; and (ii) a student must complete an application form under section 483(a) in order to be eligible for, and receive, an actual financial aid award that includes Federal grant, loan, or work study assistance under this title. (2) Income categories The income categories for purposes of paragraph (1)(B) are as follows: (A) $0 to $30,000. (B) $30,001 to $48,000. (C) $48,001 to $75,000. (D) $75,001 to $110,000. (E) $110,001 to $150,000. (F) Over $150,000. (3) Consumer testing In developing and maintaining the estimator tool described in paragraph (1), the Secretary shall conduct consumer testing with appropriate persons, including current and prospective college students, family members of such students, and other individuals with expertise in student financial assistance application processes and college access, to ensure that such tool is easily understandable by students and families and effective in communicating early aid eligibility. (4) Data storage prohibited In carrying out this subsection, the Secretary shall not keep, store, or warehouse any data inputted by individuals accessing the tool described in paragraph (1). (d) Pell table (1) In general The Secretary shall develop, and annually update at the beginning of each award year, the following electronic tables to be utilized in carrying out this section and containing the information described in paragraph (2) of this subsection: (A) An electronic table for dependent students. (B) An electronic table for independent students with dependents other than a spouse. (C) An electronic table for independent students without dependents other than a spouse. (2) Information Each electronic table under paragraph (1), with respect to the category of students to which the table applies for the most recently completed award year for which information is available, and disaggregated in accordance with paragraph (3), shall contain the following information: (A) The percentage of undergraduate students attending an institution of higher education on a full-time,