; (4) in subsection (d), by inserting (including the disclosure of a credit score or educational credit score under subsection (f) of such section) after section 609 ; (5) in subsection (f)(1)— (A) by striking reasonable charge and all that follows through section 609 and inserting reasonable charge on a consumer for providing a consumer report to a consumer ; (B) by striking subparagraph (B); (C) by redesignating clauses (i) and (ii) as subparagraphs (A) and (B), respectively (and conforming the margins accordingly); and (D) in subparagraph (B) (as so redesignated), by striking disclosure; and and inserting disclosure. ; and (6) by adding at the end the following new subsections: (h) Centralized source for obtaining free copy of consumer report and scores (1) Nationwide consumer reporting agencies (A) In general Not later than 180 days after the date of enactment of this subsection, each consumer reporting agency described under subsection (p) of section 603 shall prominently display on the home page of the agency’s website— (i) a hyperlink labeled Get Your Free Annual Credit Reports along with either your Credit Scores or Educational Credit Scores provided for under Federal Law or substantially similar text, as determined by the Bureau