; and (2) employees shall have the ability to adjust, stop, or pause, their contributions as they see fit. (g) Disclosure requirements An account sponsor shall disclose in writing, or electronically if the employee so elects, to the participating employee within 5 business days before the commencement of the contributions to the account— (1) a short-term savings account description, including the contours, all terms and conditions, and fees associated with the short-term savings account; (2) describe the tax treatment of the short-term savings account and the tax treatment of any tax favored account that is offered; (3) any rules with respect to, deposits or contributions into the account, maintenance of the account, investments, balances, escalations not to exceed 4 percent and withdrawals, replenishment of the accounts, balance caps and other features of the account