; and (2) in subsection (c)— (A) by inserting (1) before The administrative ; and (B) by adding at the end the following new paragraph: (2) No administrative costs may be charged under this section with respect to indebtedness described in subsection (a) while the existence or amount of the indebtedness is being disputed under section 5314(d) of this title. . (c) Limitation on authority To sue To collect certain debts Section 5316(a) of title 38, United States, is amended— (1) in paragraph (1), by striking paragraphs (2) and (3) and inserting paragraphs (2), (3), and (4) ; (2) by redesignating paragraph (3) as paragraph (4); and (3) by inserting after paragraph (2) the following new paragraph (3): (3) No suit may be filed under this section to recover any indebtedness more than five years old. . (d) Repair of credit (1) In general Chapter 53 of such title is amended by adding at the end the following new section: 5320. Correction of erroneous information submitted to consumer reporting agencies (a) Correcting errors by the Department In any case in which the Secretary finds that the Department has submitted erroneous information to a consumer reporting agency about the indebtedness of any person who has been determined by the Secretary to be indebted to the United States by virtue of the participation of that person in a benefits program administered by the Secretary, the Secretary shall— (1) instruct the consumer reporting agency to remove such erroneous information from the consumer report of such person or take such other action as may be required to ensure that such erroneous information is not included in the report of such person