loan. (2) Terms The terms of a loan guarantee provided under this subsection shall be consistent with the terms established in this section for a secured loan, except that the interest rate on the guaranteed loan and any prepayment features shall be negotiated between the obligor and the qualified lender, subject to the consent of the Secretary. 209. Program administration (a) Requirement The Secretary shall establish a uniform system to service the Federal credit instruments made available under this title. (b) Fees (1) In general The Secretary may collect and spend fees, to the extent provided in advance in appropriations Acts, in amounts sufficient to cover— (A) the costs of services obtained pursuant to subsection (d)