; and (2) for which individual coverage has been selected. (f) Prohibition on reconstitution The Secretary shall ensure that producers on a farm do not reconstitute the farm to void or change an election or selection made under this section. 7. Price loss coverage (a) Price loss coverage payments If all of the producers on a farm make the election under section 6(a) to obtain price loss coverage, or are deemed to have made that election under section 6(c)(2), the Secretary shall make price loss coverage payments to producers on the farm on a covered commodity-by-covered-commodity basis if the Secretary determines that, for any of the 2019 through 2023 crop years— (1) the effective price for the covered commodity for the crop year; is less than (2) the reference price for the covered commodity for the crop year. (b) Effective price (1) In general Except as provided in paragraph (2), the effective price for a covered commodity for a crop year shall be the higher of— (A) the national average market price received by producers during the 12-month marketing year for the covered commodity, as determined by the Secretary; or (B) the national average loan rate for a marketing assistance loan for the covered commodity in effect for that crop year under subtitle B of title I of the Agricultural Act of 2014 ( 7 U.S.C. 9031 et seq.). (2) Seed cotton (A) In general The effective price for seed cotton for a crop year shall be equal to the marketing year average price for seed cotton, as calculated under subparagraph (B). (B) Calculation The marketing year average price for seed cotton for a crop year shall be equal to the quotient obtained by dividing— (i) the sum obtained by adding— (I) the product obtained by multiplying— (aa) the upland cotton lint marketing year average price; and (bb) the total United States upland cotton lint production, measured in pounds; and (II) the product obtained by multiplying— (aa) the cottonseed marketing year average price