; and (ii) in subsection (k)(1)(B)— (I) in clause (iii), by striking section 604(a)(3)(D) and inserting section 604(a)(3)(B) ; and (II) in clause (iv)(I), by striking section 604(a)(3)(F)(ii) and inserting section 604(a)(3)(D) ; (B) in section 621 ( 15 U.S.C. 1681s )— (i) in subsection (b)(1), in the matter preceding subparagraph (A), by striking persons who furnish information to such agencies, and users of information that are subject to section 615(d) and inserting and persons who furnish information to such agencies ; and (ii) in subsection (e)(1), in the first sentence, by striking 615(e) and inserting 615(d) ; (C) in section 623(c)(3) ( 15 U.S.C. 1681s–2(c)(3) ), by striking subsection (e) and inserting subsection (d) ; and (D) in section 625(b) ( 15 U.S.C. 1681t(b) )— (i) in paragraph (1)— (I) in subparagraph (A), by striking subsection (c) or (e) of section 604 and inserting section 604(d) ; (II) by striking subparagraph (D); (III) by redesignating subparagraphs (E) through (I) as subparagraphs (D) through (H), respectively; and (IV) in subparagraph (H), as so redesignated, by striking section 615(h) and inserting section 615(g) ; and (ii) in paragraph (5)(F), by striking (e), (f), and (g) and inserting (d), (e), and (f) . 4. Enhancement of fraud alert protections (a) In general Section 605A of the Fair Credit Reporting Act ( 15 U.S.C. 1681c–1 ) is amended— (1) by striking subsection (a); (2) by redesignating subsections (b) through (h) as subsections (a) through (g), respectively; (3) in subsection (a), as so redesignated— (A) in the subsection heading, by striking Extended and inserting Fraud ; and (B) in paragraph (1)— (i) in the matter preceding subparagraph (A), by striking submits an identity theft report and inserting asserts in good faith a suspicion that the consumer has been or is about to become a victim of fraud or related crime, including identity theft, or has been or will be harmed by the unauthorized disclosure of the financial or personally identifiable information of the consumer,