; (C) with respect to a covered consumer who has been placed in a foster care setting, does not mean a foster parent; and (D) means any other person or class of persons, as determined by the Bureau. (5) Credit record The term credit record means a compilation of information that— (A) identifies a covered consumer; (B) was created by a consumer reporting agency solely for the purpose of complying with this section; and (C) is not otherwise authorized to be created or used to consider the covered consumer’s creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living. (6) Minor child The term minor child means a consumer who has not yet attained the legal age of consent, as established by the State or jurisdiction of residence of the person. (7) Sufficient proof of authority The term sufficient proof of authority means documentation that shows that a covered representative has authority to act on behalf of a covered consumer in a financial matter. Such documentation may include— (A) a court order or relevant document issued by a court; (B) a legally sufficient and valid power of attorney or a durable power of attorney; (C) a written, notarized statement signed by a covered representative that expressly describes the authority of the covered representative to act on behalf of a covered consumer in financial matters, including as a temporary conservator or temporary guardian; (D) a written communication from a county welfare department or its agent or designee, or a county probation department or its agent or designee, certifying that the covered consumer is in a foster care setting under its jurisdiction