the required payment by the date required under paragraph (1), the Secretary may not collect such payment, including through a third-party entity, unless the Secretary provides the veteran the following: (A) Information regarding how to apply for a waiver described in paragraph (3). (B) Information regarding how to establish a payment plan with the Secretary. (C) Opportunity to make such a waiver or establish such a payment plan. (3) The Secretary may waive the requirement of a veteran to make a payment for care or services provided at a non-Department facility pursuant to this chapter or other provision of law if— (A) an error committed by the Department, an employee of the Department, or a non-Department facility was the cause of delaying the notification sent to the veteran of the requirement to make the payment