; and (2) not later than January 1, 2025, submit a report on the results of such study to the Committee on Ways and Means of the House of Representatives and the Committee on Finance of the Senate. II Improving Payee Selection and Quality 201. Advance designation of representative payees (a) In general Section 205(j)(1) of the Social Security Act ( 42 U.S.C. 405(j)(1) ) is amended by adding at the end the following: (C) (i) An individual who is entitled to or is an applicant for a benefit under this title, title VIII, or title XVI, who has attained 18 years of age or is an emancipated minor, may, at any time, designate one or more other individuals to serve as a representative payee for such individual in the event that the Commissioner of Social Security determines under subparagraph (A) that the interest of such individual would be served by certification for payment of such benefits to which the individual is entitled to a representative payee. If the Commissioner of Social Security makes such a determination with respect to such individual at any time after such designation has been made, the Commissioner shall— (I) certify payment of such benefits to the designated individual, subject to the requirements of paragraph (2)