; (2) in subparagraph (C)— (A) by striking Fund the first place such term appears and inserting account of the Mutual Mortgage Insurance Fund that is established pursuant to section 216(a)(2) of the Protecting American Taxpayers and Homeowners Act of 2018 ; and (B) by striking the Fund. and inserting the following: such account that become insured by the Secretary of Housing and Urban Development (or the FHA, pursuant to subtitle B of title II of the Protecting American Taxpayers and Homeowners Act of 2018) before the expiration of the transition period under section 551 of such Act. ; and (3) in subparagraph (D), by inserting before the comma the following: and become insured before the expiration of the transition period under section 551 of the Protecting American Taxpayers and Homeowners Act of 2018 . 217. Capital classifications and performance measures for Mutual Mortgage Insurance Fund (a) Capital classification; effect on insurance authority (1) Adequately capitalized At any time that the capital ratio (as such term is defined in section 216(c)(2) of this title) is greater than 4.0 percent, the account for the Mutual Mortgage Insurance Fund established pursuant to section 216(a)(1) shall be classified as adequately capitalized for purposes of this subtitle. (2) Undercapitalized At any time that the capital ratio is greater than 0.0 percent and is less than 4.0 percent, the account for the Mutual Mortgage Insurance Fund established pursuant to section 216(a)(1) shall be classified as undercapitalized for purposes of this subtitle. (3) Significantly undercapitalized At any time that the capital ratio is less than 0.0 percent— (A) the account for the Mutual Mortgage Insurance Fund established pursuant to section 216(a)(1) shall be classified as significantly undercapitalized for purposes of this subtitle