; (2) pregnancy, childbirth, or a related medical condition; and (3) sexual orientation or gender identity. (j) The term sexual orientation means homosexuality, heterosexuality, or bisexuality. (k) Any reference to any requirement imposed under this title or any provision of this title shall be deemed to include a reference to the regulations of the Bureau under this title or the provision of this title in question. . 4. Relation to State laws Section 705(a) of the Equal Credit Opportunity Act ( 15 U.S.C. 1691d(a) ) is amended by inserting , sexual orientation, gender identity, after sex .