; (4) by inserting after identity theft the following: , fraud, or a related crime, or otherwise are harmed by the unauthorized disclosure of the consumer’s financial or personally identifiable information, ; and (5) by striking fraud. and inserting identity theft, fraud, or other related crime. Such standardized affidavit and procedures shall not include a requirement that a consumer obtain a police report. . 809. Establishes the right to free credit monitoring and identity theft protection services for certain consumers Section 605A of the Fair Credit Reporting Act ( 15 U.S.C. 1681c–1(a) ), as amended by section 805, is further amended by adding at the end the following: (j) Credit monitoring and identity theft protection services (1) In general Upon the direct request of a consumer, or individual acting on behalf of or as a personal representative of a consumer, a consumer reporting agency described in section 603(p) that maintains a file on the consumer and has received appropriate proof of the identity of the requester (as described in section 1022.123 of title 12, Code of Federal Regulations) shall provide the consumer with credit monitoring and identity theft protection services not later than 1 business day after receiving such request sent by postal mail, toll-free telephone, or secure electronic means as established by the agency. (2) Fees (A) Classes of consumers The Bureau may establish classes of consumers eligible to receive credit monitoring and identity theft protection services free of charge. (B) No fee A consumer reporting agency described in section 603(p) may not charge a consumer a fee to receive credit monitoring and identity theft protection services if the consumer or a representative of the consumer— (i) asserts in good faith a suspicion that the consumer has been or is about to become a victim of identity theft, fraud, or a related crime, or harmed by the unauthorized disclosure of the consumer’s financial or personally identifiable information