; (ii) refinancing mortgages or other liens against residences and properties of small business concerns that are destroyed or substantially damaged as a result of the disaster; and (iii) assisting small business concerns that suffer substantial economic injury as a result of the disaster. (B) Farm loans Emergency loans to persons whose farming, ranching, or aquaculture operations have been substantially affected by a disaster. (C) Highway repair Assistance for the repair or reconstruction of highways, roads, and trails that suffer serious damage as the result of the disaster. (D) Insurance of loans for single family homes Insurance for mortgages and rehabilitation loans for 1- to 4-family residences of mortgagors and borrowers whose residences are destroyed or damaged as a result of the disaster. (15) Other Any other costs or losses sustained in providing disaster relief in the State, that are determined by the Corporation to be appropriate and which are not inconsistent with the provisions of this subtitle. (d) Prohibited coverage The insurance program may not provide coverage for the following losses and costs: (1) Nondisaster losses Any losses or costs not arising from a disaster. (2) Federal facilities Any losses or costs sustained by or relating to Federal facilities. 804. Annual premium charges (a) General authority The Corporation shall require each State, as a condition of participation in the Corporation and coverage under the insurance program during any fiscal year, to make a premium payment to the Corporation for such fiscal year in an amount determined in accordance with this section. The Corporation shall annually review the premium payments charged to each participant and, if appropriate, adjust such payment amounts. (b) Establishment of charges The premium payments established under this section shall be— (1) established using generally accepted actuarial principles