II 115th CONGRESS 2d Session S. 3726 IN THE SENATE OF THE UNITED STATES December 6, 2018 Ms. Klobuchar (for herself and Mr. Tillis ) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs A BILL To amend the Economic Growth, Regulatory Relief, and Consumer Protection Act to clarify seasoning requirements for certain refinanced mortgage loans, and for other purposes.

1. Short title This Act may be cited as the Protect Affordable Mortgages for Veterans Act of 2018 . 2. Repeal of section 309 (b) of Public Law 115–174 Section 306(g)(1) of the National Housing Act ( 12 U.S.C. 1721(g)(1) ) is amended by striking the second sentence (as added by section 309(b) of Public Law 115–174 ). 3. Rule of construction Nothing in this Act may be construed to restrict or otherwise modify the authorities of the Government National Mortgage Association.