1. Short title This Act may be cited as the Fair Auto Insurance Ratemaking Reporting to Allow a Transparent Evaluation of Statistics Act of 2018 or the FAIR RATES Act of 2018 . 2. Data call (a) In general Pursuant to the authority under section 313(e) of title 31, United States Code, the Director of the Federal Insurance Office shall collect from covered automobile insurers, aggregated on a census tract level basis based on the place of garaging of the insured vehicle, information for each of the three accident or calendar years, as applicable, most recently completed as of the date of the enactment of this Act, regarding private passenger automobile insurance as the Director considers necessary to prepare the report required under section 3, which shall include the following information for each such year: (1) Company name The name of the insurance coverage for the vehicle. (2) Experience year The experience year for premiums and exposures. (3) Census tract The census tract of the place of garaging of the insured vehicle. (4) Paid loss adjustment expenses Total paid loss adjustment expenses, reported by accident year. (5) Incurred loss adjustment expenses Total incurred loss adjustment expenses plus case reserves, reported by accident year. (6) Count of claims recorded The number of claims reported for each coverage or type of loss, including claims that included payment and claims that did not include payment. (7) Count of claims closed The number of claims closed for each coverage or type of loss, including claims that were closed that included payment and claims that were closed that did not include payment. (8) Coverage type The type of coverage provided, including liability, personal injury protection, collision, comprehensive, and uninsured motorist bodily injury. (9) Premium Written Total premium written, reported by coverage type. (10) Premium earned Total premium earned, reported by coverage type. (11) Exposure written Total exposures written, reported by coverage type. (12) Exposure earned Total