I 115th CONGRESS 1st Session H. R. 3606 IN THE HOUSE OF REPRESENTATIVES July 28, 2017 Mrs. Carolyn B. Maloney of New York (for herself and Mr. Ellison ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Truth in Lending Act to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes.