; (2) by striking subsection (b) and redesignating subsections (c) through (h) as subsections (b) through (g), respectively; and (3) in subsection (b) (as so redesignated), by striking 7-year period referred to in paragraphs (4) and (6) and inserting 4-year period referred to in paragraphs (4) and (5) . (b) Conforming amendments The Fair Credit Reporting Act ( 15 U.S.C. 1681 ) is amended— (1) in section 616(d), by striking section 605(g) each place that term appears and inserting section 605(f)