; and (B) do not cause— (i) unfair competitive advantage for the Postal Service or postal users eligible for the agreements; or (ii) unreasonable disruption to the volume or revenues of other postal users. (14) The educational, cultural, scientific, and informational value to the recipient of mail matter. (15) The need for the Postal Service to increase its efficiency and reduce its costs, including infrastructure costs, to help maintain high quality, affordable postal services. (16) The value to the Postal Service and postal users of promoting intelligent mail and of secure, sender-identified mail. (17) The importance of stability and predictability of rates to ratepayers. (18) The policies of this title as well as such other factors as the Commission determines appropriate. . (3) Requirements Section 3622(d) of title 39, United States Code, is amended— (A) in paragraph (1)— (i) by redesignating subparagraphs (B) through (E) as subparagraphs (C) through (F), respectively; (ii) in subparagraph (F) (as redesignated by clause (i)) by striking subparagraphs (A) and (C) and inserting subparagraphs (A) and (D) ; and (iii) by inserting after subparagraph (A) the following: (B) subject to paragraph (4), establish postal rates for each group of functionally equivalent agreements between the Postal Service and users of the mail that— (i) cover attributable cost; (ii) improve the net financial position of the Postal Service; and (iii) do not cause unreasonable disruption in the marketplace, consistent with subsection (c)(13)(B);