1. Short title This Act may be cited as the Fair Access to Credit Scores Act of 2017 . 2. Credit scores included in free annual disclosures (a) In general Section 609 of the Fair Credit Reporting Act ( 15 U.S.C. 1681g ) is amended— (1) in subsection (a)(1)— (A) by striking and at the end and inserting a period; (B) by striking except that— and all that follows through (A) if the and inserting except that if the ; and (C) by striking subparagraph (B); (2) in subsection (a), by adding at the end the following: (7) If the consumer reporting agency is a consumer reporting agency that compiles and maintains files on consumers on a nationwide basis as described in section 603(p), each such agency shall disclose a current credit score generated using the scoring algorithm, formula, model, program, or mechanism that is most frequently used to generate credit scores sold to creditors, subject to regulations of the Bureau, along with any information in the consumer’s file at the time of the request concerning credit scores or any other risk scores or other predictors relating to the consumer, if such request is made in connection with a free annual disclosure made pursuant to section 612(a). (8) Such other consumer information as the Bureau considers appropriate with respect to consumer financial education, including the information required by subsection (f)(1), information describing the credit score of the consumer with respect to a range of possible credit scores, and the general factors contributing to the credit scores of consumers. ; and (3) in subsection (f)— (A) in paragraph (1)— (i) by striking , a consumer reporting agency and all that follows through shall include— and inserting or a risk score, a consumer reporting agency shall supply to the consumer— ; and (ii) by amending subparagraph (A) to read as follows: (A) any credit score or risk score in the file of the consumer at the consumer reporting agency; ; (B) in paragraph (2)— (i) by redesignating subparagraph (B) as subparagraph (C)