; (5) in section 509(2) ( 15 U.S.C. 6809(2) )— (A) by striking subparagraph (D); and (B) by redesignating subparagraphs (E) and (F) as subparagraphs (D) and (E), respectively; and (6) in section 522(b)(1)(A)(iv) ( 15 U.S.C. 6822(b)(1)(A)(iv) ), by striking Director of the Office of Thrift Supervision and inserting Comptroller of the Currency and the Board of Directors of the Federal Deposit Insurance Corporation, as appropriate . (w) Helping Families Save Their Homes Act of 2009 Section 104 of the Helping Families Save Their Homes Act of 2009 ( 12 U.S.C. 1715z–25 ) is amended— (1) in subsection (a)— (A) by striking and the Director of the Office of Thrift Supervision, shall jointly and inserting shall ; (B) by striking and the Office of Thrift Supervision ; and (C) by striking each such and inserting such ; and (2) in subsection (b)(1)— (A) in subparagraph (A)— (i) in the first sentence— (I) by striking and the Director of the Office of Thrift Supervision, ; and (II) by striking or the Director ; (ii) in the second sentence, by striking and the Director of the Office of Thrift Supervision ; and (B) in subparagraph (B), by striking and the Director of the Office of Thrift Supervision . (x) Home Mortgage Disclosure Act of 1975 The Home Mortgage Disclosure Act of 1975 ( 12 U.S.C. 2801 et seq.) is amended— (1) in section 304— (A) in subsection (b)(5)(A), by striking 15 U.S.C. 1602(aa)(4) and inserting section 103(aa)(4) of the Truth in Lending Act ; and (B) in subsection (j)(3) ( 12 U.S.C. 2803(j)(3) ), by adding a period at the end; and (2) in section 305(b)(1)(A)(iii) ( 12 U.S.C. 2804(b)(1)(A)(iii) ), by striking bank as, and inserting bank, as . (y) Home Owners' Loan Act The Home Owners' Loan Act ( 12 U.S.C. 1461 et seq.) is amended— (1) in section 5 ( 12 U.S.C. 1464 )— (A) in subsection (d)(2)(E)(ii)— (i) in the first sentence, by striking Except as provided in section 21A of the Federal Home Loan Bank Act, the and inserting The ; and (ii) by striking , at the Director’s discretion,