; (B) trying to unjustifiably reduce the Consumer Bureau’s funding by initially requesting $0 be transferred from the Federal Reserve Board of Governors to carry out the agency’s work and by arbitrarily directing staff to cut the agency’s budget by one-fifth; (C) politicizing the work of the Consumer Bureau by making unusual efforts to fill the independent agency with political appointees; (D) dropping existing lawsuits and investigations into abusive payday lenders; (E) stripping away the enforcement powers of the Office of Fair Lending and Equal Opportunity; (F) changing the role of the Office of Students and Young Consumers and, according to an August 27, 2018, resignation letter from Seth Frotman, the Consumer Bureau’s former Assistant Director and Student Loan Ombudsman, when new evidence came to light showing that the nation's largest banks were ripping off students on campuses across the country by saddling them with legally dubious account fees, Bureau leadership suppressed the publication of a report prepared by Bureau staff ; (G) abandoning the accepted and efficient practice of having its examiners review, as part of their routine examinations, creditors’ compliance with the Military Lending Act in order to ensure the detection and assessment of risky activities that could jeopardize vital protections provided to active-duty servicemembers and their families; (H) creating an Office of Cost Benefit Analysis that prioritizes businesses’ expenses over harm caused to consumers, and unduly constrains oversight of the Consumer Bureau’s regulated entities; (I) freezing data collection to the detriment of supervision and enforcement; (J) seeking to block the publication of the nature of consumers’ complaints and how entities resolved them in the publicly available and transparent Consumer Complaint Database