; (D) include a commercial health care market assessment of designated catchment areas in the United States conducted by a nongovernmental entity; and (E) consider the unique ability of the Federal Government to retain a presence in an area otherwise devoid of commercial health care providers or from which such providers are at a risk of leaving. (2) The Secretary shall submit each assessment under paragraph (1) to the Committees on Veterans’ Affairs of the House of Representatives and the Senate and shall make each such assessment publicly available. (l) Allocation of funds The Secretary shall develop a plan for the allocation of funds in the Medical Community Care account. (m) Reports on rates Not later than December 31, 2019, and annually thereafter during each of the subsequent three years, the Secretary shall submit to the Committees on Veterans’ Affairs of the House of Representatives and the Senate a report detailing, for the fiscal year preceding the fiscal year during which the report is submitted, the rates paid by the Secretary for hospital care, medical services, or extended care services under this section that, pursuant to subsection (d)(3), are more than the rates described in subsection (d)(2)(B) for the same care or services. (n) Definitions In this section: (1) The term clean claim means a claim submitted— (A) to the covered payer by a covered claimant for purposes of payment by the covered payer of expenses for hospital care or medical services furnished under this section; (B) that contains substantially all of the required elements necessary for accurate adjudication, without requiring additional information from the network provider