; (ii) additional tier 1 capital consisting of instruments issued on or before the date of enactment of this Act; and (iii) with respect to a depository institution holding company that had less than $15,000,000,000 in total consolidated assets as of December 31, 2009, or March 31, 2010, or a banking organization that was a mutual holding company as of May 19, 2010, trust preferred securities issued prior to May 19, 2010, to the extent such organization was permitted, as of the date of the enactment of this Act, to consider such securities as tier 1 capital under existing regulations of the appropriate Federal banking agency; and (B) with respect to a banking organization that is a credit union, has the meaning given the term net worth under section 702.2 of title 12, Code of Federal Regulations, as in effect on the date of the enactment of this Act. (13) Traditional banking organization The term traditional banking organization means a banking organization that— (A) has zero trading assets and zero trading liabilities; (B) does not engage in swaps or security-based swaps, other than swaps or security-based swaps referencing interest rates or foreign exchange swaps