; or (B) employee or contractor of the Federal Emergency Management Agency. (2) Deadline to file appeal The Administrator shall establish a deadline for filing an appeal under this subsection that is not less than 1 year after the date on which the decision being appealed was made. (3) Notification upon initial denial of claim The Administrator shall ensure that a claimant is provided with the rules, forms, and deadlines for an appeal under this subsection at the time a claim is first denied in full or in part, including— (A) the effective date of the denial; (B) a justification for the denial, including supporting documentation; (C) the date on which the period of limitation for instituting an action against the Administrator on the claim under section 1333 or 1341, as applicable, will end; and (D) a point of contact through which the claimant can directly discuss an appeal with a representative of the Federal Emergency Management Agency. (4) Deadline to resolve appeal (A) In general Not later than 90 days after the date as of which a policyholder has submitted all necessary information relating to an appeal under this subsection, the Administrator shall provide an appeal decision in writing to the policyholder and insurer, including specific information for the resolution of the appeal. (B) Enforcement If the Administrator does not comply with the deadline under subparagraph (A)— (i) the appeal shall be deemed granted; and (ii) the Administrator shall award the policyholder the full amount of the claim. (C) Notification upon denial of appeal If the Administrator denies an appeal filed by a policyholder under this subsection, the Administrator shall include with the notice of denial— (i) an explanation of the legal options of the policyholder for further challenging the denial