; (B) a description of the institutional, regulatory, financial, tax, or legal factors at the Federal, State, or local level that affect identified affordability criteria; and (C) a description of how the State will use the authorities and resources under this subsection to assist communities meeting the identified criteria. . 9. Administration of State loan funds Section 1452(g) of the Safe Drinking Water Act ( 42 U.S.C. 300j–12(g) ) is amended by adding at the end the following new paragraph: (5) Transfer of funds (A) In general The Governor of a State may— (i) reserve for any fiscal year not more than the lesser of— (I) 33 percent of a capitalization grant made under this section; or (II) 33 percent of a capitalization grant made under section 601 of the Federal Water Pollution Control Act; and (ii) add the funds so reserved to any funds provided to the State under this section or section 601 of the Federal Water Pollution Control Act. (B) State matching funds Funds reserved under this paragraph shall not be considered for purposes of calculating the amount of a State contribution required by subsection (e) of this section or section 602(b) of the Federal Water Pollution Control Act. . 10. State revolving loan funds for American Samoa, Northern Mariana Islands, Guam, and the Virgin Islands Section 1452(j) of the Safe Drinking Water Act ( 42 U.S.C. 300j–12(j) ) is amended by striking 0.33 percent and inserting 1.5 percent . 11. Authorization of appropriations Subsection (m) of section 1452 of the Safe Drinking Water Act ( 42 U.S.C. 300j–12 ) is amended to read as follows: (m) Authorization of Appropriations (1) In general There are authorized to be appropriated to carry out this section— (A) $3,600,000,000 for fiscal year 2019; (B) $4,140,000,000 for fiscal year 2020; (C) $4,800,000,000 for fiscal year 2021