; or (D) by common management. Control shall be presumed to exist if an entity and its affiliates directly or indirectly own, control, hold with the power to vote, or hold proxies representing 10 percent or more of the voting interests of an entity. (2) Automobile insurer The term automobile insurer means an insurer authorized to transact or transacting automobile insurance, motor vehicle insurance, automobile or motor vehicle liability insurance, or any similar insurance business in the United States. (3) Consumer report The term consumer report has the meaning given such term in section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ), except that such term does not include any communication to the extent such communication relates to the driving history or place of residence of a consumer. (4) Credit score The term credit score has the meaning given such term in section 609(f)(2) of the Fair Credit Reporting Act ( 15 U.S.C. 1681g(f)(2) ). (5) Employment status The term employment status means a consumer’s status as a current full-time employee, part-time employee, employed, unemployed, underemployed, or any other such designation which indicates a consumer’s work status. (6) Home ownership status The term home ownership status refers to whether a consumer currently owns any real property which may be used as a residence. (7) Level of education The term level of education refers to the highest grade level completed in a secondary school or trade school, a professional licensure or certification, or the highest undergraduate or graduate college degree obtained. Such term does not include the completion of a traffic safety course or scholastic achievement while enrolled in a school, college, or university. (8) Occupation The term occupation means a consumer’s current lawful employment position in a career or identifiable trade category. (9) Private passenger automobile The term private passenger automobile means a 4-wheel motor vehicle, whether owned or leased to an individual or individuals, and that is