1. Short title; table of contents (a) Short title This Act may be cited as the Helping Individuals Get a Higher Education while Reducing Education Debt Act or the HIGHER ED Act . (b) Table of contents The table of contents of this Act is as follows: Sec. 1. Short title; table of contents. Title I—Reinstatement of authority to make Federal Direct Stafford Loans to graduate and professional students; Discharging student loans in bankruptcy Sec. 101. Reinstatement of authority to make Federal Direct Stafford Loans to graduate and professional students. Sec. 102. Discharge Student Loans in Bankruptcy. Title II—Refinancing programs Sec. 201. Program authority. Sec. 202. Refinancing Program. Sec. 203. Amendments to public service repayment plan provisions. Sec. 204. Income-based repayment. Title III—Loan forgiveness Sec. 301. Loan forgiveness for adjunct faculty. Title IV—Income-driven repayment plans Sec. 401. Income-based repayment plan. Sec. 402. Termination of certain repayment plan options. Sec. 403. Notification and automatic enrollment procedures. Sec. 404. Automatic recertification of income. Sec. 405. Study and procedures on determining family size. Sec. 406. Disclosure of tax return information to carry out certain higher education loan programs. I Reinstatement of authority to make Federal Direct Stafford Loans to graduate and professional students; Discharging student loans in bankruptcy 101. Reinstatement of authority to make Federal Direct Stafford Loans to graduate and professional students (a) Amendments Section 455(a)(3) of the Higher Education Act of 1965 ( 20 U.S.C. 1087e(a)(3) ) is amended— (1) in the paragraph heading, by inserting Temporary before Termination ; and (2) in subparagraph (A), in the matter preceding clause (i), by inserting , and ending on or before June 30, 2018 after 2012 . (b) Inapplicability of rulemaking requirements Sections 482(c) and 492 of the Higher Education Act of 1965 ( 20 U.S.C. 1089(c)