; (D) provides or will provide staple foods; (E) has a plan to keep such foods in stock to the extent possible; (F) charges or will charge prices at or below market averages; (G) either— (i) is sufficiently qualified to operate a grocery store; or (ii) at the time of such application, has existing partnerships with organizations that provide technical assistance on business operations of food services; and (H) will match no less than 20 percent, from non-Federal funds, of the amount of such loan. (2) Priority criteria A State shall prioritize an application for a loan from the revolving fund of the State from an entity that the State determines— (A) hires or plans to hire workers who reside within the underserved community that would be served by the entity; (B) provides or plans to provide classes or other educational information about a healthful diet; (C) sources or plans to source food from local urban farms and gardens; (D) does not or will not sell alcohol or tobacco products; or (E) demonstrates existing supply chain relationships in the grocery industry. (e) Application An entity that desires a loan from a revolving fund of a State shall submit an application to the State at such time, in such manner, and containing such information as the State may require. (f) Loan conditions (1) In general A loan distributed from a revolving fund by a State may be used by a program participant only for the purposes specified in subsection (c). (2) Interest rates A loan distributed by a State from a revolving fund shall be made at or below market interest rates, including an interest free loan, at terms not to exceed the lesser of 30 years or the projected useful life (as determined by the State) of the project to be financed with the proceeds of the loan. (3) Structure of loan A loan may be distributed from a revolving fund by a State to a program participant in— (A) a lump sum