; (iii) the Department of Agriculture, with regard to loans guaranteed by the Secretary of Agriculture pursuant to section 502(h) of the Housing Act of 1949 ( 42 U.S.C. 1472(h) ); and (iv) the Rural Housing Service, with regard to loans insured by the Rural Housing Service. . 4. Prioritization of Bureau examination and enforcement authority resources (a) In general The Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 et seq.) is amended by inserting after section 1031 the following: 1031A. Exclusion relating to responsible community mortgage lenders (a) Limitations of examination of responsible community mortgage lenders Except as permitted in subsection (b), the Bureau may not conduct any audit, examination, or investigation of, or take an enforcement action against, a responsible community mortgage lender. (b) Referrals by other agencies (1) In general The Bureau may conduct an audit, examination, or investigation of, or take an enforcement action against, a responsible community mortgage lender if requested by— (A) a State or local regulator; (B) a Federal department or agency that guarantees mortgage loans originated, held, or serviced by such lender; (C) the Federal Housing Finance Agency or entities supervised by such Agency