; and (B) delivered to the student separately from any other disclosures required under this Act. (4) Limitation of liability An institution that provides the estimate under paragraph (1) in good faith shall not be liable to any person for inaccuracies contained in such estimate. (5) Student debt letter template Not later than July 1, 2018, and as necessary thereafter, the Secretary shall provide the following to eligible institutions: (A) Examples of the information required under subparagraphs (A), (B), and (C) of paragraph (2). (B) Technical assistance on how to comply with the requirements of this subsection. (C) Preliminary approvals in a timely manner of estimate formats proposed for use by an institution, at the request of the institution. (D) The formula (which shall take into consideration a student’s past borrowing rates and other criteria the Secretary may determine) to be used in making the projections under clauses (i) and (ii) of paragraph (2)(A) with respect to loans described in paragraph (6)(A)(i). (E) Encryption technology software to enable institutions to provide the estimate under paragraph (2) to students in a secure format for institutions that choose to provide the estimate to students in an electronic format. (6) Definitions In this subsection: (A) Education loan The term education loan means— (i) a loan made under part D (other than a Federal Direct Consolidation Loan or a Federal Direct PLUS loan made on behalf of a student); (ii) a loan made under a State-sponsored loan program for the purpose of paying a student’s cost of attendance at an institution of higher education