; and (2) in clause (ii), by inserting , or, in the case of an individual entitled to a widow's or widower's insurance benefit, the first month in which, if the individual filed an application for such benefit or requested that such benefit be resumed in such month, the amount of such benefit would be equal to the maximum amount permissible under subsection (aa)(7) before the period. (c) Effective date The amendments made by this section shall take effect on January 1, 2020, and shall apply to the determination of the amount of widow's and widower's insurance benefits payable on or after such date. 5. Holding current beneficiaries harmless (a) In general In the case of an individual who is receiving benefits or assistance under any Federal program or under any State or local program financed in whole or in part with Federal funds as of the date on which the amendments made by this Act take effect, the amount of any additional income that is attributable to an increase in benefits under title II of the Social Security Act ( 42 U.S.C. 401 et seq.) or to new eligibility for benefits under such title that results from the amendments made by this Act shall be disregarded for the purpose of determining such individual's continued eligibility for, and amount of, benefits or assistance under such Federal, State, or local program. (b) Limitation In the case of an individual described in subsection (a) who, after the date on which the amendments made by this Act take effect, ceases to be eligible for benefits or assistance under a Federal, State, or local program described in such subsection, such subsection shall not apply to such individual for purposes of such program beginning on the date that such individual ceases to be so eligible. 6. Provision of information to widows, widowers, and surviving divorced spouses (a) In general Not later than January 1, 2020, the Commissioner of Social Security shall publish a booklet containing information related to benefits available under title II of the Social Security Act to