; or (ii) may contribute to significant activities undermining cybersecurity. (3) Financial institution definitions (A) Financial institution The term financial institution means a United States financial institution or a foreign financial institution. (B) Foreign financial institution The term foreign financial institution has the meaning given that term under section 1010.605 of title 31, Code of Federal Regulations. (C) North Korean financial institution The term North Korean financial institution includes— (i) any North Korean financial institution, as defined in section 3 of the North Korea Sanctions and Policy Enhancement Act of 2016 ( 22 U.S.C. 9202 ); (ii) any financial agency, as defined in section 5312 of title 31, United States Code, that is owned or controlled by the Government of North Korea; (iii) any money transmitting business, as defined in section 5330(d) of title 31, United States Code, that is owned or controlled by the Government of North Korea; (iv) any financial institution that is a joint venture between any person and the Government of North Korea; and (v) any joint venture involving a North Korean financial institution. (D) United States financial institution The term United States financial institution has the meaning given the term U.S. financial institution under section 510.310 of title 31, Code of Federal Regulations. (4) Knowingly The term knowingly with respect to conduct, a circumstance, or a result, means that a person has actual knowledge, or should have known, of the conduct, the circumstance, or the result.