; and (2) in subsection (b)— (A) by striking It is the purpose of this title to require and inserting the following: The purpose of this title is the following: (1) To require ; and (B) by adding at the end the following: (2) To prohibit any practices and procedures with respect to credit reports and credit scores that are not in the public interest. . (b) Voiding of certain contracts not in the public interest The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.), as amended by section 703, is further amended— (1) by adding at the end the following new section: 636. Voiding of certain contracts not in the public interest (a) In general Any provision contained in a contract that requires a person to not follow a provision of this title, that is against the public interest, or that otherwise circumvents the purposes of this title shall be null and void. (b) Rule of construction Nothing in subsection (a) shall be construed as affecting other provisions of a contract that are not described under subsection (a). ; and (2) in the table of contents for such Act, by adding at the end the following new item: 636. Voiding of certain contracts not in the public interest. . 904. General Bureau rulemaking Except as otherwise provided, not later than the end of the 2-year period beginning on the date of the enactment of this Act, the Bureau of Consumer Financial Protection shall issue final rules to implement the amendments made by this Act.