against any person in any judicial or administrative action under Federal consumer financial laws. (B) Deposits in Segregated Accounts The Agency shall deposit each civil penalty collected into the segregated account established for such penalty under subparagraph (A). . (b) Payment to Victims Paragraph (3) of section 1017(b) of such Act, as redesignated by subsection (a), is amended to read as follows: (3) Payment to victims (A) In general (i) Identification of class Not later than 60 days after the date of deposit of amounts in a segregated account in the Civil Penalty Fund, the Agency shall identify the class of victims of the violation of Federal consumer financial laws for which such amounts were collected and deposited under paragraph (2). (ii) Payments The Agency, within 2 years after the date on which such class of victims is identified, shall locate and make payments from such amounts to each victim. (B) Funds deposited in Treasury (i) In general The Agency shall deposit into the general fund of the Treasury any amounts remaining in a segregated account in the Civil Penalty Fund at the end of the 2-year period for payments to victims under subparagraph (A). (ii) Impossible or impractical payments If the Agency determines before the end of the 2-year period for payments to victims under subparagraph (A) that such victims cannot be located or payments to such victims are otherwise not practicable, the Agency shall deposit into the general fund of the Treasury the amounts in the segregated account in the Civil Penalty Fund. . (c) Effective date (1) In general The amendments made by this section shall apply with respect to civil penalties collected after the date of enactment of this Act. (2) Amounts in Consumer Financial Civil Penalty Fund on date of enactment With respect to amounts in the Consumer Financial Civil Penalty Fund on the date of enactment of this Act that were not allocated for consumer education and financial literacy programs on or before September 30, 2015, the Consumer Law Enforcement