the end the following: (d) (1) Definition In this subsection, the term credit score means a numerical value or a categorization derived from a statistical tool or modeling system used by a person who makes or arranges a loan to predict the likelihood of certain credit behaviors, including default. (2) Use of credit scores The Corporation may condition purchase of a residential mortgage by the Corporation under this section on the provision of a credit score for the borrower only if— (A) the credit score is derived from any credit scoring model that has been validated and approved by the Corporation under this subsection