; (ii) has made 120 monthly payments on the eligible Federal Direct Loan under a simplified income-driven repayment plan under subsection (d)(2)(B); (iii) is employed in a public service job at the time of such forgiveness; and (iv) has been employed in a public service job during the period in which the borrower makes each of the 120 payments described in clause (ii). (B) Annual income verification With respect to a borrower who fails to submit to the Secretary verification of the borrower’s annual adjusted gross income as required under section 493E(e), any monthly payments made during the period the borrower is in violation of such requirement shall not be considered eligible payments under subparagraph (A)(ii) toward the cancellation pursuant to this paragraph of the balance of interest and principal due on the borrower's loan. . 4. Fixed repayment plan The Higher Education Act of 1965 ( 20 U.S.C. 1001 et seq.) is amended— (1) in section 153(a)(1)(B)(iii)(V), by striking standard repayment plan and inserting fixed repayment plan ; (2) in section 428(b)(9)(A)(i), by striking standard repayment plan and inserting fixed repayment plan ; (3) in section 433(b)(7)(B), by striking standard repayment plan and inserting fixed repayment plan ; (4) in section 455— (A) in subsection (e)(7)(B)(iv), by striking standard repayment plan and inserting fixed repayment plan ; and (B) in subsection (m)(1)(A)(ii), by striking standard repayment plan and inserting fixed repayment plan ; and (5) in section 493C— (A) in subsection (a)(3)(A), by striking standard repayment plan and inserting fixed repayment plan ; and (B) in subsection (b)— (i) in paragraph (7)(B)(iii), by striking standard repayment plan and inserting fixed repayment plan