; (4) include the determination of the Commission with regard to— (A) the quality of proxy advisory services issued by proxy advisory firms; (B) the financial markets; (C) competition among proxy advisory firms; (D) the incidence of undisclosed conflicts of interest by proxy advisory firms; (E) the process for registering as a proxy advisory firm; and (F) such other matters relevant to the implementation of this subtitle and the amendments made by this subtitle, as the Commission determines necessary to bring to the attention of the Congress; (5) identify problems, if any, that have resulted from the implementation of this subtitle and the amendments made by this subtitle; and (6) recommend solutions, including any legislative or regulatory solutions, to any problems identified under paragraphs (4) and (5). R Senior Safe 491. Immunity (a) Definitions In this subtitle— (1) the term Bank Secrecy Act Officer means an individual responsible for ensuring compliance with the requirements mandated by subchapter II of chapter 53 of title 31, United States Code; (2) the term broker-dealer means a broker or dealer, as those terms are defined, respectively, in section 3(a) of the Securities Exchange Act of 1934 ( 15 U.S.C. 78c(a) ); (3) the term covered agency means— (A) a State financial regulatory agency, including a State securities or law enforcement authority and a State insurance regulator; (B) each of the Federal financial institutions regulatory agencies; (C) the Securities and Exchange Commission; (D) a law enforcement agency; (E) and State or local agency responsible for administering adult protective service laws; and (F) a State attorney general. (4) the term covered financial institution means— (A) a credit union; (B) a depository institution; (C) an investment advisor; (D) a broker-dealer; (E) an insurance company; (F) a State attorney general