; . (2) Effective Date The amendments made by paragraph (1) shall apply with respect to agreements under such section 1866(a)(1) that are filed with the Secretary of Health and Human Services on a date that is not less than 2 years after the date of the enactment of this Act. 3. Payments made by insured individuals in surprise billing situations included in cost-sharing limitations (a) In general Section 2707 of the Public Health Service Act ( 42 U.S.C. 300gg–6 ) is amended by adding at the end the following: (e) Surprise billing situations Notwithstanding section 1302(c)(3)(B) of the Patient Protection and Affordable Care Act ( 42 U.S.C. 18022(c)(3)(B) ), any group health plan or health insurance issuer offering health insurance coverage in the group market shall ensure that any amount paid by an individual enrolled in such plan or coverage in a surprise billing situation, as defined in section 2730(a), accrues towards meeting any annual limitation on cost-sharing under the plan or coverage. . (b) Effective date The amendments made by subsection (a) shall apply with respect to any plan year beginning not earlier than 2 years after the date of enactment of this Act. 4. Resolving payment disputes in surprise billing situations Subpart II of part A of title XXVII of the Public Health Service Act ( 42 U.S.C. 300gg–11 et seq.), as amended by section 2(a), is further amended by adding at the end the following: 2730. Resolving payment disputes in surprise billing situations (a) Definitions In this section: (1) Health care provider; in-network health care provider