account the debtor's financial situation, after allowance of expenses that would be permitted for a debtor under this chapter subject to paragraph (3) of subsection (b), regardless of whether the debtor is otherwise subject to such paragraph, and taking into account additional debts and fees that are to be paid in this chapter and thereafter, the debtor would be able to prevent foreclosure and pay a fully amortizing 30-year loan at such reduced interest rate without such reduction in principal. . 8. Discharge Section 1328(a) of title 11, United States Code, is amended— (1) by inserting (other than payments to holders of claims whose rights are modified under section 1322(b)(11)) after paid , and (2) in paragraph (1) by inserting or, to the extent of the unpaid portion of an allowed secured claim, provided for in section 1322(b)(11) after 1322(b)(5) . 9. Standing trustee fees (a) Amendment to title 28 Section 586(e)(1)(B)(i) of title 28, United States Code, is amended— (1) by inserting (I) except as provided in subparagraph (II) after (i) , (2) by striking or at the end and inserting and , and (3) by adding at the end the following: (II) 4 percent with respect to payments received under section 1322(b)(11) of title 11 by the individual as a result of the operation of section 1322(b)(11)(D) of title 11, unless the bankruptcy court waives all fees with respect to such payments based on a determination that such individual has income less than 150 percent of the income official poverty line (as defined by the Office of Management and Budget, and revised annually in accordance with section 673(2) of the Omnibus Budget Reconciliation Act of 1981) applicable to a family of the size involved and payment of such fees would render the debtor’s plan infeasible. . (b) Conforming provision The amendments made by this section shall apply to any trustee to whom the provisions of section 302(d)(3) of the Bankruptcy Judges, United States Trustees, and Family Farmer Bankruptcy Act of 1986 ( Public Law 99–554