; (V) state that in some limited circumstances, the negative information may result in other adverse actions, including a denial of a new job or a promotion from existing employment; and (VI) state that the consumer has right to— (aa) obtain a copy of their consumer report and credit score or educational score (if applicable), which in some instances can be obtained free of charge, from any consumer reporting agency to which negative information may be been sent; and (bb) dispute, free of charge, any errors on a consumer report relating to the consumer. (iii) Timing of notice Such person shall provide such notice to a consumer not later than 90 days before the date on which the person furnishes negative information relating to such consumer. (B) Specific negative information notice to a consumer (i) In general Any person described in subparagraph (A) that has furnished negative information relating to activity on any accounts of a consumer held by such person or transactions associated with credit extended to a consumer by such person to a consumer reporting agency described in subsection (p) or (x) of section 603 shall send a written notice to each such consumer. (ii) Content Such notice shall— (I) be clear and conspicuous; (II) inform the consumer that the person has furnished negative information relating to such accounts or transactions to a consumer reporting agency described in subsection (p) or (x) of section 603; (III) identify any consumer reporting agency to which the negative information was furnished, including the name of the agency, mailing address, Internet website address, and toll-free telephone number