; appeals The Director shall develop guidance to provide appropriate exceptions to the prohibition under paragraph (1) and to allow for appeals to such prohibition. . (2) Effective Date Section 1304A of the National Flood Insurance Act of 1968, as added by paragraph (1) of this subsection, shall apply beginning upon the expiration of the 12-month period beginning on the date of the enactment of this Act. (h) Rates for properties newly mapped into areas with special flood hazards Subsection (i) of section 1308 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4015(i) ) is amended— (1) by striking the subsection designation and all that follows through Notwithstanding and inserting the following: (i) Rates for properties newly mapped into areas with special flood hazards (1) In general Except as provided in paragraph (2) and notwithstanding ; (2) by redesignating paragraphs (1) and (2) as subparagraphs (A) and (B), respectively, and moving the left margins of such subparagraphs, as so redesignated, and the matter following subparagraph (B), 2 ems to the right