1. Short title This Act may be cited as the Making Online Banking Initiation Legal and Easy Act of 2017 or the MOBILE Act of 2017 . 2. Definitions In this Act: (1) Affiliate The term affiliate has the meaning given such term in section 2(k) of the Bank Holding Company Act of 1956 ( 12 U.S.C. 1841(k) ). (2) Driver’s license The term driver’s license means a license issued by a State to an individual which authorizes the individual to operate a motor vehicle on public streets, roads, or highways. (3) Federal bank secrecy laws The term Federal bank secrecy laws means— (A) section 21 of the Federal Deposit Insurance Act ( 12 U.S.C. 1829b ); (B) section 123 of Public Law 91–508 ; and (C) subchapter II of chapter 53 of title 31, United States Code. (4) Financial institution The term financial institution means— (A) an insured depository institution, as defined in section 3 of the Federal Deposit Insurance Act ( 12 U.S.C. 1813 ); (B) an insured credit union, as defined in section 101 of the Federal Credit Union Act ( 12 U.S.C. 1752 )