on or after the date of enactment of this Act. (b) Injunctive relief Section 813(d) of the Fair Debt Collection Practices Act ( 15 U.S.C. 1692k(d) ) is amended by adding at the end the following: In a civil action alleging a violation of this title, the court may award appropriate relief, including injunctive relief. . 4. Prohibition on the referral of emergency individual assistance debt Chapter 3 of title 31, United States Code, is amended— (1) in subchapter II, by adding at the end the following: 334. Prohibition on the referral of emergency individual assistance debt With respect to any assistance provided by the Federal Emergency Management Agency to an individual or household pursuant to the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5122 et seq.), if the Secretary of the Treasury seeks to recoup any amount of such assistance because of an overpayment, the Secretary may not contract with any debt collector or other private party to collect such amounts.