has increased by 15 percent. (2) Today, Medicare provides affordable health coverage to approximately 1 out of 6 individuals in the United States (about 58,000,000 in 2017), mainly people age 65 and older and other adults with permanent disabilities. (3) Congress enacted Medicaid to provide medical assistance to [eligible individuals] whose income and resources are insufficient to meet the costs of necessary medical services . (4) Approximately 67,000,000 children, seniors, individuals with disabilities, pregnant women, and low-income adults in the United States rely on Medicaid for affordable health care. (5) Individuals in the United States who are uninsured are nearly twice as likely to live in poverty as those who have health insurance, making Medicare and Medicaid important tools for empowering Americans to economic success. 3. Point of order against privatizing medicare, limiting Federal funding for medicaid, or decreasing benefits in medicare or medicaid in reconciliation legislation Section 310 of the Congressional Budget Act of 1974 ( 2 U.S.C. 641 ) is amended by adding at the end the following: (h) Point of order prohibiting certain changes to the Medicare and Medicaid programs in Reconciliation Legislation (1) In general It shall not be in order in the Senate to consider any reconciliation bill or reconciliation resolution reported pursuant to a concurrent resolution on the budget agreed to under section 301 or 304, or a joint resolution pursuant to section 258C of the Balanced Budget and Emergency Deficit Control Act of 1985, or any amendment thereto or conference report thereon, that would— (A) increase the eligibility age