; (B) maintain access at each in-State public institution of higher education for low-income and underserved students; (C) cap tuition and fees at public institutions of higher education in the State at levels as of the date of enactment of the Debt-Free College Act of 2018 , with a yearly increase allowed based on the Consumer Price Index (as determined by the Secretary); (D) commit to working with in-State public institutions of higher education to reduce tuition and fees as the net State operating support increases; (E) maintain State need-based financial aid programs in effect on the date of enactment of the Debt-Free College Act of 2018 or use State funds for such programs to further the debt-free commitment made under the State-Federal partnership; (F) maintain or increase levels of net State operating support in effect on the date of enactment of the Debt-Free College Act of 2018 , subject to the maintenance of effort provisions contained in this part; (G) develop, adopt, and implement a State formula for calculating the cost of attendance at in-State public institutions of higher education; (H) develop statewide credit transfer policies to— (i) facilitate credit transfers among in-State public institutions of higher education; and (ii) provide students with clear and timely information about credit transfer policies at in-State public institutions of higher education