; mandatory receivership. Sec. 103. Limitations on enterprise authority. Sec. 104. Modifications to increases in conforming loan limits. Sec. 105. Mandatory risk-sharing. Sec. 106. Limitation of enterprise mortgage purchases to qualified mortgages. Sec. 107. Prohibition relating to use of power of eminent domain. Sec. 108. Receiver’s discretionary authority to create receivership entity. Sec. 109. Authority of receiver to repeal enterprise charter. Title II—FHA Reform Subtitle A—Business authority and requirements Sec. 201. Authority to carry out FHA and other business. Sec. 202. Eligible single-family mortgages. Sec. 203. Risk transfer. Sec. 204. Premiums. Sec. 205. Affordability requirements for multifamily mortgage insurance. Sec. 206. Effective date. Subtitle B—Financial safety and soundness Sec. 211. Authority of Director. Sec. 212. Budgets and business plans. Sec. 213. Annual business plan. Sec. 214. Examinations, reports, and cost estimates. Sec. 215. Reimbursement of costs. Sec. 216. Mutual Mortgage Insurance Fund capital reserve. Sec. 217. Capital classifications and performance measures for Mutual Mortgage Insurance Fund. Sec. 218. Enforcement. Sec. 219. Capital reserve requirements for other funds. Sec. 220. Authority to establish temporary capital ratios in cases of nationwide countercyclical market adjustment. Sec. 221. 7-year borrower suspension for foreclosure. Sec. 222. Borrower ineligibility upon second foreclosure. Sec. 223. Limitation on seller concessions. Sec. 224. Lender repurchase requirement. Sec. 225. Indemnification by mortgagees. Sec. 226. Prohibitions relating to use of power of eminent domain. Sec. 227. Residual income requirement. Sec. 228. Effective date. Subtitle C—Miscellaneous Sec. 241. Rule of construction. Sec. 242. Definitions. Title III—Development and Deployment of a Mortgage Security Market Exchange, Data Repository, and Covered Bond Market Sec. 301. Purposes. Sec. 302. Definitions. Subtitle A—Establishment and authority of the Exchange Sec. 311. Establishment.