; (iv) whether there is a local industry that is failing or relocating out of the service area of the municipality, or if a local industry might fail or relocate if higher taxes or fees are imposed on it; (v) the municipality’s capital improvement plan and whether the municipality would, in order to finance improvements to comply with the requirements of this Act, have to divert resources that would otherwise be used for investment in essential capital projects that provide core public services to the community; (vi) the ability of the municipality to incur more debt, including its ability to issue, and find a market for, additional municipal bonds; (vii) whether the debt incurred to implement the effluent limitations and other control measures has or will result in a lowering of the municipality’s bond rating; (viii) whether the municipality has limited legal authority to pass increased costs through to ratepayers and increased costs of water quality programs must be paid from its general fund; (ix) the legally adopted rate structure for provision of water- and wastewater-related services in the service area in effect at the time that a determination of economic affordability is made; (x) the cumulative costs paid by persons in the service area to an entity for provision of water- and wastewater-related services