I 115th CONGRESS 1st Session H. R. 3971 IN THE HOUSE OF REPRESENTATIVES October 5, 2017 Ms. Tenney (for herself, Mr. Sherman , and Mr. Williams ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to modify the requirements for community financial institutions with respect to certain rules relating to mortgage loans, and for other purposes.