I 115th CONGRESS 1st Session H. R. 4439 IN THE HOUSE OF REPRESENTATIVES November 16, 2017 Mr. Hollingsworth (for himself, Mr. Hastings , Mr. McHenry , Mr. Luetkemeyer , and Mr. Cuellar ) introduced the following bill; which was referred to the Committee on Financial Services A BILL To amend the Revised Statutes, the Bank Service Company Act, the Federal Deposit Insurance Act, and the Home Owners’ Loan Act to clarify that the role of the insured depository institution as lender and the location of an insured depository institution under applicable law are not affected by any contract between the institution and a third-party service provider, and to clarify that Federal preemption of State usury laws applies to any loan to which an insured depository institution is the party to which the debt is initially owed according to its terms, and for other purposes.