; (B) an analysis of program risk, set forth separately by industry concentration; (C) without identifying individual 7(a) lenders by name, a consolidated analysis of the risk created by the individual 7(a) lenders responsible for not less than 1 percent of the gross loan approvals by dollar and amount of loans for the year covered by the report; (D) steps taken by the Administrator to mitigate the risks identified in subparagraphs (A), (B), and (C); (E) the number of 7(a) lenders, the gross and net number of loans made, and the gross and net dollar amount of loans made; (F) the number and dollar amount of total defaults and total repurchases, and the percentage and total amount of recoveries; (G) the number and type of enforcement actions recommended by the Director; (H) the number and type of enforcement actions approved by the Lender Oversight Committee established under section 48; (I) the number and type of enforcement actions disapproved by the Lender Oversight Committee; and (J) the number and dollar amount of civil monetary penalties assessed. (i) Budget submission and justification Effective for the first fiscal year occurring after the date of enactment of the Small Business 7(a) Lending Oversight Reform Act of 2018 , and each fiscal year thereafter, the Director shall provide, in writing a budget submission and justification for the submission to the Administrator, which shall— (1) include the salaries and expenses of the Office and lender oversight fees; (2) be submitted at or about the time of the budget submission by the President under section 1105(a) of title 31, United States Code