; and (B) adequate records are maintained to enable later audit or verification of such collection or reporting. (7) Safeguards against financial crime Appropriate safeguards to prevent, to a reasonable degree of certainty, fraud, money laundering, and financing of terrorism. (8) Safeguards against compulsive play Appropriate safeguards to combat compulsive gambling. (9) Privacy and data security safeguards Appropriate safeguards to protect, to a reasonable degree of certainty, the privacy and online security of any person placing a bet or wager. (10) Prevention of cheating Appropriate safeguards to ensure, to a reasonable degree of certainty, that a bet or wager is fair and honest, and to prevent, to a reasonable degree of certainty, cheating (including collusion and the use of a cheating device). (11) Integrity safeguards In a State in which betting or wagering relating to sporting events is lawful under the law of the State, appropriate safeguards to ensure, to a reasonable degree of certainty, the integrity of the sporting event, including limitations on a bet or wager accepted during the sporting event. (12) Redress Appropriate recourse mechanisms for persons affected by noncompliance with the consumer protections required by this subsection and any other consumer protections implemented by the State with respect to the placement of bets or wagers or the operation of gaming facilities. (c) Federal Trade Commission filing A gaming facility that accepts bets or wagers from persons in more than one State shall submit to the Commission a description of how the gaming facility has complied with the law of each such State with respect to each of the consumer protections described in subsection (b) that is provided for by the law of such State. 3. Use of credit card to verify age prohibited It shall be unlawful for any person to accept a credit card payment as a method of age verification for placing any bet or wager. 4. Enforcement (a) By Federal Trade Commission (1) Unfair or deceptive acts or practices A