; and (2) by inserting after subparagraph (D) the following: (E) Location of savings association The geographic location within the United States of a person performing services for a savings association under subparagraph (D) or the existence of an economic relationship between a savings association and another person shall not affect the determination of the location of the savings association under other applicable law. . 4. Terms and conditions (a) Amendment to the Revised Statutes Section 5197 of the Revised Statutes ( 12 U.S.C. 85 ) is amended by inserting the following after the first sentence: A loan, discount, note, bill of exchange, or other debt is made by an association, and subject to the preceding sentence, where the association is the party to which the debt is owed according to the terms of the loan, discount, note, bill of exchange, or other debt, regardless of any later assignment. The existence of a service or economic relationship between an association and another person shall not affect the application of this section to the rate of interest upon the loan or discount made, or the note, bill, or other evidence of debt or the identity of the association as the lender under the agreement. . (b) Amendment to the Federal Deposit Insurance Act Subsection (a) of section 27 of the Federal Deposit Insurance Act ( 12 U.S.C. 1831d(a) ) is amended by adding at the end the following: A loan, discount, note, bill of exchange, or other debt is made by a State bank or an insured branch of a foreign bank, and subject to the preceding sentence, where a State bank or an insured branch of a foreign bank is the party to which the debt is owed according to the terms of the loan, discount, note, bill of exchange or other debt, regardless of any later assignment. The existence of a service or economic relationship between a State bank or insured branch of a foreign bank and another person shall not affect the application of this subsection to the interest rate upon the loan or discount made, or upon the note, bill