; anti-evasion. Sec. 928. Exclusion of community banks from Volcker rule. Subtitle S—Financial Institution Living Will Improvement Act Sec. 929. Living will reforms. Subtitle T—Financial Institutions Examination Fairness and Reform Act Sec. 930. Amendment to definition of financial institution. Sec. 931. Timeliness of examination reports. Sec. 932. Independent Examination Review Director. Sec. 933. Right to independent review of material supervisory determinations. Sec. 934. Additional amendments. Subtitle U—TRID Improvement Act Sec. 936. Amendments to mortgage disclosure requirements. Subtitle V—Common Sense Credit Union Capital Relief Act Sec. 938. Delay in effective date. Subtitle W—Bureau of Consumer Financial Protection–Inspector General Reform Act Sec. 939. Appointment of Inspector General. Sec. 940. Requirements for the Inspector General for the Bureau of Consumer Financial Protection. Sec. 941. Effective date. Sec. 942. Transition period. Subtitle X—BCFP on appropriations Sec. 943. Bureau appropriations. Subtitle Y—Stress test relief for nonbanks Sec. 944. Stress test relief for nonbanks. Subtitle Z—Interaffiliate Language Sec. 945. Interaffiliate treatment with respect to initial margin requirements. Subtitle AA—Tailored application of prudential standards Sec. 946. Tailored application of prudential standards. Subtitle AB—Authority to remove Bureau Director Sec. 947. Authority to remove Bureau Director. Subtitle AC—Congressional Review of Bureau Rulemaking Sec. 948. Congressional review of Bureau rulemaking. Sec. 949. Budgetary effects of rules subject to section 802 of title 5, United States Code. Sec. 950. Government Accountability Office study of rules. Sec. 951. Effective date. A Helping Angels Lead Our Startups Act 901. Definition of angel investor group As used in this subtitle, the term angel investor group means any group that— (1) is composed of accredited investors interested in investing personal capital in early-stage companies