; (vi) a description of the consumer’s rights pursuant to subsection (d) (relating to furnishing notifications to certain users of consumer reports); and (vii) any other information, as determined by the Bureau. (E) No excuse for failure to conduct appeal A consumer reporting agency may not refuse to conduct a review of an appeal under this subsection because the agency determines that the notice of appeal was submitted by an authorized third party, unless the agency has clear and convincing evidence that the third party is not authorized to submit the notice of appeal on the consumer’s behalf. If the consumer reporting agency refuses to conduct a review of the appeal for these reasons, it shall provide a clear and conspicuous written notice to the consumer explaining the reasons for the refusal and describing any information the consumer is required to provide for the agency to conduct a review of the appeal. . (b) Appeals of investigations conducted by furnishers of information Section 623(a) of the Fair Credit Reporting Act ( 15 U.S.C. 1681s–2(a) ) is amended by adding at the end the following new paragraph: (10) Duty of furnishers of information upon notice of appeal of investigation (A) In general Within 120 days of the date of receipt of the results of an investigation conducted under paragraph (8)(E), a consumer may, free of charge, appeal such results by submitting a notice of appeal to the person who provided the information in the dispute to a consumer reporting agency (hereafter in this paragraph referred to as the furnisher ). (B) Notice of appeal A notice of appeal described in subparagraph (A) may be submitted in writing, through a toll-free telephone number, or by other electronic means established by the furnisher, and— (i) shall identify the information contained in the consumer’s file that is the subject of the appeal; (ii) shall describe the specific reasons for submitting the notice of appeal