; (ii) a loan made under a State-sponsored loan program for the purpose of paying a student’s cost of attendance at an institution of higher education; and (iii) a private education loan with respect to which the institution should reasonably be aware. (B) Private education loan The term private education loan has the meaning given the term in section 140 of the Truth in Lending Act. (C) Student The term student , when used with respect to an eligible institution, does not include any student who has transferred to the institution more than 60 days before the first day of the academic year involved. . 3. Annual provision of information by the Secretary of Education Not later than April 1, 2019, and annually thereafter, the Secretary of Education shall provide to institutions of higher education (as defined in section 102 of the Higher Education Act of 1965 ( 20 U.S.C. 1002 )) the following information: (1) The amount of any loans made under part D of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1087a et seq.) (other than a Federal Direct Consolidation Loan or a Federal Direct PLUS loan made on behalf of a student) expected to be disbursed to any borrower for the next academic year. (2) The projected cumulative balance of such loans, as determined in accordance with section 485(n)(5)(D) of such Act ( 20 U.S.C. 1092(n)(5)(D) ), as added by this Act, that will be owed by any borrower after the completion of the borrower’s course of study at an institution of higher education. (3) The projected monthly payment amounts of such loans, as determined in accordance with section 485(n)(5) of the Higher Education Act of 1965 ( 20 U.S.C. 1092(n)(5) ), assuming a standard repayment schedule (as described in section 455(d)(1)(A) of such Act ( 20 U.S.C. 1087e(d)(1)(A) )).