; or (2) such substitution is in the best interest of the United States. . (f) Earth movement Section 1306 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4013 ) is amended by adding at the end the following: (e) Earth movement A flood insurance claim filed under this title for damage to or loss of property may not be denied based on the earth movement exclusion in the Standard Flood Insurance Policy if the claim is filed as the result of a flood, including a claim for damage to or loss or property caused by earth movement that was caused by a flood. . (g) Appeals process Section 205 of the Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 ( 42 U.S.C. 4011 note) is amended— (1) by striking Not later than and inserting (a) In general .—Not later than ; and (2) by adding at the end the following: (b) Review of appeals (1) Clarity The Director shall ensure that the appeals process established under subsection (a) has clear rules, forms, and deadlines. (2) Notification upon initial denial of claim The Director shall ensure that a claimant is provided with the rules, forms, and deadlines described in paragraph (1) at the time a claim is first denied in full or in part, including— (A) the effective date of the denial; (B) a justification for the denial, including supporting documentation; (C) the date on which the period of limitation for instituting an action against the Administrator on the claim under section 1341 of the National Flood Insurance Act of 1968 ( 42 U.S.C. 4072 ) will end