; and (2) may subject adjustments to an increase of not more than 10 percent annually for jurisdictions, if the Administrator determines the increase is necessary to allow additional time to appropriately budget for future disasters. (d) Report Not later than 365 days after the date of enactment of this Act, the Administrator shall— (1) submit a report to the committees of jurisdiction of Congress on the initiative to modernize the per capita impact indicator; and (2) present recommendations for new measures to assess the capacities of States to respond to and recover from disasters. 39. Report on insurance shortfalls Section 311 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5154 ) is amended by adding at the end the following: (d) Report on insurance shortfalls Not later than 2 years after the date of enactment of this subsection, and each year thereafter, the Administrator of the Federal Emergency Management Agency shall submit a report to Congress on the number of instances and the estimated amounts involved, by State, for cases in which self-insurance amounts have been insufficient to address flood damages. .