; (II) notifies the borrower of the determination under subclause (I); and (III) provides the borrower— (aa) a copy of any net present value calculation made by the servicer in relation to an affordable loan modification, including any information providing a basis for such net present value calculation; (bb) a copy of any note, deed of trust, or other document necessary to establish the right of the servicer to foreclose on the mortgage, including proof of assignment of the mortgage to the servicer and the right of the servicer to enforce the relevant note under the law of the State in which the real property securing the mortgage is located; (cc) a copy of any language in the pooling or servicing agreement with respect to the mortgage that the servicer relies upon in asserting that it is prohibited or limited in providing a modification of the mortgage note; (dd) a copy of all correspondence between the servicer and the borrowers and investors in which the servicer attempts to obtain permission to make a modification; and (ee) the alternatives to foreclosure available to the borrower, including deed in lieu of foreclosures and short sales; or (ii) a borrower— (I) declines to be considered for a loan modification in writing or declines an affordable modification in writing