1. Short title This Act may be cited as the Debt Collection Practices Harmonization Act . 2. Preventing deceptive and harassing practices when collecting debt owed to a State or local government Section 803(5) of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692a(5) ) is amended— (1) by striking money arising out and inserting the following: money— (A) arising out ; (2) by striking judgment. and inserting judgment; or