; and (ii) the origination of loans by the institution that result in the construction, rehabilitation, or preservation of affordable housing units. (C) Retail financial services and community development services. (3) With respect to its evaluation of an application for a deposit facility by the institution— (A) consider the record described in paragraph (1), the overall rating of the institution under this section, and any improvement plans submitted pursuant to this section; (B) provide an opportunity for public comment for a period of not less than 60 days; (C) consider changes in the community reinvestment performance of the institution since the most recent rating under this section by the appropriate Federal financial supervisory agency; and (D) require— (i) a demonstration of public benefit, including a community benefits plan with measurable goals regarding increasing responsible lending and other financial products; (ii) that the institution consult with community-based organizations and other community stakeholders in developing the community benefits plan