; or (B) 3 years after the date on which the alleged violation was or should have been reasonably discovered by the aggrieved individual. (2) Nonexclusive remedy The remedy provided under this subsection shall be in addition to any other remedies available to the individual. (b) Civil penalties (1) In general Any person who the Attorney General determines has violated any section of this Act or of any amendments made by this Act shall be subject, in addition to any other penalties that may be prescribed by law— (A) to a civil penalty of not more than $5,000 for each such violation; and (B) to a civil penalty of not more than $50,000, if the violations have occurred with such frequency as to constitute a pattern or practice of violations. (2) Determination of violations Any intentional violation committed contemporaneously with respect to the social security account numbers of 2 or more individuals shall be treated as a separate violation with respect to each such individual. 4. Effective date The amendment made by this Act shall be in effect 1 year after the date of enactment of this Act.