; continuing consumer protection policies by covering adult children, protecting individuals with preexisting conditions, and not applying lifetime or annual limits. Sec. 102. State health insurance options. Sec. 103. State alternative option. Sec. 104. Computation of monthly Roth HSA deposit amount for deposit qualifying residents. Sec. 105. State options for improved access to health insurance coverage in each State. Sec. 106. State flexibility in ensuring orderly health insurance market outside of an Exchange. Sec. 107. Expanded access and patient protections. Sec. 108. Application of health savings accounts in relation to Medicaid. Subtitle B—Provider price transparency Sec. 121. Ensuring access to emergency services without excessive charges for out-of-network services. TITLE II—Reform of Tax Provisions Relating to Health Care Subtitle A—Health Savings Accounts Sec. 201. Transition to non-deductible HSAs. Sec. 202. Treatment of direct primary care. Sec. 203. Treatment of HSA after death of account beneficiary. Subtitle B—Health Care Tax credits Sec. 211. Limited application of PPACA health premium credit. Sec. 212. New Roth HSA credit. I Health reform 100. Definitions In this title: (1) Patient-grant electing State The term patient-grant electing State means an electing State that specifies under section 103(a)(3)(B) that it will carry out section 103(b) itself (and not to have section 103(b) carried out by means of the credit under section 36C of the Internal Revenue Code of 1986). (2) Budget neutral The term budget neutral with respect to expenditures provided for in this Act, means the same amount of expenditures as are provided for under the Patient Protection and Affordable Care Act ( Public Law 111–148 ). (3) CHIP The term CHIP means the Children’s Health Insurance Program established under title XXI of the Social Security Act ( 42 U.S.C. 1396 et seq.). (4) Creditable coverage The term creditable coverage has the meaning given such term in section 2704(c)(1) of the Public Health Service Act ( 42 U.S.C.