; (ii) provide opportunity for public comment for a period of not less than 60 days; and (iii) consider changes in the community reinvestment performance of the financial holding company since the last rating under the Community Reinvestment Act of 1977 ( 12 U.S.C. 2901 et seq.) by the appropriate Federal financial supervisory agency; (iv) require— (I) a demonstration that granting the application for a deposit facility is in the public interest, which shall include submission to the appropriate Federal financial supervisory agency of a community benefits plan; (II) that the institution consult with community-based organizations and other community stakeholders in developing the community benefits plan