; and (B) construction, reconstruction, rehabilitation, replacement, or expansion. (13) Direct loan The term direct loan has the same meaning as in section 502 of the Federal Credit Reform Act of 1990 ( 2 U.S.C. 661a ). (14) Disadvantaged community The term disadvantaged community means a community with a median household income of less than 80 percent of the statewide median household income for the State in which the community is located. (15) Energy infrastructure project The term energy infrastructure project means any project for energy transmission and distribution, energy efficiency enhancement for buildings, public housing, health facilities, schools, and energy storage. (16) Entity The term entity means an individual, corporation, partnership (including a public-private partnership), joint venture, trust, and a State or other governmental entity, including a political subdivision or any other instrumentality of a State or a revolving fund. (17) Environmental infrastructure project The term environmental infrastructure project means any project for the establishment, maintenance, or enhancement of any drinking water and wastewater treatment facility, storm water management system, flood gate, dam, levee, dredging, open space management system, wetland restoration, infill development, solid waste disposal facility, hazardous waste facility, or industrial site cleanup or remediation projects. (18) General counsel The term general counsel means the individual who serves as the chief lawyer for the Bank. (19) Greenhouse gases The term greenhouse gases means any of the following: (A) Carbon dioxide. (B) Methane. (C) Nitrous oxide. (D) Sulfur hexafluoride. (E) Hydrofluorocarbons. (F) Any perfluorocarbon. (G) Nitrogen trifluoride. (H) Any other anthropogenic gas designated as a greenhouse gas by the Environmental Protection Agency Administrator. (20) Infrastructure project The term infrastructure project means any energy, environmental, telecommunications, or transportation infrastructure project. (21) Loan