Comparison of free credit monitoring services
Introduction The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report." Care should be taken when providing a full Social Security number to any other website.+ '''Comparison of free credit monitoring websites''' '''Name'''  '''Frequency''' '''Credit bureau(s)''' '''Full SSN required?''' '''Scoring model''' AnnualCreditReport.com Annual full official report (one from each agency) Equifax, Experian, TransUnion   CreditCards.com by Bankrate Monthly full report TransUnion   CreditWise by Capital One Weekly full report TransUnion   CreditWorks Basic by ExperianMonthly full report Experian   Credit Journey by Chase Weekly summary TransUnion   Credit Karma Daily TransUnion & Daily Equifax full reports TransUnion, Equifax   Credit Sesame Monthly summary TransUnion   Equifax Core Credit Monthly summary Equifax   FICO Free Credit Score Plan Monthly summary Equifax   LendingTree Monthly summary TransUnion   Mint by Intuit Monthly summary TransUnion   myBankrate Monthly full report TransUnion   MyCredit Guide by American Express Weekly full reportTransUnion   NerdWallet Weekly full reportTransUnion   Nav Every 30 days Experian and Dun & Bradstreet   TransUnion TrueIdentity Monthly full report TransUnion   WalletHub Daily full report TransUnion
See also * Credit score in the United States* Criticism of credit scoring systems in the United States* Fair Credit Reporting Act
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