; and (D) provisions relating to qui tam relators shall not apply. . (b) Retroactive applicability Section 801 of such Act ( 50 U.S.C. 4041 ), as amended by subsection (a), shall apply as if such section were included in the enactment of the Soldiers' and Sailors' Civil Relief Act of 1940 (54 Stat. 1178, chapter 888) and included in the restatement of such Act in Public Law 108–189 . 203. Oral notice sufficient to invoke interest rate cap Paragraphs (1) and (2) of section 207(b) of the Servicemembers Civil Relief Act ( 50 U.S.C. 3937(b) ) are amended to read as follows: (1) Notice to creditor (A) In general In order for an obligation or liability of a servicemember to be subject to the interest rate limitation in subsection (a), the servicemember shall provide to the creditor oral or written notice of military service and any further extension of military service, not later than 180 days after the date of the servicemember's termination or release from military service. (B) Records The creditor shall retain a record of the servicemember’s oral or written notification. (2) Limitation effective as of date of order to active duty (A) Search of records Upon receipt of oral or written notice of military service, the creditor shall conduct a search of Department of Defense records available through the Department of Defense Manpower Data Center. (B) Military service confirmed If military service is confirmed by a search under subparagraph (A), the creditor shall treat the debt in accordance with subsection (a), effective as of the date on which the servicemember is called to military service. (C) Military service not confirmed If a search of Department of Defense records under subparagraph (A) does not confirm military service, the creditor shall notify the servicemember and may require the servicemember to provide a copy of the servicemember’s military orders before treating the debt in accordance with subsection (a), effective as of the date on which the servicemember is called to military service. . 204.