; or (ii) either personally or through delegation no lower than the Deputy Attorney General, issues and signs a subpoena for such actions and such subpoena is supported by specific and articulable facts showing that there are reasonable grounds to believe that the information or testimony sought is relevant for conducting an investigation under this section. . 12. Waiver of waiting period Not later than 120 days after the date of the enactment of this Act, the Bureau of Consumer Financial Protection shall issue regulations establishing a process to waive the requirement relating to the timing of providing closing disclosures for mortgage loans described under section 1026.19(f)(1)(ii) of title 12, Code of Federal Regulations. 13. Limit on Bureau Supervision The Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 et seq.) is amended— (1) in section 1025(a), by striking $10,000,000,000 each place such term appears and inserting $50,000,000,000 ; and (2) in section 1026(a), by striking $10,000,000,000 each place such term appears and inserting $50,000,000,000 . 14. Limited exception for reciprocal deposits (a) In general Section 29 of the Federal Deposit Insurance Act ( 12 U.S.C. 1831f ) is amended by adding at the end the following new subsection: (a) Limited exception for reciprocal deposits (1) In general Reciprocal deposits of an insured depository institution shall not be considered to be funds obtained, directly or indirectly, by or through a deposit broker if— (A) when the institution was most recently examined, its composite condition was found to be outstanding or good; or (B) the total amount of such reciprocal deposits does not exceed the lesser of— (i) $10,000,000,000