; (2) to restore the Federal Government’s role for disaster relief to one of secondary support, provided on a reimbursable basis, in unusual or special emergency situations that require services best provided by Federal agencies; and (3) to establish a private corporation to provide risk-based insurance to the individual States to assist the States in meeting their obligations in disaster relief. I NATIONAL DISASTER INSURANCE PROGRAM 101. Disaster insurance program The Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5121 et seq.) is amended by adding at the end the following new title: VIII DISASTER INSURANCE PROGRAM A Insurance Program 801. Establishment of insurance program The National Disaster Insurance Corporation established under subtitle B shall establish and carry out an insurance program under this subtitle to provide coverage to States against certain losses and costs arising from disasters, which shall be funded solely by State premiums and payments and shall operate on an actuarially sound basis. 802. Terms and conditions of insurance program (a) In general The Corporation shall establish the terms and conditions for the provision of disaster insurance under the disaster insurance program of the Corporation, which shall include— (1) the general terms and conditions of insurance coverage; (2) limitations on the scope and amounts of coverage provided; (3) the establishment, under section 804, of appropriate annual premium charges; (4) appropriate loss deductibles