; and (B) by striking the period at the end and inserting the following: , or as authorizing the District of Columbia to make any such change. . (3) The amendments made by this subsection shall take effect as if included in the enactment of the District of Columbia Home Rule Act. 820. Except as expressly provided otherwise, any reference to this Act contained in this title or in title IV shall be treated as referring only to the provisions of this title or of title IV. IX Financial reform Subtitle A—Helping Angels Lead Our Startups Act Sec. 901. Definition of angel investor group. Sec. 902. Clarification of general solicitation. Subtitle B—Credit Access and Inclusion Act Sec. 903. Positive credit reporting permitted. Subtitle C—Small Business Mergers, Acquisitions, Sales and Brokerage Simplification Act Sec. 904. Registration exemption for merger and acquisition brokers. Sec. 905. Effective date. Subtitle D—Mortgage Choice Act Sec. 906. Definition of points and fees. Sec. 907. Rulemaking. Subtitle E—Fair Investment Opportunities for Professional Experts Act Sec. 908. Definition of accredited investor. Subtitle F—Fostering Innovation Act Sec. 909. Temporary exemption for low-revenue issuers. Subtitle G—End Banking for Human Traffickers Act Sec. 910. Increasing the role of the financial industry in combating human trafficking. Sec. 911. Coordination of human trafficking issues by the Office of Terrorism and Financial Intelligence. Sec. 912. Additional reporting requirement under the Trafficking Victims Protection Act of 2000. Sec. 913. Minimum standards for the elimination of trafficking. Subtitle H—Investing in Main Street Act Sec. 914. Investment in small business investment companies. Subtitle I—Privacy Notification Technical Clarification Act Sec. 915. Exception to annual notice requirement. Subtitle J—Financial Institution Customer Protection Act Sec. 916. Requirements for deposit account termination requests and orders. Subtitle K—Encouraging Public Offerings Act Sec. 917. Expanding testing the waters and