; (B) paying a reasonable fee per download to the application developer to be capped at a fair market value; or (C) other methods determined appropriate by the Secretary. For purposes of the previous sentence, the Secretary shall consult with application developers, insurers, and other appropriate entities determined by the Secretary, to establish appropriate methods of financial incentive payment for applications approved to participate in the program. (b) Mobile health record applications (1) Approval The Secretary shall establish a process under which the Secretary, in consultation with staff with appropriate technical expertise, approves mobile health record applications for use under the Program. Such process shall include requirements providing that such application— (A) demonstrates the capacity to provide the personal medical claim information of an individual described in subsection (a) to such individual in an easily accessible format; (B) utilizes a machine-readable, structured, coded format conforming to a data content standard approved by the Secretary; (C) has the ability to aggregate data from multiple sources; (D) is encrypted (or contains other data security safeguards determined appropriate by the Secretary) and conforms to other cybersecurity standards and best practices determined appropriate by the Secretary; (E) provides for a mechanism through which the Secretary may track the number of times and frequency with which such individual accesses the personal medical claim information of such individual; (F) does not use a third-party service for ad revenue or for any other means