; (2) make available, and provide, appropriate assistance to eligible mortgagors in exercising their rights under this Act; (3) conduct outreach activities appropriate to inform eligible mortgagors of the provisions of this Act; and (4) submit to the Congress, not less than annually, reports describing the implementation of this Act, the extent to which this Act is utilized by eligible mortgagors, and any issues regarding such implementation or utilization. 11. Definitions For purposes of this Act, the following definitions apply: (1) Covered foreclosure proceeding The term covered foreclosure proceeding means a foreclosure proceeding with respect to an eligible mortgage, and includes any foreclosure proceeding authorized under the law of the applicable State, including judicial and non-judicial foreclosure proceedings. (2) Eligible mortgagor The term eligible mortgagor means a mortgagor under an eligible mortgage. (3) Eligible mortgage The term eligible mortgage means a first or subordinate mortgage— (A) on a property that— (i) is a single family property; (ii) has been used as the principal residence of the eligible mortgagor for a period of not less than 2 years immediately preceding the initiation of the covered foreclosure proceeding involved; and (iii) had a purchase price, at the time purchased by the eligible mortgagor, that is less than the median purchase price for residences that are located in— (I) the same metropolitan statistical area; or (II) if the property is not located in a metropolitan statistical area or information for the area is not available, the same State