; and (D) a statement that if the policyholder has any questions regarding information in the acknowledgment sheet or policy he or she should contact the entity selling the policy on behalf of the Program, together with contact information sufficient to allow the policyholder to contact such entity. (3) Required signatures Notwithstanding section 1306(c) of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4013(c) ), a policy for flood insurance coverage under the National Flood Insurance Program may not take effect unless the disclosure sheet required under paragraph (1) and the acknowledgment sheet required under paragraph (2), with respect to the policy, are signed and dated by the policyholder and the seller of the policy who is acting on behalf of the Program. . 12. Reserve Fund amounts Section 1310 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4017 ) is amended by adding at the end the following new subsection: (g) Crediting of Reserve Fund amounts Funds collected pursuant to section 1310A may be credited to the Fund under this section to be available for the purpose described in subsection (d)(1). . 13. Sufficient staffing for Office of Flood Insurance Advocate (a) In general Section 24 of the Homeowner Flood Insurance Affordability Act of 2014 ( 42 U.S.C. 4033 ) is amended by adding at the end the following new subsection: (c) Staff The Administrator shall ensure that the Flood Insurance Advocate has sufficient staff to carry out all of the duties and responsibilities of the Advocate under this section. . (b) Timing The Administrator of the Federal Emergency Management Agency shall take such actions as may be necessary to provide for full compliance with section 24(c) of the Homeowner Flood Insurance Affordability Act of 2014, as added by the amendment made by subsection (a) of this section, not later than the expiration of the 180-day period beginning on the date of the enactment of this Act. 14. Federal Flood Insurance Advisory Committee (a) Establishment There is established an advisory