; (B) the District of Columbia; and (C) any commonwealth, territory, or possession of the United States. (22) State regulatory entity The term State regulatory entity means the governmental entity— (A) established or designated by a sports wagering opt-in State under section 102(a)(2)(A)(ii); and (B) responsible, solely or in coordination with 1 or more other governmental entities, for the regulation of sports wagering in the applicable sports wagering opt-in State. (23) State social gambling law The term State social gambling law means a State law that allows sports wagering that— (A) is not conducted as a business; (B) involves 2 or more players who compete on equal terms; and (C) does not provide a benefit to— (i) a player, other than the winnings of the player; or (ii) a person who is not involved in a sports wager. (24) State sports wagering program The term State sports wagering program means a program administered and overseen by a State pursuant to an application approved by the Attorney General under subsection (b) or (e) of section 102. (25) Suspicious transaction The term suspicious transaction means a transaction or an arrangement that a sports wagering operator or the National Sports Wagering Clearinghouse, as applicable, knows or has reason to know, as determined by a director, officer, employee, or agent of the sports wagering operator or National Sports Wagering Clearinghouse, is or would be if completed— (A) a violation of, or part of a plan to violate or evade, any Federal, State, or local law (including regulations)