; (2) actions taken by the Federal Emergency Management Agency to address such recommendations to improve the insurance aspects of the national flood insurance program; and (3) any recommendations made by the Committee that have been deferred or not acted upon, together with an explanatory statement. 15. Interagency guidance on compliance The Federal entities for lending regulation (as such term is defined in section 3(a) of the Flood Disaster Protection Act of 1973 ( 42 U.S.C. 4003(a) )), in consultation with the Administrator of the Federal Emergency Management Agency, shall update and reissue the document entitled Interagency Questions and Answers Regarding Flood Insurance not later than the expiration of the 12-month period beginning on the date of the enactment of this Act and not less frequently than biennially thereafter. 16. GAO study of claims adjustment practices The Comptroller General of the United States shall conduct a study of the policies and practices for adjustment of claims for losses under flood insurance coverage made available under the National Flood Insurance Act, which shall include— (1) a comparison of such policies and practices with the policies and practices for adjustment of claims for losses under other insurance coverage; (2) an assessment of the quality of the adjustments conducted and the effects of such policies and practices on such quality; (3) identification of any incentives under such policies and practices that affect the speed with which such adjustments are conducted