; and (3) in subsection (g)(1)— (A) in subparagraph (A)(ii), by striking subparagraph (D) and inserting subparagraph (C) ; (B) in subparagraph (B)(ii), by striking consistent with subparagraph (C) ; (C) by striking subparagraph (C); and (D) by redesignating subparagraphs (D) through (G) as subparagraphs (C) through (F), respectively. (f) Notification requirements (1) Adverse information notification The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended— (A) in section 612 ( 15 U.S.C. 1681j ), by striking subsection (b) and inserting the following: (b) Free disclosure after notice of adverse action or offer of credit on materially less favorable terms (1) In general Not later than 14 days after the date on which a consumer reporting agency receives a notification under subsection (a)(2) or (h)(6) of section 615, or from a debt collection agency affiliated with the consumer reporting agency, the consumer reporting agency shall make, without charge to the consumer, all disclosures required in accordance with the rules prescribed by the Bureau under section 609(h). (2) Transition period During the period beginning on the effective date of the Stopping Errors in Consumer Use and REporting Act of 2017 and ending on the date on which the Bureau finalizes the rule required under section 609(h), a consumer reporting agency that is required to make disclosures under this subsection shall provide to the consumer a copy of the current credit report on the consumer and any other disclosures required under this Act or the Stopping Errors in Consumer Use and REporting Act of 2017 , without charge to the consumer. ; and (B) in section 615(a) ( 15 U.S.C. 1681m(a) )— (i) by redesignating paragraphs (2), (3), and (4) as paragraphs (3), (4), and (5), respectively; (ii) by inserting after paragraph (1) the following: (2) direct the consumer reporting agency that provided the consumer report that was used in the decision to take the adverse action to provide the consumer with the disclosures described in section 612(b);