; (C) the Federal Housing Finance Agency or entities supervised by such Agency; or (D) any other Federal department or agency that exercises supervisory authority over such lender. (2) Exception Paragraph (1) shall not apply to a responsible community mortgage lender that is a depository institution or a credit union. (c) Rule of construction Nothing in this section shall be construed as modifying, limiting, or superseding the operation of any provision of Federal or State law, or otherwise affecting the authority of any Federal or State department or agency other than the Bureau. . (b) Clerical amendment The table of contents under section 1(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act is amended by inserting after the item relating to section 1031 the following: Sec. 1031A. Exclusion relating to responsible community mortgage lenders. . 5. Streamlined vendor audits (a) In general The Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5481 et seq.), as amended by section 4(a), is further amended by inserting after section 1031A the following: 1031B. Vendor audit requirements relating to responsible community mortgage lenders (a) Vendor audits The Bureau and the appropriate Federal banking agencies may only require a responsible community mortgage lender to perform an audit of a vendor or third-party contractor of the lender if the Bureau or the appropriate Federal banking agency, as applicable, has reasonable cause to believe that such vendor or third-party contractor is performing services for the lender in a manner that is causing the lender to violate the law. . (b) Clerical amendment The table of contents under section 1(b) of the Dodd-Frank Wall Street Reform and Consumer Protection Act, as amended by section 4(b), is further amended by inserting after the item relating to section 1031A the following: Sec. 1031B. Vendor audit requirements relating to responsible community mortgage lenders. .