II 115th CONGRESS 1st Session S. 1784 IN THE SENATE OF THE UNITED STATES September 11, 2017 Mr. Murphy (for himself, Mr. Blumenthal , Mr. Brown , Mr. Durbin , Mr. Franken , Ms. Harris , and Ms. Warren ) introduced the following bill; which was read twice and referred to the Committee on Health, Education, Labor, and Pensions A BILL To amend the Higher Education Act of 1965 to improve the determination of cohort default rates and provide for enhanced civil penalties, to ensure personal liability of owners, officers, and executives of institutions of higher education, and for other purposes.