; and (ii) the protected consumer’s representative— (I) submits the request to the consumer reporting agency at the address or other point of contact and in the manner specified by the consumer reporting agency; (II) provides to the consumer reporting agency sufficient proof of identification of the protected consumer and the representative; (III) provides to the consumer reporting agency sufficient proof of authority to act on behalf of the protected consumer; and (IV) pays to the consumer reporting agency a fee as provided under this subsection; (B) Creation of file If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under subparagraph (A), the consumer reporting agency shall create a credit record for the protected consumer. (C) Placement of security freeze Within 3 days after receiving a request described under subparagraph (A), a consumer reporting agency shall place a security freeze for the protected consumer. (4) Prohibition on release of record or file of protected consumer Unless a security freeze for a protected consumer is removed in accordance with this subsection, a consumer reporting agency may not release the protected consumer’s consumer report, any information derived from the protected consumer’s consumer report, or any record created for the protected consumer. (5) Timeline for a freeze for a protected consumer A security freeze for a protected consumer placed under this subsection shall remain in effect until— (A) the protected consumer or the protected consumer’s representative requests the consumer reporting agency to remove the security freeze in accordance with paragraph (6)