Likelemba
Introduction '''Likelemba''' is an African solidarity savings mechanism, a type of ROSCA (rotating savings and credit association), where several members put a certain sum of money in a "pot" and, every month, the total amount contained in the pot is then disbursed to one of the participating members.
Example Twelve people - typically women - put 100€ every month in their "likelemba pot". * Month 1, member 1 - normally chosen by chance  - gets 11 x 100€ = 1,100 €. * Month 2, another member gets elected and rewarded with the 1,100 €, etc.
Benefits The secret of the success of likelemba is its simplicity and formula whereby a lot of small amounts that every member can easily spare make one big prize. The winner has a fairly large amount with which he/she can do something extraordinary and, hopefully, break out of a financial circle of misery or difficult lifestyle.
See also * Osusu, another term for the same thing, used in different regions
External links *  Likelemba according to congoforum.be*  Likelemba.doc on congoforum.be