; and (5) any individual who— (A) is employed by a financial institution; (B) has access to the financial records of senior citizens; and (C) may be able to identify instances of elder financial abuse because of discrepancies in those financial records. (c) Required training A State agency may not receive Federal funds under this Act unless the agency ensures that the entities described in subsection (b) in that State receive appropriate training that improves— (1) the ability of the entities to recognize evidence of financial exploitation and neglect of senior citizens