are entitled to relief from certain provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act and its attendant regulations, including the regulations of the Bureau of Consumer Financial Protection. (6) Without relief many responsible community mortgage lenders will be driven from the market thus limiting the consumer’s ability to choose a local lender for mortgage financing and dangerously consolidating the mortgage lending market into a smaller number of lenders. (7) The preservation of responsible community mortgage lenders is critical to preserving competition and preventing increasing concentration in mortgage lending. (8) The Bureau of Consumer Financial Protection should prioritize its resources and ability to carry out examinations by creating reasonable exclusions for smaller, responsible mortgage lenders. 3. Definitions Section 1002 of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 ) is amended by adding at the end the following: (30) Community mortgage lender The term community mortgage lender means a lender— (A) who— (i) in the case of a depository institution or credit union— (I) has assets of less than $2,000,000,000