agency from disclosing public record information lawfully obtained by, or for, the consumer reporting agency from an open public record. (7) Relation to State law This subsection does not annul, alter, or affect in any manner the meaning, scope or applicability of the laws of any State relating to credit freezes or other similar actions, except to the extent those laws are inconsistent with any provision of this title, and then only to the extent of the inconsistency. For purposes of this subsection, a term or provision of a State law is not inconsistent with the provisions of this subsection if the term or provision affords greater protection and benefit to the consumer than the protection and benefit provided under this subsection as determined by the Bureau, on its own motion or upon the petition of any interested party. . 806. Requires disclosure of consumer rights related to credit freezes (a) Summary of rights related to credit freezes Section 609(c)(1) of the Fair Credit Reporting Act ( 15 U.S.C. 1681g(c)(1) ), as amended by section 105(d)(1)(C)(iv), is further amended by adding at the end the following new subparagraph: (E) Summary of rights related to credit freezes The Bureau shall publish, and consumer reporting agencies described under section 603(p) shall distribute to consumers, the following notice: Credit freezes Consumers have the right to obtain a credit freeze under Federal law from any of the nationwide consumer reporting agencies. You have a right to place a credit freeze on your consumer report, which will prohibit a consumer reporting agency from releasing information in your consumer report without your express authorization. A credit freeze may be requested in writing by mail, by toll-free telephone, or by electronic means as provided by a consumer reporting agency. A credit freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. If you are actively seeking a new credit, loan, utility, telephone, or insurance account, you should