; and (3) in subsection (c)(2), by striking part B of . 482. Programmatic loan repayment rates Part G of title IV ( 20 U.S.C. 1088 et seq. is amended, as amended by section 481, is further amended by inserting after section 481A ( 20 U.S.C. 1088a ) the following: 481B. Programmatic loan repayment rates (a) Ineligibility of an educational program based on low repayment rates (1) In general With respect to fiscal year 2016 and each succeeding fiscal year, an educational program at an institution of higher education whose loan repayment rate is less than 45 percent for each of the 3 most recent fiscal years for which data are available shall not be considered an eligible program for the fiscal year in which the determination is made and for the 2 succeeding fiscal years, unless, not later than 30 days after receiving notification from the Secretary of the loss of eligibility under this paragraph, the institution appeals the loss of such program’s eligibility to the Secretary. (2) Appeal The Secretary shall issue a decision on any such appeal within 45 days after its submission. Such decision may permit a program to be considered an eligible program, if— (A) the institution demonstrates to the satisfaction of the Secretary that— (i) the Secretary’s calculation of such program’s loan repayment rate is not accurate; and (ii) recalculation would increase such program’s loan repayment rate for any of the 3 fiscal years equal to or greater than 45 percent; or (B) the program is not subject to paragraph (1) by reason of paragraph (3). (3) Participation rate index (A) In general An institution that demonstrates to the Secretary that a program’s participation rate index is equal to or less than 0.11 for any of the 3 most recent fiscal years for which data is available shall not be subject to paragraph (1). (B) Index calculation The participation rate index for a program shall be determined by multiplying— (i) the amount of the difference between— (I) 1.0