as that of a secured loan. (2) Terms The terms of a loan guarantee provided under this subsection shall be consistent with the terms required under this section for a secured loan, except that the rate on the guaranteed loan and any prepayment features shall be negotiated between the obligor and the lender, with the consent of the Secretary. 9. Program administration (a) Requirement The Secretary shall establish a uniform system to service the Federal credit instruments made available under this Act. (b) Servicer (1) In general The Secretary may appoint a financial entity to assist the Secretary in servicing the Federal credit instruments provided under this Act. (2) Duties