debt. (F) An analysis of the extent to which individuals indebted to the United States by virtue of their participation in a benefits program administered by the Secretary of Veterans Affairs are so indebted as a result of an error, misrepresentation, or fraud by such individuals. (3) Report Not later than one year after the date of the enactment of this Act, the Secretary of Veterans Affairs, in coordination with the Secretary of the Treasury, shall submit to Congress a report on the findings of the Secretaries with respect to the study conducted under paragraph (1).