II 115th CONGRESS 1st Session S. 1659 IN THE SENATE OF THE UNITED STATES August 4, 2017 Mr. Durbin (for himself, Mr. Merkley , Mr. Whitehouse , Mr. Blumenthal , Mrs. Gillibrand , and Mr. Franken ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.