; (ii) cereal; (iii) flour; (iv) fruit; (v) vegetables; (vi) meat; and (vii) dairy products. (23) Underserved community (A) In general The term underserved community means a food desert, as defined by the Community Development Financial Institutions Fund of the Department of the Treasury, including a distressed geographical area described in subparagraph (B), that is— (i) within a census tract that is described as a food desert on the food access research atlas of the Secretary; (ii) within a census tract that— (I) is adjacent to a census tract described in clause (i); and (II) has a median family income that is less than or equal to 120 percent of the applicable area median family income; or (iii) a geographic unit (as described in section 1805.201(b)(3)(ii)(B) of title 12, Code of Federal Regulations (as in effect on the date of enactment of the Healthy Food Financing Initiative Reauthorization Act of 2018 )) that— (I) individually meets at least one of the criteria described in section 1805.201(b)(3)(ii)(D) of title 12, Code of Federal Regulations (as in effect on the date of enactment of the Healthy Food Financing Initiative Reauthorization Act of 2018 )