; (v) obstacles faced by covered individuals in trying to access credit; (vi) the extent to which deployment and other military responsibilities affect the credit history of veterans and Reservists; and (vii) the extent to which covered individuals are aware of Federal programs targeted towards helping covered individuals access credit. (3) Report on veterans’ business outreach center program (A) In general Not later than 60 days after the end of the second fiscal year beginning after the date on which the veterans’ business outreach center program is established, the Comptroller General of the United States shall evaluate the effectiveness of the veterans’ business outreach center program, and submit to Congress a report on the results of that evaluation. (B) Contents The report submitted under subparagraph (A) shall include— (i) an assessment of— (I) the use of amounts made available to carry out the veterans’ business outreach center program; (II) the effectiveness of the services provided by each entity receiving financial assistance under the veterans’ business outreach center program; (III) whether the services described in subclause (II) are duplicative of services provided by other veterans service organizations, programs of the Small Business Administration, or programs of another Federal department or agency and, if so, recommendations regarding how to alleviate the duplication of the services; (IV) whether there are areas of the United States in which there are not adequate entrepreneurial services for small business concerns owned and controlled by veterans and, if so, whether there is a veterans' business outreach center established under the veterans’ business outreach center program providing services to that area; and (V) whether there is a correlation between the proximity of a veterans’ business outreach center to small business concerns owned and controlled by veterans and the rate of the use of the services of the veterans’ business outreach center