I 115th CONGRESS 2d Session H. R. 4861 IN THE HOUSE OF REPRESENTATIVES January 19, 2018 Mr. Hollingsworth introduced the following bill; which was referred to the Committee on Financial Services A BILL To nullify certain guidance on deposit advance products, to require the Federal banking agencies to establish standards for short-term, small-dollar loans made by insured depository institutions, to exempt insured depository institutions and insured credit unions from the payday lending rule of the Bureau of Consumer Financial Protection, and for other purposes.