; (B) before the deadline described in paragraph (2), shall return to the original source, on a pro rata basis, the credit risk premiums paid for the loans in the cohort of loans, with interest accrued thereon, that were not used to mitigate losses; and (C) shall not treat the repayment of a loan after the date of enactment of Public Law 114–94 as precluding, limiting, or negatively affecting the satisfaction of the obligation of its cohort prior to the enactment of Public Law 114–94 . (2) Deadline described The deadline described in this paragraph is— (A) if all obligations attached to a cohort of loans have been satisfied, not later than 60 days after the date of enactment of this Act; and (B) if all obligations attached to a cohort of loans have not been satisfied, not later than 60 days after the date on which all obligations attached to the cohort of loans are satisfied. (e) Oversight program; effectiveness (1) In general Not later than 2 years after the date of the enactment of this Act, the Commandant shall commission an assessment of the effectiveness of the Coast Guard’s oversight of recognized organizations and its impact on compliance by and safety of vessels inspected by such organizations. (2) Experience The assessment commissioned under paragraph (1) shall be conducted by a research organization with significant experience in maritime operations and marine safety. (3) Submission to congress Not later than 180 days after the date that the assessment required under paragraph (1) is completed, the Commandant shall submit to the Committee on Commerce, Science, and Transportation of the Senate and the Committee on Transportation and Infrastructure of the House of Representatives the results of such assessment. 213. Flag-State guidance and supplements (a) Freight vessels