services should be accompanied by reasonable and appropriate consumer protections. (5) Persons who choose to register as an authorized credit services provider pursuant to section 427 and who offer, sell, provide, or perform credit and identity protection services and credit education services should have the certainty of a safe harbor from the Credit Repair Organizations Act that this chapter providers. 423. Definitions For the purposes of this chapter, the following definitions apply: (1) Authorized credit services provider The term authorized credit services provider means a person that has registered as an authorized credit services provider under section 427. (2) Credit The term credit has the meaning given that term under section 403 of the Credit Repair Organizations Act. (3) Credit and identity protection service The term credit and identity protection service — (A) means any service offered, sold, provided, or performed to or for consumers for the express or implied purpose of protecting a consumer’s credit standing or to detect or prevent the commission or remediate the consequences of identity theft, fraud, data breach, or other unauthorized financial or credit-related activity