; or (B) the provision of additional information by the institution relating to the examination. (2) Exit interview With respect to an examination of a financial institution by a Federal financial institutions regulatory agency, if the financial institution is not subject to a resident examiner program, the exit interview for such examination shall occur not later than the end of the 9-month period beginning on the commencement of the examination, except that such period may be extended by the Federal financial institutions regulatory agency by providing written notice to the financial institution describing with particularity the reasons that a longer period is needed. (b) Examination materials Upon the request of a financial institution, the Federal financial institutions regulatory agency shall include with a final examination report an appendix listing all examination or other factual information relied upon by the agency in support of a material supervisory determination. . 3. Independent Examination Review Panel (a) In general The Federal Financial Institutions Examination Council Act of 1978 ( 12 U.S.C. 3301 et seq.), as amended by section 2, is further amended by adding at the end the following new section: 1013. Independent Examination Review Panel (a) In general (1) Establishment There is established in the executive branch the Independent Examination Review Panel (in this section referred to as the Panel ). (2) Judges The Panel shall consist of three judges, appointed as follows: (A) One judge appointed by the Council with extensive financial institutions regulatory agency experience. (B) One judge appointed by the Securities and Exchange Commission with legal and public accounting experience. (C) One judge appointed by the Council, selected from candidates with private sector senior management-level experience with legal or public accounting background and recommended to the Council by a financial institution or a financial institution trade association. (3) Terms (A) In general Each judge appointed