; and (2) by striking paragraph (16) and inserting the following new paragraphs: (16) Information on the availability of home loan services by and housing assistance benefits of the Department of Veterans Affairs, including the authority of the member— (A) to use an honorable discharge certificate as a certificate of eligibility to apply for a guaranteed housing loan from the Department of Veterans Affairs; or (B) to request, during the preseparation process or after separation, a specific certificate of eligibility for such a loan under section 3702(c) of title 38. (17) Counseling on responsible borrowing practices. .