; ; (iv) in clause (v), as redesignated by clause (ii)— (I) by striking sample information showing the average and inserting information, based on the borrower’s outstanding balance described in clause (i), showing the borrower’s ; and (II) by striking of each plan and inserting of the fixed repayment plan described in section 493E and the income-based repayment plan under section 493C(c), and any other repayment plan for which each loan may be eligible ; (v) in clause (x), as redesignated by clause (ii)— (I) by inserting decreased credit score, after credit reports, ; and (II) by inserting reduced ability to rent or purchase a home or car, potential difficulty in securing employment, after Federal law, ; (vi) in the matter preceding subclause (I) of clause (xi), as redesignated by clause (ii), by striking consolidation loan under section 428C or a ; (vii) in each of clauses (xii) and (xiii), as redesignated by clause (ii), by striking and at the end; and (viii) by adding at the end the following: (xiv) for each of the borrower’s loans made under part B, D, or E for which the borrower is receiving counseling under this subsection, the contact information for the loan servicer of the loan and a link to such servicer’s website; and (xv) an explanation that an individual has a right to annually request a disclosure of information collected by a consumer reporting agency pursuant to section 612(a) of the Fair Credit Reporting Act ( 15 U.S.C. 1681j(a) ). ; and (B) in subparagraph (B), by striking in writing and inserting online or in writing, except that in the case of an institution using the online counseling tool described in subsection (n)(1)(A), the Secretary shall attempt to provide such information to the student in the manner described in subsection (n)(3)(C)