I 115th CONGRESS 1st Session H. R. 4053 IN THE HOUSE OF REPRESENTATIVES October 12, 2017 Mr. Fortenberry introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Fair Credit Reporting Act to require an independent audit of the cybersecurity practices of certain consumer reporting agencies, and for other purposes.

1. Independent audit of the cybersecurity practices of certain consumer reporting agencies (a) In general The Fair Credit Reporting Act ( 15 U.S.C. 1681 et seq.) is amended by adding at the end the following new section: 630. Independent audit of the cybersecurity practices of certain consumer reporting agencies The Bureau shall order an annual independent audit of the cybersecurity practices of consumer reporting agencies described under section 603(p). The results of each audit shall be submitted to Congress along with the audit required under section 1016A(b) of the Consumer Financial Protection Act of 2010. . (b) Table of contents amendment The table of contents of the Fair Credit Reporting Act is amended by adding at the end the following new item: 630. Independent audit of the cybersecurity practices of certain consumer reporting agencies. .