; 126 Stat. 916), and the Homeowner Flood Insurance Affordability Act of 2014 ( Public Law 113–89 ; 128 Stat. 1020) for the purposes of section 7 ( 16 U.S.C. 1536 ) and section 9 ( 16 U.S.C. 1538 ) of the Endangered Species Act. Actions taken under the National Flood Insurance Act of 1968, the Flood Disaster Protection Act of 1973, the Biggert-Waters Flood Insurance Reform Act of 2012, and the Homeowner Flood Insurance Affordability Act of 2014, that may influence private actions do not create a Federal nexus for the purpose of applying the requirements of section 7 of the Endangered Species Act of 1973 ( 16 U.S.C. 1536 ). 629. Recoupment of certain assistance prohibited (a) In general Notwithstanding section 3716(e) of title 31, United States Code, and unless there is evidence of civil or criminal fraud, the Federal Emergency Management Agency may not take any action to recoup covered assistance from the recipient of such assistance if the receipt of such assistance occurred on a date that is more than 3 years before the date on which the Federal Emergency Management Agency first provides to the recipient written notification of an intent to recoup. (b) Covered assistance defined In this section, the term covered assistance means assistance provided— (1) under section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5174 ); and (2) in relation to a major disaster or emergency declared by the President under section 401 or 501 of such Act ( 42 U.S.C. 5170 ; 42 U.S.C. 5191 ) on or after January 1, 2012. 630. Statute of limitations (a) In general Section 705 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5205 ) is amended— (1) in subsection (a)(1)— (A) by striking Except and inserting Notwithstanding section 3716(e) of title 31, United States Code, and except ; and (B) by striking report for the disaster or emergency and inserting report for project completion as certified by the grantee