; (ii) member banks of the Federal Reserve System (other than national banks), branches and agencies of foreign banks (other than Federal branches, Federal agencies, and insured State branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act; and (iii) banks insured by the Federal Deposit Insurance Corporation (other than banks referred to in clause (i) or (ii) and insured State branches of foreign banks. (B) Depository institution The term depository institution means a bank, a savings and loan institution, or a Federal credit union. (C) Federal banking regulator The term Federal banking regulator — (i) has the meaning given the term appropriate Federal banking agency under section 3 of the Federal Deposit Insurance Act; and (ii) means the National Credit Union Administration, in the case of a Federal credit union. (D) Federal credit union The term Federal credit union has the same meaning as in section 101 of the Federal Credit Union Act. (E) Savings and loan institution The term savings and loan institution has the same meaning as in section 3 of the Federal Deposit Insurance Act. (F) Other terms The terms used in this paragraph that are not defined in this Act or otherwise defined in section 3(s) of the Federal Deposit Insurance Act shall have the meaning given to them in section 1(b) of the International Banking Act of 1978. . (b) Conforming amendments The Federal Trade Commission Act ( 15 U.S.C. 41 et seq.) is amended— (1) in section 6(j)(6), by striking section 18(f)(3) ( 15 U.S.C. 57a(f)(3) ), a Federal credit union described in section 18(f)(4) ( 15 U.S.C. 57a(f)(4) ) and inserting section 18(f), a Federal credit union described in section 18(f)