I 115th CONGRESS 2d Session H. R. 5381 IN THE HOUSE OF REPRESENTATIVES March 22, 2018 Mr. Royce of California (for himself, Mr. Luetkemeyer , and Mr. Ross ) introduced the following bill; which was referred to the Committee on Oversight and Government Reform A BILL To reduce and minimize the credit, guarantee, and insurance risk of all Federal Government programs by transferring such risk to the private sector at market terms, and for other purposes.