1. Short title This Act may be cited as the Veterans’ Credit Protection Act . 2. Outreach to veterans regarding effect of certain delayed payments by Department of Veterans Affairs Office of Community Care (a) Outreach The Secretary of Veterans Affairs shall conduct outreach, including through national and local veterans service organizations, to inform veterans of how to resolve credit issues caused by delayed payment of an eligible claim for emergency hospital care, emergency medical services, or other emergency health care furnished through a non-Department of Veterans Affairs provider. (b) Annual report (1) In general During the five-year period following the date of the enactment of this Act, the Secretary of Veterans Affairs shall annually submit to Congress a report on the effectiveness of the Office of Community Care (or successor office) in providing timely payment of proper invoices for emergency hospital care, emergency medical services, or other emergency health care furnished through non-Department of Veterans Affairs providers by the required payment date. (2) Periods covered (A) The first report submitted under paragraph (1) shall cover the five-year period preceding the date of the report, to the greatest extent practicable. With respect to covering the part of such period that occurred before October 1, 2014, the report shall evaluate the provision by the Veterans Integrated Service Networks of payments described in such paragraph. (B) The reports following the first report shall each cover the period following the date on which the prior report was submitted. (3) Matters included The reports under paragraph (1) shall include, for the period covered by the report, the following: (A) The number of veterans who contacted the Secretary regarding a delayed payment that negatively affected, or will potentially negatively affect, the credit of the veteran. (B) The number of proper invoices submitted, listed in a table for each quarter and fiscal year of each such period that includes— (i) the total