renders such data indecipherable in the absence of associated cryptographic keys necessary to enable decryption of such data. Such encryption must include appropriate management and safeguards of such keys to protect the integrity of the encryption. (7) Identity theft The term identity theft means the unauthorized use of another person’s personal information for the purpose of engaging in commercial transactions under the name of such other person. (8) Non-public information The term non-public information means information about an individual that is of a private nature and neither available to the general public nor obtained from a public record. (9) Personal information (A) Definition The term personal information means any information or compilation of information that includes any of the following: (i) An individual’s first name or initial and last name in combination with any or more of the following data elements for that individuals: (I) Home address or telephone number. (II) Mother’s maiden name. (III) Month, day, and year of birth. (IV) User name or electronic mail address. (ii) Driver’s license number, passport number, military identification number, alien registration number, or other similar number issued on a government document used to verify identity. (iii) Unique account identifier, including a financial account number, credit or debit card number, electronic identification number, user name, or routing code. (iv) Partial or complete Social Security number. (v) Unique biometric or genetic data such as a fingerprint, voice print, a retina or iris image, or any other unique physical representations. (vi) Information that could be used to access an individual’s account, such as user name and password or email address and password. (vii) Any two or more of the following data elements: (I) An individual’s first and last name or first initial and last name. (II) A unique account identifier, including a financial account number or credit or debit card number, electronic identification number, user