; and (iv) in paragraph (8), by striking ; and and inserting a period; and (B) in subsection (c), in the second sentence, by striking subchapter and inserting title ; and (3) in section 706(k) ( 15 U.S.C. 1691e(k) ), by striking , (2), or (3) and inserting or (2) . (n) Expedited Funds Availability Act The Expedited Funds Availability Act ( 12 U.S.C. 4001 et seq.) is amended— (1) in section 605(f)(2)(A) ( 12 U.S.C. 4004(f)(2)(A) ), by striking ,, and inserting a semicolon; and (2) in section 610(a)(2) ( 12 U.S.C. 4009(a)(2) ), by striking Director of the Office of Thrift Supervision and inserting Comptroller of the Currency and the Board of Directors of the Federal Deposit Insurance Corporation, as appropriate, . (o) Fair Credit Reporting Act The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended— (1) in section 603 ( 15 U.S.C. 1681a )— (A) in subsection (d)(2)(D), by striking (x) and inserting (y) ; (B) in subsection (q)(5), by striking 103(i) and inserting 103(j) ; and (C) in subsection (v), by striking Bureau and inserting Federal Trade Commission ; (2) in section 604 ( 15 U.S.C. 1681b )— (A) in subsection (b)— (i) in paragraph (2)(B)(i), by striking section 615(a)(3) and inserting section 615(a)(4) ; (ii) in paragraph (3)(B)(ii), by striking clause (B)(i)(IV) and inserting clause (i)(IV) ; (iii) in paragraph (4)(A)(ii), by inserting and after the semicolon; and (iv) by striking section 609(c)(3) each place that term appears and inserting section 609(c) ; and (B) in subsection (g)(5), by striking paragraph (2) .— and all that follows through The Bureau and inserting paragraph (2) .—The Agency ; (3) in section 605 ( 15 U.S.C. 1681c )— (A) in subsection (f), by striking who and inserting which ; and (B) in subsection (h)(2)(A)— (i) by striking shall,, and inserting shall, ; and (ii) by striking Commission,, and inserting Commission, ; (4) in section 605A(h)(1)(A) ( 15 U.S.C. 1681c–1(h)(1)(A) ), by striking 103(i) and inserting 103(j)