; (B) assist the child in developing a plan to manage the benefits so as to meet the current and future needs of the child; and (C) provide the child financial literacy training, including regarding budgeting, saving, investing, managing credit, student loans, consumer debt and installment purchasing (including credit scoring, managing credit debt, and completing a loan application), banking (including balancing a checkbook, opening a deposit account, and the use of interest rates), State and Federal income taxation, personal insurance policies, identity theft security, and home ownership (including the basic process of obtaining a mortgage and the concepts of fixed and adjustable rate mortgages, subprime loans, and predatory lending). . (b) Provisions relating to representative payees (1) Amendments to title II Section 205(j) of such Act ( 42 U.S.C. 405(j) ) (as amended by the preceding provisions of this Act) is amended further— (A) by redesignating paragraphs (8), (9), (10), (11), and (12) as paragraphs (9), (10), (11), (12), and (13), respectively; and (B) by inserting after paragraph (7) the following new paragraph: (8) A representative payee who is a State shall manage the benefits paid to the representative payee under paragraph (1) on behalf of an individual who is in foster care under the responsibility of the State, in accordance with the plan developed for the child pursuant to section 471(a)(37). . (2) Amendment to title XVI Section 1631(a)(2) of such Act ( 42 U.S.C. 1383(a)(2) ) is amended by adding at the end the following: (J) A representative payee who is a State shall manage the benefits paid to the representative payee under subparagraph (A)(ii) of this paragraph on behalf of an individual who is in foster care under the responsibility of the State, in accordance with the plan developed for the child pursuant to section 471(a)(37). . (c) Exclusion from resources under the SSI program Section 1613(a) of such Act ( 42 U.S.C. 1382b(a) ) is amended— (1) by striking and at the end of paragraph (16)