; or (2) has disputed information, or submitted an appeal of an investigation or reinvestigation of such information, under section 611 or 623. . (b) Technical amendment Section 615(h)(7) of such Act ( 15 U.S.C. 1681m(h)(7) ) is amended by striking section and inserting subsection . 605. Requires private educational lenders to provide consumers with free copies of any consumer reports and credit scores that they used for underwriting before consumers sign loan agreements Section 609 of the Fair Credit Reporting Act ( 15 U.S.C. 1681g ), as amended by section 702, is further amended by adding at the end the following new subsection: (i) Disclosure of consumer reports and credit scores by private educational lenders (1) In general If a private educational lender obtains a copy of any consumer reports or credit scores and uses such reports or scores in connection with an application of a consumer for a private education loan, the private educational lender shall provide to the consumer, not later than 3 business days after obtaining such reports or scores and before the date on which the consumer enters into a loan agreement with the private educational lender, a copy of any such reports or scores, along with the statement described under subsection (f)(2). (2) Costs None of the costs to the private educational lender associated with procuring consumer reports or credit scores under this subsection may be charged, directly or indirectly, to the consumer. (3) Rule of construction Nothing in this subsection shall be construed to eliminate any requirement for creditors and lenders to provide credit score disclosures, including the statement described under subsection (f)(2), to consumers as part of an adverse action or risk-based pricing notice. . 606. Requires motor vehicle lenders or indirect auto lenders to provide consumers with free copies of any consumer reports and credit scores that they used for underwriting before consumers sign lease or loan agreements Section 609 of the Fair Credit Reporting Act ( 15 U.S.C.