(A)(ii) or (B)(ii) (as applicable) if the person uses the model notice prescribed by the Bureau. (F) Issuance of general negative warning notice without submitting negative information No provision of this paragraph may be construed to require a person described in subparagraph (A) or (D) to furnish negative information about a consumer to a consumer reporting agency described in subsection (p) or (x) of section 603. (G) Safe harbor A person shall not be liable for failure to perform the duties required by this paragraph if the person reasonably believes that the person is prohibited, by law, from contacting the consumer. (H) Effective date The requirements of subparagraphs (A), (B), (C), and (D) shall not take effect until the date that is 6 months after the date of the issuance of model forms for notices under subparagraph (E). (I) Definitions In this paragraph, the following definitions shall apply: (i) Negative information The term negative information means information concerning a consumer’s delinquencies, late payments, insolvency, or any form of default. (ii) Non-traditional data The term non-traditional data relates to telecommunications payments, utility payments, rent payments, remittances, wire transfers, and such other items as determined by the Bureau. . (c) Duties of furnishers after receiving notice of dispute from a consumer Section 623(a)(8)(E) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s–2(a)(8)(E) ) is amended to read as follows: (E) Duties of furnishers after receiving notice of dispute from a consumer After receiving a notice of dispute from a consumer pursuant to subparagraph (D), the person that provided the information in dispute to a consumer reporting agency shall— (i) promptly provide to each consumer reporting agency to which the person furnished the disputed information the notice of dispute