; (II) the amount that is equal to 115 percent of the median house price in such area for such size residence; or (III) the limitation in effect for such size residence for such area, pursuant to the last sentence of this paragraph as in effect immediately before the enactment of the Protecting American Taxpayers and Homeowners Act of 2018, as of the date of such enactment. (ii) Prohibition on new high-cost areas The limitations established pursuant to subparagraph (A) may not be increased, with respect to properties of any size located in a particular area unless, as of the date of the enactment of the Protecting American Taxpayers and Homeowners Act of 2018, such foregoing limitations in effect for such area for any size residence were determined under the authority provided in the last sentence of this paragraph, as in effect immediately before such enactment. . (b) Freddie Mac Section 305(a)(2) of the Federal Home Loan Mortgage Corporation Act ( 12 U.S.C. 1454(a)(2) ) is amended— (1) in the 7th sentence— (A) in inserting or subtracting from after adding to ; and (B) by inserting or decrease, respectively before the first comma; (2) by striking the 8th and 9th sentences; (3) by striking the last sentence; (4) by inserting (A) after the paragraph designation; and (5) by adding at the end the following new subparagraph: (B) High-Cost areas (i) Maximum original principal limitation Subject to clause (ii), the limitations established pursuant to subparagraph (A) shall also be increased, with respect to properties of a particular size located in any area for which 115 percent of the median house price for such size residence exceeds the limitation under subparagraph (A) for such size residence, to the lesser of— (I) (aa) for the first year beginning after the date of the enactment of the Protecting American Taxpayers and Homeowners Act of 2018, the difference between— (AA) 150 percent of the limitation under subparagraph (A) for such size residence