; (2) by inserting before paragraph (2), as so redesignated, the following: (1) on an annual basis and prior to the submission of the detailed business-type budget required under paragraph (2)— (A) make publicly available and cause to be printed in the Federal Register a draft of such detailed business-type budget; and (B) hold a public hearing, with public notice provided of such hearing, wherein the public can submit comments on the draft of such detailed business-type budget; ; and (3) in paragraph (2), as so redesignated— (A) by inserting detailed after submit a ; and (B) by inserting , and where such budget shall address any comments submitted by the public pursuant to paragraph (1)(B) after Control Act . J Taking Account of Institutions with Low Operation Risk 546. Regulations appropriate to business models (a) In general For any regulatory action occurring after the date of the enactment of this Act, each Federal financial institutions regulatory agency shall— (1) take into consideration the risk profile and business models of each type of institution or class of institutions subject to the regulatory action; (2) determine the necessity, appropriateness, and impact of applying such regulatory action to such institutions or classes of institutions; and (3) tailor such regulatory action in a manner that limits the regulatory compliance impact, cost, liability risk, and other burdens, as appropriate, for the risk profile and business model of the institution or class of institutions involved. (b) Other considerations In carrying out the requirements of subsection (a), each Federal financial institutions regulatory agency shall consider— (1) the impact that such regulatory action, both by itself and in conjunction with the aggregate effect of other regulations, has on the ability of the applicable institution or class of institutions to serve evolving and diverse customer needs