; and (II) includes a predetermined rental rate agreement. ; and (E) in paragraph (4) (as so redesignated), by striking served by and inserting located in the service area of ; (2) in subsection (d)(1)(B), by inserting (or not more than 20 years in the case of a loan for the replacement of a manufactured home with another manufactured home) after 10 years ; and (3) in subsection (h), by striking 2018 and inserting 2023 .