; (2) in paragraph (1)— (A) by inserting or incomplete after inaccurate each place that term appears; and (B) in subparagraph (D), by inserting or completeness after accuracy ; and (3) in paragraph (8)— (A) in subparagraph (A), by inserting and completeness after accuracy ; and (B) in subparagraph (D), by inserting or completeness after accuracy . (b) Negative information notices to consumers Section 623(a)(7) ( 15 U.S.C. 1681s–2(a)(7) ) of such Act is amended to read as follows: (7) Duty of furnishers to inform consumers about reporting negative information (A) General negative information warning notice to all consumers prior to furnishing such information (i) In general Any person that regularly furnishes negative information to a consumer reporting agency described in subsection (p) or (x) of section 603 about activity on any accounts of a consumer held by such person or transactions associated with credit extended to a consumer by such person shall provide a written general negative information warning notice to each such consumer before such person may furnish any negative information relating to such a consumer. (ii) Content Such notice shall— (I) be clear and conspicuous; (II) describe the types of activities that constitute negative information; (III) inform the consumer that the person may report negative information relating to any such accounts or transactions to a consumer reporting agency described in subsection (p) or (x) of section 603; (IV) state that the negative information may appear on a consumer report of the consumer for the periods described in section 605 and that during such periods, the negative information may adversely impact the consumer’s credit score; (V) state that in some limited circumstances, the negative information may result in other adverse actions, including a denial of a new job or a promotion from existing employment