; (B) has a history of financial insolvency or bankruptcy; or (C) is controlled by or acting on behalf of the People’s Republic of China or the Russian Federation. (3) Loan terms (A) Interest Interest shall not accrue on any loan made under paragraph (1). (B) Repayment (i) Repayment required Not later than 5 years after receiving a loan under paragraph (1), the recipient of the loan shall repay the full amount of the loan— (I) to the Fund; or (II) if the Fund has terminated under subsection (h), to the Treasury of the United States (ii) Penalty If a recipient does not repay the full amount of the loan in the time period described in clause (i), the recipient— (I) shall not be eligible to receive additional disbursements from the Fund; and (II) shall be liable to the United States for the full amount of the loan plus a penalty in an amount equal to 50 percent of the amount of the loan. (C) Prohibition on transfer to foreign entity (i) Prohibition on transfer A recipient of a loan from the Fund shall not transfer to a foreign government or an entity controlled by or acting on behalf of a foreign government, any interest in— (I) any facilities constructed, upgraded, or operated by the recipient