; authorization of appropriations. Sec. 442. Allocation formula. Sec. 443. Grants for Federal work-study programs. Sec. 444. Flexible use of funds. Sec. 445. Job location and development programs. Sec. 446. Community service. Sec. 447. Work colleges. Part D—Federal Direct Student Loan Program Sec. 451. Termination of Federal Direct Loan Program under part D and other conforming amendments. Sec. 452. Borrower defenses. Sec. 453. Administrative expenses. Sec. 454. Loan cancellation for teachers. Part E—Federal ONE Loans Sec. 461. Wind-down of Federal Perkins Loan Program. Sec. 462. Federal ONE Loan program. Part F—Need Analysis Sec. 471. Cost of attendance. Sec. 472. Simplified needs test. Sec. 473. Discretion of student financial aid administrators. Sec. 474. Definitions of total income and assets. Part G—General Provisions Relating to Student Assistance Sec. 481. Definitions of academic year and eligible program. Sec. 482. Programmatic loan repayment rates. Sec. 483. Master calendar. Sec. 484. FAFSA Simplification. Sec. 485. Student eligibility. Sec. 486. Statute of limitations. Sec. 487. Institutional refunds. Sec. 488. Information disseminated to prospective and enrolled students. Sec. 489. Early awareness of financial aid eligibility. Sec. 490. Distance education demonstration programs. Sec. 491. Contents of program participation agreements. Sec. 492. Regulatory relief and improvement. Sec. 493. Transfer of allotments. Sec. 494. Administrative expenses. Sec. 494A. Repeal of advisory committee. Sec. 494B. Regional meetings and negotiated rulemaking. Sec. 494C. Deferral of loan repayment following active duty. Sec. 494D. Contracts