1. Short title This Act may be cited as the Protecting Veterans Credit Act of 2017 . 2. Purpose The purposes of this Act are— (1) to rectify problematic reporting of medical debt included in a consumer report of a veteran due to inappropriate or delayed payment for hospital care or medical services provided in a non-Department of Veterans Affairs facility under the laws administered by the Secretary of Veterans Affairs; and (2) to clarify the process of debt collection for such medical debt. 3. Amendments to fair credit reporting act (a) Veteran’s medical debt defined Section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ) is amended by adding at the end the following: (z) Veteran The term veteran has the meaning given the term in section 101 of title 38, United States Code. (aa) Veteran's medical debt The term veteran’s medical debt — (1) means a debt of a veteran arising from health care provided in a non-Department of Veterans Affairs facility under the laws administered by the Secretary of Veterans Affairs; and (2) includes medical debt that the Department of Veterans Affairs has wrongfully charged a veteran. . (b) Exclusion for veteran’s medical debt Section 605(a) of the Fair Credit Reporting Act ( 15 U.S.C. 1681c ) is amended by adding at the end the following: (7) Any information related to a veteran’s medical debt if the date on which the hospital care or medical services was rendered relating to the debt antedates the report by less than 1 year. (8) Any information related to a fully paid or settled veteran’s medical debt that had been characterized as delinquent, charged off, or in collection. . (c) Removal of veteran’s medical debt from consumer report Section 611 of the Fair Credit Reporting Act ( 15 U.S.C. 1681i ) is amended— (1) in subsection (a)(1)(A), by inserting and except as provided in subsection (g) after subsection (f)