; or (iv) a Federal health care program (as defined in section 1128B(f)). (C) Public Health Service Act terms The terms group health plan , group health insurance coverage , and individual health insurance coverage have the meanings given those terms, respectively, under section 2791 of the Public Health Service Act ( 42 U.S.C. 300gg–91 ). (D) Relevant facility The term relevant facility means a hospital or critical access hospital. . (b) Insurers Section 2719A of the Public Health Service Act ( 42 U.S.C. 300gg–19a ) is amended by adding at the end the following new subsection: (e) Payment review process A group health plan or a health insurance issuer offering group or individual health insurance shall participate in any review process requested, and comply with any determination made, under section 3 of the Fair Billing Act of 2017. . (c) Effective date The amendments made by this section shall apply with respect to items or services furnished on or after the date that is one year after the date of the enactment of this Act. 3. Review process for surprise billing practices (a) State election Each State may elect, at such time and in such manner as the Secretary of Health and Human Services (the Secretary ) shall prescribe, to establish a review process described in subsection (c) to be available at the request of a health care plan or provider of services or supplier. (b) Failure To establish an external review process or implement standards In the case of a State that does not elect under subsection (a) to establish a review process described in subsection (c), the Secretary shall make available within the State such a review process to be available at the request of a health care plan or provider of services or supplier. (c) Review process In the case of payment from a health care plan to a provider of services or supplier for items or services furnished by such provider or supplier to an individual with benefits under such plan in a case in which section 1866(l)(1)(A) or subsection (l)(2) of such section