; (ii) authorized by a contract between the debt collector and the Federal agency; and (iii) not greater than 10 percent of the amount collected by the debt collector. . 5. GAO study and report (a) Study The Comptroller General of the United States shall commence a study on the use of debt collectors by Federal, State, and local government agencies, including— (1) the powers given to the debt collectors by Federal, State, and local government agencies; (2) the contracting process that allows a Federal, State, or local government agency to award debt collection to a certain company, including the selection process; (3) any fees charged to debtors in addition to principal and interest on the outstanding debt; (4) how the fees described in paragraph (3) vary from State to State; (5) consumer protection at the State level that offer recourse to those whom debts have been wrongfully attributed; (6) the revenues received by debt collectors from Federal, State, and local government agencies; (7) the amount of any revenue sharing agreements between debt collectors and Federal, State, and local government agencies; (8) the difference in debt collection procedures across geographic regions, including the extent to which debt collectors pursue court judgments to collect debts; and (9) any legal immunity or other protections given to the debt collectors hired by State and local government agencies, including whether the debt collectors are subject to the Fair Debt Collection Practices Act ( 15 U.S.C. 1692 et seq.). (b) Report Not later than 1 year after the date of enactment of this Act, the Comptroller General of the United States shall submit to Congress a report on the completed study required under subsection (a).