; and (2) by striking furnished by the agency and inserting to a consumer reporting agency under section 611 or to a person who furnished information to an agency under section 623 . 105. Enhances accuracy and completeness duties for consumer reporting agencies and furnishers (a) Appeals of reinvestigations conducted by a consumer reporting agency Section 611 of the Fair Credit Reporting Act ( 15 U.S.C. 1681i ) is amended— (1) in subsection (b), by inserting or if the consumer is unsatisfied with the results of an appeal conducted under subsection (h), after resolve the dispute, ; and (2) by inserting after subsection (g) (as added by section 102) the following new subsection: (h) Consumer right To appeal results of a consumer reporting agency reinvestigation (1) In general Within 120 days after the date of receipt of the results of a reinvestigation conducted under subsection (a), a consumer (or authorized third party) may, free of charge, appeal the results of such reinvestigation by submitting a notice of appeal to the consumer reporting agency. (2) Notice of appeal (A) Requirements A notice of appeal described in paragraph (1) may be submitted in writing, or through a toll-free telephone number or other electronic means established by the consumer reporting agency (including on the Internet website described in subsection (g)), and— (i) shall identify the information contained in the consumer’s file that is the subject of the appeal; (ii) shall describe the specific reasons for submitting the notice of appeal; and (iii) may provide any information the consumer believes is relevant to substantiate the validity of the dispute. (B) Consumer reporting agency notice to consumer Upon receipt of such notice of appeal, the consumer reporting agency shall promptly provide to the consumer a statement confirming the receipt of the consumer’s notice of appeal that shall include— (i) an approximate date on which the consumer’s appeal review will be completed