1. Short title This Act may be cited as the Claims Licensing Advancement for Interstate Matters Act or the CLAIM Act . 2. State flexibility in multistate adjuster licensing reforms (a) In general Section 4 shall take effect upon the expiration of the 4-year period beginning on the date of the enactment of this Act unless, before the expiration of such period, those States that license independent claims adjusters have enacted— (1) uniform laws and regulations governing the licensure of individuals and entities authorized to adjust insurance claims within the State; and (2) reciprocity laws and regulations governing the licensure of nonresident individuals and entities authorized to adjust insurance claims within those States. (b) Uniformity required States shall be deemed to have established the uniformity necessary to comply with subsection (a)(1) if the States— (1) establish uniform criteria regarding the integrity, personal qualifications, education, training, and experience of licensed independent claims adjusters for— (A) property and casualty insurance; (B) workers compensation insurance; and (C) such other lines as a State may choose to regulate. (2) establish uniform continuing education requirements for licensed independent claims adjusters for each line of insurance under paragraph (1) that a State chooses to regulate; (3) establish uniform ethics course requirements for licensed independent claims adjusters in conjunction with the continuing education requirements under paragraph (2); (4) do not impose any requirement upon any independent claims adjuster to be licensed or otherwise qualified to do business as a nonresident that has the effect of limiting or conditioning that independent claims adjuster’s activities because of its residence or place of operations