; (D) in subsection (e)(1), by striking shall establish and inserting may establish ; (E) by striking subsection (f); (F) by redesignating subsections (g) and (h) as subsections (f) and (g), respectively; and (G) in subsection (f), as so redesignated— (i) in paragraph (1)— (I) by striking Before the end of the 180-day period beginning on the designated transfer date, the Director shall and inserting The Director may ; and (II) by striking on protection from unfair, deceptive, and abusive practices and ; (ii) in paragraph (2), by striking The Office and inserting At any time when the Office of Financial Protection for Older Americans exists within the Agency, the Office ; and (iii) in paragraph (3)— (I) in subparagraph (A)— (aa) by striking clause (i); (bb) by redesignating clauses (ii) and (iii) as clauses (i) and (ii), respectively; and (cc) in clause (ii), as so redesignated, by striking to respond to consumer problems caused by unfair, deceptive, or abusive practices ; (II) in subparagraph (B), by striking and alert the Commission and State regulators of certifications or designations that are identified as unfair, deceptive, or abusive ; and (III) in subparagraph (D)— (aa) by striking clause (i); and (bb) by redesignating clauses (ii) and (iii) as clauses (i) and (ii), respectively; (2) in section 1029(e), by inserting after Affairs, the following: if established under this title, ; and (3) in section 1035— (A) in subsection (a), by striking shall designate and inserting may designate