; stalking The terms dating violence , domestic violence , sexual assault , and stalking have the meanings given such terms in section 201. (3) Insured The term insured means a party named on a policy, certificate, or health benefit plan, including an individual, a corporation, a partnership, an association, an unincorporated organization, or any similar entity, as the person with legal rights to the benefits provided by the policy, certificate, or health benefit plan. For group insurance, the term includes a person who is a beneficiary covered by a group policy, certificate, or health benefit plan. For life insurance, the term refers to the person whose life is covered under an insurance policy. (4) Insurer The term insurer means any person, reciprocal exchange, inter insurer, Lloyds insurer, fraternal benefit society, or other legal entity engaged in the business of insurance, including agents, brokers, adjusters, and third-party administrators. The term includes employers who provide or make available employment benefits through an employee benefit plan, as defined in section 3(3) of the Employee Retirement Income Security Act of 1974 ( 29 U.S.C. 1002(3) ). The term also includes health insurance issuers, as defined by section 2791 of the Public Health Service Act ( 42 U.S.C. 300gg–91 ), health benefit plans, and life, disability, and property and casualty insurers. (5) Policy The term policy means a contract of insurance, certificate, indemnity, suretyship, or annuity issued, proposed for issuance, or intended for issuance by an insurer, including endorsements or riders to an insurance policy or contract. (6) Survivor of domestic violence, dating violence, sexual assault, or stalking The term survivor of domestic violence, dating violence, sexual assault, or stalking has the meaning given such term in section 201. (7) Survivor services organization The term survivor services organization has the meaning given such term in section 201. 502. Discriminatory acts prohibited (a) In general No insurer may, directly