1. Short title This Act may be cited as the Rural Disaster Recovery Act of 2018 . 2. State individual assistance programs Title III of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5141 et seq.) is amended by adding at the end the following: 328. State individual assistance programs (a) Incentive for individual assistance programs A State may receive an increased Federal share for financial assistance under subsection (c) if the State develops and implements an individual assistance program that authorizes the State government to provide financial assistance, and if necessary, direct services, to individuals and households in the State who, as a direct result of a major disaster or an event that does not trigger a major disaster declaration, have necessary expenses and serious needs in cases in which the individuals and households are unable to meet such expenses through other means. (b) Eligibility criteria (1) In general The Administrator of the Federal Emergency Management Agency shall publish minimum eligibility criteria for a State individual assistance program established under subsection (a) that receives an increased Federal share for financial assistance under subsection (c). (2) Considerations In formulating the minimum eligibility criteria required under paragraph (1), the Administrator of the Federal Emergency Management Agency shall consider— (A) the total taxable resources of the individual State or other measure of fiscal capacity, as appropriate; (B) the variation of total taxable resources, or other measures of fiscal capacity, among the individual State; and (C) the historical frequency of declarations made pursuant to sections 401 and 501. (3) Publication deadline The Administrator of the Federal Emergency Management Agency shall publish— (A) interim minimum eligibility criteria required under paragraph (1) not later than 180 days after the date of enactment of this section