; (B) in subparagraph (A), by inserting before the semicolon at the end the following: , or after the transition period described in section 481B(e)(3), institutions in which 25 percent or more of the educational programs have a loan repayment rate (defined in section 481B(c)) for the most recent fiscal year of less than 50 percent ; (C) in subparagraph (B), by inserting before the semicolon at the end the following: , except that this subparagraph shall not apply after the transition period described in section 481B(e)(3) ; and (D) in subparagraph (C)— (i) by inserting Federal ONE Loan volume, after Stafford/Ford Loan volume ; and (ii) by inserting Federal ONE Loan program, after Stafford/Ford Loan program ; (2) in subsection (b)— (A) by redesignating paragraphs (3) through (8) as paragraphs (4) through (9), respectively; (B) by inserting after paragraph (2) the following new paragraph: (3) as practicable, provide a written explanation to the institution of higher education detailing the Secretary’s reasons for initiating the program review which, if applicable, shall include references to specific criteria under subsection (a)(2); ; and (C) in paragraph (9), as so redesignated— (i) by striking paragraphs (6) and (7) and inserting paragraphs (7) and (8) ; and (ii) by striking paragraph (5) and inserting paragraph (6) ; and (3) by adding at the end the following new subsection: (f) Time limit on program review activities In conducting, responding to, and concluding program review activities, the Secretary shall— (1) provide to the institution the initial report finding not later than 90 days after concluding an initial site visit; (2) upon each receipt of an institution’s response during a program review inquiry, respond in a substantive manner within 90 days; (3) upon each receipt of an institution’s written response to a draft final program review report, provide the final program review report and accompanying enforcement actions, if any, within 90 days