plan means any creditable coverage that is subject to any of the mental health parity laws. (3) Creditable coverage The term creditable coverage has the meaning given the term in section 2704(c) of the Public Health Service Act ( 42 U.S.C. 300gg–3(c) ). (4) Mental health parity laws The term mental health parity laws means— (A) section 2726 of the Public Health Service Act ( 42 U.S.C. 300gg–26 )