1. Short title This Act may be cited as the Tenant Protection Act . 2. Tenant blacklisting (a) Definitions In this section— (1) the terms consumer , consumer report , and nationwide specialty consumer reporting agency have the meanings given those terms in section 603 of the Fair Credit Reporting Act ( 15 U.S.C. 1681a ); and (2) the term tenant rating agency means a nationwide specialty consumer reporting agency described in section 603(x)(2) of the Fair Credit Reporting Act ( 15 U.S.C. 1681a(x)(2) ). (b) Amendments to the Fair Credit Reporting Act The Fair Credit Reporting Act ( 15 U.S.C. 1601 et seq.) is amended— (1) in section 605 ( 15 U.S.C. 1681c ), by adding at the end the following: (i) Housing court records A consumer reporting agency may not make a consumer report containing a landlord-tenant court or other housing court record, unless— (1) the case to which the record pertains resulted in a judgment of possession; (2) the decision of the court in the case to which the record pertains is not being appealed; and (3) the record antedates the consumer report by not more than 3 years. ; (2) in section 611(a) ( 15 U.S.C. 1681i(a) )— (A) in paragraph (1)(A), by inserting or by submitting a notice of the dispute through the centralized source described in section 612(a)(1)(B) or the centralized source required to be established under section 2(c) of the Tenant Protection Act after through a reseller ; and (B) in paragraph (2)— (i) in subparagraph (A)— (I) by striking or a reseller and inserting a reseller, or a centralized source ; and (II) by striking or reseller and inserting reseller, or centralized source ; and (ii) in subparagraph (B), by striking or the reseller and inserting the reseller, or the centralized source