II 115th CONGRESS 1st Session S. 1685 IN THE SENATE OF THE UNITED STATES August 1, 2017 Mr. Scott (for himself and Mr. Warner ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores in making a determination whether to purchase a residential mortgage, and for other purposes.