; or (ii) any requirement described in a Standard Operating Procedures Manual or Policy Notice related to a program or function of the Office of Capital Access. (B) Enforcement actions (i) In general Any enforcement action taken with respect to a 7(a) lender by the Director under subparagraph (A)— (I) shall be based on the severity or frequency of the violation; and (II) may include assessing a civil monetary penalty against the 7(a) lender in an amount that is not greater than $250,000. (3) Appeal by lender A 7(a) lender may appeal an enforcement action imposed by the Director described in paragraph (2) to the Office of Hearings and Appeals established under section 5(i) or to an appropriate district court of the United States. (f) Regulations Not later than 1 year after the date of enactment of the Small Business 7(a) Lending Oversight Reform Act of 2018 , the Administrator shall issue regulations, after opportunity for notice and comment under section 553 of title 5, United States Code, to carry out subsection (e). (g) Servicing and liquidation responsibilities During any period during which a 7(a) lender is suspended from participating under section 7(a), or if a 7(a) lender is prohibited from making loans under section 7(a), the 7(a) lender shall remain obligated to maintain all servicing and liquidation activities delegated to the lender by the Administrator, unless otherwise specified by the Director. (h) Portfolio risk analysis of 7(a) loans (1) In general The Director shall annually conduct a risk analysis of the portfolio of the Administration with respect to all loans guaranteed under section 7(a). (2) Report to Congress On December 1, 2018, and every December 1 thereafter, the Director shall submit to Congress an annual report containing the results of each portfolio risk analysis conducted under paragraph (1) during the fiscal year preceding the submission of the report, which shall include— (A) an analysis of the overall program risk of loans guaranteed under section 7(a)