The existence of a service or economic relationship between a State bank or insured branch of a foreign bank and another person shall not affect the application of this subsection to the interest rate upon the loan or discount made, or upon the note, bill of exchange, or other evidence of debt or the identity of the State bank or insured branch of a foreign bank as the lender under the agreement. . (c) Amendment to the Home Owners’ Loan Act Section 4(g)(1) of the Home Owners’ Loan Act ( 12 U.S.C. 1463(g)(1) ) is amended by adding at the end the following: An extension of credit is made by a savings association, and subject to the preceding sentence, where a savings association is the party to which the debt is owed according to the terms of the debt, regardless of any later assignment. The existence of a service or economic relationship between a savings association and another person shall not affect the application of this subsection to the interest rate upon the extension of credit or the identity of the savings association as the lender under the agreement. .