; and (B) is subject to qualifying mortgage insurance. (5) Qualifying mortgage insurance The term qualifying mortgage insurance means, with respect to a qualifying loan, primary mortgage guaranty insurance for such qualifying loan that— (A) is placed at the time the qualifying loan is originated; (B) guarantees or insures that portion of the unpaid principal balance of the qualifying loan that is in excess of 50 percent of the value of the property securing the mortgage; and (C) is provided by an eligible mortgage insurance provider. 5. Rule of construction Nothing in this Act or the amendments made by this Act shall be affected solely by termination of the conservatorship of an enterprise pursuant to section 1367 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 ( 12 U.S.C. 4617 ).