; (B) the terms Reservist , small business concern owned and controlled by veterans , and veterans’ business outreach center program have the meanings given those terms in section 32(g) of the Small Business Act, as added by subsection (a); and (C) the terms service-disabled veteran , small business concern , and veteran have the meanings given those terms under section 3 of the Small Business Act ( 15 U.S.C. 632 ). (2) Report on access to credit (A) In general Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall submit a report regarding the ability of small business concerns owned and controlled by covered individuals to access credit to— (i) the Committee on Veterans' Affairs and the Committee on Small Business and Entrepreneurship of the Senate; and (ii) the Committee on Veterans' Affairs and the Committee on Small Business of the House of Representatives. (B) Contents The report submitted under subparagraph (A) shall include an analysis of— (i) the sources of credit used by small business concerns owned and controlled by covered individuals and the percentage of the credit obtained by small business concerns owned and controlled by covered individuals that is obtained from each source; (ii) the default rate for small business concerns owned and controlled by covered individuals separately for each source of credit described in clause (i), as compared to the default rate for the source of credit for small business concerns generally; (iii) the Federal lending programs available to provide credit to small business concerns owned and controlled by covered individuals; (iv) gaps, if any, in the availability of credit for small business concerns owned and controlled by covered individuals that are not being filled by the Federal Government or private sources; (v) obstacles faced by covered individuals in trying to access credit; (vi) the extent to which deployment and other military responsibilities affect the credit history of veterans and Reservists