I 115th CONGRESS 1st Session H. R. 3221 IN THE HOUSE OF REPRESENTATIVES July 13, 2017 Mr. Kustoff of Tennessee (for himself and Mr. Luetkemeyer ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To provide exemptions under the Truth in Lending Act and the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 to encourage access to affordable mortgages, and for other purposes.