; or (B) the acquisition, engagement, or development of staff, systems (including technology to enhance the ability of the FHA to engage in the business authorized by the title), and administrative structure; (3) engage in any activity or undertake any responsibility (not including entering into, or making any commitment to enter into, any contract of insurance under this title) that the FHA determines to be consistent with the establishment of the FHA; and (4) carry out any power or responsibility of the Secretary of Agriculture under title V of the Housing Act of 1949 that the Secretary delegates to the FHA, using the staff, systems, and administrative infrastructure that the FHA engages or acquires during the transition period, and the personnel and other resources of the Rural Housing Service. 553. Advisory Board (a) Establishment The Secretary of Housing and Urban Development and the Secretary of Agriculture shall jointly establish an advisory board to provide advice to the Board of Directors of the FHA regarding establishing and organizing the FHA and creating the business plan, premium structure, and product lines of the FHA. (b) Functions In carrying out its responsibilities under subsection (a) the advisory board may— (1) obtain guidance from participants in the mortgage markets to be served by the FHA; (2) assess the housing and mortgage credit needs; (3) obtain information concerning single family housing finance markets to assess how the FHA can complement the roles of public and private participants in such markets; and (4) consult with the relevant Federal agencies generally regarding how the FHA can improve the delivery of single family housing credit enhancement to families, communities, and hard-to-serve markets. (c) Membership The advisory board shall consist of— (1) the Assistant Secretary of Housing and Urban Development who is the Federal Housing Commissioner; (2) the Administrator of the Rural Housing Service of the Department of Agriculture