; (7) describing any disproportionate economic impact on small entities or a specific class of small entities; and (8) describing any impairment of the ability of small entities to have access to credit. . (b) Final regulatory flexibility analysis (1) In general Section 604(a) of title 5, United States Code, is amended— (A) in paragraph (4)— (i) by inserting detailed before description ; and (ii) by striking an explanation and inserting a detailed explanation ; (B) in paragraph (5), by inserting detailed before description ; (C) in paragraph (6)— (i) by inserting detailed before description ; and (ii) by striking ; and at the end; (D) in paragraph (7), as so redesignated, by striking the period at the end and inserting ; and