; table of contents. Title I—Expanding Affordability Sec. 101. Improve affordability and reduce premium costs for consumers. Sec. 102. Lower out-of-pocket costs for consumers. Sec. 103. Expand affordability for working families. Title II—Undoing Sabotage Sec. 201. Protect comprehensive coverage for small businesses and workers. Sec. 202. Prevent junk plans and continue protections for consumers with preexisting conditions. Sec. 203. Ensure plans provide comprehensive benefits. Sec. 204. Undo Administration sabotage by requiring open enrollment outreach, education, and funding for navigators. Sec. 205. Improve marketplace stability to prevent sabotage from raising premiums. Title III—State Innovation and Transparency Sec. 301. Fund State health insurance education programs for consumers. Sec. 302. Fund State innovations to expand coverage. Sec. 303. Preserve State option to implement health care marketplaces. Sec. 304. Promote transparency and accountability in the Administration’s expenditures of Exchange user fees. I Expanding Affordability 101. Improve affordability and reduce premium costs for consumers (a) In general Section 36B(b)(3)(A) of the Internal Revenue Code of 1986 is amended to read as follows: (A) Applicable percentage The applicable percentage for any taxable year shall be the percentage such that the applicable percentage for any taxpayer whose household income is within an income tier specified in the following table shall increase, on a sliding scale in a linear manner, from the initial premium percentage to the final premium percentage specified in such table for such income tier: In the case of household income (expressed as a percent of poverty line) within the following income tier: The initial premium percentage is— The final premium percentage is— Over 100.0% up to 133.0% 0.0% 1.0% 133.0% up to 150.0% 1.0% 2.0% 150.0% up to 200.0% 2.0% 4.0% 200.0% up to 250.0% 4.0% 6.0% 250.0% up to 300.0% 6.0% 7.0% 300.0% up to 400.0% 7.0% 8.5% 400.0% and higher 8.5% 8.5% . (b) Conforming amendment