; ; (ii) in subparagraph (D), by striking the period at the end and inserting ; or ; and (iii) by adding at the end the following: (E) not in excess of 1 year due to the borrower being a victim of a terrorist attack as described in paragraph (5). ; and (B) by adding at the end the following: (5) Deferment for victims of terrorist attacks For purposes of deferment under paragraph (2)(E), a victim of a terrorist attack is an individual who is designated as a victim of a terrorist attack by the head of the Federal agency that is handling the investigation of the attack. . (d) Federal Perkins loans Section 464(c)(2) of the Higher Education Act of 1965 ( 20 U.S.C. 1087dd(c)(2) ) is amended— (1) in subparagraph (A)— (A) in clause (iv), by striking or after the semicolon; (B) in clause (v), by inserting or after the semicolon; and (C) by inserting after clause (v) the following: (vi) not in excess of 1 year due to the borrower being a victim of a terrorist attack as described in subparagraph (D); ; and (2) by adding at the end the following: (D) For purposes of deferment under subparagraph (A)(vi), a victim of a terrorist attack is an individual who is designated as a victim of a terrorist attack by the head of the Federal agency that is handling the investigation of the attack. . (e) Designating victims of terrorist attacks The head of the Federal agency that is handling the investigation of a terrorist attack, or has handled the investigation of a terrorist attack, shall designate the individuals who are victims of such terrorist attack. (f) Anti-Fraud protections The Secretary of Education shall establish anti-fraud protections in carrying out the amendments made by this Act.