time in certain professions for any of a broad class of employers, or (B) subsections (d)(1)(D) and (e)(7) of section 455 or section 493C(b)(7) of the Higher Education Act of 1965 (relating to income contingent and income-based repayment, respectively). . (b) Effective date The amendments made by this section shall apply to discharges of indebtedness after the date of the enactment of this Act. 4. Grace period extension (a) In general Section 455 of the Higher Education Act of 1965 ( 20 U.S.C. 1087e ) is amended by adding at the end the following: (r) Grace period extension (1) In general With respect to the Federal Direct Stafford Loans and Federal Direct Unsubsidized Stafford Loans, section 487(b)(7) shall be applied— (A) in subparagraph (A), by substituting 12 months for 6 months