; (B) in paragraph (2), by striking paragraph (6) and inserting paragraph (7) ; (C) in paragraph (5)(C), by striking may obtain and inserting shall receive ; (D) by redesignating paragraphs (6), (7), and (8) as paragraphs (7), (8), and (9), respectively; and (E) by inserting after paragraph (5) the following: (6) Reports provided to consumers A person who uses a consumer report as described in paragraph (1) shall notify and direct the consumer reporting agency that provided the consumer report to provide the consumer with the disclosures described in section 612(b). . (3) Notification of subsequent submissions of negative information Section 623(a)(7)(A)(ii) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s–2(a)(7)(A)(ii) ) is amended by striking account, or customer and inserting or account . (4) Bureau rule defining certain disclosure requirements Section 609 of the Fair Credit Reporting Act ( 15 U.S.C. 1681g ) is amended by adding at the end the following: (h) Bureau rule defining certain disclosure requirements (1) Proposed rule Not later than 1 year after the date of enactment of the Stopping Errors in Consumer Use and REporting Act of 2017 , the Bureau shall publish a proposed rule to implement the disclosure requirements described in section 612(b). (2) Considerations In formulating the rule required under paragraph (1), the Bureau shall consider— (A) what information would enable consumers to— (i) determine the reasons for which a person— (I) took adverse action; or (II) offered credit on materially less favorable terms; and (ii) verify the accuracy of that information