; (B) the individual had attained early retirement age (as defined in section 216(l)(2)); and (C) the individual was not under a penalty imposed under section 1129A. (3) For purposes of paragraph (1), a determination of the total number of increment months for an individual shall be made each time the individual becomes entitled or re-entitled to a widow's or widower's insurance benefit or begins receiving such a benefit after a period during which the individual did not receive the benefit pursuant to a request under section 202(z) that such benefit not be paid. (4) This subsection shall be applied to a widow's or widower's insurance benefit before any reduction under this title except for the reduction under subparagraph (D) of subsection (e)(2) or (f)(2) of section 202 (as applicable). (5) For purposes of paragraph (1)(A), the applicable percentage for an individual is a percentage equal to— (A) 28.5; divided by (B) the number of months between the month in which the individual attains early retirement age (as defined in section 216(l)(2)) and the month in which the individual attains retirement age (as defined in section 216(l)(1)). (6) In no case shall the amount of a widow or widower's insurance benefit be increased under this subsection to an amount that exceeds the higher of— (A) the primary insurance amount of the deceased individual on whose wages and self-employment income the widow's or widower's insurance benefit is based