; (bb) 150 percent of the normal time for completion of each program of study; and (cc) 200 percent of the normal time for completion of each program of study. (II) Transfer students In determining the percentage under subclause (I), an eligible entity may include the students in each program of study who transfer and successfully complete a program of study. (iv) Benefit to student and affordability The performance metrics relating to benefit to the student and affordability are the following: (I) Rates of employment or enrollment in and completion of graduate or professional school. (II) Increases in income for students. (III) The cost of tuition and fees, the net price disaggregated by income quintile and educational program, and the median total loan debt accrued by students who were enrolled in the eligible entity. (IV) Student loan repayment rates for Federal and private student loans, if applicable. (V) Median income of students who were enrolled in the eligible entity. (C) Data source When an innovation authorizer uses data about income or employment, as described in subparagraph (B)(iv), the following provisions shall apply: (i) The innovation authorizer shall use wage data gathered in accordance with clauses (iii) and (iv) and shall disaggregate such data (except that such disaggregation shall not be required in a case in which the results would reveal personally identifiable information about an individual student), by— (I) educational program based on the Classification of Instructional Programs Code developed by the National Center for Education Statistics; (II) credential received; (III) noncompleters; (IV) eligible entity; and (V) State and region of employment. (ii) The innovation authorizer shall include data for— (I) 1 year after educational program completion; (II) 3 years after educational program completion