; or (2) submit to Congress an explanation of the reasons why the Administrator cannot implement the requirement described in paragraph (1) during that 180-day period. 416. Pilot program for pre-existing structural conditions (a) Definitions In this section— (1) the term covered property means a property that is or may be covered by flood insurance under the National Flood Insurance Program; and (2) the term covered policyholder means a policyholder or potential policyholder of flood insurance under the National Flood Insurance Program for a covered property. (b) Pilot program Not later than 180 days after the date of enactment of this Act, the Administrator shall establish a pilot program under which Write Your Own companies and National Flood Insurance Program direct servicers shall, at the request of a covered policyholder and before providing or renewing insurance coverage with respect to a covered property under the National Flood Insurance Program, investigate the pre-existing structural condition of the covered property for any issues that could result in the denial of a claim under the National Flood Insurance Program for damage to or loss of the covered property. 417. Deadline for claim processing (a) In general Section 1312 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4019 ), as amended by section 413, is amended by adding at the end the following: (h) Deadline for approval of claims (1) In general The Administrator shall provide that, in the case of a claim for damage to or loss of property that is covered by flood insurance made available under this title— (A) except as provided in paragraph (2), not later than 30 days after the date on which the claim is made— (i) a final determination regarding approval of the claim for payment or disapproval of the claim shall be made; and (ii) notification of the determination shall be provided to the insured making the claim