; (bb) providing objective financial data and comparisons with independent benchmarks to the plan; or (cc) identifying a sample set of investment alternatives based on the plan’s stated criteria in response to an inquiry from a plan fiduciary. (v) Valuation The communication consists solely of valuation information. (vi) Financial education The communication consists solely of— (I) information described in Department of Labor Interpretive Bulletin 96–1 (29 C.F.R. 2509.96–1, as in effect on January 1, 2015), regardless of whether such education is provided to a plan or plan fiduciary or a participant or beneficiary; (II) information provided to participants or beneficiaries regarding the factors to consider in deciding whether to elect to receive a distribution from a plan and whether to roll over such distribution to a plan, so long as any examples of different distribution alternatives are accompanied by all material facts and assumptions on which the examples are based; or (III) any additional information treated as education by the Secretary. (11) Best interest recommendation For purposes of this subsection— (A) In general The term best interest recommendation means a recommendation— (i) for which no more than reasonable compensation is paid (as determined under subsection (d)(2)); (ii) provided by a person acting with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person would exercise based on— (I) the information obtained through the reasonable diligence of the person regarding factors such as the advice recipient’s age; and (II) any other information that the advice recipient discloses to the person in connection with receiving such recommendation; and (iii) where the person places the interests of the plan or advice recipient above its own. (B) Investment options