; (7) describing any disproportionate economic impact on small entities or a specific class of small entities; and (8) describing any impairment of the ability of small entities to have access to credit. . (b) Final regulatory flexibility analysis (1) In general Section 604(a) of title 5, United States Code, is amended— (A) in paragraph (4), by striking an explanation and inserting a detailed explanation ; (B) in each of paragraphs (4), (5), and the first paragraph (6), by inserting detailed before description ; (C) in the first paragraph (6), by striking ; and at the end; (D) in the second paragraph (6), by striking the period and inserting ; and ; (E) by redesignating the second paragraph (6) as paragraph (7)