; (2) in subsection (a)— (A) by striking , deceptive, or abusive and inserting or deceptive ; and (B) by adding at the end the following: The Bureau may not take any action described under this subsection against a covered person or service provider unless the Bureau first consults the covered person or service provider’s primary financial regulatory agency, if any. ; (3) in subsection (b)— (A) by striking , deceptive, or abusive and inserting or deceptive ; and (B) by inserting at the end the following: In prescribing any rule under this subsection, the Bureau shall comply with the requirements of section 18 of the Federal Trade Commission Act ( 15 U.S.C. 57a ) applicable to the Federal Trade Commission when the Commission prescribes rules and general statements of policy under that section with respect to unfair or deceptive acts or practices in or affecting commerce. ; (4) by striking subsection (d); and (5) by redesignating subsections (e) and (f) as subsections (d) and (e), respectively. (b) Conforming amendments (1) Consumer financial protection act of 2010 The Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 et seq.) is amended— (A) by striking , deceptive, and abusive each place such term appears and inserting and deceptive