; or (2) debts secured or formerly secured by what was the debtor’s principal residence that was sold in foreclosure or that the debtor surrendered to the creditor if the value of such real property as of the date of the order for relief under chapter 13 was less than the applicable maximum amount of noncontingent, liquidated, secured debts specified in this subsection. , and (2) by adding at the end of subsection (h) the following: (5) Notwithstanding the 180-day period specified in paragraph (1), with respect to a debtor in a case under chapter 13 who submits to the court a certification that the debtor has received notice that the holder of a claim secured by the debtor's principal residence may commence a foreclosure on the debtor's principal residence, the requirements of paragraph (1) shall be considered to be satisfied if the debtor satisfies such requirements not later than the expiration of the 30-day period beginning on the date of the filing of the petition. . 4. Prohibiting claims arising from violations of the Truth in Lending Act Section 502(b) of title 11, United States Code, is amended— (1) in paragraph (8) by striking or at the end, (2) in paragraph (9) by striking the period at the end and inserting