1. Short title This Act may be cited as the National Homeowners Bill of Rights Act of 2017 . 2. Servicer treatment of borrowers (a) In general Section 6 of the Real Estate Settlement Procedures Act of 1974 ( 12 U.S.C. 2605 ) is amended by adding at the end the following: (n) Servicer treatment of borrowers (1) Servicer requirements (A) Single electronic record and single point of contact Each servicer of a federally related mortgage loan, or agents of such servicer, shall, with respect to the borrower, establish a single electronic record for each account, the contents of which shall be accessible throughout the servicer, or agents of such servicer, including to all affordable loan modification staff, all foreclosure staff, and all bankruptcy staff. (B) Availability of net present value information Servicers shall maintain a free and publicly accessible website where borrowers may check their estimated net present value. (2) Protections for homeowners with limited English proficiency (A) Free oral interpretation Servicers shall provide free oral interpretation services for borrowers whose files include a notation of a preferred language other than English or who request such services and such services may be provided by contracting with housing counseling agencies that are approved by the Department of Housing and Urban Development and that have appropriate language capacity. The servicer shall ensure that the person providing the oral interpretation services has specific knowledge of loss mitigation and mortgage terms. (B) Notification of available assistance (i) In general Servicers shall provide each borrower with a notice— (I) stating that the borrower may receive assistance in a language other than English