; (2) in paragraph (1)— (A) in the paragraph heading, by inserting before July 1, 2019 after selection ; and (B) in the matter preceding subparagraph (A), by inserting that enters repayment before July 1, 2019, before a variety ; (3) by inserting after paragraph (1) the following: (2) Design and selection beginning July 1, 2019 (A) In General Notwithstanding paragraph (1), for any borrower of a loan made under this part that enters repayment on or after July 1, 2019, and for any borrower subject to paragraph (7), the Secretary shall offer the borrower a choice between the following 2 plans for repayment of such loan, including principal and interest on the loan. The borrower may choose— (i) a fixed repayment plan described in section 493E; or (ii) an income-based repayment plan under section 493C(c). (B) Acceleration A borrower in repayment shall be entitled to accelerate, without penalty, repayment on the borrower's loans under this part. (C) Selection by the Secretary If a borrower of a loan made under this part that enters repayment on or after July 1, 2019, does not select a repayment plan described in subparagraph (A) before the first payment on such loan is due, the Secretary shall provide the borrower with a fixed repayment plan described in section 493E. (D) Changes in selections A borrower of a loan made under this part that enters repayment or on after July 1, 2019, may change the borrower's selection of a repayment plan in accordance with subparagraphs (B) and (C) of paragraph (7). (E) Borrower in default Beginning on July 1, 2019, in lieu of the requirements of paragraph (6), the Secretary may require any borrower who has defaulted on a loan made under this part on or after July 1, 2019, to repay the loan pursuant to an income-based repayment plan under section 493C(c).