; plus (2) 5 percent of the average total Federal loan and grant funds awarded under the program in the 3 fiscal years referred to in paragraph (1). (c) Report to Congress If an entity responsible for administering a development program determines that the provision of benefits under the program in a particular census tract actually benefits individuals predominantly living in other census tracts, then the entity shall, within 3 months after the date of the enactment of this Act, inform the Director of the Office of Management and Budget and the Congress that it would be more appropriate to track the provision of benefits under the program based on the census tracts in which the individuals who actually receive the benefits reside and on whether the benefits serve individuals who reside in predominantly low-income census tracts. 5. Failure to use funds If the entity responsible for administering a development program does not comply with section 4 with respect to the program for a fiscal year, the entity shall submit to the Congress a report that describes how the entity plans to do so in the next fiscal year. 6. Report to congress Within 6 months after the end of fiscal year 2019 and within 6 months after the end of each fiscal year thereafter, the entity responsible for administering each development program shall submit to the Congress a progress report on the implementation of this Act with respect to the development program.