I 115th CONGRESS 1st Session H. R. 1801 IN THE HOUSE OF REPRESENTATIVES March 30, 2017 Mr. Tipton introduced the following bill; which was referred to the Committee on Financial Services A BILL To delay the effective date of the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z) .

1. Short title This Act may be cited as the Prepaid Account Compliance and Extension Relief Act of 2017 or the PACER Act of 2017 . 2. Effective date of prepaid card rule Notwithstanding any effective date set forth in the final rule of the Bureau of Consumer Financial Protection titled Prepaid Accounts under the Electronic Fund Transfer Act (Regulation E) and the Truth In Lending Act (Regulation Z) (published November 22, 2016; 81 Fed. Reg. 83934), such final rule shall not take effect— (1) until October 1, 2018, with respect to the general effective date and any other effective date of October 1, 2017; and (2) until October 1, 2019, with respect to the effective date for issuers to submit prepaid account agreements to the Bureau and any other effective date of October 1, 2018.