That the House of Representatives— (1) commemorates the 15th anniversary of the creation of Health Savings Accounts; (2) commends those individuals and organizations that have brought Health Savings Accounts and their associated HSA-qualified health plans to American consumers, including employers, insurers, banks, credit unions, and third-party administrators; (3) recognizes the current and former staff of the Department of the Treasury, the Internal Revenue Service, and the Department of Labor in shaping the policies and implementation of Health Savings Accounts; (4) encourages all Americans to consider participating in a Health Savings Account to help them pay for their out-of-pocket health care expenses and plan for their future expenses in retirement; and (5) supports the expansion of Health Savings Accounts in public insurance programs such as Medicare, Medicaid, Tricare, and the Veterans Affairs health system.