; (2) ensures benefits continue to be paid to individuals with disabilities and their family members who rely on them; (3) prevents a 12 percent across-the-board benefit cut; and (4) improves the Disability Insurance program. (d) Policy on social security solvency It is the policy of this concurrent resolution that any legislation the House considers to improve the solvency of the Disability Insurance Trust Fund must also improve the long-term solvency of the combined Old Age and Survivors Disability Insurance Trust Funds. 509. Policy statement on higher education and workforce development opportunity (a) Findings on higher education The House finds the following: (1) A well-educated, high-skilled workforce is critical to economic, job, and wage growth. (2) Average published tuition and fees have increased consistently above the rate of inflation across all types of colleges and universities. (3) With an outstanding student loan portfolio of nearly $1.4 trillion, the Federal Government is the largest education lender to undergraduate and graduate students, parents, and other guarantors. (4) Students who do not complete their college degree are at a greater risk of defaulting on their loans than those who complete their degree. (5) Participation in Federal income-driven repayment plans is rising, in terms of the percent of both borrowers and loan dollars, according to the Government Accountability Office. Because these plans offer loan balance forgiveness after a repayment period, this increased use portends higher projected costs to taxpayers. (b) Policy on higher education It is the policy of this concurrent resolution to promote college affordability, access, and success by— (1) reserving Federal financial aid for those most in need and streamlining grant and loan aid programs to help students and families more easily assess their options for financing postsecondary education