; (B) in paragraph (1)— (i) in the paragraph heading, by striking Initial alerts and inserting In general ; (ii) in the matter preceding subparagraph (A), by inserting or harmed by the unauthorized disclosure of the financial or personally identifiable information of the consumer, after identity theft, ; (iii) in subparagraph (A)— (I) by striking 90 days and inserting 1 year ; and (II) by striking and at the end; (iv) in subparagraph (B)— (I) by inserting 1-year before fraud alert ; and (II) by striking the period at the end and inserting ; and ; and (v) by adding at the end the following: (C) upon the expiration of the 1-year period described in subparagraph (A) or a subsequent 1-year period, and in response to a direct request by the consumer or such representative, continue the fraud alert for an additional period of 1 year if the information asserted in this paragraph remains applicable. ; and (C) in paragraph (2)— (i) in the matter preceding subparagraph (A), by inserting 1-year before fraud alert ; and (ii) in subparagraph (B), by striking any request described in subparagraph (A) and inserting the consumer reporting agency includes the 1-year fraud alert in the file of the consumer ; (2) in subsection (b)— (A) in the subsection heading, by striking Extended and inserting Seven-Year ; (B) in paragraph (1)— (i) in subparagraph (B)— (I) by striking 5-year period beginning on the date of such request and inserting the 7-year period described in subparagraph (A) ; and (II) by striking and at the end; (ii) in subparagraph (C)— (I) by striking extended and inserting 7-year ; and (II) by striking the period at the end and inserting ; and ; and (iii) by adding at the end the following: (D) upon the expiration of the 7-year period described in subparagraph (A) or a subsequent 7-year period, and in response to a direct request by the consumer or such representative, continue the fraud alert for an additional period of 7 years if the consumer or such representative submits an updated identity theft report.