II 115th CONGRESS 2d Session S. 2698 IN THE SENATE OF THE UNITED STATES April 18, 2018 Ms. Cortez Masto (for herself and Ms. Warren ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To make necessary reforms to improve compliance with loss mitigation requirements by servicers of mortgages for single family housing insured by the FHA, and for other purposes.