; or (ii) prohibits imposition of an exclusion of a specific disease from health benefits coverage. (2) Other requirements preventing offering of coverage through an IHP State laws are superseded, and shall not apply to health benefits coverage made available through an IHP, insofar as such laws impose any other requirements (including limitations on compensation arrangements) that, directly or indirectly, preclude (or have the effect of precluding) the offering of such coverage through an IHP, if the IHP meets the requirements of this title. (c) Preemption of State premium rating requirements State laws are superseded, and shall not apply to the premiums imposed for health benefits coverage made available through an IHP, insofar as such laws impose restrictions on the variation of premiums among such coverage offered to members of the IHP. 3403. Definitions For purposes of this title: (1) Dependent The term dependent , as applied to health insurance coverage offered by a health insurance issuer licensed (or otherwise regulated) in a State, shall have the meaning applied to such term with respect to such coverage under the laws of the State relating to such coverage and such an issuer. Such term may include the spouse and children of the individual involved. (2) Health benefits coverage The term health benefits coverage has the meaning given the term health insurance coverage in section 2791(b)(1), and does not include excepted benefits (as defined in section 2791(c)). (3) Health insurance issuer The term health insurance issuer has the meaning given such term in section 2791(b)(2). (4) Health status-related factor The term health status-related factor has the meaning given such term in section 2791(d)(9). (5) Member The term member means, with respect to an IHP, an individual or small employer who is a member of the legal entity described in section 3401(a)(1) to which the IHP is offering coverage. (6) Small employer The term small employer has the meaning given such term in section 712(c)(1)(B) of the Employee