1. Short title This Act may be cited as the Securing Social Security Numbers Act . 2. Prohibition on requesting disclosure of a social security account number for consumer transactions (a) In general A commercial entity shall not request that an individual provide the individual’s social security account number when purchasing a commercial good or service or deny an individual the good or service for refusing to provide that number except— (1) for any purpose relating to— (A) obtaining a consumer report for any purpose permitted under the Fair Credit Reporting Act; (B) a background check of the individual conducted by a landlord, lessor, employer, or voluntary service agency; (C) law enforcement; or (D) a Federal, State, or local law requirement